Why We’re Thinking About Quitting the Amex Platinum

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  • Опубліковано 30 чер 2024
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    The American Express Platinum card every year is getting harder to justify. So I sat down with my buddy ‪@AnthonyVenture‬ to discuss why I may be canceling my American Express Charles Schwab Platinum and looking to replace it with the American Express Delta Reserve.
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    Timeline
    0:00 Start
    0:09 Amex Platinum Thoughts
    4:20 Delta Reserve Thoughts
    7:20 Making Platinum Better
    #amex #delta #boeing747
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КОМЕНТАРІ • 67

  • @CalbyNg
    @CalbyNg  Місяць тому +4

    Check Out Anthony's Thoughts on the Platinum Here: ua-cam.com/video/AKNfNozlMuU/v-deo.htmlsi=VXnEdfVk9VCFkG0c

  • @EXPRECDJ
    @EXPRECDJ 26 днів тому +7

    It’s funny how Amex is great until the annual fees hit and folks realize they are not the target customer for their cards…

    • @CalbyNg
      @CalbyNg  24 дні тому

      Ha! You're not wrong. However, at the time the card worked well for me, I moved, and some of the credits are harder to use and they changed the entertainment credit. Plus my home airport doesn't have any Amex lounges, unfortunately, and a bunch of direct flights. So for me, it didn't make sense to keep any longer.

  • @ItsMeCJ
    @ItsMeCJ Місяць тому +16

    😂😂😂😂 all of my cameo appearances. Too funny!

    • @CalbyNg
      @CalbyNg  Місяць тому

      Some say CJ is still drinking to this day...💦

  • @LoneWolfe863
    @LoneWolfe863 Місяць тому +7

    I don’t care what anyone say, I’m team AMEX all the way..All the Platinum hate is to get people to cancel so there’s less people in the lounges..😂😂😊😊

    • @CalbyNg
      @CalbyNg  Місяць тому +1

      Darn you found us out! 🤣 Seriously though it was kind of a coincidence a bunch of videos came out about Amex, haha. However for sure, just because it may not make sense for me doesn't mean it's the same for you. Thanks LoneWolfe!!

    • @LoneWolfe863
      @LoneWolfe863 Місяць тому

      @@CalbyNg you’re still A+ in my book sir..

  • @Fridge56Vet
    @Fridge56Vet Місяць тому +5

    FYI - the enhanced Companion Certificate will work for Alaska, Hawaii, Mexico & the Caribbean , but I don't think you can use it on flights to S. America. Maybe Central America, but not S.

    • @CalbyNg
      @CalbyNg  Місяць тому +1

      Ohhhh you're absolutely correct. Thanks Fridge56Vet!

  • @ItsMeCJ
    @ItsMeCJ Місяць тому +7

    Woah! I only watched 10 seconds and had to restart. Love the intro format 😃😃🤔

  • @random1883
    @random1883 Місяць тому +3

    I come out even with AMEX Platinum after the credits I use so I keep it. I see Ask Sebby @ 7:29 !

    • @CalbyNg
      @CalbyNg  Місяць тому +1

      Oh for sure, if the credits are easy to use for you; I would argue it's the best credit card in the market. When I first applied for the Platinum I was living in the city, but after moving out to the suburbs the credits are harder to use for me to use naturally so it doesn't make sense to keep it anymore.
      Haha yes! Sebby actually came out to Luke's Point and Miles' meet up in Vegas in 2023. Sebby is a cool guy but he is tallllll. At least 6 ft 2in maybe; I did not expect that haha.

  • @Socalytics
    @Socalytics Місяць тому +3

    Thanks for this documentary Calby! It swayed me away from the AMEX Platinum. I was on the fence about it.

  • @Leoprieto74
    @Leoprieto74 Місяць тому +2

    I have both, the Amex Delta Reserve Business and the Amex Delta Reserve consumer cards. These two cards are now in my top 5 best premium travel cards setup in my wallet. I just redeemed one of the companion certificate and saved $1,000. For a trip to SXM. And also used the $250 Stay credit for Royal Islander Resort. Cheers 🥂

  • @JonsCreditAndTravel
    @JonsCreditAndTravel Місяць тому +2

    Thanks for sharing your thoughts Calby. Sorry to hear your experience has been bad man. I love Delta and I have the Delta Plat but I do like having the lounge diversity that the Amex Plat gives as I can see times where I may not be flying Delta. I enjoy your thought process brother!! Thank you man.

  • @TheAmazingDollarman
    @TheAmazingDollarman Місяць тому +5

    These coordinated attacks on the Plattie are getting too much 😂

    • @AnthonyVenture
      @AnthonyVenture Місяць тому +2

      I mean really, Amex is getting the heat on Memorial Day 😂😂😂

    • @CalbyNg
      @CalbyNg  Місяць тому

      Gotta go, or at least be better, haha

    • @CalbyNg
      @CalbyNg  Місяць тому

      @@AnthonyVenture On their 40th anniversary too! Haha

  • @Thecreditcardconnection
    @Thecreditcardconnection Місяць тому +2

    CJ looked amazing! lol. All jokes aside I love the way you broke it down for all of us! I totally understand why you would want to cancel the card. You have to constantly jump through hoops. It’s exhausting!

  • @nubianpwr
    @nubianpwr Місяць тому +2

    This interview was so so cool!👍🏾 I agree with Calby on the Platinum, a card I luved, until I realized it gave me a 2nd job - credit tracking😎

  • @MandyRoams
    @MandyRoams Місяць тому

    Love this format!

  • @Maurice181
    @Maurice181 14 днів тому +1

    Pretty much what Calby said.... is why I didn't get the Amex Platinum card. The $695 is too high of an annual fee for what they're offering. Also the whole "benefits" broken down monthly thing is just ass. Just make it a lump sum, and done.

    • @CalbyNg
      @CalbyNg  13 днів тому +1

      Nah the consumer would actually benefit haha. Seriously though I've heard so many times (even other UA-camrs) miss out on using the credits by accident. Personally, when I was living in the big city I didn't think too much about the credits because they were easy to use but after moving out of the city I have to constantly remind myself to use it; plus Uber Eats up-charges a lot out here (Like $5 to $10s).

  • @OfficialEricGao
    @OfficialEricGao Місяць тому +1

    Loved this style of video and the music!

    • @CalbyNg
      @CalbyNg  Місяць тому

      Thanks Eric my dude! When you coming back to UA-cam?! No rush, but we miss ya!

  • @JuanGarcia-hr1wf
    @JuanGarcia-hr1wf Місяць тому +4

    Calby with the dramatic interview conducted by Staten Island Oprah 😂 Get the Delta Reserve with Anthony's personal info 🤣

  • @Jonatan2u
    @Jonatan2u Місяць тому +1

    Soooo Loved this Video !! I recently got the DeLta Reserve for the exact same reasons presented by Calby. The Amex Platinum is just not feasible for me to Justify as EASiLY as it can be with the DeLta Reserve. i am elated with my new Fab looking card and DeLta PERKS !!!

  • @LukesPointsandMiles
    @LukesPointsandMiles Місяць тому +4

    Dude that was a really cool video style.!!!

    • @CalbyNg
      @CalbyNg  Місяць тому +1

      Thanks Luke! Definitely had fun with it, haha

  • @shawn.credit
    @shawn.credit Місяць тому +1

    If you travel or plan to travel and travel often there is no travel card on the market that competes with the Amex Platinum. After all it's a travel credit card and everything else spend is 1x, clearly folks that don't travel have no business getting a $695 1x rewards credit card. The travel value that the Amex Platinum holds is huge, the status and lounge access, travel and product insurance and warranties easily outweigh the AF. Know what you're applying for there is no sense complaining about a credit card that doesn't fit your intended spend.

  • @Xavier_ID.
    @Xavier_ID. Місяць тому +3

    Hilarious and creative video! 😂😂 genius man. I don’t see the Platinum as a keeper card for me and will get the Aspire if Amex takes me out of pop up jail.

    • @CalbyNg
      @CalbyNg  Місяць тому

      Haha thanks Xavier, definitely was fun to make; so I'm glad you enjoyed it!! Darn pop up jail seems to be active again; felt like for a while not as many people were in pop up jail then all of a sudden jail 🥲

  • @kinart2543
    @kinart2543 Місяць тому +2

    I got it for the 150K, Audible and Uber. Once they cut Audible, it made me think again. Not worth another increase.

    • @CalbyNg
      @CalbyNg  Місяць тому +1

      Right! I had the same thing happen to me with Sirius XM then after one or two credits don't make sense anymore the whole card kind of breaks apart and alternatives may be better.

    • @kinart2543
      @kinart2543 Місяць тому

      @@CalbyNg yes! Between the convulted credits, few point multipliers and annual fee increases. I agree.

  • @JacobsPointsAndProfit
    @JacobsPointsAndProfit Місяць тому +1

    Thank you for sharing the truth in this interview. I’m sure it wasn’t easy given how emotional this topic can be lol

  • @trendingwwwandw
    @trendingwwwandw Місяць тому +1

    thanks for sharing your informative "Why We’re Thinking About Quitting the Amex Platinum"
    appreciate you sharing this great information
    LIKE 19

  • @meej6452
    @meej6452 Місяць тому +1

    The reason why I didn't get the platinum, credits are every month. Too annoying to keep track of, I'd prefer a lump sum and just let me know what I still have left. Too many hoops to jump through. Also, I would just end up spending more because the credit isn't enough for the month.

  • @theeyeplaylists
    @theeyeplaylists 16 днів тому

    My dumb self is holding amex plat and the skymiles reserve at the same time. I’m just currently getting enough value for it. But if I had to do one… man I really really appreciate the MQD stuff. Like you can basically count on being a silver medallion member off that card alone every year

  • @chrisv4920
    @chrisv4920 Місяць тому +1

    If the refresh (benefits/credits) of the Gold do not convince me, will be canceling it, right now is not my priority 🤷‍♂️

  • @CesarJoel
    @CesarJoel Місяць тому +1

    Cool video, collaboration and information Calby! Thanks for the info!🫵

  • @jeffreywilliams9220
    @jeffreywilliams9220 Місяць тому +1

    This is a sad day for platinum holders dam I feel your pain 😢the violin 🎻

  • @Ritchie_The_CEO
    @Ritchie_The_CEO Місяць тому +2

    After his video where he left the card on the desk in the background, who doesn't have Anthony Venture's social security number?

  • @keyKEYadventures
    @keyKEYadventures Місяць тому

    Team No Plat is what I’m hearing 😅
    Reserve is definitely becoming a card that is tough for me give up! The white card is freshhhhhh
    Great video

  • @Rowdyyy_rod
    @Rowdyyy_rod Місяць тому +3

    Damn. I just applied for the Amex platinum. 😭😭

    • @aviationnine-tailedfox2216
      @aviationnine-tailedfox2216 Місяць тому +4

      so? If you think you can benefits from the Plat then good, I don't see why his opinion make you regret your Amex Plat application.

  • @MattMcGrathOfficial
    @MattMcGrathOfficial Місяць тому +1

    Interesting take on having the Delta Reserve replace the Platinum. I still however feel that the Amex Gold is one to cancel over the Platinum right now.

    • @CalbyNg
      @CalbyNg  Місяць тому

      For sure, of course I know the Delta Reserve isn't for everyone but it might make sense in my situation, but that Amex Gold card on the other hand; there are way too many competing products now, like the Bilt card for dining or US Bank Reserve for everything honestly haha. I actually ended up cancelled my Amex Gold a week or so ago. Thanks Matt!

  • @zyzzuschrist3410
    @zyzzuschrist3410 Місяць тому

    W format

  • @evanchisamorejohnston5819
    @evanchisamorejohnston5819 25 днів тому +1

    Cool way to do the video

    • @CalbyNg
      @CalbyNg  24 дні тому +1

      Glad you liked it! Definitely was fun to film; I might change it up every once in a while

  • @johnlittle8267
    @johnlittle8267 Місяць тому +1

    couldn't watch sound quality was so bad, please don't use those mics again

    • @CalbyNg
      @CalbyNg  Місяць тому

      You know what, that’s a good catch! I intended to use different mics but then they failed so I used the audio from my iPhone. I tried to clean it up the best that I can but of course you’re not gonna get amazing audio from a phone’s mic.

  • @DCGEMINI202
    @DCGEMINI202 Місяць тому +3

    I have 4 amex platinums
    (annual fee’s waived)
    and i can assure u the platinum is not worth $695.
    Great card but the fee is ridiculous.
    Its literally just a show off luxury card thats pretty easy to get approved for these days.

    • @cleveriv5349
      @cleveriv5349 Місяць тому +1

      May I ask, how to way? GF Ameriprise?

    • @DCGEMINI202
      @DCGEMINI202 Місяць тому

      @@cleveriv5349 if your asking how i get away with the annual fee’s, its cuz im active duty military. Amex, chase, citi, us bank and bank of america waive the fee’s for us

  • @AnthonyVenture
    @AnthonyVenture Місяць тому +2

    Is that an Amex rep behind the camera? 🤨

    • @randallraines6553
      @randallraines6553 Місяць тому

      For a second I thought it was Patrick Bateman 😬

  • @joshuwa3953
    @joshuwa3953 Місяць тому

    So funny 😂

  • @ItsMeCJ
    @ItsMeCJ Місяць тому +3

    First!!

    • @CalbyNg
      @CalbyNg  Місяць тому

      🥇 Here you go CJ 🥹

  • @oaklandtoindy
    @oaklandtoindy Місяць тому +2

    These jokers again....😂

    • @CalbyNg
      @CalbyNg  Місяць тому

      What can we say? But you're welcome!! 😂