Indian bank la itha mathiri process very easy and simple.. direct ah indian bank mobile banking app iruthe nama loan account ku prepayment pay pannalam...😊
Chances are there. In my case, it was SBI Bank, Interests are calculated and added into your loan account every month. I started paying 6.5k per month, then in-between prepayment of 2k, 3k whenever possible. I have reduced the tenure by 2 years. More you keep your principal higher, you tend to pay higher interest as mentioned in this video.
Clearcut explanation bro thanks, well I already segregate the accounts in excel.... but can u send me the prepayment segregation option.. so that I will arrange my calculation when will be the exact month or year will do the prepayment... please let me know the link which in your video time frame 11.6 second...
Hi bro Nanga edutha home loan covid period apo tha so engaluku initially 7% interest kuduthanga but next two yearsla interest rate ipa 9.5% agiruchu... Idhunala loan tenure extent panitanga. Ipa naanga interest rate koraika solli keta bank panuvangala at least oru one percent koranjalum namaku benefita irukum. Please help me with this.
அண்ணா என்னிடம் 20 லட்ச ரூபா இருக்கு அந்தப் பணம் செலவாகக் கூடாது வங்கியில் செலுத்தி லோன் போட்டு வீட்டை எடுக்கலாமா அந்த 20 லட்சம் அப்படியே இருக்க வேண்டும். அப்படி பண்ணலாமா அந்த மாதிரி ஆப்ஷன் இருக்கா சொல்லுங்க
If you build/buy a house in a livable location inside city. the price increase of the property will only match inflation or just 1 or 2% above inflation. so it is better to prepay than think about inflation and Live debt free. Moreover this will force you level up your income and get more disposable income to invest in other assets as well
Hi bro home loan podathenka relatives ku moi seinka .5 years or 7 years aparam one home vaanka plan panunka atha vachu return function vachu moi vankuka easya home vaankalam loan podama thapikalam . return moi seirathum not one day la varadhu so easy way this type
Hi namba, I have a big problem. I am studing 12th. I love a girl. But she distracted me while reading in home. I go to a great job and marry her. But I can't focus in study. in my 10th mark is 420. That time also I love that girl but my 12th mark is 451. What I can do i couldn't betrayed that girl please 🥺 help me
Love is not a problem.. Consider your Age.. Just a small suggestion. Try to develop yourself by studying well and earning well. That should be your motive, goal and everything. Try to travel a lot and explore lots of places. Find good friends and spend time with them. To be frank.. Love is a lock. you cant be yourself (damn sure). Inform your girl about your goal and take a break ( not breakup) and run happily without any tension your mind and take good risk during this age, which never comes back. Ask your girl to do the same which i mentioned above. so after marriage, you guys will be a perfect couple and live life happily. Never leave your first love which is the best love and you won't get that same after you succeed in above point.. final thing.. Love should not create any mental pressure between you guys. tc
2500000 lack home loan sbi la eduthutukom....nanga 15 years tenure keta avanga 30 years potrukanga.... tenure 15 years ketta neenga 15 years la close panikalam extra emi kati solranga....15 years nuipave change pani thara matangala
I have planned to buy house after 13 years i have started sip 30000 per month with expecting 13% returns. Around 1 crore corbus I have build. Shall I put full amount into house or 50% down payment and rest 50% SWP to pay emi which good way please do one video for that.
According to my view it's high risk taking .bcz interest percent won't change its fixed which u need to pay for ur loan.but SWP principal amount that is 50% of your money will fluctuate either positive or negative .we can predict market for long year and also another factor that plays a main role rather than market fluctuations , called inflation .
Sir, My suggestion is You can pay 50% down payment and rest 50% you can invest on companies where you will get 2-3% per month. in that you can pay your EMI... you can contact me for investing.... You will get pay out without fail monthly..m
A doubt please.. Say we are asked to pay emi of amount 20,000 per month for some loan amount.. And when we ask the bank to debit 22,000 as emi amount(ECS) then will extra 2000 be added as prepayment for each month.. Will that help in reducing the tenure
Hello Nanba Hope this video was useful
Check Free Credit Score 👇🏻
tinyurl.com/y6cc8849
Hi sir personal loan ku oru video poduga pls ❤
Love the old style of whiteboard animation
Yes
Great explanation ! I watched a lot of videos related to home loans, but in one video i got all the knowledge. Fantastic work🎉!
I Just Recommend This ("Don't Believe Everything You Think" Book) to You. It's Just a Masterpiece Book, Like a Therapy
Very nice explanation🎉
Very nice explanation. I will check with my bank. Thanks you so much
super explanation bro
Good informative video thanks pa
Indian bank la itha mathiri process very easy and simple.. direct ah indian bank mobile banking app iruthe nama loan account ku prepayment pay pannalam...😊
Na romba naala search panna topic ah pathi sonnathuku thank u brotherhood ❤
Ty so much nanba for opening my eyes god bless u ma
Super lecturing 💯🤝
The best channel bro. Keep doing what you do. ❤
That's right. Prepayment options are not customer friendly. Need cheque or DD and reach the financial institution in person.
Who said, It is depends upon Bank, many banks you can through online
No banks will give home loan on fixed Intrest rate ..
Please try IDFC bank
Bro education loans pathi konjam explain panunga oru 45-50 lakh loan ammount
Bro, education loan pathi video podringala
@2:38 share that excel bro
👍 super bro thank you
Nice explanation
Thanks you very much bro .....This video very usefull ❤❤❤
👍
Super bro 🎉🎉
நன்றி அருமையான பதிவு நன்றி
bro education loan ah eppidi quick ah pay pannanum oru video podunga please
thank you nanba. Best video
Really useful
Bro educational loan repayment ku nenga sonna method la follow panna mudiyum ah chances eruku ah nu sollungs
Naanu katitu iruka bro onnu kammi aagamatithu
Chances are there. In my case, it was SBI Bank, Interests are calculated and added into your loan account every month. I started paying 6.5k per month, then in-between prepayment of 2k, 3k whenever possible. I have reduced the tenure by 2 years. More you keep your principal higher, you tend to pay higher interest as mentioned in this video.
@@dailytechytchannel7inam evalavu amount bro iruku
Clearcut explanation bro thanks, well I already segregate the accounts in excel.... but can u send me the prepayment segregation option.. so that I will arrange my calculation when will be the exact month or year will do the prepayment... please let me know the link which in your video time frame 11.6 second...
Check Description of the video it is updated
Thank you sir
விராட் கோலி motivation please
Thanks for the video bro..
Prepayment calculator link send pannunga
Use this link : emicalculator.net/home-loan-emi-calculator/
Hi sir
The prepayment option and extra EMI is available for personal loan as well?? Please anyone clarify about this..
It's called part payment facility
Bro it's only applicable for only for Home loan or other loans like personal loan or other etc ❤
Hi bro
Nanga edutha home loan covid period apo tha so engaluku initially 7% interest kuduthanga but next two yearsla interest rate ipa 9.5% agiruchu... Idhunala loan tenure extent panitanga. Ipa naanga interest rate koraika solli keta bank panuvangala at least oru one percent koranjalum namaku benefita irukum. Please help me with this.
Bro gold investment video poduga bro
Thank you so much Anna 😊😊
So informative
Very good information
Well said
அண்ணா என்னிடம் 20 லட்ச ரூபா இருக்கு அந்தப் பணம் செலவாகக் கூடாது வங்கியில் செலுத்தி லோன் போட்டு வீட்டை எடுக்கலாமா அந்த 20 லட்சம் அப்படியே இருக்க வேண்டும். அப்படி பண்ணலாமா அந்த மாதிரி ஆப்ஷன் இருக்கா சொல்லுங்க
Loan tenure restructure panra options irukumaa
Right ❤
Super bro 🎉
Balance . 12,92,200
Yes true 😀
Ok
Very useful bro
Hi bro study tips video please
thanks you bro
வணக்கம் நண்பா 🎉🎉❤
Business loan patthi sollunga bro
First thing inflation yosinga.... 10 years aprom edoda value koranchi erukumla
If you build/buy a house in a livable location inside city. the price increase of the property will only match inflation or just 1 or 2% above inflation. so it is better to prepay than think about inflation and Live debt free. Moreover this will force you level up your income and get more disposable income to invest in other assets as well
Tamil book list open aaka maatikuthu vera link send pannunga pls
Hi bro home loan podathenka relatives ku moi seinka .5 years or 7 years aparam one home vaanka plan panunka atha vachu return function vachu moi vankuka easya home vaankalam loan podama thapikalam . return moi seirathum not one day la varadhu so easy way this type
Hi namba, I have a big problem. I am studing 12th. I love a girl. But she distracted me while reading in home. I go to a great job and marry her. But I can't focus in study. in my 10th mark is 420. That time also I love that girl but my 12th mark is 451. What I can do i couldn't betrayed that girl please 🥺 help me
Love is not a problem.. Consider your Age.. Just a small suggestion.
Try to develop yourself by studying well and earning well. That should be your motive, goal and everything.
Try to travel a lot and explore lots of places.
Find good friends and spend time with them.
To be frank.. Love is a lock. you cant be yourself (damn sure).
Inform your girl about your goal and take a break ( not breakup) and run happily without any tension your mind and take good risk during this age, which never comes back.
Ask your girl to do the same which i mentioned above. so after marriage, you guys will be a perfect couple and live life happily. Never leave your first love which is the best love and you won't get that same after you succeed in above point.. final thing.. Love should not create any mental pressure between you guys. tc
2500000 lack home loan sbi la eduthutukom....nanga 15 years tenure keta avanga 30 years potrukanga.... tenure 15 years ketta neenga 15 years la close panikalam extra emi kati solranga....15 years nuipave change pani thara matangala
You have to fight with them. Otherwise you will lose more money
Ok thank you na
Sir are they providing fixed interest?
I try to download our app but show error on old version please share valuable link
bro two to three years la atha fixed ROI will be automatically changed
I have planned to buy house after 13 years i have started sip 30000 per month with expecting 13% returns. Around 1 crore corbus I have build. Shall I put full amount into house or 50% down payment and rest 50% SWP to pay emi which good way please do one video for that.
According to my view it's high risk taking .bcz interest percent won't change its fixed which u need to pay for ur loan.but SWP principal amount that is 50% of your money will fluctuate either positive or negative .we can predict market for long year and also another factor that plays a main role rather than market fluctuations , called inflation .
Sir, My suggestion is You can pay 50% down payment and rest 50% you can invest on companies where you will get 2-3% per month. in that you can pay your EMI... you can contact me for investing.... You will get pay out without fail monthly..m
@@avinashj1832 May I know about companies? Please give me your contact
Eye opening video
A doubt please..
Say we are asked to pay emi of amount 20,000 per month for some loan amount.. And when we ask the bank to debit 22,000 as emi amount(ECS) then will extra 2000 be added as prepayment for each month.. Will that help in reducing the tenure
I want to know the topic of body language like shayan wahedi youtube channel because I know english but I can't understand.what he said.
Bro epa rate of interest change ahguym RBI epa change pannuvaga
👏👏
❤
Cristiano Ronaldo buying Stocks please
Bro no body is giving fixed interest.
Again and again plz don't check a creditscoure. Because the credit score is reduce your credit score points. Be careful
if you check frequently that won't be a problem, only if there is a hard request from loan providers it will affect your credit score
Bro prepayment calculator link pls
Check description
@@almosteverything Thank you
10 years ok bro 20 years over
Anyone is eligible for this prepayment
12,92,200
22 lacks
13
I am the first like and comment and view❤❤
20 laks sir😢😢
Sir, now 14℅ intrest rate
It's very high
Entha bank bro
Very high bro
Not a bank, indostar finance company
Ganpati
🙏🙏👌💐🫂
Nice update 🫡
Thanks ✌