EMI என்றால் என்ன? EMI கணக்கிடுவது எப்படி? How to calculate EMI?
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- Опубліковано 22 сер 2024
- In this video, We have explained how EMI is calculated. What are the components of EMI. As a financially sound person, what should one do.
Download EMI calculator - docs.google.co...
Download instructions:
1) Click the link
2) Go to File
3) Click download as Microsoft Excel
Note: DO NOT TRY TO EDIT IN BROWSER AND ASK FOR ACCESS REQUEST
ரொம்ப தெளிவா வகுப்பரையில படித்ததுபோல் இருந்தது சகோதரா நன்றி! வாழ்த்துக்கள்!!
Very good things in this video:
1. In Tamil. Useful to our people.
2. The pie diagram at the right side gives the demo nicely.
3. Link to download work sheet
4. Locking the formulae to avoid mistakes by viewers.
Well thought out video. Congratulations.
Keep your financial education to common people.👏👏
ரொம்ப தெளிவான வீடியோ இஎம்ஐ கால்குலேட்டர் எப்படி போடுவது என்று கொஞ்சம் சொல்லிக் கொடுத்தீங்கன்னா அதுவும் எங்களுக்கு பயனுள்ளதாக இருக்கும்
மிகவும் எளிமையான விளக்கவுரையில் இருந்தது நன்றி 👏👏👏
மிக தெளிவான விளக்கம் அளித்துள்ளீர்கள் நன்றி வணக்கம்
அருமையான பதிவு, தெளிவான விளக்கம் நன்றி சகோ 🙏
PPF ku sonnapla idhu maasam ethanaam thedhikkul seluthinaal namakku aadhaayam sollunga boss. Andha ppf video semma 👌
Eno innum thagaval varla... Please
PPF if paid before 5th of every month, it is taken for interest calculation for that month
Sir, Your video was very easy to understand. Thanks for that., But anyhow we need to know the concept of how to calculate EMI, total interest paid, the total amount paid, etc. Now you have provided your excel sheet for easy calculation. But to improve our EMI concept still more practically, please share the formula used in excel for calculating the values. It will be more helpful if you add this as one short video.
It is already there in video bro. watch carefully. I have explained the formula
Bro koottravu bank loans pathi details podunga
ரொம்பவும் தெளிவான பதிவு. நன்றி.கிரெடிட் கார்டு பற்றி அறிய ஒரு வீடியோ தேவை.
Credit Card video - ua-cam.com/video/P4A7e8ROQ7E/v-deo.html
மிக அருமையாக ,தெளிவாக சொன்னீங்க அண்ணா சூப்பர்.நன்றி அண்ணா
Bro semaiya solli kuduthinga tq bro
SUPERB SIR. THANKS FOR THE CLEAR EXPLANATIONS
If possible, Please post videos regarding Loans etc. Do's and Don'ts which will educate many and play a big role in personal finance and restructuring their current loans etc. Just like you provide knowledge of taxation..
Already posted about personal loans, emi calculation and credit cards
Sir Inda formula Android calculator la podunge
Superb explanation abt emi
அருமை
Fruitful information sir❤
Very useful information sir. Thank you so much. 🙏🙏🙏🙏🙏👍👍👍👍👍💐💐💐💐💐
Super explanation..Thank you very much..
Super video thinks you soooooooo much like s.raja Chennai tn India 👌👌👌🙏🙏🙏👍👍👍
Very very useful information.Thanks
Thank you sir. Nice video and nice excel sheet
Bro super 🎉. 👌. Thanks for the valuable information.
There is tax levied on EMI by the government. This is ignored in the discussion. This tax component is not negligible. It is significantly high. This burden will be more if you go for short period EMI, especially very high for no cost EMI.
Really informative video... 👏 👌 👍
I taught who will teach how to calculate EMI by manually. But you have done all process in computerised , it can even done EMI calculater app and websites.
The main idea is to show a break up of interest and principal in EMI. How it varies based on loan period. NO point in calculating manually right. And the online calculators doesnt show the breakup with in the EMI amount and its accrual
Nalla thagaval anna
Very good information, thank you.
Thank you thalaivaa👍
sir
please do video on how to finish EMI so quick to save money
pl consider the trend of inflation,longer tenure may be profitable,I think.
Thanks bro....
EXCEL SHEET IL MORTGAUGE TEMPLATE ULLATHU ATHI PAYANPADUTHI KOLLALAAM
Thanku so much for the excel.
Today we have Excel program. Once you master this everything is under your control.
Set up formula and drag down as per months, all set up. It is easy to know where your loan EMI stands.
Many years back, I happen to visit a Hire purchase Auto loan agency who put flat rate % low interest. Naturally it looks sweet but no fool will agree it is under low interest. When I asked him what is the real interest he it depends but just multiply it by 1.80 to 1.95 you get the real RBM reducing balance method which is the real interest in their books. In Excel you easily float the rate of interest to check it, a small correction will get +/- in the final EMI. Those time we issue post dated cheques. If you go to windup in the middle of term by repaying in one lumpsum then immediately their flat rate will become float rate and demand more principal.
Very nice speech
Superb video. Good explanation
Super 👌clear explanation.
thank you for your explained.
Usefull
Principal Paid and interest paid calculate pannuvathu yepadi
Loan amount -400000 Time period 5years interest rate 10%but my emi - 10376. Na ippo pay pannitu iruka sir. But neega sonna mathiri emi calculate panna 8900 tha varuthu. Ethuku ivalo difference nu solla mudiyuma sir. Pls
Thank you sago
nice video with good explanation.
This method for all loan or few category
Bankers are too wise than us. They wont allow us to go by less tenure. Even if they accept, the loan amount is reduced drastically. You need money, you have to pay them the price. No other safer way out 😢
Very nice teaching
நன்றி
Very useful sir
Really Very nice
Really helpful video..thank you..
Sir, ஒவ்வொரு மாதமும், எவ்வளவு அசல், எவ்வளவு வட்டி என்பது எப்படி கழிக்கிறார்கள்? எத்தனை சதவீதம் அசல், எத்தனை சதவீதம் வட்டி, ஒவ்வொரு மாதமும் எந்த அடிப்படை யில் பிரிக்க படுகிறது என்பதை கூறுங்கள்.
Atha sollavae illa...
Thanks
Very useful friends but normal calculator la solli kudunga
sir,if we consider increasing inflation (rate of increase),the long tenure of EMI will be a profitable ie.comparing the rate of increase in the inflation with the rate of interest of the loan.
if the increase in rate of inflation is higher than the rate of interest for the loan ,then comparatively profitable. and Vice versa.
Good information tnq....
Very informative brother 🙂👍
Thanks for your info.
Thankes
Thanks bro
Super
bro ippa namma emi ya ,10,month la close pannita intrst kuraiya vaipu irukungila
Bro I have loan no in icici how to check the status of it...loan was in my brother's account rbl bank 🏦 how to check the emi status and clear View of How much loan amount and Due date and Pending amount!! Please reply
Nice sir very useful
Usefull thank you
Thank you sir ☺️
Hi , what is the difference between compound interest vs simple interest,, for 10L loan 7 yrs ,, how about HL 19 L for 20 yrs
What is the no cast EMI SIR pls explain
Caculatina sollunga
Nice explanation
Bro. Very nice video. Suppose if I am getting a substantial amount and wish to reduce the loan amount after a period of some EMI payment,what are the best points I have to discuss with the financier.
Negotiate for part closure and reducing the emi.. they may put charges for part closure.. ask how much and negotiate to reduce it..
Sir my credit card loan interest pathi konjam telivillamal iruku
Ada konjam solla mudiyuma
Credit cards - Things to know ua-cam.com/video/P4A7e8ROQ7E/v-deo.html
Thanks Sir.
Excellent
Do the best for less emi and identify the hidden charges
Good
Thanks 😊
Thank you
GOOD
Thanks bro.
Hi you are doing demo for fixed rate. But home loans ROI will change every quarter as per RBI. How to calculate that sir. Pls explain demo for varying ROI calculations for especially for home loans
Yes. Interest change aagum podhu, emi will be calculated based on outstanding principal
Thankyou sir
10.5 did not show . it turned into 11. why?
Sir House Loan epdi edukkanum.. Epdi effective ah loan adaikkanum nu oru video podunga 🙏
Time period 20years ல இருந்து 10years ஆ change panna ena panna vendum...
இல்லையென்றால் time period change pannama EMI அதிகமாக கட்டினால் ENA இலாபம்
முதல் 3:40 நிமிடம் 😢😢😢 வேஸ்ட், 10, 20 வினாடிகளில் கண்டென்ட் க்கு வாங்க ப்ரோ..
Good Explanation Bro.. Thank you 😍
Hi shall I preclose 10 yr old HL loan taken 19L loan
நண்பா bike loan 130000 amount monthly emi 4796*36 நீங்க சொல்வது போல ஒரே emi தான் எல்லா மாசம் வருது ஆனா principal amount குறையாமல் இருக்கு
Next month வர வர யேன் loan amount குறையாது
You need to check with bank on breakup of principal and interest part of emi. Appo than evlo masa masam korayudhunu therium
நன்றி அண்ணா...
Yannaku sollungaa bro 860000 loan amount
EMI shoping panna Eligible age evlo bro
I borrow 220000 monthly emi 5200/month for5years is it right.interest 12percent.
Bro, can you please say how did you find the proprtion of amount spent on interest and principal paid i e in video EMI amt 13,215 how did you segregate 4882 towards principal and remaining towards interest?
I like all your videos and thank you for sharing your knowledge in finance, and I had a learnt a lot from this channel
Interest= outstanding principal x interest rate/12
Remaining amount in emi will be principal component
Sir excel sheet edit option illa sir, please able to edit option
You need to download in your pc and use it., edit option is browser is not available.
Bro 5 lakhs 16 percent intrest la 84 months vangiruku
Intrest ela sethi 8.3 lakhs tha katanum
But avanga pay panna soldrathu 10.61 lakhs
Enga vetla ethuvu check panama vangi ippo 7 lakhs pay panitanga
Antha xtra 2.3 ethukunu avanga kitta kekalama bro
Ethachu suggestion solunga bro
Ask them for calculation and show how you have calculated.. ask them to explain difference..
Ok bro explanation kekuran anga poitu
Ketutu enna soldranganu soldran
விளக்கம் அருமை. ஒருவர் பத்து வருடங்களுக்கு பத்து லட்சம் கடன் பெற்று மாத தவணை செலுத்தி வருகிறார் என்றால் அவர் இரண்டாவது ஆண்டில் ஒரு ஐந்து லட்சம் தொகையை செலுத்தி அசல் தொகையை குறைக்க முடியுமா? அவ்வாறு செலுத்தும் போது ஏற்படும் சாதகம் மற்றும் பாதகம் என்ன?
BRO THNX BRO NAN BAJAJ FINANCE THAN WORK PANREN IPPA THAN JOIN PANNEN ENAKU ITHAPATHI PURIYALA ANGA EXPLAIN PANNUM POTHU NENNGA SEMMAYA PURIYA VACHITINGA ANA ONNU BAJAJ LA MATTUM YARUM PERSONAL LOAN EDUKATHINGA OMMALA VATTI POTTE SAVADICHIDUVANGA PLS NAN INTHA MONTH ODA JOB RESIGN PANNA POREN
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