This Economy has Humbled us! | Our Survival Tips
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- Опубліковано 15 жов 2022
- Welcome back! this week, we break down how each of us is affected by the current economy and methods we're applying to thrive without a complete overhaul on our lifestyles.
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Tell us, how are you surviving this economy?
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#over25mondays #economysurvivaltips #youcansitwithus - Розваги
Coming from a student who has tried multiple ways to make money, I'm gonna say that sometimes people speak from a point of privilege. Getting a job is one thing in this country. Its hard. And that's how life is kwa ground. So in as much as we are grinding hard looking for the bag, we gotta admit that having multiple incomes is a blessing in it's own. So excuse those who can barely save money monthly for emergency funds and all let alone even afford a decent life. However, all things considered, living below you means is the trick. And, budget to the very last penny.
I know girl, I totally feel you. I guess for our case, starting out is what’s painful. We search so hard until we begin to think that either we are searching wrong or the universe is not on our side. In this world you need money to make money. I guess once God opens a door, then you can build from there…but hearing the words ‘make more money’ is hard when you have nothing a all.
1000 percent true...
True i have been looking for work since june even the ones that pay 10k i have never found kenya will humble you
@@puritynyaboke7462 me too since June still searching
This is it, people don't understand how privileged they are
How to clean a dispenser? Boil water wait to cool to Luke warm, them mix with white vinegar and baking soda. Then pour the liquid at the top, where the dispenser nuzzle goes in, open both the hot water and cold water and let run. then have some seat for like sometime. I leave it over night and flush like like 3 kettles of plain water. Hopefully this makes sense
I just like the way Ivy sits and listens until its her turn to talk just moving her head and noding and then when she does....ooo...wisdoom!!
true
The part where Ivy says, to make money, you have to be vulnerable.. You have to humble yourself.. shameless even.. I agree.. Lose that shame, lose that pride.. That's how we are making it through the recession..
What Ivy said... I read somewhere; you can't save or budget you way out of poverty. Just make more money. That's the only solution TBH
For Muslims we use water every time you pee and use tissue to dry. For number 2 you first wipe with tissue then wash with water and then dry with tissues again
Ivy umeng'ara mng'aro ingine hapo 😍😍😍😍😍. I really love Ivy. She is really a smart woman.
What Ivy is saying is correct. There is a glass ceiling to how much you can cut back from your budget but there is no glass ceiling to focusing on making more money AFTER you have done all the trimmings. I personally don't like the advice to not buy the $2 coffee. How much of a difference does it really make? If that coffee is connected to my joy and is what sets me in a good mood so I can go out and hustle and make more money then please buy the coffee and go make more money. I have always had 2-3 streams of income and because of that when one ends...finances becomes an inconvenience NOT an emergency because I still have 1 -2 streams to lean on while I sort out something new.
I took a hybrid approach - make more money and cut down costs. I moved out of Nairobi to live rent-free upcountry. I planted a kitchen garden and began a poultry and hibiscus tea side hustle. I'm upskilling to take up more technical and better paying roles. Listen, we gotta do what we gotta do out here!
We do what we gotta do! 🙌
Great tips. 👏🏽👏🏽
Ivy hit it spot on, you have to be very intentional. Am literally a manager during the week and a hawker on the weekends. I humble myself that much. The money I make during the weekend pushes me the whole week. Praying for wisdom for more abumdandance and biashara prowess
Before you beat yourself down because you don't have the "money making mentality", ask yourself if you can afford baby stuff worth 80k so you can resell at 50k, or if you can afford more than enough clothes that you can resell. Or do you just have enough clothes for a week or two that you got from the streets. Do you have anything around the house that you can sell, or can you even afford everything that you need, including food? Do you have a single stream of income that can help you survive leave alone multiple streams? If you do, is it enough to save, leave alone start a business or something? Or do you get broke on 20th of every month. Not because you're living above your means but because it's simply not enough. You could go as low as you can but still not have enough. My point is, most people who hold the same idea talk from a point of privilege. Having people you can call to give you a job is already a privilege many don't have. Try calling someone today and see if you can get a job that easily with your little name😅In fact, people with such privileges are sometimes the reason people without cannot get the opportunities. Because if you can make a call and get the job, what about the person who applied for the same job but can't call anyone for the favor? Don't beat yourself down because you don't have such privileges. Do your best wherever you are. Just try to survive, it's the least you can do. Your mentality isn't putting you in that position. Be kind to yourself.
THANK YOU!!! THANK YOU!!! THANK YOU!!! You have spoken out my exact thoughts so well! This world is not as black and white as this video seems to communicate. I agree we need to find multiple sources of income but if you cannot just survive with what you have. You are doing the best you can! No one in this world wishes to be poor surely!
Thank you for sharing this. It is easy to sit in your house with the luxury of picking brands to save money but for some people they are struggling to even afford food. Life is not the same for everyone and it is not always about a mindset. So many factors come into play. As you said, let us be kind to ourselves and allow ourselves grace for whatever season we find ourselves in.
100%✅
Things am personally doing
1) Shopping for groceries in Githurai
2) If it's clothes, think twice is bae
3) Carry food to work
4) trying to pay off all the loans I have
5) Went back to employment and am running a business
Mimi hapo kwa loans I have loans but hii October nitakua nimemaliza. Zimeniangusha Sana aki
Think twice hapo umegonga its a hustle but the finds are golden
Hapo kwa kubeba food to work. Wee saves you alot but then again there will always be stingy work colleagues who want kudoea chakula ya yenyewe. I dnt tolerate it at all.
Groceries at Githurai is a hack I discovered recently
Githurai ni kama hakuna inflation, everything is cheap and yet so fresh 😂😂😂😂
I really love how Ivy is not focused on small small things like nyanya. It seems she's like "You guys haven't been cutting costs all this time?" The women in development movement was based on this way of thinking, for women to grow they can't be focused on welfare issues like food etc. The focus is making more money. You can cut costs all you want but if you make the same amount imagine it won't make a difference as such.
In my house, since Covid started we have been:
1. Multiple income streams. Yes, have a main job and other tu side jobs.
2. Milk tea kila siku where?? We have days for porridge, milk and even turungi especially with yams as escort.
3. Like Lornzie I go to the office once a week. I run errands on specific days to save on fuel.
Sawa girl boss.
Nice! This is such a good plan, we also do it like this in my household. Just like my original comment before seeing yours; you can't budget or save your way out of poverty, the only way is to make more money!
This is spot on. I'm on the same wavelength. Focus on broadening your sources of income.
This could be a thorn and cause irritation to many people but I see Ivy leaving this group in the near future bc she is growing at a rapid healthy rate that she's outgrowing most things others are talking about that's why she talks less these days and it is acceptable to outgrow every thought you once had and space you were. When it happens don't take it personally it's the way of life. It also doesn't mean she will severe these ties but the interactions will be minimal.
Ivy doesn't play. I love her mindset .
It's amazing how Ivy said the least but the most. I like your suit.
I could listen to Jules all day😅
Finally! Someone's talking about the elephant in the room. Let's also talk about the pressure that comes with being an influencer and having to make tough financial decisions before you get yourself in debt to fund that lifestyle. Personally, I moved houses, (from which I now saves me 13k monthly).. do homeschooling for my LO, sold some stuff.. (very hard to let go but you have to), let go of my nanny to get on my feet faster. I did. Now nesting better with emergency fund and stuff. Had a 6 month plan, hopefully will be ready to take my LO back to school in January. The sooner we accept that this economic crisis will be with us for a while... The better.. let's adjust early.
So proud of you for making tough calls. Things will be better soon.
Watching this has given me a aaaha moment. I boil my water but put it in a big plastic bucket which jas been worrying me. It's hit me I should buy an earthen pot. The huge one. Bingo!!
Listening to Just Ivy just blows my mind away.....Wow....Learning, unlearning and Re-learning....
We had to shift from Ruaka to Limuru and economy wise it was the best decision. I can now grow my own veggies, potatoes and maize and I now keep chicken for eggs. Please note this is a rental we just talked to the landlady and she agreed we use a portion for shamba.
Rent is cheap and also commuting to town ain't expensive.
I moved to Isinya 2 years ago at the start of the pandemic and i have zero regrets!! I work from home and don't really need to go to the office. My child also goes to a relatively good school, and the fees is not as ridiculous as it is is in Nairobi . It's worked out very well
What are you doing working from home? Like what job. Kindly
Just ivy Africa represented the girls real well congratulations on your awards miss money Monday 💲💰
Shopping at wholesale stores saves quite alot. Great episode ladies❤️
Does Ivy live in Kenya, her ideas sounds more of developed countries not our developing Kenya...Jules always makes this platform bubbly and fun even on serious topics, she is for sure a media girl, her heart is soo clear nothing to hide❤️❤️
Girl boss manenos 😂 sounding like Kim Kardashian “my advice to women in business is simple, just get up your ass and work!” 😂 if only it were that simple , everyone would be rich.
I think she very much lives in Kenya and is representing a mindset shift that needs to happen. The more I’ve switched to “there is money to be made and I will make it by improving myself” the more money I’ve made. And it is also in the most abstract ways. The number of skills you can learn on the internet and go into consulting is mind blowing. Maybe really try what she’s saying before you knock it, might work out for you too 😊
she worked hard on herself this past 2years and we can visibly see the results in her thought process
Not only fun, but relatable and asks real questions...
@@diannaachando9160 🙌🏽 right there with you. Once my money mindset changed, it's as though money started coming out of the woodwork for me. My mindset affected what I saw as opportunities
Ivy attitude is inspiring cause she never wallows in misery but at times you have to be realistic. She probably has opportunities all of us don't but telling people to just make more money is too simple and unrealistic
A lot of these “girl bosses” are lowkey elitists and their message is very exclusive to “those who have”. Ivy, Caroline mutoko, Ntalami…their girl boss feminism and other agendas isn’t for the kawaida mwananchi, y’all just don’t get it. The issue is that they’re not clear on the exact demographic that their messaging is for , and that makes a large group of their audience constantly feel isolated. Just pick and choose what works for you. Ivy reminds me of Kim Kardashian and other wealthy girl bosses from the western world. Their “advice & solutions” are always very dismissive to the unique struggles of ordinary women with extra challenges. “Just get up your a*s and work. It’s that simple” 😂
@@b.3845 totally get what you are saying but I feel like she doesn't go into it trying to hurt anyone. It's just that her money making mindset isn't for everyone especially in a third world economy where getting an opportunity to even make basic income is a huge privilege to the majority. Maybe she could try and understand other people's situations more cause she mostly shares from a privilege bubble
@@b.3845 You may have a point but you don't have to be so mean and even label people as feminists. There is something called a 'tribe' which is a space where you connect at higher levels and feel most comfortable with some people. If Over 25 or Ivy is not your cup, there are millions of UA-cam channels that people can follow.
Secondly, they say the 21st Century illiterate is not the person who cannot read and write but the one who is unwilling to learn, unlearn and relearn. How do you learn when you keep admonishing the same people who are trying to teach you?If they are not your cup of tea or tribe, just find one where you fit.
With all fairness, live and let live.
@@VioletsInspirationsI totally agree with your sentiments. Most people prefer to hold on to their traumas as opposed to breaking them off and daring to be different, to be more, to want more.. because it's the easier option. Mindset change is a process. The willingness to look at life through another person's lens is the secret to changing one's reality. And I say this as someone who's still on this journey.
Finally, let's agree that good advise/ information is good regardless of who offers it. May we dare greatly.
@@maureenwakoli2201 You've said it all, thankyou.....One last thing, let's also drop the low self esteem
Sometimes, it can make someone hate people and in actual sense, no one choose where to be born....Someone once taught me, when you see a person with results, pay attention, don't be jealous....
Thank you ladies for sharing. I am doing bulk shopping from wholesale stores, doing batch cooking, car pooling if you must go to work, doing things like car washing yourself, directing the nannies on what to do to avoid wastage.
This topic is soooo timely. Can we have part 2, where Ivy leads a sub topic for- How to make more money?
Such a timely conversation. These tips you are all sharing will lastnot only this time but for the generations to come. We really need to stay woke and adjust as much as possible.. Loved every bit of it!
Nice to see you again. Am always I love with your episodes
Yaayyyy🎉🎉🎉🎉
I love that you are back consistently
When Ivy speaks you listen...... Love you all.
Hey, thank you for sharing these tips, a friend of mine was recently telling me about a groceries group she is a part of (Like a savings group but for shopping0. How it works is they all save money as a group and buy in bulk most of their essentials from wholesalers and distribute them among themselves. It saves them a lot of money because obviously supermarkets as retailers are a bit more expensive. I thought it was a great tip to survive the economy because whewwwww what are these prices!
Ivy is such a great listener and then when she talks my God!
Ivy’s outfit! Looking like money! 😍🔥💥
Looking forward to the nuggets 💵💰💸💶
Congratulations Ivy on the double Pulse Influencer Awards....
I cut my cost of gas and electricity by using my electric pressure cooker to cook foods that require boiling. Even sweet potatoes! For cabbage, I use the steam option for 3 minutes then release the steam immediately to avoid overcooking and ending up with soggy cabbage. I then drain the water and mix the veges with sauteed onions.
Good Content 👌🏽👍🏽.
Thanks!!😘😍🥰
What a timely conversation!
Such a Timely discussion. Keep up!
I am impressed that you guys are food safety aware (food irradiation and water safety )
Nice topic. I find that teaching children value of Money earlier on saves on alot of unnecessary expenses. They also learn to be frugal where necessary.
This must be the most relatable and informative video that I have watched from you ladies. Thank you.
While finding ways of making more is a plausible perspective, we have to agree that majority of Kenyans cannot even afford to survive on their own salaries which is a huge problem. Making more money calls for a stable mental health, and time to even look for these opportunities which many do not have.
What we should be asking ourselves is why is the common mwananchi continuously suffering and having to take the brunt for rising costs when the top 1% continue to rake in the money? Why is it that there are policies to aid the rich to cut back on costs and taxes while there are almost none to help the common mwananchi?
The rising cost of living and inflation and how it disproportionately affects the majority is a case of the failure of economic systems upheld by our governments. Therefore, the conversation should focus on how to repeal and reform these systems instead of putting the load on individuals - asking individuals to find ways of surviving the rising costs - when the problem is bigger than individuals. We have governments to create solutions for all Kenyans but somehow, a majority, who work hard day and night with nothing to show for it are not considered to be worthy.
Very insightful conversation 💯
Yaaaassss! That last point Ivy made ; hand over money to the keepers such that they can know the cost - such that they arent wasteful
I LOVE LOVE LOVE the perspective that Ivy has. If you can trust someone with your children, why wouldn’t you trust them with money? 🙌🏾
Amazing insights from Ivy. You guys should do an episode on available investments young guys can look into.
Am 100% with ivy on making more money to offset the current cost of living.
it's everywhere the inflation is no joke we all are trying to survive. This was insightful!
Jules is a whole CHARACTER 😂😂😂😂😭Totally worth the watch ❤️
So cool 😎
I could see how ivy enjoyed this money conversation.She just looks happy. She is a national treasure🤍
Giirrrlllsss, this is such a timely video.
I've always had the perception that guys aren't going through what I'm going through, Kwanza when the difference is like 500/ on items...good to know we are all in this together ...
I try switching up recipes..eg, I incorporate roasting compared to deep frying, buying in whole sale
Way to go, roasting is actually healthier. Health is wealth
Ivy is me all round. I will happily change all my grocery locations and take additional side hustles regardless of my current income level because i always want to have a bigger cushion
Whenever I go shopping with my guy he's always complaining why I'm calculating the prices. Like tissue😫😫😫 I guess Lorna is referring to tena tissue, I use it too coz it's kinda affordable compared to the other brands. On cooking oil too💔 whenever am buying let's say I wanted a 2 litre and I see a 3ltr, I calculate the prices and end up taking the 3ltr coz it's much affordable compared to 1 or 2 ltr. No one is talking about salt😫😫 from 15 to 20Bob🤦🤦
Pk is 10Bob too...hata wasee wajaba wanaifeel. The economy is going high and high every morning.
I.just mastered buying things from the wholesale shops like the sunrise rice I got it early this year at 220ksh/kg and last week it was 265?... In supermarket 1kg is 400+🤦🤦🤦.. I go to supermarkets for things I can't get from those shops like the type of lotion I use.
I loved this episode! We have been having this discussion at work and with my pals and family and too and weeeuh...we shall persevere and eventually thrive.
I'm so glad audio seems fine in this episode can't wait to watch. I've tried so many times to listen to the episodes from 2 weeks ago ( haven't been getting notifications lately) and Lorna's hmmm every other second is over powering. Lol
Please do something with your sound system, some small voice echoing in the last episode though haven't caught up yet. And take the mic further from Lorna lol, I've always heard her hmmm lol but this time it was far too loud and I couldn't hear what the girls were saying. While I'm on this topic, be mindful of talking over each other like you did in older episodes. I don't want to miss anything:) pls don't view my feedback as negative. I enjoy watching your videos.
Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in June 2022
How do you do that?
HOW! I would really appreciate if you show me how to go about it. Please can you list the platforms ?
@@user-Sandara I engage in various prolific Investments by compound interest & leveraging and as well operating with an Investment Professional Mr Charles Lucas, So far I've attained returns over $25K this mon'th.
Wow😊l know him and I have also been trading with him, he's such an amazing man with good skills, keeps me happy all week knowing I earn 15thousand extra income trading with him.
Same here, I earn $13,000 a week. GOD bless Charles, he has been a blessing to
my family.
Food safety is a major concern at the moment especially for salad and veggie lovers. The vertical gardens and container farming at your balcony can go a long way in meeting your veggie needs , saves you money and the vegetables are safe for consumption coz you grow organically. Insightful episode. Thank you
Was literally having a 36min conversation with a close friend on how anxiety is crippling in due to the rising cost of living and I thought I was the only one. Later in the evening I come home to watch this,glad that you offered the reassurance. We will be fine,sticking to the basics on finances.
Good work ladies
Very important,you always want to have more than one income stream,another small secret,save hard when times are good!
I think making more money is what most people desire inflation or not as such I don't think we manage the effects of inflation by making more money it just increases your liquidity but your purchasing power due to high prices still puts you on the negative...as such I think cost of living adjustments is what manages the effects of inflation.... I love ivy's money making mindset but not everything financial discussion has to sound grandiose sometimes money habits lie in small things
Hello ladies! 👋🏿👋🏿👋🏿
Lady L be glowin' 💥 💅
#Inflation #InvestorsEconomy
This was very informative. Learnt alot and changes to be made. Mad love ❤
For no 1, you rinse and pat dry with tissue, for no 2, you wipe them rinse n pat dry with tissue… that’s how my mom taught me, but nowadays I use a hand towel (a specific one for just that area) to pat dry it’s just my preference . Water just makes it cleaner Hope that helps
This was so lovely ❤️❤️
Also there is a difference beyween living a minimalist /simple life versus deprevation. For example, if you turn off the heat in the name of savings and then now your family members get sick from sleeping in a cold house that's not budgetting that's deprivation.
This is so timely. I can surely relate and yes I agree that the economy can humble you. Adulting is real. Honestly, to have more than one source of income in this current economy is what I would term a blessing. People grind out here to make ends meet but I love how you ladies put this. Would you bring up more of this topic, especially from Ivy's perspective?
i loved the talk ladies, incase you decide to move out of nairobi my hubby has very nice houses, he is a real estate agent
Ivy's mindset,that I am learning, also there are items you can purchase on retail stores compared to supermarkets, like vegetable oil.
I bought my bidet sprayer/arabic shower in a hardware in town for 500shs last month. The hardware stores that are on the street that's behind Ronald Ngala Street.
going to shagz is also an economy saver. esp for students and young professionals. you save a lot of money by just going home.
I loved the video❤️so enlightening
First one here today!! Yaayyy
Hahaha, on the bidet, I use it like Jules, to freshen up, cleanup during the day when on periods... for drying, I have a bidet towel (medium size) or 3ply tissue or drys well. In Italy there is always a bidet towel 🤭🤭🤭
I remember the first time I used a bidet in summer! I have never looked back!
Who else low key wants Lornzie to stand up
This episode is so timely😍😍
Not me feeling it in my soul, when Ivy says talking about the home is not sexy for her🤣🤣
For me, I used to shop for groceries weekly and spend over 1k each week. I now shop at the main market on a monthly basis and buy items like tomatoes, hoho, I blend and freeze them and use for the whole month. Onions CAn last a month, cereals etc. E.g Monthly tomatoes I only spend 350/- I buy 5 for 20bob. I only buy fruits on a weekly.
Wow which market do you shop at?
this is my sstrategy too...It's a life saver
Ivy your drive is motivating.
I needed this helps to know si mimi tu
For once I've been top ten,,,great content🔥
It's Monday🥳🥳 always looking forward to over 25 new upload. Love you guys💙💙
You guys are just a vibe.
I do that too,,, at night sometimes especially if I bathed in the morning and I didn't do a lot of sweaty stuff, I wash my feet in the sink, my face, my armpits and then use the bidet and get to bed... Easy..
For the tomatoes n other veggies try going to the markets like marikiti kawangware and toi market. You will get them more affordable.
Really? Na vile toi is expensive side ya manguo
New follower from 🇷🇼. I love your content ❤️
There are water purifying stations, it's like a shop for water, their 18.9 litres is between 150-300/- depending on location. Don't buy water from the supermarket.
Guys we also need to understand that cost of living is going up coz of global warming... without rain, water becomes scarce since rivers are drying up. Crops are dying, animals are dying too so at the end of the day even those people at shags are struggling to feed coz our land are dry asf....if rain was in plenty, food would be in plenty and atleast food costs could decrease...
Just to think that in the beginning of the year Ivy told us not to have scarcity mentality 🤦🏽♀️ but the economy has really happened
Jules is honestly authentic,come on ,your energy is giving 100/10...cheers to the conversation,feels bad not to have been the 1st person here🤥
Ivy is a boss babe.
I have always had that mindset of make more money and someone close to me said I am gold digger. I love Ivy's idea.
I was once told am greedy for wanting more money.
as long as you are digging your own gold from your gold mines. Keep digging sis. achana na watu.
@@beatricemuringi4120 💯 💶
Dig it. They'll still talk when you are in puverty.
My love for Ivy!!I stan👌🏾
Ni kama i'm now a new sub on Ivy's channel!
My father told me that the economy has always been bad since eons ago. Even during their time the value of money kept decreasing. Humans normally adapt to the situation everytime. So,yes it will get worse before it gets better ( adaptation).
I agree with your dad. Life has always been expensive for every generation of the human race. However, the difference between life now and then is the increase in diseases such as hypertension, diabetes, cancer etc that weren't common then but are now both a rich man and a poor man's disease. Only the wealthy aren't affected by the daily expenses at home. Most of our parents are now diabetic and hypertensive at the age where our grandparents were strong and healthy. Add this to the cost of healthcare, the need to have medical covers etc and you realize that we're quickly getting into the high cost of living in the western countries.
@@us7wqtrnek7uu I'll be optimistic. I don't think the recession will come. Countries governments are ooking to avoid this.
@@reine924 Well said.
High cost of living.Looking lovely ladies😍
for water use the refill stations its less than 300
But their water isnt really trustable
The water issue... Maybe buy a water purifier and you'll just fetch your tap water to refill it save me alot