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Calby Ng
United States
Приєднався 6 тра 2018
Welcome to my UA-cam channel where I'm sometimes called "The Underground Knowledge Giver"; I talk about credit cards, finance and sometimes travel. Here, you'll find informative and educational videos that will help you make the most of your credit cards, finances, and travel. My videos cover topics such as credit cards, budgeting, and investing as well as rewards programs, airline miles, and vacation planning. I offer easy to follow advice and strategies for saving money and time while still getting the best out of your credit cards, finances, and travel experiences. Whether you're a beginner or a seasoned pro, this channel is the perfect place to learn more about credit cards, finance, and travel. So, subscribe to follow along!
Contact Email: contact@calbyng.com
Contact Email: contact@calbyng.com
Don’t Book Hotels With Visa Here’s Why
I tried the Visa Luxury Hotel Collection, it didn't turn out great; quite terrible actually. So with many benefit hotel booking; like with the Fine Hotels and Resorts with American Express, Chase Luxury Hotel & Resort Collection, Capital One Premier Collection, or even with the MasterCard Luxury Hotels and Resorts, you expect to receive a hotel amenity credit and breakfast credit with no issues or problems. During the time from booking to checking out, I had nothing but consistent problems with the Visa Luxury Hotel Collection. When I used my Visa Signature concierge to hopefully book the hotel on my behalf they couldn't do it. So I booked the Intercontinental by IHG located in Atlanta, Georiga by myself on the Visa Signature Hotels website. However, that wasn't a big deal. The biggest issue I had was how frustrating Intercontinental at Buckhead refused to correct my hotel bill to reflect the benefits of the Visa Signature Luxury Hotels. So I contact the Visa Signature concierge to help me in my time of need. Even when providing all the evidence they still couldn't fully get back the money I was owed and ultimately had to do it myself. Eventually, I did get everything eventually refunded back to me; but not without a headache. Due to those reasons that is why I am most likely not going to book another hotel stay using Visa.
Related Video:
Mastercard Luxury Hotels: ua-cam.com/video/FPWARnVc9Ms/v-deo.html
Philly Amex FHR: ua-cam.com/video/M09fW65lOHM/v-deo.html
Watergate Hotel Amex FHR: ua-cam.com/video/BXmnnFuk-Tk/v-deo.html
Denver Amex FHR: ua-cam.com/video/DA0Yn9bfkAs/v-deo.html
Washington DC Amex FHR: ua-cam.com/video/urGNm8Av0fE/v-deo.html
Card Referrals: link.calbyng.com/CalbyCards
Merch: calby.shop
Pushie: link.calbyng.com/Pushie
Timeline
0:00 Start
0:25 Intercontinental Atlanta
1:10 Visa Signature Concerige
3:14 Visa Luxury Hotel Collection Booking
5:54 Aftermath Issues
#visa #hotels #travel
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Free Stocks & 💵 :
💳 Card Replicates: link.calbyng.com/SteelSkins
🧧 All Referrals: linktr.ee/calbyng
💳 Get 5% Off Everything Ekster: shop.ekster.com/calby
🤑 Maximize Your Credit Cards: link.calbyng.com/Kudos
📈 Get a Free Stock Up to $70 from Public: share.public.com/Calby
🛍️ Get $10 When You Sign Up at Rakuten: bit.ly/CN_Rakuten
💰 Get a Free Stock on Robinhood: bit.ly/CN_Robinhood
🏦 Get Extra APY Bonus with Marcus: bit.ly/CN_Marcus
-------------------------
Advertiser Disclosure: Some of the products that appear on this website are from companies from which Calby Ng will earn an affiliate commission or referral bonus. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Some of the card links and other products that appear on this website are from companies which I will earn an affiliate commission or referral bonus. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products. The above references an opinion and is for information purposes only. It is not intended to be investment advice. Seek a duly licensed professional for investment advice. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Related Video:
Mastercard Luxury Hotels: ua-cam.com/video/FPWARnVc9Ms/v-deo.html
Philly Amex FHR: ua-cam.com/video/M09fW65lOHM/v-deo.html
Watergate Hotel Amex FHR: ua-cam.com/video/BXmnnFuk-Tk/v-deo.html
Denver Amex FHR: ua-cam.com/video/DA0Yn9bfkAs/v-deo.html
Washington DC Amex FHR: ua-cam.com/video/urGNm8Av0fE/v-deo.html
Card Referrals: link.calbyng.com/CalbyCards
Merch: calby.shop
Pushie: link.calbyng.com/Pushie
Timeline
0:00 Start
0:25 Intercontinental Atlanta
1:10 Visa Signature Concerige
3:14 Visa Luxury Hotel Collection Booking
5:54 Aftermath Issues
#visa #hotels #travel
------------------------
Free Stocks & 💵 :
💳 Card Replicates: link.calbyng.com/SteelSkins
🧧 All Referrals: linktr.ee/calbyng
💳 Get 5% Off Everything Ekster: shop.ekster.com/calby
🤑 Maximize Your Credit Cards: link.calbyng.com/Kudos
📈 Get a Free Stock Up to $70 from Public: share.public.com/Calby
🛍️ Get $10 When You Sign Up at Rakuten: bit.ly/CN_Rakuten
💰 Get a Free Stock on Robinhood: bit.ly/CN_Robinhood
🏦 Get Extra APY Bonus with Marcus: bit.ly/CN_Marcus
-------------------------
Advertiser Disclosure: Some of the products that appear on this website are from companies from which Calby Ng will earn an affiliate commission or referral bonus. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Some of the card links and other products that appear on this website are from companies which I will earn an affiliate commission or referral bonus. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products. The above references an opinion and is for information purposes only. It is not intended to be investment advice. Seek a duly licensed professional for investment advice. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Переглядів: 4 169
Відео
Status Match the Power You Don’t Know You Have
Переглядів 1,7 тис.28 днів тому
Learn more about Hilton Honors Surpass: link.calbyng.com/HHSurpass Click "Show More" to see Ad Disclosure Status matching isn't a topic that gets a lot of attention that, in my opinion, should get a lot of attention. Without staying a single night at a Wyndham hotel I was able to enjoy the benefits as someone with the highest tier status; which included, elevated earning potentials, suite upgra...
Audit My Wallet | What’s in My Wallet Q4 2024
Переглядів 4 тис.Місяць тому
Learn more about Chase Sapphire Preferred: link.calbyng.com/Sapphires Click "Show More" to see Ad Disclosure 💳 Carl Friedrik Wallet: link.calbyng.com/CardprotectorWallet 💳 Sapphire Preferred: link.calbyng.com/Sapphires 💳 Discover It: link.calbyng.com/DiscoverIT 💳 Savor: link.calbyng.com/Savor 💳 Freedom Unlimited: link.calbyng.com/ChaseFreedom 💳 Tesla: link.calbyng.com/TeslaReferral 💳 Schwab Deb...
Calling All Top-Tiered Credit Card Concierges Here’s What’s Best
Переглядів 3,1 тис.Місяць тому
Learn more about Venture X: link.calbyng.com/VentureX Click "Show More" to see Ad Disclosure 💳 Bilt Mastercard: link.calbyng.com/BiltCard 💳 American Express Platinum: link.calbyng.com/AmexPlatinum 💳 Ritz Carlton: link.calbyng.com/RitzCard We now know American Express's concierge may not give you the best experience. However, that was only one test. So with my buddies @AnthonyVenture @SledgeIncT...
Going Into Delta’s Airport Lounge (Sky Club) | Here's What to Expect
Переглядів 7 тис.2 місяці тому
Learn more about Delta Reserve: link.calbyng.com/DeltaReserve Click "Show More" to see Ad Disclosure If you're going to the Delta Skyclub/airport lounge for the first time this video is for you. In this video I'll tell you everything you need to know about going into a Delta airport lounge like how do you even gain access into a Skyclub, checking in to a Skyclub, the amenities inside a Skyclub,...
Hotel Free Night Certificates, Delta Companion Passes, Travel Agents | Here’s What You Need to Know
Переглядів 1,1 тис.2 місяці тому
Learn more about Delta Platinum: link.calbyng.com/DeltaPlatinum Click "Show More" to see Ad Disclosure Recently I traveled to New Orleans for the Creator meetup. So in this video, I'll talk about my process of booking everything for this vacation. Like what’s my process booking the flight and hotels. Along with that, a more in depth process guide on using all the benefits on each different cred...
Airport Lounges Are Nice But How About Hotel Lounges? | What to Expect
Переглядів 3,7 тис.4 місяці тому
Learn more about the Marriott Brilliant: link.calbyng.com/MarriottBrilliant Click "Show More" to see Ad Disclosure I visited my first hotel lounge at the Grand Hyatt in Nashville, Tennesee; called the Grand Club. I have to say it was an amazing experience. So in this video, I wanted to share my experience with all of you. However, most importantly I wanted to teach you all the different strateg...
Capital One Venture X | Watch Me Apply
Переглядів 10 тис.4 місяці тому
Learn more about Venture X: link.calbyng.com/VentureX Click "Show More" to see Ad Disclosure I have been thinking about replacing the American Express Platinum card for some time now. At first I thought I would apply for the American Express Delta Reserve credit card; however, I missed out on the limited design and the elevated welcome offer. So I looked at other credit card options; such as, t...
Transfer Partner Tier List | Ranking EVERY Credit Card Travel Transfer Partner
Переглядів 11 тис.5 місяців тому
Transfer Partner Tier List | Ranking EVERY Credit Card Travel Transfer Partner
Amex Gold Revamp Might Be the Downfall of Amex
Переглядів 6 тис.5 місяців тому
Amex Gold Revamp Might Be the Downfall of Amex
Amex Gold Card Cancelled | Complete Process & What to Expect
Переглядів 10 тис.5 місяців тому
Amex Gold Card Cancelled | Complete Process & What to Expect
Luxury Without Paying Amex (FHR) Prices | What to Expect at Mastercard Hotels
Переглядів 4 тис.5 місяців тому
Luxury Without Paying Amex (FHR) Prices | What to Expect at Mastercard Hotels
Bilt Cancelled My Card and Wants Me to Reapply
Переглядів 3 тис.5 місяців тому
Bilt Cancelled My Card and Wants Me to Reapply
Amex Platinum Credits are Worthless? I Called an Expert
Переглядів 2,9 тис.5 місяців тому
Amex Platinum Credits are Worthless? I Called an Expert
Amex Resy Credit is Easier Than You Think
Переглядів 17 тис.6 місяців тому
Amex Resy Credit is Easier Than You Think
What's in My Wallet & How I Maximize My Spend
Переглядів 4,8 тис.6 місяців тому
What's in My Wallet & How I Maximize My Spend
Hotel Status Doesn’t Matter I Literally Proved It
Переглядів 4,3 тис.6 місяців тому
Hotel Status Doesn’t Matter I Literally Proved It
We Tried All the Credit Card Concierges Here’s What I Learned
Переглядів 13 тис.7 місяців тому
We Tried All the Credit Card Concierges Here’s What I Learned
Why We’re Thinking About Quitting the Amex Platinum
Переглядів 6 тис.7 місяців тому
Why We’re Thinking About Quitting the Amex Platinum
I Stayed at the Worst FHR Hotel | Amex Platinum $200 Hotel Credit
Переглядів 4,9 тис.7 місяців тому
I Stayed at the Worst FHR Hotel | Amex Platinum $200 Hotel Credit
Amex Delta $150 Hotel Credit | How to Use & What to Expect
Переглядів 9 тис.7 місяців тому
Amex Delta $150 Hotel Credit | How to Use & What to Expect
Cooking My Credit Card To See How It Worked
Переглядів 2,4 тис.8 місяців тому
Cooking My Credit Card To See How It Worked
Amex Platinum $200 Hotel Credit & FHR | 5 Ways to Pay with Pros and Cons
Переглядів 5 тис.8 місяців тому
Amex Platinum $200 Hotel Credit & FHR | 5 Ways to Pay with Pros and Cons
Amex Platinum $200 Airline Credit | A Better Way & What To Do If It Doesn't Work [Updated]
Переглядів 20 тис.8 місяців тому
Amex Platinum $200 Airline Credit | A Better Way & What To Do If It Doesn't Work [Updated]
Overturning My Chase Ink Denial | What to Expect (Reconsideration Line)
Переглядів 4,3 тис.9 місяців тому
Overturning My Chase Ink Denial | What to Expect (Reconsideration Line)
Amex Credits Paid for This Amazing “Hotel” | $150 Delta Stays Credit
Переглядів 1,5 тис.9 місяців тому
Amex Credits Paid for This Amazing “Hotel” | $150 Delta Stays Credit
Chase Ink Business Unlimited | Watch Me Apply
Переглядів 3,2 тис.9 місяців тому
Chase Ink Business Unlimited | Watch Me Apply
Credit Cards They Don’t Want You To Know About
Переглядів 6 тис.9 місяців тому
Credit Cards They Don’t Want You To Know About
Will this work in any country without getting blocked ?
There is a legal specialty of getting people out of timeshare agreements, although they've not had much success. This tells me all I need to know.
There are definitely better cards out there but Apple Card will definitely be part of my loadout ;)
Wow that is so beautiful
Delta Sky Club, the lounge with entry rules harder than the Berghain.
Chase Bank will soon own the Apple car in the😅
Hi, thanks for this informative video. I have a quick question. The representative mentioned that if you lose your job before your arrival, they may cancel your reservation or charge you the full nightly rate. Could you clarify the process? At any point, were you asked to provide any confidential information, such as your employment details, or were they required to run your credit or verify your employment status? Additionally, did they stick to the promised 2-hour time frame, or did they try to keep you longer? How did you handle that situation? Thanks in advance for your help!
I think I fudged up and missed my opportunity to double dip if this is the case. I got my first Amex delta card in April 2024. 🫠
Have you experimented with the Wise card? I don't believe they refund ATM fees, but they have very low fees to send money, use the card as a debit card, and you can also hold converted currencies in your account as that currency (and you can buy/sell them when you want, not just when you are in that country). They even pay decent interest in several currencies if you opt-in to get it.
I had to order a new card because I recently got married and my husband wants me to change me name on everything and on all my credit cards…..Apple also sent me a cardboard envelope to put my old Apple Card in and send it to them to recycle it…but I kinda don’t trust it bcz Apple Card’s can be detected by any iPhone nearby just how it detects AirTags….when I first got my Apple Card, my phone was in my pocket and once I got the envelope with my card in it, my phone vibrated to let me know if I wanted to activate my Apple Card.
I made the card
Even I have the own card which is better
Guy likes paying the credit card company money I like only getting paid not paying
i have my grandmothers gas station charge plate.
I used visa and mc concierge about a year ago for the same trip to compare. MC was much more effective, definitely going to continue requesting recommendations with them when I have enough time in advance. Love the “insider tips”. You’ve earned a sub from me with the unique video ideas
my dad was a big syracuse historian and i’m wondering if he has any of these in his collection!
Syracuse is the next town over from me
Homie explained a Rolodex 😂
There's unfortunately too much people that don't know what those are.....feel old yet?
@liljosue2762 hell to the yes 🤣
i am so confused, we don't get a credit for buying flights. how are you getting credit for that? i only get credit if its a fee or the other ways you mentioned
Do you have to buy a ticket that is in the current calendar year? Trying to figure out how to use my credits but don’t need to travel in 2024 anymore.
Nope! Plus you can get a refund in ecredits to use on a more expensive flight later (ecredits do expire though)
So cool! I can't believe I hadn't heard about them till now!
Only for the "special people" (read rich)... 😊
A Rolodex
I don't think he's ever heard the word before
@ maybe not, I remember working at a pharmacy and we used the 3 copied paper where we rolled over the cc. Never knew what the smaller 1 was for but now I know
Awesome Content !! 4:13 - which app is that ?
The original charge card behold!! Wowwww!
cool👍
Right! I thought it was interesting
Just tried the ticket purchase with GC method the other day and it worked. Thanks!
$10 credit? I thought it was $50 per 6 months.
Really? A vid on a cc aesthetics?
@@romeloburnett Sure, why not? Personally I think it’s kind of silly to do a full informational video on credit cards as a short. I feel like that would be like reading a news headline and thinking you understand what’s going on, imo.
Hi. Just curious if buying gift card in the store still works? Thanks
@@guiyageen6851 Oh yeah, I do it every month.
Thank you!
Now everyone knows the cc number and cvv#
amex is stupid it cost money per year to own the car wtf
Every card cost money
Do you think it is worth it?
Can you pay your car note with it?
@@eddieleejoseph2998 Officially no, but I think it’s worth a try tbh. But the terms definitely say no.
You are generally not allowed to pay debt with debt. Bilt is trying to do mortgages and it sounds like they will be able to in this upcoming year, but car notes aren't officially accepted and the ACH numbers associated with the card will reject charges that aren't rent or specific mortgages now so probably not.
How much
How to order apple card sir
They didn't ask you the relationship to your financial advisor. They asked the name of your Relationship Manager / Financial Advisor at the bank. Because people with Centurion money have that.
We will get complimentary access or we should pay 35 dollar for each visit???
Yeah no thanks , canceled it
You talk to damn much!
Credit rates are high, Because you're all paying for celebrity endorsements, Your paying for their already higher rates, Cancel the card, and switch them out, Same goes for Car shield your paying for celebrity endorsements,
Da fuk you talking about. Use the card, pay off the card on time and you won’t pay any interest rates. Also if you cancel credit cards consistently you could screw up your credit score.
@CalbyNg You have to be a "COMPLETE MORON" to think they aren't using people to make money, My credit score perfect and is higher than yours, I know how companies use people, And and so does everything else, But You, Try again Pal
Intercontinental is somehow “stingy” in giving credits or maybe it is their way to “gamble” hoping that the customers wouldn’t notice!?? *Fun fact:* hotels in California starting July 1, 2024 “junk fees” (amenities fee) are prohibited! I happened to stay at one of the nice hotels in Beverly Hills and after checking out (didn’t bother looking at the receipt until I got home…) and I found out about these amenities fees which I wasn’t sure what these fees were all about as I thought Internet, and pool were included as part of the hotel rate!? Then I argued with the hotel about the new California law to prohibit these hidden (upfront fees!) The amount was roughly about $175 but still if I hadn’t checked my receipt?? imagine how many customers weren’t aware of this and didn’t even check on their receipts? I felt being cheated and surely I wouldn’t stay at that hotel again! 🤯 Check your rights people esp your hotel receipts after you check out! Saving your hard earned money is better than giving it to them for free! 👍🏼😃 Happy Holidays to all of you! 🎄🎅🎉😃
Is that $200 per year or per stay?
$200 per calendar year and $100 per stay
@ thanks for the reply!
Hey Calby! Just wondering is the $100 dollar food credit separate from the $200 hotel credit. Making it a possible $300 reimbursement if I spend on food and hotel.
@@fonghansern1225 Hey Fong! Yes it is separate. $200 Hotel Credit is given by Amex Platinum card and the $100 is given by the hotel you booked; on specific stuff the front desk should let you know. So yes you should be able to get back $300.
The calendar year vs. renewal date on the stays credit is important. I just upgrades from the Gold to Platinum in October and hadn't used the Stays Credit. But then just booked a reservation at the end of this year going into next year. Meaning the stay will be basically taken care of.
Oh for sure; actually many people apply for Amex cards at the end of the year to double dip credits. Fortunately the Stays Credit is per calendar year; unfortunately the companion pass is on the renewal date. Good of you to use the Stay Credit! Hope you enjoy it!!
Is it just me or is this a Hotel issue more than a Visa issue?
Oh no you’re right; the main issue came from the Intercontinental. However the expectation when booking through these luxury programs is for them to handle the issues for you. Like with another comment someone posted on this video, they said they were double charged and Amex took care of the problem for them.
“At-lanta”
Haha