PRIVATE HEALTHCARE IN MEXICO - Our First Trip to the Emergency Room
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- Опубліковано 9 лип 2024
- With our first trip to the emergency room in Mexico, we learned a few things the hard way and made some costly mistakes that you can avoid. In this video, we're going to cover our experiences with the private healthcare system in Mexico, including where to go for healthcare as well as the quality of the doctors, facilities, and care itself. We'll also compare private healthcare costs depending on whether you are a tourist or legal resident, and the difference is shocking! If you're a tourist, definitely confirm your coverage abroad and/or purchase travel insurance if needed. Don't forget to like, comment and subscribe to our channel, as we have new videos coming out every Saturday!
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ABOUT US: We're Andy and Trai, a gay couple living in Mexico with our rescue jackhuahua, Pattie. After meeting in San Francisco and later moving to Chicago, we decided to quit our jobs in 2021, sell everything, and become two gay expats. Since then, we've been traveling the world and documenting our adventures on UA-cam and our travel blog. Our current home base is Tulum, Mexico-it's where we got married and decided to build a house. Subscribe for the next chapter in our story and our experience moving to Mexico. We hope our adventures inspire your travels and show you what places are really like if you are thinking about living, working, or retiring abroad.
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Thanks for watching!
VIDEO CHAPTERS:
00:00 Intro
01:36 Hospiten Private Hospital
01:51 Emergency Room Visit
03:46 ER Visit Cost
04:41 US Healthcare Coverage in Mexico
05:26 Follow-up Hospital Appointment
06:20 Follow-up Cost
07:12 Pharmacy Visit & Prescription Drug Cost
07:44 Outro
#privatehealthcare #movingtomexico #livinginmexico
![12 Travel Tips to Avoid Scams & Travel Safely in Mexico [2024]](http://i.ytimg.com/vi/IHZiG6A1vIg/mqdefault.jpg)
Thanks for watching! If you have any questions or comments about our experiences, please drop them below, and we’ll respond ASAP! And if you found this video entertaining and/or helpful, why not buy us a coffee to say thanks? Every little bit helps support our efforts to keep traveling and creating quality content for you! As always, thanks for watching and liking our videos and subscribing to our channel! We appreciate you! 🙏❤️ -Andy + Trai
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Once upon a time in Florida, for a skin infection, I was charged $500 USD plus $100 USD for a cream with prescription only ... 5 years later in El Paso, Tx, the same infection appeared again, crossed the border, went into a pharmacy, doctor charged $10 USD plus $1 USD for the cream, worked like magic!!
This 🙌 exactly ❤️
Con el Dr. Simi😂😂😂👍👍👍👍
@@casandrabasurtop.2147 😂😂😂😂
Wow guys, the inside of ER is super clean!
100%
Good information for those who may need it. Glad you’re feeling better, Andy!
Thank you, Reika! ❤️
Wow! We had an emergency visit in Canada and the cost was five times your tourist cost in Mexico! We have follow up which will be done in Mexico once we return home, good thing!
Yikes!!! 😱 travel insurance is often overlooked but with these spiraling healthcare costs likely worth the extra protection for US and Canada!
Great info and very insightful - thank you.
Thank you!! We’re glad you found it helpful!
Thanks guys. Great information and perspective.
Our pleasure, thanks for commenting!! ❤️
Thank you!
Lots of good info, thanks!
Thanks! Our pleasure!!
Much better!!!
Very informative,, and much more relax d!👍🏻
Thank you 😊
I so want out of the U.S , it's ridiculous how healthcare is in the U.S.
Agreed!!
Very interesting. Glad it all worked out. 👍
Thank you, us too!! 🙏
Great video! I hope you´re feeling better.
Thank you so much! Scary to lose any of your senses for sure!! 🙏❤️ But glad we received such great medical care in PDC!! 🙌
Thanks for the video! I'd love to learn more about Mexican Health Insurance!
Our pleasure! We’re going to talk more about it in our next video! Stay tuned! 🙌
Excelente pareja , me encantó su reporte , 🤩
Muchas gracias 😊
Thanks for the great information. I’ve been to Cozumel, Mexico as a tourist several times prior to the Pandemic and I’ve recently begun thinking about possibly moving to Mexico. I now have some great information to research the cost of Global Health Insurance and good to know the dramatic difference in price for healthcare with and without a Residency Card.
Our pleasure! Thank you! ❤️
Nice hospital 🎉
Thank you for sharing your story, what an ordeal! Glad you are improving and that you have the lovely support of your partner.
The care you received sounds like it was great and that is the most important thing. It seems like the cost savings would have been enormous with a residency permit in hand.
With ear issues, even in the US, it can go both ways. It can be managed safely with conservative measures or we can refer to ENT who can intervene. The need for the ENT is always worth questioning just because a proceduralist is incentivized to perform a procedure in a cash-pay model.
But this isn't always easy for the patient to make the call; but whenever possible running the case by a clinical expert if you have any doubts is a great idea. In this case of course everything went smoothly and it sounded like you got the right care!
Yes, thank you! All so true. And yes, we were so grateful to the incredible ER team and ENT specialist-they were top notch! 🙌
Informative video and much appreciated. And yes, another video on insurance options would be great. My grandmother is 78. Is there anything for her?
There is an age cutoff so maybe private international insurance options through AXA or Cigna?
Great video. Thank you for the detailed information. One thing I am looking forward to with life in Merida is the difference in healthcare cost. I got my temporary visa the same day I went in for the appointment. During the appointment she just chatted with me for a few minutes while they created the plastic card. Do you know why you have to wait for yours? I know for a while there they were actually out of the plastic that makes the cards.
Thank you! We just spent an amazing week in Merida! So many great day trips available from there as well! Regarding the physical card, you could pay $400USD more per person to expedite the entire process (same week INM appointment and same day plastic card), however we opted for the standard process (appointment within 30 days and card when INM could produce). In the meantime, we had a paper preview copy that was signed by INM. I believe they are working through the backlog from not having plastic as the wait is now down to two weeks from 3+ just a short time ago. So maybe it will return to same day or next day soon?
you guys are so warm ... informative video.. had a q pls.. between nomad and Saftey wings which one pays directly to hospital ( i.e without us paying and getting reimbursed)
Thank you! 🙏 Safety Wing confirms they pay directly to hospitals although our expectation if traveling in Mexico, you would pay out of pocket and then file a claim to get reimbursed. From our experience, we highly doubt the private hospitals will file on your behalf like in the US. But we’re not medical claims experts just know what to expect from our experience learning everything the hard way! Here’s the legalese if helpful: safetywing.com/nomad-insurance/description-of-coverage.pdf
@@TwoGayExpats Thank you so much for taking the time to write ..its helpful !! will read.... Appreciate it! Full love for you guys!!
Glad you are feeling better, Andy. How is your condo coming along in Tulum?
Thank you so much!! The house is coming along slowly but surely. Maybe another 4-6 weeks if we’re lucky! 🤞
great info. thanks guys. Hard to get health insurance over 70 years old
That is true and one of the tough obstacles to retiring to Mexico later in life for sure
Can you get something like Cigna Global? Which covers all countries except the US?
I’m moving to cdmx at the end of the year with residency. I would love a follow up on getting health insurance and costs. I’m at an age where risking no coverage is a bad idea in case something major happens.
Thank you, and it’s in our next video to be released soon! Thanks for watching! And congrats on your move! 🙌
I would love to hear about Mexican heal insurance 🙏🤙👏🏻👏🏻👏🏻🔥🔥🔥🔥💥💥💥💥💥💜💜💜💜💜💜
Yes, very interested in your insurance research. Enjoyed your video..Do you have to reside in Mexico for a certain period of time before you can apply for a residence card.
Thank you! You actually begin the process outside of Mexico and then exchange your visa for a residence card on arrival in Mexico. We made informative videos on both steps if interested:
EVERYTHING You Need to Know to Apply for Mexican Residency [Temporary v Permanent Visa + Benefits]
ua-cam.com/video/4UKnQZ2yb5w/v-deo.html
MOVING TO MEXICO - How to Exchange Your Visa for a Resident Card? [THE CANJE PROCESS]
ua-cam.com/video/VB_dAqsBh4E/v-deo.html
@@TwoGayExpats thank you.
I wonder I have my residence card issued in Yucatan, but if I go to hospital in Quintana Roo. Can I get the local insurance? Would they say that I am local residence from another area and reject to offer the discount ?
No the plan we have is national and they only ask for your RP card doesn’t matter which state
I am a bit confused (i havent' watched the whole video though) you mentioned you had your permanent residency card but didnt' have an address card? What is that? I have permanent residency and have never heard of the address card.
Never heard of an address card and never said anything about one. Sounds like you are confused. Our visit to the ER was in between our INM appointment and returning to pick up our permanent resident card, the latter which we needed to present for local rates. Simple as that.
what is the residency card? is it different from the resident visa? temporal o Permanente?
The visa is the “sticker” you get in your passport at the consulate outside of Mexico (Part 1). When you enter Mexico, you then have to go apply for the resident card at the local immigration office (Part 2). We’ve made videos on both steps that outline all the benefits of each type of visa and the step-by-step process. Check ‘em out!
EVERYTHING You Need to Know to Apply for Mexican Residency [Temporary v Permanent Visa + Benefits]
ua-cam.com/video/4UKnQZ2yb5w/v-deo.html
MOVING TO MEXICO - How to Exchange Your Visa for a Resident Card? [THE CANJE PROCESS]
ua-cam.com/video/VB_dAqsBh4E/v-deo.html
550 bucks for ear infection is pretty pricey, that's what it would have cost you to go to urgent care here and paid out of pocket.
The ENT specialist at the hospital from an ER visit is very different than urgent care. The Mexican equivalent are the general doctors at the pharmacy and would be $5-10. Also, our point is how much less expensive (5X less) for the same ER visit as a permanent resident versus tourist…
In pharmacies there are doctors... For any emergency there they attend you.🇲🇽👩🔬👩⚕️👏🏻📱
Yes, amazing option for minor issues on a holiday!
Hola
The only detail is that the cost in Mexican hospitals is cheap if you are earning dollars in the United States, but if you are earning pesos living in Mexico it will not be as cheap as foreigners say.
Excellent point. Thank you for sharing. Average wages are not the same in the U.S. versus Mexico, although the Mexican minimum wage increased 20% for 2023!
That depends on the insurance you have, my grandfather used to work for the government and I had a good insurance because of him, my mother never paid a single peso for medicine or a surgery I had when I was 4, the only thing they wouldn’t cover for was bracers and oral surgeries which are not that expensive if you have a dental insurance. And once the government builds la mega farmacia all the medicines are supposed to be free for Mexico citizens
I take out travel insurance. Travel guard. My friend was on a cruise and fell during a stop in cozumel. Compound fracture was 55,000.00 usd. Includes surgery. Social security denied the claim as it was out of the country. Cheap peace of mind. Thank you for the information.
Always a smart idea for this very reason!
You didn’t tell us how much Travel Guard paid?
I must say, I was treated fairly. I always use Travel guard.
@@tryan7 What does that mean? What percentage did they pay, or what were the amounts? I’m glad you were pleased, but I’d love the details. I’ve bought Travel Guard but not had to use it. 🙏
@GenX X You seem to miss the point. My friend did NOT have travel insurance. She had to pay the entire amount herself. I was treated fairly by Travel guard.
I live in the USA, I was in the emergency room for chest pain 8 hours in the hospital $10,000
dls, the medical insurance paid $5,000 and I paid $5,000 dls
last year I had a surgery $31,000dls
I paid 3,000
my son had an appendix surgery
$14,000 dollars
Thanks for sharing. We completely agree - that’s staggering!
How do you put up with that? So glad I live in Europe.
Do you know how much that cost in the UK? Nothing.
@@davidevans916 whaaaaat ?????
Wow 😮
@@azul4021 yes, this is standard in the industrialised world.
You need to demand better from your politicians.
You claim to be the greatest country in the world and yet leave your people to be crippled by medical debt.
Even as a tourist, what a fabulous price! In America, same treatment is 6 times longer, and your bill would be more like $6,000! Glad it worked out for you.😊
Great story. How did you qualify for residence? What kind of income tax will you have to pay?
Thanks! Check out or two part series on residency videos! You’ll find all the answers and who we used locally to assist 🙌
@@TwoGayExpats I just watched one of them. You did a good job making it very clear.
Ask if they take Visa, Mastercard and Amex ?
Definitely Visa not sure about AmEx not always accepted abroad as expensive fees
@@TwoGayExpats Live in Canada with OHIP and a company provided extended health travel policy.
That's super expensive for Mexico, but I assume that's normal in a touristic area full of foreigners.
Yes, and it’s a private top tier hospital so for sure as expensive as it gets… BUT still way less expensive than any hospital in the US!!
Good job guys
Thank you 🙏
That was expensive!
So much better now with our resident cards!! 🙌❤️🇲🇽🙏
It's crazy that the hospital charges 5x the local rate for the tourist, as a health actuary I found that preposterous 😖
It is a private hospital I guess so they can charge however they want 🤷♂️ but on the plus side, even at 5x the local rate, it’s still way less expensive than the ER without insurance in the US!!
Like video. Very informative.
Consider the fact that we aren’t taxpayers contributing to the system.
@@genxx2724 it was a private hospital, They do not receive government funds
I went to visit the doctor en denver and chaeged me for 1 fricki ng minute 400 dollars
Yikes!!! Insane charges in the US 😳
so there is a gringo and a local rate. That is understandable because most Mexicans are poor. But 550 aint bad for an ER visit. Plus they got you in quick. In the US you typically wait 4 hours in the ER before they see you
So there is not a gringo and a local rate, there is a tourist and a Mexican citizen/permanent resident (“local”) rate. And please keep in mind this is for private healthcare. There is a “free” public healthcare option that we did not cover in this video. But yes, we agree with you on the cost and experience (which is the point of our video!)-> an ER visit to a private hospital in Mexico typically provides a better experience at a lower cost than the US! We also found an entire dental tourism market here at our amazing dentist. Even paying out of pocket with no insurance, dental care is incredibly professional with the latest equipment and so much more affordable! Don’t even get me started on prescription medication and contact lenses!
@@TwoGayExpats Interesting, so any tourist would pay the higher rate even if they were from say Guatemala. I Lived in Bolivia in the early 90s and they clearly used the term gringo rate vs local for medical services at private facilities. Gringo rate was anyone who appeared to be white. You paid more and that was the way it was. The public healthcare in Bolivia was bad - really a last resort. Not sure what Mexico's is like probably better. It would be interesting if you did a video on the public experience!
Correct, but it’s Mexico, so everything is negotiable ;) My expectation is a Spanish speaker from Guatemala would be able to negotiate a better rate as a tourist. But if we were both permanent residents with ID, we would get the same/lowest rate possible.
Emergency room or urgent care?
Urgencias or the wing for emergencies at Hospiten, one of the best if not the best private hospital in Playa del Carmen. Highly recommend for emergency care in the Rivera Maya.
I'm sorry but they overcharge you
Yes, it’s unfortunate we couldn’t get the difference back! Now we know and are more prepared!
I get all my prescriptions free in the US & hospital visits as well the reason why the healthcare is so cheap there is because all the jobs don't pay anything that's why. There's always a trade off but I'd never want to move there not with all the cartel violence going on.
It’s very nice that you don’t have to pay for healthcare or prescriptions, but that’s not most people (including us)! The purpose of this video is to highlight the excellent private healthcare available in Mexico for those that can’t afford the US, the only country in the world from our understanding that you can go bankrupt for medical bills. Also, there is a free public healthcare option so your comment about local pay is irrelevant to the conversation. Also, the US has a declining life expectancy due to gun violence and drugs, so as you said, there’s a trade off. Not everyone thinks the US is the best place to live, and it’s certainly not a safe place to live if that’s your argument against Mexico! 🇲🇽 As an American, you are statistically more likely to be killed by a gun in the US than in Mexico per the US State Department’s own data.
Expats? No disrespect, but if you’re now living in Mexico and you’re receiving legal residency down there, then you’re just an immigrant. Again, no disrespect, but I dislike the word expat.
Definitions to help educate you:
Expat: a person who lives outside their native country often temporarily
Immigrant: a person who comes to live permanently in a foreign country
As we do not plan to live in Mexico year round nor permanently, we are currently expats not immigrants. Thanks for your comment. No disrespect taken.
🤮🤮🤮
What’s so vile CherryCityBullyz? 😂