Це відео не доступне.
Перепрошуємо.
CAR INSURANCE UNTOLD SECRETS AND MYTHS
Вставка
- Опубліковано 31 лип 2020
- Know about Car Insurance Myths with Reality Explained for Best Discounts on Insurance Premium with Best Insurance Policy as recommended for your new Car
So which is the biggest myth been told to you about Car Insurance ? Share your Comments
Best start, 👉👉Haanji saab🤟👌👌👌👌
Please suggest Honda city zx or creta sx petrol for both city and highway
@@parthabaruah8216 it's depends on your choice if you wanna go with sedan then go with city or if you wanna go with SUV then creta is a best.Well both the cars are best in their perspective segments.
Sir please guide on salvage....
Told by Maruti Nexa showroom representative : Sir, humara bumper to bumper insurance hai... Aur isme sirf ₹1000 extra bhar ke aap engine cover bhi alag se le sakte hai. Amount mamuli si hai lekin faida bada hai iska. I said agar 8 lakh ki Baleno Zeta leta hu aur company uspe engine ki warranty nahi provide kar sakti, mujhe alag se leni padti hai, toh fir 8 lakh gaadi mein dalke kya matlab?
Please give this man the award "Honest UA-camer in the History"... 👑👑
tum hi dedo na!
channe ke jhaad pe matt chadao 😂
You should write down the book “The CARGURU”. I’ll be the first buyer for the book. Excellent knowledge levels. As always, very useful information! Thanks a lot sir !!
I m never disappointed when I watched my car helpline.. Right from the time when I was planning to buy car till now when I own a car... Very honest feedback...Great going...
U helped me alot when I met with an accident
Thanks alot for your guidance god bless u take care
You have all guts to talk about things, also can talk on lighter note.. knowledgeable, thanks for the quality content. Please keep it up, sir!!
Thank you very much sir....... I made 8,000 rupees savings at the time of my car insurance renewal, from your valuable information.
Thanks a lot sir for clearing the doubts I had for years....showroom representatives really do say the things you said and having very less knowledge had to believe them
Superb valuable knowledge you give to all customers to save their hard earned money....
Keep it up boss 🔥🔥
Gagan Sir,
Very beautiful and informative information. Love your style and talking. You are simply GREAT and KNOWLEDGEABLE. Thanks for sharing. I always watch your episodes. Really appreciate your knowledge.
Just got my car insurance through policy bazaar and saved 5k! Thanks man!
Hi sir, it's very useful and informative video. I m gonna buy a new car n i think i will follow ur suggestions.
I always watch ur videos n I love it
Thanks Sir. 🙏
From Darjeeling
your videos are super informative, has really helped me off late as i have booked a car just recently and followed many points you shared while negotiating to book the car i booked....
Very nice sir I just bought a second hand car and it's zero dep insurance got expired and i was very confused to renew it ur guidance really helped me.
Thanks sir for providing such important information. Really appreciated ur effort. I have one question my Ford ecosport 4yrs old front n back cladding gt faded . Doesn't look gud .also some scratches along wd minor dent . Can i claim n how ?
Online you can get the same policy at nearly 1/3 of the price! Most of the time the discount that the showrooms give you is on insurance only.
Excellent info. Showrooms are also charging 3 to 4 per cent more by way of RTO taxes. Please cover this aspect too.
perfect video.
recently I renewed my car insurance offline thru a known agent, but i selected the insurance company which is among the preferred list of Car company.
I negotiated a bit & covered all aspects told in this video.
(Car Showroom's quotation was higher by Rs.4000-5000. & non-negotiable too).
ua-cam.com/video/8VPqRRbwvyY/v-deo.html
Thanks after watching ur this particular video of new car insurance i have saved 23000 on my new car.
Gaganji.. Nice informative video. Recent announcement by Govt of India about consumers no more require to buy bulk insurance like for 3 years upfront for cars and 5yrs for bikes.. they can now from 1st Aug onwards buy year on year comprehensive cover and 3yrs 3rd party coverage.
Also one video about TPMS made mandatory from 1st Oct onwards would be helpful to all subscribers.
So subscribers can take decision whether to wait for CARS with mandatory TPMS in favor of Spare wheel or not
Much awaited topic , specifically new car buyers can save a lot,
Please add benefits of 3 yrs premium as well ( not about 1+3 ,1st party a d 3rd party, but 3 yrs 1st party, IDV , Rebate etc
from 1august2020 , there is only 1 yr insurance policy compulsory for all vehicles.
3yr & 5yrs wala sb hatt gya h ab.
You are the best among all UA-cam car related channel. Your information helps me many times
Sir you are doing a great service for the community, please make videos about two wheelers also.
Sir nice helpful video. I have question that during purchase of new car, is it better to buy full comprehensive insurance of 3 years?
Thanks..... I didn't know, that we can buy policy from other than dealership. I booked new Amaze today and I bargained with the dealership regarding Insurance price difference and finally he agreed to give me some benefits worth 5000.
Sir your content is really good if u want to add this in ur next video's I am a government employee and I know the things and mispercrtion thath they are hopeless with any issue. As far as I know every government employee answerable to every common people but they make a scenario like u comnan people can not do any thing. Plz cover the things which a comman pepole can do against any firm, they are liable to us, we are not liable to them. Like obdusment for insurance and consumer form and like another,where justice is delayed but can give a good lessons to shop owners and relax to another costumers. If u want I can give suggestions. Thanks
Right on time feels like this video has been made for me only. My renewal time is nearing. Thanks
Me too
Thanks for the advice, I enquired my Honda garage manager and selected HDFC ARGO from his recommendations.
Thanks a lot Mr Gagan. Because of you and ur advice I could save around 30K on my booking of new Creta 2020. Thank you so much. I will be grateful to you always for giving sincere advice. Really appreciate.
very informative video....i heard that now the insurance premium is going to be decreased, but i would like to know whether the used car's insurance premium would also be decreased?
you are doing a great job, after watching the video , i surfed to your website and got to know that why i did not search it before , it has all information which we need to know before buying the car and for knowledge too , i am planing to buy creta e or nexon, still in confusion, and my family loves creta, and your videos will be really helpful at the time of negotiating with car dealer
ua-cam.com/video/8VPqRRbwvyY/v-deo.html
I am pearson from kerala. I use to watch your every video. Its great information
Very informative ... Hats off to you sir .. U r so knowledgeable and down to earth personality ... Many more to learn from you sir 🥰😇😇😇🙏🙏🙏
Thanks buddy. I saved 40k last year after seeing your videos.
Got to know about RTI .
Showroom was trying to sell there product did little research in mkt and got a 40k less offer. God bless
You r practical and precise..Productive content..Keep us updated..Thanks
Sir pls tel us the main points which should b included in insurance like rat bite cover.. Which we may miss looking at less insurance price
Sir ur every video is very inspirational and practical. Even i booked a car today using ur tips n ticks and got a discount upto 30000 while they were giving only 12000 discount before using these tips. Thank u so much.
Great 👍
@Ashirbad What all discount and waivers did you get and how?! Could please elaborate?
@@ZeeshanKhan-eg9zi i was looking for grand i10 nios asta. The showroom onroad price was 8.20lac. They were giving a discount of 12k.
Then i told them to do insurance from outside which saved my 6k. Then i refused to pay handling charge of 4k. Accessories of 4k for free. I told them about another dealer who had given me a better price. So again they did a special discount of 5k. They put 15ltr of petrol also. While doing finance their rate of interest was 7.85% but i did it from my local branch at 7.45%. In this way i saved around 30k.
@@ashirbadmohanty5849 bhaukaal macha diya aapne to.....
Very informative. If I change insurance company, is it difficult to claim no claim bonus or no claim bonus transfers to other companies by default??
Thank you Mr Gagan. Your advice is very useful to all the vehicle owners. Lot of information which is worth to listen. One thing I would like to share with you is about the vehicle models. Most of the models are launched with better versions and technicalities around the world but when it comes to India it will be launched very late and when compared to the prices the manufacturers are taking Indian buyers for granted. The prices in India is much higher compared to the global price but the quality is not up to the global market standards. They learnt one thing that is they can sell any shit in India easily. And all the so called SUVs in India are fake Front Wheel Driven Sedans. Why the government is the authority not questioning the manufacturers. Are they also hand in glove with the companies. Thank you. The viewers are expecting a blog on this issues please. Kindly update.
Hello. Can you pls suggest that in todays scenario is it advisable to buy a diesel or a petrol car? Considering a 70-90 kms run per day on an avg.
Thank you Gagan ji. Based upon your suggestion and with my existing insurance's NCB i could save almost Rs 24000 on a new car policy
Which car insurance you preferred ?
Which car u took.. And which compnay insurance
Can you please explain the process of vehicle transfer from one state to other states like
1. NOC is required
2. Invoice is required?
3. Will the NOC is valid for lifetime or should we register with the perticular state government?
And if yes then what all are required and what will be the cost for it.
thanks for the info sir. just was waiting for this video for a long time.
very detailed video.
arre bapre...you just opened my eyes.i was thinking of reducing IDV😲😲
Never reduce idv
Thanks sir for the video, I am going to buy my first new car in coming week, Your videos helped me a lot in the whole process of purchase. And you website is also very helpful, all information are there in one place so it's very easy for me get them. Please keep up the good work 👍
Yes..even my prospective dealer sales guy has agreed to come down on the insurance premium amount , after I told him about the big premium difference btwin what I am getting online and what they are offering with the car.
Cheers
Very well explained.
Mahindra is charging almost double as insurance premium for xuv 300 when in online u will get the same insurance at half of the price.
Bhot sahi bataya apne
Customer is not aware about thr insurance policies ..... I am employee of icici lombard dehradun uttrakhand
Thanks sir.
I could negotiate better about car accessories after watching your video.
We are planning to buy a car in between a budget of 14-17 lakhs
Kia seltos htx diesel or hyundai creta sx diesel which one could be better ? Generally our drive is on hilly areas and rough road conditions city drive is very often ?
And which one would you prefer in terms of driver's car I. E ride, Handling and a good suspension setup?
Helpful for two wheeler insurance too .. thanks
Your every vedio is interesting and informative....keep doing great work
As usual awesome and educative content... Is there any change in car insurance guidelines from August 20 onwards... ??
Would request to kindly guide which car policy is best for new car
Thanks for the great information provided
If I am adding invoice cover then do I still need more IDV? Because invoice cover helps on a total loss and IDV also works on total loss.
Going to buy tata nexon xz plus di this month ... Was looking for same guidance... What timing sir... Really helpful
Aapki video dekh ke hmne aaj new car lia aur insurance direct bank se krae same insurance showroom wale 41900 ka de rhe the aur same hmne karaya HDFC ERGO se 35200 mein.🙏 Thanku sir👍
Is it good to take yearly insurance and getting renewal yearly or taking 3 year insurance at once . Which is worth??
Sir can we apply for insurance claim if rear windshield is broken and need to be replaced with new one?? Will that effect anything further. Please suggest
Great job.thank you
Very informative video. You are doing a great job. Thank you for your work.
ua-cam.com/video/8VPqRRbwvyY/v-deo.html
Very well explained sir.....
I will get delivery of my creta E petrol in next 10 days... Which cover you suggest for a brand new car..?
For my new car I thinking of keeping IDV to ex-showroom price - 5% depreciation
Add Ons Cover : Zero Dep, Return to Invoice, Engine Cover, Consumables, RSA.
I wanted to know if in case of Total loss or Theft, how much amount will be received?
IDV at that time or Invoice amount?
It should be invoice amount since I have RTI cover?
Currently which policy I should buy for my new car? I m purchasing TATA Altroz XZ and I want a good insurance which can cover most of the important things. Kindly suggest ASAP.
Thank you so much. Respect from Patna Bihar ❤️
sir please one request make video on new vehicle registration frm dealer or self???...which is best???
Hi GAGAN ji what coverages we should include in car insurance in addition to zero DEP.
Sir, good evening, may i have your advise to buy ertiga cng, Or any other best option
Very helpful video. Covers most important points!
Superb Sirji.. From Kerala..❤
Hi plz advice me, is ford aspire petrol worth for buy or I should consider diesel only from ford... plz help here
Sir plz suggested between i20 petrol and altroz petrol which one I buy
Please guide me. I booked i10 nios sportz car and planning December 1st week. Which insurance shall I take before delivery of my car.
Sir, I am buying a new vehicle, is it necessary to buy 3 years of first party insurance or I can buy third party insurance from the start
Thanks bhai. I have bought insurance on my own which made dealers face almost cry. He was playing lot of tactics till I opted insurance on my own.
car ?
@@user-nt3dn4lk9y Nexon XZ, P
Sir I'm purchasing new car. Tata nexon xm I need ur help .how much car cost through csd canteen. Which is the best insurance policy.plz guide me.
When buying Insurance online, will dealer give Chasis amd Engine number ? Or any other ways are there to obtain it?
Sir please explain about the new policy i.e which is now being sold as 1 year third party and own damage cover.
Good sir aap thik kh rahe hain 2 day before m showroom ja k aaya toh dealers ne kaha aapko insurance policy yahi se purchase karni padegi agar bahar se loge to company ki warranty khatm ho jayegi!
Sir can you please tell me for how many years a diesel car ply on road in rewari. On RC it will be 15 years. Rewari comes under Delhi NCR.
my god bless to you.. to care for people's hard earned money and educate lay man people when making a big decision of buy car
Sir you have been providing knowledgeable content to a great extent and have been following you ever since i have been planning to buy a car. Have booked the Tata Altroz. With the help of your data have got the Handling Charges removed. I have also planned to purchase Insurance directly from the Insurance company Tata Aig as they are providing it at a very lower price with all covers. But the catch is the dealer is asking me to sign a declaration that I would not get a cashless claim from them if i purchase the policy directly. Kindly guide. It would be of great help.
cashless claim is insurance company's facility nothing to do with the dealer. Check the tata aig networked garages near by your area. You are hampering their profit that's why this game. Go ahead with your policy. don't sign such document told him this document is not related to purchase. Contact tata motors if dealer insists.
@@prasadcnavale thank you. Will surely try not to fall for it and avoid signing any such declaration.
Very informative video. Thanks a lot.
I got a question.
If I buy insurance from outside, not from dealer, can dealer deny cashless service legally?
My dealer says for outside insurance,it doesn't come up in their system for cashless. It will come only if I buy insurance from them.
Please guide.
No check insurance company with cashless
Hello Sir, There's a new insurance company called Acko, any thoughts ? I am from Bengaluru btw
Thank you sir 👍 very good work 👌
I thought I know about Insurance,
But not. Thanks for sharing depth knowledge.
Useful information....
Thank you ☺️☺️☺️
Which insurance should i buy for my Tata Altroz
Perfect..Brilliant job
Is it compulsory to buy 1 year comprehensive + 3 year third party insurance at the time of buying new car ??
For second hand car is it worth to transfer insurance or buying new insurance?
Sir please can you help me, I'm buying car first time in my life I really can't understand the insurance policy ,can you give me your suggestion which insurance company is best for me, I'm buying Hyundai Verna Sx. I'm from Jammu.
Sir, could you please review below?
1. Tata Nano XM Diesel
2. Mahindra W4/W6 Diesel
3. Can we install plug n play devices such as Smart Screen with rear view camera, Fog lamps, etc and still hold company warranty without getting ut void for the above 2 vehicles?
Pl refer review section - www.mycarhelpline.com/index.php?option=com_easyblog&view=categories&layout=listings&id=2&Itemid=91
Is it compulsory to take insurance on the day of car purchase or we will purchase after a month
Thank you so much for sharing your knowledge...keep doing this work
ua-cam.com/video/8VPqRRbwvyY/v-deo.html
I really appreciate your all the videos, showroom told me insurence 43 k , when I checked that it's about 29k, I told them I am going to take online insurence, after that they're now force to match online values.
ua-cam.com/video/8VPqRRbwvyY/v-deo.html
Sir i going to buy Creta EX Petrol in Bangalore
Please suggest me which car insurance is good for me and what type of coverage I have to take....
Exactly, instead of negotiating with Car Dealer for 5000-10000-20000, better to get insurance from outside, you can get 25-50k savings easily. For my last week purchase of new vehicle got comprehensive+RTI,Nil Dep, Tyre, engine Protector+ Consumables+ Keyloss at all inclusive 34K with 75% OD discount. IDV of 12.5 Lacs.
Dealer was quoting 50k just for Comprehensive+Nil dep.
Always asks what is the OD discount extended in the quotation. OD discount % varies for a insurance company- car to car ( ie Make as well as Model)
Sir I am purchasing Tata Altroz in New Delhi. Which insurance I should buy will covers everything within lesser amount? Kindly respond to my query.