Wow, at the age of 53 I lost my wife to cancer, I and we were on top of the world financially, our children were grown and gone, out of state, I was alone, I felt I have more to give, so I adopted 5 children, yes 5, they are all from the same family, in the system and about to be separated, I took them, it’s been rough, here we are 10 years later, life is great. It’s wonderful to give my life to children who needed it….bless everyone
What a beautiful heart you have. You made me smile today. A rare event for me. I’m sorry about the loss of your wife to a horrible disease. I’m sure she is smiling like me knowing her wonderful husband has given 5 siblings a home together. We need more people like you in this world. 👍💖🙏🏻
Getting money is an issue that everyone has needs in order to live a better and luxurious life. Life was difficult for me until i began trading,and I'm now earning a lot of money even with the current crash happening in the trading market. I still make gains using a better strategies....
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does
investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
Controlling my portfolio cost me losses in 2022. So, in January 2023 I sought advice from a fiduciary. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 78%.
I work with Sonya Lee Mitchell as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Having been concerned about finances throughout my entire adulthood, it's captivating to observe this video and realize that one can achieve alot if goals are set right. Experiencing the freedom of not being preoccupied with the financial concerns that consumed me for numerous years is truly liberating. I suppose this is the result of putting in diligent effort for the future.
Remarkable observations! Handling and staying abreast of things can be quite daunting for newcomers like myself. Are you a seasoned investor, or do you employ a methodical approach to staying well-informed?
Since the inception of my business, I've maintained contact with a financial advisor. In the current cultural landscape, the difficulty lies in discerning the opportune moments to buy or sell when dealing with trending stocks. This process, while seemingly straightforward, is effectively managed by my advisor, who handles entry and exit orders for my portfolio. Over the span of just a little over a year, my portfolio has seen substantial growth, exceeding $750k.
Impressive indeed! I'm sincerely eager to derive value from the insights of seasoned advisors, especially given the current condition of my portfolio facing challenges. Could you kindly share the name of the advisor who has been aiding you in navigating these financial complexities?
There are a lot of independent advisors you might look into. But i work with Pamela Kay Regel and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I used to listen to Dave Ramsy on the radio years ago. I have been debt-free for many years because of that. I live a different life today. I can do things most people will never be able to do. Being a cheerful giver makes for a stress-free life.
Thinking about when I almost gave up on life and how I managed to increase my financial situation to six figures, I feel very satisfied and very grateful to GOD.
The joy you feel knowing that you will never run out of money again must be incredible, I hope to experience that one day. Would you mind sharing how you achieved this?
Working with a professional/mentor who has in-depth knowledge of the market is the best way to achieve success. Operations carried out in the foreign exchange market total around 2 trillion dollars per day. It takes a lot of risk and money management experience to navigate the market profitably, which is why I work with ~Teresa Lynn Hansen.~~
I completely agree, emotions like fear and greed are problems for most people who try to invest on their own and end up losing their capital. I know many people who have made a fortune with cryptocurrencies and FX and this was possible thanks to the guidance they received from professionals. Can this professional help?
Not all heroes wear capes. I will always be grateful to TERESA LYNN HANSEN for being so professional and knowledgeable, for playing the role and also for helping me escape the hustle and bustle of the 9 to 5.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation
Do u consider anyone worthy for recommendations? I have money set asides to taste the waters now that stocks are at a discount, well it's either that or inflation.
I fully agree,,,I'm 72 years young,,,all my adult life I lived on cash basis,,,my mother always said "If you can't afford it,,stay without it".....and that was my motto right up till this day...(Money stress is one thing I don't know)the BIBLE IS a great EDUCATOR.....GOD'S BLESSINGS 🇿🇦
Hello how are you doing and are is the family especially the children i believe that everyone are safe Right,I will be excited to hear from you from Massaschusetts,and i am called General Paul been divorce for nine year now with two sons?
The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.
According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.
a downtrend offers an equally high-yielding avenue if you have the necessary skills and knowledge. This is why I've been using an investment advisor to scale up during this difficult time, and it's the only way I've been able to raise up to $150K in the last six months. It all comes down to technique. The downtrend gives you room to focus on the market and grow-substantially whether in the long or short run.
That's quite remarkable! I'm genuinely interested in benefiting from the guidance of such experienced advisors, especially considering the current state of my struggling portfolio. May I know the name of the advisor who has been assisting you in navigating these financial challenges?
“Rebecca Nassar Dunne’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for....
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes..
@@paulinusikpeama6328 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@paulinusikpeama6328 The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Building wealth from nothing involves consistent saving, disciplined spending, and strategic investments. Begin by creating a budget to track expenses and identify areas for savings. Prioritize paying off high-interest debt and establishing an emergency fund. As you build a foundation, start investing in low-cost options like index funds, and focus on continuous learning and improving your skills for better income opportunities.
Impressive insights! For beginners like me, managing and staying updated can be overwhelming. Are you an experienced investor or do you have a strategic approach for staying informed?
Absolutely not, as I've closely tracked my portfolio's performance, witnessing a staggering $482k growth in just the last two quarters. This experience has taught me the secrets behind experienced traders' substantial gains in what might appear as unpredictable markets. Undoubtedly, it's been a bold and rewarding choice I made fairly recently
I'm guided by “Pamela Kay Regel ” an experienced coach with extensive financial market knowledge. While you can consider other options, her strategy has yielded positive results for me. She offers valuable insights, including entry and exit points for the securities I concentrate on.
Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.
Recessions are part of the economic cycle, all you can do is make sure you're prepared and plan accordingly. I graduated into a recession (2009). My 1st job after college was aerial acrobat on cruise ships. Today I'm a VP at a global company, own 3 rental properties, invest in stocks and biz, built my own business, and have my net worth increase by $500k in the last 4 years.
You need a Financial Advisor my friend so you don't get ripped off in the market. They provide personalized advice to individuals based on their risk appetite, placing them among the best of the best. There are bad ones, but some with good track records can be very good.
Do your due diligence and opt for one that has tactics to help your portfolio continue consistent and steady growth. “Margaret Johnson Arndt” is accountable for the success of my portfolio, and I believe she has the qualifications and expertise to accomplish your objectives.
Margaret Johnson Arndt really seems to know her stuff. I found her online-page, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her.
Had a business, was doing well, doing bills payment, saving, things going well, projection looks good.. Corona came hit us hard business shut down, saving dried up. Now homeless. But not giving up yet. Got to rebuild one step at a time..God still got out back..Set back for a come back... When you walk the low road it gives new perspective to every thing...
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
I began my investment journey at the age of 27, primarily through hard work and dedication. I'm to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier it is not about achieving quick wealth, but rather ensuring long-term financial prosperity
Investors should exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields
This is superb information,as a noob it gets quite to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
These are very info for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the knowledge embedded in it.we may not want to admit, but as warren buffett once said, investing is like any other profession, it requires a certain level of expertise. Not surprise that some people are losing a lot of money I'm the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it . I've got $150k set aside to put in the market
Thank you, Just what I needed to watch really. My hubby and I are directors of our farm business and own property plus small pensions. I am nearly 52, hubby is 55. We have started to save to retire from the farm, and possibly live on rental income, I'd really appreciate if you could go LIVE and talk about how to earn passive income online and retire comfortably
@Phil Stones Right, you can avoid the pitfalls associated with lifestyle inflation by consulting a well grounded advisor, to help plan your short- and long-term goals, it all depends on proper guidance. I've watched my income generate wealth over the past 2 years and 6 months, I now own a house fully paid, and with at least $2.2m sitting in savings thus far. All of this is a result of subsequent investments, and following expert advise.
@@geertDman mind sharing info on the adviser who assisted you? been saving for pension since age 18 - company scheme. along the way I hit higher tax, so I added to my company pension with a SIPP (tax benefits) I'm 46 now and would love to grow my finance more aggressively, there are a few cars I still wish to drive, a few mega holidays, etc.
@@garybutler7877 The advisor that guides me is Sharon Madorsky Davison, most likely the internet is where to find her basic info, just search her name. She's established.
Invest in mutual funds but only with long term vision like 5-6 years, no short term approach. Look at the inflation rate of your country and buy assets that beats the inflation. Warren Buffet said I buy American businesses not stocks. That’s how you need to look at investing in the market or mutual funds. I am not very familiar with how things work in your country. But just giving a broad line. Also generate rental income in case you can by investing in property but without much borrowing.
I'm not kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it Investing is a long-term game, so focus on the long run.
I can’t focus on the long run when I should be retiring in 3years, you see I’ve got good companies in my portfolio and a good amount invested, but my profit has been stalling, does it mean this recession/unstable market doesn’t provide any calculated risk opportunities to make profit?
There are a lot of strategies to make tongue wetting profit especially in a down market, but such sophisticated trades can only be carried out by proper market experts
I just Googled her name and her website came up right away. It looks interesting so far. I'm going to book a call with her and let you know how it goes. Thanks
SHILL GANG GANG, gee it's almost like you all are working off the same script, over and over take narrative turns peddling your fin coaches. all you mofos are paycheck to paycheck, lmaoooo
I must say you are an inspiration because I started up investing and trading as a scared investor who doesn’t want to lose money, glad to say I’m very profitable now and bought my first house through it
I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value
This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name Lisa Angelique Abel and everything changed. In in the first quarter of this year i made $370k and counting.
These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Mary Terese Singh for the last five years or so, and her returns have been pretty much amazing.
I began my investment journey at the age of 33, primarily through hard work and dedication. Now at the age of 38, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
Yeah, right now, I'm broke, 700 dollar car payment, 500 dollar house payment, live paycheck to paycheck. Who's fault is that? Me, at 36. I have to change, i don't have a choice. i can't keep riding the rollercoaster to no where. I'n 3 years at 39. I will be at 6 figures income all debt paid. How? Real estate.
The most successful people always seek the knowledge and ideas of financial professionals to help them create wealth and expect to achieve their success without any help.
To create wealth, proficiency is needed. I indulge in special packages with the Ideas of my finance professionaI and so far I’ve attain so much returns (amount is confidentiaI)
IsabeIIe ChIoe Scott is my professionaI, I found her on Bloomberg where she was featured, I looked up her name on the internet. FortunateIy I came across her and reached out to her, you can verify her yourself.
Dave Ramsey is The Person that everyone needs to know about and listen to..I recommend him to everyone I meet everyday. He improves anyone’s life that listens and practices his financial teachings.
When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss LIBERTONCORP
I wish Dave Ramsey had Dave Ramsey University for all the High Schools in America. With a teacher and book to teach our kids. How to have a checking account, have a loan, buy a house with moetgage, etc
WOW! I'm 63 female. I have been a very hard worker 3/4 of my life . Buying making it nice ...selling small homes. I lost my Gusto, my Steam, my motivation...until I heard you! 😊 You got me thinking!!
In my 68 years in this world, I believe what he said that money could only amplifies what you really are. If you are miserable, it would make you more. If stingy, more stingy. If generous, more generous, etc.
I have hit rock bottom financially, raising two kids alone for the past 6yrs, husband left, swimming in debt, 36 years of age. But I thank God I bumped into this eye opening video today. As I listened I journalled all five down. I will take each step through God's help. Thank you so much
I've worked 2 fulltime jobs for the last 8 years. I barely get any sleep. But I get to make my own choices. I've cut out all the negative influences that were holding me down, & I've never had more peace of mind than I do now. I have my positive personality, I help others as much as I can, and I focus on the hereafter. Now that's a rich life. I still struggle day to day, but my eyes are on the prize. You can't take it w you.
The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.
It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.
The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.
Many individuals report success in investing in stocks, forex, and cryptocurrency (Bitcoin), yet I continue to struggle. Can somebody help me out or advise me on what to do?
Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.
As black man this plan works and has a wonderful track record. I always thought It would never work for me until we tried it and it changed our lives. Life is now different. My marriage is more amazing and my children are more grounded. Praise God. It all happened in less than 3 years. Praise the Lord!!!!!
As a white person, I'm here to tell you we don't need to know your black. Race doesn't need to be acknowledged in everything. Imagine this: As a woman, As a handicapped person As a Japanese person, As a foreigner, As a Whatever. Get the point
I appreciate that he told us his race. As a Latina, some people won’t let me finish a sentence when I mention Dave Ramsey because they assume he’s a racist conservative. I decided on my own to research Dave when a fellow latino told me “believe that he leans on the conservative side but that has nothing to do with anything. He is an unbelievably decent man and helped me so Much”.
My friend. Don't be easily offended. We all bleed the same. We are just humans. Created in the image of God. Let us extend grace to each other and be free to express ourselves
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Brooke Miller for helping me achieve this
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
I literally cried at the end because I know what it feels like to have to work Holidays to be able to pay for my childrens needs... I'm in a better place in my lifeand am now able to take some of those days off 🤗 .. Thank you for speech and everything you do :)
Learn to trade dear. You don't need much money to start trading. Read and understand the book " The Candlestick Trading Bible" it will teach every thing you need to know. Master everything you are Learn about and use Treading Prop Firms to fund your trading. It will take some time but the light will come at the end of the tunnel. Only money based knowledge will free you from debt and the corruption of debt based thinking.
I am a retired professional nurse, though I too, worked many a Christmas, leaving my teenage son home alone. I can never get back that time. Ironically, we both figured out how to make the market work for us, and 20 years later, it's all we do.
Tears at the end indeed. Been there too. Pay it forward. Life is So good now. Even when it's rough. This man...directed by God...has changed our lives. We're grateful to be His money managers today. Take care:-)
That's the most truthful thing I've heard lately. I grew out of having to have the best because I'm not in competition with anyone. I come home from work everyday and I'm not worried like I used to be. How I would pay this bill or payment. If you can afford to live a lavish life style, then if that's what you want, do it. But trying to live outside your means will only make you miserable.
Outstanding Dave! It took me many years to figure these things out. I've been debt free for 20 years now, and even in the face of our 401 diminishing fast, we are ok. The part about being generous, especially with our time, gifts and attitudes is priceless. I was moved by your words and presentation. There is a peace in your heart that cannot be explained, it must be earned. I wish that I would have followed this advice much earlier in life. Thank You.
You should do a new video about LIBERTONCORP ! I really like you’re mellow delivery and you seem like you’re very knowledgeable. I watch lots of influencers and you always seem very calculated and know exactly what you’re talking about and understand it. You’re better at explaining complicated things simply, than any other person on youtube keep it up brother!
As an lnvestment enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
The current state of the market may bring opportunities to increase profits quickly, but professional assistance is required in order to put such a plan into action.
Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Amy Desiree Irish is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just googled her and I'm really impressed with her credentials; I reached out to her since l need all the assistance l can get. I just scheduled a caII.
I’ve been with VermontCorpLTD for more than five years and it’s one of the best decisions I’ve made in terms of investing. I use my self-directed IRA with Preferred Trust Company. I work with my Investment Representative from Ignite Funding who is very professional and knowledgeable as well as the other employees in other departments. I get answers to my questions right away. I have more than 20 loans at the moment and interests are paid in a timely manner. I’m grateful to have them.
LIBERTONCORP is young. Holding almost anything mentioned here is a good hold because the VHS or Beta will only show in time. I want to hold them early. Its sad that most dont think of these things as good future holds instead of being out of the market and bottom hunting. Are we the adopters or are we scavengers? surely one of these layer ones will become the standard and i dont want to sell any of them too early.
Thank you for being there LIBERTONCORP when I wanted you to..... I was lost in this new world that I was hassled to start with ....you not only guided me along the way but you also showed me the proper way....whatever little I have been able to achieve in life is because of you today ..... I want to thank you for being there and showing me the proper way of doing thing for me you are my best guide as you truly showed me the way to life....once again , I would like to tell you a heartfelt thanks for being there.
I dunno… I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 732 and I’m still going up with VermontCorpLTD . I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.
the lack of investment education in schools may explain why people struggle to maintain their financial gains. Managing money is different from accumulating wealth. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
That’s why I make it a point to speak with a financial advisor before choosing any investments. I’ve been using one since the pandemic, using profits oriented tactics and minimizing risks as a buffer against inevitable downtrends. In addition they have access to insider knowledge and analysis, making failure virtually impossible for them. I’ve made about $3million working with Deborah Jean Dykstra my advisor for over three years now.
AMEN!!!! I took this class then I hosted the classes for a few years. I saw so many people change their lives. I am very grateful to this man. God bless you.
When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss VermontCorpLTD
I'm on Baby Step 6 and about to move to 7. IT WORKS. Totally changed my life. Lots of hard work and dedication in the beginning...but it works! Dave rocks!!!!!
Dave has definitely been an awesome inspiration in my life. 1992 at the age of 31, I started following his principles. Now at 62, I’m retired and living extremely comfortable. Not bragging just testifying that living smart, money-wise at least, works! 💯💯💯
It makes sense, BTC and crypto is off helping to regulate, rather than pretend it won't ever happen. The big institutions getting in is the catalyst that will launch us into the stratosphere. Most people don't like change but after the change is made they grow used to it and it becomes a non issue usually because their fears never materialize. The projects that initiated the process of regulation have not been ruined, they got involved in setting guidelines and helping the regulators understand the crypto space. I’d get involved more knowing that I have made over 7 btc and 15ETH from day-trade with Liberton Corp in few weeks.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
I saw this and watched it again. What Dave says is 100% right. I went into a store and, it was around Christmas, and saw a little girl wanting something. This was about $30 and the father said we can't afford that and she did not throw a fit. Later I asked them if I could buy that and they said yes. I can spend $1000 on myself and not get near the joy and satisfaction out of that $30 I spent on her. I do not need to flaunt this experience to anyone but am sharing it because..... the thought of just being able to give $30 to someone randomly, buy them something and see the difference it made. Not just the difference to her but the parents. It is so powerful. I could not imagine seeing someone after giving them $300 as Dave says. It would be overwhelming for me so I would just leave.
Don't be discouraged from helping others by the pettiness of those not in a position to help themselves never mind other. The joy of giving is boundless
Acquiring shares can seem simple, but selecting the appropriate stock without a verified process might be difficult. I've been trying for a long time to grow my $210,000 portfolio, but the major hurdle is that I don't have a clear entry and exit strategy. Any feedback on this would be appreciated.
Investing in a variety of asset classes will reduce risk more than putting all of your money in one. If your financial understanding is lacking, see a financial consultant.
A lot of individuals downplay the significance of advice until their own emotions become unbearable. A few summers ago, after a drawn-out divorce, I needed a big shove to stay afloat with my firm. I located the most qualified advisor after searching for licensed advisors. Despite inflation, she has helped me build my reserve from $275k to $850k.
'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I get such GREAT service every time I go to the VermontCorpLTD and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!
I am aware that continuing to invest during periods of volatility can be a smart way to build wealth. I’ve heard testimonies of people accruing over $250k this red period. What measures can I take to ensure this?
You’re right! The current market might give opportunities to maximize profit, but in order to execute such effective transactions, you must be a skilled practitioner.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $650k so far.
This is really nice. I worry that I have a couple more years before retirement, and I want to switch to using a financial advisor, I could really use the expertise of this advisor.
My investment advisor is Natalie Carol Nielson, she's verifiable and I'm very sure you can find info about her on the internet, her qualifications speak for itself.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
Diversification is the key. My portfolio is well diversified with the help of a financial adviser. This helps me make more than +400% monthly on my investments.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.
These uncertainties will always be there. Thing is, every once in a while, the market does something so stupid it takes your breath away. If youre not ready for it, you shouldnt be in the market business. or get you a skilled practitioner.
Such market uncertainties are the reason I don’t base my market judgements and decisions on rumors' and hear-says, it got the best of me in the year 2020 and had me holding worthless positions in the market. I had to revamp my entire portfolio through the aid of Heather my financial advisr, before I started seeing any significant results happens in my portfolio. Been using the same advisor since then and I’ve scaled up almost a million within 2 years. Whether a bullish or down market, both makes for good profit, it all depends on where you’re looking…
@@martingiavarini Not bad at all. I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market. Could this coach that guides you help?
@@Oly_laura Finding financial advisors like Catherine Morrison Evans who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
@@martingiavarini Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Investing has been rather rewarding to me and I've learned that getting a good return is very much attainable if you know your way around it. Do not let anyone tell you it’s impossible.
Luck is way off the picture. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $10k spread across stocks (options and futures) for the short term and Roth IRA, index funds, cryptocurrency and ETFs, for the long term. Now with over 71k in roi, I sit back and just reinvest at intervals while I handle my other businesses.
To attain financial independence, you need the experience of a financial consultant to achieve your goal. Rich people seek consultants to grow their finance but claim to attain success themselves
I engage in compound interest and leveraging and as well operate exclusive packages through my financial consultant and have so far achieve great returns (above 500k).🥂
To get more details about my consultant (Diana Alexandra Hunts), do internet research with her full name above, where you can get in touch and write her. Give it a try and attain financial independence
How can you be a Ramsey critic? He's the real deal. I remember decades ago driving across North Louisiana for work, picking up this guy on FM radio yelling about finances and thinking how cool he was way before he was famous. And now he's a household name. And it is not because he's off, or strange, or anything bad. It's because he's real and he gets it because he has lived it. Go on Dave!
The power for creating a better future is contained in the present moment, You create a good future by creating a good present. The key to financial freedom and great wealth is a person's ability to convert earned income into passive income to build generational wealth ,this trick has never failed.
😢Purchasing Bitcoin doesn't always assures winning, the ability to make profit off your capital is what makes you win... Stop relying on the market price to make profit. Choose trading
trad-ing with mrs Debra Barton , over time will yeild more returns than doing it all at once. Finding a certified advisor who can educate you on how market has been advised if you're just starter. I'm referring all individuals to trade with mrs Debra?
The wisest thing that should be on everyone's mind currently should be to trading in different streams of income that doesn't depend on government, especially with the current economic crises around the world?
I think trading is easier with proper guidance, especially from a proffessional it really helps reduce the chances of running into losses.and it incures profit also?
Although< I have interests in global economics I don't watch the news anymore... I have enough FUD. Thanks for this news and offering your insight on how to navigate during unfortunate times/events like this. You're right about keeping level headed when investing so that's why I think it's important to limit the amount of FUD we consume. I don't watch the media but the news that you present has enough to know issues going on without riding the emotional rollercoaster if I were to watch the news everyday. Now I buy and just trade long term more than ever, I have made over £728k from day trading with Liberton Corp Signal in few weeks, this is one of the best medium to backup your assets incase it goes bearish....
Expectations for 2024 is that markets starts to broaden out more, with the rates cut holding steady, i have a couple of questions....can I safely invest $220k in the markets? What should I do differently?
Over time? stocks! Though the Fed's activities with regard to rates should worry investors, small-cap stocks are set to fare better this year. The best small-cap stocks to place yourself in should be investigated or you get yourself an investment advisor
Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1M in returns on investments.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Karen Leigh Owens is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
People are facing a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
So many retire with hopes of whatever, only to find endless time on their hands. Is your faith in God or the mighty dollar. Invest in yourself not the stock market.
That's where faith comes in. A different way of thinking, a cutting out of the things you don't really need. No matter how poor you think you are there are still things in your life you can do without. I watch documentaries on third world countries and how they have literally nothing and still manage to be happy because they trust God and are greatful and thankful for the smallest things. Their children smile and sing, and play. They are indeed rich in love and their relationships. Ask God, put Him first, acknowledge Him, and He will direct your paths. Do these things and you will live.
All because your Government has a bunch of idiots in it that do not live by the principles outlined in this video when it comes to your tax dollars. US Gov DEBT = INFLATION
We did your snowball payments and we have been debt free for 20 years. Money in the bank and investing each month. We started out living above a car wash with drug dealer on one side and alcoholic on the other and we climbed out. Thank you for your information.
Some of the greatest pundits in markets, business, and economics have been debating just how severe they think the next downturn would be - and how far stocks may have to go - as recession concerns rise on Wall Street and inflation continues well above the Fed's 2% target. My objective is to have a portfolio worth at least $850k by the age of 60, so I need suggestions and guidance on what investments to make to set myself up for retirement. show fewer
Investors must specifically be on guard against the next certainty during times like these. You don't have to act on every forecast, therefore I'll advise you to hire a financial advisor who can give you entry and exit opportunities for the stocks or ETFs you want to concentrate on.
@Lucas Williams I'm new to this and have heard that now is an excellent time to buy. However, I currently have cash sitting in my bank account that I would really like to put to good use because inflation is at an all-time high. Who is this coach that you mention, and do you mind if I look them up?
Wow, very inspiring. I lost my wife to cancer last year and my finances tanked. So I am starting over with next to nothing. This is so inspiring and I especially love that you got so much from God's word as no matter what happens to me, I try and maintain my faith in God to help me... gonna TRY and start over. Not sure what I will do, I figure maybe I'll pretend I am 17 again and think "what would I have done at 17?" then I will make sure I don't do that... but rather I will do what I SHOULD have done at 17! LOL... who knows... with God's help and some motivation and work on my part... things will hopefully change for the better. Prayers are more than welcome. ONE smart thing I did in my life was I got rid of my credit cards for good. Those companies are crooked as it gets. When I wanted a new computer and couldn't afford it, I bought it one part at a time. Took me 9 months, but I paid far less than if i had got it on credit and it was 100% paid for. I started back then to put aside a small amount of money each month. I can't do that now, but I have reduced my expenses and when I get back on my feet, I plan to leave my expenses low and try saving more if possible.
*Let's talk about success:* Firstly the journey won’t be easy, embrace persistence, patience and perseverance. Outline your goal and pull your efforts together to attain that goal. I had a fair share of struggles before diving into crypto last year. And let me tell you, it completely changed my life! So don't lose hope, my friend.
That’s a great motivation! I thought about crypt0 but unsure of it. I currently make $64k/yr. No investment and I need to do something quick. What can I do?
Spot on. The market presents a lot of opportunities to create passive income, with the right skill and proper understanding. Whether you’re not sure about what to invest in, or you don’t have time to manage your assets, just make sure to consult an advisor. Good luck!
I get you! Finding the right pro can be challenging. I partner with *Olivia charlotte Oswald.* I found her on the CBNC interview, looked her up and we began our awesome partnership.
I do believe that. But what if (at this time) I'm one of those who aren't desirable to hang around in their eyes because they subscribe to that same philosophy? For the past few years the only few people I know are basically misfits. None are quite good enough "friends" to drive out of their towns to meet for my birthday night out, I'll put it that way.
Appreciate everyone in your life and look for the good in them. Then you can become the good parts of them, not just passively like them. The main person you need to become like is God. So spend time with Him. :).
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Veronica Hoy.
Hoy's expertise in customizing investment portfolios based on changing market conditions and personal risk profiles is exceptional. It's not a one-size-fits-all approach, which is crucial in crypto investing.
I did what Dave Ramsey teaches here and 30 years later We are now a multimillionaires looking to retire soon. Thank you Dave His strategies work if you work them.
Exactly! It's not how much you make, but what you do with it! Wealthy INVEST FIRST and SPEND LAST. Poor SPEND FIRST and INVEST,............. LAST. With all life's troubles,... it is a blessing to not have to worry about money and be able to make a difference in people's lives with what we have. God bless.
I bet you're pretending luck had nothing to do with your success too. Nobody seems to mention luck, even though it's the most important part of success.
do not be confirmed to this world...Be transformed! plus Givers are prosperous while takers are poor ... Two well said points proven in my life.. i love this talk ...
The borrower is servant to the lender. Avoiding debt is the absolute best financial decision I ever made because I can sleep peacefully at night. I listened to Dave for years. This video makes me love him even more. Dave thanks for the love 💘.
8.7 MILLION views! That's alot of people to see this wonderful, life changing, common sense video. I hope it has transformed all who viewed. God Bless You, Dave!
I started following his ideas late in life, after restarting my life after divorce and going for my master's degree in my early 50s. I have been slowly making my way back to a secure financial state. It is so rewarding!
With the current problem around the world today I think it's best everyone invest more in digital asset than Saving in banks, anyone you can manage don't live a life with no investment . Just my thoughts
@@madeleinedee4395 Stocks, bitcoin are falling and bond yields are rising, but markets still don't seem convinced, the Federal Reserve will pursue plans to keep increasing interest rates until inflation is under control. I'm still at a crossroads deciding if to liquidate my $117k stock portfolio, what's the best way to take advantage of this bear market?
@@daothai5056 Most time having knowledge or insight about a particular activity can as well be a pleasing exercise. I can boldly say that the digital market is one of the profitable money exchange services that elevates investors and their financial status.
@@daothai5056 The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable vou make use of a professional like I did. I invested in cryptocurrencies and l'm making a huge profits but this was only possible when I started working with en expert
Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.
Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor
@@Patriciacraig599 I wholeheartedly concur, which is why I favor relying on an investment coach to make daily investment decisions. Their expertise and exclusive attention to managing risk for potential gains, while also implementing safeguards against unfavorable outcomes, significantly diminishes the likelihood of underperformance. Having collaborated with an investment coach for more than two years, I have achieved a remarkable success of earning over one million dollars.
@@HelenaBonham-pz4ly I’m in dire need of guidance so i can salvage my portfolio due to the massive dips and come up with better strategies. How can I reach this advisor?
@@margaritasbunny Elizabeth Pan Holt is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
This guy is absolutely right and he has spoken the truth because I have experienced the same thing in my life. Be generous and the one above you will also be generous with you
I think generosity of spirit is a sounder path. If you’ve made it then follow his plan. If generosity is based on avariciousness then it’s mean spirited.
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
The US-Stock Mrkt had been on it’s longest bull-run in history, so the mass hysteria and panic is relatable considering we’re not accustomed to such troubled mrkts, but there are avenues lurking around if you know where to look. My wife and I are retiring this year with over $7,000,000 in tax deferred investments. up until 3 years ago we were 100% in the S&P. During bear markets we had a perfect plan. We got an investment manager in our corner and didn’t look at our portfolio for nearly a year.
Hello, I am new when it comes to investing and i would really appreciate if I could get some tips about where it is worth to invest in (ETFs, Stocks, Growth stocks, Dividend stock etc.)
Dave Ramsey program is also taught in prison. I remember coming across David Ramsey when i was in DOC. I only had 2 year of time to serve. His 300$ programs seminar which was free changed my life forever. Now im financially secure all thx to him. He's a real eye opener when it comes to money. The King Solomon of money.
Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k. My mom retired with about 4.2 million, but my dad retired with roughly 1.8 million.
This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $21k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
@@edward.abraham I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.
@@Kim.beneteau My advisor is Julia Ann Finnicum. I've been working with her for a very long time. You could still check out others on the internet. She's an independent financial advisor, so her decisions have been really spectacular.
I'm so glad I took the time to watch this! Dave is absolutely right! Giving is the greatest feeling when you have money! It's two-fold. First of all you get joy just out of the fact that you're that well off that you can literally GIVE money away to someone and second, seeing the joy on someone's face, knowing YOU were able to make their finances easier is priceless!
This is so spot on!! Don’t have kids early and choose your life partner over a lot of prayer and honesty. It’s hard to keep from being derailed if you start parenting and divorce early in life.
So true @Lisa Towe. Right there with you (now that I have the life experience to understand these concepts). If only more of us would be humble enough to share these life lessons with the younger generation so they can learn from our mistakes instead of repeating them.
I had my first kid at 19 with my wife of 10 years now. Having kids young definitely makes you grow up fast and puts you behind the pack. If I could go back I wouldn’t change a thing. Work hard. Be present. Don’t give up. That’s the problem everyone who has kids young when it gets tough they tuck tail and run rather than dig in and work harder on your career, Kids, and marriage. God Bless!
You work for a 40yrs to have $1m in your retirement, meanwhile some people are putting just $10k in a bitcion coin for just fe months and now they are multimillionaires thanks to Charlotte Grace Miller
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
To whoever reading this , never stop chasing your dreams you can do it . Keep pressing and thriving you will make it ! Consistency is the key to achieve your goals
Starting early is the best way getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to a decent payouts, with the right skills and proper understanding of how the market works
Crypto investment has really changed my financially status positively, I got my first house the year I started investing and today network is over £1.2m😊
@BarivareeHonestly speaking.... I'll continue to trade and stick to Alice Lee Chen Financial daily analysis and guides as long as it works well for me.
@@PatyadShe is outstanding so well mannered teacher, glad I saw this here the knowledge you will gain is for a life time. Now is the time to invest in your education for 2024.
My best financial decision was getting debt (5 years mortgage) for our house. I grew up in a family with debt and financial struggle. I always feared debt but I wish I had more debt when interests were less. So, not all debts are bad. Actually, if you can pay them eventually, debt is an incredible tool to build wealth.
Yea Navy federal gave me a really high limit. I applied and was denied at first so I got a VermontCorpLTD , and I was approved for a capital one. The limit was so small lol but I took it and worked on it. Because if that it helped my credit and I believe that’s what made me finally get approved for navy fed with such a high limit. they're still working on increasing the capital one since it was so low. All in all I’m satisfied.
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but VermontCorpLTD info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
Great video, but you need credit cards to build credit. The key: USE THEM ONLY FOR NECESSITIES AND PAY THEM IN FULL EACH AND EVERY MONTH. I recently cashed out the 1.5% from one of my credit cards (only buying necessities such as groceries, oil changes, new tires when needed, etc. - NOT "wants") and received nearly $1,100 cash. Had I used debit, I would have never received that FREE MONEY. Also, I receive between $600 and $800 in FREE MONEY every year from credit cards, pay them in full, cancel them, and repeat the process the next year. Check out my new book: I lived in a homeless shelter when graduating high school but ended up retiring at only age 46. Just search for "nike nickel book" on amazon. Enjoy!
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Transfer of wealth usually occur during market crash, so the more stocks drop, the more I buy, in the meanwhile I'm just focused on making better investments and earning more as recession fear increases, apparently there are strategies to 3x gains in this present market cos I read of someone that pulled a profit of $350k within 6months, and it would really help if you could make a video covering these strategies
@Patricia Martin I'll suggest you create a diversification strategy because building a good financial-portfolio has been more complex since covid. Recently my colleague advised me to hire an advisor, surprisingly I have accrued over $120K under the guidance of my coach during this crash. She figured out Defensive strategies to protect my portfolio and make profit from this roller coaster market
@@ConradGosling I've shuffled through investment-advisers in the past and so far Emily Catherine Mallick has proved to be the most effective and well grounded, she has quite an audience so you can easily just reach her on the web to gain access to her, just look-the name up.
At this moment, it is crucial for individuals to prioritize investing in alternative streams of income that are not reliant on the government, particularly with the existing worldwide economic crisis. Investing in stocks, gold, silver, and digital currencies can still be profitable during this period. Therefore, it is advisable to explore these investment options to secure one's financial future.
@@ThomasHeintz One of the biggest mistakes investors can make when it comes to stock investments is giving up just as the indexes reach support and begin to rise after a bear market bottom. I've been in contact with a coach for a while now, largely because I lack the in-depth knowledge and mental fortitude to deal with these reoccurring market situations. I netted over $220K during this drop, which demonstrated that there's more to the market than average Joe is aware of.
What an interview! Dave Ramsey is just a legend. Also a new subscriber here. I am both pumped and encouraged after watching this. I currently make $126k/yr. No investments and I work from home. I need to do something quick. What do you think I can do? Will be here for reliable ideas
You need a financial planner straight up! personally, I would invest in etf and also love investing in individual stocks. yes it’s riskier but I'm comfortable in my financial environment.
I agree. Based on personal experience working with one, I currently have $985k in a well-diversified portfollo that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
Wow, at the age of 53 I lost my wife to cancer, I and we were on top of the world financially, our children were grown and gone, out of state, I was alone, I felt I have more to give, so I adopted 5 children, yes 5, they are all from the same family, in the system and about to be separated, I took them, it’s been rough, here we are 10 years later, life is great. It’s wonderful to give my life to children who needed it….bless everyone
God bless you sir ♥️
God bless you for having the courage to take on 5 children.
Thank you, and trust me, he has…😀
What a beautiful heart you have.
You made me smile today. A rare event for me.
I’m sorry about the loss of your wife to a horrible disease. I’m sure she is smiling like me knowing her wonderful husband has given 5 siblings a home together.
We need more people like you in this world.
👍💖🙏🏻
Sometimes those you help, bite the hands that feed them. How do you handle that.
*Every family has a person who breaks the chain of poverty. I hope you will be that person!!*
Getting money is an issue that everyone has needs in order to live a better and luxurious life. Life was difficult for me until i began trading,and I'm now earning a lot of money even with the current crash happening in the trading market. I still make gains using a better strategies....
Being earning $2,900 on every $200 lnvested in the space of 7trading days
The reason people fail to succeed is discouragement from family and friends, how do you know if something is working or not with out a trial.
I want to try the system
Third winning all thanks to you.
Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does
investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
Controlling my portfolio cost me losses in 2022. So, in January 2023 I sought advice from a fiduciary. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfolio surged, yielding an annualized gain of 78%.
Your fiduciary must be really good, how I can get in touch with them as my porfolio is not performing as expected.
I work with Sonya Lee Mitchell as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Impressive, I took a look at her page. I set up an appointment. I’m looking forward to her reply, I hope she sees my message.
Having been concerned about finances throughout my entire adulthood, it's captivating to observe this video and realize that one can achieve alot if goals are set right. Experiencing the freedom of not being preoccupied with the financial concerns that consumed me for numerous years is truly liberating. I suppose this is the result of putting in diligent effort for the future.
Remarkable observations! Handling and staying abreast of things can be quite daunting for newcomers like myself. Are you a seasoned investor, or do you employ a methodical approach to staying well-informed?
Since the inception of my business, I've maintained contact with a financial advisor. In the current cultural landscape, the difficulty lies in discerning the opportune moments to buy or sell when dealing with trending stocks. This process, while seemingly straightforward, is effectively managed by my advisor, who handles entry and exit orders for my portfolio. Over the span of just a little over a year, my portfolio has seen substantial growth, exceeding $750k.
Impressive indeed! I'm sincerely eager to derive value from the insights of seasoned advisors, especially given the current condition of my portfolio facing challenges. Could you kindly share the name of the advisor who has been aiding you in navigating these financial complexities?
There are a lot of independent advisors you might look into. But i work with Pamela Kay Regel and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I used to listen to Dave Ramsy on the radio years ago. I have been debt-free for many years because of that. I live a different life today. I can do things most people will never be able to do. Being a cheerful giver makes for a stress-free life.
@Hello there, how are you doing this blessed day?
Thinking about when I almost gave up on life and how I managed to increase my financial situation to six figures, I feel very satisfied and very grateful to GOD.
The joy you feel knowing that you will never run out of money again must be incredible, I hope to experience that one day. Would you mind sharing how you achieved this?
Working with a professional/mentor who has in-depth knowledge of the market is the best way to achieve success. Operations carried out in the foreign exchange market total around 2 trillion dollars per day. It takes a lot of risk and money management experience to navigate the market profitably, which is why I work with ~Teresa Lynn Hansen.~~
I completely agree, emotions like fear and greed are problems for most people who try to invest on their own and end up losing their capital. I know many people who have made a fortune with cryptocurrencies and FX and this was possible thanks to the guidance they received from professionals. Can this professional help?
I firmly believe she can help, look for her name online.
Not all heroes wear capes. I will always be grateful to TERESA LYNN HANSEN for being so professional and knowledgeable, for playing the role and also for helping me escape the hustle and bustle of the 9 to 5.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation
Do u consider anyone worthy for recommendations? I have money set asides to taste the waters now that stocks are at a discount, well it's either that or inflation.
Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call.
Having fun talking to yourself trying to scam people? 😂
@@motoryzen😂
these bot comments are so stupid
1.Have a budget
2. Get out of debt
3. Good friends that influence you for the better
4. Save money
5. Be generous and give to people who are in need
Thank you 😊
Also learn how to invest and compound money
I fully agree,,,I'm 72 years young,,,all my adult life I lived on cash basis,,,my mother always said "If you can't afford it,,stay without it".....and that was my motto right up till this day...(Money stress is one thing I don't know)the BIBLE IS a great EDUCATOR.....GOD'S BLESSINGS 🇿🇦
↑↑↑↑
Amen
Hello how are you doing and are is the family especially the children i believe that everyone are safe Right,I will be excited to hear from you from Massaschusetts,and i am called General Paul been divorce for nine year now with two sons?
The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.
According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.
a downtrend offers an equally high-yielding avenue if you have the necessary skills and knowledge. This is why I've been using an investment advisor to scale up during this difficult time, and it's the only way I've been able to raise up to $150K in the last six months. It all comes down to technique. The downtrend gives you room to focus on the market and grow-substantially whether in the long or short run.
That's quite remarkable! I'm genuinely interested in benefiting from the guidance of such experienced advisors, especially considering the current state of my struggling portfolio. May I know the name of the advisor who has been assisting you in navigating these financial challenges?
“Rebecca Nassar Dunne’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for....
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes..
@@paulinusikpeama6328 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@YinusaSaheed My advisor is VICTORIA CARMEN SANTAELLA;
You can look her up online
@@paulinusikpeama6328 The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Building wealth from nothing involves consistent saving, disciplined spending, and strategic investments. Begin by creating a budget to track expenses and identify areas for savings. Prioritize paying off high-interest debt and establishing an emergency fund. As you build a foundation, start investing in low-cost options like index funds, and focus on continuous learning and improving your skills for better income opportunities.
Impressive insights! For beginners like me, managing and staying updated can be overwhelming. Are you an experienced investor or do you have a strategic approach for staying informed?
Absolutely not, as I've closely tracked my portfolio's performance, witnessing a staggering $482k growth in just the last two quarters. This experience has taught me the secrets behind experienced traders' substantial gains in what might appear as unpredictable markets. Undoubtedly, it's been a bold and rewarding choice I made fairly recently
This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?
I'm guided by “Pamela Kay Regel ” an experienced coach with extensive financial market knowledge. While you can consider other options, her strategy has yielded positive results for me. She offers valuable insights, including entry and exit points for the securities I concentrate on.
Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.
Recessions are part of the economic cycle, all you can do is make sure you're prepared and plan accordingly. I graduated into a recession (2009). My 1st job after college was aerial acrobat on cruise ships. Today I'm a VP at a global company, own 3 rental properties, invest in stocks and biz, built my own business, and have my net worth increase by $500k in the last 4 years.
You need a Financial Advisor my friend so you don't get ripped off in the market. They provide personalized advice to individuals based on their risk appetite, placing them among the best of the best. There are bad ones, but some with good track records can be very good.
@@MarkFreeman-xi3rk Can you leave in details about your investment advisor here? I’m in dire need for one.
Do your due diligence and opt for one that has tactics to help your portfolio continue consistent and steady growth. “Margaret Johnson Arndt” is accountable for the success of my portfolio, and I believe she has the qualifications and expertise to accomplish your objectives.
Margaret Johnson Arndt really seems to know her stuff. I found her online-page, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her.
Seems like a depression to me
Had a business, was doing well, doing bills payment, saving, things going well, projection looks good.. Corona came hit us hard business shut down, saving dried up. Now homeless. But not giving up yet. Got to rebuild one step at a time..God still got out back..Set back for a come back...
When you walk the low road it gives new perspective to every thing...
Please start reciting and meditating on Psalm 23 every day, every hour and every minute. Come back with a testimony!
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
While the current market offers short-term profit potential, it's crucial to note that executing such a strategy requires expertise and skill.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.
impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now
“Leila Simoes Pinto’’ You can easily look her up, she has years of financiaI market experience.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I began my investment journey at the age of 27, primarily through hard work and dedication. I'm to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier it is not about achieving quick wealth, but rather ensuring long-term financial prosperity
Investors should exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields
This is superb information,as a noob it gets quite to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?
These are very info for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the knowledge embedded in it.we may not want to admit, but as warren buffett once said, investing is like any other profession, it requires a certain level of expertise. Not surprise that some people are losing a lot of money I'm the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it . I've got $150k set aside to put in the market
As a beginner what do I need to do? How can I invest, on which platform? If you know any please share
Timothy Eric Meek
Thank you, Just what I needed to watch really. My hubby and I are directors of our farm business and own property plus small pensions. I am nearly 52, hubby is 55. We have started to save to retire from the farm, and possibly live on rental income, I'd really appreciate if you could go LIVE and talk about how to earn passive income online and retire comfortably
@Phil Stones Right, you can avoid the pitfalls associated with lifestyle inflation by consulting a well grounded advisor, to help plan your short- and long-term goals, it all depends on proper guidance. I've watched my income generate wealth over the past 2 years and 6 months, I now own a house fully paid, and with at least $2.2m sitting in savings thus far. All of this is a result of subsequent investments, and following expert advise.
@@geertDman mind sharing info on the adviser who assisted you? been saving for pension since age 18 - company scheme. along the way I hit higher tax, so I added to my company pension with a SIPP (tax benefits) I'm 46 now and would love to grow my finance more aggressively, there are a few cars I still wish to drive, a few mega holidays, etc.
@@garybutler7877 The advisor that guides me is Sharon Madorsky Davison, most likely the internet is where to find her basic info, just search her name. She's established.
Invest in mutual funds but only with long term vision like 5-6 years, no short term approach. Look at the inflation rate of your country and buy assets that beats the inflation. Warren Buffet said I buy American businesses not stocks. That’s how you need to look at investing in the market or mutual funds. I am not very familiar with how things work in your country. But just giving a broad line. Also generate rental income in case you can by investing in property but without much borrowing.
I'm not kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it Investing is a long-term game, so focus on the long run.
I can’t focus on the long run when I should be retiring in 3years, you see I’ve got good companies in my portfolio and a good amount invested, but my profit has been stalling, does it mean this recession/unstable market doesn’t provide any calculated risk opportunities to make profit?
There are a lot of strategies to make tongue wetting profit especially in a down market, but such sophisticated trades can only be carried out by proper market experts
I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you
I just Googled her name and her website came up right away. It looks interesting so far. I'm going to book a call with her and let you know how it goes. Thanks
SHILL GANG GANG, gee it's almost like you all are working off the same script, over and over take narrative turns peddling your fin coaches. all you mofos are paycheck to paycheck, lmaoooo
I must say you are an inspiration because I started up investing and trading as a scared investor who doesn’t want to lose money, glad to say I’m very profitable now and bought my first house through it
I think it's not always about fear, Sometimes realistic factors discourage people from reaching their goals in life. For instance, I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value
This is the problem! Most times people with little or no knowledge of the stock market try investing by themselves. It once happened to me, then I learned my lesson and contacted a US-based finance consultant by name Lisa Angelique Abel and everything changed. In in the first quarter of this year i made $370k and counting.
Impressive, that sounds good but how do I reach out to Lisa ?
You can glance her name up on the internet and verify her yourself. she has years of financial market experience.
These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. I know someone who made over $350k in this recession influenced market, but to the best of my knowledge, it was through a financial advisor.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.
Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Mary Terese Singh for the last five years or so, and her returns have been pretty much amazing.
I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
I’ve taught so many people how to become rich. I realize that it all comes down to putting God first.
I would appreciate if you taught me too
Can we buy natural gas as it's at 2 YEARS LOW?
@@lucyndungu8192 Just read the Holy Bible. It'll teach you everything that you need to know.
U r so right
What? God makes people rich with money? Not so. God doesn't work for people.
I began my investment journey at the age of 33, primarily through hard work and dedication. Now at the age of 38, I am thrilled to share that my passive income exceeded $100k in a single month for the first time. This success reinforces the importance of the advice mentioned earlier. It is not about achieving quick wealth, but rather ensuring long-term financial prosperity.
Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my stock portfolio and plan my retirement
I checked Natalie Marie Tuttle up out of curiosity and i must say i am impressed by her Credentials. i emailed her already, waiting on her response.
Yeah, right now, I'm broke, 700 dollar car payment, 500 dollar house payment, live paycheck to paycheck. Who's fault is that? Me, at 36. I have to change, i don't have a choice. i can't keep riding the rollercoaster to no where. I'n 3 years at 39. I will be at 6 figures income all debt paid. How? Real estate.
Please share the steps you took. Please help. Really need it. Thanks
This is beyond amazing. Success has no shortcuts, there’re ways to attain it.
The most successful people always seek the knowledge and ideas of financial professionals to help them create wealth and expect to achieve their success without any help.
To create wealth, proficiency is needed. I indulge in special packages with the Ideas of my finance professionaI and so far I’ve attain so much returns (amount is confidentiaI)
IsabeIIe ChIoe Scott is my professionaI, I found her on Bloomberg where she was featured, I looked up her name on the internet. FortunateIy I came across her and reached out to her, you can verify her yourself.
Dave Ramsey is The Person that everyone needs to know about and listen to..I recommend him to everyone I meet everyday. He improves anyone’s life that listens and practices his financial teachings.
When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss LIBERTONCORP
I wish Dave Ramsey had Dave Ramsey University for all the High Schools in America. With a teacher and book to teach our kids. How to have a checking account, have a loan, buy a house with moetgage, etc
WOW! I'm 63 female. I have been a very hard worker 3/4 of my life . Buying making it nice ...selling small homes. I lost my Gusto, my Steam, my motivation...until I heard you! 😊
You got me thinking!!
In my 68 years in this world, I believe what he said that money could only amplifies what you really are. If you are miserable, it would make you more. If stingy, more stingy. If generous, more generous, etc.
I'm all that , depending on when you catch up with me ???? Lol
I hope you have now reached 70 years in this world! :D
I have hit rock bottom financially, raising two kids alone for the past 6yrs, husband left, swimming in debt, 36 years of age. But I thank God I bumped into this eye opening video today. As I listened I journalled all five down. I will take each step through God's help. Thank you so much
If you can find a place that gives financial peace university, instructed by Dave's financial coaches. That would help more. It helped us.
There u go 👏🏼 NOW GET AFTER IT 🎯
I've worked 2 fulltime jobs for the last 8 years. I barely get any sleep. But I get to make my own choices. I've cut out all the negative influences that were holding me down, & I've never had more peace of mind than I do now. I have my positive personality, I help others as much as I can, and I focus on the hereafter. Now that's a rich life. I still struggle day to day, but my eyes are on the prize. You can't take it w you.
As a father I can’t stand dead beat dads. Take him to court. You don’t deserve that.
You are awesome. I wish you the very best working your plan!
The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.
Money invested is far better than money saved , when you invest it gives you the opportunity to increase your financial worth.
It is remarkable how much long term
advantage people like us have gotten by trying to be consistently not stupid,
instead of trying to be very intelligent.
The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.
Many individuals report success in investing in stocks, forex, and cryptocurrency (Bitcoin), yet I continue to struggle. Can somebody help me out or advise me on what to do?
Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.
As black man this plan works and has a wonderful track record. I always thought It would never work for me until we tried it and it changed our lives. Life is now different. My marriage is more amazing and my children are more grounded. Praise God. It all happened in less than 3 years. Praise the Lord!!!!!
As a white person, I'm here to tell you we don't need to know your black. Race doesn't need to be acknowledged in everything.
Imagine this:
As a woman, As a handicapped person As a Japanese person, As a foreigner, As a Whatever.
Get the point
Hallelujah! I exist on a different continent and Dave's teachings got me out of debt and set up in financial peace in 9 months 🎉
Why do you think telling us you are black to be important? Why do black people always do that?
I appreciate that he told us his race. As a Latina, some people won’t let me finish a sentence when I mention Dave Ramsey because they assume he’s a racist conservative. I decided on my own to research Dave when a fellow latino told me “believe that he leans on the conservative side but that has nothing to do with anything. He is an unbelievably decent man and helped me so
Much”.
My friend. Don't be easily offended. We all bleed the same. We are just humans. Created in the image of God. Let us extend grace to each other and be free to express ourselves
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Brooke Miller for helping me achieve this
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
she's mostly on Instagrams, using the user name
I literally cried at the end because I know what it feels like to have to work Holidays to be able to pay for my childrens needs... I'm in a better place in my lifeand am now able to take some of those days off 🤗 .. Thank you for speech and everything you do :)
God bless you sweetheart and I pray for your happiness
Learn to trade dear. You don't need much money to start trading. Read and understand the book " The Candlestick Trading Bible" it will teach every thing you need to know. Master everything you are Learn about and use Treading Prop Firms to fund your trading. It will take some time but the light will come at the end of the tunnel. Only money based knowledge will free you from debt and the corruption of debt based thinking.
I am a retired professional nurse, though I too, worked many a Christmas, leaving my teenage son home alone. I can never get back that time. Ironically, we both figured out how to make the market work for us, and 20 years later, it's all we do.
Tears at the end indeed. Been there too. Pay it forward. Life is So good now. Even when it's rough. This man...directed by God...has changed our lives. We're grateful to be His money managers today. Take care:-)
@@athena3865 Can I PM you personally in Facebook, on how you do it?..
Anyone else here obsessed with 25 Money Secrets From Donald Trump? It’s like discovering a secret treasure map for wealth!
I've got food in my stomach, clothes on my back, a roof over my head, and money in my pocket. I'm rich!
Yes absolutely a little gratitude goes a long way. Gratitude changed my life for better 🙏.
That's the most truthful thing I've heard lately. I grew out of having to have the best because I'm not in competition with anyone. I come home from work everyday and I'm not worried like I used to be. How I would pay this bill or payment. If you can afford to live a lavish life style, then if that's what you want, do it. But trying to live outside your means will only make you miserable.
that’s good it if you lost your job how long could you have those things
Wow, this sounds sad.... do you mean this? Don't settle.... do you have enough to give to others?
Amen!
Outstanding Dave! It took me many years to figure these things out. I've been debt free for 20 years now, and even in the face of our 401 diminishing fast, we are ok. The part about being generous, especially with our time, gifts and attitudes is priceless. I was moved by your words and presentation. There is a peace in your heart that cannot be explained, it must be earned. I wish that I would have followed this advice much earlier in life. Thank You.
Thank you for your feedback,for more information on how to be successful in trading,
Can we buy natural gas as it's at 2 YEARS LOW?
And i thank heavens i am seeing this in the early stages of my life
You should do a new video about LIBERTONCORP ! I really like you’re mellow delivery and you seem like you’re very knowledgeable. I watch lots of influencers and you always seem very calculated and know exactly what you’re talking about and understand it. You’re better at explaining complicated things simply, than any other person on youtube keep it up brother!
Talk to me
As an lnvestment enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
The current state of the market may bring opportunities to increase profits quickly, but professional assistance is required in order to put such a plan into action.
Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Amy Desiree Irish is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just googled her and I'm really impressed with her credentials; I reached out to her since l need all the assistance l can get. I just scheduled a caII.
I’ve been with VermontCorpLTD for more than five years and it’s one of the best decisions I’ve made in terms of investing. I use my self-directed IRA with Preferred Trust Company. I work with my Investment Representative from Ignite Funding who is very professional and knowledgeable as well as the other employees in other departments. I get answers to my questions right away. I have more than 20 loans at the moment and interests are paid in a timely manner. I’m grateful to have them.
LIBERTONCORP is young. Holding almost anything mentioned here is a good hold because the VHS or Beta will only show in time. I want to hold them early. Its sad that most dont think of these things as good future holds instead of being out of the market and bottom hunting. Are we the adopters or are we scavengers? surely one of these layer ones will become the standard and i dont want to sell any of them too early.
Thank you for being there LIBERTONCORP when I wanted you to..... I was lost in this new world that I was hassled to start with ....you not only guided me along the way but you also showed me the proper way....whatever little I have been able to achieve in life is because of you today ..... I want to thank you for being there and showing me the proper way of doing thing for me you are my best guide as you truly showed me the way to life....once again , I would like to tell you a heartfelt thanks for being there.
I dunno… I was one of those people that didn’t care about a credit score, didn’t get any education about how important your credit score is, and I racked up debt like an idiot. I worked really hard and educated myself and I’ve brought my credit score from 480 to 732 and I’m still going up with VermontCorpLTD . I feel like the government blaming credit reporting companies instead of the lack of financial education in their own public education system is foolish.
the lack of investment education in schools may explain why people struggle to maintain their financial gains. Managing money is different from accumulating wealth. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.
investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.
That’s why I make it a point to speak with a financial advisor before choosing any investments. I’ve been using one since the pandemic, using profits oriented tactics and minimizing risks as a buffer against inevitable downtrends. In addition they have access to insider knowledge and analysis, making failure virtually impossible for them. I’ve made about $3million working with Deborah Jean Dykstra my advisor for over three years now.
please how do i find the F. A you just mentioned? i want to get into the stock market but i don't know how
Deborah isn't hard to find. look her up on the web and see for yourself
thanks for the tip Jeffery, out of curiosity i looked Deborah up on the web and she seems proficient, i wrote her a mail and i hope she responds soon
AMEN!!!! I took this class then I hosted the classes for a few years. I saw so many people change their lives. I am very grateful to this man. God bless you.
When referencing corporate America, he said “They don’t really care about you as they make it seem” realest thing he said...I’ve seen experienced it first hand in the DMV. Black ppl aren’t really respected in corporate America. Glad that he was able to get out of there and become his own boss VermontCorpLTD
I'm on Baby Step 6 and about to move to 7. IT WORKS. Totally changed my life. Lots of hard work and dedication in the beginning...but it works! Dave rocks!!!!!
Dave has definitely been an awesome inspiration in my life. 1992 at the age of 31, I started following his principles. Now at 62, I’m retired and living extremely comfortable. Not bragging just testifying that living smart, money-wise at least, works! 💯💯💯
3
High five to you Ray Burton. Well done.
Congratulations!
I thought I liked what he was saying than he said 1/4 cards was his gun card. Boohhhh
Good for you bro. Seriously. As far as Dave RAMsey. Another fake phony Christian on the world stage.
It makes sense, BTC and crypto is off helping to regulate, rather than pretend it won't ever happen. The big institutions getting in is the catalyst that will launch us into the stratosphere. Most people don't like change but after the change is made they grow used to it and it becomes a non issue usually because their fears never materialize. The projects that initiated the process of regulation have not been ruined, they got involved in setting guidelines and helping the regulators understand the crypto space. I’d get involved more knowing that I have made over 7 btc and 15ETH from day-trade with Liberton Corp in few weeks.
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Her name is 'Amy Desiree Irish’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
I saw this and watched it again. What Dave says is 100% right. I went into a store and, it was around Christmas, and saw a little girl wanting something. This was about $30 and the father said we can't afford that and she did not throw a fit.
Later I asked them if I could buy that and they said yes. I can spend $1000 on myself and not get near the joy and satisfaction out of that $30 I spent on her.
I do not need to flaunt this experience to anyone but am sharing it because..... the thought of just being able to give $30 to someone randomly, buy them something and see the difference it made. Not just the difference to her but the parents. It is so powerful. I could not imagine seeing someone after giving them $300 as Dave says. It would be overwhelming for me so I would just leave.
You just spoiled her
Don't be discouraged from helping others by the pettiness of those not in a position to help themselves never mind other. The joy of giving is boundless
Sending this to our three sons. Although they are very judicious and careful , there’s a lot of Godly teaching here that is so valuable. Thank you!
Acquiring shares can seem simple, but selecting the appropriate stock without a verified process might be difficult. I've been trying for a long time to grow my $210,000 portfolio, but the major hurdle is that I don't have a clear entry and exit strategy. Any feedback on this would be appreciated.
Investing in a variety of asset classes will reduce risk more than putting all of your money in one. If your financial understanding is lacking, see a financial consultant.
A lot of individuals downplay the significance of advice until their own emotions become unbearable. A few summers ago, after a drawn-out divorce, I needed a big shove to stay afloat with my firm. I located the most qualified advisor after searching for licensed advisors. Despite inflation, she has helped me build my reserve from $275k to $850k.
That makes perfect sense; you appear to have the market figured out, unlike us. Who supervises you?
'Laurelyn Gross Pohlmeier' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks
I get such GREAT service every time I go to the VermontCorpLTD and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!
I am aware that continuing to invest during periods of volatility can be a smart way to build wealth. I’ve heard testimonies of people accruing over $250k this red period. What measures can I take to ensure this?
You’re right! The current market might give opportunities to maximize profit, but in order to execute such effective transactions, you must be a skilled practitioner.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $650k so far.
This is really nice. I worry that I have a couple more years before retirement, and I want to switch to using a financial advisor, I could really use the expertise of this advisor.
My investment advisor is Natalie Carol Nielson, she's verifiable and I'm very sure you can find info about her on the internet, her qualifications speak for itself.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
Diversification is the key. My portfolio is well diversified with the help of a financial adviser. This helps me make more than +400% monthly on my investments.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
No thxs! Dont like that foul language!
@@Lemariecooper 400% on investments? a good year averages 8%-10% growth. 400% returns can't even be obtained investing in illegal activities SMH
Had me in tears about his life. My God I'm so happy for him and his family. He has taught me so much. Thank you Dave
Thank you for your feedback,for more information on how to be successful in trading,
The 5th point is to be generous with everything that you own
This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.
These uncertainties will always be there. Thing is, every once in a while, the market does something so stupid it takes your breath away. If youre not ready for it, you shouldnt be in the market business. or get you a skilled practitioner.
Such market uncertainties are the reason I don’t base my market judgements and decisions on rumors' and hear-says, it got the best of me in the year 2020 and had me holding worthless positions in the market. I had to revamp my entire portfolio through the aid of Heather my financial advisr, before I started seeing any significant results happens in my portfolio. Been using the same advisor since then and I’ve scaled up almost a million within 2 years. Whether a bullish or down market, both makes for good profit, it all depends on where you’re looking…
@@martingiavarini Not bad at all. I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market. Could this coach that guides you help?
@@Oly_laura Finding financial advisors like Catherine Morrison Evans who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
@@martingiavarini Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Investing has been rather rewarding to me and I've learned that getting a good return is very much attainable if you know your way around it. Do not let anyone tell you it’s impossible.
How are you doing it? Not everyone is as lucky as you are you know.
Luck is way off the picture. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $10k spread across stocks (options and futures) for the short term and Roth IRA, index funds, cryptocurrency and ETFs, for the long term. Now with over 71k in roi, I sit back and just reinvest at intervals while I handle my other businesses.
Is he taking new clients? I'll be 46 soon I hope it's not too late. This whole stuff is just too complicated for me. I don't mind using some help.
Hermanw jonas that’s his gmail okay
Thanks for the lead. I was able to get in touch with him and we spoke at length. I'm getting started right away!
*Dave Ramsey is such a blessing to all.* To attain financial independence, follow the steps below.💪
To attain financial independence, you need the experience of a financial consultant to achieve your goal. Rich people seek consultants to grow their finance but claim to attain success themselves
I engage in compound interest and leveraging and as well operate exclusive packages through my financial consultant and have so far achieve great returns (above 500k).🥂
To get more details about my consultant (Diana Alexandra Hunts), do internet research with her full name above, where you can get in touch and write her. Give it a try and attain financial independence
Took me 3 years to pay everything off...over a decade ago. Thanks Dave!
NOT
How can you be a Ramsey critic? He's the real deal. I remember decades ago driving across North Louisiana for work, picking up this guy on FM radio yelling about finances and thinking how cool he was way before he was famous. And now he's a household name. And it is not because he's off, or strange, or anything bad. It's because he's real and he gets it because he has lived it. Go on Dave!
The power for creating a better future is contained in the present moment, You create a good future by creating a good present. The key to financial freedom and great wealth is a person's ability to convert earned income into passive income to build generational wealth ,this trick has never failed.
@stanley6961Some people are really ignorant of the profitability in Trading. and that has been the major issues limiting their investment?
😢Purchasing Bitcoin doesn't always assures winning, the ability to make profit off your capital is what makes you win... Stop relying on the market price to make profit.
Choose trading
trad-ing with mrs Debra Barton , over time will yeild more returns than doing it all at once. Finding a certified advisor who can educate you on how market has been advised if you're just starter. I'm referring all individuals to trade with mrs Debra?
The wisest thing that should be on everyone's mind currently should be to trading in different streams of income that doesn't depend on government, especially with the current economic crises around the world?
I think trading is easier with proper guidance, especially from a proffessional it really helps reduce the chances of running into losses.and it incures profit also?
Although< I have interests in global economics I don't watch the news anymore... I have enough FUD. Thanks for this news and offering your insight on how to navigate during unfortunate times/events like this. You're right about keeping level headed when investing so that's why I think it's important to limit the amount of FUD we consume. I don't watch the media but the news that you present has enough to know issues going on without riding the emotional rollercoaster if I were to watch the news everyday. Now I buy and just trade long term more than ever, I have made over £728k from day trading with Liberton Corp Signal in few weeks, this is one of the best medium to backup your assets incase it goes bearish....
The best life advice you will ever get anywhere. All you have to do is act upon it.We all have the power to do the right thing. Go for it.
Expectations for 2024 is that markets starts to broaden out more, with the rates cut holding steady, i have a couple of questions....can I safely invest $220k in the markets? What should I do differently?
Over time? stocks! Though the Fed's activities with regard to rates should worry investors, small-cap stocks are set to fare better this year. The best small-cap stocks to place yourself in should be investigated or you get yourself an investment advisor
Accurate asset allocation is crucial, and some individuals use hedging strategies or allocate part of their portfolio to defensive assets for market downturns. Expert guidance is vital for achieving this. This approach has helped me stay financially secure for over five years, yielding nearly $1M in returns on investments.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Karen Leigh Owens is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
People are facing a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.
So many retire with hopes of whatever, only to find endless time on their hands. Is your faith in God or the mighty dollar. Invest in yourself not the stock market.
Wooooow ❤❤❤❤❤
That's where faith comes in. A different way of thinking, a cutting out of the things you don't really need. No matter how poor you think you are there are still things in your life you can do without. I watch documentaries on third world countries and how they have literally nothing and still manage to be happy because they trust God and are greatful and thankful for the smallest things. Their children smile and sing, and play. They are indeed rich in love and their relationships. Ask God, put Him first, acknowledge Him, and He will direct your paths. Do these things and you will live.
All because your Government has a bunch of idiots in it that do not live by the principles outlined in this video when it comes to your tax dollars. US Gov DEBT = INFLATION
We did your snowball payments and we have been debt free for 20 years. Money in the bank and investing each month. We started out living above a car wash with drug dealer on one side and alcoholic on the other and we climbed out. Thank you for your information.
Can we buy natural gas as it's at 2 YEARS LOW?
Some of the greatest pundits in markets, business, and economics have been debating just how severe they think the next downturn would be - and how far stocks may have to go - as recession concerns rise on Wall Street and inflation continues well above the Fed's 2% target. My objective is to have a portfolio worth at least $850k by the age of 60, so I need suggestions and guidance on what investments to make to set myself up for retirement.
show fewer
Investors must specifically be on guard against the next certainty during times like these. You don't have to act on every forecast, therefore I'll advise you to hire a financial advisor who can give you entry and exit opportunities for the stocks or ETFs you want to concentrate on.
@Lucas Williams I'm new to this and have heard that now is an excellent time to buy. However, I currently have cash sitting in my bank account that I would really like to put to good use because inflation is at an all-time high. Who is this coach that you mention, and do you mind if I look them up?
Wow, very inspiring. I lost my wife to cancer last year and my finances tanked. So I am starting over with next to nothing. This is so inspiring and I especially love that you got so much from God's word as no matter what happens to me, I try and maintain my faith in God to help me... gonna TRY and start over. Not sure what I will do, I figure maybe I'll pretend I am 17 again and think "what would I have done at 17?" then I will make sure I don't do that... but rather I will do what I SHOULD have done at 17! LOL... who knows... with God's help and some motivation and work on my part... things will hopefully change for the better. Prayers are more than welcome.
ONE smart thing I did in my life was I got rid of my credit cards for good. Those companies are crooked as it gets. When I wanted a new computer and couldn't afford it, I bought it one part at a time. Took me 9 months, but I paid far less than if i had got it on credit and it was 100% paid for. I started back then to put aside a small amount of money each month. I can't do that now, but I have reduced my expenses and when I get back on my feet, I plan to leave my expenses low and try saving more if possible.
*Let's talk about success:* Firstly the journey won’t be easy, embrace persistence, patience and perseverance. Outline your goal and pull your efforts together to attain that goal. I had a fair share of struggles before diving into crypto last year. And let me tell you, it completely changed my life! So don't lose hope, my friend.
That’s a great motivation! I thought about crypt0 but unsure of it. I currently make $64k/yr. No investment and I need to do something quick. What can I do?
Spot on. The market presents a lot of opportunities to create passive income, with the right skill and proper understanding. Whether you’re not sure about what to invest in, or you don’t have time to manage your assets, just make sure to consult an advisor. Good luck!
I’m very much aware of the great benefits of working with a pro but I haven't found one for myself.
I get you! Finding the right pro can be challenging. I partner with *Olivia charlotte Oswald.* I found her on the CBNC interview, looked her up and we began our awesome partnership.
Cryptos and real estate crowdfunding are awesome lnvestment options! It's great that you're growing with Olivia.
He's 100% correct in that you're a by-product of who is in your inner circle.
I do believe that. But what if (at this time) I'm one of those who aren't desirable to hang around in their eyes because they subscribe to that same philosophy? For the past few years the only few people I know are basically misfits. None are quite good enough "friends" to drive out of their towns to meet for my birthday night out, I'll put it that way.
Appreciate everyone in your life and look for the good in them. Then you can become the good parts of them, not just passively like them. The main person you need to become like is God. So spend time with Him. :).
I have been trying to live by these guidelines for the last 5 years and it is slowly working. God bless 🙏🏻😊
I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Veronica Hoy.
The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.
Hoy's expertise in customizing investment portfolios based on changing market conditions and personal risk profiles is exceptional. It's not a one-size-fits-all approach, which is crucial in crypto investing.
You trade with Veronica Hoy too? Wow that woman has been a blessing to me and my family.
I'm new at this, please how can I reach her?
I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much
I did what Dave Ramsey teaches here and 30 years later We are now a multimillionaires looking to retire soon. Thank you Dave His strategies work if you work them.
Exactly! It's not how much you make, but what you do with it!
Wealthy INVEST FIRST and SPEND LAST. Poor SPEND FIRST and INVEST,............. LAST.
With all life's troubles,... it is a blessing to not have to worry about money and be able to make a difference in people's lives with what we have.
God bless.
I bet you're pretending luck had nothing to do with your success too. Nobody seems to mention luck, even though it's the most important part of success.
Did you invest in Roth ira
Rock on! We're on our way too, following his plan turned my life around!
Hi Wayne, would you like to adopt my sister and I? We're senior ladies. Lol
do not be confirmed to this world...Be transformed! plus Givers are prosperous while takers are poor ... Two well said points proven in my life.. i love this talk ...
The borrower is servant to the lender. Avoiding debt is the absolute best financial decision I ever made because I can sleep peacefully at night. I listened to Dave for years. This video makes me love him even more. Dave thanks for the love 💘.
Hi
My nan used to say "neither a lender or borrower be". I've never forgotten that.
Debt can be a good thing if you know about your interest rates and you have a stable income and plan to pay back.
8.7 MILLION views! That's alot of people to see this wonderful, life changing, common sense video. I hope it has transformed all who viewed. God Bless You, Dave!
I started following his ideas late in life, after restarting my life after divorce and going for my master's degree in my early 50s. I have been slowly making my way back to a secure financial state. It is so rewarding!
Good for you, Carol! Well done! Wishing you a wonderful life.
With the current problem around the world today I think it's best everyone invest more in digital asset than Saving in banks, anyone you can manage don't live a life with no investment . Just my thoughts
Things you can invest In
👇👇
Real estate
Stock
Crypto
Bonds
@@madeleinedee4395 Stocks, bitcoin are falling and bond yields are rising, but markets still don't seem convinced, the Federal Reserve will pursue plans to keep increasing interest rates until inflation is under control. I'm still at a crossroads deciding if to liquidate my $117k stock portfolio, what's the best way to take advantage of this bear market?
@@daothai5056 you just spoke my mind, all stocks are crashing, bitcoin and others are falling, how can one take advantage of you this time
@@daothai5056 Most time having knowledge or insight about a particular activity can as well be a pleasing exercise. I can boldly say that the digital market is one of the profitable money exchange services that elevates investors and their financial status.
@@daothai5056 The first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable vou make use of a professional like I did. I invested in cryptocurrencies and l'm making a huge profits but this was only possible when I started working with en expert
Making money is not the same as keeping it there is a reason why investments aren't well taught in schools, the examples you gave are well stationed, the market crisis gave me my first millions, people shy away from hard times, I embrace them.. well at least my advisor does lol.
Investors should be cautious about their exposure and be wary of new buys, especially during inflation. Such high yields in this recession is only possible under the supervision of a professional or trusted advisor
@@Patriciacraig599 I wholeheartedly concur, which is why I favor relying on an investment coach to make daily investment decisions. Their expertise and exclusive attention to managing risk for potential gains, while also implementing safeguards against unfavorable outcomes, significantly diminishes the likelihood of underperformance. Having collaborated with an investment coach for more than two years, I have achieved a remarkable success of earning over one million dollars.
@@HelenaBonham-pz4ly I’m in dire need of guidance so i can salvage my portfolio due to the massive dips and come up with better strategies. How can I reach this advisor?
@@margaritasbunny Elizabeth Pan Holt is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Dave's right. Power never corrupted anyone. Power only reveals and amplifies what's already there. Money is power.
So deep and true, thank you
Yes money enables us to be what we are.
True. I'm sure Dave was a condescending asshole when he was broke, lol.
I already converted all my ETH to VermontCorpLTD , now I feel like moving all my BTC to ADA as well.
Amen
You should try investing that..
This guy is absolutely right and he has spoken the truth because I have experienced the same thing in my life. Be generous and the one above you will also be generous with you
I think generosity of spirit is a sounder path. If you’ve made it then follow his plan. If generosity is based on avariciousness then it’s mean spirited.
People's lives are becoming more and more difficult, and at this point in time, I think we should be more prepared to fight better
Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Instead of trying to predict and prognosticate the stability of the market and precisely when the change is going to happen, a better strategy is simply having a portfolio that’s well prepared for any eventually, that’s how some folks' been averaging 150K every 7week these past 4months according to Bloomberg.
That’s crazy, I’m just doing everything wrong with my portfolio.
Same here, 75% of my portfolio is in the red and I really don’t know how long I can stomach the losses. I’m beginning to reach a breaking point.
The US-Stock Mrkt had been on it’s longest bull-run in history, so the mass hysteria and panic is relatable considering we’re not accustomed to such troubled mrkts, but there are avenues lurking around if you know where to look. My wife and I are retiring this year with over $7,000,000 in tax deferred investments. up until 3 years ago we were 100% in the S&P. During bear markets we had a perfect plan. We got an investment manager in our corner and didn’t look at our portfolio for nearly a year.
Patience patience patience. It's a cycle.... a sucky point in the cycle, but a cycle nonetheless.
Hello, I am new when it comes to investing and i would really appreciate if I could get some tips about where it is worth to invest in (ETFs, Stocks, Growth stocks, Dividend stock etc.)
Dave Ramsey program is also taught in prison. I remember coming across David Ramsey when i was in DOC. I only had 2 year of time to serve. His 300$ programs seminar which was free changed my life forever. Now im financially secure all thx to him. He's a real eye opener when it comes to money. The King Solomon of money.
I just want peace in my life and that’s priceless!🕊
Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k. My mom retired with about 4.2 million, but my dad retired with roughly 1.8 million.
This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $21k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
@@edward.abraham I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.
@@Kim.beneteau My advisor is Julia Ann Finnicum. I've been working with her for a very long time. You could still check out others on the internet. She's an independent financial advisor, so her decisions have been really spectacular.
@@edward.abraham She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
I'm so glad I took the time to watch this! Dave is absolutely right! Giving is the greatest feeling when you have money! It's two-fold. First of all you get joy just out of the fact that you're that well off that you can literally GIVE money away to someone and second, seeing the joy on someone's face, knowing YOU were able to make their finances easier is priceless!
This is so spot on!! Don’t have kids early and choose your life partner over a lot of prayer and honesty.
It’s hard to keep from being derailed if you start parenting and divorce early in life.
Thank you for saying this. I just didn't know how to put it in words.
So true @Lisa Towe. Right there with you (now that I have the life experience to understand these concepts). If only more of us would be humble enough to share these life lessons with the younger generation so they can learn from our mistakes instead of repeating them.
I had my first kid at 19 with my wife of 10 years now. Having kids young definitely makes you grow up fast and puts you behind the pack. If I could go back I wouldn’t change a thing. Work hard. Be present. Don’t give up. That’s the problem everyone who has kids young when it gets tough they tuck tail and run rather than dig in and work harder on your career, Kids, and marriage. God Bless!
Hello it's nice connecting with you, how's your day going for you over there?
You work for a 40yrs to have $1m in your retirement, meanwhile some people are putting just $10k in a bitcion coin for just fe months and now they are multimillionaires thanks to Charlotte Grace Miller
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
Talking to an expert like Charlotte Miller to reshape your portfolio is a very smart move
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
She's always active on Whats~App...
To whoever reading this , never stop chasing your dreams you can do it . Keep pressing and thriving you will make it ! Consistency is the key to achieve your goals
Bitcoin trading is just like any other business but in this case more sophisticated and advanced .
Starting early is the best way getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to a decent payouts, with the right skills and proper understanding of how the market works
Crypto investment has really changed my financially status positively, I got my first house the year I started investing and today network is over £1.2m😊
I'm from spain , I have been an investor in the crypto market for over 2 years
Now is the best time to purchase and invest in Bitcoin , stop proscastinating !!
Dave Ramsey is a legend. 🌟❤️
I don't think he gets enough credit for the impact he's made on millions around the world. ❤️
Hit 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 14k in last month 2024.
Wow that's huge, how do you make that much monthly?
@BarivareeHonestly speaking.... I'll continue to trade and stick to Alice Lee Chen Financial daily analysis and guides as long as it works well for me.
@@PatyadShe is outstanding so well mannered teacher, glad I saw this here the knowledge you will gain is for a life time. Now is the time to invest in your education for 2024.
@NatalieGaelI'm new at this, please how can I reach her.
+162
My best financial decision was getting debt (5 years mortgage) for our house. I grew up in a family with debt and financial struggle. I always feared debt but I wish I had more debt when interests were less. So, not all debts are bad. Actually, if you can pay them eventually, debt is an incredible tool to build wealth.
Yea Navy federal gave me a really high limit. I applied and was denied at first so I got a VermontCorpLTD , and I was approved for a capital one. The limit was so small lol but I took it and worked on it. Because if that it helped my credit and I believe that’s what made me finally get approved for navy fed with such a high limit. they're still working on increasing the capital one since it was so low. All in all I’m satisfied.
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but VermontCorpLTD info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
Great video, but you need credit cards to build credit. The key: USE THEM ONLY FOR NECESSITIES AND PAY THEM IN FULL EACH AND EVERY MONTH. I recently cashed out the 1.5% from one of my credit cards (only buying necessities such as groceries, oil changes, new tires when needed, etc. - NOT "wants") and received nearly $1,100 cash. Had I used debit, I would have never received that FREE MONEY. Also, I receive between $600 and $800 in FREE MONEY every year from credit cards, pay them in full, cancel them, and repeat the process the next year. Check out my new book: I lived in a homeless shelter when graduating high school but ended up retiring at only age 46. Just search for "nike nickel book" on amazon. Enjoy!
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
I'm new at this, please how can I reach her?
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
she's mostly on Instagrams, using the user name
Transfer of wealth usually occur during market crash, so the more stocks drop, the more I buy, in the meanwhile I'm just focused on making better investments and earning more as recession fear increases, apparently there are strategies to 3x gains in this present market cos I read of someone that pulled a profit of $350k within 6months, and it would really help if you could make a video covering these strategies
@Patricia Martin I'll suggest you create a diversification strategy because building a good financial-portfolio has been more complex since covid. Recently my colleague advised me to hire an advisor, surprisingly I have accrued over $120K under the guidance of my coach during this crash. She figured out Defensive strategies to protect my portfolio and make profit from this roller coaster market
@@stevensmiddlemass2072 Please can you leave the info of your investment advisor here? I’m in dire need for one
@@ConradGosling I've shuffled through investment-advisers in the past and so far Emily Catherine Mallick has proved to be the most effective and well grounded, she has quite an audience so you can easily just reach her on the web to gain access to her, just look-the name up.
At this moment, it is crucial for individuals to prioritize investing in alternative streams of income that are not reliant on the government, particularly with the existing worldwide economic crisis. Investing in stocks, gold, silver, and digital currencies can still be profitable during this period. Therefore, it is advisable to explore these investment options to secure one's financial future.
You're correct!! I make a lot of money without relying on the government. Investing in stocks and digital currencies is beneficial at this moment.
@@Adukwulukman859 .please how do you manage to earn so much during this downturn?
How do you manage to earn so much during this downturn?
@@ThomasHeintz One of the biggest mistakes investors can make when it comes to stock investments is giving up just as the indexes reach support and begin to rise after a bear market bottom. I've been in contact with a coach for a while now, largely because I lack the in-depth knowledge and mental fortitude to deal with these reoccurring market situations. I netted over $220K during this drop, which demonstrated that there's more to the market than average Joe is aware of.
Hi Matthew, How can I contact your Asset-coach as my portfolio is dwindling
What an interview! Dave Ramsey is just a legend. Also a new subscriber here. I am both pumped and encouraged after watching this. I currently make $126k/yr. No investments and I work from home. I need to do something quick. What do you think I can do? Will be here for reliable ideas
You need a financial planner straight up! personally, I would invest in etf and also love investing in individual stocks. yes it’s riskier but I'm comfortable in my financial environment.
I agree. Based on personal experience working with one, I currently have $985k in a well-diversified portfollo that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
@josephbush Please who is this coach that guides you? I’m in dire need of one as it stands
Her name is 'Heather Lee Larioni'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Thanks a lot for this man. I really didn't know what to do at this point.