Відео

I retired with $600k saved, and looking back, I realize I could’ve done things differently. Not saving enough, plus the impact of inflation and sequence of returns risk, makes me worry about outliving my savings, and it’s not something I can easily ignore. Not saying it’s the only way to go, but it’s something I think about

good informative video

In short.... start speculating with any cash at your disposal, just before the central banks and monetary authorities of the western world decide to massively increase the money supply. In the uk 1997 the uk money supply wasn't even 800billion pounds. These days it's over 3 trillion and then some. How is the money supply increased ?by a massive increase in private lending mainly by the mortgage banks.....aided and abbeted these last 14 awful years by the bank of england which has rigged interest rates rock bottom. That's it folks. That's all you need do. Invent a time machine ....and speculate ....invest with as much debt as possible knowing that thru the next 30 yrs governments of the world will loosen the money taps soooooo much that will be so much money poured into shares and property....that you can't lose. Honest question.... Will zero percent rates ever return ? Are rocketing home prices of 10pc plus a year ever likely to return ? Will folks be able to do what they did in the late 90s and 2000s and borrow as much money as they like to load up with mortgage debt simply by lying about their income....like what happened even upto 2012 when the liar mortgage loans were finally abolished ? Hope Greece works out for you , but honestly can't help back think that anyone could have got rich over the last years since 97. Quantitive easing and zero per cent interest rate policies were designed to massively increase asset prices.... And make anyone that bought assets rich. But these days interest rates are no longer 0.5pc and Quantitive easing ended in 2022.

Let us talk by the pit of death. 7:07

Im 35 currently investing into snp500 sat at 112k so far and 80k left on mortgage which i hope to pay off within next 5 years, i despise working ha

Does Greece have a similar tax expat policy like the beckham law in Spain? Dont like the idea of Greek tax i heard they dont even have an ID or citizen number they are identified by TAX ID only!!

Thanks for such a detailed video! What do you think is the best option for someone with an EU (Irish) passport?

Great tips. You reminded me of my mindset and journey. I agree with you that from an early age, you need that desire and a plan and see it through for say 30yrs. You also need self-discipline. I retired at 53 2 yrs ago. i never really saw the point of work it was just a vehicle for me to gain freedom asap. I live off passive income from dividend paying blue chips. I was lucky to understand the importance of isas and peps in the early days and have built up a tax-free income from close to a seven figure portfolio al the best 👌

Hello, planning a trip to Athens in February. How is the public transportation. I won’t have a car. I only speak English, will I have trouble communicating?

final salary pensions are not always as good as they sound , a SIPP gives you control and ultimately the chance to pass the asset on, (subject to inheritance tax for children)

You and your wife are really lucky to have met and stuck with each other at a young age. I would give a lot of money for that.

Just in time headed to the coffee shop for some future planning - content is gold

Brilliant video(s), best on UA-cam. Brits moving out of the UK, no surprise.

One of the best, detailed and practical videos on moving to and living in a foreign country on UA-cam. No one does these kinds of vids like the Brits.

Excellent Video. We are on a similar journey, and although there is still a while to go, we have a plan and will stick to it and have done for years. We were also lucky enough to buy an amazing property in Greece (Peloponnese) recently and have been slowly chipping away at it. I knew you were a bit of a dark horse and I think its fantastic, but I'm not surprised at all. Bravo 👏

Great video. How did you get AMKA? Is it because of the UK connection? We are Canadian. Even though I filed taxes in Greece, KEP say I'm not eligible as we never paid into it as an employee of a Greek company.

I was absolutely clueless about what a Pension was. All I remembered was some vague memory from my childhood about a Maxwell guy and a pension scam so it stuck with me until I was almost 50 and I never considered them. I ended up opting out from my work pension when the auto enrolment came along. Now I understand them I recall my employer was offering to contribute 9%. As a result I don’t have a pension apart from the state one which I’ll get when I reach that age.

What's your net worth out of curiosity? Thanks

We enjoy your video’s. We arrived in Greece yesterday for a short holiday and visited acrocorinth. What an amazing place! Thank you, we learned about it from this video and it did not disappoint.

Better yet, learn it yourself. Investing is far less complicated than it seems, but he is correct. Find and advisor if you have substantial assets, find an advisor and hear out their advise. That is not to say take it, but hear them out. ALMOST all of them are too conservative and have the goal of never LOSING any money. That is recipe one for never making any real money. You can and SHOULD take charge of your own finances. It is FAR less difficult than it seems. We no longer live in the age of libraries and the Encyclopedia Britannica. The WHOLE WORLD of information is free to you. Go find it! You literally could have put 100% of you funds into the SPY ETF and made 25.18% on your money without paying a fee to an "ADVISOR". Okay, minus the fee for the ETF, which is 0.09%. Listen to him. You can do this. Take charge now.

Great advice, and congrats on not needing to trade time for money anymore! Our goal is early retirement by 55, and we are on track so far, using some of the same strategies you employed. Have a written plan, stick to it, and get a little lucky once in a while 🙂. The first years ($100+k) are the toughest since it doesn't seem like you are getting anywhere quickly, but with discipline long term, compounding becomes your friend. Curious, that view behind you in the video is fantastic, is that Astros down below?

Sounds like you had a really good paying job from the start. That was key

I rarely listened to anything with which I agree 100%. Everything you said made total sense to me. I am well impressed. Thanks for sharing this video. This is very insightful particularly the advice on pension investing and skill building 🙏🏾. Luck is also a key ingredient. Would love to have you as a mentor.

Excellent info, thank you. If you are ever happy to share details on the actual lawyer and accountant you used and (in your experience) trustworthy property dealers, it would be great.

I’ve watched hours and hours of videos on how to retire early and you’ve managed to sum most of it up in under 18 minutes! 😅 Excellent video and thank you for taking the time to make it! There’s no get rich quick scheme, but if you have a plan and are able to invest as early as possible you have every chance of success! I wish I’d been given this advice 20 years ago! All the best 👍🏻

Re. Financial advice. Don’t ever think that big reputable financial advisers will act in your interest. There is no replacement for self education and hard decisions. I was at the point where I wanted to invest a decent sum and contacted a number of reputable companies. Some big names. Half of them was trying to sell me products that were not suitable for me at outrageous commission. The other half just regurgitated the usual nonsense that gets you nowhere. London/UK is particularly bad.

I’m about to stop working in my mid-50’s. I have never been identified with any of my jobs, but didn’t have a plan to stop until I was 39, when i had a massive, traumatic life-changing experience. That put everything into focus and I made getting out of work early my #1 focus from then forward. I’m about to retire comfortably very soon, young enough to live the rest of my life on my own terms. I will say, people don’t need as much money as they think. I have over saved, really. I do value experiences and when i do buy things, i buy high quality. But i am not a consumer. If you’re the kind of person who equates a good life with a luxury life, you can’t do what i did.

Can anyone eat the fruit off the trees in the town?

Thank you Andrew for your information. We are going again in april. We are in love of the Peloponnese! Greetings from the Netherlands

Great video Andrew👍🏻 My husband and I live in OZ, we have been contributing to our pension (they call it Superannuation here) for past 10+ years but we are now wanting to step it up a gear so we can have a choice in years to come on WHEN we wish to retire. Right now we enjoy our work and I feel we are in our high earning years so we are going to make the most of it by avoiding that lifestyle creep and investing a good chunk😊 Happy 2025 from OZ🇦🇺🦘🐨

48 is frankly ridiculously early to retire. I am approaching 58 and considering paying off the mortgage and entering retirement in 2025 with a £900k SIPP portfolio after saving hard for 30 years as an IT consultant and living beneath my means. This will enable me to live modestly but decently. At 48 I still had a big mortgage to pay!! You seem like some kid of City whizz kid, a trader of some kind. In that position you could certainly have retired very early indeed, but it's not an option for 99% of the public.

Basically these guys have no kids so it’s not that impressive when you consider having a single child costs you around £200k during their life till 18 and they most likely wont be financially independent at that point anyway. 2 kids £400k and so on. Those are very conservative estimates. Pretty much anyone without kids can do early retirement as they should be able to save a ton of money over a 25 year career especially if married and both working

Thanks for sharing your experience

Interesting story and great advice. Fair play and enjoy the rewards of your gard work.

Excellent Video Andrew, keep them coming 👌👌👌

Good information, thanks for sharing

Well done. Its a great choice.

Single. Teacher salary. Impossible.

I decided to retire at 55 on a very modest income that most people would consider not enough. I had to do it because I couldn't stand the alternative. That was 5 years ago and everything's OK. I get my state pension at 67. I could have done with planning ahead when I was younger but I didnt and that's that. Well done for getting it right.

Greece is one of my preferred options for early retirement. Any good tax accountants to recommend before moving in Greece ? From what I read UCITS ETFs capital gains are not taxed in Greece, is it correct ?

Great analysis, thank you! A bit off-topic, but I wanted to ask: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How should I go about transferring them to Binance?

Thank you so much for all of this information! I am a U.S. citizen in process of getting dual citizenship through my Greek father. Once that comes through, my American husband and I plan to move to Greece for early retirement. We are strongly considering Kalamata at the moment. My husband will be going through the same process you are going through, now. We love your videos, and have found them to be very helpful in our journey to become Greek citizens.

Same price as living in Thailand then. Interesting.

Retiring to Greece is a cunning plan - no heating costs in winter. For those of us who haven't had a high flying corporate career, I'd recommend buying at least a hectare of land, plant an orchard and start a market garden, then you can at least be self sufficient in food, sell your surplus for extra income, plus it will keep you fit.

This is brilliant information. If only schools had people to speak about this kind of thing to pupils in their last few years. Many people are unaware of the options (or too afraid to do things differently to how most other people do) You have done a great job and it’s wonderful to hear about exactly how you succeeded, including how much discipline it takes

Im 29 and earning good money... yes i could save alot in tax and invest in pension but i dont want to wait until im 60 old.

google Early Retirement Now website. Loads of information and downloadable spreadsheet etc. Thanks for the vids

If you not bs us- you look pretty good

most important question.. how much did you have invested when you quit

Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments. Everyone should have BTC in their portfolio