home loan process and how to be careful with the banks
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- Опубліковано 8 жов 2023
- home loan process and how to be careful with the banks
red pix Felix Gerald interview
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Looks like good scammer . he is not answering properly.
I felt that he was somewhat honest about it.
The problem is many of our folks lack complete financial planning sense. Getting a loan is a financial txn. People have to know what they are getting into.
And we expect banks to offer service at free of cost. They are also a for-prpfit business. For e.g. Felix was asking why banks charge processing fees. Because it is a source of income for them
வங்கிக் கடன் என்பது பலருக்கு வரம்... சிலருக்கு சாபம். உலகில் இருக்கும் அனைத்துமே அப்படித்தான்... நாம் பயன்படுத்தும் முறையில் தான் உள்ளது நல்லதும், கெட்டதும்.
ஐயா வணக்கம் என்னை மாதிரி படிக்காத மனிதனுக்கு தோன்றும் கேள்விகள் கேட்டது அருமை உன்மையான கேள்விகள் நன்றி நன்றி
பதில் அதை விட பலமடங்கு அருமை உன்மையான விசயங்கள் உள்ளன மிக்க நன்றி நன்றி நன்றி
நன்றிகள்
எந்தவொரு வங்கி ஊழியரும் fixed வட்டி பற்றி பேச முன் வருவதில்லை floting வட்டி உடன் தான் கடன் தருகிறார்.
வட்டி உயரம் போது எந்தவொரு தகவலும் கட்டணம் இல்லாமல் ஏற்றி விடுவார்கள். அதுவே குறைந்தால் தெரிவிப்பதே இல்லை. நாமே கேட்டால் 6000 முதல் 10000 வரை கட்டணம் செலுத்த வேண்டும் கூறுகிறார்கள்.
Closing charges வசூல் செய்யாத வங்கியே கிடையாது.
இதெல்லாம் ஏமாற்று வேலைகள் இல்லையா?
இதற்கு ரோட்டில் நாலு பேரு பூ.... வாழலாம். பணி சிறக்க வாழ்த்துக்கள்...
Sema bro
rate of interest swiping fee is very less only at banking
there will be an fair price for everyone
50% EMI கட்டிட்டு, separate ah சீட்டு போட்டு குடுக்கணும், சாப்பாட்டுக்கு , பிச்சை எடுக்கணும், சிரிக்கிறான், 🌼
Vera level Fire 🔥 Questions....
Wonderful topic and knowledgeable guest. Great job
In All District Central co operative banks there is no lock in period,, very minimal processing charge I think 2500 rupees,,emi amount share equal to principal n interest,, from 1st month itself,,in other bank if we get 20 lakhs we will repay nearly 40 lakhs,,but here we will repay nearly 31 lakh only,,,,
Mr Felix please do upload about property pledging loan & which is beneficial for the public
Good questions Felix 🎉
Mr. Felix very informative video very good work
Finally one useful info from Felix on this interview, otherwise useless talk with corrupt savukku
He is not explaining loan processing charges clearly.. He is giving fake explanation for legal, aadhar and pan card check.. I too taken loan from nationalised bank and avoid private bank... Approach bank directly instead of these agents..
Anchor is shooting out valuable questions 👏🏻🤝
Awesome information Felix kudos, there is a misconception about house and housing loan , saying is HOUSE IS AN ASSET, which is true House is an asset not for you for the bank😢😢😢 for us IT IS A LIABILITY.❤❤❤❤
Good sir, really appreciated
Felix sir you have questioned correctly. But he is not answering properly
Good Questions
I took Homeloan in Canfin finance,
I always use to keep More than EMI Amount in my Ac before debit period.
Some times the Canfin use to debit delayed date &for their delay,it has been debited penalty for delayed debit from their side. I made a struggle for this purpose to prove, but still the have made some hidden calculations.
The guest is giving diplomatic answers and hypothetical answers. Sorry to say, its not helpful.
he is not explaining fully, he is a bank guy
Anchor question 🔥
Guest speech also nice
Education Loan current interest rate evlo, repo rate la irunthu athu epdi calculate pandranga. floating interest la athu epdi koraika mudium. Kettu sollunga Felix
Felix is a real genuine person asking basic informations
Legal surveyor pay only customer only
எப்போதும் floting rate intrest மட்டுமே சொல்லுவாங்க fixed intrest பத்தி பேசவே மாட்டாங்க interest rate low va irukkum pothu
Hello Mr. Agent - Answer for questions and don't fool like customers
Good
What ever loan means it's dangerous
வெளியில் கடன் வாங்கி பாருங்களேன் வட்டி எவ்வளவு கட்டறீங்கன்னு
Flix please put one video . We have purchased AKSHAYA TODAY OMR Kelambakkam . We have borrowed HL . And paying both EMI and Rent. We are yet to receive the Flat. We are around 500 members. Our Dream Home is in Dream only. We have complained to RERA, CM cell. Police. But we are not yet get the Flats even after 12 years. Kindly help us how to proceed. Please put one video. So that all people will know about Akshaya Today OMR Thaiyur kelambakkam chennai. Please help us. On behalf of all please put one video so that all people know how we are cheated by Akshaya Today.
you could refer to previous supreme court judgements on similar cases and approach the madras high court
what is the status now sir …?
உணவுக்கு விலைவாசியை யார் சார் பொறுப்பு
🙏🙏🙏Good Good Good 💐
Felix Annan senthil பாலாஜியை பற்றி பேசிய அளவிற்கு, ஜெகத் இரட்சகனை பற்றி பேசமல் இருக்கிறாரே, எதேனும் பணம் வாங்கி விட்டாரோ.😅😅😅 என்ன ஒரு வீடியோவும் jagatha பற்றி வரல.
Super Broker 🧐
Home lone is like more than like kadhu vaddi.
Don't get loans from anyone.
Mudinja aluku yarum bank loan poga vendam ...please konjam wait pani kuda vangikonga..
Banks are in business to get obscene amount of money as "interest" . The very first line he says banks are "helping". They are not - its an industrial complex of scammers. A 1cr loan will come with 2cr of interest in 20-30 year period. You will pay 3cr at the end of 20 years.
Enaku 14 percentage lnterst sir epo evolve sir interest kammi pannuvanga sir
Coming to apartment concept
For 8 units (8 flats)
Bank is collecting loan processing fees which is for legal verification and other exp like loan manager explained...
My doubt is why bank is checking legal verification 8 times for the same document and collecting charges from customer
Kyc norms and underwriting procedure. They have to do it else they get fined by RBI
yes its correct one side
there is an easy procedure called APF , where you need not anything sir ..,
bank will take care of legal and other parameters .
கடன்-உதவி வித்தியாசம்?
Many Good question are raised
But Answerable person.. loosu mari paeruran... Question answer pannama sambatham illa paesuran... 😂😂😂
His answer is not justifiable..
1. After these all check up most of the customers are suffering by fake peoples. How it happens.??
2. Simply he is saying .25 excess roi. When we calculate for lending amount, it’s huge that they r getting from customers.
3. He stucked with no answer at 21.20th sec in this video. And he tried well to answer that question.
4. Felix- Great question at 26.22 sec. But his answer is awkward.
5. At 29.35th sec - None of the loan consultant will do this. Because they tied-up with bank. He never do the favour for customer.
6. Felix bro- as observed 29.50 sec - you choose wrong person for this interview. Am sorry to say this.
FINALLY- He is not fit & perfect for this interview.
Never ask a barber if u need a haircut 😂
Vettipaya kannadi loan consultant like real estate broker pudunki thinunkada saga manusana
He is not right choice for this interview..
வாய் இல்லை na உன்னை நாய் தூக்கிட்டு போகிடும். இதுக்கு perfect Example.
Yov kannadi fst manusana pesuya. Cunning speech
வாயில் வடை சுடுவார் 😂.. வாழைப்பழம் போல் பேசுவார் 😂..fraud
Scammer😊