Start A Paycheck Routine | Budget Planning | Free Beginner Budget Packet | Cash Stuffing Envelopes
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- Опубліковано 28 вер 2024
- Budget not quite right? Spending still not under control? Not saving what you think you should be?
I will take you through how to set up your budget, get your emergency fund started, and save more of your money-
Using a free downloadable packet - I show you step by step what I do every payday.
Stick to the basics and keep it stress free.
When you feel like you finally understand something, the possibilities are endless.
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I’m in the middle of my 1K emergency fund. Right here is where I started. I did just like you said. Download all that stuff. There’s a lot of important information. Whether you know all the fancy terminology or not as long as you understand the process you’re IN! I had to watch and read everything a couple of times to wrap my head completely around it. I used envelopes just for saving since I was younger, my mother taught me. I am SO EXTREMELY HAPPY that I found your channel. RIGHT HERE is where I transformed my world. The progress I’ve seen is incredible. It’s also helping me save faster to purchase our forever home ( we’re in our mid 50’s). ANYONE can do this. Money is money no matter the denomination. Just remember that everyone’s circumstances are different so don’t compare yourself to anyone else, you’ll only discourage yourself out of financial freedom. Good luck everyone, this is a wonderful community filled with encouragement. Tfs. Have a wonderful afternoon.🤗
What an encouraging comment! Thank you for sharing with us! 💛💛💛
@@2SisterBees it’s the truth! If People are serious about saving money then they came to the right place.😊
Hi I like it
I had finally saved my 1,000!!! Then the next weekend we needed to have our septic pumped, $400.00. Sad but so happy we had the cash and didn't have to put on a credit card!! Thank you Jenn for all you do for us!
Great job! Having the cash for something like that is just the greatest feeling. You can’t even explain it until it’s happened. I am so proud of you!
Keep going and get that $ saved back up. You already know you can! 💛
I'm in the process of building my $1000 emergency fund. Just starting to make a written budget.
Thank you for being on UA-cam
Hi there! So glad to hear you are getting started! That’s the biggest step. We are all here for you- stick with us and you’ll get it done! 💛
Thank you Jenn, unfortunately I'm the first person in my family to really care about how to use their money functionally not just live paycheck to paycheck. Its a struggle to even get my family to understand that the money I have saved isn't meant to be used until my goals are reached and when they need something they come begging me for help instead of taking responsibility for themselves. Also unfortunately i was blessed with a heart and it's been my biggest set back in my journey to being debt free.
How awful for you! I’ve learned to keep my financial wins and goals to myself. If anyone says anything to me, I just tell them that since my husband just retired, we are on a fixed income and I can’t afford it. 🤐 Even though, we are actually way better off then we’ve ever been!
Only my husband knows exactly how much money we have and I guarantee he doesn’t even remember! 😂
I had a similar situation. I offered to help them get started with their own cash freedom journey. If they turned me down, then I simply explained that I was sorry what they really wanted was not my help, only my money; and I'm already using it.
I have one family member that is working on his own journey now, and even a coworker. They both tell me thanks for the info on cash stuffing, but I tell them having them call to ask for advice instead of money is all the thanks I need.
@@amandahaggan7062 that’s awesome! Some people just want others to bail them out so they don’t have to do the work themselves. Of course, some people just don’t know where to start.
My best friend is on the verge of asking me to help her to start budgeting. She’s just not ready to face her total expenses yet! She wants to get her finances under control before she retires in 6 years. She’s never asked me for money but things were really tight for her recently so I gave her a $50.00 VISA gift card that I wasn’t using. I know she’s embarrassed for me to see her expenses. I just want to help get her on track. I would never judge her and I’ve told her that.
I love the advice that the two who commented have given you. I have actually been watching a lot of videos on “The importance of looking poor”. I know that sounds crazy but search that term on YT and watch some of the videos.
Jason and I have recently taken a significant pay cut and it’s been hard for us to say no to the kids and/or tell them they have to pay us back for things but it’s a boundary.
I would also recommend that you read the book, Set Boundaries, Find Peace.
This book was a HUGE eye opener for me. It made me realize the tactics that others had been using on me and how to combat it. It’s a game changer.
I hope you can find some strength and some ways to just say no - for yourself and for your future self. You are important! 💛💛💛
I've saved almost $380 in my Emergency Fund. Thank you for all the lesson, fun, and freebies 🎉
Got my $1000 Emergency fund saved!!
Awesome!! Yes! 🙌
I completed my first Emergen-Bee Challenge and have begun another one. 🤩
Me too!!!🎉🎉🎉
Thank You So Much For Your Help!!! God Bless You In All You Do!!!😊 I Am 67 years Old Never Did A Budget!!! Now On Social Security.... This Is A Great Help!!! Thank You Again!!!💕🙏🙏🙏
I hope it helps you to get your budget together and start putting away some savings. So glad to have you with us! 💛
Hi Jen! I've been watching your videos for a few months now and I cannot thank you enough for your inspiration and direction. I bought my first home and am going through a divorce in August. Your videos have helped tremendously with budgeting for these big life changes and I am so grateful! ❤😊
Hi there! You are so sweet and I appreciate your kind words.
I have been through your same situation and you will be okay. I struggled a bit and maybe even some floundering was going on… but I made it through. You will, too. 💛
Thank you sharing all that info and refresher. It helps keeps us focused. Thank you for the free-bees, so cute! Awesome video! Have a great weekend, see you Sunday!
Thanks so much! See you this Sunday! I was out for family visit but I’ve got my stuff all ready for this weekend! Missed you guys! 💛
I just watched your video on how to use your materials. That's what my comments are about
I've been cash stuffing for a little over 2 months. I have my 1,000 emergency fund already and I'm working on 3 months living expenses and several savings challenges.
I use cash wherever I can and it's made me realize that I wasn't paying attention to the cost of things when I was using my debit card. Parting with cash is very difficult compared to swiping or tapping that card!!! It's a sobering experience!!!
Thank you so much for the freebie ❤
I am a single mom of 6 an will be starting my journey this week 🙏🏽💪🏽🎉
Ooooh yes! I hope you are doing well so far. So glad to hear you are starting - I’ll be posting a new video on Sunday, I took this past weekend off for family time but I’m back with some great info for you. See you Sunday! 💛
I want to start with you. Been putting it off for a whole year. Sigh!
Happy Mother’s Day Jen! I’ve got 2/3 of my baby emergency fund and am stuffing my sinking funds monthly. I don’t do challenges right now. I’m so much more on track since cash stuffing and budgeting! Thanks for the fun and inspiration!!!
Thank you for your kind words- you are so welcome! 💛
I like how you explained the budgeting it helps me focus on how tondo mine. Thank you for the budget sheets 🎉😊
I’m so glad you liked it! 💛
Hello Jen, don't apologise for the long video - I love long videos and I don't think I'm the only one :D!!! Belgian greetings, Veerle
Oh thank you! Sometimes I can just feel my voice getting hoarse and I’m like- oh boy how long have I been filming! 😂😂😂
I'm restarting my emergency fund because I had use it .Thanks for free download.
Great explanation for everyone! Love the new walkway. My son made two pieces of furniture out of a fence we took down once. I love recycling the wood like that!💕🐻
I was really not liking the idea of throwing it away so Jason came up with those ideas - I was so happy! 🙌
Hi, I'm just starting out with budgeting and cash stuffing. Thank you so much for all of the tips 😊❤
thank you so very much for these videos. I needed this soooo badly. It's like I am starting over and learning the correct way to budget! I have started and stopped the 1K fund many times in the last 2 years. After watching your video, I am starting it this time to complete!!! There is definitely a reason your wonderful video crossed my path today!! 🥰🥰
I just read your comment to Jason and we are like so excited! This video definitely crossed you today for a reason. I actually have a tattoo on my collarbone - “omnia causa fiunt”
Which is Latin for - everything happens for a reason!
I live by that, Sis!
💛💛💛💛
Hello there! New subscriber here. I’ve purchased from your shop. I love your products. Looking forward to watching your videos. I’m new to the budgeting community. 🌹
Thank you so much for the freebie bundle, got it printed already!
Oh yes!! I’m so glad ! 💛
Hello, just found this video , new to the budgeting community on YT and this is extremely helpful. Thank you so much for providing this freebie. Downloaded this and will be using it asap. Subscribed for more helpful tips. Thanks again! ❤
Hi and welcome !! Glad to have you! 💛
Good evening Jen love 💕 it thank you for sharing and giving me some more information about budgeting and thank you for taking the time too explain it ❤thank you for all the free stuff it’s a wonderful opportunity and blessing too have these tools to help us on what ever budgeting level we are on thank you ❤🎉❤🎉❤🎉
Love this one! Thank you💜
Hi Jenny, I had my 1k saved. Then I used it in an emergency so now I am saving it up again! Thanks for sharing.
Yep- we gotta keep life-ing! I like when I hear someone just say- yes, I had it. I spent it. Saving it again! 🙌💛
Starting over with saving $1,00.00 because as soon as i was finished i had to take my dog to the emergency vet. While i hated that we had an emergency for our pup, It felt good to have the money saved up instead of using the credit card and being in debt.
That’s exactly how it is - it’s a relief when it’s needed after all that saving. You’re just like 😅
Jenn, thanks so much for the video. You gave me hope that I can become debit free one day and retire! That is my "Living Rich Life" wish :) Blessings to you & yours xoxo
We can all be debt free. I truly believe that.
I think, for me, I really believe it because I was forced to live debt free for most of my adult life. After my first divorce, my credit was ruined. I couldn’t get a $100 loan to save my life. 😂
I did fix my credit after about 10 years of bad credit because I wanted to buy a home. I succeeded in that and bought a home after a year of fixing my credit.
The problem came when Jason and I had a bad case of lifestyle inflation.
Credit can be used responsibly- paying off balances before interest accrues. I just think that for most people, this is not as easy as it sounds- including me. Sometimes when we have it, we still don’t want to pay the full balance. I’ve been guilty of this so many times.
All this to say- debt free is the way to go. It’s stress free and saves a TON of money in the long run. 💛
Thank you for the great information!❤
From experience, don't stop tracking your spending. I get receipts for EVERYTHING! FOR GOOD REASON! I have my and building on it.
Yes- I have receipts for everything! So very important. Thank you for reiterating this. 💛
Happy friday sisters
Have it!!!❤
Great video!! Really helped me reset my thought process. I get paid once a month and struggle with how to divide the months cash. Dividing the remainder of cash after bills weekly helps me panic less but i don’t feel i save as much across my envelopes. Still learning what process works best for me. Any suggestions on once a month pay?
I had no idea I was supposed to do the bills first. I have always tried doing cash envelopes at the same time. No wonder I’ve always failed!
Yes yes yes! Priorities- start with your “4 walls” as Dave Ramsey calls them. Your expenses that keep your house going - then prioritize the rest. In order- always. You’ll notice a difference.
Wow what a great video!!!! Ty
I’m so glad you liked it! Thanks for saying so- I appreciate that! 💛
Thanks for video.
I am working on $1000 Emergency Fund now. When I do I will start another . I'm also looking for a HYSA to put my money in.
Very nice! 💛
I hit my 1k emergency fund last week! I have goals for a 3k then a 6k! Slowly but surely 🎉
Midway through saving up for my emergency $1000
Hi Jenn
I mess up I took my whole Emergency Fund and paid off my one credit card in full before my deadline of zero percent on the fourteen
I actually think what you did was a true emergency! You did good! I’m proud of you! 🙌💛🐝
I’m retired I need a little bit of advice on how to get myself back on track I’m not thinking right now I was doing small challenges and I stopped I need help
where is the honeycomb/bee binder from !! 😍😍 would love to support the business that makes them by buying a couple 💙
The bee binder was made by an Etsy seller - she no longer makes them. 😭
There are other kinds on Etsy - search “ A6 bee cash binder”
🐝💛
I need this budget pack please!! Where do I go to get it??? Is it free can it be used with the classic happy planner??
drive.google.com/drive/mobile/folders/1VRf2dzNHV84v-oLIbufEnM3LlNcDpXcr
@@2SisterBees thanks can I use this with the classic Happy planner???
I have no idea what that is- a happy planner. I can’t answer that.
❤ Plans are meant to be flexible not broken surely?
Surely. Just a little spot where I misspoke. Happens sometimes when I’m talking. 😂
Half way to 1k
In the middle of my 1000.00 saving
It is satisfying getting the first 1,000.
I keep completing the 1000 but it seems like always something comes up and I have to start all over again wish I don’t mind rather have it then use my credit card
When you say you have prop money and the money is in the bank, do you keep it in a savings acct or checking for car maintenence etc..?
Yes it is in a high yield savings account collecting some interest for me until I need it.
I have a running tab in my budget binder letting me know what money is where. 💛
How do you download the beginner binder. It is asking for payment
It has 0.00 on it.
You still go through the process of adding to cart and everything but the amount is 0.00.
Just starting my 1,000 emergency fund - 10.00
❤ good evening how are you doing today ❤
I'm in the middle of saving my $1,000 emergency fund
I actually do have 1k saved...
🙌 That’s awesome ! 🤩
You neeeed to study the state of mind that colleges are in and seriously reconsider sending your granddaughter to any college. NOT a place to send someone you love to.
I hear you on this - we are actually a “trade” family.
She can use the $ for whatever she chooses - it’s really just a savings for her. Not required to use for “college”.
Thank you for the comment - it’s a good point to bring up. 💛
I am in the middle of 1000$ savings
Yes! Keep going!! 👏
I started budgeting the end of March and worked hard and made it $500 in my emergency fund and making slow progress on bills then this month life happened and I had to draw my emergency fund out and I’m trying really hard to work it out with my budget so I don’t have to use my credit cards again. Next paycheck I start over again. In the past I would have said I give up and ended up in deeper debt. This time I’ve had a taste of what budgeting can do so I’m not giving up. I appreciate all you do to help and inspire your viewers.
I’m so glad that you see what you can do and you are NOT going to give up! Thank you for sharing this with us so others can see - it just takes that determination. It’s hard in the beginning but things do get better! 💛
im using the 100 envelope challenge to save up a $5000 emergency fund as I prepare to move out after college!
I do all my savings digitally to earn interest on the money as I save
Recently lost my income completely due to having an emergency surgery. THANK GOD I had my emergency savings fund set up and ready to go. I’ll be out of work for at least a month. Being able to manage my expenses during this time gives me so much peace of mind. Thank you for helping me get my ducks in a row. I’ve been watching your videos for the last year. Really changed my life 💖
I hope you are feeling better each day. I am so happy to hear that you are okay financially throughout this.
💛 That’s a really big deal!
I've been doing it since February but didn't do that well. This month I'm doing so much better!
Love to hear that you are seeing your improvement. That’s so important and I’m proud of you! 💛
Thank you for the refresher I tend to get flustered not knowing how to stay focused. I do have my $1000 emergency fund working on another go around 😊
Hi Jen I thank my lord that put your video in my life because of your 1k bees challenge I save all my 3 kids 1k emergency fund now I’m doing it for my grandchildren thank you and April for all your videos and lesson keep up the great lessons help us 👍👍👍💜🙏
I have been watching your videos for 2 weeks. I am loving them. I never open my bills and just pay the online. I did today and omg my car insurance went up for no reason. From $478 to $599 thank you. If it wasn't for you I would of just let the auto pay do it and I wouldn't of even noticed.
I'm saved $1000 and am halfway to a second $1000.
Jenn and April, I have started my 1K Emergency fund bit it is slow going! I am not discouraged just know I will take longer. Thank you for being the ones to help me on this journey!!
You’ll get there. As long as you are trying and doing- things will happen for you. I have no doubt. 💛
Hi Jenn. Great information you shared with us. Thanks for the free items. Have a enjoyable day and weekend.😊
I love ur videos, they r great I have 900 of my emergency but I have been with out a refrigerator in my house for 2 weeks because I don’t want to use it for that so I have been trying to wait. I got lucky and got a bonus from work so yeaaaa I don’t have to use my emergency fund. God Is Good thank you for your videos and yes I would love to have one of them wallets but I don’t need it so I keep backing out of buying one lol have a great day see ya Sunday
Yes! I love to hear this- you know, I always tell my kids, “ As long as you are doing the right things, God will make sure you are okay.”
And it’s so true. I know everything that happens in my life is from Him. 💛
Another great video Jen! So enjoy how you break down the budget basics. I'm working on Round 3 of my $1k Emergency Fund. First round went split between auto and home, 2nd round went towards medical and this 3rd round I'm undecided with splitting it between home and auto or starting my month ahead. So enjoying your channel and all the tips and tricks you share.
This is amazing! Thank you for sharing with us how it is possible to not only save it once but keep it up and fund it again and again. Way to go!! 👏💛
So glad to see Jason sitting beside the pool & not pushed into 😂😉
I have been budgeting for a few solid years, currently my EF is at 4290 & im one month ahead for entire budget so i would say $7790 for emergencies/unexpected life events.
Great job! I have SAVE my $1000 emergency, and now I have started saving for my 3 months ahead. I still have some consumer debt to pay off, but these videos help me to keep going. I'm so Excited for you, and I'm rooting you on!!! Seriously though Great Job!!! 💜💜
Absolutely LOVED this video! Great advice and great freebies. Thank you so much!
Thank you for the free printables!!!
Hi thank for the inf and the freebies
Thank you for the free budget packet.
I have my emergency fund, and thanks to all of my changes and saving challenges for my 67th birthday in September I’m able to take my bucket list vacation. I’m finally able to pay cash and go on a cruise to Alaska!! Certainly wasn’t easy changing my habits after a lifetime of not paying attention to my money, but thanks to your channel I’ve finally accomplished my goal. Can’t wait to see what my next goal will be. Thank you for all your advice!!❤
This is the coolest thing!! I would love to go to Alaska someday, too.
I am so happy for you and I hope you enjoy every minute of your well deserved vacation! 💛
I absolutely love how you broke down each thing to do in order to start in an easy and manageable way! I am just beginning to start cash stuffing and have already ordered some items from your shop :) I have a CC for my emergency fund currently but am slowly building up to having the actual cash for it. Love the videos and what you do! Keep BEEing awesome!!
😊😊Thank you so very much for the freebies you give out. I'm not going to blow smoke.... You and April really inspire people. Thank you for all y'all do.
Wow! Thank you so much for the Freebies!!! 🥰🐝🐝
You are so welcome! 💛
THIS WAS THE MOST THOROUGH BUDGETING VIDEO I HAVE WATCHED AND I HAVE WATCHED SEVERAL…thank you!!!
I’m so glad to hear it! I hope it helps anyone who watches it. 🙌🐝💛
*FREE
Watching in the UK (England) and am almost halfway to my £1K savings. My hubby paid off the credit card this week so next payday I'm going to have more pennies for saving! Yay! 🎉😍🥳
Oh, that’s such great news! 💛💛😂
You two are doing great!
Tithing! That's so good to hear! You can't out give God.
Definitely not! 💛
You are such a good teacher! So many UA-cam budgeters have gone to saving challenges and do very little budgeting. You really care about your viewers. Thank you for that! You and April are my heroes, and it has been a joy to watch you grow your channel and share your debt journey. I am re- building my $1000 after having to use $400 of it. Thanks so much for your help and kind words to your viewers!
Good Afternoon ❤, I’m new at budgeting and it hard to start without over spending or overdrawing
It’s hard at first. Believe me, I know! Just don’t give up! Once you get into the flow of being in charge of your money, you will feel so much better! I wish would’ve done this years ago!
@@lisadearing5960 Thank you, I really appreciate you I need to hear this today. Thank you again!
It definitely seems hard at first because you are overwhelmed.
When you feel overwhelmed, take a breath and think about the solution. No matter what the problem is- there is always a solution. I promise.
Don’t give up- no matter what.
When you start making changes within yourself, things will naturally change around you. It’s a beautiful thing! 💛
I already have the 1,000 for my emergency fund and currently working on other savings like our vacation and savings for days that I don't work since I am a substitute and have a lot of days off and if I get to work summer school then I'm off for all of July. If I don't get to work summer school then I'm off for two whole months June and July but eventually want to build my emergency up to 5,000.
I have my $1000 emergency fund. I’m working on my month ahead fund now.
I have my 1k at the moment, I have knee surgery next month so hopefully I won't need to touch it
I have my emergency fund, but I’ve doubled it. Just in case!
🎉🎉🎉YAYYYYYY🎉🎉🎉 This video was EXACTLY what I needed!!!! Thank you for the freebies I cannot wait to print them and use them!
Love your channel sooooo much!!!
Thank you for the free pages! A couple questions. Where did you get the clear envelope to hold the cash and also the black tray to hold the cash? What’s the story behind the bee name and theme? Do you have curly hair? Just asking that one because mine went curly after menopause and it is EXPENSIVE to maintain. I understand that number, 😝
*we already have our emergency fund. Working on “A Month Ahead” binder.
I'm at $1500 on my EF. working on my month ahead fund for expenses! Which my goal is $5.5k. This is really an extension of my EF.
Haven't started my $1000 yet I got car problems I gotta fix on car I'm buying then going to buy a cash car so I can get out from under this car cuz mechanic issues will be fixed and have a running car THEN I can really start on my $1000
Starting my budget, like your system. I looked at others on UA-cam. Yours seems simple, for people to start out. First budget is to be 1 month ahead on bills and snowballing my credit cards.
Hello Jen and April, great video I’m at the beginning of emergency fund savings. I am glad you did this video I need to reset my budget and thank you and April for the freebies. I love my Bella wallet, i am actually going to Oder my Mom one for here birthday. Thanks again 💛
I love your videos. Thanks for the free worksheets. I absolutely love your ink pen. Where did you purchase it from?
I have never ever done doordash
Thank you for the freebie. Saved $15 for Hello Honey this week.
Thank you! Very informative
Going to be starting my emergency fund and budgeting journey very soon
I have my 1K emergency fund. Working on making it 2K.
I have mine ,I also do 1k ef for the autos. Now starting the 3-6m.
i started to save than i had ti empty most of my binders out and i had to go to a emergency for my mom :(
Great information 😊
Love both channels
$900 toward my emergency fund 🎉