Is There a Formula for Financial Independence? [Asking The Expert]

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  • Опубліковано 7 лют 2025
  • Fill this form to be featured on Wint Wealth: forms.gle/iuUg...
    Meet Dhirendra Kumar, the founder of Value Research, who began his journey in personal finance back in 1992 during his college days. From publishing investment data in the Economic Times to creating India’s first mutual fund scorecard for Business Today, he’s come a long way. Today, Value Research reaches over 1.5 crore investors through their own website, articles in leading media, and the platforms that rely on their data.
    Beyond running Value Research, Dhirendra Kumar is an active member on multiple SEBI committees and serves as an advisor to the PFRDA. In this video, we dive into his personal financial journey, exploring how he managed his own money over the years and the key lessons he’s learned along the way.
    Wint Wealth: bit.ly/bondson...

КОМЕНТАРІ • 98

  • @cnvengg-cibi
    @cnvengg-cibi 4 місяці тому +77

    10:20 " Investment is postponed consumption" freakin amazing quote.

    • @SriniPSV
      @SriniPSV 3 місяці тому

      Yeah that was the takeaway statement

  • @nitishasthana03
    @nitishasthana03 4 місяці тому +29

    Dhirendra sir used to write in Dainik Jagran an article named "Fund ka Funda" and it had his small image (inset) and I grew up reading it, never understood a word but was very interesting. He has been sharing knowledge and helping small investors for decades. He is actually doing public service. Great guy!

  • @varunsingh8906
    @varunsingh8906 4 місяці тому +63

    I just clicked this video just because i saw Dhirendra Sir in thumbnail.

    • @jeevankumar6277
      @jeevankumar6277 4 місяці тому +1

      Me too

    • @abhisekbansal
      @abhisekbansal 4 місяці тому

      Me too

    • @jrajesh11
      @jrajesh11 3 місяці тому +1

      +1 didn’t realize it was wint wealth

    • @varas999
      @varas999 2 місяці тому

      Me too

    • @yashwanthdilipkumar818
      @yashwanthdilipkumar818 Місяць тому

      😂watching his videos won’t make you rich ! You got work hard , save harder and invest hardest ! Hope u should have got all the necessary info already ! So stop wasting g time in YT rather 😂

  • @freespirit4977
    @freespirit4977 4 місяці тому +38

    Thanks Wint wealth, Guests like Dhirendra sir and Pattu sir enhance gravity of your platform 👌. May be Subramoney sir next 😊.

  • @ManishBunty1283
    @ManishBunty1283 3 місяці тому +3

    The one who did nothing got maximum return. This idea struck me and I m following since 2018. Thnx Mr. Dhirendra Kumar.

  • @asinghal77
    @asinghal77 4 місяці тому +2

    One of the most genuie person you will ever meet...Dhirendra Kumar...Have been following him on his comentaries on YT from quite few years now

  • @eriol_h
    @eriol_h 4 місяці тому +4

    Dhirendra sir, have been watching him since 'fund ka funda' days some 15-20 years ago with my dad and I'm proud to say that my dad has learnt absolutely nothing from you, albeit the advice was always rock solid but I've finally realised the power of your knowledge and started investing. Thank you Sir, for your knowledge has helped millions and it continues to inspire me.

  • @suneetsalvi1200
    @suneetsalvi1200 3 місяці тому +2

    The best interview on Wint till date. Thanks to Dhirendra Sir and Vakue Reseach so many people in my generation became financially capable. My children in their 20's invest 30% of their incime in MF's.

  • @cbrcoder
    @cbrcoder 4 місяці тому +23

    Dhirendra sir inspired lacs of people and gave them tools to grow. True Legend!

  • @ag2335-j8o
    @ag2335-j8o 3 місяці тому +5

    No BS.....Crystal Clear Answers.....Best Video......👍

  • @yaswanthmalla2634
    @yaswanthmalla2634 10 днів тому

    this gentleman really helped me by his valueresearch on understanding about mutual funds, allocation, managers, and key insights, kudos to him.

  • @Aryan-pi6ek
    @Aryan-pi6ek 4 місяці тому +1

    Dhirendra Kumar is really great man in the investment world and I am personally following him and valueresearchonline from about last two decades. I personally learnt a lot from him just by listening him online and reading his articles.. God Bless You Sir .. 🙏🏻

  • @arjunps6776
    @arjunps6776 4 місяці тому +13

    First time I saw Dhirendra was when he appeared on CNBC to preview the NFO of Nifty Bees ETF in 2001. The show was hosted by Shireen Bhan if I remember. I was still learning about stock markets and didn't understand much. I also used to watch the show on ET Now with Faye Dsouza where he was the expert. I used to sit with pen and note pad to write down fund names 😂. After I became an MF investor, I have followed his interviews and practical advices. I'm a regular subscriber of Value Research magazines too.

    • @007_Sun_Tzu
      @007_Sun_Tzu Місяць тому

      How much CAGR did you make on your MF portfolio...and which yr did you actually start your SIP?

  • @bhupalsb
    @bhupalsb 4 місяці тому +14

    HE"S LIVING LEGEND ... ICON OF A SORT... THANKS FOR THE TUBE

  • @elkammash
    @elkammash 4 місяці тому +3

    The guest is very truthful and humble. This is one of the best interviews I found on UA-cam. He is not like the guys who are trying to attach to the idea of financial freedom to sell you a course 😂

  • @aparttimer
    @aparttimer 4 місяці тому +4

    I have seen him growing older.. used to watch him since my 12th standard 2007..

  • @aksharaschool1811
    @aksharaschool1811 4 місяці тому +1

    Its like "Big experience in a burger." Felt like completed in 2 min. Excellent

  • @ASHISHSINGH-fo5ch
    @ASHISHSINGH-fo5ch 4 місяці тому +3

    I use to read his articles in Dainik Jagran. He is an icon for me

  • @Mukundpawar44
    @Mukundpawar44 4 місяці тому +3

    Very interesting and informative video! It's great to see Mr. Dhirendra Kumar on your platform as a guest expert. He is the king of Mutual fund world.
    Thank you! Wint Wealth.

  • @shri2010
    @shri2010 4 місяці тому

    One the most sane guys in finance and investment industry...

  • @manojsuri007
    @manojsuri007 4 місяці тому +2

    When you hear Dhirender Sir talk then consider that the next few minutes will be valuable lessons of your life.

  • @saddamhussain-sb2xq
    @saddamhussain-sb2xq 4 місяці тому +3

    Thank you for bringing the legend to your podcast. He is very innocent and giving proper advice..

  • @Travellholik
    @Travellholik 3 місяці тому +1

    Wow... I think one of the best interviews you guys did. I just loved the positive energy the couple depicted.

  • @drjitendravs
    @drjitendravs 4 місяці тому +6

    Good to see Samarth after a very long time in wints video.

  • @rajparkar453
    @rajparkar453 3 місяці тому +1

    I read his articles on ET wealth , I love his work , were precise and insightful..

  • @vaibhavrana
    @vaibhavrana 4 місяці тому +8

    I see Dhirendra sir, I'll watch 😅

  • @darshitgajjar5199
    @darshitgajjar5199 4 місяці тому

    I am a big fan of this Channel. still do not miss most of the videos. big kudos to creators

  • @81nagesh
    @81nagesh Місяць тому

    So good. Satisfied. Got answers to many questions which were in my mind but couldn’t ask anyone. Thank u❤

  • @jasonpauldavid8022
    @jasonpauldavid8022 4 місяці тому +2

    Fantastic Interview !!!

  • @Kumar-zx8mj
    @Kumar-zx8mj 4 місяці тому +1

    Excellent Discussion

  • @VanprasthiCXO
    @VanprasthiCXO 19 днів тому

    I can share my financial journey : Over last 10 years of retirement, moved money into market : After 10 years of living a upper class life : increase my wealth by 50% -in USD terms!

  • @ipankajp
    @ipankajp 4 місяці тому +1

    The GOAT of investing

  • @krishnabhat1606
    @krishnabhat1606 3 місяці тому

    Very good information with facts presented like a common man..last 2 minutes was the best

  • @souradeepsengupta2744
    @souradeepsengupta2744 4 місяці тому +2

    Great ❤

  • @uchil9118
    @uchil9118 4 місяці тому

    OG Dhirendra Kumar👍

  • @vm-my6hg
    @vm-my6hg 4 місяці тому +2

    Woohoo, the icon is here ✌️

  • @srikrishnarr6553
    @srikrishnarr6553 4 місяці тому

    his energy is quite inspiring !!!!

  • @NilanjanRoney
    @NilanjanRoney 4 місяці тому +2

    I'm following Dhirendra sir since 2010

  • @sj_wanders
    @sj_wanders 4 місяці тому +2

    This guy is a genius !! 1000x of all the finfluencers combined together.. He should come up more on such channels.. Good initiative @WintWealth

  • @pintuthakur_05
    @pintuthakur_05 4 місяці тому

    Its imaging content is really helpful for financial journey ❤

  • @satishkumar-gc5rk
    @satishkumar-gc5rk 2 місяці тому

    Awesome 😎

  • @mukundankumar3710
    @mukundankumar3710 4 місяці тому +2

    Great advise 😊

  • @rohitmaligoogle
    @rohitmaligoogle 4 місяці тому +1

    Good video again.

  • @sonyxperiac0
    @sonyxperiac0 4 місяці тому

    A legend indeed

  • @anandkumar-pq6eb
    @anandkumar-pq6eb 4 місяці тому +5

    For a larger audience with modest income....Define being rich first. 1cr, 5cr or 100cr. Then calculate how much money one should earn, save to reach the goal and how long it would take to reach there. Invest in compound earning / return giving instrument. Anything means giving little more than inflation with zero or minimal risk is good to start with. Beginners to commence wiith Med Claim cover for family & Simple life cover for all earning members in family. A small portion of savings should go as an emergency fund. Please note salaried guys are already into the game with PF contributions as they are already saving & compounding.

  • @Ajit-by1ij
    @Ajit-by1ij 3 місяці тому

    Wint wealth 👍

  • @equityfnomallutrader
    @equityfnomallutrader 4 місяці тому +1

    Super

  • @umarjawhar8
    @umarjawhar8 4 місяці тому +3

    Financially free for* 20 years right??

  • @Shivam-sr1ft
    @Shivam-sr1ft 4 місяці тому +3

    Totally new to this , can someone help me where and how can i start learning about all these things?

    • @Guiding100
      @Guiding100 4 місяці тому

      UA-cam

    • @Shivam-sr1ft
      @Shivam-sr1ft 4 місяці тому

      @@Guiding100 Can you name a few channels. It would be very helpful.Thanks

    • @ameydandekar1413
      @ameydandekar1413 3 місяці тому

      Books-1)What every Indian Investor should know before investing; 2) Monica Halan Books; 3) One Up on Wall Street 4) The Psychology of Money. Suggested to read all and not just one out of four.

    • @Shivam-sr1ft
      @Shivam-sr1ft 3 місяці тому

      @@ameydandekar1413 Thanks :)

  • @krunalpatel6511
    @krunalpatel6511 4 місяці тому

    “Being wealthy is outcome of your habits” …..wow..

  • @nanachavan9877
    @nanachavan9877 4 місяці тому +1

    👌👌👌

  • @rammohan1991
    @rammohan1991 3 місяці тому

    Buffet generated 20% with 3% inflation in a mature economy . Sensex will give you 11% with 6% inflation in a developing economy .

  • @jeffbauman7567
    @jeffbauman7567 4 місяці тому

    The very important part in this video is missing! "TAX"
    you cannot build wealth without considering taxation.
    When talking about wealth also talk about taxes, because you are only providing half information.

  • @soorkie
    @soorkie 4 місяці тому

    *for 20 years / since 2004

  • @sanketh.92
    @sanketh.92 2 місяці тому

    😊

  • @Cheesepopcorn-s7c
    @Cheesepopcorn-s7c 4 місяці тому +1

    💥👍

  • @sujeetpal5289
    @sujeetpal5289 3 місяці тому

    Why so fast be little slow

  • @karthiksrini7178
    @karthiksrini7178 4 місяці тому +1

    ✨✨

  • @sumant2000
    @sumant2000 4 дні тому

    💡 If someone has amazing singing skills 🎤🎶, there must be someone willing to pay 💰 to listen to their voice 🎧. Otherwise, no matter how talented they are, they may remain poor 😔.
    Take any great singer 🌟-if there were no audience 🎭 willing to buy tickets 🎟️, stream their music 🎵, or support their art 🖼️, they wouldn't earn money 💵.
    💡 Money is simply an exchange 🔄 of your service ⚒️, product 📦, skills 🎸, or value 📈. If you offer something that people want 🤩 and are willing to pay for 💳, then you can earn and thrive 🚀.
    🔥 Moral of the story? If you want money 💰, focus on offering something valuable 🎯 that people need and are ready to exchange for their hard-earned cash! 🏆✨

  • @gurpreetkakkar
    @gurpreetkakkar 4 місяці тому +1

    Main tho inko halke mein leta tha😅

  • @supersmash9695
    @supersmash9695 4 місяці тому

    Dhirendra Kumar ko dekha toh video on Kiya lekin 😢 jab dekha woh toh English mein bol rahe hai. Arre Hindi wale Dhirendra Kumar kidhar hai

  • @anshumansingha2521
    @anshumansingha2521 3 місяці тому

    Me with 109 ruppes in bank account looking this interview 😂😅😰😥😢😭

  • @guptasanchit056
    @guptasanchit056 3 місяці тому

    I'm in huge debt can anyone please help me it's do or die situation 😢

    • @taravindaprabhu4881
      @taravindaprabhu4881 Місяць тому

      @@Cutie_pie1176 you have to analyse it sitting cool yourself
      1. Take account of your liability and income. Try any chances of assistance from parents and brothers unconditially and close all other loans,
      2. Sell your assets which may get when time comes and close the liability,
      3. Invest in good mutual funds by sip.
      4, invest for health insurance and life insurance. Reduce unnecessary expenses in every thing.
      5,have patience. At least you are better than present.

  • @riser9644
    @riser9644 4 місяці тому

    is this just a ad

  • @guptasanchit056
    @guptasanchit056 3 місяці тому

    😢I'm in huge debt can anyone please help me it's do or die situation 😢

  • @PramodKumar-dr4ic
    @PramodKumar-dr4ic 2 місяці тому

    please give mobile no of Dhirendra sir

  • @ajurana3963
    @ajurana3963 2 місяці тому

    Mutual fund
    Index fund
    Depth fund
    FD
    BOND

  • @lemonginger001
    @lemonginger001 4 місяці тому +1

    he has not made any money

    • @NilanjanRoney
      @NilanjanRoney 4 місяці тому

      How you know?

    • @GojoSenpai273
      @GojoSenpai273 4 місяці тому

      Ya how much money have you made from stock market

  • @sumanbhave6441
    @sumanbhave6441 4 місяці тому +1

    He is leech, never recommends direct plans, index funds, VR rates direct funds and index funds deliberately lower than exactly same regular plans. He wants your commission and does not care about your finances.

    • @vivek7949
      @vivek7949 3 місяці тому

      Are you talking about the NAV?

  • @RonakDhakan
    @RonakDhakan 4 місяці тому

    Please stop wasting our time with the clips in the start.

  • @swapnils5447
    @swapnils5447 4 місяці тому

    Useless vdo
    Almost nothing to take way

  • @EVikasamapp
    @EVikasamapp 4 місяці тому +3

    Not giving relevant information ….business people should provide information that t be understood t even a layman… this is not good explanatory.

  • @MithunDhar88
    @MithunDhar88 4 місяці тому

    No in-depth explanation.. just basics

    • @jkjolly
      @jkjolly 4 місяці тому

      Basics is,all abt rqd for Financial growth

  • @SingaporeBuilds
    @SingaporeBuilds 2 місяці тому

    Legend!

  • @shubhamrathore3017
    @shubhamrathore3017 4 місяці тому +1

    Fund ka Funda author in AmarUjala or dainik jagran