Matt Welter
Matt Welter
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I Ranked All Of My Credit Cards (Here's What You ACTUALLY Need)
​Get more out of your credit cards with Kudos → save.onelink.me/4iKP/matt
​💰 Use code “MATT” and get $20.00 back after your first eligible purchase!
Click "Show More" For Ad Disclosure
💳Capital One Venture X: mattwelter.info/venturex
Over the past 4 years, I’ve gotten 15 different Credit Cards, some of which I’ve gotten a ton of value out of and still use today, and some of which I really didn’t get as much value as I hoped, and ultimately decided to cancel.
So, in this video, I’m actually going to go through and Rank every single one of my Credit Cards, because I think doing so is going to help you understand which Credit Cards that you should actually get, and I think learning from other people’s experiences is a great way to form your own thoughts on which Credit Cards would be most valuable to you, personally.
Learn More:
💳My Favorite Credit Cards: mattwelter.info/favorite-cards
💳Chase Sapphire Preferred: mattwelter.info/sapphire-preferred
If you received any value from the video, please remember to subscribe, so that you can see future impactful videos just like this one. Also, consider hitting the like button if you enjoyed the video, because it helps out my channel a lot, and I would really appreciate it :).
Additionally, please feel free to share this video with anyone that could receive VALUE from the video, and could benefit from the information presented.
Thank you all so much, I appreciate each of you!
-Matt
Videos I recommend:
📹Capital One Venture X - 10 Things To Do (IMMEDIATELY):
ua-cam.com/video/ajocE6Uealg/v-deo.html
📹Your Hilton Credit Card Strategy Is WRONG! (Do THIS Instead):
ua-cam.com/video/HQFDnEFPDH4/v-deo.html
📹I Ranked Every American Express Credit Card (Get These 5!):
ua-cam.com/video/zywO513buQc/v-deo.html
Let's Connect:
🥇Join Our Membership Community: mattwelter.info/community
📱Let's Connect On Instagram! mattwelter.info/instagram
👀Follow me on Pushie: www.pushieapp.com/profile/mattwelter5
FREE Stuff:
💰Free Month Of Max Rewards Gold: mattwelter.info/max-rewards
💰Get A $30 Bonus w/ Rakuten: mattwelter.info/rakuten
💰High-Interest Savings Account: mattwelter.info/savings-acount
TIMESTAMPS:
0:00-1:33 Ranking All My Credit Cards
1:33-2:57 Alaska Airlines Card
2:57-4:03 Chase Freedom Flex
4:03-5:07 Hilton Honors Card
5:07-6:12 Get The Most Out Of Your Credit Cards w/ Kudos
6:12-7:28 Hilton Surpass
7:28-8:24 Chase Freedom Unlimited
8:24-9:39 Chase Sapphire Preferred
9:39-12:02 American Express Gold
12:02-13:08 Hilton Honors Business
13:08-14:20 American Express Business Gold
14:20-15:20 Marriott Bonvoy Business
15:20-16:12 Chase Ink Unlimited
16:12-17:02 Chase World of Hyatt
17:02-18:21 Capital One Venture X
18:21-19:32 IHG Premier Business
19:32-20:57 Delta SkyMiles Gold
20:57-21:27 Final Thoughts
Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which Daily Drop will earn an affiliate commission or referral bonus. Daily Drop is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies, or all available credit card offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
Any offer that is presented in this video, is subject to change, and is simply the offer I found when recording this video. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Please keep in mind that this video is for entertainment purposes only & is not to be used for financial advice. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Переглядів: 5 498

Відео

Your Hilton Credit Card Strategy Is WRONG! (Do THIS Instead)
Переглядів 6 тис.14 днів тому
💳Hilton Surpass: mattwelter.info/hilton-surpass 💳Hilton Honors: mattwelter.info/hilton-honors Click "Show More" For Ad Disclosure Learn More: 💳My Favorite Credit Cards: mattwelter.info/favorite-cards 💳Chase Sapphire Preferred: mattwelter.info/sapphire-preferred 💳Capital One Venture X: mattwelter.info/venturex If you received any value from the video, please remember to subscribe, so that you ca...
The SECRET Credit Card (That You Can't Apply For)
Переглядів 3,1 тис.28 днів тому
📱Let's Connect On Instagram! mattwelter.info/instagram Click "Show More" For Ad Disclosure 💳My Favorite Credit Cards: mattwelter.info/favorite-cards There’s a secret luxury Hotel Credit Card that has been discontinued and so is banned for any new applicants, but in this video, I’m going to show you exactly how to work around that and product-change to still get the Chase Ritz Carlton Card. Even...
5 Hidden Clues You Have The WRONG Credit Cards
Переглядів 3,1 тис.28 днів тому
💳Capital One Venture X: mattwelter.info/venturex Click "Show More" For Ad Disclosure Do YOU know about These Clues? If you are like me and you are on Team Travel, then the goal is always going to be to utilize your Credit Cards as a tool to travel as much as possible and have some of those amazing travel experiences. But the problem is there are so many different Travel Credit Cards to choose f...
Chase Sapphire Preferred - 2 Years Later (The HONEST Truth)
Переглядів 5 тис.Місяць тому
💳 Get more out of your credit cards with Kudos → save.onelink.me/4iKP/matt Use code “MATT” and get $20.00 back after your first eligible purchase! 💳Chase Sapphire Preferred: mattwelter.info/sapphire-preferred Click "Show More" For Ad Disclosure The Chase Sapphire Preferred is still one of the most popular and widely talked about Travel Cards, and I’ve had the Sapphire Preferred for 2 Years now,...
You Are (Probably) NOT Maximizing The Chase Trifecta
Переглядів 3,9 тис.Місяць тому
💳Chase Sapphire Preferred: mattwelter.info/sapphire-preferred Click "Show More" For Ad Disclosure 💳Chase Freedom Unlimited: mattwelter.info/freedom-unlimited 💳Chase Freedom Flex: mattwelter.info/freedom-flex The Chase Trifecta is an extremely powerful Credit Card Setup that can get you significant value, but the problem is you probably aren’t maximizing the full potential of the Chase Trifecta....
Amex Delta Business Gold - Get Approved INSTANTLY
Переглядів 1,7 тис.Місяць тому
💳Delta Gold: mattwelter.info/delta-gold Click "Show More" For Ad Disclosure 💳Delta Platinum: mattwelter.info/delta-platinum 💳Delta Reserve: mattwelter.info/delta-reserve I just finished hitting the spend requirement for the welcome offer on the IHG Premier Business, and now this year, I’ve been able to receive welcome offers on the IHG Premier Business, Capital One Venture X & Chase World of Hy...
The BEST Credit Card Signup Bonuses (For July 2024)
Переглядів 3,6 тис.Місяць тому
💳Hilton Surpass: mattwelter.info/hilton-surpass Click "Show More" For Ad Disclosure 💳My Favorite Credit Cards: mattwelter.info/favorite-cards There are some significant welcome offers floating around, and after looking through all of them, I have a list of the best welcome offers currently going on, during the Month of July that you want to take advantage of. There is some time-sensitivity as w...
Why I Have SO MANY Hotel Credit Cards
Переглядів 5 тис.Місяць тому
💳Best Hotel Cards: mattwelter.info/hotel-cards Click "Show More" For Ad Disclosure 💳Hilton Surpass: mattwelter.info/hilton-surpass I currently hold and utilize Hilton, Marriott, Hyatt & IHG Cards, and so in this video I’m going to discuss exactly why I have Hotel Cards with all 4 major hotel brands. Then, I’ll discuss the specific benefits of diversifying my Hotel Credit Cards across a couple d...
Capital One Venture X - 10 Things To Do (IMMEDIATELY)
Переглядів 11 тис.2 місяці тому
💳 Get more out of your credit cards with Kudos → save.onelink.me/4iKP/matt Use code “MATT” and get $20.00 back after your first eligible purchase! Click "Show More" For Ad Disclosure 💳Capital One Venture X: mattwelter.info/venturex I was able to get approved to get the Capital One Venture X a couple months ago, and as soon as I got the Capital One Venture X, there’s a couple things that I did r...
Why I (Probably) WON'T Cancel The Amex Gold
Переглядів 3,5 тис.2 місяці тому
💳American Express Gold: mattwelter.info/amex-gold Click "Show More" For Ad Disclosure 📱Let's Connect On Instagram! mattwelter.info/instagram Learn More: 💳My Favorite Credit Cards: mattwelter.info/favorite-cards 💳Chase Sapphire Preferred: mattwelter.info/sapphire-preferred 💳Capital One Venture X: mattwelter.info/venturex If you received any value from the video, please remember to subscribe, so ...
7 HUGE Chase Credit Card Mistakes (AVOID These!)
Переглядів 4,4 тис.2 місяці тому
7 HUGE Chase Credit Card Mistakes (AVOID These!)
The Hilton Trifecta (Why You Need It)
Переглядів 6 тис.2 місяці тому
The Hilton Trifecta (Why You Need It)
Why The Amex Platinum STILL Destroys The Competition
Переглядів 9 тис.3 місяці тому
Why The Amex Platinum STILL Destroys The Competition
UNBOXING The Capital One Venture X (HONEST Thoughts)
Переглядів 3,2 тис.3 місяці тому
UNBOXING The Capital One Venture X (HONEST Thoughts)
IHG Premier Business: Get Approved INSTANTLY
Переглядів 1,8 тис.3 місяці тому
IHG Premier Business: Get Approved INSTANTLY
The BEST Trifecta Card Setup (That No One Knows About)
Переглядів 4,1 тис.3 місяці тому
The BEST Trifecta Card Setup (That No One Knows About)
BEST Credit Card Signup Bonuses RIGHT NOW (Act Fast!)
Переглядів 1,9 тис.3 місяці тому
BEST Credit Card Signup Bonuses RIGHT NOW (Act Fast!)
How To Get Approved For Chase Credit Cards (Full Guide)
Переглядів 4,7 тис.3 місяці тому
How To Get Approved For Chase Credit Cards (Full Guide)
Capital One Venture X: Get Approved INSTANTLY (What I Did)
Переглядів 6 тис.3 місяці тому
Capital One Venture X: Get Approved INSTANTLY (What I Did)
Hilton Aspire vs Bonvoy Brilliant vs Ritz Carlton Card (ULTIMATE Battle)
Переглядів 6 тис.3 місяці тому
Hilton Aspire vs Bonvoy Brilliant vs Ritz Carlton Card (ULTIMATE Battle)
5 HIDDEN Clues You Have The Perfect Credit Card Strategy
Переглядів 2,4 тис.4 місяці тому
5 HIDDEN Clues You Have The Perfect Credit Card Strategy
I’m AVOIDING The Sapphire Reserve (Because of 3 Things!)
Переглядів 3,8 тис.4 місяці тому
I’m AVOIDING The Sapphire Reserve (Because of 3 Things!)
Chase Trifecta vs Wells Fargo Trifecta (Which Is BEST?)
Переглядів 2,3 тис.4 місяці тому
Chase Trifecta vs Wells Fargo Trifecta (Which Is BEST?)
8 BEST Cash Back Credit Cards For 2024 (Get THESE!)
Переглядів 12 тис.4 місяці тому
8 BEST Cash Back Credit Cards For 2024 (Get THESE!)
DON'T Get The Amex Gold (UNLESS You Can Handle 5 Things!)
Переглядів 2,7 тис.4 місяці тому
DON'T Get The Amex Gold (UNLESS You Can Handle 5 Things!)
What's In My Wallet For Spring 2024 | End of Amex Gold?
Переглядів 3,1 тис.4 місяці тому
What's In My Wallet For Spring 2024 | End of Amex Gold?
Credit Card Madness 2024- Championship (Travel Cards)
Переглядів 1,1 тис.4 місяці тому
Credit Card Madness 2024- Championship (Travel Cards)
BEST Credit Card Bonuses RIGHT NOW (Act Fast!)
Переглядів 3,3 тис.4 місяці тому
BEST Credit Card Bonuses RIGHT NOW (Act Fast!)
Don't Get The Capital One Venture X (3 Better Alternatives)
Переглядів 7 тис.4 місяці тому
Don't Get The Capital One Venture X (3 Better Alternatives)

КОМЕНТАРІ

  • @DanZero23
    @DanZero23 5 годин тому

    No, I’m never going to like a video BEFORE I have even seen it. I might AFTER I have seen it.

  • @TSiedelberg
    @TSiedelberg 9 годин тому

    Wait, yes all 3 cards have a 3x for dining so it would seem that it doesn't matter what card you use. However, doesn't the Sapphire also give you a 10% annual bonus on all the spend you put on that card? So technically using the Sapphire for dining would be a slightly better option because it's going to give you some bonus points on your anniversary.

  • @melissabrown6644
    @melissabrown6644 15 годин тому

    I didn’t quite catch what you said about the flight credit? Can you explain it briefly please? Thanks!!! Great video btw😊

    • @MattWelterOfficial
      @MattWelterOfficial 8 годин тому

      Of course appreciate your kind question Melissa! Basically- that Flight Credit can be liquidating by using the United Travel Bank to activate the Credit. Basically, you are getting a $50 United Card per quarter to activate the Credit by going that route. Of course you can do other things such as upgrade yourself on a flight to activate the credit as well. Appreciate you watching!

  • @trevormone767
    @trevormone767 День тому

    Serious question…why do so many people bother making the Chase Trifecta? You can have the Chase Freedom Flex and the Sapphire Preferred or Reserve and you get everything in the trifecta except for 0.5 catch all points that you would get with the Freedom Unlimited. 0.5 isn’t that big of a deal and it’s fewer credit cards to think about and one less inquiry on the report.

  • @ces21dan
    @ces21dan 3 дні тому

    I have 3 custom cash, 5% ea

  • @CardHunter-u2t
    @CardHunter-u2t 3 дні тому

    I would like to get that card, but the 3 HP kills that idea. But, it's not a bad card.

  • @popoki0008
    @popoki0008 3 дні тому

    I stayed in a Choice Hotel brand hotel in Copenhagen and it looked and felt like a Marriott brand hotel. The Choice Hotel brand in Scandinavia are different and elevated compared to America. You can use your choice hotel points to book a Scandinavian Choice Hotel.

  • @kaina732
    @kaina732 4 дні тому

    Did you consider the Cap One Venture? I ended up going with the Citi Strata Premier over the Cap One Venture as my second entry level travel card to go along with my Chase Sapphire Preferred.

  • @jeohvanydelgado7125
    @jeohvanydelgado7125 4 дні тому

    I finally got this card 2 weeks ago. I use the Gold as my food card and the venture as Costco and catch all 😁

  • @DeEs-f2o
    @DeEs-f2o 4 дні тому

    Hilton Aspire ranked D tier in thumbnail, but not talked about in video?

  • @ZeroCarbDaddy
    @ZeroCarbDaddy 4 дні тому

    Basically, Hilton Points are worthless

  • @josephsaims1251
    @josephsaims1251 5 днів тому

    Like 👍

  • @docsays
    @docsays 6 днів тому

    pretty interesting ranking.

  • @_iErik
    @_iErik 6 днів тому

    Cannot disagree with you more about the rating of the Business Gold and Hilton Business cards. For actual businesses, 4X on your top two spend categories and net $45 back on hotel stays plus 12X Hilton points on employee stays and 30X points on your stays is huge value. And that’s not even mentioning the sheer purchasing power of the Business Gold because it’s a charge card.

  • @PC-lg1ji
    @PC-lg1ji 7 днів тому

    The Aspire card has been good to me for several years however, I'm not staying much at Hilton properties this year. Im finding much better price and accommodations outside of hilton. I can stay at LeBua Bangkok for less than a hilton. I stayed at property half a block from the Dbltree Bangkok and the property was better, bkfst very good and less than half the cost of the dbltree. I'm finding hilton properties are charging extra fees. Stupid. Anyway, I'm likely not the only one seeing this. With that, I'll likely keep the Aspire because I'm breaking even.

  • @JohnWick-o5v
    @JohnWick-o5v 7 днів тому

    I heard that Chase Inks are CC funding for banks & credit unions... is that the same for Chase Hyatt Biz? thanks

  • @vickiarnold7300
    @vickiarnold7300 7 днів тому

    Great job on UA-cam ♥️

  • @CesarJoel
    @CesarJoel 7 днів тому

    Great video Matt! I would switch the Business Gold with the Ink Unlimited and the Flex in B tier. Keep up the good work Matt!🫵

  • @yurig2530
    @yurig2530 7 днів тому

    Weak setup overall.

  • @denniskirschbaum9109
    @denniskirschbaum9109 7 днів тому

    Wells Fargo is a criminal company. No one should be doing business with them.

  • @vickiarnold7300
    @vickiarnold7300 8 днів тому

    Great job on UA-cam ♥️

  • @Anonymous-do8jg
    @Anonymous-do8jg 8 днів тому

    I don’t like the Mastercard capital one offers and they are changing all their cards to Mastercard. I am looking for new credit cards. I don’t like chase’s credit card because they always pick the worst categories for their credit cards.

  • @dhiyaesmail1297
    @dhiyaesmail1297 8 днів тому

    Will the regular venture work

  • @DavidRodriguez-ou9fy
    @DavidRodriguez-ou9fy 8 днів тому

    Good comparison! I'm not yet as savy as you in the credit card game. Ive inquired with you before and your past advise about the Hilton Aspire card has been helpful! Do you like Hilton more than other hotels? Also, why haven't you pulled the trigger to get the Aspire?

    • @MattWelterOfficial
      @MattWelterOfficial 7 днів тому

      Thanks so much David! In terms of my actual experience I'd honestly rate Hilton as #1. The reason I haven't gotten the Aspire yet just comes down to my own travel preferences, I'm typically traveling around to different cities when my schedule allows, and am more so spreading out my points for as much travel as possible ( I don't stay at resorts as much). I think that'll change in the future but that's the justification for why I haven't gotten the Aspire yet. Appreciate you watching!

    • @DavidRodriguez-ou9fy
      @DavidRodriguez-ou9fy 6 днів тому

      @@MattWelterOfficial Ok...thanks for the clarification.

  • @Growupmedia-e1l
    @Growupmedia-e1l 8 днів тому

    Hello brother ♥️ You are helping many people by providing useful information. The one thing I noticed is your editing quality. You need a professional editor. We will provide "" editing if you need an editor . We will provide a free trial for you .

  • @AnthonyVenture
    @AnthonyVenture 8 днів тому

    Good stuff Matt! I think all of your rankings were very fair and I really still loved how you maximized your wedding for FNCs at Waldorfs haha. I’m with you on closing that Hilton Business and keeping the surpass. Great video as always Matt!

  • @Bangpaulxu
    @Bangpaulxu 8 днів тому

    Great informative video!!! ❤❤❤

  • @roger97652
    @roger97652 8 днів тому

    Vx. I have to pay 300 to get 300 credit. That means I have to pay for the travel.

    • @MattWelterOfficial
      @MattWelterOfficial 8 днів тому

      Yes but you are reducing your effective fee on the VX in doing so

  • @Mark11128
    @Mark11128 8 днів тому

    Are you able to use the 50$ Hilton egift card?

    • @MattWelterOfficial
      @MattWelterOfficial 8 днів тому

      Yes!

    • @Mark11128
      @Mark11128 8 днів тому

      @@MattWelterOfficial can you use it online or just when checking out from hotel?

    • @cws-07
      @cws-07 7 днів тому

      I believe the Hilton gift cards are physical cards, not e-gift cards.

    • @Mark11128
      @Mark11128 7 днів тому

      @@cws-07 oh thanks! I havent done it so got no idea. They gonna send it by mail?

    • @cws-07
      @cws-07 6 днів тому

      @@Mark11128Yes, my understanding is that people are getting physical cards mailed to them and the using the cards at checkout.

  • @jamesyu613
    @jamesyu613 9 днів тому

    I personally like the IHG cuz the FN sure out weights the AF, i like the surpass especially for the gold status with it

  • @jpknowledge8852
    @jpknowledge8852 9 днів тому

    Good video! The only card that I thought was out of place was the Ink Unlimited. I find that card to be terrible outside of the welcome offer lol. The Freedom Unlimited will always earn you more points on the same spend, so I dont understand how it can be ranked below?

    • @MattWelterOfficial
      @MattWelterOfficial 8 днів тому

      Yeah that’s a fair point JP. I personally don’t use either the CFU or CIU much anymore, so the much higher welcome bonus weighed the CIU higher for me. Plus I still use the CIU for editing service and other biz expenses. Thanks for watching!

  • @drchrisheidelberg
    @drchrisheidelberg 9 днів тому

    Great video! This year I plan on offsetting the annual fees with the hotel deal. I love the Wal-Mart plus because I can have things delivered or pre ordered plus I get Paramount + and you have access to cheaper gas for our SUV at Sam's and ExxonMobil. We had an emergency with our EV and Wal-Mart fixed the tire for free due to my status

  • @juergenpiano9275
    @juergenpiano9275 9 днів тому

    Great video and card selection. Learned something new for sure. You might want to make another video for people in simple mode or people who just don’t want to deal with the myriad of e.g. Amex credits. Not for simple mode, you could also consider the transfer bonus of chase points (often 30%) and other cards. This can mix up the 1.5 vs. 2 points ranking. For simple mode, the most complex for some users might be dealing with venture x style credits and maybe one free annual night. In such a ranking, the chase cards would probably rank a little higher. I was such a simple user before, and some people simply have a busy life. 😊 thank you for the video!

    • @MattWelterOfficial
      @MattWelterOfficial 8 днів тому

      Thank you so much! Absolutely I’ll definitely write that down as a future video idea!

  • @kevinfinancetips
    @kevinfinancetips 9 днів тому

    Great video Matt! It's great to hear that you were able to maximize those Hilton FNAs for your honeymoon, I've been wondering whether I should hold off on signing up for those cards until I have a larger trip planned because of their lifetime language, or if I should start the clock for the Hilton upgrade ladder. Definitely a difficult decision for me!

    • @MattWelterOfficial
      @MattWelterOfficial 8 днів тому

      Thank you Kevin! I think starting the clock when there’s a higher limited time offer, especially the ones with a FNC attached make sense. Then of course you have the upgrade opportunities and ability to get multiple different offers.

  • @drchrisheidelberg
    @drchrisheidelberg 9 днів тому

    I have the Amex Gold, I had the Delta gold and I upgraded to the Reserve and paired it with my Delta Platinum for Silver status and the companion passes and Uber credits are great for travel and I also have the Bonvoy Business and I use it for the points and Gold status. I pair the this with my Hilton Business when I travel. I use one at the hotel and other outside the hotel with my Amex Gold and my Navy Fed Flagship, PenFed Pathfinder and my Delta Platinum and Reserve are used for Uber rides and flights when I don't use my Amex Platinum or Business Platinum. You have a nice setup but I am not a big Capital One fan because they pull from all 3 bureaus and all of their business cards but 2 report on your personal side. I will save them for later in my journey. I am looking at the Chase ecosystem, and gardening with credit unions DCU, First Tech, BCU, Langley, SECU, and U.S. Senate FCU, PenFed and NavyFed on both the personal and business sides.

  • @JacobsPointsAndProfit
    @JacobsPointsAndProfit 9 днів тому

    Hey Matt, I might have missed it, but do you have a video that goes more in-depth on why you canceled the Hilton Business card? I think I want to cancel mine and I need confirmation I'm making the right decision lol

    • @MattWelterOfficial
      @MattWelterOfficial 9 днів тому

      Hey Jacob- I don’t have a specific video for it but essentially there was too much crossover for me having both the Surpass & Biz card at the same time. I ultimately felt the surpass was better and that’s why I decided to cancel the Biz. Appreciate you watching!

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit 9 днів тому

      @@MattWelterOfficial makes sense! I remember you saying that. I think the Surpass is definitely the better choice and I might need to pick up a Surpass one of these days

  • @marine698
    @marine698 9 днів тому

    Amex Platnium is the best!

  • @AP_808
    @AP_808 9 днів тому

    Oh wow I didn’t know Delta had direct flights from Seattle to Oaxaca. You spend any time in Chiapas or Puebla?

    • @MattWelterOfficial
      @MattWelterOfficial 9 днів тому

      I'm actually flying Seattle to Mexico City and then taking the cheap flight from Mexico City to Puerto Escondido in Oaxaca! I actually have not been to Chiapas or Puebla yet but I'd love to go! Appreciate you watching!

    • @AP_808
      @AP_808 9 днів тому

      @@MattWelterOfficial Oh man I love CDMX. You guys staying a few days or you going straight to Oaxaca?

    • @MattWelterOfficial
      @MattWelterOfficial 8 днів тому

      @@AP_808 Love CDMX too!! And yes hoping to stay for 2 nights or so before heading to Oaxaca!

  • @SledgeIncTeam
    @SledgeIncTeam 9 днів тому

    Great Video Matt... If I did one of these and added the cards that I canceled, it would probably be at least 50+ cards hahaha

    • @MattWelterOfficial
      @MattWelterOfficial 9 днів тому

      haha that would be a Big-Time video!! Appreciate you Sledge!

    • @SledgeIncTeam
      @SledgeIncTeam 9 днів тому

      @@MattWelterOfficial keep doing your thing!

    • @docsays
      @docsays 7 днів тому

      sledge do a ranking of your amex cards or favorite travel cards. or rank your best bank/card issurer

  • @TheCreditFrog
    @TheCreditFrog 9 днів тому

    The Hilton Business card is indeed a worse version of the Surpass card now. Such an L when that card was updated! Great list Matt! Fun to see how you ranked all your cards!

    • @ab3040
      @ab3040 9 днів тому

      Pretty solid to get Hilton points on daily spend for a negative annual fee

    • @MattWelterOfficial
      @MattWelterOfficial 9 днів тому

      Completely agree- a big downgrade for sure haha. Thank you for your support as always Stan!

    • @drchrisheidelberg
      @drchrisheidelberg 9 днів тому

      ​@@MattWelterOfficialI actually liked the Hilton Business card. It was my first business card and I have used the bonus points for two trips using points. I am 5/24 but annual fees don't bother me if it fits my lifestyle for any card and business annual fees are tax deductible. I take advantage of the elevated offers and still have over 100k points.

    • @ismaelmendoza7652
      @ismaelmendoza7652 8 днів тому

      Exactly i really doubt most people are putting 15k on the surplus there is a reason they left that benefit on it. ​@ab3040

    • @yurig2530
      @yurig2530 7 днів тому

      It's not a bad card with minus $45 EAF and 5x on everything, but it was taking a slot in my Amex setup, so I cancelled it and replaced with a personal Hilton card. I now have 4 personal Hilton cards, and all of them will be converted to Aspire.

  • @blakinsideandout
    @blakinsideandout 9 днів тому

    Literally just clicked on it to see if I was right about u ranking gold card in A tier

  • @Kyle_Davis011
    @Kyle_Davis011 9 днів тому

    Freedom Flex should be ranked B imo. Hard to beat 7x dining during that quarter.

    • @MattWelterOfficial
      @MattWelterOfficial 9 днів тому

      Very good point! That Dining quarter is awesome and the Grocery Store quarter even though just 5x is great too. Thank you for watching Kyle!

    • @Celticsfan10134
      @Celticsfan10134 7 днів тому

      Freedom flex is a good daily driver.

    • @yurig2530
      @yurig2530 7 днів тому

      @@Kyle_Davis011 and another quarter of 7x for PayPal

  • @druiz012
    @druiz012 9 днів тому

    Enjoyed the vid! I've used Resy a few times and eat at some places that use Resy so this could actually be a credit I could use. The rest of the credits for me personally are 🗑....

  • @partridgemike
    @partridgemike 9 днів тому

    If Chase had a 2% Catch All with $95 AF, they'd lock up the trifecta!

    • @Kyle_Davis011
      @Kyle_Davis011 9 днів тому

      You'd pay $95 for a 2% catch all?

    • @partridgemike
      @partridgemike 9 днів тому

      @@Kyle_Davis011 with UR? you bet.

    • @MattWelterOfficial
      @MattWelterOfficial 9 днів тому

      Hopefully they decide to increase the CFU at some point! They should with all the competition!

  • @daegoe
    @daegoe 9 днів тому

    Think it’s a good list as far as I know. The Amex gold is probably where it should be if you were already someone who was using it and keeping it (unless you use that credit strictly for shake shack). Sapphire preferred is definitely more of a low mid-tier/high low tier card as far as benefits go but primary cdw is great, and solid for a low cost 3x earner on restaurants. And for some, the freedom cards are really good because they have good multipliers, and have travel protections, and secondary cdw. the unlimited has extended warranty too. For some, that deserves a bump up

    • @MattWelterOfficial
      @MattWelterOfficial 9 днів тому

      Yeah I can totally see the validity for the Freedom Cards being ranked higher! I personally would use the Amex Gold Credits for Uber Eats & Grubhub and organically use them every month so no change for me with Shake Shack removal. Thanks so much for watching!

    • @newagain9964
      @newagain9964 8 днів тому

      Csp only exist as a travel based downgrade from CSR. But Chase are bad earning cards

  • @jun.oshima
    @jun.oshima 9 днів тому

    No way will I put Amex gold in A tier, more like D or F

    • @newagain9964
      @newagain9964 9 днів тому

      If you eat at those selection of eateries. It’s a top 3 card in the market. Easily.

    • @partridgemike
      @partridgemike 9 днів тому

      @@newagain9964 Agreed, but purely a demo card. For example, few Dunkin Donuts and cheesecake factories in PacNWest, although offset somewhat by Resy and Uber. The 325 AF is the real turnoff.

    • @Kyle_Davis011
      @Kyle_Davis011 9 днів тому

      ⁠plenty of better cards, many being no AF.

    • @jordanginos9557
      @jordanginos9557 9 днів тому

      @newagain9964 I agree with you. One of the best if not thee best food card and for the right person credits give more value then the AF. Easily. Team White Gold all day!!

    • @MattWelterOfficial
      @MattWelterOfficial 9 днів тому

      Definitely a polarizing Card but it works great for some people and not so much for others. I personally already used food delivery services before I got the Card so it's a free $240 value from those two credits + I can use the Resy Credit too. Appreciate you watching!

  • @MattWelterOfficial
    @MattWelterOfficial 9 днів тому

    What are your thoughts on my rankings? 💳Capital One Venture X: mattwelter.info/venturex 💳Chase Sapphire Preferred: mattwelter.info/sapphire-preferred 🎥Watch this video next: ua-cam.com/video/HQFDnEFPDH4/v-deo.html

    • @partridgemike
      @partridgemike 9 днів тому

      If you planned that out for both domestic and int'l travel partners, you did well. If it is for travel, you could solo w/ C1 and use the Alliance for a few domestic carriers.

  • @JPBuffet
    @JPBuffet 9 днів тому

    They really screwed over the Hilton Biz card. RIP. Nice video bro 👌🏿

    • @MattWelterOfficial
      @MattWelterOfficial 9 днів тому

      Thanks so much JP!

    • @newagain9964
      @newagain9964 8 днів тому

      Still a good card if u value gold status and only want one Hilton cc

    • @JPBuffet
      @JPBuffet 8 днів тому

      @@newagain9964 I would agree with that if the Surpass didn’t exist. Carbon copy for the most part and has the 15K spend. To be fair, I know most won’t do that, but I’d rather have the option than not.

    • @shawn.credit
      @shawn.credit 8 днів тому

      It used to have priority pass as well now it doesn’t.

    • @newagain9964
      @newagain9964 8 днів тому

      @@JPBuffet i suppose surpass is slightly better. Maybe. But I was thinking more of protecting 5/24. Which is my primary POV.

  • @kaina732
    @kaina732 9 днів тому

    My first card was the Hawaiian Miles MC. I would put all expenses on it. Now I earn much more points with the AmEx Gold for Hawaiian Airlines and Chase Freedom Flex (use CSP to transfer pts) for Southwest. I agree with the AmEx Gold ranking.

  • @pastalu5254
    @pastalu5254 9 днів тому

    I have almost all the same cards except Amex Business Gold and IHG. I agree with your ranking. Good info. Thanks!

    • @MattWelterOfficial
      @MattWelterOfficial 9 днів тому

      Thanks so much for watching!

    • @drchrisheidelberg
      @drchrisheidelberg 9 днів тому

      ​@@MattWelterOfficial you have me intrigued with the IHG on the business side. I am looking at the business side now more than personal since I have 20 cards and 4 are business and 2 are Fintech cards