वास्तव में CAR की EMI/किश्त नहीं देने पर क्या होगा ? Facing Recovery Agents
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- Опубліковано 18 тра 2018
- Namaste Doston, iss video mein apko bataunga ki agar aap car ki emi nahi dete hain to apke sath kya ho sakta hai. recovery agent gaadi ko kin parishitiyon me utha lete hain.
CIBIL SCORE :- CIBIL Transunion Score is a 3 digit number which represents your credit history. This score is calculated on the basis of your credit report which contains your credit history. The CIBIL score ranges between 300 and 900. High score implies a good credit history. So, closer the score to 900 better it is. If you have score closer to 300, there are high chances that your credit card application will be rejected.
Your Rights against Recovery Agents
1-Identity: You can ask the recover agents to show their identity cards issued by the bank or under the authority of the bank.
2-Privacy: You have a right to privacy. The recovery agent cannot discuss the debt to another person. So don’t panic if he threatens to tell neighbours or co-workers about your debt. If he does so, you can file a complaint against him with the bank.
3-Time: The recovery agent should contact you between 7am and 7pm. However, if your working hours or work shift does not permit this, you may be contacted beyond this time limit.
4-Calls: You can choose the place and time for receiving recovery calls. You can also request them to not call you at a particular place or time. For instance, if you don’t want to receive calls at work, specify the same to the agent or the bank. Keep in mind, they will respect your request only till they feel you are not avoiding them.
5-Decency: The recovery agent has to talk to you in a decent and civilized manner. No abusive language should be used. Also, the written communication sent by the banks should be easy to understand.
6-Investigation: If you file a complaint against a recovery agent, the bank needs to investigate the matter. This makes recovery agents accountable for their collection practice.
7-Inappropriate occasions: If there is a death in your family or any such event, you can tell the agent not to call you or make visits for a few days.
8-Records: Banks document the content of conversations between customers and agents along with the time and number of calls. Banks also need to keep all copies of communications sent to customers.
9-Disputes: If you face any dispute or differences regarding dues, seek assistance of the lender.
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#CarLoanTips #LoanRepayment #LoanRecoveryAgents - Авто та транспорт
This is applicable for general public. What about Nirav Modi or Vijay Malliya.... Ha ha ha ha ha ha ha
🤣🤣😂😂😆
kuch din baad is list mai narandra modi aru ambani ka naam aayaga..
Most of the modi's very poor coz they dont have money thats why they harassed Indian Public
DESI DRIVING SCHOOL khado me jane pe steering vibrate hota he or bade khado me to puri steering shaft me jhatka or thurr type sound ata he stearing ke or pura suspension ka movement steering me mehsos hota he to kya ye normal he plz answer car celerio 1260km chali he 1 year ho gya he pehle bahut smooth chalti thi abhi problem aa rahi he or thoda rear suspension me or ride quality bahut khrab ho gyi he...90% driving khrab roads pe he...
@Avijit Paul I agree with u
You understand middle class of Indians that's why you're very successful... Hope it will continue.
Pehli bar is topic pe koi video dekhi h kafi informative thi. Thank u Ravi sir
This was really useful information to me... I will never gonna take any loan from finance company
Very detailed explanation....thanks for your valuable service.
kisi channel pe aisa video nahi h.thanks for this video very useful knowledge .thanks Ravi ji
Sir, Its my first comment to your video.
Sir yesterday when i was searching about car facts, i saw your channel and i saw your first video and i love that video then i start watching your videos and yesterday i saw your 5 vlogs and your 34 videos in a day and all are awesome.
I liked all your videos and also subscribed your channel.
You are freeing time to give us more and more information about cars...
Thanku sir..
& keep it up.
Sir aapke bolne ka andaz bohot hi simple hai tabhi log aapko itna pasand karte hain. Keep up the good work ji 👍🙏😇
Tik kaha sir Islam se doinobad
Wow.!!! Vijay Mallya got 7000 crores loan as he had a very good CIBIL score....
ab tak ki sabse important video.......thank you sir......
Thank you so much for the information!!
Hi Ravi Sir,
So the day has finally arrived!!
I m on leave today to take delivery of our new Radiant Red Honda Amaze V CVT from Solitaire Honda in Borivli East Mumbai
Very good information. Not many share this. Thank you.
Very informative sir.
Thank you
Thnx for ur effort may GOD BLESS you
You cleared up all my doubts. Thank you 🙂
Very interesting video. Phichle mahine hi emi par maine bike liya. Useful video for me. Thanks sir
Very informative video...thank u Ravi Sir
Very informative sir thanks for giving information lot of love to desi driving school 😊😊😊❤❤❤❤❤
🤗😁🙄😂🤣
Nice video, one request from your regular fan, please make a car towing video, how to drive while towing using another car. Thanks in advance.
Good explained.you clear my doubt.thank u.
Nicely described ...... and Bank will do anything possible to do settlement before going to court... they don't like going to court so it's better if both parties agrees on a settlement amount before going to court....
Hamen mudra loan ke bare mein jankari chahie aur Lena bhi hai chhota mota
Mere papa ki death ho gayi hai mai emi nahi bhar paa raha hu 1 saal ho Gaye gaadi ka emi bhare 1 saal aur baaaki hai gaadi papa ke name pe hai....gaadi mujhe chahiye kya karu kam amount Dena pade
Nice vedio headmaster ji
Atulya explanation.... 😊
Like you attitude easy to understand ... 👍
HI RAVI SIR WHTSUP HOW YOU DOING HOPE GREAT SIR THANKS FOR THE INFORMATION VERY USEFUL VIDEO 👍 👍 👍
very informative ......thanks
Very great and informative video can you also make a video that explains what one can do with his vacant car which he does not use or Drive and it is just standing in front of home thank you
Thank you SIR. Is information ke liye.
Very nice and informative video as usual sir.....🤗
Great sharing 👍useful information for all borrowers.
highly informative sir g..
Kya baat he bro, very good video.
Very useful video ... Thanks sir
Thanks for knowledge Sir 👍
Thanks sir for this information ❤️
hi bro thank you very much for your efforts. If possible please make the video about Driving the cars in other state.
my car is HR 51 registered. i want to drive this car in chennai. can you please suggest what all are the things i have to follow while driving the other state cars
Very useful information Ravi bhai
Sir very good information , thank u sir
great video sirji..
nice information sir👍🏼
Very good topic sir.
Sir it's a good knowledge.
Sir bahut achhi information di aapne......
Main janna chahta tha iss baare me aur apne bina kahe bta diya.
Nice informative video...
Good guide sir so thankyou
Nice vdo... Valuable information
Very nice bahut bahut Shukriya bhai aapane Bahut Pyar Se Jo Baat samjhe samajh mein I thank you
i have seen a lot of ur videos ,and liked them all ,nice work bro👌
Thanks
🚩
NEXON OR AMAZE OR ASPIRE on SAFETY .. chassis, crumble zone, structure and other parameters point of view which one is to be choose. order wise . Based on your gut feel irrespective of NCAP.
Thankyou bhaiya for important information ❤️❤️
Thanks brother brilliant explanation
Thank you ravi.
these rules are only for common people...not for Vijay Malia or Nirab Modi...
Sahi baat
Bhai unhe to 2-4 gaadi aur laake dete hai
aap kamyab bnke to dekhe.. aapke lie bhi apply choot rhegi...
Because he was in london
Great knowledge 🙏🙏
ye banaya sabse mast video Ravi bhai , Really awesome info
Nice video sir ji
Good to know information. Thank you so much for sharing.👏
Sir aapka Samjhane Ka Tarika bahut Achcha hai aapko hi Dekh Kar Main Bhi Tata tigor kharidi Hai
Good. Informative video.Keep it up please.
Hello Ravi, pls Suggest how to settle a quarrel that happens during city driving, where someone scratches our car or we touch someone else....how to settle the compensation on spot to avoid any issues...... normally such scene is very embarassing but is unavoidable....
Nice video sir
Keep it up ravi bhai
Hamesha ki tarah ekdum mast video 😊😊
पहली बात तो कभी लोन ले ही ना और अगर लेना भी पड़े तो बैंक से ले प्राइवेट फाइनेंसर से कभी भी लोन ना ले बहुत बड़ा चूना लगाकर लूटते हैं
Very informative video 👌
+Mataktibum , थैंक्यू
Bahoot badiya information bhai........ thanks
Good conversation about loan thanks
Nice video sir....
Informative
.
Very good info!
Valid points. ......and very useful toooo
Sir how to buy these car from bank if we want to buy second hand . How we will come to know about these cars that they are on sale. And do bank negotiate for these types of cars
please make a video how to drive automatic car, if possible?
Sir aapki video bahut jyada achche Hai aur aapko aaise hi aur important video banani chahiye. Maine video dekhi bahut achche video lagi. I like it too rooj ki taraha ek like too banta Hai. Aur Maine like kar Diya hai. Bharat Mata ki Jay.
Nice informative video👍
Haan Bhai Bharat Mata Ki Jai! YeH video dekhkr to bus ab sasti he gadi leni padegi... Aankhen khula gayi. :)
Haha, thanks...
DON'T purchase anything by Lone's especially bajaj finance
Correct bole bhai
Debt trap
@Sayali Mogale take auto loan from hdfc bank
Thanks Sooooooooo much..sir..
Very informative sir
Hello sir car 24 ke bare me ek vido banaye yaha par sell aur buy kaise karte hain please sir
sir mere sath hua hai ye
Good information. Thanks
Very nice Ravi buddy you are a gud guy
ISKE TOH IMPRESSIONS DEKH KR DARR LG RAHA...
Nic
Good imformation thak u sir
Good information for Costomer feoucher..
Sir banks aisi cars ki auction kaha Karti hai.. please bataye
Informative video but jo cheque diya hai wo account pehele se hi band ho tho?
Raghab Sahu check pahle hi stop krwa de to
thank you bhai aap bahat badhia sugetition dia.
very useful information
Bhai video achi hai but government bank se khud loan krwao to asa kuch bhi nahi hota 6 ECS tk koi nhi puchta government bank me
Bhai mane Bank of Baroda se car loan khud krwaya hai boht acha deal krte hai
Mera to jaise Dil krta hai vase EMI pay krta hu
Kabhi 8 EMI ek sath kabhi 3 kabhi 2
Mtlb private bank Jada preshan krte hai aur gundagardi bhi
So jisko loan Lena hai only government bank se le
Baki frk yeh hai ke government bank documents formality puri mngta hai ........... Aur private wale Kam formality pe loan de dete hai is liye log private bank Jada bhagte hai
Banks are much better than private Financial Institution. PSU banks are better option than PFIs. PFIs are basically moneylender in institutional clothing.
Very nice sir.. I have a query and i hope u make a video on this.. Aaj kal cars burn ki bhot news dekhne ko mil rahi hai.. Ye car burn kaise hota and how to prevent this specially in summers. And agar hamari car burn hojaati hai toh how much insurance we can get..
Thank you very helpful info
Hi...I have three-four doubts...which you didn't cover.. . would you please help us with that.
1- can recovery people can come to the house address after one emi default. By rule for a bank like HDFC when the recovery agent will come to the address .( Not for the possession of the car . I heard they start coming home much before that...)
2- I also read somewhere bank recovery people can't do harassment on the phone or frequently visiting home.. especially when it's only a month or two months default in years. If they do where to complaint about them.
3- is this comes under police jurisdiction?
Thank you in advance
No they rarely come with three emi they come when 4-5 emi ...or they will catch you on road with app in phone
And yes they dont misbehav ..but when you misbehav aur gaali galoch then they will come to his aukat
And yes I am seizer.
@@Parthchaudhary5111solution- No number plet
@@Parthchaudhary5111bhai ye btao tractor agar rakhna ho kiste jamaa naa krna ho to kaise krr sakte hai...thode loopholes btao.
Sir bike ke EMI settlement ki puri charcha kijiye
Bahut bdhiya good luck video
Nice information from u sir aur jinhone 37 dislike kiya shayad un sabki gaadi bhi uthayi gayi hai