She’s Back | Financial Audit

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  • Опубліковано 5 січ 2025

КОМЕНТАРІ • 8 тис.

  • @CalebHammer
    @CalebHammer  2 дні тому +1471

    For those who think she is fake... absolutely not. I've had many conversation with her, and this is *EXACTLY* who she is. Her personality is literally why her family had an intervention with her. People like her are our neighbors, our family members, our colleagues- so this is one of them on display.
    ▶Today's post-show gets a bit... naughty ;) she questions all of my dating and what my type is, it gets very personal and embarrassing for me lol- watch here: ua-cam.com/channels/Le_q9axMaeTbjN0hy1Z9xA.htmljoin
    ▶Bundle my budgeting, debt + investing program for 15% off: calebhammer.com/classpack/
    Thanks for our Hammer VIPs for supporting this channel :) Marcie Woodley, hashley, Tech Guy, Sharon Santiago, Georgie B, Alana Garrow, Haden Powers, Rosbel Jr Gutierrez, Dan Cogan, Khoa Nguyen, Caitlyn Booker, Greenie, Amy LaLinda, Jhonathan Rodriguez, Emilio, Tylinann, Keelah Mitchell, Braymen, TheRadTrav, Anthony Kasawdish, Corey Johnson random adventures, sangybr, squeegee, Yenny, Amber Hamilton, Bradley Dalton, GIGN - Gig In Great North, Mags Paracha, Marcos, Kilroy was here, Emma Thomas, Abigail “Frogtism” Bailey, TherealMVP, Turtle _Dude, Dawson Yandle, Derekj14221, Mr Ghost, Dakka Dame, Sonia Beam, Blerice, Waluigi, Will Fisher, Fordy 4090, reyuho, Brian Nunez, Sarah Champion, Dr. Fajingler (C. Jack), kimmy917429, Joel Sanchez, Tony Wolanske, MacKenzie, Vince Carter, Shawn C, JKarot2, Mando Gonzalez, Carly Needham, Carly Hays, xAmtrakx, Apollo, Shy, Sarah, Kelsey Zettler, King Yeetles, StereotypicalSalamiBun, Grant Oster, Budget With Carly, Guy, Nina B., Gary Edmond, Tommy Sheehan, George Williams Jr, Stephanie West, Kip McCandless-Fuyuki, Beka Plays, Hailey Geller-Zawisha, JohnPeter Stravinski, mitlover, Diego 17_21, Victoria Komar, WMShearer, Khalid Merene, Eric lozano, The Analytical Menace, holly wade, Adelyna_TV, Aaron Stelter, Jasoleia El Omari, Samantha Harms, ItsNot_Aqua, Michael Plummer, Evan Nekuda, Tonvisage, AZRG, Cecilia Atkinson, Daedae, Gabe Arreguin, Bethany Zittrer, Camo1691, Adrian C, Geddy Samuels, Yazz, Tiedra, Erin Nicole, Dawn Sharp, Luca Diaz (Luryon), Trick Shot, John Doe, Kayne M, Margaret, CamdenLifts, Betty C, Hipnotic Jinx, Channel 19, Andrew “Andy” McCanna, Julian Ellison, HerValk, Anuj Panday, Michelle Selena Munoz, Shell Bell, Adriana Sanchez, SSD Executor, Zachary Russell, Chloe, Redmel9, Saucy

    • @bazooka712
      @bazooka712 2 дні тому +23

      Pin your comment mister mallet!

    • @investidorintrepido6798
      @investidorintrepido6798 2 дні тому +32

      Hey Caleb!
      Have you thought of releasing these episodes as a podcast? I'd love to listen to it on the go.

    • @mcnamaraky
      @mcnamaraky 2 дні тому +42

      Just curious if there's a reason this is a new episode and not a Follow-Up.
      Also I hate this person... she's *ONLY* 2 years behind on her taxes.
      9:03 "Life isn't just about numbers."
      Actually, mathematics exist independently of the universe and the fundamental model of the universe, the standard model, is completely based on math.
      Edit: she also doesn't "believe" in a savings account or an emergency fund..."Oh, you're right: I charge a card." WOW. This lady is not being cute and funny: she's being sad and pathetic.

    • @PrimordialGiants
      @PrimordialGiants 2 дні тому +2

      ​@investidorintrepido6798 idk why this comment upset me. But this is a podcast. All podcasts I listen to are on youtube. If you don't have premium, just set your phone on your passenger seat so the app doesn't close. It is a podcast...

    • @tjmills4051
      @tjmills4051 2 дні тому +1

      @@investidorintrepido6798he does it’s literally on Spotify

  • @Ryy_Ryy
    @Ryy_Ryy 2 дні тому +4246

    Her FAMILY tried to do an intervention with her 3 TIMES?! and not for drugs...but for her personality and behavior...THAT SAYS ALL WE NEED TO KNOW.

    • @worldblazin4209
      @worldblazin4209 2 дні тому +40

      Appreciate this Caleb Hammer video SO MUCH. I've learned my new persona... Kidding. One of my favorite videos though. I'm just so glad she wasnt a Victim like that one 32 year old Hispanic woman from two months ago this woman looks actually cool and confident. I ironically think Caleb Hammers best Chemistry relationship is with people like her. thats what I think personal guidance in my opinion.

    • @NeopetsBountyHunter
      @NeopetsBountyHunter 2 дні тому

      @@Ryy_Ryy it is giving mentally Ill and delusional

    • @HEAVY_IS_THE_METAL
      @HEAVY_IS_THE_METAL 2 дні тому +102

      Borderline with narcissistic pd. Textbook. Very sad, & could be dangerous at some point. Especially since she has a history of psychotic breaks

    • @ONENIGHTCLIPS
      @ONENIGHTCLIPS 2 дні тому +21

      3k comments in 3 hours is wild

    • @matthewclark2123
      @matthewclark2123 2 дні тому

      Whatever one of your employees is dating this girl they’re an idiot. Fire him.

  • @Infernofist666
    @Infernofist666 2 дні тому +5784

    I really feel this person is a caricature of what people think all Californians are like . The guys from South Park couldn’t even make this much of a cartoon

    • @faithcrisis2138
      @faithcrisis2138 2 дні тому +113

      It's not just California anymore, it's the whole West coast.

    • @mikes.4855
      @mikes.4855 2 дні тому +72

      Is it really a caricature at this point? I've met people like this, and they, at a 90% clip are from California or the west coast.
      Source: Born and raised in New York and meeting people from Williamsburg or the West Side that are just transplants from those places.

    • @marleyanalytics
      @marleyanalytics 2 дні тому +30

      Insufferable

    • @funkmasta113
      @funkmasta113 2 дні тому +44

      @@faithcrisis2138no it not my guy, it just her, we are not all like that.

    • @JohnnyBitcoin
      @JohnnyBitcoin 2 дні тому +39

      She could make more money working at In n Out and no need for PR agent 😂. LA people are taking advantage of her. The percentage of people actually making it in the entertainment industry is slim. No matter how much meditation you do lmao

  • @dravennudd5607
    @dravennudd5607 2 дні тому +2038

    Her thinking you're older than her has nothing to do with your physical appearance. She can't comprehend your maturity and success being so close to her age.

    • @dominickdibart12
      @dominickdibart12 2 дні тому +69

      absolutely this. I actually didn't know his exact age before this and assumed he was like 27

    • @kaelob4847
      @kaelob4847 2 дні тому +5

      ​@@dominickdibart12 30 this year

    • @wheresallthezombies
      @wheresallthezombies 2 дні тому +36

      She looks older than him. lol

    • @tupacshakur3745
      @tupacshakur3745 2 дні тому +18

      @@wheresallthezombies you’re tweaking she honestly looks pretty young

    • @ebonymyers5966
      @ebonymyers5966 День тому +3

      Especially since she called herself a baby just proves what you said

  • @KD-er9ui
    @KD-er9ui День тому +636

    She is the direct result of overuse of instagram at a young age. Insane to think at 33k/year you should hire a PR agent.

    • @athenaclaborn6248
      @athenaclaborn6248 День тому +18

      I’d be my own PR agent until I had multi million dollars. Crazy

    • @FeatherHelm
      @FeatherHelm День тому

      No this is some poor man dreaming rich stuff, much older than Instagram.
      There has always been schmucks that dreamt to be rich and would try to emulate those who are rich and famous and think if they spend like (and behave like) they're rich they will eventually become rich.
      Sort of "keeping up with the Joneses"
      (She likes to talk like rich valley girls)

    • @KillianJmane
      @KillianJmane День тому

      More like the overuse of lsd

    • @aldomedina7999
      @aldomedina7999 5 годин тому

      Like bruh Just don’t say any stupid shht 😂online

    • @JC_923
      @JC_923 4 години тому

      ​@@KillianJmanelsd isn't nearly as harmful as social media

  • @ACSquadBoyz
    @ACSquadBoyz 2 дні тому +5448

    The bar is set high for most frustrating video of the year so far, Caleb

    • @CalebHammer
      @CalebHammer  2 дні тому +221

      hahahahhaha

    • @Wizylt
      @Wizylt 2 дні тому +29

      Well TBH would be a lot easier to live with this perspective on life.

    • @TheInternationalBlackLipPlate
      @TheInternationalBlackLipPlate 2 дні тому

      i plowed this girl back in november, she sucks like a champ

    • @CoffinZ12
      @CoffinZ12 2 дні тому +11

      Too high in fact

    • @chriss2921
      @chriss2921 2 дні тому +1

      @@CalebHammer 🤣

  • @JEndless2025
    @JEndless2025 2 дні тому +3247

    This woman's financial gameplan is marrying Caleb.

    • @CalebHammer
      @CalebHammer  2 дні тому +1826

      Never

    • @can1687
      @can1687 2 дні тому +46

      Noooooooooooooooooooooooooooo

    • @NellyNoel
      @NellyNoel 2 дні тому +156

      I ship it

    • @kunya16
      @kunya16 2 дні тому +133

      Dude if he even considered it we'd have to collectively put a stop to that. Can't have our boy ruining his life live on UA-cam.

    • @GoldenValleyPictures
      @GoldenValleyPictures 2 дні тому +60

      Gentlemen run for the freaking hills. Don't ever give a woman like this the time of day.

  • @AB-my5il
    @AB-my5il 2 дні тому +3661

    It's giving... "I'm looking for a man in finance, trust fund, 6'5", blue eyes."

    • @Cy4nC4t
      @Cy4nC4t 2 дні тому +219

      “I’m manifesting man in finance”

    • @BenRHarsh
      @BenRHarsh 2 дні тому +77

      Down to a T, including all of the valley girl vocal fry.

    • @chaywinston8115
      @chaywinston8115 2 дні тому

      No high value man will ever take her seriously. Cats and boxed wine in her future.

    • @87Strong
      @87Strong 2 дні тому +7

      I roared.

    • @Drassx-0
      @Drassx-0 2 дні тому +23

      Yet she said earlier in the episode that she doesn’t believe in savings accounts. I can’t with this girl, how is she going to survive?

  • @Maurus200
    @Maurus200 День тому +468

    She has a PR agent. Guess who told her to come back on the show...
    I'm willing to bet that the last episode is the most popular content she has been a part of.

    • @Wydsbdjwu18393
      @Wydsbdjwu18393 День тому +4

      I don’t remember her episode, what’s the link? I cant find a link in the description

    • @chelseajames9396
      @chelseajames9396 День тому +10

      I’d instantly fire that PR agent. This is pooooor publicity. I work in marketing and hire ambassadors and I WOULD NEVERRRRR WORK WITH THIS GIRL after watching this. I wouldn’t think she would be mature enough to follow thru with a contract.

    • @Maurus200
      @Maurus200 День тому +5

      @@chelseajames9396 If you know how to work her personality it would be easy to manipulate IMO. The PR agent definitely took advantage even if said agent isn't involved in this return to the show.

    • @LeifInTransit
      @LeifInTransit День тому +10

      The camping timeshare girl was still the worst in my opinion 😂

    • @whiteboi626
      @whiteboi626 23 години тому

      lol he’s taking her money
      She’s delulu delly non based lucky to be mid at best with something wrong with her neck like a shock collar

  • @TKviews14
    @TKviews14 2 дні тому +2483

    People like this don’t need financial help. They need an experienced therapist.

    • @samhunter7922
      @samhunter7922 2 дні тому +1

      That all depends a California therapist would probably suggest polygamy or transition to another gender.

    • @drn13355
      @drn13355 2 дні тому +77

      No therapist can fix this train wreck.

    • @JasonWolfeYT
      @JasonWolfeYT 2 дні тому +17

      She has how many already? Just going from the last video she had at least 4 of you count the life coaches and healers.

    • @JJ-zl7fl
      @JJ-zl7fl 2 дні тому +46

      He needs to stop giving these people a platform.

    • @canecorsomom2023
      @canecorsomom2023 2 дні тому +24

      Lithium. They need lithium

  • @cjjuszczak
    @cjjuszczak День тому +811

    IDEA: Who thinks Caleb needs to wear a fitbit, and have LIVE heart-rate stats on-screen throughout the episodes ! 🤣

    • @PassionPno
      @PassionPno День тому +4

      He wears an Apple Watch, no?

    • @Bonny_fire_booty
      @Bonny_fire_booty День тому

      Perfect😂

    • @athenaclaborn6248
      @athenaclaborn6248 День тому +12

      We need the heart rate stats

    • @tarajoe07
      @tarajoe07 День тому +1

      YES!

    • @justjessie208
      @justjessie208 День тому +5

      While I love the idea, I can't imagine he would be comfortable publicly showing a health stat for people to analyze lol

  • @Sunbakedtag
    @Sunbakedtag 2 дні тому +1381

    Caleb please this is too soon, I still havent recovered from last time she was on...

    • @oyaawn
      @oyaawn 2 дні тому +5

      could you link the original show or maybe he name of the episode

    • @nomadic_orthodox
      @nomadic_orthodox 2 дні тому +12

      I remember needing several days to finish her episode. She’s so insufferable.

    • @jeffreymarshall9302
      @jeffreymarshall9302 2 дні тому +4

      @@nomadic_orthodoxi didn’t see the original until today and with the post show too i’ve heard this lady’s voice more than any human should have to😭😭

    • @nodsib
      @nodsib 2 дні тому +2

      Yes, let’s try a decade before the next one 😂

    • @enmalek130
      @enmalek130 День тому

      I vote on never having her back, she is so annoying and she doesn't listen so what is the point of even having her on. The only way I saw have her back is if she actually listens to his advice and changes.​@nodsib

  • @Cyber_Crows
    @Cyber_Crows День тому +305

    She’s a clout shark, blatantly using you to raise her profile, she has no interest in fixing her finances, please don’t have her back on.

    • @rubyrod668
      @rubyrod668 День тому +8

      I was thinking the exact same thing about the clout

    • @explosioninvasion
      @explosioninvasion 14 годин тому +4

      Her socials do terribly. This isn’t going to help.

    • @lowbeamzz
      @lowbeamzz 11 годин тому

      She's definitely here for her ego and Instagram bet she's gonna say OMG VIDEO ON CALEB HAMMER WATCH NOW

    • @moemrizzle1991
      @moemrizzle1991 10 годин тому +1

      Absolutely

    • @nikkita1688
      @nikkita1688 9 годин тому +2

      Yea but he's also making money off her so who cares 🤷‍♀️

  • @andrewulbricht9046
    @andrewulbricht9046 2 дні тому +1606

    Caleb, the ONLY enjoyment I got out of this episode was your smack talk. Never stop

    • @therepairsloth
      @therepairsloth 2 дні тому +62

      The editors adding in all the little extras, clips, and sound effects made this survivable, on top of Caleb just being Caleb.

    • @Diavolo_VRSC
      @Diavolo_VRSC 2 дні тому +9

      Agreed, this was painful

    • @Stop_Gooning
      @Stop_Gooning 2 дні тому

      ​@@therepairsloth"survivable" is up for debate. I'm only halfway through and I've already loaded up a lethal dose of drain cleaner.

    • @lynnw7155
      @lynnw7155 2 дні тому

      I would have kicked her out in the first 10 minutes. I CAN'T STAND THIS WOMAN. Caleb just kept sloughing through even though the dog understood better than her.

    • @cjperez2010
      @cjperez2010 2 дні тому

      Sooooooo painful

  • @KendallHaderlein
    @KendallHaderlein 2 дні тому +869

    When Caleb says I’ve been more successful in front of a camera than you’ll ever be in your entire life WOOOOF got her

  • @minkakemi
    @minkakemi 2 дні тому +2050

    Guys you need to start linking the original episodes in the description box cause it is hell to search up the original episodes or the follow ups when you're just watching a random recommended audit

    • @thomashoward5702
      @thomashoward5702 2 дні тому +87

      He literally said it’s one of the last shows from 2023, and it has 1.4 million views. If you can’t find it based on that, then it’s a skill issue

    • @Vibingdir
      @Vibingdir 2 дні тому +420

      ⁠@@thomashoward5702I do agree but a link to the old video is super easy to do and would be helpful

    • @minkakemi
      @minkakemi 2 дні тому +164

      @@thomashoward5702 yeah but it’s a hassle to do that for every video I’m just saying it’d be more convenient to have the episodes links in general, not just this one

    • @vv9734
      @vv9734 2 дні тому +17

      This☝️☝️

    • @TripleJJJ38
      @TripleJJJ38 2 дні тому +145

      @@thomashoward5702It’s literally a helpful comment for both the channel and the viewer.

  • @ADF200
    @ADF200 День тому +37

    I work in a supplement store and this is how my coworkers act. I’m pretty sure products and brands are altering the ability for brain cells to hold hands in certain people

  • @vinlago
    @vinlago 2 дні тому +1678

    If social media was a personality

    • @gabemord5088
      @gabemord5088 2 дні тому +31

      If California had an archetype, it would be her 😂

    • @furlosifurfox5794
      @furlosifurfox5794 2 дні тому +1

      @@gabemord5088 they do, it manifested in her xD

    • @denellrandall3441
      @denellrandall3441 2 дні тому +16

      @@gabemord5088 If "Los Angeles" had an archetype. I live in Northern California and there aren't many people like her around.

    • @agreedydragon
      @agreedydragon 2 дні тому +9

      @@denellrandall3441 The bay area is like her.

    • @joelaplante9674
      @joelaplante9674 2 дні тому +1

      ​@@denellrandall3441"there aren't many around here" is why people are generalizing california as a whole because unfortunately no matter where you go in california you have a chance to meet someone like that.

  • @AP-qc7dy
    @AP-qc7dy 2 дні тому +1167

    "I'm starting a non-profit" -- proceeds to explain something that is absolutely NOT a non-profit

    • @brittney3156
      @brittney3156 2 дні тому +38

      A travel show 😂

    • @denithedude
      @denithedude 2 дні тому +33

      To add to this, non-profit C-suite making seven figures is incredibly rare. In California, in order for you to be in the top 75th percentile for CEO salary at a non-profit, your income is $98,000. That’s not a typo. Less than 1% of C-Suite positions at non-profits pay above $150,000. Even if this is ONE of many of her incomes, she’ll likely be average which is just slightly more than what she makes now. She’ll need 21 different income streams to make $1,000,000 gross annually. It’s physically impossible for her to do this given her current financial position and level of effort.

    • @AP-qc7dy
      @AP-qc7dy 2 дні тому +23

      @@denithedude yeah but she'll manifest it don't worry 🙌🏼

    • @royybarra6160
      @royybarra6160 2 дні тому +7

      Fr she just want to be a travel vlogger

    • @booleah6357
      @booleah6357 2 дні тому

      ​@@denithedudebecause usually nonprofits are for tax write-offs for actual profitable businesses.

  • @xisbarney6533
    @xisbarney6533 2 дні тому +436

    I got something from this episode, I learned that Caleb has far more patience than I will ever have

    • @pspublic13
      @pspublic13 2 дні тому +4

      It is hard earned patience, built minute by minute, crazy guest by guest.

    • @kristypetroff6570
      @kristypetroff6570 День тому +2

      He’s only nice to her because she’s “pretty” watch how he treats others who act like this and arent “pretty”

    • @jeeseninala
      @jeeseninala День тому +1

      ​@@kristypetroff6570
      i like caleb but ur probably right, he isnt this patient the other times

  • @RufusWesley55
    @RufusWesley55 5 годин тому +33

    I'm glad you made this video it reminds me of my transformation from a nobody to good home, $34k monthly and a good daughter full of love

    • @Tarryma-n1j
      @Tarryma-n1j 5 годин тому

      My advice to everyone is that saving is great but investment is the key to be successful imagine investing $15,000 and received $472,700.

    • @DarbyCullen
      @DarbyCullen 5 годин тому +1

      Investment is currently the most lucrative business in the world. Both real estate, Stock, and Cryptocurrencies are positively changing people's lives.

    • @CashTerry-g2m
      @CashTerry-g2m 5 годин тому

      Unfortunately, not all of us were financially literate early. I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling!

    • @dratej
      @dratej 5 годин тому

      Thanks to Mrs. Elizabeth Regina Nelsen's time in my life, which had a profound impact on me.

    • @DanielBellan-dx6rk
      @DanielBellan-dx6rk 5 годин тому

      4 years ago, I was living paycheck to paycheck, working 40 hours a week. I was a high school dropout with a GED and had a 489 credit score, along with an eviction, repossession, and collections. I got into real estate but encountered unqualified clients who couldn't qualify for a mortgage due to their credit. I found this home-based business here on UA-cam, and it just made sense.

  • @ErodedEmerald
    @ErodedEmerald 2 дні тому +745

    She is disrespectful. She thinks she is cute, she’s not. She thinks she is funny, she’s not. How sad someone can be this delusional.

    • @regalraccoon
      @regalraccoon День тому +19

      If she was actually acting here, it would ironically be a great audition tape. Alas, it's only tragedy.

    • @paulhayes2189
      @paulhayes2189 День тому

      She is cute, and her appearance has spoiled her..as her beauty fades so will her nonsense

    • @LeatherDaddy97
      @LeatherDaddy97 День тому +13

      Narcissism

    • @eliwalcott2530
      @eliwalcott2530 День тому

      Yup this is it

    • @stevenlockhart9255
      @stevenlockhart9255 День тому +1

      She may be “playing a character” to prove her nonexistent acting chops

  • @PumkinWulf
    @PumkinWulf 2 дні тому +759

    I have paid off all my credit cards, 8 grand in savings, and 30,000 in my retirement account at 24. I’m so glad I found this account. Thank you for what you do!

    • @_FireHeart
      @_FireHeart 2 дні тому +13

      That’s awesome! Good for you bro!

    • @paigestrasser8877
      @paigestrasser8877 2 дні тому +10

      👏 well done
      That’s something to be proud of!

    • @Stop_Gooning
      @Stop_Gooning 2 дні тому +13

      I wish I got my sh!t together at your age.
      Congratulations and good luck

    • @wondrousinquiry
      @wondrousinquiry 2 дні тому +4

      👏🏻👏🏻👏🏻👏🏻

    • @odinmp5
      @odinmp5 2 дні тому +6

      I don't know You , yet this Made me happy. ❤

  • @SetsunaInoue
    @SetsunaInoue 2 дні тому +532

    She thinks she is so much funnier and more entertaining than she actually is, oh my good gosh

    • @goodgoodreviews5862
      @goodgoodreviews5862 День тому +1

      Classic narcissistic personality disorder. She feeds off of negative energy, it’s what they do.

    • @markwieland3323
      @markwieland3323 День тому +2

      Like totally

    • @marioluvian4682
      @marioluvian4682 День тому +3

      I think she's actually pretty funny

    • @RedPillAlways
      @RedPillAlways День тому +1

      ​@@marioluvian4682 Simps normally do

    • @marioluvian4682
      @marioluvian4682 День тому +1

      @@RedPillAlways okay and what do you do red pill ? Give all your money to male power UA-cam shows? No even worse you give them your identity.. Keep being mad at women

  • @alexeisharlakian1729
    @alexeisharlakian1729 День тому +28

    This conversation went on an hour longer than it should have

  • @rottielover98
    @rottielover98 День тому +277

    Since she didn’t listen. I did and in the past year I’ve paid of 30k in cc debt, paid 30k towards my student loans, have an emergency fund, started saving for a house, and was able to afford finishing the Paralympic cycle and qualified/competed in Paris. I’m now saving up for a house and investing

    • @Incipient87
      @Incipient87 День тому +6

      Yes congrats on making over 120k a year and getting your shit together 👏

    • @shastrishaktivel327
      @shastrishaktivel327 День тому

      Congrats bro you’ve earned it

    • @FarStar483
      @FarStar483 22 години тому +1

      @rottielover98 That’s awesome did u take the online class or just stayed disciplined? Coming from a new graduate that would like to pay down those loans fast

    • @leeni247
      @leeni247 19 годин тому

      Wow what do you do for a living?

    • @rottielover98
      @rottielover98 10 годин тому +1

      @ cut out all fun spending worked a second job and lived with family for reduced rent 👍

  • @agm65ccip
    @agm65ccip 2 дні тому +443

    Her dog’s obituary at the end was a nice touch. Just because she is crazy doesn’t mean we can’t show some sympathy and support.

    • @richthepup
      @richthepup 2 дні тому +38

      I skipped right to the end to see 😭 rip Mac, dogs are the best of us

    • @b1232r
      @b1232r 2 дні тому +35

      Don't have to love the owner to love the animal, learned that a few times sadly.

    • @stevenlockhart9255
      @stevenlockhart9255 День тому +3

      @@richthepupdogs aren’t people bud, you’re flying too close to the sun that is this lady’s personality.

    • @Sharixoxox
      @Sharixoxox День тому +5

      Yeah, rest in peace little Mac. At least you could tell she looked after her little animal well so that's her one plus I guess.

    • @lynnetteedwards1026
      @lynnetteedwards1026 День тому

      Not the dog. 😭😭😭😭😭😭😭

  • @MyScarlett17
    @MyScarlett17 2 дні тому +1097

    She takes delulu to a diferent level. Insane

    • @Copycat-et4tw
      @Copycat-et4tw 2 дні тому +15

      insane is an understatement

    • @sisterseverus
      @sisterseverus 2 дні тому +8

      She’s the type who needs to lose EVERYTHING before waking up, and potentially getting something together

    • @chaywinston8115
      @chaywinston8115 2 дні тому

      I swear she has to be on drugs

    • @paigestrasser8877
      @paigestrasser8877 2 дні тому +8

      @@sisterseverusshe will just meditate for 45 minutes and all of a sudden a magical rainbow will appear with a bucket of gold. 😂😂

    • @superkawaii8315
      @superkawaii8315 2 дні тому

      So if you just believe anything it’s true and will happen. Manifested!!

  • @Slicknikk
    @Slicknikk День тому +21

    Side note… The editing of this episode was amazing. Seriously from the sound effects to the goldfish face 😂, this was entertaining.

  • @MrDerushingo
    @MrDerushingo 2 дні тому +1593

    "Are you trying to ask me out?".....RUN CALEB, RUN!!!

    • @marcus4398
      @marcus4398 2 дні тому +7

      What min did she say that lmao

    • @clownetto981
      @clownetto981 2 дні тому +33

      She looks like the type to have a boyfriend to boost her chances of being instafamous

    • @dnllamb
      @dnllamb 2 дні тому +19

      Yes, only minute 6... I'm out

    • @Franticity7
      @Franticity7 2 дні тому

      ​@clownetto981 you look like you don't get laid until payday

    • @brittanynicole9318
      @brittanynicole9318 2 дні тому +7

      She would give him a heart attack. 😮

  • @amsfer9
    @amsfer9 2 дні тому +277

    She wanted "The Caleb" but she got "The Hammer"

    • @laurenj2018
      @laurenj2018 2 дні тому +3

      😂😂😂

    • @masimons66
      @masimons66 2 дні тому +5

      Underrated comment

    • @JoanAvilez
      @JoanAvilez День тому

      😂😂😂😂

    • @crygonegin7692
      @crygonegin7692 День тому +3

      She wanted the hammer but got Caleb. Baby trap vibes on this girl

  • @CorrineLafitte
    @CorrineLafitte 2 дні тому +595

    Amber "I didnt take any of your advice last time."
    Also Amber "I need your help, Caleb."

    • @CalebHammer
      @CalebHammer  2 дні тому +147

      She's just so lost...

    • @MasterOfMadmen
      @MasterOfMadmen 2 дні тому +9

      @@CalebHammer I hope she gets her shit together. But I won't hold my breath. She's had a year and her family tried to have interventions with her and she has made no progress. Still just wishing for things to happen instead of making them happen. As they say, wish in one hand...

    • @mplslawnguy3389
      @mplslawnguy3389 2 дні тому +11

      She needs screentime, that's it. What a flake.

    • @Mcwsmurf1
      @Mcwsmurf1 2 дні тому

      ​@@mplslawnguy3389 she does get some of the earnings from being a part of the video too

    • @jjjjj2220
      @jjjjj2220 2 дні тому +1

      @@CalebHammerthis is what audio engineers deal with daily

  • @carsinruin6102
    @carsinruin6102 День тому +95

    Thank you Supreme Court from saving me from being forced to pay this girls student loans!

  • @ashleyacosta2152
    @ashleyacosta2152 2 дні тому +375

    This girl‘s mind just be floating in space like the planet she’s on. Just living aimlessly and going off straight vibes.
    Legit feel anxious, listening to her

    • @stillsober19
      @stillsober19 2 дні тому +4

      Yeah and she’s allowed to vote. And she will vote to take more money out of your paycheck every time.

    • @comicbookbeauty
      @comicbookbeauty 2 дні тому +6

      Please don't have her on, ever again.

  • @dustinphillips3041
    @dustinphillips3041 2 дні тому +381

    The fact that there are still people in her life willing to deal with this “personality “ is a blessing in itself. Hopefully she realizes that.

  • @carolg6598
    @carolg6598 2 дні тому +267

    My new mantra is “I don’t expect perfection, I expect effort.”

    • @TellyTime36
      @TellyTime36 2 дні тому

      Mine is, Never go Full Retard

    • @Emmabobemma4321
      @Emmabobemma4321 2 дні тому +1

      Yeeess I loved this

    • @nikkita1688
      @nikkita1688 9 годин тому

      Yes!! Our motto is progress, not perfection. ❤

  • @TheClairei
    @TheClairei День тому +28

    She has 3 problems: she's a girlfriend not a wife, she has no idea how much youth is giving her a pass on her horrible behaviour (that will change, I can promise that as a 48yr old), and her neck bands are shocking for her age (I suspect they're from scrolling), for someone relying on looks.

    • @kakishisfriend1126
      @kakishisfriend1126 13 годин тому +7

      The bands could be genetic. Ive had mine since a child and rheyre where the skin folds.

    • @braedenmoses
      @braedenmoses 11 годин тому

      Swings, and it’s outta here! Well said

    • @kseniafedosova9169
      @kseniafedosova9169 11 годин тому +5

      I agree, the bands could be genetic. I have had once since I was 10 (and I am old enough to not having had a mobile phone until I was 25 or so).

    • @Awsomeness7180
      @Awsomeness7180 7 годин тому +3

      I lost the genetic lottery in terms of neck bands and have had mine since childhood. RIP

  • @brittanynicole9318
    @brittanynicole9318 2 дні тому +864

    Her attitude is gross. She is an adult by age, not by mentality. BIG difference.

  • @t2y99
    @t2y99 2 дні тому +618

    32:44 "I've been more successful in front of a camera than you'll ever be in your entire life" ooooo damn, that was savage XD

    • @brendabaker8382
      @brendabaker8382 2 дні тому +51

      My jaw dropped when he said that 😮😮😮😮😂

    • @CalebHammer
      @CalebHammer  2 дні тому +368

      I still feel bad for saying that and it feels gross, but she needed to here it :/ she was being so arrogant

    • @MassiveChode
      @MassiveChode 2 дні тому +25

      @@CalebHammer hear*

    • @t2y99
      @t2y99 2 дні тому +30

      @CalebHammer Completely understandable. I don't know how you make it through episodes like this lol, but keep up the good work! You and your team are changing lives.

    • @CrankImmortals
      @CrankImmortals 2 дні тому +15

      She's a good enough actor to fool Caleb. I refuse to believe she or anyone for that matter is actually like that.

  • @maspapi6003
    @maspapi6003 2 дні тому +339

    She is in my top 5 most aggravating watches from your show Caleb. She is utterly disrespectful and joyfully wasting his time and help when so many would kill for this kind of advice. I’ll never not be baffled by the lack of appreciation from these people. Especially her.

    • @julia_gib3300
      @julia_gib3300 2 дні тому +12

      Well, Caleb is happy to have her on. She’s rage views.

    • @JimenaFlores-k1i
      @JimenaFlores-k1i 2 дні тому +7

      wasting time? there’s a reason he still uploaded it lol

  • @justascomplicated8182
    @justascomplicated8182 16 годин тому +6

    Honestly y'all play off each other really well. This was genuinely very funny.

  • @danielwright5210
    @danielwright5210 2 дні тому +647

    “Girl you wish you hadn’t started a conversation with at the party”

    • @nar76109
      @nar76109 2 дні тому +12

      I’d flat out walk away.

    • @alrightbro
      @alrightbro 2 дні тому +4

      I'd be wondering why I was at that party to begin with.

    • @andrij.demianczuk
      @andrij.demianczuk 2 дні тому +6

      We need Colin Jost on this episode

    • @Stop_Gooning
      @Stop_Gooning 2 дні тому +9

      I'm autistic enough to awkwardly walk away while she's in the middle of talking.

    • @bradhaines3142
      @bradhaines3142 2 дні тому +2

      this girl makes me happy to be single

  • @hayleyhellbound9513
    @hayleyhellbound9513 2 дні тому +800

    I’m 99% sure the cacao was a chocolate bar with a “micro” dose of shrooms in it

    • @JordanDragonAs
      @JordanDragonAs 2 дні тому +33

      Nah we know it's the crack in the chocolate

    • @dreamlaughwishful
      @dreamlaughwishful 2 дні тому +53

      wait this makes so much sense for her repeating things and how she's talking.

    • @dustinstoner6195
      @dustinstoner6195 2 дні тому +8

      Cacaoderal drink for sure

    • @chaywinston8115
      @chaywinston8115 2 дні тому

      She needs a double dose of "shut the hell up!"

    • @Mcwsmurf1
      @Mcwsmurf1 2 дні тому +19

      Macro dosing

  • @nekobaka_4366
    @nekobaka_4366 2 дні тому +248

    Mad respect for Caled being able to talk to her for 1+ hour

  • @antonSugar
    @antonSugar День тому +11

    31:56 She's performing. That smirk is all the proof you need.

  • @nyag.1450
    @nyag.1450 2 дні тому +265

    Honestly, the fact that Caleb was able to last an hour in this conversation was impressive

  • @hectorhuizar1158
    @hectorhuizar1158 2 дні тому +489

    This is the closest I’ve ever been to skipping an episode

    • @LeanFuture
      @LeanFuture День тому +13

      Exactly what I was thinking. Actually, I did skip major parts of it.

    • @evanarevalo1126
      @evanarevalo1126 День тому +1

      Same

    • @mwythe0926
      @mwythe0926 День тому +2

      No literally same

    • @georgiesparkes9951
      @georgiesparkes9951 День тому +4

      I'm half way through and I've had to split that into three parts.

    • @mike1313132003
      @mike1313132003 День тому +5

      At 13 mins in and I'm struggling

  • @saggylizrd
    @saggylizrd 2 дні тому +114

    An intervention for your personality is INSANE

  • @ambersykora352
    @ambersykora352 21 годину тому +10

    And there we have it. Her mom passed away. She hasn't had her mother. This is the giant hole she is trying to cover up, fill up, and run from.

  • @CJB333
    @CJB333 2 дні тому +432

    Just tell her there's an old indigenous ceremonial tradition where she pays attention to what she makes and budgets

    • @JordanDragonAs
      @JordanDragonAs 2 дні тому +2

      Tell her a Chinese spiritual ritual to get out of debt: it's go to jail

    • @Aboguaboga
      @Aboguaboga 2 дні тому +12

      He very well could’ve gotten through using her lingo

    • @DK-if9pl
      @DK-if9pl 2 дні тому +22

      Just tell her there is an old indigenous ritual where you pay your bills.

    • @Al_Does_Stuff
      @Al_Does_Stuff 2 дні тому +12

      And pay attention to your wiser elders

    • @retrogasm5651
      @retrogasm5651 День тому +4

      That's not how her "spirituality" works. It's putting esoteric labels on mundane laziness. Do nothing, family steps in to bail you out of debt? You manifested wealth. Sleep until lunch time? Your energy needed balancing because of all the negativity in the world. Doing taxes? That's going to ruin your creative vibe and lead to less income.
      It's all about building mental constructs to avoid doing actual work and putting on a coat of mystic paint to elevate mediocracy to something special. Because she's special, she's not like the rest of you.

  • @faylinameir
    @faylinameir 2 дні тому +395

    Dude I think we’re all gonna need to meditate to get through this.

    • @middleguy1776
      @middleguy1776 2 дні тому +8

      Or drink heavily

    • @bladeofwar
      @bladeofwar 2 дні тому

      or 44 caliber brain surgery

    • @Hashslinger13
      @Hashslinger13 2 дні тому

      @@middleguy1776 I prefer to drink heavily

    • @KristiWilson
      @KristiWilson 2 дні тому +4

      @@faylinameir meditate or medicate? 😂

    • @oakghost
      @oakghost 2 дні тому +5

      We're all gonna need some Cocoa as well... You know? To open our hearts 😂

  • @AliG-vg6hs
    @AliG-vg6hs 2 дні тому +427

    Anyone remember Amy’s baking factory from Kitchen Nightmares? She is Caleb’s Amy’s Baking Factory… a lost cause

    • @Meekachii
      @Meekachii 2 дні тому +12

      Hah!! I just watched the episode again recently

    • @javaskull88
      @javaskull88 2 дні тому +8

      Nailed it!

    • @g4uzy
      @g4uzy 2 дні тому +4

      such a good comparison oml😭

    • @mcuserton
      @mcuserton 2 дні тому +6

      Imo it's taquitos guy.

    • @slefievero5336
      @slefievero5336 2 дні тому

      @@mcusertonfor sure

  • @Kego89
    @Kego89 День тому +16

    This was the hardest episode to get through. I had to skip to the end because its so hard to hear somebody who can't take any level of constructive criticism and is even so disrespectful to people trying to help her. Caleb is doing his best and honestly has so much more patience to deal with her than I would.

  • @Zach_Rayl
    @Zach_Rayl 2 дні тому +418

    "Can you talk nicer to my inner victim" .. That blew my damn mind! Put that on a Shirt

    • @buddahluvaz8
      @buddahluvaz8 2 дні тому +25

      10 seconds after saying she realized she had a victim mentality from watching her last episode too…

    • @TwoFansPontificating
      @TwoFansPontificating День тому

      same

  • @Cfp-sx2vs
    @Cfp-sx2vs День тому +238

    Honestly, this wasn't even entertaining, it was just frustrating and sad, don't give this person a platform they don't deserve to be heard, they don't deserve to be seen, they don't deserve your help.
    She is just there to try to turn your platform into her own publicity and try to get some money off clout. Please don't have her on again, you guys are above this.
    She's clearly a scam artist, her big get rich plan is to embezzle from the worst non profit idea I ever heard of. She has no interest or desire to take things seriously, if she made 4 million dollars a month she'd still be in debt.

    • @emilyryan9871
      @emilyryan9871 День тому +12

      Agreed… couldn’t even finish this episode. She doesn’t deserve to be on this show. Waste of everyone’s time!

    • @BoHannon-kx6kb
      @BoHannon-kx6kb 22 години тому +5

      I'm so glad I found this comment less than ten minutes in. I'm considering hate watching it.

    • @rivap.4791
      @rivap.4791 22 години тому +2

      Nah I love her. I hope she comes back.

    • @alexramos2066
      @alexramos2066 20 годин тому +4

      I agree, but unfortunately it also works the other way around because Caleb knows it may get high view/engagement

    • @seekadventureca2131
      @seekadventureca2131 19 годин тому +3

      This comment needs more likes

  • @cadyheron9951
    @cadyheron9951 2 дні тому +458

    don’t worry caleb we fully believe that’s her actual personality

    • @kossettereaditte7552
      @kossettereaditte7552 2 дні тому +8

      I dont

    • @twilson4631
      @twilson4631 2 дні тому +5

      I really hope it's not

    • @lot2196
      @lot2196 2 дні тому +9

      Nope, it's an act. 100%

    • @haileylindsay98
      @haileylindsay98 2 дні тому

      @@lot2196i think it started as an act and now it fully is who she is. I’ve lived in CA my whole life and unfortunately many girls (SOCAL GIRLS SPECIFICALLY) have this sh*t personality

    • @E_Proxy
      @E_Proxy 2 дні тому +1

      Well, she's so out of this planet, it looks staged. Not saying it is but still

  • @rynenorby3198
    @rynenorby3198 День тому +15

    WHERE DID THE “MY STOMACH IS TURNING I THINK HAVE DIAHREA” COME FROM😭😭 different shirt and everything with no explanation

    • @sophiaandrews4609
      @sophiaandrews4609 День тому

      It was in an episode a few weeks or months back, they had a cut from the episode right after he says that 🤣🤣

  • @beelzaboo_bs4727
    @beelzaboo_bs4727 2 дні тому +339

    Watching Financial Audit completely changed how we handle money. My fiancé and I used to live paycheck to paycheck with no savings and some credit card debt. I had no idea how 0% APR cards actually worked until I learned about it here. After that, we got serious about paying off debt, and now we’re down to just two cards under $1k! We thankfully learned from this show before it could get out of hand. We’ve started saving for our daughter’s first car (will be used), and I’m about to start my first job in 10 years (was on disability but finally got things situated), which will double my income. For the first time, we’re not just surviving-we’re planning for the future. This show has been a game changer for us. Thank you, Caleb!

    • @10deouros
      @10deouros 2 дні тому +8

      Good job, I’m happy for you!

    • @slgogo594
      @slgogo594 2 дні тому +7

      Congrats on getting off disability, it's not an easy thing that I know all too well. Also, congrats on all the rest. Keep up the amazing job!

    • @MissaManas
      @MissaManas 2 дні тому +2

      Kudos!

    • @TripleJJJ38
      @TripleJJJ38 2 дні тому +2

      That’s great! Congratulations 🎉

    • @desireecotto5640
      @desireecotto5640 2 дні тому +2

      This is amazing!! Happy new year and hoping for the best for you

  • @reynasnailart
    @reynasnailart 2 дні тому +290

    guess what caleb i saved $10k last year for an emergency fund and put in $3k into retirement. can’t wait to max out my retirement this year

    • @kaydublin5164
      @kaydublin5164 2 дні тому +4

      👏🏻❤️🎊

    • @nickcerilli5997
      @nickcerilli5997 2 дні тому +4

      LETS GOOOO!

    • @meme-sb7vr
      @meme-sb7vr 2 дні тому +1

      The more you save the more fun and easier it becomes. Good job, keep it up!!

  • @otterbeans
    @otterbeans 2 дні тому +390

    I'm a midwest born and raised woman. This kind of mindset absolutely baffles me. I've never seen someone so utterly detached from reality. This woman needs to experience a couple of cold, hard winters to sober her up. EDIT: HOLY SHIT I would PAY MONEY to see the interventions her family tried to have with her. Better than AMC FOR SURE.

    • @guardianofthewind
      @guardianofthewind 2 дні тому +1

      Raised women?

    • @amyw7200
      @amyw7200 2 дні тому +20

      ​@@guardianofthewind She was born and raised in the Midwest.

    • @guardianofthewind
      @guardianofthewind 2 дні тому

      @@amyw7200 got ya

    • @Goo_kazoo
      @Goo_kazoo 2 дні тому +16

      I'm from Illinois and I agree completely. This west coast brain is so confusing.

    • @nomoregunsinthevalley
      @nomoregunsinthevalley 2 дні тому +9

      Meanwhile I know plenty of women in the Midwest who are bonkers and Californian women who make bank and are geniuses… you kinda can’t reach that far with these kinds of beliefs… they’re too overarching and easily falsifiable..

  • @bradklitzke5361
    @bradklitzke5361 День тому +9

    To any company that “hires” her, I will NEVER buy your product!

  • @ocblackburn
    @ocblackburn 2 дні тому +261

    My husband and I have been watching you since interviewing people on the street, we’ve been able to pay off over $10K in debt and will be debt free by April of this year except our cars. Thank you Caleb!

  • @robertwendal5894
    @robertwendal5894 2 дні тому +623

    And one day she'll wake up and be 35 and realize youth, beauty and spirituality is fleeting. There's absolutely nothing you can do to make her grow up, only time can do that.

    • @k20z3keith7
      @k20z3keith7 2 дні тому +53

      She'll double down at that point I think. She doesn't have the self awareness. Her family gave her multiple interventions basically due to her narcissism.

    • @mikes.4855
      @mikes.4855 2 дні тому

      That's when she adopts 3-4 cats and hoards boxed wine while becoming a full blown men-hating feminist, blaming the latter for all of her problems.

    • @morningowl43
      @morningowl43 2 дні тому +3

      Youth and beauty maybe but actual legitimate spirituality like going to a buddhist temple or going back to church or finding spiritual guidance, that’s forever and it helps with coming to terms with getting older…what she does is NOT spiritual at all and it spits in the face of actual spirituality

    • @alberto5770
      @alberto5770 2 дні тому

      Sorry but beauty ran away from her at least a year ago, no one would turn their head for her.

    • @lot2196
      @lot2196 2 дні тому +10

      My wife had three children by 28.

  • @jacobramey288
    @jacobramey288 2 дні тому +208

    Asking for Caleb’s advice and then saying “why do I have to listen to what you say?!” Is like parking your car in the middle of an empty freeway with a direct path to your destination and saying you don’t believe in roads

    • @FaithHope21
      @FaithHope21 2 дні тому

      I can actually see her doing that.

    • @Chickie99
      @Chickie99 2 дні тому +1

      Her quote “I don’t believe in savings”

  • @BienGuapo
    @BienGuapo 2 години тому +2

    Love this, get me 30 more episodes of this same people. Cale, her and the editos.

  • @Zulfar-bd9tc
    @Zulfar-bd9tc День тому +53

    You have crazy amounts of patience. It took me 10 hours to get through this video. I literally had to go to bed to relax to finish this video.

  • @stevesimons2641
    @stevesimons2641 2 дні тому +97

    It's amazing how strong you are with boundaries Caleb, and how few boundaries your guests generally have.

    • @queenofpents3442
      @queenofpents3442 День тому +8

      I think if Caleb asserts his boundaries more his guest will stop having the audacity to disrespect him. The way they talk to him (coming to him for help) is wild.

    • @AmbuBadger
      @AmbuBadger День тому +1

      The lack of self-control and discipline isn't limited to their finances.

    • @athenaclaborn6248
      @athenaclaborn6248 День тому

      What they lack in boundaries, they make up for in audacity

  • @MiDLiFECRYSiS
    @MiDLiFECRYSiS 2 дні тому +338

    My spending habits have changed immensely in the last few months of binge watching Financial Audit. I used the time to set myself up for success, and looking forward to an amazing 2025!

    • @CalebHammer
      @CalebHammer  2 дні тому +41

      That's amazing :) keep it up!

    • @anitadiaz733
      @anitadiaz733 2 дні тому +5

      😂 me too, thanksfully. I hear him in my mind screaming to me I shouldn't spend, and It works 😂

    • @linds1lla
      @linds1lla День тому

      same!! i’m gonna make the final payment on my car in Feb & then focus heavily on my credit card! i’m so excited for us!

  • @MakerBees333
    @MakerBees333 День тому +3

    Caleb said ‘get ready because you’re not’… 1/2 way through and just realizing how not ready I still am for this level of Audit.

  • @kunya16
    @kunya16 2 дні тому +255

    Fun to be around? Caleb, don't lie. She's absolutely miserable to be around. She thinks she's just a cute, quirky little thang. She isn't.

    • @CosmosesJones
      @CosmosesJones 2 дні тому +7

      Fun to be around for like a drink or something but not in any other situation that actually requires more than "having a fun time"

    • @smoki6387
      @smoki6387 2 дні тому

      Nah man trust, its fun being around her bc yk she go completely fail in life😂😭

    • @elliet1754
      @elliet1754 2 дні тому

      ​@@CosmosesJones 😂😂 I wouldn't be able to tolerate her even for a drink. Her voice alone for me would make me want to chew on glass

    • @daniela9171
      @daniela9171 2 дні тому

      Shes annoying as hell. Who would have a drink with her ?

    • @brink1738
      @brink1738 2 дні тому +8

      @@CosmosesJones gonna disagree, she'd make my beer taste bad

  • @Aldridge517
    @Aldridge517 День тому +74

    Literally the only thing you need to know about this guest is that she's 28 years old and self-identifies as a baby

  • @alexisturner1661
    @alexisturner1661 2 дні тому +83

    She’s truly disturbing in a dark way. She only survives because people give her charity or want something from her in return and she finds this to be a strength. The only boundaries she understands are no contact.

    • @purplekissy
      @purplekissy День тому +9

      I'm more worried that she thinks she can make money from a non-profit. She's going to end up in jail for fraud.

    • @Marypazsb
      @Marypazsb День тому

      ​@@purplekissymy exact thoughts

    • @nikkita1688
      @nikkita1688 8 годин тому

      Zero self esteem, completely dillusional. So sad.

  • @kellylr-v7i
    @kellylr-v7i 44 хвилини тому +1

    I just got an IG ad for this girl telling me about a business bank account and how it's so helpful for paying taxes. GIRL YOU LYIN

  • @ianshea3722
    @ianshea3722 День тому +67

    This woman had no interest in getting financial help. She was 100% here for clout. Why would you even have her on?

    • @GodotCodeSnippets
      @GodotCodeSnippets 17 годин тому +1

      Never seen her outside of Caleb's show, and the only one making a buck off this is Caleb, he wins

    • @bigman8780
      @bigman8780 4 години тому +2

      That literally describes 85% of the people that come on the show. Honestly I wonder why he still tries to pretend like he’s helping people, he’s been running this channel like a financial freak show for a long time now + it seems to be going well for him so I don’t see that changing any time soon.

  • @Jake_Crosby
    @Jake_Crosby 2 дні тому +846

    This girl is drinking hot chocolate claiming it opens your heart up. How did this conversation continue after that 😂

    • @B1ackHamm3r
      @B1ackHamm3r 2 дні тому +44

      Its a spiritual drink get it right 😂😂😂😂

    • @faithcrisis2138
      @faithcrisis2138 2 дні тому +9

      I'm sure every doctor ever agrees with her.

    • @vincentvandenBergh1986
      @vincentvandenBergh1986 2 дні тому

      Her drink also flushes her few brain cells down the drain.

    • @Wonderlandkat
      @Wonderlandkat 2 дні тому +37

      How dare you! Ancient ingenious people (of some kind who cares exactly who they were) drank it just like this (in a very authentic paper cup, made in a break room) and were very spiritual.

    • @kgriff087
      @kgriff087 2 дні тому +10

      It's performance art...

  • @nicholashildenbrand8632
    @nicholashildenbrand8632 2 дні тому +90

    "I've been more successful in front of a camera then you will ever be in your entire life."
    Holy shit! I felt that gut punch from here. LMAO

  • @markrodriguez1750
    @markrodriguez1750 10 годин тому +4

    If you were able to finish this episode, I give you props, I had to stop half way….IDK how Caleb was able to have multiple conversations with this creature 😢😅

  • @Aretnez
    @Aretnez 2 дні тому +171

    Despite her ignoring every bit of Caleb trying to get through to her, Mac passing is super sad and I wish her the best. Rest in peace little buddy. The graphic at the end is beautiful.

    • @E_Proxy
      @E_Proxy 2 дні тому +5

      He got finally free from her, man. He's better now.

    • @DeafeningWhisper7
      @DeafeningWhisper7 2 дні тому +3

      Scrolling through comments and didn't realize we needed spoiler alerts! 😓😓😓😓 RIP Mac

  • @Chumpess_X
    @Chumpess_X 2 дні тому +177

    My 13 yr old was walking past when the part about not having an emergency fund & manifestation was playing. She usually doesn’t seem to pay attention when I’m listening to UA-cam, but this time she stopped, looked at me and said, “Who is that crazy person? I don’t think she understands that’s not how it works”.
    I was never taught financial literacy, so I’ve been trying to stop the cycle when it comes to my kids, and I sometimes wonder if it’s going in one ear and out the other…but in that moment I realised that a) Something I’m saying must be sinking in, and/or b) My 13 yr old is more mature than a Californian more than double her age.

    • @Jjbellaton14782
      @Jjbellaton14782 День тому +10

      That must have felt so good!

    • @heathergray9195
      @heathergray9195 День тому +1

      I promise you, most of his guests are Texans and just as bad.

    • @_Hollie_
      @_Hollie_ День тому +12

      Kids definitely listen, especially if you keep repeating, you just never find out until they randomly spew your words back at you. Or they put into action something you said years ago without you telling them to again.
      Keep up the great work

    • @ddbucksz
      @ddbucksz День тому +2

      A & B

    • @rebeccajones21
      @rebeccajones21 День тому +4

      No, your 13 year old gets it. Keep up the great work. There is hope.😊

  • @tkirchmann
    @tkirchmann 2 дні тому +360

    I think Caleb needs to go on her show where they audit Caleb's spirituality and balance his aura to help him manifest success. 😅

  • @ajmattoon7375
    @ajmattoon7375 День тому +4

    Credit where credit is due. Caleb shows empathy by helping people. Dude shocks them into helping themselves and then offers a crap ton of support for people after the show.

  • @emilytsady
    @emilytsady День тому +112

    I kind of admire her. If I had 1% of her “carefree” attitude, I wouldn’t have crippling anxiety.

    • @mattsterh7740
      @mattsterh7740 День тому +1

      You're a honey

    • @ThePestilentDefiler
      @ThePestilentDefiler 22 години тому

      ​@@mattsterh7740 you're a pokemon...

    • @barbararepko4824
      @barbararepko4824 22 години тому +8

      Stupidity and selfish irresponsibility are never to be admired.

    • @DiamondHead2010
      @DiamondHead2010 21 годину тому

      She said she had a mental breakdown
      I don’t think she’s carefree all the time

    • @terriblink222
      @terriblink222 16 годин тому

      if you had her carefree attitude you would be 1% away from homelessness lol but seriously this isnt a cool girl by any means

  • @alia.2684
    @alia.2684 2 дні тому +208

    Hey @CalebHammer , I'll take whatever classes she is not using - they are not in the budget now, but if she is not taking advantage of them, I sure will.

  • @castors_fog
    @castors_fog 2 дні тому +450

    "I thought Biden was gonna fix that!!"
    Lol, couldn't manifest that one away could ya? 😂

    • @zackc3767
      @zackc3767 2 дні тому +23

      And you know she didn't vote.

    • @pamelagarza646
      @pamelagarza646 2 дні тому +10

      I don’t know. Sometimes it feels like only people like her vote!

    • @NakedOwl501
      @NakedOwl501 2 дні тому +13

      @@zackc3767 I don't think we want her to. Not exactly good track record of making good decisions.

    • @kujo3423
      @kujo3423 2 дні тому

      😂😂😂😂😂😂

    • @AFreeThinkingDawg09
      @AFreeThinkingDawg09 2 дні тому

      She’s your typical democrat these days. Wants everything for free while we all pay for it, and then votes herself more bc she’s a “victim” after all. If voters had to produce W2s to prove they’re not a leech on society there wouldn’t be any democrat voters left

  • @kimwaldon5519
    @kimwaldon5519 5 годин тому +1

    I just watched the original and follow-up, my first Financial Audit videos, what a ride! I can't believe people like her exist, how much of what she is saying does she believe??! I think she thrives on conflict and to and fro and contorting the conversation to keep it going - flirting, being obtuse, changing the conversation to keep the attention on her.

  • @sararussell3826
    @sararussell3826 2 дні тому +255

    Can’t tell if she’s in a manic episode or having delusions of grandeur or what
    On another note I’m officially debt free (40k in student loans and car loan debt paid last year) and am highly committed to my self care (therapy, gym) thanks to binging this show in September.
    Keep fighting the good fight Caleb!!!

  • @bethG595
    @bethG595 2 дні тому +75

    Honestly, this show has taught me a lot about finance but also how easy it is to constantly defend your own bad behaviour instead of taking responsibility.

  • @HGRAP1
    @HGRAP1 2 дні тому +153

    Whenever there are guests like her on the show I wish there was a time machine so I could see where they are 10-20 years from now.

    • @therepairsloth
      @therepairsloth 2 дні тому +11

      In a van, down by the river.

    • @coammaoc
      @coammaoc 2 дні тому +24

      She’ll be fine. She’ll “manifest success” by finding someone with money who will marry her and deal with her for a few years until they divorce and then the cycle continues.

    • @therepairsloth
      @therepairsloth 2 дні тому

      @coammaoc ah, the vampire route. Sucking the money out through the hose. Alimony is going to be her best friend.

    • @mplslawnguy3389
      @mplslawnguy3389 2 дні тому

      @@coammaoc Yeah, she'll take some poor sucker for half of what HE earned. This person is a leech in human form.

    • @furlosifurfox5794
      @furlosifurfox5794 2 дні тому +1

      @@coammaoc 100%

  • @crysiszombie
    @crysiszombie День тому +8

    We had one really positive video before this one and then this trainwreck. Christ, Caleb setting the bars for the year right off the bat.

  • @judd982
    @judd982 2 дні тому +240

    She is the embodiment of what the rest of the country hates about California

    • @kaydublin5164
      @kaydublin5164 2 дні тому +4

      Bingo!

    • @neby4620
      @neby4620 2 дні тому +39

      As a Californian, hate the she continues giving my home state a bad rap. We’re not all this stupid I swear lol

    • @jjkatz
      @jjkatz 2 дні тому +17

      I’m in California and act nothing like her. She’s so irritating.

    • @kujo3423
      @kujo3423 2 дні тому +11

      I'm a Californian, and I swear we're not all like this. I find her highly aggravating.

    • @solclouds
      @solclouds 2 дні тому +10

      Dude, I live in the same valley as her, and I literally dont understand how she got this far 😭

  • @georgeschattel9729
    @georgeschattel9729 2 дні тому +24

    😂”I’m not broken” “just broke” 41:40 that was the best part so far.

  • @BecauseHelicopters
    @BecauseHelicopters 2 дні тому +131

    Sorry to see that Caleb didn't ask whether she actually got Mack's cataracts fixed; by the looks of him the answer is no. So she was willing to finance a trip to Hawaii but not her dog's sight.

    • @daryaknysh1478
      @daryaknysh1478 2 дні тому +11

      Hey! Just in case you missed it / forgot, her trip to Hawaii was paid work. She just happened to blow that money (and probably not on her dog)

    • @b1232r
      @b1232r 2 дні тому +17

      Looks like Mac passed away? Says 2025, so within days of filming? Heartbreaking

    • @YourFriendAziz
      @YourFriendAziz 2 дні тому

      @@b1232rwhere did you see this announcement

    • @jar594
      @jar594 День тому +4

      I have an old dog too, the vet didn't recommend an operationsince they might not wake up afterward. So maybe that can be the reason.

  • @michaelflores23
    @michaelflores23 10 годин тому +1

    20:03 “Caleb’s relationship status says otherwise” was incredible 😂

  • @chelsvsevildead
    @chelsvsevildead 2 дні тому +67

    24:56 'A beacon of authenticity? Or a B-list failure?' GOES SO HARD I SPIT MY DIET COKE

    • @Lucie.Greening
      @Lucie.Greening 2 дні тому +7

      B-list is a little too kind to her. She's not even on the alphabet yet.

    • @AMCA98
      @AMCA98 День тому +1

      B list? This is a minus F list at best.

  • @dalestark9505
    @dalestark9505 2 дні тому +66

    when the IRS hauls her off, she'll really see what a tiny home is like.

    • @2CoastGirl-xd8hl
      @2CoastGirl-xd8hl 2 дні тому +1

      Ha!😂

    • @deana5277
      @deana5277 День тому +2

      naw, she'll be fine, she'll just manifest her way out of this

  • @GodLovesKorn
    @GodLovesKorn 2 дні тому +120

    On track to pay off all credit cards by September. Full emergency fund in 2026. Thank you Caleb Hammer!

    • @shaye8693
      @shaye8693 2 дні тому

      Let‘s go 👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻

    • @cthulhuhasrisen1009
      @cthulhuhasrisen1009 2 дні тому +2

      Nice job! I'm CC free but 12 years of mortgage left 😢

    • @Lucie.Greening
      @Lucie.Greening 2 дні тому

      You can do it! Well done, pal!

    • @Stop_Gooning
      @Stop_Gooning 2 дні тому

      Every day, one step closer!

  • @bballhornetsallday23
    @bballhornetsallday23 День тому +31

    Senior accountant here I have never heard of ANY government agency reaching out by email they send out letters

  • @EgglyMcBagelface3
    @EgglyMcBagelface3 2 дні тому +77

    Her $12K gig was $3,600 of additional debt. She can't math.

  • @angelsantana3355
    @angelsantana3355 2 дні тому +144

    Honestly I think she is having a mental health crisis. She is so far gone that her brain decided to live in fantasy land in order to cope with the reality that is her life. I really think that her family’s intervention shook her so much in a way she was not prepared for, that the only way for her to cope was to go off the deep end and pretend that these things aren’t real. She’s coping so hard to believe that her actions won’t have consequences that she needs to live in dream land in order to be able to tell herself that she will be okay and that things will get better as long as she keeps living in her delusions. Caleb was absolutely right that she has not truly experienced rock bottom and that the only thing she needs right now is therapy.

    • @SemiViral
      @SemiViral 2 дні тому +5

      Very poignant.

    • @carofantastic
      @carofantastic 2 дні тому +13

      Yeah she seems like she created this personality to escape reality which is sad

    • @booleah6357
      @booleah6357 2 дні тому +5

      More like an entitlement crisis. All this crazy new age spiritual stuff is because she thinks she knows better because of course she is in a great place. All her needs are met thanks to others and she is conventionally attractive too so fewer people will call her out and she doesn't need to do any actual work to get what she wants. Caleb is right her only remedy to break the delusion is a cold hard reality check.

  • @TheObliquities
    @TheObliquities 7 годин тому +1

    I have a friend like her. Had unrealistic goals with no realistic plan on how to achieve them. He got violent when he didn't get his way. Turned out he was going through psychosis, and was in that state for about 2 years. I hope she gets the help she needs.