Spilled my coffee on this one, if it's actually true then it's a crime that can get him jail time and charged but we all know it's some con man selling salt to a slug
yo respect to you my dude. keep up the hard work. We might not be able to control how smart, talented, or physically gifted we are. The one we can control is how hard we can work. but also my friend make sure you treat yourself too.
Desperate = Stupid... God I love Dave. In being a fan/listener/10 year graduate of FPU listening to Dave honestly never gets old. I can be having a bad day, turn on a 6 minute video and it changes my mood. Love you Dave! Thank you
I honestly feel so bad for family members that feel responsible for another family members else actions or choices. I understand this concern comes from a loving stand and they want to help them to not continue to make dumb choices but in the end you can’t help them if they don’t want to be helped. 😔
If you can see your loved one struggling you never stop trying to help no matter what. If you can't get them to listen ask yourself what you can do to make them listen but never turn your back when you know a better way.
Ms. Hestia right point Perhaps a little perfectionism, perhaps low self esteem. You do realise that you're just a person…and that is okay. We all make mistskes…however, rather than looking at it pejoratively, look at it as a teaching… an opportunity to learn and grow. Don't allow it to cripple you because as a human entity who is in control of her sphere, decisions are a part of your life. When you have to make a decision and it scares you, ask the Creator for guidance and help. He will help you.
Stay out of your brother’s private affairs. Give him advice and if he is stupid enough to ignore you that’s his problem, not yours. When he is in trouble, he will come around and hopefully he will listen to you before it’s too late.
Most people who think they have “insider information” just have speculation from company employees who know very little. Very few people have insider information unless they are directly involved with the board of a company which I highly doubt this guy is, and even if he was why would they give this dude classified info?? Lol
@@marywebb9127 I also know a person who's life is permanently ruined because of being on the list for a minor, nonviolent event & a gungho prosecution.
My dear mom is 91 yo and has buried herself in debt. $569K reverse mortgage and $80K misc debt. She does not listen to my advice, her spending habit does not change. Expenses is more than her income. I am worried that when she dies I might be the one to spend $$$ for her burial, etc.
Keep it cheap, if she cannot be financially responsible then she gets a finacially responsible funeral. If that means cremation or getting a coffin cheap from a company and getting a cheap gravesite then so be it
@@aKjohn8798 You don't need a coffin for cremation. Scatter ashes in a place the person loved. Have a memorial service after the fact in a church hall and invite everyone who loved the deceased. You'd be surprised how nice this can be!
If he thinks he can make a house down payment from a $1000 ... he be buying stock on margin and therefore could be losing alot more than a $1000... or if he tries short selling.
It is hard to watch a train crash in slow motion. Sometimes those hard things make an impact and wake them up….don’t enable. Enabling keeps the person from growing and learning.
This is not a landlord responsibility - if a person does not have enough friends, family, co workers, church community etc to all chip in how is this to go to the landlord? I am assuming that the landlord is also someones family member, co worker, friend etc and gives like no one else to support these people.
When you are in a desperate financial position, you will crazy things like buying front loaded mutual funds from your smartvester or sell all of your gold at it's all time low.
can you say you don't know what to do so don't do anything. He's a big boy and he'll have to figure it out. No advice you give him will make any difference. He's gonna do what he's going to do so I would just stay out of it and let him figure things out.
Exactly! I stopped trying to help my brother. He has no property& is on disability. His life went from bad to worst with him loosing custody of his twin sons.
I'm making my car payment biweekly which I get paid every two weeks. My payment is for $604 and I send $302 is this ok or should I just pay it on a monthly basis? Anyone?
The problem is the guy is a sex offender - not that he can't afford an apartment. Co-signer won't help with that. Keeping his dick in his pants would have helped but that ship has sailed.
Putting too much work. I understand what youre trying to do. The extra $200, make sure it goes directly and only to the principal. Stealerships tend to take some and send it to interest as well.
@@ErrorPagenotFound-ig1cy oh really? Oh man I'm just desperate to get this darn 2017 Nissan Sentra get paid. I've been paying it for exactly 3 yrs and I still owe stupid $19,000 !!!
Buy used from a reputable dealership or private. 19,000 new car I used that same amount to make a addition on my house and going to rent to 4 students at 400 to 430 a month each person 1600- 1720 take this multiply 16,000 to 17,200 in ten months. Do not buy brand new unless you plan on keeping it forever.
Why does it have to be her fault he’s in this mess for her to try to help coach him? The point is that she’s trying to help give him advice, not to take on his burden 🙄
@@jill9606 It sounded like she GAVE her advice without his consent. Don't be like that? Also if she is thinking about him and his "problems" then she is being nosey.
Gim Paul well you accept being that person. I have an uncle who everyone knows not to talk to about money, he cuts anyone who asks him for money. I am setting up myself as that person in my family. My brothers and cousins etc know if they ask me for money, I cut them off for a year or more.
Get life-changing financial advice anytime, anywhere. Subscribe today: ua-cam.com/users/TheDaveRamseyShow
I was taking a sip of my drink and choked a bit when I heard “he has insider information on an investment” lol
kappelmeister123 I did, I grabbed my pen and paper for that knowledge but no luck
@@a-a-ronbrowser1486 Blue Star Jets
Dave didn’t even go back to touch that one 😂
Spilled my coffee on this one, if it's actually true then it's a crime that can get him jail time and charged but we all know it's some con man selling salt to a slug
It was Tesla
I was worried I would hear my sisters voice
😂😂 that's freakin' funny!!!
Lol
Same here!😂
I’m 21 and debt free and I save 1000$ every 2 weeks while using my 4 side hustles to pay the bills. Gotta stay financially motivated !
Dang! U got some good side hustles
I’m currently looking for side hustles, any tips?
riyaan officiate sports is straight cash and you choose your own schedule
yo respect to you my dude. keep up the hard work. We might not be able to control how smart, talented, or physically gifted we are. The one we can control is how hard we can work. but also my friend make sure you treat yourself too.
Doing great being debt free.
Desperate = Stupid... God I love Dave. In being a fan/listener/10 year graduate of FPU listening to Dave honestly never gets old. I can be having a bad day, turn on a 6 minute video and it changes my mood. Love you Dave! Thank you
"It was a minor event” HAHAHA
Lol
😂
I honestly feel so bad for family members that feel responsible for another family members else actions or choices. I understand this concern comes from a loving stand and they want to help them to not continue to make dumb choices but in the end you can’t help them if they don’t want to be helped. 😔
If you can see your loved one struggling you never stop trying to help no matter what. If you can't get them to listen ask yourself what you can do to make them listen but never turn your back when you know a better way.
Dave was fishing for that story lol
It definitely matters. Depending on what he did it may or may not be easily explainable
@@random-nz7dy not saying it doesn't matter to the Landlord, but doesn't make a difference for the show.
Yeah lol, he wants the story bad.
@@Geletin911 it's good radio though
@@chrisbrown18andup for sure man...I mainly listen to feel better about my life with all the boomers and financial retards calling in.
"I'm not going to be a problem for you..." The first thing I'd think is, "He's going to be a problem for me."
Truth
I’m not sure that he’s going to listen. When people are scared, they do incredibly dumb things. When fear overcomes common sense, disasters happen.
Ms. Hestia right point Perhaps a little perfectionism, perhaps low self esteem.
You do realise that you're just a person…and that is okay. We all make mistskes…however, rather than looking at it pejoratively, look at it as a teaching… an opportunity to learn and grow. Don't allow it to cripple you because as a human entity who is in control of her sphere, decisions are a part of your life.
When you have to make a decision and it scares you, ask the Creator for guidance and help. He will help you.
Just came to see if it was my sister calling in. Its not!
So you're being stupid with your money?
@@xxZerosumxx you are too if you're watching the same videos, genius...
@@matte4123 I see you've been triggered.
@@xxZerosumxx lol ever heard of "projection"?
@@matte4123 lol, nice try.
Over 9 minutes... these are usually the really juicy calls.
You beat me to it. My thoughts exactly.
Stay out of your brother’s private affairs. Give him advice and if he is stupid enough to ignore you that’s his problem, not yours. When he is in trouble, he will come around and hopefully he will listen to you before it’s too late.
Dave is right. I had an eviction and I was honest about it and an understanding landlord rented to me.
He must be part of /r/WallStreetBets.
GunQuickie HE WANTS THOSE TENDIES
hopefully he made some money off of gamestop.
@@joshuakhan8099 i was hoping to find this comment when i heard this XD My crayons will have a different type of taste once this is over
Most people who think they have “insider information” just have speculation from company employees who know very little. Very few people have insider information unless they are directly involved with the board of a company which I highly doubt this guy is, and even if he was why would they give this dude classified info?? Lol
Exactly. Her brother sounds like a garden variety criminal/con artist.
SEC: has entered the chat...
I was thinking the same thing, this guy may soon have bigger problems than losing his money.
😂😂😂
😂
You're a good Christian and a great man Dave. Thank you.
She didn't explain why he couldn't just renew the lease where he's at currently.
Because he enjoys younger women a little too much.
@@glorymanheretosleep really 🙄 Maybe his ex put out a fake domestic violence charge. I know someone who did just to ruin their ex's life.
@@marywebb9127 Maybe...but you have zero to go on to reach that conclusion.
@@greenAbbot True but a lot of people's lives are getting ruined by lies. It hurts the real victims.
@@marywebb9127 I also know a person who's life is permanently ruined because of being on the list for a minor, nonviolent event & a gungho prosecution.
Understood he’s trying to do a 180 for the better but having that mess in his record, geez. It will be a tough battle.
And he winds up doing a 360.
So true.
In Dave's defense, i think he means: desperate = irrational.
Dave is quick to say Stupid. I am sure after all these years, he means Stupid.
@@ronaldcliffin9020 lol was saying the same thing😂 P.H.D in D.U.M.B.
Think before you do.
Sketchy call....
That was a great proverb Dave quoted.
I hope it's not a drug deal.
My dear mom is 91 yo and has buried herself in debt. $569K reverse mortgage and $80K misc debt. She does not listen to my advice, her spending habit does not change. Expenses is more than her income. I am worried that when she dies I might be the one to spend $$$ for her burial, etc.
Keep it cheap, if she cannot be financially responsible then she gets a finacially responsible funeral. If that means cremation or getting a coffin cheap from a company and getting a cheap gravesite then so be it
@@aKjohn8798 You don't need a coffin for cremation. Scatter ashes in a place the person loved. Have a memorial service after the fact in a church hall and invite everyone who loved the deceased. You'd be surprised how nice this can be!
Sounds like a real gentleman
If he thinks he can make a house down payment from a $1000 ... he be buying stock on margin and therefore could be losing alot more than a $1000... or if he tries short selling.
No she doesn't need to solve his problem he needs to solve his problem she has nothing to do with that
It is hard to watch a train crash in slow motion. Sometimes those hard things make an impact and wake them up….don’t enable. Enabling keeps the person from growing and learning.
He’s desperate. He isn’t going to read and study. He doesn’t know where he is living next month.
Thumbs up if you Love Dave !
Fishing for likes on youtube is sad...
R/wsb strikes again.
Hahaha that's what it sounded like to me
Where's the questions about the wife's income/debt? Or her financial opinion?
Sometimes you can’t fix stupid I feel for the child.
There is no hope for someone like that generally.
There's alway hope for someone.
He is young and desperate. We have all been there!
Massive back bro
Oh lawdy
Dave Ramsey: 👐🙏👐🙏👐
This is not a landlord responsibility - if a person does not have enough friends, family, co workers, church community etc to all chip in how is this to go to the landlord? I am assuming that the landlord is also someones family member, co worker, friend etc and gives like no one else to support these people.
When you are in a desperate financial position, you will crazy things like buying front loaded mutual funds from your smartvester or sell all of your gold at it's all time low.
ahahaha
BIG YIKES
Learning from the pro, always!
Did Chris Hansen sit down with him?
Never seen Dave speechless
Unfortunately you have to look the other way. I had to learn to back away. Give him love, but that's it.
He needs to provide a copy of the court documents / police report to the landlord.
She should've called Dr John!
I know people who don't even check the background.
When you make a book or class recommendation to someone you can just look at their behavior and know if they’ve looked at it yet.
He probably bought gme stock and she feels stupid now
sounds like the brother is going to start selling drugs...
Based on what?
“Lil ol’ man that has a lil ol’ place to rent like me”
Dave is being super modest considering there’s nothing little about his net worth
He said minor event haha
can you say you don't know what to do so don't do anything. He's a big boy and he'll have to figure it out. No advice you give him will make any difference. He's gonna do what he's going to do so I would just stay out of it and let him figure things out.
At the end of her day It is none of her business...
Exactly! I stopped trying to help my brother. He has no property& is on disability. His life went from bad to worst with him loosing custody of his twin sons.
He's on the what list? Listened 3 times and still can't understand.
Ok, Dave addresses it. I know what list. And I would automatically disqualify him as a tenant.
I'm making my car payment biweekly which I get paid every two weeks. My payment is for $604 and I send $302 is this ok or should I just pay it on a monthly basis? Anyone?
Weekly will save you a little on interest.
Sell this car. Too expensive.
@@bobbyb7672 oh thank you so much for the advice.
Put the money back and pay it monthly sounds like it would be better cuz interest is covered in full
@@amandaanderson3394 thank Amanda I think I'll do that
Jeffrey Epstein? Is that you? 🤔
Nah, the clintons suicided him!
J A Dam, Clinton’s suicide one of Trump’s friends. I guess he won’t be able to be friends with him anymore....
Cristian Valencia 😂😂
insider info lol
1k down payment lol
OH NO !!!!
Yeah.....AIGHT IMMA HEAD OUT 🚶🏽♂️✌️
👍👍👍👍👍👍👍👍👍👍
I’m sorry we skipped over the sex offender????
i love you
Hope he didn't rapne someone
There is an elephant in the room that nobody wants to talk about.
This one I would disown.
He did actually
No amount of help or advice you get from Dave will fix stupid. This woman’s brother is going to continue to do stupid, no matter what.
Reiden Lightman Yep, I was thinking the same thing. Yikes!
Reiden Lightman You may be right
...
He needs to go work as a private military contractor
Or in the Catholic church
With his record I think he could not do either.
I don't care how reasonable the story is, no way id let him in my rental. Not worth the risk. Maybe he is a good guy, but what if he ain't.
Craziness...the lady who married him is brave...bwoy
Not to mention having a child around him.
Never
What about co-signing a lease for him?
Never! Don't do that for anyone! Haven't you ever watched Judge Judy?
The problem is the guy is a sex offender - not that he can't afford an apartment. Co-signer won't help with that. Keeping his dick in his pants would have helped but that ship has sailed.
First💯💯💯💯💯💯💯💯💯💯💯💯💯🥳🥳🥳🥳🥳🥳
And I put $200 extra biweekly on my principal. Is this ok ?
Putting too much work. I understand what youre trying to do. The extra $200, make sure it goes directly and only to the principal. Stealerships tend to take some and send it to interest as well.
@@ErrorPagenotFound-ig1cy oh really? Oh man I'm just desperate to get this darn 2017 Nissan Sentra get paid. I've been paying it for exactly 3 yrs and I still owe stupid $19,000 !!!
that's fine just keep track that they're applying it to the principle and watch to make sure your balance is going down.
Koko Puffs I completely understand your frustration. Wait, how much was the total amount of the car? For a small size sedan that’s pretty high.
Buy used from a reputable dealership or private. 19,000 new car I used that same amount to make a addition on my house and going to rent to 4 students at 400 to 430 a month each person 1600- 1720 take this multiply 16,000 to 17,200 in ten months. Do not buy brand new unless you plan on keeping it forever.
Pretty leanant..........🤔🤔 must be the state of Commnifornia. Where Governor Gavin Newsom will allow this guy to babysit his grandkids.
Wait he's on the SO list?! Sounds like this dude needs to be locked up
Maybe he was a victim of the metoo movement!
Most SOs don’t get life in prison. Either he didn’t get any time or he’s already served it
Rachel Dekom Deferred sentence and probation!
It
'' Greed or feer''
*fear
Getting married is the biggest risk a man takes....
Andrew Women take the risk too you know.
@@debrawilliams7983 at a smaller level. Courts dont enforce laws equally between* the sexes.
J B How? Bunch of baloney
AMEN BROTHA! Amen!!!!
Facts. I was duped for 10 years
I spend 50k debt on girl that i never met
Did you at least learn your lesson?
90 Day Fiancée?
Big Ed?
I think we need to hear this story
my dog died like if u agree
Disagree. He is not dead.
1st
Your brother is not in a problem of your doing. Let him be.
@@crewboy23 Maybe, but that is when you tell him "no".
Why does it have to be her fault he’s in this mess for her to try to help coach him? The point is that she’s trying to help give him advice, not to take on his burden 🙄
@@jill9606 It sounded like she GAVE her advice without his consent. Don't be like that? Also if she is thinking about him and his "problems" then she is being nosey.
@Gim Paul Interesting family dynamic you come from. Not one of my siblings would ever help me out financially.
Gim Paul well you accept being that person. I have an uncle who everyone knows not to talk to about money, he cuts anyone who asks him for money. I am setting up myself as that person in my family. My brothers and cousins etc know if they ask me for money, I cut them off for a year or more.