It’s so funny that you mention your hair straightener being on death’s door because hair straighteners are what taught me that a cheap product isn’t cheap if it doesn’t work for you. I have very curly puffy natural hair. Starting in 8th grade, I would go to Walmart and buy hair straighteners. I kid you not, every 3-9m they would stop working, and I would have to go get another one. They also didn’t work that great in general. It would take multiple passes to get sections straight. I regularly spent between $30-50 on each one. By the time I was a senior in high school, I had spent roughly $240-400 on these dang straighteners. I finally saved up $109 for the coveted Chi hair straightener. The gold standard for 2009. 15 years later it still works great and I haven’t spent a dime on another straightener. I was gifted another really nice straightener 10 years ago, and that is still going strong as well. A cheap product isn’t cheap if you constantly have to replace it.
@@lawrence-juniornalty It's more about hoarding resources just in case, while ignoring the present, where you could actually use them to build up a better future for yourself. Kinda like how in games you don't use your Health Potions, cuz you are waiting for the perfect moment, and by the time you notice, the game is over and you have an inventory full of unused Potions.
I really appreciate dwelling on the distinction between cheap vs. frugal. I come from a similar socioeconomic background, but I was very lucky and strategic with some of the choices I made after graduating high school that ultimately led me to the career I have now, with a solid job I like and great benefits. So the last few years have been learning to unpack all the internalized cheap habits from my childhood, along with learning what to do with my money now that I have it (other than the obvious choice to save it). And it is definitely a challenge, because those habits runs deep. For example, I realized the other day that I feel guilty whenever I buy anything other than russet potatoes since they are the cheapest, even though they are truly not the best option for some dishes. It's definitely a work in progress. And you're right, being "cheap" isn't just the dollars leaving your wallet. It's also how you treat others and your reaction to others' choices/actions/achievements/etc. that are beyond your control.
Now that we've bought a house, I'm having these conversations more with my husband, as we're setting up our home for success while still staying within our budget. We're getting some things secondhand from relatives and we've decided to invest in reusable diapers, since we're expecting our second baby in February. I've started learning how to maintain our home as much as possible on our own, but we have a binder with the companies our major appliances have their warranties under. We're going to put in a vegetable and fruit garden, have chickens and create an oasis at a low cost in our backyard that we will enjoy for years to come, while being beneficial for pollinators and the ecosystem around us.
I was like this for a long time, because it’s what I learned from my father. Then my girlfriend taught me to „buy once cry once“ and how to take care of your things instead of constantly needing to replace them.
In the UK, the simplest litmus test for cheapness vs. frugality is buying rounds - it's really easy to tell if someone is avoiding buying a round and that's the definition of cheapness in many ways.
I don’t agree with everything you say on this channel but I do agree that being cheap is a mental issue. My cheapness (where I will go without needs because I almost get overwhelmed with feelings of shame and guilt) does stem from poverty trauma. I was homeless, without any support or money when I was 20 so I know what it is to have to survive on flight of fight mode. I just absolutely hate spending and it makes me physically sick.
I’ve never thought of self-comparison as a manifestation of cheapness, but when you put it in the context of a scarcity mindset, it makes sense. Thanks for this insight!
I am working on not being cheap when it comes to essentials. I needed to buy a new phone recently, after my beloved hand me down one started failing mysteriously. I found myself starting to look for bargains and the cheapest option, instead of thinking of what kind of phone I needed and the longlivety of my new purchase. When I figured out what I wanted, I still found the amount hard to overcome (while I had spent 5 times of that on a trip earlier this year, and that was a one time thing whereas a phone is a daily use item). My dad had to talk me down and tell me I shpild stop being cheap for something I needed. My father has a friend that is known to be cheap. I remember my dad telling me how his friend has three times as much money as him, but is always worrying about things being expensive. He will always feel he needs to be looking for a bargain to his own detriment, he is always complaining about the price when our families go out to eat. My parents and this man have been friends for 60 years, me and his children have grown up together as cousins, and we know he has money. It would be different if he was frugal, but it is almost as if he enjoys complaining about haning to send money - it makes you feel sad for him because it is a drag.
This. I used to have a minimum wage job and watched my money. Now I’m earning well, on salary so money is the same each month. I’m currently going month to month like how do I have this much. This feels weird and the anxiety is still there but I am relaxing more
I know how you feel. When I got my first 'well paid' job, what I was getting taxed out of my pay was about what I used to earn. It took.months to realise I didn't need to do the maths when I was food shopping. I could just.....get what I wanted.
This video does apply there. Overspending can be teasing yourself cheaply. Like overspending on fast fashion. How are you overspending? Buying lots of things you don't need? Going to too many shows? Stuff to make you feel better now? Going from cheap mentality (good deals to fix fears now) yo abundance (inclvesting in your values) can help with overspending as well as "underspending"
Could be lifestyle creep as well. There's videos about that on the channel as well. I both am in awe of inflation while being mind-blowing at the cost of things I pay for now vs 5 years ago. Old me would be in shock, but I try to find balance. I recognize that everything is more expensive, but I can still make choices that work for my budget and overall financial goals. I agree with Chelsea about "paying yourself first" (put money towards savings, retirement fund, paying off debt, big ticket items) I think that helps give you a sense of accomplishment that overspending can't because your future self will thank you. Hope this helps.
chelsea, thank you so much for your honesty in this vid whilst describing the true difference between cheapness and frugality. this topic was explained in a way that i think did so well bc of your vulnerability, which is not always easy to do. thank you and will try to be less of a silent subscriber hahaha
I was excited to see this video, and it went beyond my expectations. Although I know to avoid people are cheap because their mindset doesn't align with my values, I hadn't considered being cheap with /myself/. I was high on mushrooms once and I remember thinking that I deserve better than trinkets and I'm capable of more, but I forgot about this until you reminded me of it. Thanks for the insight and perspective, Chelsea!
I started working during the 2008 recession, and then went through the covid shutdowns, and now who knows what's coming up in the next decade. I'd have to be much wealthier than I am today to be comfortable spending money that I don't need to, rather than saving it for the future. That said, I'll never burden other people with my choices such as borrowing money or expecting them to pay for stuff for me.
I can relate to parts of this and I also want to say that from personal experience, it's hard being on the receiving end of this type of thinking and it harms relationships because creates a sense of competition and assumption that other people are malicious even when it's not the case
These are such great points, Chelsea! There’s such a big difference between being cheap and even stingy, vs being frugal and attentive.. both with money, as you say, and with other aspects, such as emotions and comparisons with others! Also wanted to say that since I discovered TFD earlier this year I’ve loved every single video! Feel happy and lucky to having discovered this channel! :D watching you as an Italian living in another European country ☺️
Chelsea, I love your channel, your input, your mindful takes. TFD channel has helped me have a clearer vision of what I want in life and I am very appreciative of it. Tsm
That sounds like you are being "cheap" with yourself and your enjoyment. Instead of the "cheap thrills" of tomfoolery, how can you invest in your values? What tomfoolery do you regret spending on the next day, and what do you feel good spending on? What are you spending on in the moment vs towards your long term goals and values? I agree, another video focusing on this but from the "overspending" perspective would also be nice
She's done videos on consumerism in the past - maybe check those out + question what's driving your impulses. Maybe you're watching too many influencers plug must-have items and it seeped into your subconscious. (Been there) Maybe you're craving a feeling of stability and comfort that's lacking from other areas of your life. Or maybe you need to know your triggers and work around it. I work in marketing and I fall victim to marketing tactics all the time 😂 Hope this helps.
I am 34 and just start now with saving :(((( I had lots of losses and hurdles in life and also have no one. Now I have a semi-good paying job as a teacher in Germany and can invest 2000 € every month. Hope I can save up 100.000 € in 4 years... I don't want to live like this anymore. I want to have a stable life.
The moto of my mother from my childhood is: we are not that rich to by cheap things. This helps we for this day. It's better to buy what you actually like in good quality to save in future.
This is something I have also been working on and so thank you for sharing because these are conversation that need to happen, but can be embarrassing to admit.
Frugality is great to understand what you are getting fpr the price. We bought a handmade cutting board from our farmers market and its worth every penny and use it everyday, but we know who made it. But I do this alot with friends I help fix things in their houses, because our community is more than a dollar amount.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
The way I laughed: I have a 25yo hair straightener that was $30 when I bought it in 1999 and I'm honestly afraid to not supervise at all times, but will I replace it? NOPE
Please make a video on how you set your budget for savings and retirement! I am 27 I just got my first full time job I have to pay back my student loans and I’m finding it difficult to manage expenses, I’d love to hear your advice! ❤
Odd I run across people especially here in NY that get upset when anyone gets ahead. It's like they think they should be the only person in the world that has wealth and virtually everyone else should be suffering.
So here's my thing, I barely scraped by as a single parent, no savings at all until I was almost 50, and now I've had to take every extra bit of money that I could have spent on fun stuff for my retirement. So yeah, I have been a perpetual state of broke. And then when I retire, I won't have that much, and I'll be broke then too.
It's not too late to make strategic financial choices and find ways to maximize your earnings. I think you're being "cheap" with your potential. Don't give up on future you.
I retired at 52 and honestly, I wish I’d done it sooner. The 9-to-5 grind steals your freedom for a paycheck that barely scratches the surface. My advice? If you’re in your late 30s or early 40s, start saving for FIRE now - Financial Independence, Retire Early. And if you’re in your 50s, invest smartly and break free from relying on your job. Market trends, like the Trump Effect, have made millions for many, including me. Stay focused, stay consistent, and remember: financial freedom is within reach if you make it a priority.
Working with Lorrie Greta Hillard , a financial advisor, was a game changer. She helped me refine my savings strategy, including retirement planning, and provided expert guidance on investments and budgeting to maximize my savings.
Todavía no veo el episodio, pero... ya tenía que venir a comentar que uso exactamente la misma blusa de mezclilla, con exactamente la misma joyería (mi M es de Mónica). Mucha coincidencia ó sólo síntoma del capitalismo tardío, en dónde ya todes terminamos siendo un artículo más de la producción en masa.
I always find these generalizations and studies to be disingenuous. People with less money may give more to charities because they have no real concept of money. They don’t understand the importance of saving so may be putting themselves in a bad position. Think of a woman that recently became a widow and never dealt with money. Suddenly she has all of this money and thinks she can donate to every cat rescue that asks. Suddenly she finds she can’t live on her small SS check. Need to take a deeper dive into the truth.
Chelsea, you really fascinate me because you are bizarre, On one hand I think you are very regal, eloquent and intelligent. You have built an amazing business and are obviously well connected. However, on the other hand you also seem very immature. I have listened to you on your podcast and you can be quite domineering to your guests with your antics and political options and on here as well. I sometimes find you very likeable and other times not at all. Sometimes you share anecdotes or say really condescending things
I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience..
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
Am i the only one who finds sound in almost all videos on this channel awful? The volume is constantly jumping from very low, making me turn up the sound, only for being deafened the next second, when it becomes too loud.
I checked it out. My mom never replaced functioning items, bought a used car and never upgraded. She always had money for the things she needed by not keeping up with the Jones’
I’m 63. But I so enjoy your content. Inside I still feel young and optimistic. Thank you for this whole series.
60 and a cishet dude. RIght there with you, from the first time I heard Chelsea identify the Dave Ramsey Industrial Complex!
It’s so funny that you mention your hair straightener being on death’s door because hair straighteners are what taught me that a cheap product isn’t cheap if it doesn’t work for you. I have very curly puffy natural hair. Starting in 8th grade, I would go to Walmart and buy hair straighteners. I kid you not, every 3-9m they would stop working, and I would have to go get another one. They also didn’t work that great in general. It would take multiple passes to get sections straight. I regularly spent between $30-50 on each one. By the time I was a senior in high school, I had spent roughly $240-400 on these dang straighteners. I finally saved up $109 for the coveted Chi hair straightener. The gold standard for 2009. 15 years later it still works great and I haven’t spent a dime on another straightener. I was gifted another really nice straightener 10 years ago, and that is still going strong as well. A cheap product isn’t cheap if you constantly have to replace it.
I've been saving for 3 years in case of emergency, but the emergency has now passed and I'd love to start being less "cheap" - thanks!
What do you mean by "the emergency has now passed?" What if there is another down the road?
@lawrence-juniornalty Something personal to me. I still have a lot saved, but I don't need to save anywhere near as much as I have been.
@@allieontheweb Oh, I see. All the best on your financial road!
Start letting those savings work for yoy
@@lawrence-juniornalty It's more about hoarding resources just in case, while ignoring the present, where you could actually use them to build up a better future for yourself. Kinda like how in games you don't use your Health Potions, cuz you are waiting for the perfect moment, and by the time you notice, the game is over and you have an inventory full of unused Potions.
I really appreciate dwelling on the distinction between cheap vs. frugal. I come from a similar socioeconomic background, but I was very lucky and strategic with some of the choices I made after graduating high school that ultimately led me to the career I have now, with a solid job I like and great benefits. So the last few years have been learning to unpack all the internalized cheap habits from my childhood, along with learning what to do with my money now that I have it (other than the obvious choice to save it). And it is definitely a challenge, because those habits runs deep. For example, I realized the other day that I feel guilty whenever I buy anything other than russet potatoes since they are the cheapest, even though they are truly not the best option for some dishes. It's definitely a work in progress.
And you're right, being "cheap" isn't just the dollars leaving your wallet. It's also how you treat others and your reaction to others' choices/actions/achievements/etc. that are beyond your control.
Now that we've bought a house, I'm having these conversations more with my husband, as we're setting up our home for success while still staying within our budget. We're getting some things secondhand from relatives and we've decided to invest in reusable diapers, since we're expecting our second baby in February. I've started learning how to maintain our home as much as possible on our own, but we have a binder with the companies our major appliances have their warranties under. We're going to put in a vegetable and fruit garden, have chickens and create an oasis at a low cost in our backyard that we will enjoy for years to come, while being beneficial for pollinators and the ecosystem around us.
I was like this for a long time, because it’s what I learned from my father. Then my girlfriend taught me to „buy once cry once“ and how to take care of your things instead of constantly needing to replace them.
Agreed!!! I need to apply this bc I end up buying cheap, not liking it, and then a year or two later replacing it anyway. So I waste more money 😫
In the UK, the simplest litmus test for cheapness vs. frugality is buying rounds - it's really easy to tell if someone is avoiding buying a round and that's the definition of cheapness in many ways.
I don’t agree with everything you say on this channel but I do agree that being cheap is a mental issue. My cheapness (where I will go without needs because I almost get overwhelmed with feelings of shame and guilt) does stem from poverty trauma. I was homeless, without any support or money when I was 20 so I know what it is to have to survive on flight of fight mode. I just absolutely hate spending and it makes me physically sick.
I’ve never thought of self-comparison as a manifestation of cheapness, but when you put it in the context of a scarcity mindset, it makes sense. Thanks for this insight!
The staying in a bad job stung. I worked in a job that made me miserable for so long
I am working on not being cheap when it comes to essentials. I needed to buy a new phone recently, after my beloved hand me down one started failing mysteriously.
I found myself starting to look for bargains and the cheapest option, instead of thinking of what kind of phone I needed and the longlivety of my new purchase. When I figured out what I wanted, I still found the amount hard to overcome (while I had spent 5 times of that on a trip earlier this year, and that was a one time thing whereas a phone is a daily use item). My dad had to talk me down and tell me I shpild stop being cheap for something I needed.
My father has a friend that is known to be cheap. I remember my dad telling me how his friend has three times as much money as him, but is always worrying about things being expensive. He will always feel he needs to be looking for a bargain to his own detriment, he is always complaining about the price when our families go out to eat. My parents and this man have been friends for 60 years, me and his children have grown up together as cousins, and we know he has money. It would be different if he was frugal, but it is almost as if he enjoys complaining about haning to send money - it makes you feel sad for him because it is a drag.
This. I used to have a minimum wage job and watched my money. Now I’m earning well, on salary so money is the same each month. I’m currently going month to month like how do I have this much. This feels weird and the anxiety is still there but I am relaxing more
With this, I’m buying more quality products and being ok spending more
I know how you feel. When I got my first 'well paid' job, what I was getting taxed out of my pay was about what I used to earn.
It took.months to realise I didn't need to do the maths when I was food shopping. I could just.....get what I wanted.
In my late 20s and highly appreciating this series.
I need the opposite video. "How to stop overspending"
This video does apply there. Overspending can be teasing yourself cheaply. Like overspending on fast fashion.
How are you overspending? Buying lots of things you don't need? Going to too many shows? Stuff to make you feel better now?
Going from cheap mentality (good deals to fix fears now) yo abundance (inclvesting in your values) can help with overspending as well as "underspending"
Could be lifestyle creep as well. There's videos about that on the channel as well.
I both am in awe of inflation while being mind-blowing at the cost of things I pay for now vs 5 years ago. Old me would be in shock, but I try to find balance. I recognize that everything is more expensive, but I can still make choices that work for my budget and overall financial goals.
I agree with Chelsea about "paying yourself first" (put money towards savings, retirement fund, paying off debt, big ticket items) I think that helps give you a sense of accomplishment that overspending can't because your future self will thank you.
Hope this helps.
chelsea, thank you so much for your honesty in this vid whilst describing the true difference between cheapness and frugality. this topic was explained in a way that i think did so well bc of your vulnerability, which is not always easy to do. thank you and will try to be less of a silent subscriber hahaha
I was excited to see this video, and it went beyond my expectations. Although I know to avoid people are cheap because their mindset doesn't align with my values, I hadn't considered being cheap with /myself/. I was high on mushrooms once and I remember thinking that I deserve better than trinkets and I'm capable of more, but I forgot about this until you reminded me of it.
Thanks for the insight and perspective, Chelsea!
I started working during the 2008 recession, and then went through the covid shutdowns, and now who knows what's coming up in the next decade. I'd have to be much wealthier than I am today to be comfortable spending money that I don't need to, rather than saving it for the future. That said, I'll never burden other people with my choices such as borrowing money or expecting them to pay for stuff for me.
I can relate to parts of this and I also want to say that from personal experience, it's hard being on the receiving end of this type of thinking and it harms relationships because creates a sense of competition and assumption that other people are malicious even when it's not the case
These are such great points, Chelsea! There’s such a big difference between being cheap and even stingy, vs being frugal and attentive.. both with money, as you say, and with other aspects, such as emotions and comparisons with others!
Also wanted to say that since I discovered TFD earlier this year I’ve loved every single video! Feel happy and lucky to having discovered this channel! :D watching you as an Italian living in another European country ☺️
Chelsea, I love your channel, your input, your mindful takes. TFD channel has helped me have a clearer vision of what I want in life and I am very appreciative of it. Tsm
Stand by this and think the same!! :)
Can you do the opposite type of video? I feel like every time I step outside I waste like $100 on tomfoolery
That sounds like you are being "cheap" with yourself and your enjoyment. Instead of the "cheap thrills" of tomfoolery, how can you invest in your values? What tomfoolery do you regret spending on the next day, and what do you feel good spending on? What are you spending on in the moment vs towards your long term goals and values?
I agree, another video focusing on this but from the "overspending" perspective would also be nice
She's done videos on consumerism in the past - maybe check those out + question what's driving your impulses.
Maybe you're watching too many influencers plug must-have items and it seeped into your subconscious. (Been there)
Maybe you're craving a feeling of stability and comfort that's lacking from other areas of your life.
Or maybe you need to know your triggers and work around it. I work in marketing and I fall victim to marketing tactics all the time 😂
Hope this helps.
I am 34 and just start now with saving :(((( I had lots of losses and hurdles in life and also have no one. Now I have a semi-good paying job as a teacher in Germany and can invest 2000 € every month. Hope I can save up 100.000 € in 4 years... I don't want to live like this anymore. I want to have a stable life.
I’m not cheap, I just don’t buy crap I don’t need!
What gets me is when other people call you cheap for not spending YOUR money. Then they refuse to chip in.
The moto of my mother from my childhood is: we are not that rich to by cheap things. This helps we for this day. It's better to buy what you actually like in good quality to save in future.
I like that saying :)
Please make a Part 2
Very relatable topic!
This is something I have also been working on and so thank you for sharing because these are conversation that need to happen, but can be embarrassing to admit.
The escape from politics that I need on Sunday.
Frugality is great to understand what you are getting fpr the price. We bought a handmade cutting board from our farmers market and its worth every penny and use it everyday, but we know who made it. But I do this alot with friends I help fix things in their houses, because our community is more than a dollar amount.
Thanks 4 this one, Chelsea. I am gonna share it.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
The way I laughed: I have a 25yo hair straightener that was $30 when I bought it in 1999 and I'm honestly afraid to not supervise at all times, but will I replace it? NOPE
I really liked the long necklaces. I also love my short ones as well ..maybe we will layer them
Fun TFD game: Take a sip of tea every time Chelsea says “game changer”
I love all your videos. This one, however, I felt deeply.
Magnanimity is such an underrated virtue
Please make a video on how you set your budget for savings and retirement! I am 27 I just got my first full time job I have to pay back my student loans and I’m finding it difficult to manage expenses, I’d love to hear your advice! ❤
I second
Odd I run across people especially here in NY that get upset when anyone gets ahead. It's like they think they should be the only person in the world that has wealth and virtually everyone else should be suffering.
I've been shaving with the same razor since 1989.
This episode had my name written all over it. I would take a class on this if offered!
I have definitely had trouble with this for the past 4 years
So here's my thing, I barely scraped by as a single parent, no savings at all until I was almost 50, and now I've had to take every extra bit of money that I could have spent on fun stuff for my retirement. So yeah, I have been a perpetual state of broke. And then when I retire, I won't have that much, and I'll be broke then too.
It's not too late to make strategic financial choices and find ways to maximize your earnings.
I think you're being "cheap" with your potential. Don't give up on future you.
“9:18” I’m struggling with this right now, with my career.
I really wish I could send this to my neighbors
I think most people have the opposite issue. Some of y’all need to learn how to be cheap first.
I retired at 52 and honestly, I wish I’d done it sooner. The 9-to-5 grind steals your freedom for a paycheck that barely scratches the surface. My advice? If you’re in your late 30s or early 40s, start saving for FIRE now - Financial Independence, Retire Early. And if you’re in your 50s, invest smartly and break free from relying on your job. Market trends, like the Trump Effect, have made millions for many, including me. Stay focused, stay consistent, and remember: financial freedom is within reach if you make it a priority.
Exactly My point! The 9to5 grind is just not worth it the stress and low payoff. What specific steps did you take to break free?
Working with Lorrie Greta Hillard , a financial advisor, was a game changer. She helped me refine my savings strategy, including retirement planning, and provided expert guidance on investments and budgeting to maximize my savings.
Got it! Thanks for the tip! I was curious, so I looked up Lorrie
So done with 9-5, its Depressing!
I have 5 more years and I can’t wait!
first! love your content
WHAT IS YOUR WALL COLOR
Todavía no veo el episodio, pero... ya tenía que venir a comentar que uso exactamente la misma blusa de mezclilla, con exactamente la misma joyería (mi M es de Mónica). Mucha coincidencia ó sólo síntoma del capitalismo tardío, en dónde ya todes terminamos siendo un artículo más de la producción en masa.
I always find these generalizations and studies to be disingenuous. People with less money may give more to charities because they have no real concept of money. They don’t understand the importance of saving so may be putting themselves in a bad position. Think of a woman that recently became a widow and never dealt with money. Suddenly she has all of this money and thinks she can donate to every cat rescue that asks. Suddenly she finds she can’t live on her small SS check. Need to take a deeper dive into the truth.
it might be true that low income people are donating behinds their means, it's also possible that high net worth individuals donate far beneath.
Hey! Why don't you make another video about how smart you are for not buying bitcoin?
Chelsea, you really fascinate me because you are bizarre, On one hand I think you are very regal, eloquent and intelligent. You have built an amazing business and are obviously well connected. However, on the other hand you also seem very immature. I have listened to you on your podcast and you can be quite domineering to your guests with your antics and political options and on here as well. I sometimes find you very likeable and other times not at all. Sometimes you share anecdotes or say really condescending things
Ur face looks prettier with short hair. Features stand out more. I think I’ll cut mine since we both have round features and wear glasses.
I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.
I don't really blame people who panic. Lack of
information can be a big hurdle. I've been
making more than $200k passively by just
investing through an advisor, and I don't have
to do much work. Inflation or no inflation, my
finances remain secure. So I really don't blame
people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience..
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?
Am i the only one who finds sound in almost all videos on this channel awful? The volume is constantly jumping from very low, making me turn up the sound, only for being deafened the next second, when it becomes too loud.
The subreddit R/buyitforlife will do you wonders!
I checked it out. My mom never replaced functioning items, bought a used car and never upgraded. She always had money for the things she needed by not keeping up with the Jones’