How Leaving Bangalore Helped This Couple Get Rich?
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- Опубліковано 8 лют 2025
- In this video, Prachi and Tejas take us through the journey of hitting their first crore, moving away from Bangalore to start a new life with their kids 30k away from the city and all the other changes that followed.
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no
But interest rate doesn't beat the inflation
The biggest lesson I learned in 2023 about the stock market is that nobody knows what will happen next, so practice some humility and low a strategy with a long-term edge.
Nobody knows anything; You need to create your process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
@@DarnellsStevenses I agree. Based on personal experience working with an investment advisor, I currently have $480k in a well-diversified portfolio that has experienced exponential growth. It's not only about having money to invest in stocks; you also need to be knowledgeable, persistent and have strong hands to back it up.
@@KheroFrei How can one find a verifiable financial planner? I would not mind looking up the professional who helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
@@JasonsHortons There are many independent advisors to choose from. But I work with MARGARET MOLLI ALVEY and we've been working together for almost four years and she's fantastic. You could pursue her if she meets your requirements. I agree with her.
@@KheroFrei Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible.
There’s nothing about how they made their 1 crore in the video. Like what kind of investments they made etc, what timelines they followed . Everything was very vague in this video. Clickbait video title.
All wint wealth video same issue. Tell something new😂
As someone who has lived abroad for a while I can without a doubt say getting married, building a good relation, will instantly ~double your household income. You both save on rent, taxes etc. eat at home, stay healthier, these basic fundamentals make a huge difference. The saving mentality is inbuilt in desis. The western lifestyle of bars, pubs, hopping etc. is pointless. Build something meaningful that will last, wealth building is a side benefit, start investing right away, time in market > timing market.
Best wishes to younger Bharatiye, choose wisely!
Well said and then they made multi crores ..how ?
We all should mass report this as spam and misleading so that the owner of the channel should learn
11:37
Soo fresh to see CAs, apart from tech guys on the show... Bring on the diversity!!🙌🏻
Video has everything except how they actually made 1 CR.
😂
They are CA s.. The answer
Annual savings invested in market over 13 years. AIR 2 so asusming min 15LPA savings with a 10% cage over 12 years. Easily 2.5 cr
Felt more about unschooling and less about personal finance - this one.
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future that's why becoming wealth/making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.
This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
Monitoring my portfolio closely has been incredibly rewarding. In just the past two quarters, I've made an impressive $273k. It's fascinating to see how experienced traders can generate significant returns. This has definitely been a bold and exciting decision for me.
@@TomD226 Please pardon me, who guides you on the process of it all?
The adviser I'm in touch with is Vivian Carol Gioia.. You can use something else, for me her strategy works hence my result. she provides entry and exit point for the securities I focus on.
@@TomD226 Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.
What a beautiful take on life! So many great small things in this episode, when she mentions team, when he mentions the first crore was tough, the take on stocks, their understanding on unschooling and home. Inspiring. :)
Thank you.
Previous folks were more straightforward providing details on their source, net worth and cashflow. These folks are a bit uptight talking about the 1st crore and have ensured their conversation is devoid of any meaningful details on personal finance. Please only provide the platform for folks who are willing to share and care.
Right somehow I felt it was a sponsered content
@templogical3095 hey stop reading my mind. This one felt way off.
They are not bluffing, just that their thought process is unconventional that most can't relate.
i would love to see separate episodes on topic “Homeschooling or unschooling” and it’s future and how it could save your hard earned money and create skilled kids
We are still 'young' in this journey. You may check Aarohi community, and see the journey of families who chose an alternative path and how the kids blossomed into amazing human beings.
yes
Yes it's a big debate. Just few years down the line some startups will easily allow 14-15y/o to intern or have a job if they have a good skillset. But big MNC policies are strict they would want a graduation from an employee..A good proportion of children wants to study but some of them wants to be a drop out to earn millions😅
Moral of the Story > LEAVE BANGALORE to get RICH
Only housing is expensive in Bangalore. It also depends where you select your abode. Otherwise Bangalore is good place to live (minus the traffic).
For those who are working in IT / Technology sectors : Improving your key technology skills to generate higher income followed by regular investments (Ex N50,Midcap 150,Nasdaq 100,1 active flexicap,1 active small cap) is more than enough.Keep investments simple but regular.Watch overall portfolio performance once a year and make small adjustments, if necessary.
Trying to get super rich quickly through stock market forgetting to improve the key technology skills may not work for everyone.If you improve your technology skills, your salaries can raise substantially, thereby the investment amount too.This may not look cool, but this works for sure in my experience.
Yes , this will work surely
guys the spelling of earning is wrong in that banner please take a look ............................... the video was awesome
Such a inspiring couple and their values and lifestyle 😍😍😍 much love from Chennai
Unschooling is not an advisable path. Kids needs to socialize with other kids and play with them.
College is not important.
I feel sorry for the kids who doesn't get a chance to go to school and make friends.
They travel a lot and spend time in other carricular activities, which creates more social awareness
Well, I agree with your comment for kids who are trapped at home :) Man is a social animal and socializing cannot be forced either. Also socializing is not something to be done only with same-age kids. I hope you can read between the lines and get your answer. We live in a big society with plenty of kids around. Apart from kids, they work on multiple projects that involve interacting with people from different age groups :)
Excellent episode!!! Well done Prachi and Tejas! And Wint Wealth!!!
Thank you..
Imagine both the parents pass away and the kids are of still school going age what happens then, nither they can go back to school nor anyone else will be able to continue to home school or unschool what ever you want to call it.
Whil saying this I dont say current schooling system is great it needs to change I have suffered 10-12 years in my school life.
Just sharing a concern on such unconventional lifestyle which are very tempting but may have major loop holes.
Great content Wint Wealth
The title does not do justice though. Their way to being rich was much more than just moving out of Bangalore ... such as good saving habits, asset allocation, conscious decisions on lifestyle and many more.
So fortunate and cool they have twins, that too a boy and a girl.
Thank you..
School offers opportunities to socialise and to form connections/ networking. This of paramount importance to impart sense of discipline which to some extent achieved by regular school.
I have met many adults who were home schooled but in western country. I am yet to see well adjusted individual who have been through this
Not really u can put them in other activities like sports and arts..... They can socialize there as well 😊
Yeah but there are other avenues to socialize as well.
@G-ew6sk Atleast they'll develop an expertise in these things, unlike traditional schooling. Sports, drawing and dance are part of the curriculum in most schools, but how many of them are churning out professional athletes, artists or dancers.
You can have the kids try out various things, and judge where exactly their personal inclinations and interests lie, and focus on nurturing them, instead of having them mug up stuff that they won't ever apply in real life for years and years.Maths, science and economics and effective communication are enough, rest everything depends on the interests of the child. And even while teaching these subjects traditional school curriculums shouldn't be followed, they're purely designed to test only memory and no practical knowledge.
What was the point of studying Hindi, English, Sanskrit, social science etc. Everyone learns English in school, but how many have effective communication skills?
But I don't believe that every parent should opt for this, only parents that are financially well off and have resources, patience and a high level of emotional quotient themselves. Otherwise it could have adverse effects.
Regular school is a must for all kids . Kids must learn how to migile with society.he or she should Understand people.
No they don't. Schools prevent children from interacting. Schools have 20 minute lunch break with previous teacher taking upto 5 minutes of the lunch time and next teacher coming in 5 minutes early.
Truly inspirational - Thans for this Video
Inflation and Recessions are part of the economic cycle, all you can do is make sure you're prepared and plan accordingly. I graduated into a recession (2009). My 1st job after college was aerial acrobat on cruise ships. Today I'm a VP at a global company, own 3 rental properties, invest in stocks and biz, built my own business, and have my net worth increase by $500k in the last 4 years.
Let's face it... buying more stocks & index funds during stock market corrections and bear markets is scary. Which makes it really hard to do for most people like me. I have 260k i want to transfer into an s&s isa but its hard to bite the bullet and do it.
I agree with you totally, Yes they can be positively impactful to an individual's portfolio. I started with a trust Financial Adviser named " *Jenny Pamogas Canaya". She is verifiable and her work ethic complies with the US Investment Act of 1940. Her approach is transparent, allowing full ownership and control of my portfolio with very reasonable fees relative to my portfolio earnings.
She covers things like investing, insurance, making sure retirement is well funded and looking at ways to have a volatility buffer for investment risk, lots of things like that. You can take a look at her full name on the internet. She is renowned. So it shouldn't be difficult to find her official webpage
I went to learn the basics after losing a big built business went down due to covid.
I went to rural in tamilnadu from bangalore
Life lessons are learnt hard.
What happened during COVID? Why as a Bangalorean you shifted to rural Tamil Nadu?
Nice interview, Thanks
Be proud of your Rank. That's your achievement which you do not need to hide at all!
Lots of learnings here, thanks for the episode Wint
I got this video 3 days late 😫.
I think although interesting but the video title, subject and conversation was little offtrack.
Also, the prep was not enough while setting up the audio system and it distracts. Also it doesn't give exact idea. It was a casual conversation. I think either was not studied properly first or it went in some different direction instead of the main topic. Although after watching the complete video one can sense that either the couple was not comfortable to disclose many things or was not driven correctly by host. Our wintwealth editor also couldn't create that magic this time. For this video from 5 stars I will minus 3 this time 1 for Ajinkya not keeping conversation on track, 1 for mic setup and arrangement and 1 for Thumbnail it is not going with video and it's conversations. May be now after getting so many video feasts from wint my raised standards is now not digesting this one. The couple is wonderful and many things can be learned from them. May be next time if team wint plans it after reading my lamba chauda bhaashan 😉 Love you guys the wint video team ❤. I will be waiting for the next.
Wonderful experimentation, should do a follow up after a decade!
If the couple is saying they are not planning to leave wealth for their children, how are they going to earn for themselves with no standard education? What about degrees/diplomas that corporates require? Even to do business, they need to present some form of acceptable qualifications? What about teamwork and leadership skills? How will they acquire those by studying and working in silos most of their lives?
soon there will be video by youtuber on teaching how to home parenting and the curriculum to follow to imbibe the same skills as one gets by doing the formal education.😄😁
@@akashrawa Thats not a bad idea 😁😁😁
I would direct you to NIOS. Alternative learners can give all the standard exams and join colleges/ employment as desired. And yes we are saying, 'we don't want to offer fish, but teach them to fish' (Well we follow plant-based diet so fish was a bad example) :P Plenty of flourishing alternative learning communities/ spaces in India. Maybe you can read more on this topic.
How Can He Buy Such huge house at 1 crore only??? How Is It possible ??
Beautiful! The idea behind the true essence of life, bringing up children and what matters. Not many Indians have it figured as is obvious from the comments section. But Kudos to the couple!
Thank you..
What an open thinking.. really commendable
Thank you..
Keeping kids away from formal education is a crime. How can you do that without their consent 😢
Same as How you send them to school without their consent.
Next time they’ll make sure to take your permission @templelogical3095
😂
@@akhil_gowda Have you never heard of the right to education act? It's illegal to not give your children a formal education
😂 dumb comment
I was unschooled for 2 years. And that was the end of discipline for me. Its always a better idea to balance things than to go to the extremes. I dont know why people use the OR operator everywhere. Use AND operators. Regular school and Home school.
Well different families different experiences! School is not a 'no no', for now this structure is working out great for all of us thats all :) PS: No discipline issues either :P
Unschooled kids ..can they sit for 10 and 12th std public exams so they are eligible for college studies ?
Schooling will be so much different after 10 - 20 years from now ... That 10th 12th won't matter at that time.
Liked the conclusion - of thinking of all members of the family as a team and not as grown ups and kids.
I somehow feel this couple is selfish. What’s children right to go school they stopping them. And they mentioned their kids should not expect any corpus handed over to them in future. Unexpected thoughts from CAs
His Wife is Very Smart.
I hope the kids do not watch this video if they end up unemployable or find it difficult to enter colleges.
Don't understand why a women of today's day and age would call quitting her job to nurture kids as the 'right thing'. The right thing is always subjective to everyone's personal situation. This was a rather loose remark.
She surely meant right thing for her. Nowhere did it come across as condescending
It was not a generic comment. It was specific to our situation. I was working until I delivered and I am still a workaholic and totally love my work :) I run the Snugbub community for mothers and help them get back to work. That time, we had 3 m maternity leave, no work from home, nuclear setup, kids were preemie, and my son was born at 1kg. Hope you understand now. But any which way, whether to continue to work or not is completely a personal choice and one should support the woman in whatever she decides to do.
It is certainly not a right thing but rather selfless thing to do to nurture the child and bring peace in a family.... A maid, a cress can't replicate that..... unless a couple have their parent's support which certainly not a right thing to do to burder elderly people with this kind of responsibility.....
Really curious to understand how the kids are making friends? I like their approach, its fabulous to build a platform where the kids can think than just execute. In my books, school is only great for meeting other kids, education is a different ball game.
Don't forget , India is a populous country, you do make friends outside of school as well, society, coaching classes, music classes, cousins etc
School is not for kids to just learn the books but beyond books. Their is a network they create, then environment which looks similar but is more formal. The teacher who can be guides to certain extent. All in all its the exposure beyond home and a break for them.
My view.. guys who are starting 3.5lpa pls focus on your family requirements.keep your family happy thats important the investment on other stuffs
No normal salaried people (15K - 35K) can get help from these video 😂😂. They focus on people who are having CTC of above 50Lac.
Can we follow this couple anywhere? Would love to follow them on social media 😍😍
At the she said the most important thing. Most couples are struggling to work as a team because of egos and society's influence.
Basic education is needed. Schooling is a must. Along with schooling they can easily teach additional and explain them what their preferences are n likings. It’s like saying working in office is definitely more productive for most of the ppl compared to work from home
Kids should be exposed to school and if they like it or not is their choice. But not allowing kids to go to school without their consent is not good
Entirely correct. This couple in video is setting very bad example.
@@templogical3095 agreed and this was done too. Kids rather have been independently staying at an open learning community as well. As we mentioned, we do give a lot of focus on exposures (of all kids, not just the school bubble). And coming to consent- thats one thing we respect alot in the family :)
Good thing is that as a family you are striding unanimously. Success will always be there for you as there are many ways that lead to it ...
thank you..
Plant based diets have changed our lives also a lot :) in terms of health and satisfaction that we are not hurting any living beings because of our wants (not needs)!
Yes positive changes in so many different ways! Glad you are benefiting too. Take care.
Absolutely stupid idea to keep kids out of school. You don't need to send your kids to the most expensive schools, there are good schools that middle class people can afford too. You are depriving your kids of the necessary social skills and opportunity to make some lifetime friends. This whole unschooling seems just a fancy gimmick.
you could have showed more of the surroundings of this place and inside the house
We need more people like them who can inspire others to become more individualistic and break away from the conventional and mechanical way of life that our society imposes. Great going 💪
Well done Prachi and Tejas, could have been more interesting if you could throw some light on experiences of living on outskirts apart from schooling do you face any challenges? and whats your long term goal after acheving 1 CR
wow so refreshing to see parents in India are thinking this way. Way to go
thank you. and there are so many more who follow a similar path. It sure gives strength to follow what feels right but not looked at as 'normal'.
What is the name of the gated community that villa they are staying currently?
The Empyrean
@@prachipendurkar7615 heard that, this venture had many issues legally. Is that true madam?
I think most important point of why change is not covered. Bcoz it’s person specific, it would have been good to know what exactly made them change their life style ? Is it for taking life east or was it for simplistic wants or was it for some other motivation. Pls do cover this in detail in future videos,.
Children learn a lot in the school beside curriculum,
Is degree not required if you are homeschooling the kids? Or is it like schooling at home and then college for degrees? How does it work? 🤔
Open school exams are an option
you can read more about NIOS. However, I know and have seen the journey of families that chose no exams at any stage and are doing great in life.
Living in Bangalore not possible to be rich
Its only their hardwork and intelligence
Banglaore is now different ,its not easy to make investment with genuine ppl
More about personal life less about finance. Poor vid
Very enriching conversation... More power to you guys ... Very inspiring perspective ...
Slowly world is getting better place
Wonderful video but the thumbnail is not doing justice to the content at all.
Literally nothing in here about how they made the money etc. Pointless content for the first time
The biggest issue with unschooling or even homeschooling is that it deprives children of opportunities to develop lifelong friendships in their classmates. As long as they can find other avenues of bonding it will workout well, but just bonding with family will not be a good thing.
However, I do agree that our schools have become useless as well. They are too regimental, restricting creativity, spontaniety, inquisitiveness - turning children in to robots.
Too much focus on child less on financial journey, wealth accumulated nothing mentioned, waste of time, no added value to your knowledge skip video
I am not saying to get them into an expensive school but atleast a cheapest private school will work.
In South Asia, parental and societal mindset is very bad. Most of the educational tools used by schools/institutions are useless in the practical life of human beings. This couple made good decisions to raise their kids based on practical problem-solving, not with traditional tools.
very nice view. though skeptical about unschooling .. but the view point of being a team as family i agree to
When the kids grow up and are unable to acclimate in society, they're gonna hate them for this.
Hope jobs he will be applying doesn't require education mandatory from an institute
Do you have first hand experience or you are just passing opinion based on your imagination
Bhai itna sure to me khud ke bacho k bare me nahi hu, jitna tum inke bacho ke liye ho😂
the opinionated uncle
School kills creativity of kids
No schooling its surprise me but my observation thts kids need that .parents can't teach everything.child needs space from parent too
absolutely loved watching this - so many lessons from this wonderful couple. cheers and wish you the best of life!
Only talking about personal stuff not about financial journey... video has only home schooling n house they bought
Very nice interview.
Making an 1cr Corpus pretty easy now a days for any person who is working in corporate that to CA air 2 rank holder.
this video was just about how they are raising their kids, inki satak gyi hai thodi unschooling and all krke... where is the financial lesson? Is the husband's salary even mentioned?
Outskirts of Bangalore are the next growth centres. Smarter people must have already put their money there
Change video title from personal finance to home schooling for College graduate CA couples kid who were already rich.
Excellent conversation
Thank you..
They are living the dream
little bit of nothing. All I see is two CA's. Well educated. Banglorean couple where women's salary alone was 80k/Mo and husband is AIR2 achiever. Nothing something that to learn here.
Children need to go to school not just for education. Schools are also social places. Children need to interact with other children.
There are many other ways to socislise :) Thanks for sharing your thoughts though.
Amazing TJ bro. Very well spoken 😃
Thanks Ayub :)
It worked out very well for your kids. But you want to try something else for your kids. Can I understand why?
Well said sir to helpfull to grow up in financial ❤
Alll videos on this channel are of ppl who's starting salary was 12 LACT 10 yrs back so. ppl who hav less than 18L package shad ship unke liye is channel par KUCH BHI NAHI
good one. God bless the family.
thank you..
Very misleading video. Why would anyone leave Bangalore to make 1 crore? You can still stay in Bangalore and make money. Dude there is work from home now, you moved out because of traffic? I totally agree with unschooling part.
Please tell about how they earn first cr un schooling home size there personal things every video is same
Great episode!!
What is the net worth of this couple
how did they make the money isnt that the first point to be covered
Usually all your videos are dope but this one not so much. More details on financial journey would have been better IMHO.
I’m about to hit my 1st cr this FY & it took an excruciatingly long 4 years to get there(started very late in mid30s). Would have been great to hear their perspective on getting there and past it to next cr and the next
Unschooling nonsense, let kids complete school(12th). By that time they'll have a diverse friends circle both at home & school. After 12th let them do whatever they want.
What about open learning
Not much idea about it
Let me know
Or contents which can make me aware of it in details
If you had been practising vipassana in gurgaon life would have been more peaceful and happy in gurgaon
Congratulations to the couple 💐💐💐
Good video but need more depth finance discussion in the video
Which society do they stay in chikkatirupathi? Is it Artha property?
A very vague video like all the scammers out there. I think everyone should stop listening to these podcasts. People just entertain the idea of becoming rich while hiding the truths.