Budgeting Made Simple: How to Start the Cash Envelope Method

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  • Опубліковано 30 кві 2023
  • Today, I will show you steps by step on how to start, implement, and be successful with money by using the cash envelope method. Need to make a debt free plan watch this to find out step by step how ➡️ ➡️ ➡️➡️ ➡️ ➡️ • Escape Debt's Grip: Ho...
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    #Cash stuffing #dave ramsey #financial freedom #budgeting #personal finance #financial independence #financial education #financial literacy #how to save money #frugal living #savingchallenge

КОМЕНТАРІ • 417

  • @LouddnPraisie
    @LouddnPraisie Рік тому +152

    This is the most simplest form for me to understand! I've watched several! Thank you for helping me to get started. ❤️

    • @lymanjoy
      @lymanjoy  Рік тому +3

      Glad it was helpful!

    • @unkown-_92
      @unkown-_92 11 місяців тому +4

      Honestly came here to say the same thing!

    • @thereyesfam9642
      @thereyesfam9642 10 місяців тому +1

      Same!

    • @MultiRusty50
      @MultiRusty50 10 місяців тому +4

      Thank you so much. This is most helpful. Explanations were clear and easy to understand

    • @bobbiejofrench5024
      @bobbiejofrench5024 10 місяців тому +3

      Omgosh I totally agree. 😊❤I've been trying to do this for a few months by watching others, however I only seem to find the videos if cash stuffing which doesn't help me know how to get to the actual point. I was still lost even when I thought I might have it finally. But now I really think I do "get it". Thank you so VERY MUCH. ❤

  • @Mrsmadison45
    @Mrsmadison45 Рік тому +28

    We liked your video, we use the Zero Balanced Monthly Budget, every dollar has a name ❤ we are debt free married 20 years, own house, 2 vehicles have 8 kids grown, and 22 grandchildren

  • @lamonamarshall2093
    @lamonamarshall2093 Рік тому +79

    I love how you broke everything down and made it simple to understand.

    • @lymanjoy
      @lymanjoy  Рік тому +2

      Glad you liked it!!

    • @Lovely-ff7uv
      @Lovely-ff7uv 8 місяців тому

      ​@@lymanjoythis was the best 26 minutes I've spent in a long time!
      I wil try these methods for sure.

    • @kimkarnikaahandmadejewellery
      @kimkarnikaahandmadejewellery 29 днів тому

      Hi . I found some useful vdo s on your money & bodycare playlists saved them myself so thanks .

  • @sandramish2229
    @sandramish2229 11 місяців тому +90

    Good ideas! I believe everyone should Live below their means" adjust your lifest, be frugal, budget, save and invest. This helped me out as a 6 figure earner. I've grown over half a million in retirement savings with this method

    • @lymanjoy
      @lymanjoy  11 місяців тому +2

      Well said!

    • @theresamish1746
      @theresamish1746 11 місяців тому +1

      Congratulations ma'am so happy for you, I'm trying to get started I know it takes consistency to be successful. It's really so hilarious. Sadly there's actually people still living paycheck to paycheck

    • @lymanjoy
      @lymanjoy  11 місяців тому +4

      @theresamish1746 You got this!! I am still in the process of breaking free from paycheck to paycheck, too. One day at a time. 😊

    • @nicolasfernandez222
      @nicolasfernandez222 11 місяців тому +1

      Great accomplishment keep it going , you said it all right there!!

    • @eiraantoinette6793
      @eiraantoinette6793 11 місяців тому +2

      Antoinette NY, 39 . I Just started at my six figure job after being in and out of the poverty line. I really hope I don't end up like this. I'm scared really scared!!!

  • @masalinas8219
    @masalinas8219 Рік тому +20

    I just came across this video, yesterday. I'm so excited to try this method. I followed along, did my budget, and labeled my envelopes. I work part-time so I'm challenging myself to make this work on a limited budget. I've been on Fetch for the past year and I also make a tiny bit of money doing surveys online and bring in a little money selling some crafts. I asked God to help me with my finances and he blessed me with your video. It will probably take me a month to really see some progress but I know I will get there.❤❤❤

    • @lymanjoy
      @lymanjoy  Рік тому +1

      Praise the Lord. This is awesome, glad you are here and excited to see you succeed in this!!

  • @miabush1600
    @miabush1600 11 місяців тому +15

    This is the simplest break down I have seen on you tube! you dont talk too much you get to the point and you make it soo simple, thank you!

    • @lymanjoy
      @lymanjoy  11 місяців тому +2

      Glad it was helpful!

    • @classical7
      @classical7 8 місяців тому +1

      Yes!! Totally right on track with the explanation to get me started. 😁👍

  • @lynnyo1467
    @lynnyo1467 Рік тому +10

    Very organized budgeting. Love the cash envelopes 😊

  • @user-wo6zg9kx7s
    @user-wo6zg9kx7s 3 місяці тому +2

    This was the BEST video. Others would stress me out so bad. Lol. This was simple and informative. Not that the other videos weren't; but, this was much easier to follow. ❤ Thank you for taking time to teach this.

    • @lymanjoy
      @lymanjoy  3 місяці тому

      Oh, that makes me so happy. That was my intention. ❤️😁

  • @simplyshaffer2012
    @simplyshaffer2012 11 місяців тому +15

    This video has taught me so much that I have been searching for, for months. I am so glad that I found you. You really break things down into simple things so it's not so overwhelming. I cannot express how grateful I am for you. Thank you.

    • @lymanjoy
      @lymanjoy  11 місяців тому +1

      I am so very glad. Happy your here!!

  • @lizknauel8727
    @lizknauel8727 Рік тому +6

    It’s nice to see this method making a come back.
    My mother did it and taught us, her children how to manage our allowance using envelopes.

    • @lymanjoy
      @lymanjoy  Рік тому +1

      Yes, it's been around a long time!

  • @sister2mysoul
    @sister2mysoul Рік тому +9

    This has been the MOST HELPFUL cash stuffing video that I have watched!! No offense to anyone else... yours makes the most sense! Thank you 🤑💚

    • @lymanjoy
      @lymanjoy  Рік тому +3

      I am so very glad 😊.

  • @xoxoluvsuxoxo
    @xoxoluvsuxoxo Рік тому +10

    Thank you for breaking down everything. I’ve finally been able to budget by paycheck with your video 😊

  • @dionnagarner8723
    @dionnagarner8723 Рік тому +8

    Best video I’ve see thus far… I can get a grip on this saving and budgeting task now.. Thank you!

    • @lymanjoy
      @lymanjoy  Рік тому

      Glad it was helpful!! You got this!!

    • @dionnagarner8723
      @dionnagarner8723 Рік тому

      Do you offer these printable sheets?

    • @dionnagarner8723
      @dionnagarner8723 Рік тому

      Nevermind.. I see where you linked the binder, I’m assuming the sheets are included in the binder?

  • @latriceh3792
    @latriceh3792 Рік тому +1

    Love this. You made this look so much easier

  • @pnwlaf
    @pnwlaf Рік тому +13

    Thank you! A few months ago I started watching videos about savings challenges because I wanted to save some of my limited senior income. Right away it became clear that I needed to start with a budget. This is the most simple yet comprehensive instructional video I have found for getting started.
    This is also the only video of yours that I've watched. I have "liked" and subscribed and look forward to exploring your previous videos. ☺️

    • @lymanjoy
      @lymanjoy  Рік тому +3

      I am so glad you're here!! I do a weekly cash stuffing or saving challenge video on Friday. That can give you a how-to and how I do cash stuffing on a weekly basis. Hopefully, keeping you encouraged and answer any questions along your journey.
      Then Mondays I release an informational video regarding cash stuffing, saving challenges, and wealth building tips and tricks. If you ever have questions or I can help in any way, please just ask. Take care.

    • @pnwlaf
      @pnwlaf Рік тому

      @@lymanjoy I'll be watching for notifications. ☺️

  • @lynnyo1467
    @lynnyo1467 9 місяців тому

    I LOVE how straightforward this is! Thank you for sharing this!!😊

  • @MoonCafe-sd1qp
    @MoonCafe-sd1qp Рік тому +1

    Very useful tips, thank you 😊

  • @cynthiamerryman
    @cynthiamerryman 11 місяців тому

    Very clear, thank you!!

  • @muscmaniac69
    @muscmaniac69 11 місяців тому +5

    Celisa started me on my budget journey back in Jan too. I ordered several items from her but i ended creating my own pages which i now use religiously lol. Ive made huge progress by doing the zero based budget also n im soooo thankful i found these types of channels because i needed serious help getting my spending under control lol

    • @lymanjoy
      @lymanjoy  11 місяців тому +1

      She is wonderful, and just watching her and others really helps keep your mind and heart on track. Always better doing hard things together in a community!! Love that you made it your own, that's how we can truly have financial break through. Great job!!!

  • @Karmaisagod8228
    @Karmaisagod8228 Рік тому

    Love this so much⭐️🩵

  • @sassyk418
    @sassyk418 Рік тому +1

    Finally a video that explains the method clearly. Thank you 😊

  • @missladygray
    @missladygray Рік тому +1

    This is a really helpful video. Thank you for this

  • @Chelle-kd1po
    @Chelle-kd1po Рік тому +3

    Best exlaination of a zero-based budget ever! Thank you!

  • @sarahwesterveld6251
    @sarahwesterveld6251 7 місяців тому

    Thank you so much for your clear explanation & demonstration! 👍

  • @Sum1Budgets
    @Sum1Budgets Рік тому

    Loved the video very informative thanks for sharing! 💕🦋😊

  • @peelit4610
    @peelit4610 Рік тому +4

    This is great. I am debt free but trying to maximise savings to buy a house. I am good with money, always have been, but really want to focus on living as low budget as possible in my day to day.

    • @lymanjoy
      @lymanjoy  Рік тому

      That's awesome!! Sounds like you're ready for saving challenges and wealth building. Check out my saving challenge videos and pick one that's good for you so you can get to the house saving goal quickly!

  • @fourdayhomestead2839
    @fourdayhomestead2839 8 місяців тому +2

    The envelope system works for me with variable income & monthly expenses.

    • @lymanjoy
      @lymanjoy  8 місяців тому

      Awesome, it makes it so empowering to know where your money is and where it's going!!

  • @lisaramos4247
    @lisaramos4247 8 місяців тому +5

    I have to say what most people have said about this video, it is the simplest way I have found (And I have watched a TON of videos) to start my budget journey! I am so excited to begin saving and stop living so frugally! Also, I loved 🥰 your binders and how they were all divided up!

    • @lymanjoy
      @lymanjoy  8 місяців тому +1

      Thank you for those kind words. I wish you the very best on your budget journey. 🙂

  • @normamares5057
    @normamares5057 Рік тому +2

    I like how you explained everything and break everything down slowly and mercy😊

  • @yvettehernandez369
    @yvettehernandez369 11 місяців тому

    Thank you. Love the way you broke it down!

    • @lymanjoy
      @lymanjoy  11 місяців тому

      You are so welcome!

  • @debluvjesus3823
    @debluvjesus3823 7 місяців тому

    Less complicated Thank you

  • @michaellawsonspeaks
    @michaellawsonspeaks Рік тому +1

    Cool. I love it!!!

  • @Savingjae-of9rw
    @Savingjae-of9rw Рік тому +1

    Very helpful thank you 😊

  • @TrinaRoach
    @TrinaRoach Місяць тому

    I have tried to do this for years and you are the first person to break it down step by step. Now I get how to work the snowball in. Thank you!!!!

    • @lymanjoy
      @lymanjoy  Місяць тому

      That's awesome, I am so glad 😊

  • @spicebudget
    @spicebudget 8 місяців тому +1

    Very good that was simple. 👍💜

  • @mistye277
    @mistye277 Рік тому

    Wow, clear explanation! Thank you!

  • @Thereallisadee
    @Thereallisadee 9 місяців тому +1

    Very well done 🎉

  • @phantomtroopyt
    @phantomtroopyt 11 місяців тому +4

    Your channel is growing substantially! Keep going!

    • @lymanjoy
      @lymanjoy  11 місяців тому

      Thank you!

    • @phantomtroopyt
      @phantomtroopyt 11 місяців тому

      @@lymanjoy Thought i'd comment to boost the algorithm

  • @thatsmyjam6065
    @thatsmyjam6065 Рік тому

    Well explained!!!

  • @BudgetsWithELMA
    @BudgetsWithELMA Рік тому +4

    Awesome video, very informative! Love your desk setup and cash envelopes ❤

  • @PenelopesPerspective
    @PenelopesPerspective 9 місяців тому

    This is the best explanation I’ve seen. Thank you!

    • @lymanjoy
      @lymanjoy  9 місяців тому

      Glad it was helpful!

  • @patriciahogg5763
    @patriciahogg5763 8 місяців тому

    Well done!!!

  • @kariwilson5766
    @kariwilson5766 Рік тому

    I love your envelopes

  • @ChikHomeHobbies
    @ChikHomeHobbies Рік тому +1

    This video is very helpful and easy to understand. Thanks!!

  • @SunshineFL
    @SunshineFL Рік тому +9

    This is fantastic I just received my book today and I followed my budget exactly how you just did your budget and I just have to work on zeroing everything out because I had quite a bit of money left over and plus we get all of our money at the first of the month and the end of each month so it’s not exactly every two weeks so it was kind of challenging. It’s more like once per month.

    • @lymanjoy
      @lymanjoy  Рік тому +3

      Sounds like you are on your way, though. Great job for taking action. I bet this time next year you will be in a whole new financial spot!!

  • @beckygutierrez8749
    @beckygutierrez8749 11 місяців тому

    Thank you! You made easy to understand I’m ordering everything I need to do this 😊

    • @lymanjoy
      @lymanjoy  11 місяців тому

      Yeaahhhh....glad it easy to understand. Happy cash stuffing 🙂

  • @marylynmiller5158
    @marylynmiller5158 10 місяців тому +1

    A very thorough and comprehensive explanation, Laura! TFS

    • @lymanjoy
      @lymanjoy  10 місяців тому

      You are so welcome!

  • @dianaviera6228
    @dianaviera6228 6 місяців тому +3

    Thank you for this video!!! This is exactly the explanation I needed!!! I started in October but once November hit, I had expenses I did not know was coming. Ex: license renewal was $100! So things like that I never thought of. I know realize that auto taxes are due in August so that will be another envelope. This video opened my eyes and now I can make a plan and move forward. 💜💜💜

    • @lymanjoy
      @lymanjoy  6 місяців тому +1

      I am so glad you found it helpful! 😊

  • @beyoutifullynatural9451
    @beyoutifullynatural9451 Рік тому +4

    Best video ever. This exactly how I budget. You explain everything so well and you gave me a new envelope idea I really needed

    • @lymanjoy
      @lymanjoy  Рік тому

      Glad it was helpful! Thanks for the kind words!!

  • @torinawilliams1962
    @torinawilliams1962 Рік тому

    Thank you!

  • @JaRicanJem
    @JaRicanJem 11 місяців тому +1

    You explained this so well !!! Thank you. It was easy to understand and to follow

    • @lymanjoy
      @lymanjoy  11 місяців тому +1

      Glad it was helpful!

  • @banana72
    @banana72 Рік тому

    Love your video. Subscribed! Thank you for the information

  • @FUNin_mylatterlife
    @FUNin_mylatterlife 28 днів тому

    I loved the way you made it so simple to allocate every penny. Love this.

    • @lymanjoy
      @lymanjoy  27 днів тому

      So glad it was helpful!! 😃

  • @klaakso
    @klaakso 10 місяців тому +1

    Thank you so much for inspiring me to start cash stuffing!! I definitely have some goals !!

    • @lymanjoy
      @lymanjoy  10 місяців тому

      You can do it! I am excited for you. Let me know if you have any questions along the way. 😊

  • @madamkiwi1094
    @madamkiwi1094 Рік тому +4

    Great video, realistic wages and bills, easy to understand.

    • @lymanjoy
      @lymanjoy  Рік тому

      So glad, that was my goal!!

  • @antoniawalk2005
    @antoniawalk2005 Рік тому

    Thanks for the tips!! I really enjoyed your video😊

  • @tjiarrikapayne2251
    @tjiarrikapayne2251 6 місяців тому

    You literally have the best budgeting video I have seen you get straight to the point and it makes sense thank you ❤

    • @lymanjoy
      @lymanjoy  6 місяців тому

      Thank you that is so very kind. I am so glad it was helpful!!

  • @terrimosier4393
    @terrimosier4393 11 місяців тому +1

    Yes thank you for explaining it a lot better then others. Sometimes seeing is better for ppl. ❤

    • @lymanjoy
      @lymanjoy  11 місяців тому +1

      Glad it was helpful!!

  • @lynnyo1467
    @lynnyo1467 10 місяців тому +1

    Great ideas! Love the way you show how to do this method.😊👍

    • @lymanjoy
      @lymanjoy  10 місяців тому

      Glad you liked it!!

  • @vcruz848
    @vcruz848 4 місяці тому

    Thank you ! Finally, I made a budget I can manage and understand. Thanks for all the help.

    • @lymanjoy
      @lymanjoy  4 місяці тому +1

      Yeahhhh, if you need any help along the way, please don't hesitate to ask. It's sounds like it's going to be a great year of financial wins!!

  • @TheKrispyKidd
    @TheKrispyKidd Рік тому +1

    Very helpful!

  • @patricestull7780
    @patricestull7780 3 місяці тому

    I LOVE THIS METHOD, IT'S EASY TO UNDERSTAND ❤

    • @lymanjoy
      @lymanjoy  3 місяці тому

      So glad!! 😁

  • @paliejeanne
    @paliejeanne 13 днів тому

    WOW!! Thank you so much. I struggled to learn how to start. You were so helpful!

    • @lymanjoy
      @lymanjoy  13 днів тому

      I am so very glad it was helpful. If you ever have question please ask, I love to help!!

  • @marlenerami3151
    @marlenerami3151 8 місяців тому

    Excellent informstion. I like the envelope idea.

  • @kimberlyleon2147
    @kimberlyleon2147 5 місяців тому

    Great video ❤

  • @veronicaparodi3853
    @veronicaparodi3853 10 місяців тому

    i have to thank you. finally, I understand how this work! I'm starting now!

    • @lymanjoy
      @lymanjoy  10 місяців тому +1

      Wonderful! I am so very glad it was helpful!! Happy budgeting and cash stuffing.

  • @S.Mica0016
    @S.Mica0016 2 місяці тому

    Wow this is a great easy to understand video , wish I found this sooner!

    • @lymanjoy
      @lymanjoy  2 місяці тому

      Love that it was easy to understand!!

  • @rrsharplikeasharpieeee
    @rrsharplikeasharpieeee 8 місяців тому +2

    Thank you so much for doing this. I've watched so many and each time I'd finish confused. This was articulately explained and to the point. Thank you again.

    • @lymanjoy
      @lymanjoy  8 місяців тому +1

      So very glad 😊 thanks for sharing that with me. It makes my day!!

  • @808Blessed1
    @808Blessed1 Рік тому +3

    Hi I watched a lot of budgeting videos but your video I really like. I like the way how you break down everything on paper. This really helped Thank You for sharing.💜

  • @AnnCashes
    @AnnCashes Місяць тому

    Thank you for this video!! It's so important to stay on top of finances. Its so encouraging to watch people making a plan and sticking to it...the hard part!!!

    • @lymanjoy
      @lymanjoy  Місяць тому

      Thanks for watching 😁

  • @natureselement7588
    @natureselement7588 8 місяців тому

    Thank you for keeping it crazy simple. It never made sense to me before now. Appreciate your break down and the explanations.

    • @lymanjoy
      @lymanjoy  8 місяців тому

      Oh, that makes me happy. I am so glad!!

  • @lindaryan4148
    @lindaryan4148 10 місяців тому

    Great video. The way you presented it is the best I have understood. Thank you.

    • @lymanjoy
      @lymanjoy  10 місяців тому

      You are welcome! Glad it was helpful!!

  • @securitymonitor389
    @securitymonitor389 8 місяців тому +1

    Thank you SO much for simply explaining how this method starts; I'll definitely refer you video to others.

    • @lymanjoy
      @lymanjoy  8 місяців тому

      I am so glad 😊

  • @charlottehetherington8720
    @charlottehetherington8720 7 місяців тому

    This is fantastic and you explained it so very well thank you

    • @lymanjoy
      @lymanjoy  7 місяців тому

      Thanks for watching 😊

  • @madethemlook
    @madethemlook Рік тому +2

    I’ve watched a lot of budgeting videos. This one is the best! Thanks a lot.

    • @lymanjoy
      @lymanjoy  Рік тому

      Thank you, that is very kind. I am so glad you liked it!!

    • @tamihill4229
      @tamihill4229 10 місяців тому

      Ere did you get the form

    • @lymanjoy
      @lymanjoy  10 місяців тому

      @tamihill4229 Link is in the description of the video. But on amazon, the simple budget planner.

  • @LUCKY_ASHB
    @LUCKY_ASHB Місяць тому

    Your channel is amazing!! It’s overwhelming when starting but fun savings challenges even if they’re mini have made it more fun for me

    • @lymanjoy
      @lymanjoy  Місяць тому

      Right savings challenges big or small just make it more fun and motivating. I started very small!

  • @laceybayliss6581
    @laceybayliss6581 11 місяців тому

    Thanks for this ! I did this my self on paper half way through the video come back and continued the video and I’d automatically done all the other steps this must be the one for me !!!

    • @lymanjoy
      @lymanjoy  11 місяців тому

      Fantastic! Great minds think alike. 😁

  • @Carolmaizy
    @Carolmaizy 11 місяців тому +1

    This was very helpful!

    • @lymanjoy
      @lymanjoy  11 місяців тому

      Glad it was helpful!

  • @Mony0425
    @Mony0425 8 місяців тому

    This is amazing and easy to follow. I am going to start for October and get all the tools I needs including looking back last three months. Thank you and a new subbie here.

    • @lymanjoy
      @lymanjoy  8 місяців тому

      Welcome. I'm glad you're here. I can't wait to hear how your journey goes. Happy Cash Stuffing!!

  • @maryruhland398
    @maryruhland398 7 місяців тому +1

    Fellow heart mom here! You're amazing!

    • @lymanjoy
      @lymanjoy  7 місяців тому

      Glad your here!!

  • @ssw2349
    @ssw2349 Рік тому

    Excellent breakdown

    • @lymanjoy
      @lymanjoy  Рік тому +1

      Wanted to be helpful for those starting out!

  • @KimberlyChristy-ql8ww
    @KimberlyChristy-ql8ww 4 місяці тому

    Ty ❤

  • @classical7
    @classical7 8 місяців тому

    I've watched a few videos before you'd, but I found your explanation to be the simplest & useful. Thank you.

    • @lymanjoy
      @lymanjoy  8 місяців тому

      I'm glad it was simple and useful. Thanks for watching. Have a great day!!

  • @JenniferD.-wt4uj
    @JenniferD.-wt4uj 8 місяців тому +2

    I feel you have the best information on how to budget and other savings challenges and that I'm able to understand them and how to go about how to do it right, so thank you so much!!!❤

    • @lymanjoy
      @lymanjoy  8 місяців тому +1

      Thank you for those encouraging words!! I am so glad you find them helpful. 😊

  • @vanessa4513
    @vanessa4513 3 місяці тому

    I subbed you, I am going to use your video to show my budgeting group how to do this. Thanks for the easiest tutorial

    • @lymanjoy
      @lymanjoy  3 місяці тому

      Awesome! Thank you! So glad it's helpful. 😁

  • @user-os6kx9de1t
    @user-os6kx9de1t 10 місяців тому +1

    I liked how you broke it down and explained everything. Watching other videos was somewhat confusing. Thank you, now I have an idea of what I need to do to start saving and staying on a budget too.

    • @lymanjoy
      @lymanjoy  10 місяців тому

      I am so glad it was helpful!! Happy Cash stuffing

  • @ginamoffett1973
    @ginamoffett1973 Рік тому

    Thank you this was easy to fallow

  • @robinlanders8551
    @robinlanders8551 5 місяців тому +2

    I truly appreciate how you made that so easy to understand. I actually just purchased that workbook so it was nice to see you use that. Thank you for taking the time to explain everything so throughly.

    • @lymanjoy
      @lymanjoy  5 місяців тому

      So glad it was helpful!!!

  • @yolandawebb3032
    @yolandawebb3032 11 місяців тому

    Wow I really appreciate the video.. very honest and straight to the point these other people just run their mouth the entire video not saying anything at all.. new subbie

    • @lymanjoy
      @lymanjoy  11 місяців тому

      I am so glad you liked it!

  • @fla9086
    @fla9086 5 місяців тому

    This video was such an eye opener. This is the first time I could truly understand this method and I'll try to do it too, so thank you very much for your tutorial.

    • @lymanjoy
      @lymanjoy  5 місяців тому

      Oh, that makes my day!! That was my goal. If you have any questions along the way, please ask. 😁❤️

  • @elainyacrayton1115
    @elainyacrayton1115 2 місяці тому

    I've realized that I need help with my finances and you have help me get it together. You way is so simple to understand.

    • @lymanjoy
      @lymanjoy  2 місяці тому

      I am so glad!!! If you ever have any questions please don't hesitate to ask!!

  • @LCmonman
    @LCmonman 8 місяців тому +3

    Tip: most utilities have Equal Pay options. This helps a ton with being able to have a consistent amount to plan the budget every month

    • @lymanjoy
      @lymanjoy  8 місяців тому

      Yes!!! That's a great tip. Thanks for sharing. 😊👍

    • @michelldurbecq2901
      @michelldurbecq2901 2 місяці тому +1

      You just have to be careful when they do the yearly audits when they adjust your payments either up or down

  • @breez803
    @breez803 8 місяців тому

    this is the BEST, most simply explained video. Thank you so much for all of the helpful advice. At first, I was overwhelmed with trying to start my cash stuffing but this video makes me excited! 🤩

    • @lymanjoy
      @lymanjoy  8 місяців тому

      Oh, I am so glad you found it helpful that just brings me joy. Happy cash stuffing!!❤️😊

  • @humbertocorrea9292
    @humbertocorrea9292 2 місяці тому

    This is the best video for budget I saw so many thank you

    • @lymanjoy
      @lymanjoy  2 місяці тому +1

      I am so glad it was helpful!!! 😁❤️

    • @humbertocorrea9292
      @humbertocorrea9292 2 місяці тому

      @@lymanjoy all the videos I have seen are so confusing 🫤

    • @lymanjoy
      @lymanjoy  2 місяці тому

      @humbertocorrea9292 well I glad mine was simple. I tried to make it that way. If you ever have any questions, please ask, I am here to help.

  • @criticalwalletdays.4389
    @criticalwalletdays.4389 11 місяців тому

    Great content!

  • @user-bn1xz3kq5d
    @user-bn1xz3kq5d Місяць тому

    great video really helpful

    • @lymanjoy
      @lymanjoy  Місяць тому

      I am soooo glad!!

  • @dreameryoung38
    @dreameryoung38 Місяць тому

    I have to say a budget is a must ,had to put my vehicle in the shop Im so glad I budgeteted,interest is murder on borrowed money

    • @lymanjoy
      @lymanjoy  Місяць тому

      Totally, car stuff always gets me. Budget is a life saver!!

  • @judya8044
    @judya8044 5 місяців тому

    Excellent video. Thk u

  • @Mann2013
    @Mann2013 5 місяців тому

    Literally I’m saving this video. Once I begin my budget journey I’m definitely referencing back to this video. Thank so much for putting out this video. You made it so simple to understand. I’ve watched so many people on here doing budgeting and not one, has taken their time to break it down the way you have. They usually jump into counting their money they’ve saved right away😂😂😂. Thank you once again. You’re awesome for this. Really, I can’t wait to start thanks to you. ❤❤❤❤❤. I definitely subscribed. Lol

    • @lymanjoy
      @lymanjoy  5 місяців тому

      I'm so glad it was helpful! Having a simple plan can be all the difference. Can't wait to hear how it goes for you. Let me know if you have any questions along the way!! ☺️

  • @perlaortiz159
    @perlaortiz159 10 місяців тому +2

    You do exactly what I do and I try to keep and stay with the same routine and it has been good for me lately and I absolutely love it I save and have enough to pay my bills but splitting your check the most important thing is the rent is the first thing that you have to take out electricity of course everything that's more important and then think about the least important to put aside

    • @lymanjoy
      @lymanjoy  10 місяців тому

      Thanks for sharing!! I love it too and it's nice yo know where all the money is going!!