So she's 19 years old, 4 years away from being in Middle School and he's dating her. she makes 41,000 a year which is good money for a 19-year-old person but his condescension is telling. If I was his 19 year old girlfriend and I heard that I would be out the door. He's not boyfriend material, he's not friend material and she can figure out a way to pay for a car by herself
He probably also likes the idea of her being dependent on him. Yeah the only reason she is probably dating him is because he has money, or else Im sure there are better looking men her age she could be dating. The opposite is also true. The only reason he is probably dating her is because she is young and attractive, and deep down he knows to keep that going he will have to pay for it. She will probably be happy with him just buying her clothes and stuff and get to have girls nights out and cheat on him a bunch. At least on his end he needs to be smart enough to know what he is getting and how much he's paying for it, sounds more like he's a sucker and she's going to drain him dry.
As someone around the same age who knows many other people the same age the only thing that would possess us to date so much older is money 😂😂 That’s the only benefit to age gap relationships.
@@jackmiddleton2080- There is a BIG difference in life experience and maturity between a 30 year old and a 19 year old. It may be "only just over 10 years" but those two ages are very different in maturity milestones. It's like a 20 year old dating a 9 year old. Once again, two very different stages of life and maturity milestones.
Right unless they live in LA or NYC etc and she wants a Mercedes, she can afford the payment too. She's just trying to get while the getting is good here.
@@janebaker4912 she’s using him. Last I checked sex was a mutual exchange between two consenting parties. She could be 19 or 39. There’s plenty of low value women out there who sleep around.
Asking someone for a car after 4 months is already revealing enough. She's not independent. She's not an adult. She is not an equal partner in any way.
Using a teenager for sex, without giving her anything in return , is pretty revealing also. He's using her for sex and I'm pretty sure she caught on to that. So, YES, buy her a car. Or GOODBYE 👋🏾! He's a user and she can use him as well! He's CHEAP! And he probably has other girlfriends he's spending money on which is why he's complaining about the car situation. How dare him? And the nerve of y'all people to be on his side. That's the man's job is to take care of the woman in any relationship whether they've been together for 4 months or not. He and the people defending him need to understand his role as a man.
I wonder if Dave misunderstood him and thought he said $800 per MONTH... She's making $800/week take-home pay, which is probably around $50k gross annually, but Dave kept saying that she was dirt poor with that income. That's really good for a 19-year-old. EDIT: The keywords here are "TAKE-HOME PAY." That means it's really MORE than that before taxes.
I was going to say the same thing lol That’s about 60-65k pre-tax. Rochester NY is slightly more expensive to live it than the national average but still, that’s a decent income for under 30.
Just the fact that she wants him to buy her a new car when she already has one, and they've only been dating a few months says a lot about her. Dave is right, don't do it, it will only cause more trouble in the relationship.
She sees him as a sugar daddy because his old. Even 30 year old women that see men in their 40’s or 50s see them as old and treat them accordingly. I’ve realised The older the guy is than them. The more likely they automatically put him in sugar daddy category.
Dave handled this so much better than the other personalities would have, he's so blunt and doesn't tip toe around being scared to hurt someone's feelings, this is why I love Dave
Rachel almost fell off her chair with Dave's sugar daddy comment.. she got caught by surprise. Like she had no idea her daddy knew what a sugar daddy is lol
@@melilifabulosa5505 yes that's her daddy. Dave's kids never experienced the real world when it comes competing with others for jobs /positions. Went to work for daddy right after college. Daddy laid it out well for them.
Assuming the guy is not in the entertainment business, most people making &120 a year are not ignorant. He was hoping Dave could give him a reason to say NO.
Well, there are 52 weeks in a year. 52 x 800 is 41,600. Not 55k, but not quite poverty either. I agree that Dave thought he said per month. Still a terrible idea to buy your gf a car in this situation.
@@indiasupportstrumpwwg1wga927 then that young woman will just leave you once she's 25 for a guy actually in her age range... i see it happen so many times with these age gap relationships. y'all date teenagers and then wonder why the divorce rate is so high and 80% of the time initiated by women.
Why is the sugar daddy calling in to see if he should finance the car. Finance the car for your sugar baby why else do you think 18-19 year old is with you? 😂
@@dre1758 to a 19 year old 30 is basically dating your parent. Think about it… When he was graduating high school and some of his friends joining the military she was mid elementary school watching Barney and little mermaid.
I'm sorry - If you don't have the common sense to come to a conclusion about this situation yourself by the age of 30, Dave Ramsey can't help you. I'm not sure anyone can. No 30-year-old in his right mind (who isn't actively trying to be a sugar daddy) should even remotely be considering this. You are basically dating a high schooler who has done nothing, seen nothing, knows nothing. No, you should not pay for her car. No, you should not even co-sign. No, you shouldn't even be in this relationship to begin with because if you were even remotely as mature as you should be by 30, you'd have nothing in common with her. No. No. NO.
@@marianemashkalo4182 I mean the difference is exactly 10 years. I understand what you're saying but it's really not a big deal. I mean, I'm 25 and I'd date someone that's 35 because people my age are generally dumb. Maybe, she's the same way? Obviously doing pretty well for herself making 3,200 a month at 19 I presume with no college degree and no college debt to deal with she could be an old soul and not like people her age.
@@dedalliance1 I see your point as well, she's doing good, probably mature for her age, but then asking the boyfriend to buy her a car.... something doesn't add up
Everyone calling her a sugar baby and seeing the more negative side of her dating him. Let’s focus on the fact that this 30 year old MAN is dating a girl that literally just turned 19. You are all focusing on the wrong thing here
I love Rachel’s reaction when Dave called him a “sugar daddy”.😂 This guy should know better than to call with this question; he has to be punking Dave and Rachel.
@@gwildordipkin6504 Fond memories of Trailer Parks... I saw some of the hottest boldest young women lived there...but they were all very treacherous and dangerous. God was with me and protected me...good thing i didn't get what my eye behold-ed as beauty....eluded that divorce and set-back.
@@benjaminthomas7164 um, my sister and brother inlaw co-signed a house for one of their children and after 3 months the kid stopped making the payments. They couldn’t keep up with both mortgages so both houses started going into foreclosure. They ended up selling their kids house, then their son and his girlfriend had no place to live so they moved in with my sister and her husband. It was a nightmare for everyone.
@@riner9 American culture loves insinuating that anyone woman under 25 is a baby and cant make their own decisions if they are with an older man. If there are single then the opinion changes to wow what a smart independent young woman.
Did I hear this right? A 19 year old with take home pay of $800 per WEEK is below the poverty level? I’m thinking Dave heard $800 a month. Anyone else thinking this? Or am I more broke than I realize? 😂
Excellent comment..very true. She won't be the same woman at 27 as she is at 19...right now she's connected in her beauty... user mode....that's the most dangerous and treacherous mode for any guy to encroach and embed her. She's just a baby.
@@LarsonFamilyFarm-LLC Most of us are naive when we are younger and we actually don’t know how to manipulate. My guess is that she probably watches these sugar baby videos online telling her what to ask for 😂 The danger are the women who are able to remain hot past 27+. It’s also why on average women also get married around this time and not younger. They understand the game more and are the ones teaching the rest. All my friends are older than me and in this category and they are offered everything under the sun. We don’t know our power when we are younger like guys assume we do. That comes later.
@@gailainsley6939 Thank God that's reassuring...and makes sense. Thank God you girls don't understand your power or how to wield it. There's hope for us yet.
She’s below the poverty level? She nets $800/week, which means she must gross at least $1000/week, which means she’s a 19 yo making about $50k/ year. That’s nowhere near the poverty line. He obviously shouldn’t finance the car for her, but I don’t understand why Dave acted like she was destitute.
@@d_all_in If you’re on salary, you know what you make a year and you figure out the monthly amount for budgeting purposes. But if you work for an hourly wage, you’re more likely to think about what you make in a typical week.
NOOOOOO why in the world would he do that! Dude fix your backbone and say NO! He probably won’t even be with her in the next year😂 She’s definitely using this fool. Love Dave’s reply “Sugar Daddy” indeed🤣🤣🤣
I like how Dave answered this so eloquently and diplomatically without introspecting the person's relationship choices. He professionally answered the financial part of his question. Another reason to love Dave!
Seriously!! I kind of expected he was gonna go off about how weird the age gap was, but instead he was direct and to the point and didn’t shame anyone, just spit the facts
I am glad you told him point blank the reasons it's a bad idea. I question her integrity of barely in a four-month relationship and asking him to borrow money for a car for her ... the entitlement & audacity!
I question the integrity of a man who says he's 30 but I'm guessing older who is contemplating buying a car for a teenage girl so he can get teenage puzzy.
I love Dave's wisdom. He knew to stop the callers rambling and to ask the right questions to get the actual facts. Sir... you're a sugar daddy! Stop it! Stop it now! I swear some people call Dave just to get chewed out, cause why would he call the Dave Ramsey show to ask this question?🤦🏽♀️ He doesn't even need to give her an explanation, just say NO!
Dave was loading his guns when he heard the call and this punk just got himself crucified by Dave. The look on Rachel's face says it all it is the "Dave Rant Coming Look"
BTDT--I was the 23 yr old.... it was daddy issues... same w/ her. It might take her another 20 years to realize it. He has self esteem issues. Dysfunction attracts dysfunction. Such is life.....
So, Dave has a "nose" for these things after doing this for so long. His "fishy" meter was going off so early in this call, but the real BEAUTY of this call was watching Rachel almost crawl under the table when Dave told this guy he just described a sugar daddy! You can see it on her face! She's so embarrassed for pretty much everybody and every thing going on in this call. Oh, that is so hilarious! :)
The only way that fifty thousand dollars a year would be considered poverty level or below the poverty level as if that person was forced to stay in areas like the vast majority of the state of california or new york city as far as cost to living goes Now bring that same page to any area of the state of mississippi with very very few or rare exceptions and you're above the average income That's around 16 grand above my income that's for damn sure
@@cjzanders5430 indeed ...just specifying one neutral ground example. (Shrugs) I make 37,440 a year before taxes currently...50k...I could do a lot more with that extra 12+ grand a year in Central Ms
@@Valhal1776 totally true, but while there’s still some big differentials, cost of living and inflation is still flying up universally while wage increases to match are pretty much universally going away.
Not to question Dave Ramsey's math skills, but the caller said his girlfriend makes $800 a week take home. That means after taxes and everything she's bringing home $41,600. Much less than 120k, but certainly not below the poverty level like Dave says.
I had a good friend fall in this trap. She never got oil changes, she was never concerned with tires or any routine maintenance. They broke up. He took car from her it was then worth half what was owed. Furthermore 19 year olds change their mind as often as they do their underwear. Let her drive her old car till wheels fall off.
I’m a woman. Why in the hell would any man think he is responsible for buying his girlfriend a vehicle? It’s absolutely nuts. Not only is it a bad idea financially, he’s NOT HER FATHER!!! But the most important thing is that she expects this from him. Get rid of her. This is not good.
$800 a week take home per week is $41,600 a year, that's NOT below the poverty line. Not now, and not 1 year ago when he called. It's a terrible idea to do this, but she could handle $400 a month car payment.
Love how Dave describes a woman making $800/week as making no money. I make less than that working full time at a state college. I've been calling to talk about my situation and he won't take it. He doesn't know how to address real financial problems. Single mom working the only job that allows time off to care for her child because child care isn't available on fall break, spring break, a week for Thanksgiving, three weeks for Christmas etc.
100% Dave should be shamed for being snide about her income. Granted it depends on where she lives, but she could support herself as a single person with that income in many places.
This is a waste of a call. He already has debt and is considering more for a girl he is dating. Dave tells engaged people not to pay on the other persons debt until after they are married. He just wants to keep a young girl in his life.
A 19 yo who brings home $3200 a month is “not making any money “?? Don’t get me wrong I make more than that but Dave’s comments can get a tad elitist at times 😂
Thank you Ramsey for guiding a brother in need. I was in a similar situation recently and my inner voice guided me out of the trap. Hope your wisdom knocks some sense into this guy on the phone.
@@cynthiaholland13nah, I did say “similar situation”. Matter of fact, she was 2 years older than I, but mentally not mature than any college going kid, which I realized very late. But she definitely was a gold digger.
@@cynthiaholland13also there is no such thing as “inappropriately younger”. Stop trying to make people feel bad with your idea of a perfect society and societal norms. If they are both consulting adults, that is all that matters. Though some people may take forever to mentally mature and I feel like America needs to increase the age number when defining someone as an adult, law is law. Also, remember that if you judge someone for dating someone much younger, there will be people judging you for your judgement.
@@Nick-gk6hj we should cut her some slack, this is probably her first go around as a sugar baby. perhaps she should ask Amber Heard for advice on this matter
6:45 - "She's living below the poverty level" The guy said she makes $800 / week TAKE HOME (aka after tax) -- that's $41.6k annual after tax - that's not below the poverty level Dave. I'm in no way saying that he should finance a car for her, but don't skew things to make them sound worse than they are... a 19yo with a 50k (assuming tax rate of roughly 20%) annual salary is doing pretty ok for that stage in their life.
Why Dave say no one is going to finance for her and she makes below the poverty line? $800 a week is $3200 a month.... and he said that's post tax. How is that below the poverty line?
"Dave should I take on a loan to get a 19 year old to sleep with me?"
Lolz a happymeal from mcdonalds will do 😂
😂 that's hilarious, a happy meal.
I am sure that is accurate
And then leave for the big bag 💰
1,000% fact
He will 100% buy her a car shortly. The fact that he’s even thinking about it tells me he will.
100%. It was a clear no right out the gates. If he hasn’t said no yet it’s because it’s not in him.
Exactly. He sounds scared that she will leave or get another sucker to co sign 🤣
If it fornicates, flies or floats, it's cheaper to rent.
Yup he's already done it, because he's promised it already.
Yup he’s a simp
Fricking love Rachel's reaction to "Sugar Daddy". She sinks in her chair like a teenager embarrassed by her parent. So hilarious 😂
Yep! Rachel you can crawl out from under the table now 🤣
Super cute reaction!
I mean, if my parent had no issue with a 30yo man dating a literal teenager, I’d wanna hide, too.
That was the highlight of the show. I was dying Rachel. hahaha
Definitely was hilarious. 🤣
Guys like him are the reason why onlyfans even exists.
Because he's not giving her enough?
Absolutely lol
@@kagelynx cause he be *simpin* hard. Don’t get me wrong, I might trick it off here and there but a car? An Uber ride is the best I can do for you 🤣
😂😂😂😂
@@richthepup yea maybe a $7 Uber ride depending on the circumstance
The caller needs to realize that this just isn't a car she wants. It is the first thing on her list she wants from him.
They all b/s you
That’s what he gets for dating a kid
@@Keeks492exactly. A 19 yr old is definitely still maturing.
So she's 19 years old, 4 years away from being in Middle School and he's dating her. she makes 41,000 a year which is good money for a 19-year-old person but his condescension is telling. If I was his 19 year old girlfriend and I heard that I would be out the door. He's not boyfriend material, he's not friend material and she can figure out a way to pay for a car by herself
Yeah that is probably true. Pretty soon he'll be spending more than he makes.
Four months in, that girl knows what she's doing. This is so transactional; he clearly doesn't have the strength to resist or upset his prize.
He probably also likes the idea of her being dependent on him. Yeah the only reason she is probably dating him is because he has money, or else Im sure there are better looking men her age she could be dating. The opposite is also true. The only reason he is probably dating her is because she is young and attractive, and deep down he knows to keep that going he will have to pay for it. She will probably be happy with him just buying her clothes and stuff and get to have girls nights out and cheat on him a bunch. At least on his end he needs to be smart enough to know what he is getting and how much he's paying for it, sounds more like he's a sucker and she's going to drain him dry.
As someone around the same age who knows many other people the same age the only thing that would possess us to date so much older is money 😂😂 That’s the only benefit to age gap relationships.
@@potato1084 I mean that sounds a bit bleak. Suggesting love can't transcend 10 years. 19 years old is a bit extreme though.
@@jackmiddleton2080- There is a BIG difference in life experience and maturity between a 30 year old and a 19 year old. It may be "only just over 10 years" but those two ages are very different in maturity milestones. It's like a 20 year old dating a 9 year old. Once again, two very different stages of life and maturity milestones.
DOES THE GIRL’s FATHER & MOTHER KNOW WHAT SHE’S BEEN INTO? Or IS HE ALIVE AFTER ALL?
Rachel trying so hard not to die laughing 😂
Frhahaha
Yeah cause if she had a sugar daddy at 19 he woulda made 120 million not thousand a year.
She's remembering her slutty days 😆
The look she kept giving the camera even before the big news was revealed. 🤣
@@gwildordipkin6504 wait Rachel has a sugar daddy and goofy husband who stand to inherit millions if she can keep it together long enough
If her take home is $800 a week she can buy her own car.
Right unless they live in LA or NYC etc and she wants a Mercedes, she can afford the payment too. She's just trying to get while the getting is good here.
thats 100% a lie
something tells me this dude is dating a stripper and her income isn't consistent and is in cash.
@@AntAnt It's not a lie.
@@AntAnt how is that a lie?
Only four months in the relationship, not married, and she wants him to go in debt for her. Hell no!🚩🚩🚩🚩
He's using her. She's using him.
@@janebaker4912That's a fair assessment.
Pretty flags, he he
@@janebaker4912 she’s using him. Last I checked sex was a mutual exchange between two consenting parties. She could be 19 or 39. There’s plenty of low value women out there who sleep around.
they are made for each other
$800 a week TAKE HOME for 19 is phenomenal.
I don't even make that full time as a plumber
I know right?
@@acidpilled8733 You getting ripped off bruh, unless you're 19 still apprenticing.
@@acidpilled8733 plumbers make way more than that here
I was thinking the same thing? That’s about 55-60k before taxes. Thats what I make as a 31 year old male
"A girlfriend of mine." How many girlfriends does he have?!
😂
Exactly
As many as he can aford!
Wait a minute, he can barely afford this ONE.
@@gilbertojohnson6981 and you cant spell, We all have faults.
Omg 😂😂😂
Asking someone for a car after 4 months is already revealing enough. She's not independent. She's not an adult. She is not an equal partner in any way.
She's just a teenage girl.
she is freshly 19....of course she isn't indipendent. thats why this grown man is dating her...he is a youth vampire.
AT 30 you're dating a 19yo asking you to but her a car 😅
Derp! She's a teenager
Using a teenager for sex, without giving her anything in return , is pretty revealing also. He's using her for sex and I'm pretty sure she caught on to that. So, YES, buy her a car. Or GOODBYE 👋🏾! He's a user and she can use him as well! He's CHEAP! And he probably has other girlfriends he's spending money on which is why he's complaining about the car situation. How dare him? And the nerve of y'all people to be on his side. That's the man's job is to take care of the woman in any relationship whether they've been together for 4 months or not. He and the people defending him need to understand his role as a man.
He is going to buy her the car. She is going to leave him. And I don't even feel sorry for him.
I wonder if Dave misunderstood him and thought he said $800 per MONTH... She's making $800/week take-home pay, which is probably around $50k gross annually, but Dave kept saying that she was dirt poor with that income. That's really good for a 19-year-old.
EDIT: The keywords here are "TAKE-HOME PAY." That means it's really MORE than that before taxes.
I was thinking the same thing
I was going to say the same thing lol That’s about 60-65k pre-tax. Rochester NY is slightly more expensive to live it than the national average but still, that’s a decent income for under 30.
800 per week is around 41000 a year that is not poor and not poverty
$800 a week is not bad at 19
I was thinking the same thing. I'm pretty sure he was thinking month
He’s going to tell her no and she’s going to walk. Best case for our friend Cody.
And for her. 😅😅
Fools and their money are parted easily.
He's a supersimp.
I wouldn't do that for a girlfriend.
Don't do charity in relationships.
@@blackworldtraveler3711 I'll bet anything he gets her a car.
We all know what happens next.
Your statement "Fools and their money are parted easily." needs to be added to the book of Proverbs.
@@blackworldtraveler3711 you're a black guy, you probably wouldn't have anything to give to her anyways
Rachel sliding under the desk was hilarious. 😂😂😂😂😂
Like Sal on I.J., falling down! Classic
Anyone who’s lent money to friends or family is screaming at their screen “No!”
Just the fact that she wants him to buy her a new car when she already has one, and they've only been dating a few months says a lot about her. Dave is right, don't do it, it will only cause more trouble in the relationship.
Nothing beats the snap of a 19yo pssy
A few months to a 19yo is a long time.
She's too young for him. Gross.
She sees him as a sugar daddy because his old. Even 30 year old women that see men in their 40’s or 50s see them as old and treat them accordingly. I’ve realised The older the guy is than them. The more likely they automatically put him in sugar daddy category.
@@jeffwvu4602 he doesn't want a woman though, he wants teenagers. 21 simply won't do 😅
Dave handled this so much better than the other personalities would have, he's so blunt and doesn't tip toe around being scared to hurt someone's feelings, this is why I love Dave
Dave loves pissing people off. That's why he's so entertaining.
@@amireallythatgrumpy6508 maybe, he just shoots ya straight rather it's good or bad
Yes I think the same Dave is the soul of the show
I think getting to the point is just better
Except he was blatantly wrong about her salary level and being "below the poverty line". $800/week take home is $55k a year ish!
Rachel’s reaction when Dave called him a sugar daddy was priceless!! 😂😂
Rachel almost fell off her chair with Dave's sugar daddy comment.. she got caught by surprise. Like she had no idea her daddy knew what a sugar daddy is lol
He's friends with millionaires and billionaires. She's well aware her dad knows about these things.
@@Saiyijon exactly
One could say a financial advisor like Dave knows too many sugar daddies with a goal to know less over time
I didn't know that she was his daughter! Now her comfort makes sense, I thought she was a bit of an upstart to be that comfy but it's just her daddy!
@@melilifabulosa5505 yes that's her daddy. Dave's kids never experienced the real world when it comes competing with others for jobs /positions. Went to work for daddy right after college. Daddy laid it out well for them.
Those people who say "There are no dumb questions" need to listen to this call
It's true though. There are no stupid questions, only stupid people.
@Sara Andersson He is not clueless, he is in denial
Assuming the guy is not in the entertainment business, most people making &120 a year are not ignorant. He was hoping Dave could give him a reason to say NO.
💯
@@TheFishdoctor1952 I think he was waiting for Dave to say yes
She is not your wife!!! Don’t get financially involved with a girlfriend.
🗣️ LOUDER PLEASE for those in the back.
Especially a 4 month relationship
A girl asked me to get her a car once. I had a good laugh over it. So silly.
He’s totally doing it. He’s not ready to give up that young tail. 😂
😂😂😂😂😂
No he’s not. He’s 🐱 whipped
The milk cost! lol
He should rather invest in a gadget to hear what she is talking about him when he is not in the room, and he will be healed
@@altenberg-greifenstein 😂😂🤦🏾
Q: How long have you been together?
A: 4 months
ME: *OH HELL NO!*
$800/week after tax is really good for a 19-year-old. That's probably more than 55k/year before tax.
Yeah, I think Dave though he said $800/month....I'm guessing
She says she makes that kinda money, we are talking about the same person that asked this guy to finance her a car lol
Onlyfans 😂
Well, there are 52 weeks in a year. 52 x 800 is 41,600. Not 55k, but not quite poverty either. I agree that Dave thought he said per month. Still a terrible idea to buy your gf a car in this situation.
@@timdevries7835 before vs after tax. 41k after tax of 25% ~ 55k before tax
He's thinking with his little head. I've been in this situation, and it didnt end well!
I love how he takes a few seconds at 2:54 to really think about what he was gonna say next. He played it like 10 times on his head.
Do not buy a girlfriend a car, unless you don’t mind seeing another man drive it after the break up
Never build with a boyfriend unless you wanna do a favor to his future wife.
Isn’t that a Toby Keith song?
She’ll keep his wallet around until she finds a richer sucker/simp
Can he even buy her a drink? Not legally 😂😂
It's 18/19 in Canada and in some of the states in the USA and many other countries.
@@littleripper312 nah no state in US is 18
@@littleripper312 You have to be 21 to drink in every state in the USA.
If one of her parents give her permission to drink it, the answer is yes 😅, but it would have to be in their presence. 😅
Lol good point!
19 and 30 is wild. Completely different stages of life and mental maturity. Anyone who says age is just a number is crazy
This right here. The relationship will expire before the used car. Lol
Not sure about the mental maturity on this one 🤪
You older women are salty
@@jrg7131I’m 20 hun 😂😂 The idea of sleeping with a 30+ year old makes me sick.
@@TartarianTopGLoool fr though
I’m 31 and I can’t ever imagine dating a 19 year old.. the maturity gap is incredibly big
She wil find a new boyfriend when she is 25.
Just the fact that she can't get into places that are 21 and over is enough of a NOPE for most normal guys.
@@brianparrett114 Why would you take her anywhere?
not really... a lot of men will marry a young women with no baggage. But they would prefer her to be submissive and a housewife.
@@indiasupportstrumpwwg1wga927 then that young woman will just leave you once she's 25 for a guy actually in her age range... i see it happen so many times with these age gap relationships. y'all date teenagers and then wonder why the divorce rate is so high and 80% of the time initiated by women.
Why is the sugar daddy calling in to see if he should finance the car. Finance the car for your sugar baby why else do you think 18-19 year old is with you? 😂
Tbf he’s 30 not 50 relax
@@dre1758 to a 19 year old 30 is basically dating your parent. Think about it… When he was graduating high school and some of his friends joining the military she was mid elementary school watching Barney and little mermaid.
So she can then hand over the money and the car to her unemployed 22yo love of her life who is beating her up when she doesn't pay his bills duh
@@altenberg-greifenstein ☝️- THIS RIGHT HERE
@@dre1758- To a 19 year old, 30 is no different from 50. It's old to them.
If I was 19, I wouldn't date a 30 year old that told me no about anything
She has exactly one thing to offer and wants as much for it as possible. Can’t blame her, but it’s obvious where her heart and maturity are.
And he's a fool if he doesn't realize that
@johnwilburn Of course you can blame her.
I'm sorry - If you don't have the common sense to come to a conclusion about this situation yourself by the age of 30, Dave Ramsey can't help you. I'm not sure anyone can.
No 30-year-old in his right mind (who isn't actively trying to be a sugar daddy) should even remotely be considering this. You are basically dating a high schooler who has done nothing, seen nothing, knows nothing. No, you should not pay for her car. No, you should not even co-sign. No, you shouldn't even be in this relationship to begin with because if you were even remotely as mature as you should be by 30, you'd have nothing in common with her.
No. No. NO.
Maybe she's a really mature 19 year old? Not everyone's stupid at 19. If they were 40 and 50, no one would care.
@@dedalliance1 yes, because at 40 and 50 the difference is not the same as 20 and 30.
@@marianemashkalo4182 I mean the difference is exactly 10 years. I understand what you're saying but it's really not a big deal. I mean, I'm 25 and I'd date someone that's 35 because people my age are generally dumb. Maybe, she's the same way? Obviously doing pretty well for herself making 3,200 a month at 19 I presume with no college degree and no college debt to deal with she could be an old soul and not like people her age.
@@dedalliance1 I see your point as well, she's doing good, probably mature for her age, but then asking the boyfriend to buy her a car.... something doesn't add up
@@dedalliance1 mature for her age is code word for being ok for Cody to be a creep.
Rachel’s face when he said 19 was so perfectly still…. 😂😂😂
I'm curious how long they've been together😮
@@kbangharthe said 4 months
@@WickedAwesomeGardening and knew her for 3 years 🤣
@@kbanghart Yuck. That goes straight to creeper town
I noticed her eyes go from "wonder" to 'dead'. 😂
Everyone calling her a sugar baby and seeing the more negative side of her dating him. Let’s focus on the fact that this 30 year old MAN is dating a girl that literally just turned 19. You are all focusing on the wrong thing here
He’s not a sugar daddy, he’s an opportunist
The look on Rachel's face is priceless. Maybe you should ask Dave or Rachel to gift you the money to make a young lady happy.
That just made my morning… she almost fell out tha chair!!!!
Her: "I want you to finance a car for me"
Me: "Bye!"
@@miket7184 And breakup and blocked. 🎤
I love Rachel’s reaction when Dave called him a “sugar daddy”.😂 This guy should know better than to call with this question; he has to be punking Dave and Rachel.
You ever lived in a trailer park? Probably real.
Yeah that was classic.
And that is why I avoid dating younger women. 🤦🏻♂️🤣
@@gwildordipkin6504 Fond memories of Trailer Parks... I saw some of the hottest boldest young women lived there...but they were all very treacherous and dangerous. God was with me and protected me...good thing i didn't get what my eye behold-ed as beauty....eluded that divorce and set-back.
Praise Jeebus!
Don’t buy or co-sign a loan with another person, EVER !
Unless it’s your children
@@benjaminthomas7164 um, my sister and brother inlaw co-signed a house for one of their children and after 3 months the kid stopped making the payments.
They couldn’t keep up with both mortgages so both houses started going into foreclosure.
They ended up selling their kids house, then their son and his girlfriend had no place to live so they moved in with my sister and her husband.
It was a nightmare for everyone.
She’s a sugar baby and he’s a 30 year old dating a 19 year old 😂
based
That's how it has been for thousands of years.
@@riner9 American culture loves insinuating that anyone woman under 25 is a baby and cant make their own decisions if they are with an older man. If there are single then the opinion changes to wow what a smart independent young woman.
@@riner9Ukraine situation? Been like that for thousands of years.
Slavery? Thousands of years.
@@peteplayz-norskgaming5723 Why are you crying to me?
Man I love this show. Stops me from making ANYMORE financial mistakes!! Haa
Me too. I had to stop listening to his radio program for six years while I was in debt. No more debt now.
Did I hear this right? A 19 year old with take home pay of $800 per WEEK is below the poverty level? I’m thinking Dave heard $800 a month. Anyone else thinking this? Or am I more broke than I realize? 😂
Ya I heard that too I heard 800 dollars a week and thought holy shit I make about the same a week am I actually poor ?
... I was just thinking the same... clearing $3.2K a month means she should be able to afford to buy her own car.
Sounds like this guy is trying to turn a sugar daddy relationship into a real relationship dont get it twisted! She is there for a reason
Excellent comment..very true. She won't be the same woman at 27 as she is at 19...right now she's connected in her beauty... user mode....that's the most dangerous and treacherous mode for any guy to encroach and embed her. She's just a baby.
@@LarsonFamilyFarm-LLC Most of us are naive when we are younger and we actually don’t know how to manipulate. My guess is that she probably watches these sugar baby videos online telling her what to ask for 😂 The danger are the women who are able to remain hot past 27+. It’s also why on average women also get married around this time and not younger. They understand the game more and are the ones teaching the rest. All my friends are older than me and in this category and they are offered everything under the sun. We don’t know our power when we are younger like guys assume we do. That comes later.
@@gailainsley6939 Thank God that's reassuring...and makes sense. Thank God you girls don't understand your power or how to wield it. There's hope for us yet.
@@LarsonFamilyFarm-LLC I wouldn’t get too comfortable if I were you, old man. With social media we are waking up even faster than before.
He doesn’t earn enough to be a sugar daddy please 😂🤣
Rachel's response is absolutely awesome! She so didn't want to be a part of that "sugar daddy" comment. :D
on account of her own adventures in that realm no doubt
It's not a sugar daddy, it's a creepy relationship. She's fresh into adulthood. And he's 30!
Rachel regularly has those “DAAAAD!!” Moments sinking under the table when Dave says something spicy 😝
Let's convers ⬆️
I need a sound bite of Dave screaming SHOCK so I can play it when I do something stupid.
I come here for my daily stupid dose of anti-stupid 😂
The sound engineer knows Dave's yell so well, he tuned the mic sensitivity just right 😂
He's running around trying to get a sugar baby for free, and now it's shocking of her to ask for help.
Exactly. Date your age if you want her. She’s much younger than you. Of course she needs help.
She’s below the poverty level? She nets $800/week, which means she must gross at least $1000/week, which means she’s a 19 yo making about $50k/ year. That’s nowhere near the poverty line.
He obviously shouldn’t finance the car for her, but I don’t understand why Dave acted like she was destitute.
I think he was thinkg $800 per month. Weird that the caller said how much she makes per week.
I think he misheard it as $800 a month.
@@d_all_in If you’re on salary, you know what you make a year and you figure out the monthly amount for budgeting purposes. But if you work for an hourly wage, you’re more likely to think about what you make in a typical week.
Exactly!
They're in New York though, keep that in mind
“Rachael you can crawl out from under the desk now.” 😂😅
He's thinking with the wrong head 😂
NOOOOOO why in the world would he do that! Dude fix your backbone and say NO! He probably won’t even be with her in the next year😂 She’s definitely using this fool. Love Dave’s reply “Sugar Daddy” indeed🤣🤣🤣
This dude is a creep. He should know better then to date a child. It’s so gross.
19 isn’t a child.
@@Philippinesbound42then be ready for your girl child to date a older man of 40....
6 months later. He calls back with an up date... She left me for an older guy!! Can you believe it??
Leaving me in debt.....😂
How does Dave think $800 take home pay a week is dirt poor? That 19 year old girl is probably in better financial shape than half his callers.
He's out of touch with reality.
That’s good specially upstate , now in nyc that’s like 400
NY 800 is nothing tbh
@@marjoriebaut7981 the median household income for NYC is 64k, which is similar to 800$ a week takehome
He had to have misunderstood him and thought he said $800/month.
why is he even calling? like come on dude...
I’m curious what a 19 year old that clears 800 after taxes in a week is doing for a living
proly involves a webcam :-)
Escort service
Prostitution.
I like how Dave answered this so eloquently and diplomatically without introspecting the person's relationship choices. He professionally answered the financial part of his question. Another reason to love Dave!
Seriously!! I kind of expected he was gonna go off about how weird the age gap was, but instead he was direct and to the point and didn’t shame anyone, just spit the facts
Why would he say she was poor!!!!?
@@voidfrozeI was hoping for that!!!
Then you will need to chase down her new boy friend because he's driving the car.
I am glad you told him point blank the reasons it's a bad idea. I question her integrity of barely in a four-month relationship and asking him to borrow money for a car for her ... the entitlement & audacity!
A 19 year old is a teenager. Of course they have audacity. He should know better at 30. Silly old man.
I question the integrity of a man who says he's 30 but I'm guessing older who is contemplating buying a car for a teenage girl so he can get teenage puzzy.
Rachel's reaction to Dave's sugar daddy comment...Priceless!
I love Dave's wisdom. He knew to stop the callers rambling and to ask the right questions to get the actual facts. Sir... you're a sugar daddy! Stop it! Stop it now! I swear some people call Dave just to get chewed out, cause why would he call the Dave Ramsey show to ask this question?🤦🏽♀️
He doesn't even need to give her an explanation, just say NO!
It’s scripted
Dave was loading his guns when he heard the call and this punk just got himself crucified by Dave. The look on Rachel's face says it all it is the "Dave Rant Coming Look"
BTDT--I was the 23 yr old.... it was daddy issues... same w/ her. It might take her another 20 years to realize it. He has self esteem issues. Dysfunction attracts dysfunction.
Such is life.....
That dude sounds way older than 30. My guess, he is closer to 60.
Which is A-ok too
I agree. He sounds a lot older than 30.
@@bradleypietrzyk1618it’s sick
@@amiianectarapparently the girl doesn’t think so
@@bradc7002 yeah because her prefrontal cortex is still developing
So, Dave has a "nose" for these things after doing this for so long. His "fishy" meter was going off so early in this call, but the real BEAUTY of this call was watching Rachel almost crawl under the table when Dave told this guy he just described a sugar daddy! You can see it on her face! She's so embarrassed for pretty much everybody and every thing going on in this call. Oh, that is so hilarious! :)
The “fishy” meter DEF was going off 😂😂😂
How is netting $800 a week below the poverty level? That's about $50,000 a year gross.
The only way that fifty thousand dollars a year would be considered poverty level or below the poverty level as if that person was forced to stay in areas like the vast majority of the state of california or new york city as far as cost to living goes
Now bring that same page to any area of the state of mississippi with very very few or rare exceptions and you're above the average income
That's around 16 grand above my income that's for damn sure
@@motoryzen : Well, I'm sure you didn't come to argue, because I agree.
@@cjzanders5430 indeed
...just specifying one neutral ground example. (Shrugs)
I make 37,440 a year before taxes currently...50k...I could do a lot more with that extra 12+ grand a year in Central Ms
Nice to know Dave thinks 800 a week take home is making "no money." Pretty high standards if he thinks 50k a year is considered broke college student.
That’s 41k a year before taxes fam. Not the worst but by no means much better than keeping your head above water nowadays.
@Nunya111 depends on where you live. When I started my career, I made 47k and only brought home 750 a week after tax.
@@Valhal1776 totally true, but while there’s still some big differentials, cost of living and inflation is still flying up universally while wage increases to match are pretty much universally going away.
I think it’s him not believing she’s making any money at all, and the caller didn’t argue back when he said she’s not making any money
She's dangling that V-shaped carrot over his head and trying to get him to take the bait.
He's 30. Are there no women in the 26-30 range he can date? If he is determined to date a 19 year old then he has to pay for it.
BINGO! These old me swear they are a prize but get big mad when they have to pay to play! He is not a victim.
"I'll tell you what Honey, I'll call Dave Ramsey and if he says it's good to go I'll be happy to finance a new car for you 😘"
$800 a week is $3200 a month. That’s actually not bad! Is that considered below the poverty level these days?
No that's 50k a year, definitely above
That's awesome for her age especially!!
It might be considered a little low for New York, but it’s still very impressive for her age
"She doesn't make any money." How is making $42k a year not making any money?
“You just described a sugar daddy”💀💀💀💀💀💀😂
Not to question Dave Ramsey's math skills, but the caller said his girlfriend makes $800 a week take home. That means after taxes and everything she's bringing home $41,600. Much less than 120k, but certainly not below the poverty level like Dave says.
Judge Judy says it all the time.. Don't co sign a loan for anybody
$800 isn’t making any money? Bro, many people I know being home $500 a week.
I had a good friend fall in this trap. She never got oil changes, she was never concerned with tires or any routine maintenance. They broke up. He took car from her it was then worth half what was owed. Furthermore 19 year olds change their mind as often as they do their underwear. Let her drive her old car till wheels fall off.
Dave saying $800/week is a girl making “no money” when literally people aren’t even making half of that in America right now… that’s wild to me.
She's definitely "THE ONE" 🤣🤣🤣🤣
A 30 year old with a 19 year old??? Geez 🤦🏼♀️
I mean my parents been married for 21 years and my father is 13 years older than my mom and we are nowhere close to wealthy or stable rn😭
By age of 30 men should know who to avoid getting ripped off by a 19yo girl.
And the fact you cam say man and GIRL as opposed to man and WOMAN tells you all you need to know about mwn who date 18-21 year Olds.
Cannot drink though @@Foomanlol
True...some people are so immature smh
Denial is a powerful drug.
@@Foomanlol not a child but 30 vs. 19 makes a huge difference.
Bruh… you bout to buy a barely legal girl a freakin car 😂
she is giving you her youth, she is expecting something in return . It's transactional.
How is $800 a week "no money?"
$800 is nothing to dave.
That’s below median income
@@kyledodson2992 But that's still a substantial income for a 19 year old. By the way that's after tax.
He's a bad listener sometimes. Co host should have called him out.
Guys… he misheard the information. Not stupid…
3:10 I like how Dave just assumes she wants a truck, he is probably so used to the people bad with money getting trucks.
I’m a woman. Why in the hell would any man think he is responsible for buying his girlfriend a vehicle? It’s absolutely nuts. Not only is it a bad idea financially, he’s NOT HER FATHER!!! But the most important thing is that she expects this from him. Get rid of her. This is not good.
How about WHY IS A 30 YEAR OLD DATING A 19 YEAR OLD???
2:33 she makes 800 a week. That's not poor
That’s just disgusting all the way around!!
$800 a week take home per week is $41,600 a year, that's NOT below the poverty line. Not now, and not 1 year ago when he called. It's a terrible idea to do this, but she could handle $400 a month car payment.
Love how Dave describes a woman making $800/week as making no money. I make less than that working full time at a state college. I've been calling to talk about my situation and he won't take it. He doesn't know how to address real financial problems. Single mom working the only job that allows time off to care for her child because child care isn't available on fall break, spring break, a week for Thanksgiving, three weeks for Christmas etc.
100% Dave should be shamed for being snide about her income. Granted it depends on where she lives, but she could support herself as a single person with that income in many places.
@@AudreyPerry Why would he need to finance for her if she makes so much!
This is a waste of a call. He already has debt and is considering more for a girl he is dating. Dave tells engaged people not to pay on the other persons debt until after they are married. He just wants to keep a young girl in his life.
The day care is available if you have a nanny, but you can't afford that
A 19 yo who brings home $3200 a month is “not making any money “?? Don’t get me wrong I make more than that but Dave’s comments can get a tad elitist at times 😂
She's bringing home $800/week but doesn't make any money? Huh?
That's what I thought.. TF?
Thank you Ramsey for guiding a brother in need. I was in a similar situation recently and my inner voice guided me out of the trap. Hope your wisdom knocks some sense into this guy on the phone.
But were you getting involved with somebody that's right out of high school?? Or inappropriately younger than you
@@cynthiaholland13nah, I did say “similar situation”. Matter of fact, she was 2 years older than I, but mentally not mature than any college going kid, which I realized very late. But she definitely was a gold digger.
@@cynthiaholland13also there is no such thing as “inappropriately younger”. Stop trying to make people feel bad with your idea of a perfect society and societal norms.
If they are both consulting adults, that is all that matters. Though some people may take forever to mentally mature and I feel like America needs to increase the age number when defining someone as an adult, law is law.
Also, remember that if you judge someone for dating someone much younger, there will be people judging you for your judgement.
she needs to find a more well-heeled sugar daddy, probably age 50+
Exactly. If you're gonna go old you gotta find somebody with some net worth!
One that can pay cash.
Yeah, a 30 year old doesn't even yet realize 120K ain't squat.
😂🥰
@@Nick-gk6hj we should cut her some slack, this is probably her first go around as a sugar baby. perhaps she should ask Amber Heard for advice on this matter
6:45 - "She's living below the poverty level"
The guy said she makes $800 / week TAKE HOME (aka after tax) -- that's $41.6k annual after tax - that's not below the poverty level Dave.
I'm in no way saying that he should finance a car for her, but don't skew things to make them sound worse than they are... a 19yo with a 50k (assuming tax rate of roughly 20%) annual salary is doing pretty ok for that stage in their life.
A 30-year-old dating a 19-year-old? Sounds like a very immature man.
Jelly?
Why Dave say no one is going to finance for her and she makes below the poverty line? $800 a week is $3200 a month.... and he said that's post tax. How is that below the poverty line?