Post 9/11 GI Bill | The Do's and Don'ts of 2024
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- Опубліковано 5 лип 2024
- The Post 9/11 GI Bill is a crazy benefit available to most veterans. With most civilians taking out massive loans to pay for school, the GI Bill has the ability to set you far ahead of your peers.
In this video I talk about everything the GI Bill covers and how to make the most out of the benefit. I also give you my warnings on how NOT to use it to ensure it serves you best.
Think of it as having $100,000+ in your bank. Don't squander it. Strategize how to get the most out of the benefit and propel you forward!
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**Any opinions shared on this channel are that of my own and do not represent the opinions of the DoD or any US military branch.
Intro: (0:00)
GI Bill Explained: (0:37)
My Warnings: (5:10)
Outro: (9:04)
CAN YOU PIN MY COMMENT PLEASE ? 😊😊😊 ( This will really benefit the service members new to the military ). These are some crucial add ones to your video. Not saying your video wasn’t good, it was great ! But again here they are -
1) NOT EVERYONE GET 100% OF THE POST 9/11 G.I BILL
There are percentages of the GI Bill you can get. As far as I’m concerned, these are the percentages ( and again they are only applicable for federal orders, not for basic train or AIT / IET or even drill and Annual training for national guard members.
90 consecutive days ( 3 months ) of active duty - 50% ( used to be 40% before )
180 days ( 6 months ) - 60%
18 months - 70%
3 years - 100%
Now it’s not that straightforward. If you acquire say 60% of the G.I Bill, they don’t pay you full tuition and stipend until 60% of the whole G.I Bill amount is exhausted. Instead they pay you 60% of your tuition and stipend for 36 months again. So don’t just go to a 2 year high tuition trade or whatever school ( unless you have 100% G.I Bill ofcourse ) and think they’ll cover all your expenses because you aren’t using your 36 months. Instead, they’ll just pay 60% of your tuition and stipend and you have to fork up another 40% tuition on your own. So don’t go to a costly school if you aren’t ready to pay the percentage of the tuition left over.
2) However, if you do have 100% G.I Bill and it’s not covering your full tuition at a private school, you have the yellow ribbon program to cover the rest of your tuition. But before you go to such a school, just make sure that school does have the yellow ribbon program because there are quite a few schools that don’t.
3) That brings me to my third point which is transferring your G.I Bill benefits to your family. However for that, you MUST have 100% G.I Bill. You can’t do that with a 60 or a 70% G.I Bill.
4) Also, the post 9/11 G.I Bill is a forever G.I Bill after a Bill was passed recently stating your benefits will never expire. You can use them any time in your life. Before it used to be 14 years as in you have to exhaust your G.I Bill in 14 years otherwise it expires. That’s not the case any more.
5) G.I Bill for Flight school. It’s a crucial crucial detail if you are banking on the G.I Bill to pay for your flight school. YOU MUST HAVE YOUR PRIVATE PILOT’S LICENSE BEFORE YOU ARE ELIGIBLE TO ADANCE YOUR FLIGHT CAREER. So like going to fly commercial or otherwise. I know because I wanted to go there as well and was counting on my G.I Bill. I didn’t go because of some other reasons but that’s besides the point. You have to pay for your private Pilot’s license out of pocket. So if you can’t afford that, the GI Bill won’t cover the cost of acquiring it. It’ll start paying afterwards.
6) This brings me to my sixth point, also about flight school. Even though the G.I Bill pays for your flight school, you wouldn’t receive your monthly stipend / MHA ( Monthly Housing Allowance ). That was the last time I checked. I didn’t go in depth with the G.I Bill paying for flight school because like I said I didn’t go there so I didn’t need to check. So don’t quote me on this and instead feel free to check out va.gov for the ruling on flight school payments.
7) If you are planning to go to college, the Post 9/11 G.I Bill shouldn’t be your first choice, instead try to use RIRP ( Recruitment Incentive Retention Program ) which is just military tuition assistance IF you’re in the National Guard. I’m sure active duty has something similar but I’m in the National Guard so active duty isn’t my ‘ area of expertise ‘. Every National Guard member should have access to RIRP no matter how long your contract is. HOWEVER, if you’re using RIRP, you have to be in a contract as long as you use RIRP. The moment you leave, you’ll no longer get it. Again, this is the case for NATIONAL GUARD, not active duty. So feel free to check out online for active duty people. RIRP will cover full tuition for the schools in the state or $4000 per fiscal year at a private school.
8) Did you know you could also use FTA or federal tuition assistance for your graduate programs ? That’s right you are paid up to $4500 per fiscal year for FTA towards your graduate degree.
*WORD OF CAUTION
Don’t and I repeat don’t use FTA for undergraduate programs ( Associates and Bachelors ). Even though FTA can pay for your undergraduate programs, RIRP doesn’t pay for your graduate programs ( Masters and Doctorate ). You’ll be on your own. So don’t mix and match. If you use FTA to cover your undergraduate tuition, you’re wasting the whole RIRP you could’ve used and now you’re suddenly paying for your graduate degree out of pocket.
9) Anyways let’s get back to it shall we ?
It’s not concerning the G.I Bill but you also have access to CA or credentialing assistance to do a bunch of courses online with CA paying for up to two nationally recognized exams like CompTia A+, Network+, Security+ etc. so long as your credential doesn’t exceed $4000 per fiscal year. There’s a lot of choices for your credential like medical, business, project management etc. HOWEVER, I must remind you that CA uses the same funding as RIRP. So do t expect to get FULL RIRP AND CA.
10) There’s also Army Cool which is pretty much like CA but they have MOS specific courses you can do and a lot more choices than CA. As far as I’m concerned, Army Cool also pulls from the fund same as RIRP and CA. So all of these together can’t exceed $4000 per fiscal year. But again don’t quote on this Army Cool funding as I’m not too sure. Feel free to check out for yourself. However I’m sure of CA’s fund being pulled from RIRP fund.
10) THIS IS IMPORTANT !!!
All of these education benefits ( besides CA and Army Cool ) require you to have a good standing in your academics so they know they aren’t wasting funds by paying for your education and instead you’re developing. Last I checked, you have to have 2.5 or above GPA to utilize these.
These are valuable information I learned in the army so I’m trying to hand it to you for free so you don’t have to struggle like me to find these. Good luck and have fun in the military !!! Hooah
A lot of good points here. I have a video dedicated to many of these points. Thanks for sharing.
Post 9/11 gi bill is not forever for anyone before 2013. Mine expires next year. 15 years after I got out. I'm scrambling to use what I can while I can. I just found out I even had the chapter 33
Such an underrated comment! Thank you
RIRP says its only for those in ny state, am i missing something?
FYI, those of who in STEM field: you can extend post 9/11 after you exhausted all, called “Edith Nourse Roger STEM scholarship. It gives you extended 9 months or $30,000 of post 9/11.
What???? LETSSSS GOOOOOO!!!!
DANG! Thanks dude.
that's right, I did it to finish my EE degree... there's a bunch of annoying things with it...mainly, you cannot apply to it unless you have run out of your original GI Bill...and also....they take for fucking ever to get you that money....I got retroactively paid like 4 months later after I graduated....make sure you call the VA education office every day and bug the shit out of them
@@juanvillota9097 Lol mine didn't take that long but I heard some reasonable delays. totally worth it tho.
You only get this IF your program requires more than 36 months. It will not apply to you if you decide to take 5 years to complete a 4 year degree.
Take advantage of the GI Bill!! It's a no brainer, get paid for an education and graduate college debt free.
Just started as a freshman back in august. The Gi bill is hands down the best benefit we have. Paying for nothing
But college makes me want to bang my head on a desk.
I paid my own bachelor's degree and graduated and just joined. When I get out I want to use the GI for law school!
How do I apply
@@Ryanjt2798 are you in reserves? and after how long did you get the GI bill
The only thing I regret is not using TA while i was in and just taking classes part time, but at the same time, being in maintenance working late all the time and have nearly no personal time leaves little desire for education.
Totally understandable. It's one of those things are is miserable while doing it, but later on we're thankful we did.
Yup, if I could do anything differently, I would have went to school while I was in, college is pretty damn easy, but I'm using my GI bill on my first degree, when I probably could have got that during my first contract
Dont feel to bad about it i was using TA for one of my classes and 1 week in the field turned into 5 i then had to do the entire class in 4 weeks
@@TranceCore3 i'm junior sailor soon to go out in the fleet. what are some advices that you could give in terms of making the most out of the navy, especially in terms of education. they recently came up with more requirements to using TA, its now 3 yrs instead of being two and on top that you have to have 12 months left in your contract to be eligible for it. they are doing this to increase members retention.
I completely understand. I was in Heavy Equipment working along Motor T in the Marine Corps. We worked until 7pm-9pm, so school wasn’t an option.
Ive used my GI Bill to study in Germany, Italy, Bali and Thailand plus start a business. There are many ways to hustle your GI Bill for YOU, and it doesnt mean you exactly need to spend it to get a piece of paper just to work for someone.
This is nuts! I want to hear how you pulled that off!
@@jasonburds get him on a podcast
@@lalo8726 haha! Already working on it!
I put mine in crypto. It's working out so well that it feels like I'm cheating honestly.
What school and program in Thailand did you enroll in?
I live in SF and let me tell you my $4,600 plus my disability I'm getting at 60% is more than enough. Plus I live with my mom so all that is going to savings plus I work, so planning on buying a home soon. The G.I. Bill is a blessing and anyone who doesn't take advantage of this is dumb.
That's crazy. Don't just save it though, make sure you're investing that money for the long term too. If you don't have a Roth IRA yet, set one up!
Is that for all bay area or just SF area?
@@enriqueduran5215 in sf now its $5,000 a month. And its almost the same in the bay area but you'll definitely get more in sf
Is that 100% I assume? I assume also most here are active duty , there's a sector of us who are / were reserve and national guard
Great video! I’m going to law school this fall on my GI Bill. Used TA to get the BA while on active duty. Military service changed my life, and I’m forever grateful.
Dude! That's awesome! That's the stuff I love to see! Congrats man!
Yes! I wake up at 0345.... home at 1600.... I will get this danm degree while serving! 7 classes left! So tired....
@@kayclark5475 that ain't a joke! Keep at it! I'd love to connect with you and share your story of determination on the Podcast!
I also plan using the GI Bill to go to Law School. 😎
Hey Jim ! I plan on doing the same thing but just out of curiosity, how long did it take you to get your BA ? I plan on joining out of highschool into the Air Force and I want to be able to get my BA in 4 years while active duty.
Currently on the Post-9/11, got out of the Navy in January. My school is in the Bay Area, so my school is paid for, housing is 4600/month, and my rent is 1300/month in the Marina district of San Francisco. It's totally possible to make this work.
So doable! Make sure you still apply for FAFSA and grab some pell grant dollars!
Hey man jw. Did apartment approve of the gibill as income?
Hey man what school did you apply to in the Bay Area? I’m also from Oakland!
And if you get those pell grants or even a student loan, if you get 100% p&t AFTER graduating then they will clean out any and all federal student loan debt
@@jasonburds oh? we can still apply FAFSA? what should we answer on the application about out VA educational benefits? do they need to know?
Well done, I am currently using my 9/11 GI Bill to obtain a doctorate degree. The one thing I would add is that if you are utilizing the 9/11 GI Bill, get to know your GI Bill representative at the school you are attending. Frequently visit their office, send emails to ensure that they send the required documentation to the VA administration in a timely fashion. This is helpful as you navigate the complexities of the VA administration. GI Bill representatives differ by school and personalities, but for the most part they are helpful (because the schools are guaranteed to get paid by the VA if all the appropriate documentation is advised - remember higher education is a business...). Nicely done, keep up the great work !
Thanks William!
I totally agree. Having a good relationship with your rep only has upsides. Networking at it's finest.
Thank you for posting this video! I’ve still got a year left on my enlistment and this is great information for planning!
So happy it was helpful for you!
It’s very important for people planning to live off of the BAH that you only get paid for the time you are IN SCHOOL (and full time). For example, say that your fall term is from August 15 to January 19. The VA will prorate the august and January payments based on a 30 day calendar! You won’t get paid again until the spring semester starts up.
I'm kinda confused but from what I got, you'll only be paid on the 30th of the month correct? And if the semester ends before then you get nothing?
@@isaiahrichards9319 no you get paid on the first for the month prior to that. No matter what, if you went to school you will get paid.
For example if the semester ends of January 19, you would get paid 19/30 of full BAH on February 1.
@@darthkenobeee8385 Ooooh okay I get it now and I assume then if I started school on August 15th I'd get 15/30th on September 1st? Thanks for helping me understand
Love this video! I'm E-4 with 3 years left and have finally narrowed down what I want to do. I'm set to start classes in the Fall, and finish my degree by the time I get out in 2024. From there I want to use my Post 9/11 to pursue certifications in Cybersecurity, and while in school learn and earn the various certifications I will need too succeed in the world of Cybersecurity. Within 2 years of leaving the Navy I'm hoping to start my career as a SoC Analyst. Just knowing what I want to do is a huge step! Can't wait to get there!
You're killing it man! So happy for you! I hope you're subscribed, I have a new video coming tomorrow that may interest you if you're going the tech route.
Also, check out my video on how best to go to school on active duty to see if you can pocket some money.
Link here ua-cam.com/video/OK6Yky7N2vE/v-deo.html
Keep up the good work!
Tuition assistance offer certificate assistance which is just getting certificates in cybersecurity. I used it to get my security plus certificate. You may want to wait to use it for a graduate program if that’s something your interested in.
There is also a program for veterans who recieve over a 10% rating from the VA you can apply for called Vocal Rehabilitation program. They will pay for up to an extra 12 months of school so you can save 12 months from your Gi Bill for another degree of you want.
It's true! I had a video on that but misspoke on a few details so I will remake it.
Vocational* is what you meant, right? Just for understanding.
Great information my man! Especially good info about NOT using the GI Bill while active duty... Unfortunately, I had to use some of my GI Bill towards my masters (classes were too expensive to be completely covered by tuition assistance).
One piece of advice... make sure you know what is considered full time vs part time for your school. For undergrads it's usually 4 classes to be considered full time... for graduate programs, 2 classes is typically considered full time. But ultimately the school dictates what's full time vs 1/2 time. Thanks for the info. Keep it up! Liked and subbed :)
Thanks for the feedback man! Honestly, using it for your masters while in isn't the worst thing. There is definitely a cost/benefit analysis to be done with that choice, but I think that was a smart move considering the level of education you were pursuing.
Good advice! confirming what is considered full time can definitely be an important step to ensuring you maximize the benefit.
Also, thanks for the like and sub! :)
@@jasonburds Yea, you are right. It was either use my GI Bill or pay $15,000 out of pocket.. I'm frugal, lol
@@wisdom-for-life smart move!
undergrad credit hours are determined by the VA - grad/prof programs are determined by the schools. 5 or less is less than half time, 6 to 8 is half time 9 to 11 is three quarter and 12 above is full time. Grad/prof can very school to school for sure but must general grad programs have set 4 credits is half time and 9 is full time. Most should have their full time part time charts listed on the website under the handbook or just a general search on the school site
As someone who lives in San Francisco and is strongly considering the Air Force active duty this was extremely enticing because ultimately my goal is to become a Nurse then eventually a Nurse Anesthesiologist . This can help out so much living in a high cost area like the Bay
It's definitely not a bad deal. Especially via the air force.
I recently passed my 3 year out of a 4 year contract and just got accepted to college in Boulder! So now I’m scouring the UA-cam to find all the information on life outside! Thanks for the video!
Congrats on the acceptance! I'm stoked you found the channel. Spread the word!
Awesome video! Really glad i found it. I'm in the process of applying for school and it's kinda crazy. Really appreciate you taking the time to simplify and explaining it 👍
I'm so glad you found it helpful! Let me know if I can help with anything! App process sucks for sure.
@@jasonburds. Yeah thank you so much for the great content. Quick question I served before 9/11. Is it possible for me to exchange my Macgomery, G.I., Bill to the post 9/11 bill?
Thanks man! I been in the military for 4.5 years now and I’m getting out in a couple months. I appreciate the insight, wisdom and advice.
Happy to help! Best of luck in the transition!
READ THIS: GO TO SICK CALL, DOCUMENT EVERY SINGLE INCH OF YOUR BODY THAT HURTS. DON'T BE A HERO. YOU DO PT EVERY MORNING SO SOMETHING HURTS. TRUST ME. I GOT OUT, 12 YEAR INFANTRYMAN, 100% DISABILITY BECAUSE I'VE SEEN ENOUGH DOCTORS ABOUT MY PROBLEMS IN SERVICE.
@bandman Go for a 100%, huge compensation and a lot more benefits
@bandman connect your current ratings to something else. i.e. if your back is hurting, it shifts the way you walk, thus your knees and ankles are compensating and are now hurting.
I connected my Tinnitus to migraines and got 50% from it
@bandman I'd suggest you research 38 CFR part 4. Learn how they rate the disabilities. Open book for the test basically
incredibly grateful for my GI bill
Where was this channel when I enlisted in 2017? Here I am with 5 months left 🥲
Yooooo 😂
@@ShiteyGamer yikes 😂
They should have asked you in reception when the people were filling out the paper work.I was half asleep but when they asked if I wanted to have money taken out each month for it...I immediately said yes!
Bruh you literally just described me I joined sept 2017 getting out July
Keep in mind, if you are still active duty and you have obtained your degree and don't desire to further your education, it can be transfered to your dependants. Make sure you make the appropriate amendment to your GI Bill before you get out. Just the thought of having your child/children's education taken care of is a wonderful feeling! My husband is obtaining his degree while active so that my daughters college tuition Is secured!! I retired and is currently a full.time student in the UK and the GI bill is everything!!! One of the best benefits of all time!!! Thank you for educating the masses on this benefit!
Thank you for sharing your thoughts. Very informative...
Also Keep in mind you must be in for 10 years before the gi Bill is transferable
Thats only if u serve 10 years which is wack
Clearly UA-cam knows what I've been Googling. 😆
hey brother thanks for the video, I've been in the army for a little over a year and I'm planning on going to school using TA starting next semester to get credits that will go into a bachelors when I get out. do you have any videos on TA? thanks again, really informative video
Thanks for the feedback brother! Really glad to hear it was helpful!
Here is my advice for going to school while on active duty and using TA
ua-cam.com/video/OK6Yky7N2vE/v-deo.html
Hope it helps!
Great information bro. Was planning on making a similar video more specific to people who want to use the G.I. Bill for a technical school
Thanks man! Heck ya dude. That's a great perspective!
What a great video! Thank you so much. God bless you bro :)
Thank you James!
Great info especially the part about having a plain. Don’t waste your GI Bill just to get paid. I’m currently using mine to get my B.S. in business. Haven’t picked a major yet but I already know what I want when the time comes. I wish you would have talked about saving some of the GI Bill to be eligible for VET TECH. I believe as long as you have a day of GI benefits left your are eligible.
Thanks Mike!
I will likely be making a part two for this. There's so much information. I just learned about vet tech also, I'll make a video on that too. Thank you!
Go for MIS I graduated in 2013 and was hired right out the gates.There are plenty of Vets in Information Systems and I honestly think I got put ahead of other candidates because my interviewer was a Marine as well. I was on the Finance track and realized deep down I had no interest in it. The money will come if you perform and provide value in any field.
I just started using my post 9/11 back in august got out in April and it really is to good to be true. It’s easy to sign up. I believe people don’t use it because they don’t wanna go through the process and or they think they’re too old to go back to school.
Going back to school is definitely hard for some people. Not everyone joined to get college paid for.
thank you for this video, helped me understand even more
Awesome! Glad you found it helpful.
Thanks bro super helpful video and solid advice!
Stoked you found it helpful man!
@@jasonburds Crazy how you used San Francisco as your example, thats the school I'm looking into 😂 just subbed to your channel and will spread the word 🙏
@@jordanthechosen121 I appreciate that dude! Best of luck in SF!
Great video, and I agree about having a plan. Maximizing the GI bill means maximizing your time in school; everything from scheduling classes to going in headstrong about what degree you really want. The military took a lot from me health-wise, but I cannot deny that it also set me up for my dream life. You just gotta hustle those benefits wisely!
One hundred percent. Happy to hear you're making the most of it. Thanks for watching!
Hey man does a 3 year contract include the GI bill? Or is it only for 6 year? Pls answer
@@Golden-ns9dk generally you get 100% if you’ve served at least 36 months
@@MyHam-os4bq so then you’ll only receive it after basic with the 6year contract then?
@@Golden-ns9dk no you need 3 years minimum
I had 42 credits that transferred towards my BS when I separated. To maximize my benefits, I took 6 classes a semester and graduated with my BS in 1 year and 9 months (used 14 months of benefits). I’m currently in grad school, and my benefits will get me to the start of my internship- making it so my husband and I will only be paying $3600 in total for all my schooling. My program started in Jan 2020, and I graduate May 2023. If you work it right, you can get multiple degrees out of the Post 9/11.
That's what I like to hear! Glad you strategized your benefits and got the most out of it!
Thanks for your advice.
Loved this video, active duty here doing my associates with TA and then when i get out in 3 yrs GI Bill🎉🎉
That's what up! Keep it up!
One more thing to add look at your state and see if they offer programs to pay for your school. For example Texas has the Hazelwood act and use that in combination or after your Gi Bill meaning you could essentially get a Masters for free or paid more money if you use the Montgomery Gi Bill not the post 9/11. Just things to think about and yes I'm about to complete my Masters for free so it's real.
great advice thank you! i will be moving to texas in a month after eas and have the Montgomery GI bill so I'm glad I could benefit from that as well as the Hazelwood act. I have currently been using TA to go to college
@@chikensaregood9500You can only use Hazelwood Act if you were a resident of Texas when you entered the military.
Illinois has a IVG program that makes Illinois public colleges free.
Sadly, I know a couple of people who used their GI Bill while on active duty. I explained to them that they were screwing themselves out of the monthly stipend, but that didn't cause them to reconsider.... Thank you for sharing this. I'm going to us my GI Bill to get my Funeral Service Ed Associates and Bachelor. The associates gets me my state license for funeral directing/embalming. I'm very excited!
Can only lead a horse to water... At least your tried.
That's so awesome! Congrats! A super unique career that I have heard can be very lucrative. I wish you the best!
I've only even met one person who had that goal and their family had a multi generation funeral home. What inspired your goal?
@@timothymathews2287 I grew up going to funerals as young as 5. My Mom would take me and she let me walk up to the casket. I was scared the first time, because it was a little shocking. However, I feel the exposure made me comfortable with the concept of death. I loved how caring and professional the funeral staff were. It's important to the families that they feel heard and safe. My great grandmother arrived almost 2 hours late to her viewing and from that point forward I became motivated to join the industry and ensure mistakes like that don't happen. We were all heart broke and confused that her remains had not arrived on time. It delayed our whole day and broke our trust a bit. I want to give people a positive experience.
This is such a great explanation of the post 9/11 G.I. bill benefits. Thanks!
Thanks Ian! Glad you found it helpful!
Excellent and informative video!
Thank you!!
I did 4 in the army at bragg, and mannnn i been marinating on how im gonna get everything out of my ch.33.
Look into every option man. If you plan on going beyond a bachelor's, find ways to go to school out of pocket (no debt) for the first year of two. So many ways to get more than just the undergrad paid for. Let me know how I can help!
If I can add, if you qualify, you can also utilize federal financial aid as well, such as the Pell Grant and whatever applicable state financial aid depending on where you attend. Never take on student loans unless an absolute necessary.
So terrified of getting out and going to school. I've never wanted anything more but damn I'm scared
Dude, I love the honesty.
I was the same way. It's a very scary leap.
I kept my foot in the door in the IMA it's a really good non- obligatory way to keep your clock going and have a little security. Idk what branch you're in but I'm sure they have something similar.
This here. The balls this guy had to be honest. This is literally 85% of the military. Props to you dude for the honesty. It’s the first step
@@jonathan2012alvarado lol. 100%
Same. I ETS in February 2022..im still 50/50 if i want to reenlist.. I really want to go back to school full time.
Im doing like 2 classes a semester while active. It'll be 7 years by the time I finish an online degree
Very helpful. Thanks!
So happy it helped! Let me know if that's anything else I can provide!
Thank you so much for information very informative
Thanks for watching!
If you find this video helpful, you should really check out the Yellow Ribbon Program video also:
ua-cam.com/video/VCQ3sFZo65s/v-deo.html
I believe that basic training, because it’s federal orders, counts towards those 90 days
@@brandonarceneaux8453 I've never heard of training periods count
One thing to add is if you are in a STEM degree you can apply for a GI Bill extension that gives +12 month of GI Bill.
Edit: its actually 9 months (which is 1 regular school year)
Interesting! When did that become an option? I knew about Voc Rehab, but I hadn't heard of that STEM option.
You literally just gave thousands of dollars worth of information out for free. God bless your soul.
@@jasonburds Here is info, its fairly new militarybenefits.info/gi-bill-stem-extension/
Thanks man! Great info!
There are so many requirements to qualify for this extension... Good luck!
Awesome video , subbed
Thank you! Plenty more where that came from and plenty more coming! Let me know how I can help you.
Great video man
Thank you!
I'm gonna be attending a community college for the spring semester. I was not thinking of using my gi bill here and was planning to get by on fafsa and working part time, but my counselor told me I should apply for benefits anyways "just in case" I need to dip into them for any unforseen reason. Is this good advice? Is it possible to apply for benefits now, but not use them until a later date (like after I get my AA)? Any help would be appreciated. Great video btw. Thank you
Hey man,
Thanks for the question and feedback!
With limited information on your school cost, timeline and goals I would recommend determining the cost of the community college for the duration of your time there.
If you can afford to go there without taking out debt and just using pell grant, scholarships and income from working, I would do that.
If you think you might change majors, schools, or want to go to grad school ever, it's best to be conservative with your benefits. Typically school only gets more expensive the longer and deeper you go.
I recommend the goal to be getting as much education as possible without taking out loans.
Hope that helps!
Some things to consider is how long you have to use your benefits once you get out. Ch30 has a ten year delimiting date and ch33 has 15 years. If you have gotten our recently, 2013 and sooner, than you will qualify under the new guidelines that the Colmery Act put into place and you will have no delimiting date for ch33. If you’ve been out a while then waiting might not be a great choice because your benefits will expire.
@@JackofAllTrades1 I got out in 2019
@@thatguy-nk1nt you have whats called the Forever GIBill then, its nothing new... same benefits except there is no delimiting date, which means they never expire.
Go to one school and stick with it transfering will cost you additional benefits. As not all schools expect the same credits.
What additional benefits would it cost you? I’m thinking of going to CCRI and transferring to URI later.
Thank you for this knowledge Daddy Jason
😂😂 happy to help!
This is a great service you are providing, there is just not enough info out there on these programs and a lot of misinformation.
Thank you!
The post 911 GI Bill can also be used to attend schools in other countries
How and what country’s and I’m in the guard !
Post 9/11 is crazy lol. Been paying for my school and grad school. And I’ve been getting crazy pell grants right into my account lol. I deadass got $7,400 cash this year in pell grants cuz my income seems so low cuz I don’t have to report my BAH on my taxes..HEHEHE
Haha! Dude! That's what's up! No other way to get paid real money to go to school.
Imagine if you bought gamestop shares with that 7k over the year and sold last week... lmao
I've been in a combat zone for the last year of my enlistment so I managed to snag a portion of the Pell grant on my way out for 2021-2022. Definitely gonna get the full thing for 2022-2023 though.
Pell grant max is 6345 with a zero EFC, so I am not sure that you are receiving a pell grant, especially in a grad program since pell is for first bach degrees. Pell can be used for books or whatever - anything that is tuiton specific in grant or scholarship has to be reported deducting your overall tuition and fee charges being sent to the va . So it is important to ensure that what they submitted was correct - that way if it was not and they find the error later, that you are not owing the school or the va the debt.
@@EverGreenHome nah I’m in a duel enrollment program so I’m still technically an undergrad. And I got two payments of 3100 plus I got an additional 1200 for a Covid relief program. But thanks for lookin out!
Thank you for the explanation
Thank you for watching!
USAF AD 1A2 here. Loved this video. You mentioned that you have a video about education benefits to utilize while AD. I cannot find it on your channel. What is it titled? Looking forward to digging into the rest of your content!
Hey Jeff! I'm stoked you found this helpful! Not sure why you can't find it, but here is the link: ua-cam.com/video/OK6Yky7N2vE/v-deo.html
Maybe this means I need to organize my channel a bit more. Lol.
Would love to stay in touch man! Feel free to find me on IG @militarybottomline
What I want to know is what hoops the military makes you jump through, the wait time etc. the military never just gives out free money. I wanna get my degree after my enlistment but I have major trust issues with actually getting paid what Im promised
Lol. Worry not. It's actually a very smooth process. Take the transition seminar ASAP and they'll show you step by step of how to enroll and use the benefits.
First thing to know is that the GI Bill is not money from any of the military branches. You are getting funding from the VA. To most people, they may seem to be the same organization but are in fact a whole separate entity. While the military treats you as a tool, the VA treats you as a person and actually wants to help veterans. The VA folks at my university are awesome and walk you through everything and my funds came a lot quicker than most people lead you to believe.
So, in short, don’t let the abuse your military branch inflicted on you dissuade you from using the VA benefits because once you’re a civilian again, you call the shots.
@@nateyoutube8941 well said Nate. Thank you for that.
Super easy! Just have to stay on top with communication with the veteran rep at your school and make sure they communicate with the VA. I think the biggest thing you need to do is expect not to get paid on time for the 1st 2 to 3 months of starting your course since the school an take some time to get you certified unless the vet rep is on point. Always have continency plans.
@Gerrylynn Mako epic!
Remember fellas, you only get the post 9/11 Gi bill ONLY if you have Honorable Discharge. General under honorable, and other discharges do NOT qualify. Also ABSOLUTELY use FAFSA, I got 3k per semester on top of my Gi Bill just from TA.
How do you even apply for fasfa when you ets?
I deployed and have 2 days to 70% currently at 60% and between Drill pay, GI and VA Comp and deployment money Im pretty much set for the next 5 years! Its like living in a dream dream where studying is my job! Currently doing Mechanical engineering and Im so happy! Im preparing for a field that I love! Is the best decision I made!
Dude, that's crazy, huh? Good for you man! Keep at it. Engineering is a grind! Mad props to you!
Just recently retired thank you so much for the helpful info taking the gi bill to trade school
Congrats on retirement!
Yea if you are working at a fast food place or some factory and are looking for better benefits and adventure, JOIN THE MILITARY. You seriously get the hook up
After deployment, I’ll have a couple months left and then on to this! Nothing here was really new for me because I researched it before. Nursing, here I come!
That's awesome! Nursing is a great route!
School I go to got me 1896.00 a month BAH. Retroactive check for 12,000.00 and 1000.00 book stipend. Only had a little bit of school work to catch up on. And the councelor gave me plenty of time to work on it.
If your home of Record is Texas and you go to a college in Texas you can use the Hazelwood Act after exhausting your GI BILL
Texans: there is often a miscommunication on this benefit where only the service member can get this benefit if they are not 100%. That is not true. If the veteran is not 100% disabled, the family will have 150 hours to use between the family, and only one individual can use the benefit at a time. If the veteran is 100% disabled, every dependent, including the spouse and veteran, get their own 150 hours to use, and the benefit may be used simultaneously. Your dependents do not have to wait until you exhaust all your GI Bill.
A guy in my last unit was born in California and enlisted there and somehow was able to get the hazelwood act . We were in fort bliss . Somehow because of that he was able to get it . I don’t know the full details.
How about a video on the hazel wood act tooo and how to use it after federal gi bill? Looking foreword to leaving California for this lol
@@MattxYo Hey Matt, your home of record would need to be in Texas at the time of enlisting to be able to qualify. There are also other requirements that are online. I stated this one because it can be confusing and there have been a lot of schools that think only the veteran can use the benefit if the veteran is not 100% disabled.
@@roypacheco6122 yeah, I’m reading up on it now On the official sight. Luckily I enlisted in Texas, since it’s where I’m from. Looking for any ands all reasons to leave LA right about now... haha
I think this guys ^ situation from fort bliss is that he probably reinlisted while in Texas
Thank you for the feedback!
I only have 60% 😭
Better than 0%
Very nice video. Thank you for the tips! Liked and subbed. Any VA Benefits videos are appreciated.
Thanks for the encouragement and support! Let me know if there's anything you'd like to see!
You mentioned how you knew friends that went onto becoming pilots. That’s my ultimate goal and I have TONS of questions with no one to go to. I looked it all up myself and I found a decent program called ATP. If anyone can help with some questions I have that would be amazing. I’m still active duty but I get out in a few months. Thanks in advance!
Awesome! Are you wanting to do a military pilot program or just get out and use your benefits to complete all your ratings.
ATP is just another rating required to fly passengers.
Be careful about going online. No matter what school you go to (what zipcode) you’re monthly stipend will be reduced to a fixed rate of about $800. That rate is further reduced for part time.
I made that mistake when I had to move. I had to continue my program so I switched to online. Went from $2,400 to $800...
If you can, go in person the entire time!
Very True! Though there are instances still where online is a good thing. Mainly depending on where you live. Like me for example I live in the middle of maine and work full time, so I opted to go online full time so that I could choose a very nice school. So I get 870 per month vs the 1300 I would get in person. For my instance it was worth the small loss for the option to get a degree from a much nicer school than I could go to in person.
I was told by my VRE rep that as long as I have 1 class in person we could still get full bah of a E5 with 1 dependent which is about $1600 but if all my classes are online then that’s when it gets cut in half . I’m just now starting this journey of using chapter 31 then 33 any help is appreciated so I don’t make the wrong mistake
you want a hybrid online course. you can have 90% of you work online but if part of that class has one class session a week you will still get the full BAH
you only need to do 1 in class class and the rest can be online :) to get the full housing allowance.
All great stuff! But not possible if your school is in another state. Or are you all talking about going to a different school in person for a single class??
The interesting thing is the bah rate has been cut in half due to online classes and covid.
You should still receive the full benefit of the institution had in person corses that are now distance learning.
@@757Princess nope I had same issue went from receiving 1800 to 700. Because the online portion isn't considered in person
That’s unfortunate. I still received full BAH for a course that was in person and became virtual due to COVID. Online courses are always reduced BAH
All of my classes are online and I’m getting full BAH
Damn i need to talk with va rep at the school this is bologna. I need more money for sure.
Not always does the VA pay the full semester either just because there is 1 day left . But this is a great video and glad there are people putting more information out there!!
I haven't heard of cases where it was not approved personally. I am not sure what variable is used to determine if they will or not. Thanks for the heads up!
@@jasonburds yes, it happens more than you think. It is important in those cases to contact the VA education hotline directly to ensure when it comes that time that they will or will not pay the full remaining semester or the exact day or month. just hate for the information to be given that it will and may not and looks bad on schools, va or va certifying officials because students don't realize and may be told - best practice is to train to contact the ELR's where they are trained to look up student by student and counsel to ensure they know exactly what they are going to get. They do have a calculator in their system as well, so they can tell the veteran exactly what to expect in that case.
Nice video💯 You should do one on the Montgomery and compare it to this one
Awesome idea! I gotta study up on montgomery then I'll make it happen.
I took my freshmen year taken care of while I was in with TA. I’m gonna use the GI bill to finish out the rest, but I also recommend saving your deployment money cuz that helps for that peace of mind
Congrats! Hopefully you'll have some gi bill left after you finish!
Absolutely. Save/invest as much as you can, not just your deployment money.
You actually have life advice here. Salute
Thank you!
About to transfer from my CC to a UC & I thought this video was definitely helpful. The only advice I have from my personal experience would be to load up on financial aid, grants and scholarships in addition to the GI Bill. You’d be surprised on what you can get approved for nowadays with the amount of scholarships, funds & grants available.
Congrats! Thank you for the feedback!
I 100% agree! I did the same thing, I just didn't use the gi bill during my CC years. What CC did you go to?
@@jasonburds oh I didn’t use my GI Bill at my CC lol. 100% agree with you that the GI Bill in most cases shouldn’t be used on a CC (I went to Delta).
@@WSB1469 good for you man! Many CCs are wildly cheap. Between good savings from time in, scholarships and FASFA... it's a no brainer. Plus maybe work part time.
Keep them going
great information
Thank you!
My wife is finishing her doctorate with my post 911 while I work as a federal employee in the military! Such a great deal to have!
That's awesome! Congrats for utilizing it well!
Thanks bud 😘☺️
About to use mine in a few month for college after the military. Definitely the best benefit for after the military
Congrats man!
Great info! You should cover Vocational Rehabilitation as well 👍
Do you have experience with it? Trying to find someone that has gotten it for a podcast episode.
@@jasonburds I've never used it but have had it referred to me. It's the VA VR&E service for disabled veterans and veteran entrepreneurs to get a job or start their own business. Boots to Business is another good one and it might be linked to it as well.
@@SalvageDIYers thanks man! I'll check it out and see if I can put something together or get a podcast guest for it.
@@jasonburds I sent you an email, I have used it and would love to do a podcast. I also work as a school certifying official at a University. I am very competent with all chapters and tuition assistance.
@@jasonburds I just started with Voc Rehab in Jan '21. I feel like the only one in the area. My rep even gave me incorrect info on getting chapter 33. So I barely got anything this month! I was relying on to pay the bills. And I'm still waiting to hear back if it finally went through correctly
Thank you for sharing sir.
Thanks for watching!
@@jasonburds this really helps to cover the missed information while serving. I'm also hoping if you can add information about VA Home loans. I appreciate it sir.
@@elison9480 happy to help! I'll gladly make a video on that! However, the real estate pros can be found at Military Cashflow and Military Millionaire. I go to them with my real estate questions.
@@jasonburds I'll absolutely check them out. Thank you for sharing sir.
i am someone who uses the post 9/11 GI bill and it has helped me greatly in college... i do not know what i want to do yet in my life so i am going for liberal arts to cover my basics to be used in any degree i wish to go for... i am not a student who lives on campus so the money given to us for BAH i get to use back into my education when my months are up... i didn't get all 36 or so because i have a sister... the months were split between us... my father spent 22 years in the navy..
It's an incredible benefit and is so cool that your father was able to pass it down to you and your siblings!
Keep up the good work!
Yes hold onto the 36 months if you plan for beyond a bachelors since costs get high in tuition costs for example health professional degrees
Great info! Thanks. Do you have a video thats weighs out the Pros and Cons of each (9/11 vs GI Bill)?
Do you mean montgomery gi bill vs post 9/11 gi bill?
@@jasonburds Yes! Sorry about that lol.
@@renaissancemusicllc9804 not yet. It's on the list of videos to make.
I’m using mine now it’s great!
Love it!
Hell yeah great content bro! keep it up! post 9/11 is great!
Thanks man!
Hey bro I have a few questions, first of I love your videos they are very informational and I am now subscribed. I am leaving for osut training and about 2 weeks and I plan to use the post 9/11 G I bill once I get out of the army. The bill covers 36 months of schooling and housing but what if I go to a school and get my associates degree in 2 years or less, then I would have about a year left for the benefit is there some way I could use the rest of my bill on a trade school or something like that? I hope you see this I would love to get a response.
Nick, thanks so much for subscribing! Congrats on your decision to join!
The GI Bill covers 36 months of school - typically a semester is only 4 months. This means after a 2 year associates degree you should still have roughly 20 months of GI Bill available. You can absolutely use your GI Bill for a trade school after you complete you associates. You can really change the use of your GI Bill as many times as you want. However, I caution you to ensure you're thinking of your long term strategy before you use any of it. The more times you change your educational goals while using the benefit, the sooner you will run out of the benefit and the more likely you will use it all before completing any real program that will get you a job.
Just make sure you're using it to ensure you can get a good job.
That answer you question?
Subscribed!
Thank you, Tae! Anything I can help you with specifically?
Hey, I’m paying out of pocket for my undergrad biology BS degree and planning to use my Post 9/11 GI Bill for medical school. I know it covers 100% for public in-state schools but considering the acceptance rate is very low, I may have to apply for school out of Hawaii because there’s only 1 medical school. I am looking towards the other 48 states. Would the GI Bill cover the full tuition if I’m originally from Hawaii and I want to go to pursue medical school somewhere else in the states? Or will they only cover a certain amount?
Thank you!
That's an awesome strategy man! Good for you!
Two components to this -
1. veterans can get in state tuition in any state for 3 years following their service. If you can make that timeline for medical school, you can go anywhere. If you can't...
2. There are schools within the rest of the country that have yellow ribbon MD programs. Basically it gives you in state rate and the school and VA split the difference that is not covered by the GI bill. Just align the schools you apply for and the ones that have the program then apply for the program when accepted.
Question I’m not finding the answer to .
I would be starting my school gi Bill 3 weeks before my eaos. I know I won’t get the bAH those three weeks while I’m still AD . But as soon as I’m out would it “kick in” or would I have to wait till the following semester? Thanks in advance.
It will start the month after. So if you get out Feb 27 it’ll start 3/1 and you get paid 4/1... but if you get out 3/1 it’ll start 4/1 and get paid 5/1...
Great video!! Quick question my dad served 20+ years in the Navy and I’m 29 now am I able to still use my dads chapter 33? I never activated it.
Did he transfer his benefits to you before he got out of the Navy? If not, my understanding is that you are not able to use it.
@@jasonburds actually it might be the chapter 35 and my dad was 100% disabled. My sister is currently using it.
@@thedoddsfam gotcha. Chapter 35 is different. If he was 100% permanent and total, all of his children should be eligible for that benefit, not just your sister. Check out this link for more info www.va.gov/education/survivor-dependent-benefits/
Great video!!! Had a question that you may be able to help with. I'm currently in what I consider a lucky situation. My current company is able to pay for my tuition as long as I'm going full time and holding a certain gpa ( I believe it's a C avg, which is extremely easy). My question is: would it benefit me to use both the Post 9/11 & have my company pay for my tuition? I believe whatever money is extra would go straight to me, maybe I'm wrong about that???
Thanks! That's an awesome perk! I've never heard of GI Bill tuition payments being reimbursed to the student. I don't believe that can happen. You could call the school and ask how they would handle the situation. Maybe they will reimburse your employers payment back to you? Lol. If nothing gets reimbursed back to you, I'd just take your employers perk and save the GI Bill, but that's just me.
Hey how’s it going?! Very informational during the video. I am left with a question. I read that online (distance learning students) receive a flat rate of about 900 dollars monthly (that’s nothing). I’m going to Purdue Global currently for a bachelors in health science. Is there a way I can continue with Purdue Global, but also blend in a class from a community college or university to maximize the monthly BAH rate?! It’s to my understanding you only need ONE in person course to qualify for maximum BAH. I guess my justification would be wanting to get some hands on experience as it wouldn’t be ideal to rely solely on online education for the health field.
Yes. As long as you are collectively a full time student, you can take a resident course and online course at a different school and receive full BAH. That's how I understand it at least.
Very smart man. Only takes one contract. Know your worth. Know ALL of your options.
Only takes one contract! Completely agree!
So I’m in the reserves and deploying to a place that I can do college during it, do you think I should hold off on doing my general Ed/associates during the deployment and pay for my gen Ed classes myself and use the 60% I’m getting from this deployment towards a bachelors? We were never taught this stuff so I have no clue what to do
Good question!
Deployments are great opportunities to get some things done. Idk where you'll be or what life will be like, but likely 12 hour work days with 12 hours to yourself for sleep, working out and taking classes is more than enough time.
I would definitely enroll in some classes while on deployment using TA and pell grant. Just don't overload your class schedule at first. Make sure you can actually handle the work load along with your military duties.
Every class you take now and use TA for is a class you don't have to take later and don't have to use your own money for.
Good video bra
Thank you!
Great video! Does employment while using the Post 9/11 GI Bill have any impact on the monthly stipend you receive?
Not at all! You can work all you want. Just can't be active duty
Thanks so much for your help and great videos!
I am currently working on going to school after the military
That's awesome! Keep at it!
I’m trying to decide between studying abroad for a semester or spending my entire time at a foreign VA recognized uni.
I hope to travel for work and pursue international business administration/relations major with a foreign language minor.
Any thoughts on the smarter financial decision?
TJ, those are both great options really. Some things to consider if you're looking at it specifically from a financial POV
- the flat BAH rate for schools abroad is about $1,800/mo regardless of the city/country (this could help or hurt you). If you just do one semester abroad with a US uni, it will be one semester of no BAH, or getting BAH and paying out of pocket for housing.
- You will not be eligible for FAFSA pell grant if you go to a foreign school (watch my latest video on that ua-cam.com/video/z8G0-yktFoo/v-deo.html )
- You may have a smaller pool of private scholarships to apply for that could potentially end up refunded to your pocket if you go to a foreign school
I wouldn't make the decision purely financial though. You can graduate in the black and contribute to retirement along the way, doing either one. There is value is seizing the opportunities now that won't necessarily come again.
How I would look at it : I would run some numbers on what I would expect my net worth to be after graduating each route (plus employability). If it would be $10k less after going to a foreign school for 4 years, I would ask myself, is it worth $10k to me to live in XYZ country for four years? Probably...
Long answer. Hope it helps a little.
IM GLAD i completed my associates in my first contract, cause now i decided to get out and going to use my GI bill for my BACH and Masters
That's what's up!! Good for you!
Any advice or have any videos about being enlisted in the reserves part-time and and the do's don'ts with the post 9/11 GI Bill.
It's the same GI Bill.
Basically, always save the GI bill for the highest education levels you wish to pursue. Before that use TA, FAFSA, scholarships and whatever else you unit offers.
The question I have is for private institutions. From what I've been reading is there a cap on how much the post 9/11 GI Bill will cover for private institutions. I'm going into an accelerated bachelor's of nursing which is 16 months long but I have to take some prerequisite courses at the same college.
Also with all this covid stuff restricting in person classes quite a bit does it still cut down your BAH if you are forced to take primarily online classes?
Great questions!
There is a cap! My next video will be on the Yellow Ribbon Program and will explain how to make up those caps. Subscribe to the channel so you don't miss it ;)
That's an awesome program. What school are you looking to do that with?
I have been hearing mixed things with the online COVID classes... However, what I understand to be true is that as long as the class is "coded" as a resident course (if not for covid, the class would be an in person course) than the full BAH amount will be given. People on here are complaining it's not true, but everyone I have spoken to directly is getting their full BAH.
Hope that helps!
I used all my post 911 benefits and in med school. Any suggestions. I have switched from business to medical although I have my associates in Business. I’m not eligible for the stem program because of this.
Might be worth looking into Voc Rehab.