CAR LOAN FRAUDS. EXPLAINED BY EX-BANKER REGIONAL HEAD CAR LOAN !!

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  • Опубліковано 23 чер 2021
  • Here are 5 Hidden Terms of Car Loan Finance Explained. If you follow it will save in thousands on Car Loan Finance on buying your dream car.
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КОМЕНТАРІ • 228

  • @jitendra497
    @jitendra497 3 роки тому +81

    Haan ji sahab.welcome to my car helpline kaise h aap👍

    • @grrg474
      @grrg474 2 роки тому +3

      Kessssssse hain ?????? Arey bataiye to sahi ..... Kessssssse hain ????

    • @jitendra497
      @jitendra497 2 роки тому +2

      @@grrg474 😀😀😀thik hu brother😂😂😂

    • @zahidjunach8522
      @zahidjunach8522 2 роки тому +1

      Sun ke sukun milta hai

  • @manideep_nulu
    @manideep_nulu 3 роки тому +58

    Sir, yours is one of the most underrated channel of all motor websites. Your knowledge on car buying & selling process is amazing. Thanks for the treat 🙏

  • @kiranmr7804
    @kiranmr7804 3 роки тому +66

    Your are wealth saver of middle class people,such a great you are❤️💛

  • @adityagauba630
    @adityagauba630 3 роки тому +27

    He is the reason Im not broke by now.. especially amid COVID related financial issues. there is literally no one else who guides us in so streighforward and honest way...

  • @havefun8669
    @havefun8669 3 роки тому +3

    Sabse badhiya....gaadi cash mai lo.....i am a normal working person ...and purchased 2 cars by age of 36 yrs...one is Chevrolet beat petrol top model..in 2011 and second is Nexon diesel in 2019 and both purchased on cash, rather then giving money to banker or dealer on interest .....yes have to take help of rs 2 lacks from my brother...and returned him as per commitment.....it's always better to be transparent in money transaction with family members...and we all can save lot more on interest part

  • @jeetkhakhar8635
    @jeetkhakhar8635 3 роки тому +20

    Same thing happened with me. They tried selling me insurance to cover loan. My simple answer was you are charging interest rate for the risk you are taking to lend me money, show where on the loan document it is written that this compulsory. They had no answer as expected

  • @hemantdixit9196
    @hemantdixit9196 3 роки тому +10

    Extensive & informative. Beautifully described financial aspects of car loan. You possess better financial knowledge and ability than any banker.
    I wish you success and fame.👍

  • @ravindragaikwad7930
    @ravindragaikwad7930 3 роки тому +9

    First of all thank you very much sir.
    I always watch your videos as I am getting very good information from your videos.

  • @vikram_singh247
    @vikram_singh247 3 роки тому +6

    As always, very comprehensive information shared. Thanks a lot!

  • @sandeepbodra
    @sandeepbodra 3 роки тому +4

    Excellent information explained in very simplified way. Thanks a lot Sir. 😊🙏

  • @samshahbaz
    @samshahbaz 2 роки тому +1

    Bro where was i even searching on youtube for car related stuffs.... you are doing a great job. Hats off man.

  • @Ravi62261
    @Ravi62261 3 роки тому +5

    Good one Gagan, as always!

  • @shwetagarwal8768
    @shwetagarwal8768 2 роки тому +2

    This guy is great.. Very passionate about his work, very thorough.

  • @ganeshdoiphode5639
    @ganeshdoiphode5639 3 роки тому +7

    First like from me sir ❤️🥳
    Love u sir❤️

  • @prabhaxseth8848
    @prabhaxseth8848 3 роки тому +3

    Salute u dear, u r one of the most valuable and informative person

  • @manish1609
    @manish1609 3 роки тому +7

    Amazing insights .. thanks for your efforts 👍

  • @AbdulRajakShaik
    @AbdulRajakShaik 3 роки тому +2

    Thank you for the nice Knowledge Transfer. I appreciate your efforts.

  • @anuragsharma9574
    @anuragsharma9574 3 роки тому +2

    God bless you.keep doing good job.thanks for valuable information.

  • @nkrishnamys
    @nkrishnamys 3 роки тому +2

    Good great, ji please do continue this public awareness programs. Thank you

  • @tacit_
    @tacit_ Рік тому +1

    Bro you are debunking all secrets of bank and dealers nexus ...you are doing such a great job....what a knowledge you have bro 👌

  • @arunbhardwaj3365
    @arunbhardwaj3365 2 роки тому +1

    u r tremendous sir, u r the reason why i got so much knowledge about car related stuff.

  • @VK-no5kj
    @VK-no5kj 2 роки тому +2

    True. this is the reason I avoid going to bank in person. They politely keep pestering to take some insurance product and I have to keep refusing.

  • @bijendramahapatra6907
    @bijendramahapatra6907 3 роки тому +3

    Baki sab thik hai Sirji. Yeh “khuda na khasta “ ki jagah “Bhagwan na Kare” bol lo. Kuch nahi bigdey ga

  • @marksharma4745
    @marksharma4745 3 роки тому

    Fantastic information. Really helpful for car buyers. 👍🏼

  • @deepakarora1261
    @deepakarora1261 3 роки тому +1

    Brilliant work and content!!

  • @kuljitsingh4012
    @kuljitsingh4012 2 роки тому +2

    Dear beta you and your style is beautiful. May God bless you. From (haryana)

  • @pattabhiram9549
    @pattabhiram9549 3 роки тому +1

    Many middle claass people like me are alive today because of good people like you sir ..thank you so much

  • @Mandeep_Singh_71
    @Mandeep_Singh_71 3 роки тому +19

    Great info shared as always and this is the reason I look forward to watching such videos from you. Brilliant stuff!!

    • @lovejitsingh552
      @lovejitsingh552 3 роки тому

      Kiwe a tarn taran waleya

    • @Mandeep_Singh_71
      @Mandeep_Singh_71 3 роки тому

      @@lovejitsingh552 not Taran Taran walaya .. Chandigarh walaya sounds better!!

  • @kmarif6436
    @kmarif6436 3 роки тому

    Sir your briefing highly appreciated. Trusted

  • @amritanshupadhyay7157
    @amritanshupadhyay7157 2 роки тому

    Thank you so much. Gagan bhai ji for the useful information.

  • @mystery4952
    @mystery4952 3 роки тому

    You always make informative videos... Thank you.

  • @yakshk4735
    @yakshk4735 2 роки тому

    So great info... Superb Guidance
    One and only one channel

  • @Abhishekgupta-zl7qx
    @Abhishekgupta-zl7qx 3 роки тому +2

    So valuable content..❤️

  • @rameshkiran1597
    @rameshkiran1597 3 роки тому

    Very useful video... especially 3rd point

  • @CAVIMALKUMARVERMA
    @CAVIMALKUMARVERMA 3 роки тому

    Hello brother again hats off to ur knowledge

  • @sanjaysaxena511
    @sanjaysaxena511 2 роки тому

    Superb ..very helpful tips and knowledge Sharing. Great work.

  • @KavibharathiMuralidharan
    @KavibharathiMuralidharan 3 роки тому +5

    Very useful content. Can you make the same content in English as well please?

  • @vasanthgreddyify
    @vasanthgreddyify 3 роки тому +1

    Hatsoff so genuine sir ji

  • @d03answer
    @d03answer 3 роки тому

    Excellent Sir. Thanks

  • @devKumar-uf2ok
    @devKumar-uf2ok Рік тому

    Your videos really knowledgeable and whatever you are giving information it’s 100% true even being a customer I would like to choose sbi for a car loan because private bank has log of hidden charges like pre-closure and foreclosure axis and icici both have 5% pre-closure and foreclosure,but in sbi no hidden charges 🎉sbi always great but it’s takes little time for getting a car loan

  • @manjunathmmanjunathm3690
    @manjunathmmanjunathm3690 3 роки тому

    Value information thank you.

  • @JaskaranSingh-ok7lo
    @JaskaranSingh-ok7lo 3 роки тому

    Gr8 information sir. Banks 🏦 are more clever than us .

  • @therock6134
    @therock6134 2 роки тому +1

    Super sy bi bahut upper 💖

  • @dr.gadhavi5276
    @dr.gadhavi5276 3 роки тому +1

    thanks sir for perfct Advs

  • @johnsondavid3867
    @johnsondavid3867 2 роки тому

    Very useful and practical information

  • @ambedkarambedkarjaybhim1504
    @ambedkarambedkarjaybhim1504 3 роки тому +1

    Very informative video

  • @naze515
    @naze515 2 роки тому

    Great work More power to you brother 👍

  • @shashankmor2773
    @shashankmor2773 2 роки тому

    You maade it Quick, Simple, Easy.

  • @jeevankadlak9413
    @jeevankadlak9413 2 роки тому

    Sir,
    Superb explanation..
    Loan me sahi me aisehi chooo banate hai..

  • @jaggiswamey8932
    @jaggiswamey8932 2 роки тому

    Sir.Thanks for Information.

  • @aminulhaque8087
    @aminulhaque8087 Рік тому

    Nice session .you need yo discuss about insurance ...

  • @wheelergiants
    @wheelergiants 3 роки тому +1

    Great information

  • @jaggiswamey8932
    @jaggiswamey8932 3 роки тому

    SIR.Good Information.

  • @deepakkukkar6956
    @deepakkukkar6956 3 роки тому

    goggle wale bhai saab...awesome video as always

  • @amitkumarsingh9538
    @amitkumarsingh9538 3 роки тому

    Salute you sir...

  • @bharatmahajan21872
    @bharatmahajan21872 2 роки тому

    Very worthy advise

  • @dheerajgowda1040
    @dheerajgowda1040 3 роки тому +1

    Sir there are new variant introduced by Hyundai Venue and Wheel Design change also.. Can you please do an complete video for that..

  • @chetanmailary6900
    @chetanmailary6900 3 роки тому +1

    Lovely sir

  • @pithwaaxay27
    @pithwaaxay27 2 роки тому

    Sir apke videos bahot informative hai but technical terms and explanation agar aaap hindi me kare to easily mind me fit ho jata hai

  • @adityabiyani387
    @adityabiyani387 Рік тому

    Thanks

  • @avnishpathak4813
    @avnishpathak4813 2 роки тому

    Very informative

  • @cateringtaste7585
    @cateringtaste7585 3 роки тому

    Sir service center me agar honda bike ke SERVICING karaye to kya compulsory he ki waha se engine oil kharide

  • @satishshankarappa4147
    @satishshankarappa4147 2 роки тому

    Thank you

  • @vaibhavsonawane5783
    @vaibhavsonawane5783 2 роки тому

    So what do you suggest. Should we not need to pay the loan amount in lumsum directly after certain period ?

  • @sachinpawar4417
    @sachinpawar4417 3 роки тому +1

    Please review Datsun redigo amt

  • @FESoul
    @FESoul 2 роки тому

    Good Information 👍

  • @beantsinghbhatia1611
    @beantsinghbhatia1611 3 роки тому +2

    Amongst the first few Sir

  • @narasimhapathrudu8775
    @narasimhapathrudu8775 3 роки тому

    Good information sir

  • @pratikbasu1146
    @pratikbasu1146 3 роки тому

    Namaskar Modi ji ! Liked your videos so much. Please make people aware about the benefit of taking insurance on taking any loans. In fact it's a necessity now a days considering the pandemic situation.

  • @saby7416
    @saby7416 3 роки тому

    very helpful

  • @bharathvansh5127
    @bharathvansh5127 3 роки тому +1

    Dont go to showroom for loans, go to banks directly and from there go to showroom, If you purchase bank loan from car showroom, the rate of interest will go up, which will go as a commission to showrooms

  • @KiranKumar-qy8pt
    @KiranKumar-qy8pt 3 роки тому

    Magnite cvt top end vs Kia sonet htx petrol, which one better?

  • @shaileshlamkhade6290
    @shaileshlamkhade6290 3 роки тому

    Nice info 👍

  • @ajayverma-bb5vp
    @ajayverma-bb5vp 2 роки тому

    Sir
    I am going to buy a new car patrol varient. I need your guidance like govt. Is going for the ethanol blending in future. So these engines will be compatible or companies will bring new tech. Pls guide what to do keeping this new in mind.

  • @gauravbhan
    @gauravbhan 3 роки тому +4

    All the dislikes are from car dealerships 😁

  • @SKM-iy7kb
    @SKM-iy7kb 3 роки тому +3

    Sab private bank me aisa hi hota he ... as a banker and they also hide the real interest rate just saying that reducing rate of interest ... rate remain same but amount will vary gradually

    • @rahuldey7408
      @rahuldey7408 3 роки тому

      Even in government banks like SBI are doing it.... Koi bhi dudh ka dhula hua nahin hain

    • @chuddakad
      @chuddakad 3 роки тому

      @@rahuldey7408 Govt. Banks doe not has any hidden term and conditions.

    • @amank1939
      @amank1939 3 роки тому

      @@rahuldey7408 no... There is a difference. Govt banks have daily reducing rate and pvt banks have monthly reducing rate. And why i know this is bcoz i work in a bank

  • @AnkitKumar-pm3bh
    @AnkitKumar-pm3bh 3 роки тому

    Sir insurance k bare me btaoo....konsa cover or addon lena chahiye, konsa nhi. 🙏

  • @anthonylalchhuanawma2076
    @anthonylalchhuanawma2076 3 роки тому

    Sir, Creta EX diesel manual or S Manual, petrol? which one shall i buy?

  • @amarbrahma450
    @amarbrahma450 3 роки тому

    Very good

  • @sunilmk5186
    @sunilmk5186 2 роки тому

    good one

  • @manaspradhan4168
    @manaspradhan4168 2 роки тому

    Nice sir 👏

  • @pravat143naik
    @pravat143naik 3 роки тому

    Sir, kindy erriors emi ka bare thoda jankari dijiye.

  • @parthsm008
    @parthsm008 3 роки тому +3

    IN series vehicle registration kab ayega sir???

  • @joshi517020
    @joshi517020 3 роки тому

    Bhai tum dialogue dena start kero movies me ….weight in your voice …very nice

  • @sandeepsingh-rl7oy
    @sandeepsingh-rl7oy 3 роки тому +5

    Sir my bank manger (PNB)charged me 15k for this he said that it is mandatory what action can i take regarding to this

  • @jeevankadlak9413
    @jeevankadlak9413 2 роки тому

    Sir,
    Please make video on check list while taking delivery of new car..

  • @jithendrakumar3236
    @jithendrakumar3236 3 роки тому

    Please make a video on car subscriptions

  • @abhishekpathak3712
    @abhishekpathak3712 3 роки тому

    Sir used car loan ka process aur rate k upar ek video banaiye... Plz.

  • @programminglaboratory
    @programminglaboratory 2 роки тому

    Good information

  • @mohdsameer5766
    @mohdsameer5766 3 роки тому +1

    Sir jaise aapne bataya ki 7 years ka loan agar mai 3 years par close kar raha hu to mera nuksaan hai , magar jab reducing principal pe interest calculate kiya jaata hai, to initial years me interest ka component zyada kaise hua ???
    Please explain .

  • @Dajjal0002
    @Dajjal0002 2 роки тому

    Commercial Ertiga loan interest rate jyada hai toh hum private Car loan lekar fir car ko commercial kar sakte hai kya? Is it beneficial.

  • @CHANDRU419
    @CHANDRU419 3 роки тому

    Sir. Will you please put subtitles going forward.

  • @subhashmagar5627
    @subhashmagar5627 2 роки тому +1

    Do you recommend hdfc car loan?

  • @vijaypratap1167
    @vijaypratap1167 2 роки тому

    Like the saabh!!

  • @vishalvarma4010
    @vishalvarma4010 3 роки тому

    Good

  • @ashutoshlngole4438
    @ashutoshlngole4438 2 роки тому

    In personal loan, SBI also booked advance emi.I gone through it.

  • @anayshukla7283
    @anayshukla7283 3 роки тому

    Haa ji saab...

  • @AamirKhan-xo4oi
    @AamirKhan-xo4oi 3 роки тому

    Sir tell about buisenes about travel, used car leke start krna hoto.

  • @mindfulness6543
    @mindfulness6543 3 роки тому

    Plz explain more about flat rate

  • @PawanSingh-dk2sy
    @PawanSingh-dk2sy 3 роки тому +5

    Sir is harrier a good option ? Compare to creata and seltos?