CASH STUFFING FOR BEGINNERS | How To Start Cash Stuffing With NO Money | LOW CASH STUFFING | July #2

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  • Опубліковано 14 жов 2024
  • Happy Friday! Cash stuffing envelopes and sinking funds for 2024, using the cash envelope system. All cash envelopes and cash envelope trackers are from All Things Planned shop, listed below!
    How I paid off $40,000 of debt - • LOW CASH STUFFING | Ho...
    Getting One Month Ahead on Bills - • LOW CASH ENVELOPE STUF...
    July Budget Setup - • Monthly Reset | JULY C...
    My 2024 Budget Planner - shrsl.com/41zci
    | STICKERS |
    Aug. books - allthingsplann...
    Aug. fruit - allthingsplann...
    July ocean - allthingsplann...
    July 4th - allthingsplann...
    | SHOPS |
    All Things Planned Shop - www.allthingsp...
    Etsy Shop - allthingsplann...
    Amazon Storefront - www.amazon.com...
    | A7 POCKET SIZE BUDGET ITEMS |
    Black croc wallet - allthingsplann...
    Planner charm - allthingsplann...
    A7 zipper envelopes - allthingsplann...
    A7 pink frosted envelopes - allthingsplann...
    | A6 / SINKING FUNDS BUDGET ITEMS |
    Pink A6 binder - allthingsplann...
    Black A6 binder - allthingsplann...
    A6 Zipper Envelopes - allthingsplann...
    Savings Challenge Cards - allthingsplann...
    Savings Challenge Binder - allthingsplann...
    A6 pink frosted envelopes - allthingsplann...
    | ADDITIONAL BUDGET ITEMS |
    Cash condense breakdown sheet - allthingsplann...
    Charms - allthingsplann...
    Vellum dashboard/reference card - allthingsplann...
    Saving Challenge Trackers - allthingsplann...
    Cash Breakdown Sticky Notes - allthingsplann...
    Cash Trackers - allthingsplann...
    Prop Money - amzn.to/3nvzLn8
    Pink & white pen - amzn.to/2Ts6BZM
    White calculator - amzn.to/3es90uJ
    Wet erase marker - www.amazon.com...
    | SOCIAL MEDIA |
    IG - @allthingsplanned_
    Sticker IG - @atp_stickers
    TikTok - @allthingsplanned_
    | FILM ITEMS |
    Ipad - amzn.to/3fiXEe0
    Ipad stand - amzn.to/3w08CuK
    | P.O. BOX |
    Jenika Nicole
    P.O. Box 19124
    Sugar Land, TX 77496
    Join Robinhood with my link and we'll both get a free stock 🤝 join.robinhood...
    Turn receipts into gift cards with FETCH REWARDS app! Sign up using code: 8JPEC to get 2,000 points! Like, comment and subscribe if you like these videos! Thanks for watching!🤗
    Disclaimer - I’m not a financial advisor/expert. This is how I manage my income and I’m sharing the experience. The links listed above are affiliate links, meaning I receive a small portion if you decide to purchase through my links, with no additional charge to you! :)
    #cashstuffingbeginners #cashstuffingforbeginners #cashstuffing2024 #cashstuffingenvelopes #cashstuffingsavingschallenges #cashstuffingenvelopeslowincome #cashstuffingasmr #cashstuffingwallet #cashstuffingbudget #cashstuffingbiweekly

КОМЕНТАРІ • 125

  • @Supppppp7
    @Supppppp7 3 місяці тому +43

    This is the best explanation of all these things! Thank youuuuuuuu

  • @Swaggy-zd2ui
    @Swaggy-zd2ui 2 місяці тому +23

    I'm about to get a job and am really excited to start budgeting myself!!

  • @cherylvargas8861
    @cherylvargas8861 3 місяці тому +62

    Congratulations on four years!! I've been going for three. It is a work in progress. I'm so thankful and grateful for this. Your right, any amount can work. It's about discipline and sacrifice. For me even though it's online but I write down all my finances and keep tracking.

  • @stephaniemartin9760
    @stephaniemartin9760 3 місяці тому +32

    Consistency is key and re-evaluating as life changes.

  • @Tiara_the_reader
    @Tiara_the_reader 2 місяці тому +22

    I started this year with the cash system, and it works great! Just last month our fridge said „no more working for ya!“ and the 400 € for the new fridge didn’t crash our daily life and bills and stuff. Just because I had money saved for electronics and a small emergency fund (because electronics hadn’t enough money haha). So now it’s time to refill the envelopes haha

  • @tamikajones6970
    @tamikajones6970 2 місяці тому +30

    Great video Jenika 😊 I got started back in college and it's been a great journey. Sinking funds prepare you and an emergency fund saves you.

  • @charliematt99
    @charliematt99 3 місяці тому +22

    I feel like I just got clarification. I am type A and your explanation was amazing. Please keep up with the videos. I am so happy. Broke yes but trying so hard. I am on disability for many illness and believe me money is tight!

    • @Zipporah-xs3qz
      @Zipporah-xs3qz 2 місяці тому +3

      Hi just save $5 a week and see how that works. Start off with small amounts. I hope this helps.

  • @yurireyes176
    @yurireyes176 2 місяці тому +13

    Budget
    Calendar
    Pay day
    Bills
    Cash stuff variable expenses food, eating out guess.

  • @rosbudgetlife3324
    @rosbudgetlife3324 3 місяці тому +7

    Keeping y’all lifted in prayer 🙏🏽

  • @dosewithdeangelo2957
    @dosewithdeangelo2957 2 місяці тому +6

    When those envelopes are full thinking about putting the money into a high yield saving account. Just make sure you keep track of how much is in there for your different areas of saving.

  • @Elysia07
    @Elysia07 17 днів тому +1

    I enjoyed your video. I love seeing different peoples different budgeting method

  • @juanitavasquez2166
    @juanitavasquez2166 8 днів тому

    Hi, I am very late in viewing this video. I want you to know that this has been the BEST video that explains in detail for me to understand budgeting, the difference between the different categories and how to cash stuff for "ME". Thank you so much, I'm so glad I've found you. I can't wait to start!

  • @junepearson8505
    @junepearson8505 3 місяці тому +8

    Great video, been cash stuffing for about 1 yr and I love it, it really does make a difference.
    Mindset change for the best

  • @celestebarrentine3922
    @celestebarrentine3922 Місяць тому +1

    A very clear explanation of how to b-,udget for those who are new to this world of knowing where our money is going. And how we are making it work for us.

  • @marylynmiller5158
    @marylynmiller5158 Місяць тому +1

    A great explanation for getting started! I am a senior who has done better financially by just stuffing my variables and staying away from the bank and all my debit/credit cards. ❤

  • @KickinItWithKrys
    @KickinItWithKrys Місяць тому +1

    Blessed, you are. My power was out for days. Thought I was on the North for a minute, lmao.

  • @Winter_Babe_Saves
    @Winter_Babe_Saves 3 місяці тому +2

    Thank you for this, I didn't know the difference between variable expenses and sinking funds

  • @thethriftychickadee7245
    @thethriftychickadee7245 27 днів тому

    Most thorough video I've found yet. I'm just getting started with all this so I'm taking it on little by little, so I can thoroughly understand it and not overwhelm myself. I will be coming back to this one often.
    And if people come for you about using a calculator just remember that a whole lot of us think this video is fantastic and couldn't care less if you do the math in your head or use a calculator!! lol

  • @gwendolyngregory2293
    @gwendolyngregory2293 3 місяці тому +2

    I watch a few cash budgeters, but I have to say yours is the best. You are always up front with us, and you do not hide anything but your rent and that is completely understandable. I like how you explain things, and how you are just you. You are amazing. Thanks for the content, I will be buying stickers soon, Just got my Erin C. Planner in the mail. Keep the videos coming. Can you do a video where talk about what to make as your sinking funds? Thanks.

  • @ArmyWifeBudgets
    @ArmyWifeBudgets 2 місяці тому +2

    Rounding up bills is always best!!!

  • @bluevelvet555
    @bluevelvet555 Місяць тому +1

    First time watching your video. I recently started looking into starting this system.
    I'm going to watch more of your videos.
    And I'm interested in purchasing your stickers.
    Great ideas.
    Thanks

  • @kctaylor73
    @kctaylor73 2 місяці тому +1

    Thank you for making it much easier to understand I am just beginning officially this month. I truly appreciate your video.

  • @chronicfish
    @chronicfish 2 місяці тому +1

    I've watched numerous videos on cash stuffing and yours was by far the best! You were extremely detailed in your explanation. I found this incredibly helpful. Thank you!

  • @MamaoffiveDesigns
    @MamaoffiveDesigns 3 місяці тому +9

    i have set a goal in my budget planner. i got this accordion index card holder and i got like 6 cash envelopes/ 2 sinking funds started. if by january of next year i stick with my budget goal i will invest in getting a cute binder. i love the rose gold and the pink envelopes they are soooo cute!

  • @rosbudgetlife3324
    @rosbudgetlife3324 3 місяці тому +2

    Great video Sis!! I enjoy watching always. The cash stuffing and budgeting method has helped me get out of debt. Excited for the sticker kits. I will be talking advantage of it. Hope you have a great weekend too 46:45

  • @m395williams
    @m395williams Місяць тому

    New subscriber here! Very thorough. Micro managing and planning. I think the object is to stay busy writing and stuffing so you don't have time for anything but to earn the money and get busy planning and sinking it. Write, count, stuff, zip, snap🤓🤑. Thanx for sharing.

  • @1drummer111
    @1drummer111 22 дні тому

    I love fetch. Gotten a couple of Amazon cards with it. Glad to know I’m not the only one who knows about it.

  • @crystaljackson2301
    @crystaljackson2301 Місяць тому

    This was the best explanation to begin cash stuffing

  • @Jules-g4f
    @Jules-g4f 3 місяці тому

    I am south of Houton in Angleton so that hurricane hit us hard. Glad you and your family are ok. Thanks for the video. I'm new to cash stuffing and very excited to learn all about it.

  • @shawunminor1761
    @shawunminor1761 3 місяці тому +3

    Thanks you heard my cry I needed this video

  • @mari_3kyu
    @mari_3kyu День тому

    Not a beginner here, but I've been seriously slacking since I moved again
    Really need to get back into it and stop buying household appliances on credit 😀

  • @lolethawoods786
    @lolethawoods786 3 місяці тому +1

    Congratulations on 4 years 🎉🎉

  • @shanaskinner9789
    @shanaskinner9789 2 місяці тому

    Thank you for sharing! This is the best explanation and I am a new subscriber! I can't wait to see more!

  • @jamaicastreet6703
    @jamaicastreet6703 Місяць тому

    It’s good to know how much to spend on bills &credits miscellaneous 🎉🎉

  • @micheleb2657
    @micheleb2657 3 місяці тому

    Glad you and your family are safe. As always enjoyed your content.

  • @conniekelly-hl5qr
    @conniekelly-hl5qr 3 місяці тому +3

    Hey , it was hard to grasp for me this really help.

  • @Grace-e6q
    @Grace-e6q 15 днів тому

    im wondering what binder it is that you are using! this video was fantastic thank you so much for your time and energy devoted to the video! 🎉❤

  • @Rockie-s6q
    @Rockie-s6q 3 місяці тому

    This was such a great video. You are a really good teacher. Thank you!

  • @Smithfamily009
    @Smithfamily009 3 місяці тому

    This was so refreshing!! I ve watched a lot of videos since starting cash stuffing in February and this was the best video yet. I just had to do a reset because I was falling off and I learned a lot in this video that I believe will help me stay on task. I will be borrowing the high priority and low priority binder idea because that’s how I messed up; mixing binders and envelopes when I was in need. However, thank you so much for explaining EVERYTHING in plain English 😊. You officially have a new follower!!!
    I really want your budget planner and I went to the website using your link but I don’t see that version. Did you personalize your planner?

  • @JamilleCharles
    @JamilleCharles 3 місяці тому +1

    Hey! Great video as always❤ Glad to hear your family is doing ok considering the Beryl disaster. I have a niece in Houston and was without power for three days. Just put in my August order. Also is it an option for you to add your check mark stickers to your Etsy shop. I love the idea of subscriptions, so I don't have to order every month, I will just receive ❤❤❤

  • @AshantiCaltini
    @AshantiCaltini Місяць тому

    I've never done this. Today is day 1. I start work today.

  • @BellaFrice
    @BellaFrice 3 місяці тому

    Oh my goodness girl I’m in Texas still trying to get back normal from Beryl too! We are north of Houston got hit with some high winds

  • @zerocosmos739
    @zerocosmos739 3 місяці тому +8

    Yay! I’ve been subscribed for years I think and watched but never understood it. I just watched in hopes of understanding 😂. Thanks for explaining

  • @mandySIMS6319
    @mandySIMS6319 2 місяці тому

    I really love how you explained everything. Sadly, even if I received checks, I have no access to banks. So I can't do anything with cash, also get paid bi-weekly and it isn't the easiest to find budgeting concerning that type of pay period. ❤ I love your video though.

    • @105Kelly
      @105Kelly 2 місяці тому

      Hi Mandy, I use the cashless system as I find it works better for me. Look for some videos. Instead I hv a bank account for each “cash envelope” that way I just transfer cash online to my card before I make a purchase

  • @kenyonwolfe2400
    @kenyonwolfe2400 3 місяці тому +7

    I'm saving all of mine 20$ and all of mine 10$ and allll of mine 50$ and allll of mine 1000000$ just wish me good luck

  • @la-quandanorwood5158
    @la-quandanorwood5158 3 місяці тому

    Hey Sis, great video. Very informative. Thanks for sharing

  • @jessicacastellanos6490
    @jessicacastellanos6490 2 місяці тому

    New subscriber I love how you do step by step Great job 👏

  • @gladyspenn4646
    @gladyspenn4646 2 місяці тому

    Are you a finance major or graduate? Thank you for all the valuable information you have given, it has been really helpful. I'm a first time viewer.

  • @ash_days_
    @ash_days_ 2 місяці тому +1

    I’m an accountant and I always use my calculator (or really excel 😂) I just don’t trust my mental math sometimes!

  • @budgetrebelgoals
    @budgetrebelgoals 2 місяці тому

    ❤❤❤awesome. Still smoothing out my process

  • @amorfox289
    @amorfox289 2 місяці тому

    Do you do one on one session on how to start the process of budgeting and cash stuffing?

  • @kendrarichard1066
    @kendrarichard1066 Місяць тому

    Hey. Great video! I’ve been struggling for so long now. And I’m glad to have ran across your video. But im not able to afford the calendar/planner binders etc maybe one or the other what do you suggest I do I’ve been off work for a while just had surgery. I really wanna start this as I’m basically alone with everything I do expect to start work next month but wanna have what I need as I have no support system. Are there other materials I can use to accomplish the same thing

  • @melarzola8495
    @melarzola8495 2 місяці тому

    Very helpful, thank you! 🙏🏻

  • @BellaFrice
    @BellaFrice 2 місяці тому +1

    Have you ever done a video on doing a budget, with no cash? Like if someone uses their credit cards and then uses their money to pay that off so they really aren’t dealing with any cash? I’m so used to it that I feel like it would be really hard to switch to cash but also I like using my credit card to get the points and use that to help pay things off as well. I also once heard about using fake money to stuff wallets ? Any thoughts on that?

    • @M_SC
      @M_SC 2 місяці тому

      You should do that

  • @Phoenix_onfye
    @Phoenix_onfye 3 місяці тому +3

    Hard for me because I use my card without a thought now spending cash I hate paying myself back

  • @hibiscusangel7376
    @hibiscusangel7376 22 дні тому

    I need to change my finances! It’s so bad and my credit score is like hitting 500s due to irresponsibility and avoiding things

  • @thebudgetevolution
    @thebudgetevolution 3 місяці тому

    Hi Jenika 👋 great video 😊

  • @lupeochoa7482
    @lupeochoa7482 2 місяці тому

    Great video ❤ excellent video

  • @deepick8345
    @deepick8345 3 місяці тому

    great video on explaining

  • @LisaCyril
    @LisaCyril 4 дні тому

    Do you do this as a job? I mean do you help others with getting started in budgeting/saving money outside of UA-cam?
    You said you’re in Houston. I’m outside of Houston. I really need help with my money. That’s why I was asking.

  • @CrystalJohnson-f5o
    @CrystalJohnson-f5o 20 днів тому

    I really to learn

  • @713flores09
    @713flores09 2 місяці тому

    I just stumbled across your video. I would like to know where I can get the exact same planner as you. I haven’t finished the video yet, but maybe it’ll say at the end.

  • @kaneshiaginn8650
    @kaneshiaginn8650 2 місяці тому

    Thank you 😊

  • @amylabus8360
    @amylabus8360 Місяць тому

    2024 is the last year for car inspections in Texas.

  • @Budgetwithfreshsalad3544
    @Budgetwithfreshsalad3544 3 місяці тому

    awesome video

  • @suepatrick924
    @suepatrick924 Місяць тому

    How can I get the planner exactly like yours. I mean could you help me with setting one up

  • @kimmatthews5766
    @kimmatthews5766 19 днів тому

    Do you use all the cash from your paycheck?
    Do you just deposit money for your automatic bill withdrawls

  • @bethlitton3349
    @bethlitton3349 2 місяці тому

    i work full time, have high rent and bills and am struggling to really start with any of this budgeting stuff

  • @ΠανωραίαΚόκκινου-ι4σ

    Beautiful ❤❤❤❤

  • @westcoasttiff85
    @westcoasttiff85 Місяць тому

    Where would you suggest buying the clear cash envelopes? I checked etsy and they are Spendy!! 😮

  • @CAdrivergirl
    @CAdrivergirl 2 місяці тому

    I’ve been trying to do cash stuffing for 12 years

    • @M_SC
      @M_SC 2 місяці тому +2

      Maybe it’s not your thing. Maybe there’s another thing for you

    • @CAdrivergirl
      @CAdrivergirl 2 місяці тому

      I’ll keep trying, until it is. Thank u

  • @rosbudgetlife3324
    @rosbudgetlife3324 3 місяці тому +1

    Hey Sis ❤

  • @malazkm
    @malazkm Місяць тому

    I have a question, what if you get your checks dp, do i still take out the cash?

  • @mobilemachine1578
    @mobilemachine1578 2 місяці тому

    This is the first time I'm coming across the term Cash Stuffing.
    I still don't understand it after watching a couple of videos.
    My question is, why can't I do all these allocation on a digital spreadsheet?
    Is it still cash stuffing if I don't use a physical paper or envelope?
    I have all my overall budgeting needs digitally categorized under Fixed Cost, Long Term Investment, Savings and Guilt Free.
    I then have for each month a running budget with the columns: Items, Projected Cost, Actual Cost, Difference, Notes.
    Is it still cash stuffing?
    I'm always looking to improve my system so I will appreciate any additional info

    • @jewelrolli_77
      @jewelrolli_77 2 місяці тому +3

      Cash stuffing refers to putting cash into an envelope, hence the stuffing. The physical handling and allocation of the bills can help people take control of their finances and even make it more like a game. Personal finance management can be boring. If you are finding success in your method, then keep doing it your way. 😊

  • @gwenlfitzgerald-barlow737
    @gwenlfitzgerald-barlow737 2 місяці тому

    I'm interested in this idea to add to what I'm doing now. I need your help, I have some other situations that I am not sure how to start. How do I reach out to you?

  • @justanothershuckingday
    @justanothershuckingday Місяць тому

    Restarting all over again

  • @sierradalton7823
    @sierradalton7823 Місяць тому

    How do you keep track of what amount is for what category once in a bank account? Is there a way to categorize it?

    • @AllThingsPlanned
      @AllThingsPlanned  Місяць тому

      For my wallet, I spend money in cash. It’s doesn’t go back to the bank.

  • @BoogahBear
    @BoogahBear Місяць тому

    Is your paycheck all the cash that is in the cash stand? I just don’t know how you got all the cash in the stand. 😅

    • @AllThingsPlanned
      @AllThingsPlanned  Місяць тому

      @@BoogahBear No it is not my whole paycheck 🥰

  • @Fademitch
    @Fademitch Місяць тому

    Why don’t you take dishwashing liquid from groceries??

  • @desireec9222
    @desireec9222 3 місяці тому +2

    Hoping the captions are up soon, my hearing isn't good. Will check back later.

  • @GIRLNEXTDOOR79
    @GIRLNEXTDOOR79 2 місяці тому +1

    What if someone gets paid once a Month? How would that work?

    • @AllThingsPlanned
      @AllThingsPlanned  2 місяці тому

      You could cash stuff for the whole month, once that month. Or you can take your monthly budgeted amounts out of your paycheck, break them into 4 equal amounts, and cash stuff them weekly.

  • @JacobDreemurr
    @JacobDreemurr 2 місяці тому

    What do you call that cash holding thing on the left? I want to get one, but I don't know the name of it.

    • @AllThingsPlanned
      @AllThingsPlanned  2 місяці тому

      It’s a really a sunglasses holder but we call them cash trays

  • @BrandonHighvalue-jx1rl
    @BrandonHighvalue-jx1rl 2 місяці тому

    I trade with a $50k account right.
    I have 3 other $50k accounts connected, so it copy trades across all accounts. 200k leverage.

  • @cyndinoname8060
    @cyndinoname8060 2 місяці тому +1

    I know how you feel our lights were out for 8 fays

  • @lesliecarson133
    @lesliecarson133 Місяць тому

    What do you mean when you say the $100 is a place holder?

    • @AllThingsPlanned
      @AllThingsPlanned  Місяць тому

      I have $100 in the bank and use the fake $100 as a visual of how much $ is in that fund

  • @gladyspenn4646
    @gladyspenn4646 2 місяці тому

    Oh, do you offer classes?

  • @latanyaneal4070
    @latanyaneal4070 3 місяці тому +1

    ❤ good evening how are you doing today ❤

  • @LadyNellie
    @LadyNellie 2 місяці тому

    Do you stuff your envelopes at the end of the month or per paycheck?

  • @tammytherrien6902
    @tammytherrien6902 2 місяці тому +2

    You offer great information, but if you’re in debt, there is no such thing as extra money. It should be put towards the debt.

    • @brittnicole2634
      @brittnicole2634 2 місяці тому +15

      @tammytherrien6902 Even when you’re in debt, you should still be saving some money on the side for emergencies to keep you from going deeper into debt. What’s the point of throwing all your leftover money at debt, and then when an emergency comes up or something breaks you don’t have any or enough money saved up??

    • @TheModelrodney
      @TheModelrodney Місяць тому

      Not true

  • @Tamber-t6o
    @Tamber-t6o Місяць тому

    Lord know I need to start with these saving hacks I’m in debt so above my head and I want to have financial freedom please help me learn how to do better 😔😔

  • @Enjoythepour
    @Enjoythepour 19 днів тому +1

    My adult children and I probably could benefit from this video, however I am very confused by this video. I will have to go back to your channel and see if there is an explanation that makes sense to how my brain processes things.

  • @user-oo1gk6fo5i
    @user-oo1gk6fo5i 15 днів тому

    Yeah, all that cash in your home, tell people how much ya' got. Maybe we don't know your address, but you could be followed for a break in at a later time. Stupid, assinine, UNSAFE concept. Yes, keep some for emergencies, in a safe, and don't go showing people for crying out loud!

  • @valeriecuffee_libra66
    @valeriecuffee_libra66 2 місяці тому +1

    Starting from no money and I'm on a fixed income. Already have a planner and a 100 envelope challenge binder. Thank you for sharing the basics.🫶🏿✨