THINKING TAMIZHA
THINKING TAMIZHA
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BEST way to invest in GOLD | Physical Gold vs. Digital Gold vs. Gold ETF vs. SGB
Do you want to know how to buy gold other than jewelry? How to make wise investment decisions on Gold?
This video explains the different ways to buy gold in India. It also explains the advantages and disadvantages of each method. we have made a detailed comparison of all the methods to help you make gold investment choices.
We have compared each type of investment based on ease of access, Liquidity, risks, cost, GST, wastages, Spread and income tax.
PHYSICAL GOLD vs DIGITAL GOLD vs SOVEREIGN GOLD BOND vs GOLD ETF vs GOLD FUNDS
1) Physical gold (Gold Jewelry): Gold jewelry comes with a host of charges such as wastage, making charges and 3% GST, that can add up to 15%-25%. So, if you are spending Rs 1 Lakh in Jewelry, you get only 22Karat(or less) gold that is worth ~ Rs 75K to Rs 85K
2) Physical gold (Gold coins and bars): The wastages and making charges are much lower than gold jewelry, but it is still a considerable amount (2% to even 10%). We need to pay 10% GST for coins and bars.
3) Digital Gold: It helps you to buy even is very small quantities via Gpay, Paytm etc. It doesn't have a risk of theft as these are stored in safe vaults of the companies that sell digital gold. Digital gold also comes with some charges such as spread (3%), making charges if converted to coins and 3% GST.
4) Gold ETF: With a Demat account, you can purchase gold ETF from stock market. There is no risk of theft, No GST. However, there is a small expense ratio ( less than 1% per year) that needs to be paid. LTCG and STCG applicable
5) Gold mutual funds: if you want to invest in SIP, gold mutual funds provide a good option. However, it has higher expense ratio making it costlier than Gold ETF. LTCG and STCG applicable.
6) Sovereign Gold Bonds: Issued by RBI on behalf of Govt of India, it is one of the safest routes to invest. There is a a maturity period of 8 years, but can be redeemed after 5 years or can be sold in stock market before 5 years. Additionally it gives ~2.5% simple interest on invested amount every year.
Subscribe to our channel: 10 minutes in Tamil
Gold in Tamil
Gold investment
Gold investment in tamil
Tips to buy Gold
Physical Gold
Digital Gold
Sovereign Gold Bond
Gold ETF
Gold Mutual Funds
Gold funds
Thangam
Mudhaleedu
Gold coin
Gold bar
Gold Bullion
தங்கத்தில் முதலீடு செய்ய 6 வழிகள்
Переглядів: 917

Відео

Budget 2024 | Changes in New Tax Regime & slab rates and Capital Gains
Переглядів 10 тис.5 місяців тому
In this video, we have explained the changes to income tax proposed in Budget 2024.
Income Tax Return Filing | Assessment year 2024-25 | FY 2023-24 | Step by Step guide
Переглядів 164 тис.5 місяців тому
In this video we have provided a basic guidance on income tax returns filing for Assessment Year 2024-25. This is applicable for Individuals with Salary income and income from deposits only. INCOME TAX RETURNS filing முன் கண்டிப்பாக செய்ய வேண்டியவை - ua-cam.com/video/pB5tAfPbQv0/v-deo.html Important documents need to file Income Tax Returns - ua-cam.com/video/v1a8uaOprrY/v-deo.html Why do you n...
Documents needed for Income Tax Returns | Income tax return filing | AY2024-25 | FY2023-24
Переглядів 11 тис.6 місяців тому
In this video, we have discussed about the 5 important documents needed to file Income tax returns 1) Form 16 2) Form 26AS 3) Annual information statement (AIS) 4) Tax P&L from stock broker 5) TDS certificate from Bank deposits Links to other important videos Form 16 explained - ua-cam.com/video/Usa-faFJO5E/v-deo.html Who should file Income tax returns - ua-cam.com/video/-RuXqhkurdo/v-deo.html ...
Who Should File Income Tax Returns?
Переглядів 7 тис.6 місяців тому
In this video, we have explained who are all required to file income tax returns?
இந்த மாற்றங்களை அரசாங்கம் கொண்டு வருமா? Middle Class பயன் அடைவோமா?
Переглядів 3,2 тис.6 місяців тому
With the formation of NDA govt for 3rd time, middle class tax payers are expecting many benefits. We have listed our point of view on this. The points discussed are 1) Tax slab revision 2) 80C limits 3) PPF interest rate 4) EPF interest rate 5) GST on health insurance Note: The content in our purely our personal views only. NDA, Modi 3.0, New Government, Finance Minister, Nirmala Sitharaman, In...
Decoding Variable Pay
Переглядів 1,4 тис.6 місяців тому
In this video, we have explained the concept of variable pay with examples and calculations
Form 16 பற்றிய முழு விவரம் | Everything about Form 16
Переглядів 22 тис.6 місяців тому
Form 16 பற்றிய முழு விவரம் | Everything about Form 16
Is PPF better than Fixed Deposits? PPF, FDயை விட சிறந்ததா?
Переглядів 3 тис.7 місяців тому
In this video, we have discussed if PPF is better than Fixed Deposits? This topic is discussed on Returns, Safety, Lock-in period and tax benefits.
Can you save Income Tax in New Tax Regime | FY 2024-25
Переглядів 17 тис.7 місяців тому
In this video, we have explained the tax saving options in New Tax Regime 1) Employer Contribution to EPF 2) Employer Contribution to NPS 3) Interest on Home-loan on let out property 4) Gratuity 5) Leave Encashment 6) Reimbursements from Employer NEW TAX REGIME INCOME TAX SAVINGS How to select old or new tax regime tamil? Old vs New Tax Regime - ua-cam.com/video/saCGChOxST0/v-deo.html EXCEL CAL...
How to calculate income tax in New Tax Regime | FY 2023-24
Переглядів 86 тис.7 місяців тому
How to calculate income tax in New Tax Regime 5 Steps to calculate income tax 1. Identify income sources 2. Calculate exemptions and deductions 3. Calculate Net Taxable income 4. Calculate Tax as per tax slabs 5. Finalize tax - apply CESS, Surcharge, Rebate How to select old or new tax regime tamil? - ua-cam.com/video/saCGChOxST0/v-deo.html EXCEL CALCULATOR LINK - (DOWNLOAD THE EXCEL FILE IN YO...
ULIPs vs Mutual Funds | எப்படி கண்டுபிடிப்பது?
Переглядів 1 тис.8 місяців тому
ULIPs are one of the mis sold products. Many times people mistake it for mutual funds and make wrong investment decisions. In this video, we have explained the differences between mutual funds and ULIPs.
How to choose tax regime and provide tax declaration
Переглядів 2,8 тис.8 місяців тому
In this video, we have illustrated how to choose tax regime and provide tax declaration in your company. New vs Old tax Regime - ua-cam.com/video/saCGChOxST0/v-deo.html How to calculate HRA exemption - ua-cam.com/video/mZUT325wY78/v-deo.html What is TDS? - ua-cam.com/video/yqZEJ_4Clno/v-deo.html Income Tax Savings - ua-cam.com/video/ImmsFdx2ijk/v-deo.html
How to find out value of Flats | FLAT இன் மதிப்பை கணிப்பது எப்படி
Переглядів 1,8 тис.9 місяців тому
In this video, we have explained how to calculate the value of apartments. We have discussed 2 methods 1) Future value of cashflows 2) Cost plus model
வருமான வரி சேமிக்க கடைசி வாய்ப்பு | 3 THINGS TO DO BEFORE END OF FINANCIAL YEAR 2023-24
Переглядів 4,3 тис.9 місяців тому
வருமான வரி சேமிக்க கடைசி வாய்ப்பு | 3 THINGS TO DO BEFORE END OF FINANCIAL YEAR 2023-24
Gratuity explained in Tamil | how to calculate Gratuity?
Переглядів 38 тис.10 місяців тому
Gratuity explained in Tamil | how to calculate Gratuity?
RBI ban on Paytm payments bank services | What happens to your money?
Переглядів 61110 місяців тому
RBI ban on Paytm payments bank services | What happens to your money?
Save up to Rs 62,400 from income tax | Section 80C investments
Переглядів 5 тис.10 місяців тому
Save up to Rs 62,400 from income tax | Section 80C investments
Different ways to save on income tax | Reduce more 1.5 Lakh from Income tax
Переглядів 12 тис.11 місяців тому
Different ways to save on income tax | Reduce more 1.5 Lakh from Income tax
How to calculate Income Tax in Old Tax Regime | வருமான வரி கணக்கிடுவது எப்படி? Income tax simplified
Переглядів 69 тис.11 місяців тому
How to calculate Income Tax in Old Tax Regime | வருமான வரி கணக்கிடுவது எப்படி? Income tax simplified
Can you switch to OLD TAX REGIME | Tax Regime மாற்ற முடியுமா
Переглядів 18 тис.11 місяців тому
Can you switch to OLD TAX REGIME | Tax Regime மாற்ற முடியுமா
Income Tax Proof Submission for FY2023-24 | வருமான வரி சேமிப்பு
Переглядів 20 тис.Рік тому
Income Tax Proof Submission for FY2023-24 | வருமான வரி சேமிப்பு
GOLD ETF investment | தங்கத்தில் முதலீடு
Переглядів 9 тис.Рік тому
GOLD ETF investment | தங்கத்தில் முதலீடு
Sovereign Gold Bond - SGB | முதலீடு செய்யலாமா?
Переглядів 2,9 тис.Рік тому
Sovereign Gold Bond - SGB | முதலீடு செய்யலாமா?
Truth about Gold Chit & Savings Schemes | தங்க சீட்டு பற்றிய உண்மைகள்
Переглядів 9 тис.Рік тому
Truth about Gold Chit & Savings Schemes | தங்க சீட்டு பற்றிய உண்மைகள்
Recurring Deposits (RDs) என்றால் என்ன? Complete details | in Tamil
Переглядів 7 тис.Рік тому
Recurring Deposits (RDs) என்றால் என்ன? Complete details | in Tamil
IT Filing | Income Tax Saving இல் சென்ற ஆண்டில் செய்த தவறுகள் | சரி செய்வது எப்படி
Переглядів 2,9 тис.Рік тому
IT Filing | Income Tax Saving இல் சென்ற ஆண்டில் செய்த தவறுகள் | சரி செய்வது எப்படி
How to E Verify Income Tax Returns | Assessment year 2023 24
Переглядів 10 тис.Рік тому
How to E Verify Income Tax Returns | Assessment year 2023 24
How to File Income tax returns | Assessment Year 2023-24 | FY 2022-23 தமிழில்
Переглядів 193 тис.Рік тому
How to File Income tax returns | Assessment Year 2023-24 | FY 2022-23 தமிழில்
INCOME TAX RETURNS filing முன் கண்டிப்பாக செய்ய வேண்டியவை | Know these before filing ITR | AY2023-24
Переглядів 28 тис.Рік тому
INCOME TAX RETURNS filing முன் கண்டிப்பாக செய்ய வேண்டியவை | Know these before filing ITR | AY2023-24

КОМЕНТАРІ

  • @funtimetamil3441
    @funtimetamil3441 21 годину тому

    Direct Tax Code pathi video podunga bro

  • @kaverivenkatesh5379
    @kaverivenkatesh5379 День тому

    Ramaswamy

  • @sudhareee19
    @sudhareee19 День тому

    Thanks for the detailed explanation

  • @SathishKumar-rt6so
    @SathishKumar-rt6so День тому

    Great dear God bless

  • @gurunaresh1756
    @gurunaresh1756 2 дні тому

    It seems, SGB is going to be discontinued as it is a loss for the government only.

  • @kaverivenkatesh5379
    @kaverivenkatesh5379 2 дні тому

    Thanks bro❤

  • @physicaleducationandsports3429

    Thank you sir 🙏

  • @kaverivenkatesh5379
    @kaverivenkatesh5379 2 дні тому

    Nice explanation bro

  • @mastertheblaster6061
    @mastertheblaster6061 2 дні тому

    I did these calculations and bought sgp on 2020 pandemic time. 😂😂 Getting the expected return perfectly apart from.my stock market investment

  • @anandsundaram3652
    @anandsundaram3652 2 дні тому

    Bro its a gud workout, one point i want to add , since the liquidity is the only issue for SGB we can buy it in secondary market ie. Thru demat when ever the price drops particularly when stocks boomup.

  • @saravananm12345
    @saravananm12345 2 дні тому

    Awesome as always!!!!

  • @vinitha96
    @vinitha96 2 дні тому

    Where have you been 😢

  • @madheshwarang7119
    @madheshwarang7119 2 дні тому

    Mass work brother 👏👏👏

  • @prakashvasudevan9516
    @prakashvasudevan9516 2 дні тому

    Great Work 👍

  • @kaverivenkatesh5379
    @kaverivenkatesh5379 3 дні тому

    Thank you so much bro

  • @anandanmani2865
    @anandanmani2865 3 дні тому

    நல்ல விளக்கம்

  • @agilac4220
    @agilac4220 5 днів тому

    thankyou 🎉❤

  • @karuppiahp235
    @karuppiahp235 5 днів тому

    Great efforts !! Thanks for your good heart!

  • @Tourforu56
    @Tourforu56 6 днів тому

    Hello Sir, Which bank is best for car loan for 15lakhs loan..?

  • @lokeshmass0077
    @lokeshmass0077 6 днів тому

    Kupusamy sir

  • @rmmagopi
    @rmmagopi 6 днів тому

    It was really well explained and thanks. Please try to cover the following things 40% Annuity plan pension amount on monthly basis, Till which year we can get pension, In case if the pensioner expired means, nominee will receive pension or not and if yes means for how long? Also, is it possible to share the excel template used for calculations

  • @devensarasdeven5743
    @devensarasdeven5743 6 днів тому

    🌹🫀🌹🧠🌹👍😁

  • @jaikrishnanr2731
    @jaikrishnanr2731 7 днів тому

    Either high or low raise , both are giving the same uds percentage. Mostly all giving 35-40%. However, it is mostly with the builder and the project not about raise.

  • @v.ramesharawin5402
    @v.ramesharawin5402 7 днів тому

    Leave Allowance pathi sollunga bro....

  • @santhoshhkumar3519
    @santhoshhkumar3519 8 днів тому

    Thank you sir nalla vella invest panna irrunda romba tq sir

  • @dineshbcom
    @dineshbcom 11 днів тому

    Sir, SD is 75000

  • @RamLaxman-iy2er
    @RamLaxman-iy2er 11 днів тому

    தரமான வீடியோ.. நன்றி ❤️ ப்ரோ

  • @gomathimailerumperumal821
    @gomathimailerumperumal821 12 днів тому

    சார் வணக்கம் 10 லட்சத்துக்கு மேல நெட் டாக்ஸ் நெட் டேக்ஸ் பைபிள் வந்தா ஓல்டு ரெஜிம் லாபமா நியூ 0:00 ரெஜிஎம் லாபமா அதை கொஞ்சம் விளக்கமா சொன்னா நல்லா இருக்கும் சார்

  • @gomathimailerumperumal821
    @gomathimailerumperumal821 12 днів тому

    சார் வணக்கம் 10 லட்சத்துக்கு மேல வருமான வரி வந்தா ஓல்டு ரெஜிம் லாபமா நியூ ரெஜின் லாபமா அப்படிங்கறதை கொஞ்சம் சொன்னா நல்லா இருக்கும் நல்லா இருக்கு சார் ப்ளீஸ் சார்

  • @Rajeshkumar-gy5yk
    @Rajeshkumar-gy5yk 16 днів тому

    Bro Direct Tax code is being discusssed every where, if possible please post a video on this.

  • @Rajeshkumar-gy5yk
    @Rajeshkumar-gy5yk 16 днів тому

    Bro Direct Tax code is being discusssed every where, if possible please post a video on this.

  • @meganathanm5066
    @meganathanm5066 17 днів тому

    ❤❤❤.great

  • @saishanmu
    @saishanmu 17 днів тому

    Bro let's say i estimate 100000 as my tax liability and pay 15000 in June as advance tax. During February let's say i receive a sudden bonus of X amount and the tax liability goes to 200000 for example. Now 15% of 200000 would have been 30000 and what i paid was 15000 since i wouldn't have known about the sudden bonus . In this case there would be a penality under 234c??

  • @RenuPD
    @RenuPD 18 днів тому

    After 2 days of spending time learning ITR filing, this video is super useful for me to attend the HR interview tomorrow..thank you

  • @Srri_Ram
    @Srri_Ram 19 днів тому

    Im worked 4 y and 11m for my company. Can I eligible for gratuvity?

  • @english3816
    @english3816 19 днів тому

    Bro whats is the salary slab for TDS deduction..... 25000 salary ku TDS edupangala

    • @venlasundar1773
      @venlasundar1773 11 днів тому

      No.Above 5lacs income tax will be deducted

  • @PSB1494
    @PSB1494 20 днів тому

    Sir, i have worked in one private sector till feb 5, 2024 , Now employed under government from feb 9, 2024.. so how will they consider for me for assessment. From April 2024 to march 2025 right? So need to to take the feb 2024, march 2024 into calculation?

  • @KousalyaKow-oj7os
    @KousalyaKow-oj7os 22 дні тому

    😢

  • @sandhiyad7459
    @sandhiyad7459 24 дні тому

    Withdarwal amount la employe. Account la can employe take? Eg i have sbi saving account can i get amount receive that sbi bank

  • @VijayKumar-yt2os
    @VijayKumar-yt2os 25 днів тому

    Super 👍

  • @harunbasha-h1z
    @harunbasha-h1z 25 днів тому

    Age 40

  • @williamramaiah8895
    @williamramaiah8895 26 днів тому

    If we break Rd what will happen.pls reply.

  • @SUDHAKAR-pc8pn
    @SUDHAKAR-pc8pn 26 днів тому

    Is 80 U appicable for disabled in New tax regime

  • @Sigma-qx4ms
    @Sigma-qx4ms 26 днів тому

    Brother enaku oru doubt nama account la credit aagura ela amount um income kanaka varuma illa salary matum varuma??....ex: fd potrukan athu tenure mudinju acc la credit aachi atha thirupi fd la potrukan ipo fd la inrthu credit aana amount um kanakula varuma nama salary vangurathu oda??

  • @sathyaputhur4279
    @sathyaputhur4279 28 днів тому

    Sir ...One doubt ITR file pannamaiye.... TDS charges Varumaa

    • @sathyaputhur4279
      @sathyaputhur4279 28 днів тому

      Then 1 lakh Mela transaction Panna TDS charges apply aagumaa .... example/ 1.CREDIT CARD TO RENTAL PAYMENT ABOVE 1 LAKS 1 % PERCENTAGE TAX VARUMAA

  • @dhuvarakanathanar579
    @dhuvarakanathanar579 Місяць тому

    கூகுள் ல கஷ்ட பட்டு தேடி புரிஞ்சிகிட்டத 2 நிமிசத்துல சொல்லிட்டிங்களே தல..

  • @srinivasanTAV
    @srinivasanTAV Місяць тому

    Nice sir clear explanatiin konjam neraya video podunga sir

  • @hariprasath8941
    @hariprasath8941 Місяць тому

    Thank for detailed explanation

  • @kanagachandrasekar8131
    @kanagachandrasekar8131 Місяць тому

    clear explanation.