💰 Join Trading 212 (Get a free share): www.trading212.com/invite/HrAqtgV2 Hey everyone, thanks for watching. If you need any help getting signed up on Trading 212, drop a comment below and we'll do our best to help you out!
Thanks , these videos are very helpful. I’d like to set up a demo Trading 212 account. I’m in the US and my App Store is not finding the app. Is it possible to set up any of the trading accounts available in Ireland from the US?
@@deirdrej8395 Hi D, thanks for watching and appreciate the feedback! So as far as we're aware, Trading 212 isn't available to US customers at the time of writing. Are you an Irish citizen living in the US? For what it's worth, I started investing for the first time when I lived in the US (with Robinhood) but had an awful time trying to move my positions to a broker available in Ireland once I left the country. I eventually managed to do it with Interactive Brokers - so I'd definitely recommend opening an account with them as they're also US based, so that should make things easier. - Ste
Sorry for the late response, Daniel - big summer off! And thank you for your kind comment, we do try and make the video broadly appealing while still being specific to those who are from Ireland :)
Thanks for the info, I’ll be checking out a lot more of your videos 👍 I’m thinking about moving home (we’ll see now lol), looking for a trading app that I can use to continue my US investments. It must have access to the S&P500 ETFs, I may be misunderstanding this, the tax is applied on the dividends that are automatically reinvested or on DRIP as an income? Your technically being taxed twice on the same income, 1st when it’s reinvested at 41% 2nd when you withdraw it at 41%!! That 82% of your dividends in taxes. That seems a bit Irish!! Dividends are taxed at 15% CGT here in Canada and only when withdrawing them as an income. You are charged a withholding tax of 15% on US ETF dividends if you withdraw them as income but not if they are reinvested or in a retirement account. 41% is outrageously high! Even @ 33% CGT it’s an indicator that they really don’t want you becoming financially independent! Kinda reminds me of why we left in the first place 😂 With those tax rates it would be cheaper for me to rent a small studio apartment here and do my investment through my bank here from home, isn’t that sad.
Idea for next video: Please explain difference between buying same item on different stock exchanges. For example, free ETFs from Degiro has stock exchange name specified. Does it mean if you buy same ETF from another place, it won’t be commission free? Or look at trade war between China and USA. Should you buy Chinese companies directly at Honk Hong (€10 per transaction) to avoid situation when company is delisted on USA/EU stock exchanges for political reasons. Why Degiro takes different commissions on EU stock exchanges?
Hey Aleksei, thanks for those suggestions - they're great! For Degiro, correct, if you purchase an ETF thats not listed on their 'commission free ETF list' (link below) then you'll pay whatever the regular trading fee is for trading that position. Do note that the fee is likely going to be minimal though! www.degiro.ie/data/pdf/ie/commission-free-etfs-list.pdf For your second question, I wouldn't be overly concerned personally about this (I hold Chinese stocks also) and the reasons are really well explained in this article that I've linked below. I'll be holding mine on US exchanges for now! www.forbes.com/sites/georgecalhoun/2020/08/11/what-happens-if-chinese-firms-are-kicked-out-of-the-us-stock-market/?sh=51de24ab287e - Ste
I've been waiting to open an account since they closed to new accounts. That was back in January. So sad that I haven't gotten an invite to create yet.
@@TheLearningsReport I actually haven't received any contact from them regarding the matter. I have tried reapplying on the app and the website but still says I'll get an email, which doesn't seem to come. So I may have to go into their support to actually contact them like that.
Could you do a video on investing in actual real estate in Ireland and the taxation of rental income? My thinking is that the only way around excessive Irish tax is to have your PPR and a secondary property (further out from Dublin that you could ultimately retire to). When you sell your PPR and move to secondary no tax as it's your PPR, then your secondary becomes your PPR and again there's no CGT if you sell that. In the short term though are their any gains to be had from rental income - is mortgage interest or maintenance deductible from your rental income etc etc
Hey Melissa - We actually have a video on Rental Income Tax already in case you missed it, I've left a link below. It's somewhat of a beginner overview and you might be beyond it in your own research but we do plan to delve into a more detailed overview over the coming months. Subscribe to stay tuned for that! In terms of your PPR strategy, that sounds like a pretty solid plan to us! ua-cam.com/video/QRb4aBL4nBU/v-deo.html
Any chance you have a video lined up on the process of paying tax on dividends in Ireland? It seems there are differnet taxes to be paid through different processes with many variables involved.
Hey Nathan - we’re actually recording this one this evening would you believe! In short, you declare dividends on a Form 12, which is submitted through your myrevenue account (or paper version if you wish). Vid should be live by next week - keep an eye out for our Form12 vid - Ste
Depending on the broker, the cash positions in your brokerage account are insured up to a certain amount (varies by broker). For the shares themselves, again, the broker usually holds custody of them on your behalf - but doesn't technically own them, so you'll likely still be able to get access to those shares even if things do go badly.
Hey Marto - unfortunately not! Per regulatory requirements, they require a form of photo ID. Clients with EEA citizenship can provide an International Passport, National Identity Card or Driving License. Clients with Non-EEA citizenship can only provide an International Passport. - Ste
Nice video. Im trying to get in to investing but have no clue what to do any tips in what to invest in or anything at all and what trading app should I use thanks👍
I can't say for 100% definite, but I would imagine so? Some of the services they offer may be restricted as a result (speculation on my part) but I don't see why a 'job' should dictate an account opening. You could have $100k in savings but currently be unemployed, for example.
Thanks so much for these videos! Now that interactive brokers have no inactivity fee, would that be a better option versus trading 212 if im only interested in etfs? Im just starting and would ideally choose a single provider.
No sweat! Personally, I'm a big fan of IBKR as across the board it has the most features and optionality when it comes to investing products (imo). For a beginner, it might seem a bit overwhelming, but a lot of the 'fluff' can be ignored if you simply just want to buy & hold. That being said, for ETFs (from an Irish standpoint) I also think Degiro is a good option. ETFs on Trading 212 (currently) are limited for Irish/EU investors also - so keep that in mind too. Like yourself, a single provider is my preference also - so as we flag in IBKR vid, if you plan to be a lifetime investor, you may as well start with an advanced platform and learn to use it as opposed to starting with something basic and then getting frustrated when you want to access more features but don't have that option! In short though, it comes down to you and what you're most comfortable with. Hope that helps! - Ste
Hey Siljo - feel free to ask questions in the comment thread below, thats usually where we answer questions! or if you’d prefer, you can also drop us an email to hello@thelearningsreport.com
Great video, would you recommend t212 to long term investors? The only question I have is regarding the event of default. I know €20,000 is covered in cash but I also seen share protection up to €1 million, is this true.
Hey Conor, Thanks for watching! I'm general, we think T212 is good for the intermediate investor. Pie function is great, especially if you want to avoid the ETF tax. However, for a long term investor, you may come across issues when trying to transfer your positions out as T212 don't currently allow it (they may in the future). Interactive Brokers has become an attractive option now that they removed their account fee. Ste uses IBKR primarily and I (Cian) would mainly use DeGiro but am going to move more to IBKR soon. We have a video comparing some brokers here if you haven't seen: ua-cam.com/video/40G3d0x_12w/v-deo.html With regards to the protection, Trading 212 has inassurance with Lloyd's up to €1 million in the case of insolvency. More details linked below. -www.trading212.com/money-protection -helpcentre.trading212.com/hc/en-us/articles/360016999377-Can-I-transfer-my-shares-from-to-another-broker- - Cian
@@TheLearningsReport thank you for the detailed reply I also have a DEGIRO account, the only problem I have is not being able to invest in fractional shares. I’ll definitely check out interactive brokers, I appreciate it keep up the great content.
@@conorduffy3625 no worries at all, Conor. We also have an Interactive Brokers run through to help you here: ua-cam.com/video/jvMZXmw5lZU/v-deo.html Plus, free shares if you use our referral link in the description! - Cian
Hi Gents! Thanks for your channel. I have noticed in your videos that US ETFs have restrictions (for Irish investors anyway). I can't seem to find any more info on this online. And on most apps it seems dead easy to invest in them. What am I missing? Can you help?
Good evening sir! Sorry for the late response on this - was enjoying some Portuguese sun. A little confused by your question: are you investing from Ireland yourself? To the best of my knowledge, since February 2018 Irish investors are no longer able to access US domiciled ETFs due to a change in regulations. Which platforms have you noticed them on? You might be seeing CFD versions of the ETF perhaps 🤔 Also, just to avoid confusion, just because an ETF holds US based companies, doesn't mean the ETF is US domiciled. e.g. there are plenty of S&P 500 ETFs that are domiciled in Ireland, and thus are open to Irish investors. Apologies if thats stating the obvious, but just in case. A couple of sources for you to review (the last one gives a nice overview and explains that you may want to avoid the US domiciled ETFs even if you do have access to them): www.bogleheads.org/wiki/Investing_from_Ireland#Taxation_of_US_ETFs www.irishtimes.com/business/personal-finance/don-t-invest-in-an-etf-until-you-understand-the-tax-1.3421331 en.swissquote.lu/international-investing/smart-investing/avoid-us-domiciled-etfs-unless-you-want-end-al-capone Hope this helps somewhat! - Ste
@@TheLearningsReport thank you Sir! You are a gentleman. I am investing in from Ireland using ETorro. All the S&P 500 related ETFs on the platform are indeed CFD. Apart from one where you buy the underlying asset, but it has the acronym UCITS at the end so I think that makes it okay. Thanks so much for the links and your answer. Much appreciated.
No worries, and yea the CFD etfs on eToro can cause confusion! I'll let you do your own research on CFDs but in short, I'd avoid. Yep, any ETF with UCITS in the name should be a EU domiciled ETF, and thus, should be available for you to purchase 👍 Glad it helped!
Hey Prabagaran - when you say talk about it, is there any particular questions you would have? If you haven't already, I'd suggest checking out our video on ETFs as that's likely your best option to get access to index tracking investments ! Let us know if we've misunderstood your question. - Ste
@@TheLearningsReport I was asking main index like s&p 500 and nassdaq 100 , Dow Jones , belongs to US, I am from india , in India main INDEX's are Nifty50 and SENSEX 30 , I am not sure about europe INDEX's , I am not aware anything here , like in Ireland I guess we have iseq 20 , what else on Europe , ?
Ahh ok sorry now I understand your question. Yes there are a number of European exchanges. The big ones are FTSE 100 (London), Euronext 100 (Pan-European), CAC 40 (France), DAX (Germany), Swiss Market Index. We can look into doing a video on these! Thanks for the suggestion. - Ste
Hey - like 4 months 😅 But I know another one of our viewers tried to sign up last week, and was able to get instant access. So not sure if they've cleared the waitlist and are not letting people sign up properly again. - Ste
Hey Michael, Interesting. I (Cian) haven't seen anything about Trading 212 recently. Do you have the links to the videos? I'd be curious to understand more. - Cian
@@mick377 Hmm I see, thanks for flagging. Will need to do some research on it and see how things develop! Although myself and Cian both have Trading 212 accounts, we only hold a couple of shares in the brokerage (I use IBKR primarily while Cian uses Degiro). Are you a Trading 212 user yourself?
Hello Ste, so I was pretty confident that I will start new account on Trading212 but then I looked on trustpilot and there are few pages for Trading212 and the reviews are horrendous there so I am a bit scared, what do you think this suggests about them?
💰 Join Trading 212 (Get a free share): www.trading212.com/invite/HrAqtgV2
Hey everyone, thanks for watching. If you need any help getting signed up on Trading 212, drop a comment below and we'll do our best to help you out!
Thanks , these videos are very helpful. I’d like to set up a demo Trading 212 account. I’m in the US and my App Store is not finding the app. Is it possible to set up any of the trading accounts available in Ireland from the US?
@@deirdrej8395 Hi D, thanks for watching and appreciate the feedback! So as far as we're aware, Trading 212 isn't available to US customers at the time of writing.
Are you an Irish citizen living in the US? For what it's worth, I started investing for the first time when I lived in the US (with Robinhood) but had an awful time trying to move my positions to a broker available in Ireland once I left the country. I eventually managed to do it with Interactive Brokers - so I'd definitely recommend opening an account with them as they're also US based, so that should make things easier.
- Ste
@@TheLearningsReport thanks Ste
@@deirdrej8395 No worries, best of luck
Irish lad here in uni. Gonna open a trading account soon enough. Videos have been helpful 🤝
It was fast and easy to open my account from Ireland 20 min max.Thanks for video.
Cheers, Zaiga - glad it helped!
I love how helpful your video is plus how you lookout for all the Irish people while it's not interruptive for someone like me who isn't Irish - Cool
Sorry for the late response, Daniel - big summer off!
And thank you for your kind comment, we do try and make the video broadly appealing while still being specific to those who are from Ireland :)
The video was very helpful and informative, looking forward for more such amazing videos
Love from 🇮🇪 👍🏼
Your content is very helpful. Thank you.
Thank you, Caroline - appreciate you watching!
Thanks for the info,
I’ll be checking out a lot more of your videos 👍
I’m thinking about moving home (we’ll see now lol), looking for a trading app that I can use to continue my US investments. It must have access to the S&P500 ETFs,
I may be misunderstanding this, the tax is applied on the dividends that are automatically reinvested or on DRIP as an income?
Your technically being taxed twice on the same income,
1st when it’s reinvested at 41%
2nd when you withdraw it at 41%!!
That 82% of your dividends in taxes.
That seems a bit Irish!!
Dividends are taxed at 15% CGT here in Canada and only when withdrawing them as an income.
You are charged a withholding tax of 15% on US ETF dividends if you withdraw them as income but not if they are reinvested or in a retirement account.
41% is outrageously high!
Even @ 33% CGT it’s an indicator that they really don’t want you becoming financially independent! Kinda reminds me of why we left in the first place 😂
With those tax rates it would be cheaper for me to rent a small studio apartment here and do my investment through my bank here from home, isn’t that sad.
Thx
Edit: really good video with useful information, deserves a like from me 👍
And we appreciate it! Best of luck with the trades.
- Ste
Great content. Can you explain what the account activity statement. Particularly the realised and unrealised P/L
Idea for next video: Please explain difference between buying same item on different stock exchanges. For example, free ETFs from Degiro has stock exchange name specified. Does it mean if you buy same ETF from another place, it won’t be commission free? Or look at trade war between China and USA. Should you buy Chinese companies directly at Honk Hong (€10 per transaction) to avoid situation when company is delisted on USA/EU stock exchanges for political reasons. Why Degiro takes different commissions on EU stock exchanges?
Hey Aleksei, thanks for those suggestions - they're great!
For Degiro, correct, if you purchase an ETF thats not listed on their 'commission free ETF list' (link below) then you'll pay whatever the regular trading fee is for trading that position. Do note that the fee is likely going to be minimal though!
www.degiro.ie/data/pdf/ie/commission-free-etfs-list.pdf
For your second question, I wouldn't be overly concerned personally about this (I hold Chinese stocks also) and the reasons are really well explained in this article that I've linked below. I'll be holding mine on US exchanges for now!
www.forbes.com/sites/georgecalhoun/2020/08/11/what-happens-if-chinese-firms-are-kicked-out-of-the-us-stock-market/?sh=51de24ab287e
- Ste
I've been waiting to open an account since they closed to new accounts. That was back in January. So sad that I haven't gotten an invite to create yet.
Hey Phly,
Sorry to hear that you haven't gotten the invite. We had heard that the backlog was being cleared. Have you contacted them?
- Cian
@@TheLearningsReport I actually haven't received any contact from them regarding the matter. I have tried reapplying on the app and the website but still says I'll get an email, which doesn't seem to come. So I may have to go into their support to actually contact them like that.
@@Phioio Yeah sometimes in these situations, the more annoying you are, the quicker things get moving! Hope you get it sorted soon.
- Ste
Very nice review ;)
I really need your help to understand tr212,very difficult to open for me in Italy 🇮🇹
Let us know what the problem is and we'll try help 👍
Could you do a video on investing in actual real estate in Ireland and the taxation of rental income? My thinking is that the only way around excessive Irish tax is to have your PPR and a secondary property (further out from Dublin that you could ultimately retire to). When you sell your PPR and move to secondary no tax as it's your PPR, then your secondary becomes your PPR and again there's no CGT if you sell that. In the short term though are their any gains to be had from rental income - is mortgage interest or maintenance deductible from your rental income etc etc
Hey Melissa - We actually have a video on Rental Income Tax already in case you missed it, I've left a link below. It's somewhat of a beginner overview and you might be beyond it in your own research but we do plan to delve into a more detailed overview over the coming months. Subscribe to stay tuned for that!
In terms of your PPR strategy, that sounds like a pretty solid plan to us!
ua-cam.com/video/QRb4aBL4nBU/v-deo.html
Any chance you have a video lined up on the process of paying tax on dividends in Ireland? It seems there are differnet taxes to be paid through different processes with many variables involved.
Hey Nathan - we’re actually recording this one this evening would you believe! In short, you declare dividends on a Form 12, which is submitted through your myrevenue account (or paper version if you wish). Vid should be live by next week - keep an eye out for our Form12 vid
- Ste
@@TheLearningsReport Haha what a coincidence! Thanks for the swift reply and I'll be sure to check out the video next week
Do you have to download the desktop app🤔
Nope - mobile works just fine!
If I set up Euro account. Can I use Revolut to transfer in $’s to save getting fx fees?
Why do I have to wait to open an account?
They had a waiting list for ages - as far as I'm aware accounts are now open again, but you'd need to double check!
What if the brokers ever go down or just stop working?
Depending on the broker, the cash positions in your brokerage account are insured up to a certain amount (varies by broker).
For the shares themselves, again, the broker usually holds custody of them on your behalf - but doesn't technically own them, so you'll likely still be able to get access to those shares even if things do go badly.
Hello, very good vodeo, but I don't want to upload my passport picture or etc. is it way to skip it ? Thanks very much!
Hey Marto - unfortunately not! Per regulatory requirements, they require a form of photo ID.
Clients with EEA citizenship can provide an International Passport, National Identity Card or Driving License.
Clients with Non-EEA citizenship can only provide an International Passport.
- Ste
Nice video. Im trying to get in to investing but have no clue what to do any tips in what to invest in or anything at all and what trading app should I use thanks👍
And do you have any pies that I can copy? Like you showed in the video with a link
*Do they actually accept unemployed customers?*
I can't say for 100% definite, but I would imagine so? Some of the services they offer may be restricted as a result (speculation on my part) but I don't see why a 'job' should dictate an account opening. You could have $100k in savings but currently be unemployed, for example.
Please help to open a account in trading 212. I'm from india. I completed the verify my id. But how to verify address. Please help me.
Is it working now
great video! How do i open a demo account? do i need to register first?
Cheers! Correct - once your account is open, you can switch between 'paper trading' and 'live trading'. Hope this helps!
- Ste
Thanks so much for these videos! Now that interactive brokers have no inactivity fee, would that be a better option versus trading 212 if im only interested in etfs? Im just starting and would ideally choose a single provider.
Also, I was able to register straight away today, without any waiting list. In case that's relevant to other folks.
No sweat! Personally, I'm a big fan of IBKR as across the board it has the most features and optionality when it comes to investing products (imo). For a beginner, it might seem a bit overwhelming, but a lot of the 'fluff' can be ignored if you simply just want to buy & hold. That being said, for ETFs (from an Irish standpoint) I also think Degiro is a good option. ETFs on Trading 212 (currently) are limited for Irish/EU investors also - so keep that in mind too.
Like yourself, a single provider is my preference also - so as we flag in IBKR vid, if you plan to be a lifetime investor, you may as well start with an advanced platform and learn to use it as opposed to starting with something basic and then getting frustrated when you want to access more features but don't have that option!
In short though, it comes down to you and what you're most comfortable with.
Hope that helps!
- Ste
Ah that's a great heads up, thank you for that!
@@TheLearningsReport Thank you so much for the detailed response. I decided to stick with IBKR and try to learn how to use the platform!
Glad you did - I think that's the right move! Best of luck with it, and shout if you have any questions you think we might be able to help with 👌
Your videos are very helpful.. I am trader in Indian stock market.. I have some doubts about European markets.. Can I mail you?
Hey Siljo - feel free to ask questions in the comment thread below, thats usually where we answer questions! or if you’d prefer, you can also drop us an email to hello@thelearningsreport.com
So they have no fees what so ever on trading stocks in cfd also
Pretty much yep 👍But you have reduced optionality, which is the main downside in my opinion (Ste)
@@MrGerkin14 Cheers for the note!
Great video, would you recommend t212 to long term investors? The only question I have is regarding the event of default. I know €20,000 is covered in cash but I also seen share protection up to €1 million, is this true.
Hey Conor,
Thanks for watching!
I'm general, we think T212 is good for the intermediate investor. Pie function is great, especially if you want to avoid the ETF tax. However, for a long term investor, you may come across issues when trying to transfer your positions out as T212 don't currently allow it (they may in the future).
Interactive Brokers has become an attractive option now that they removed their account fee. Ste uses IBKR primarily and I (Cian) would mainly use DeGiro but am going to move more to IBKR soon.
We have a video comparing some brokers here if you haven't seen:
ua-cam.com/video/40G3d0x_12w/v-deo.html
With regards to the protection, Trading 212 has inassurance with Lloyd's up to €1 million in the case of insolvency. More details linked below.
-www.trading212.com/money-protection
-helpcentre.trading212.com/hc/en-us/articles/360016999377-Can-I-transfer-my-shares-from-to-another-broker-
- Cian
@@TheLearningsReport thank you for the detailed reply I also have a DEGIRO account, the only problem I have is not being able to invest in fractional shares. I’ll definitely check out interactive brokers, I appreciate it keep up the great content.
@@conorduffy3625 no worries at all, Conor. We also have an Interactive Brokers run through to help you here: ua-cam.com/video/jvMZXmw5lZU/v-deo.html
Plus, free shares if you use our referral link in the description!
- Cian
Hi Gents! Thanks for your channel. I have noticed in your videos that US ETFs have restrictions (for Irish investors anyway). I can't seem to find any more info on this online. And on most apps it seems dead easy to invest in them. What am I missing? Can you help?
Good evening sir! Sorry for the late response on this - was enjoying some Portuguese sun.
A little confused by your question: are you investing from Ireland yourself? To the best of my knowledge, since February 2018 Irish investors are no longer able to access US domiciled ETFs due to a change in regulations. Which platforms have you noticed them on? You might be seeing CFD versions of the ETF perhaps 🤔
Also, just to avoid confusion, just because an ETF holds US based companies, doesn't mean the ETF is US domiciled. e.g. there are plenty of S&P 500 ETFs that are domiciled in Ireland, and thus are open to Irish investors. Apologies if thats stating the obvious, but just in case.
A couple of sources for you to review (the last one gives a nice overview and explains that you may want to avoid the US domiciled ETFs even if you do have access to them):
www.bogleheads.org/wiki/Investing_from_Ireland#Taxation_of_US_ETFs
www.irishtimes.com/business/personal-finance/don-t-invest-in-an-etf-until-you-understand-the-tax-1.3421331
en.swissquote.lu/international-investing/smart-investing/avoid-us-domiciled-etfs-unless-you-want-end-al-capone
Hope this helps somewhat!
- Ste
@@TheLearningsReport thank you Sir! You are a gentleman. I am investing in from Ireland using ETorro. All the S&P 500 related ETFs on the platform are indeed CFD. Apart from one where you buy the underlying asset, but it has the acronym UCITS at the end so I think that makes it okay. Thanks so much for the links and your answer. Much appreciated.
No worries, and yea the CFD etfs on eToro can cause confusion! I'll let you do your own research on CFDs but in short, I'd avoid.
Yep, any ETF with UCITS in the name should be a EU domiciled ETF, and thus, should be available for you to purchase 👍
Glad it helped!
Can you please talk about Europe main index investing? Like s&p 500 ?
Hey Prabagaran - when you say talk about it, is there any particular questions you would have? If you haven't already, I'd suggest checking out our video on ETFs as that's likely your best option to get access to index tracking investments !
Let us know if we've misunderstood your question.
- Ste
@@TheLearningsReport I was asking main index like s&p 500 and nassdaq 100 , Dow Jones , belongs to US,
I am from india , in India main INDEX's are Nifty50 and SENSEX 30 ,
I am not sure about europe INDEX's , I am not aware anything here , like in Ireland I guess we have iseq 20 , what else on Europe , ?
Ahh ok sorry now I understand your question. Yes there are a number of European exchanges. The big ones are FTSE 100 (London), Euronext 100 (Pan-European), CAC 40 (France), DAX (Germany), Swiss Market Index.
We can look into doing a video on these! Thanks for the suggestion.
- Ste
@@TheLearningsReport awaiting for it
Hey how long did it take for the invitation from trading 212 in your email???
Hey - like 4 months 😅 But I know another one of our viewers tried to sign up last week, and was able to get instant access. So not sure if they've cleared the waitlist and are not letting people sign up properly again.
- Ste
I have seen a couple of videos saying trading 212 might be in trouble have you heard anything on this. Thanks
Hey Michael,
Interesting. I (Cian) haven't seen anything about Trading 212 recently. Do you have the links to the videos? I'd be curious to understand more.
- Cian
@@TheLearningsReport
ua-cam.com/video/1lElh97DWtI/v-deo.html
ua-cam.com/video/Nc5pfYzBtgQ/v-deo.html
@@TheLearningsReport
Just seen these today
@@mick377 Hmm I see, thanks for flagging. Will need to do some research on it and see how things develop! Although myself and Cian both have Trading 212 accounts, we only hold a couple of shares in the brokerage (I use IBKR primarily while Cian uses Degiro).
Are you a Trading 212 user yourself?
@@TheLearningsReport yes I use 212 but it might be time to change to interactive brokers but I was trying to avoid the charges .
ok
Thanks for watching!
XRP 👊😎👊
Keeps ticking away nicely 📈
Hello Ste, so I was pretty confident that I will start new account on Trading212 but then I looked on trustpilot and there are few pages for Trading212 and the reviews are horrendous there so I am a bit scared, what do you think this suggests about them?