Wannabe Princess Leeches Off Everyone | Financial Audit
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- Опубліковано 19 лип 2024
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Chapters:
00:00 Job and income
07:23 I prove her wrong immediately
09:45 Kikoff
12:47 I have no clue what she's on about
17:04 So where's the wife?
23:48 How does this machine work?!
28:59 Rocket Money
32:26 You can't eat your way out of this!
38:23 Have you been an adult yet?!
43:55 You got me f*cked up
47:50 She's insane... she's insane...
50:54 Crayola time
54:30 High Yield Savings
55:35 Her spending is asinine
58:05 A budget can't save you
1:04:15 Hammer Financial Score
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I made a mistake and gave my producer a budget for the post-show. He brought someone in to ruin my life and hypnotize today's guest... wtf: ua-cam.com/channels/Le_q9axMaeTbjN0hy1Z9xA.htmljoin
Get your first month for a dollar at Getkikoff.com/
Caleb said "What were you trying to do? Save the Queen? Didn't work."
Brutal wit
Where are the vlooooooogs????
Caleb I want to watch the post show but I don’t want a bother subscription!!! Ugh these all look so funny but even though I can afford it I won’t allow myself cuz I feel like you would yell at meeeeee
Can we get some sweet treats themed merch?
By far the best financial audit post show teaser 😂😂
I say you let him budget the show like once every couple months or so just to shake things up. This teaser is the only one that actually has me debating whether to sign up lowkey
"What's your biggest fear in life?"
Me: "How Caleb Hammer would describe me in a video title"
Anytime I think about buying bullshit I think, “single mom cares more about Taco Bell than her kids’ future” and it helps 😅😂😂😂
💯
😂😂😂😂
This exact thought has saved me from an embarrassing amount of stupid purchases
*Single Loser Keeps Buying Drone Parts and Panda Express* pretty much my nightmare 😂😂😂😂
Having platinum blonde hair while having no money says a lot about a person!
underrated comment. I didn't think of it but when u point it out... OMG we all know how expensive that is!
I thought it was grey. Sometimes hair goes grey when younger. Yeah no excuse spending $ for nonessentials like that when living with mom in your 30s and not paying down debt.
@@vinlago Oh it's definitely bleached. 😊
You don’t think it is natural?
Omg I had a broke friend who spent $700 on her hair after paycheck, all the while her car needed servicing, she's living with her parents and has so much debt.
A 31 year old saying she "wants to become an adult" is so cringe
Nah
31 is better then never
When your mom is an enabler, it’s a little freaking hard.
At least she hasnt given up in life and wants to do better.. unlike others..
You pay Caleb money?!?! What’s wrong with you!?
The fact that she wanted him to budget in dyeing her hair at a salon EVERY WEEK is insane and making me so mad
seriously at that frequency with all the youtube vids out there it's easy to do at home. Long roots are hard to deal with but if it's weekly like damn girl you can do it at home super cheap!
I've never heard someone get their hair done WEEKLY unless they're a celebrity or something and I used to touch up my roots when i was platinum at 17 by myself and I got really good at it, costs like 5 bucks a touch up when you buy developer toner and bleach powder in bulk
This is unrelated, but 3 glizzy meals is 4.50 and a chicken over 3 meals is 8 bucks
I'd lose it if my 31 year old kid living in my house had weekly hair appointments, was shopping for bs, and came home smelling like spring rolls with no money.
c0nd0m my friend
Genuinely this is what teenagers do.
@@KaileiPaigeBut not 31.
😂😂
😂
She absolutely got the idea to become a stenographer from Tik Tok. I’ve seen SO many people say they make 6 figures doing it.
I see this on TikTok too. The median stenographer salary is $59k so not bad but definitely not 6 figures
I know exactly 1 steno who made 6 figures... because they did Rev basically full time too. They are a Data Analyst now though.
That's also why she knows the word cat. We've all seen that one chicks viral video where she explains how the "language" works
I love Steno but something like 80% of people drop out of the classes before completing them. People underestimate the difficulty of the job.
You have to be able to listen and understand. Most of the people on Tiktok don't know how to do either.
My mom has been a stenographer for 35 years, and they've been saying that her job will become obsolete for decades. First, everyone thought audio would replace her, then video, then voice to text, and now AI. Nothing has replaced stenography yet because you need a real human to decipher things such as lawyers and witnesses speaking over each other, using improper English, heavy accent and languagr interpretation, editing the document, putting together the manuactipt for each lawyer, etc. And in recent years, my mother has made way more money than previously because there is a HUGE shortage of court reporters right now. Why? Because the school is HARD, with an extremely high drop-out rate. You can definitely make a lot of money as a court reporter if you were working daily, but most court reporters only accept a few jobs per week. And if this girl is as irresponsible as she sounds, she won't make it through steno school.
People always say jobs will be replaced by AI because they don't understand the fine details. People need to stop looking down on genuinely difficult professions!
Caleb was way off base with the stenographer stuff. I wouldn't tackle to job she is choosing BC it is NEEDED but maybe the school she chose and the cost of the school! And then forget that all together lol! Focus on her ridiculous spending!
Thank you so much for this post. This is actually the profession my daughter has chosen. This information will be helpful for her
Caleb’s fast food attacks have led to me packing pb&j for the past two weeks on days when I don’t have leftovers to pack 😅it gives me heartburn, but it’s better than hearing his voice in my head saying “you can’t afford Chipotle, you are in debt, my dude!!!!!”
That would give me heartburn too 😅
I have to use almond butter which is at least cheaper at aldi.
Unless it's the citric acid in some jellies bc yeah I make my own for that reason.
Or the bread, (I'm gluten sensitive-) cheapest alternative is corn tortillas 🙃🥪✨️
Good job avoiding eating out either way! 🎉
Yum lol
If it gives you heartburn, i recommend keeping some ultra strength equate brand rolaids from Walmart for cheap and it'll help and you won't have to be spending a lot on that either.
When I’m about to throw food from dinner that I wasn’t a fan of I can hear him saying already you can’t afford to throw that lol😅
@@strawbraryliberry4604incredible thanks for sharing
“How are you surviving?”
“Off Mommy”
🤮
Puke emoji for real
And she says is proudly, no less.
And she’s 31….
@@AnalyticalMenaceright? Like that's something I wouldn't WANT to be proud of lol
I feel second hand embarrassment, damn
Every time I make lunch for work I hear “Ever heard of a sandwich?!”
Thanks Caleb
When my fiance tells me about our mutual friends money trouble or dumb purchases they make(this it the mutual friend stating that stuff), he will yell taquitos too.😂 He doesn’t watch but he will hear me listening to financial audit when I cook.
Every time it's a sandwich too
“You take a piece of bread, a piece a meat, some mayo, a piece of bread: BOOM SANDWICH! 🥪 “
I thought i was the only one😂😂😂
I went out and treated myself for lunch today and after I sat back down at my desk all I heard in my head was "ever heard of a sandwich!?" 😅
I'm a court recorder, know a good number of stenos. You can absolutely make six figures with transcripts and freelance depos on top of your day job, but you'll make more in a state where there's a shortage...and that's not Texas. Also, very few pass steno school--it is quite difficult--so if you don't have a natural aptitude for typing, language learning, and grammar, the cost of a steno machine and schooling won't be worth it.
I personally expect to earn an extra 10k this year on transcripts alone, and that's with me doing just one or two a month because I am in court so much right now, but it is extra work and tough to get certified. 🤷♀️ EDIT: Also, to be clear, you have to be able to listen to and look at a lot of awful shit without reacting. I have had to write about CP, murder, assault, child neglect, domestic violence...some people won't have the stomach.
And the issue is she thinks that she will make that six figures easy once she becomes a steno, but like you said it takes extra work to get there, and she doesn't strike me as the type to work a full time job and work side gigs.
@@Dark_shikari How could you say something like that?? She's working part time AND taking a SINGLE CLASS, she's clearly used to going above and beyond /S
She refuses to work now....why would she do any freelance work?
And not only that, but if she's expecting to do ONLY freelancing, she's going to have to market herself a lot and build that client base. I know that at my firm, for my lawyer, we don't use freelancers for depositions, we use companies because we appreciate the shorter turn around time they can provide which some freelancers just can't do. Although every office, lawyer and state are different
Excellent point, she needs to hear it.
Imagine housing being only 8.7% of your monthly expense and not taking advantage of that to better your finances.
And spring rolls being over 50%
"I want to be an adult." You've legally been an adult for 13 years. Get your shit together.
No she doesn't lmao
That was crazy to hear. Its such bs how easy some people have it yet they choose to drown in debt over glizzys 💀💀💀💀💀💀
These people exist among us. It is absolutely insane how they speak like they have so much intuition
@@ShyLittle88 She has been an adult _legally_ for 13 years, as in when she turned 18.
@@oz_jonesshe means that this guest doesn’t WANT to be an adult despite saying so
When they were talking about haircuts and she says "but you're a booooy" rather than saying he's a man, it just made it really obvious that she's still living in her adolescence. If she sees Caleb as a boy rather than a man then she sees herself as a girl rather than a woman. She hasn't grown up at all.
Damn great analogy
Never thought about this, but this speaks to maturity level so much
"Can you budget it in?" Sure; don't eat for 2 weeks and you can afford to get your hair done ONCE THAT MONTH. THAT'S BUDGETING. Some people don't learn priorities or self control.
Orrr she’s like me and just says boy and girl for anyone lol and if I I’m talking about a child or teen I specify that like “little girl” “teen girl” “infant girl” etc
It’s not that deep maybe
I don’t believe for a second that her mom has only lent her $3000. There’s no way with her spending she isn’t getting a monthly allowance from mama.
Watching these vids make me so thankful for my three kids who have their $#*! together.
Caleb: “you got to sam’s for lunch?”
Me and my wife: “yeah thats so weird” *while eating lunch at costco*
My thoughts exactly. I love costco food court
Well Costco is FAR superior and the hot dog (with a soda) is almost half as much as Sams…so I think he would approve!
“You look like a mom with the glasses.”
“Yeah! You like em?”
🦗
“I like yours!”
“Thank you.”
The silence was so loud
the sexual tension was palpable 🤣
@@nicolasmarkham9656he didn’t like them
@@ItsNavek You have very bad manners mate...
Reading this comment and I'm so excited for this moment 😅
As an ex elementary school teacher, what she means by “different cultures” is that the kids in the US are awful.
The curriculum is also straight trash! Kids in other countries are allowed to learn outside, to have HOURS outside, to ask questions & not be told they’re stupid. Public schools in the states are disgusting. That’s what she meant
Parents here don't know how to discipline their kids. And anytime you mention disciplining your kids, people here automatically assume physical violence (which is weird).
Creating structure, manners, etc. for your children EARLY is so, so, so important. People underestimate the importance of the very early years... I always hear "kids don't remember anything until 4 anyway" - while there is truth there, ages 0-3 are foundational to how kids understand their own little worlds. I say this as a kid who once threw a temper tantrum at a Walgreens because I wanted a beanie baby magazine. One of the very few times in my life that I saw my mom get angry at me, but she also explained to me why that was unacceptable. I still remember the conversation 27 years later.
@@neonbuildings Exactly. My degree is in Psych with a focus in child studies. 0-3 is incredibly important and the most IMPORTANT years are 2-5. Period. They learn everything within those years & are simply molded the rest of the way, but what is shown, taught, cultivated in them throughout those years is vital. How you respond to them, what you say, how you teach them to treat others, teaching them to be bored, showing them how to love other humans etc. that is all learned then. You’re exactly right. We are Montessori & homeschool. Our boys are absolutely delightful and they come with boundaries, they demand and show respect, they’re kind to animals, incredibly smart, can read the room & more. Because we poured into them all those years & we still do. You’re spot on!!!
You can honestly create a narcissistic sociopath in toddlerhood. It’s terrifying the power in those years
@@WOOFBTBWP123i don't know about all that. There are plenty of people who come out of public school just fine. Teachers are more baby sitters than I was a kid and I'm only 29. Bad kids were dealt with by their parents when I was young. Now all of the parents are shit teachers can't get what they need taught in the allocated time because so much is being lossed to shitty kids
@@neonbuildingsExcept that weirdly, timeouts don't really work as well as a paddling for controlling unruly behavior. So, we really _should_ be talking about physical punishments.
However, _some_ punishment for bad behavior is better than none.
I'm a 30 year old lesbian, same as this person, and while I may get a dramatic haircut after a breakup I CERTAINLY am not spending $80+ a week to get roots touched up, especially with income at that level. That's over $4000 a year just on root maintenance. For me, that's four months of rent. She's spending over 10% of her income on her ROOTS!!!!!
Dying at her living in China and not being able to decipher the difference between Japanese sushi and Vietnamese Spring Rolls.... was she just there for the plot lmao
Yeah that was cringe, tho you'd be surprised how many people stay in a foreign country for years and never even try to learn the language.
Maybe she just ate Chinese food there?
Why would she know the difference between Vietnamese and Japanese food when she was in CHINA?????
Would living in Colombia somehow make you knowledgeable about Argentinian asado?
China isn’t Japan or Vietnam though . Not sure where you were trying to go with this … lol
What does Japan and Vietnam have to do with China. Do you know every single European meal if you’re American?
Lawyer here: human court reporters will never be replaced. They’ve run pilot programs, and no. Especially for a conservative field afraid of change
Yeah it can really be difference of life and death
No matter how good any AI tool can get, it's not likely going to be able to catch its own mistakes in a manner that is certifiable in a court of law.
That's good to know! I feel like I'd enjoy this
"Eats, shoots, and leaves" versus "eats shoots and leaves" lol 🤣
Stenography is like one of the coolest and most confusing things I’ve seen. No wonder you have to go to school to learn it.
Stenographer here. Since our girl couldn't keep up, here are what the steno notes for Caleb's test would look like. Each group of letters between slashes is one keystroke:
Y-R/U/SPENG/AUL/YOUR/MUN/ON/GLIZ/S*I/S/WHUF/THA/DET/SKP/HUN/DLARS/OF/TR/S-/KRUG/STPH/T*DZ/RA*EL/MAIK/NI/SENS/FPLT
"Why are you spending all your money on glizzies when you have that debt and $100 of interest is accruing? It doesn't really make any sense."
This is really cool thankyou. Was she right on about the salary potential ?
Cool comment and very enlightening. With how slow she sounds it seems doubtful she would be able to do this.
100%! I love this :)
is your salary 6 figures?
OUR GIRL? We just met
Hey Caleb! Love your show. I’m a court reporter in California. I’ve been a Court Reporter for almost 40 years. It’s a really great job. It’s a really hard job. ChatGPT will not replace Court Reporter for a while. The problem with people in conversation in a deposition or in the courtis the fact that people talk over each other and they mumble. The Court Reporter controls the record and stops people from talking and ask him to repeat it if the words are not intelligible to keep trying to Court Reporter. A great pay job paying job. thanks again for all all you do.
People do this with orchestra conductors. "Can't a computer do it?" Sure, metronomes exist, but that's not the point of a conductor. Keeping time is the bare minimum, it's all of the other human aspects that are important, too: cueing, adjusting tempo, fixing mistakes, etc. The people who blindly suggest doing this don't understand why the profession exists in the first place, and why it has stubbornly survived the invention of mechanical timekeeping for so long.
@@churrosquirrelthis is an interesting example that I hope Caleb reads because he went to school for music.
You type in court but can’t type a comment accurately makes me judge 🤷
@@user-mt4eh9sx4wShe’s typing a UA-cam comment. It’s not that serious.
The fúck is a great pay job paying job 🤔
I made my last ever student loan payment today!! Now officially DEBT FREE!!! I am SO EXCITED! Bring on life! Thanks for your content Caleb!!!
Awesome and congratulations!
Here's to your debt-free future 🥂
🎉🎉🎉🎉🎉
So happy for you!!
Thank you two so much!!
Congratulations! 🎊 🎉 Hoping that will be me 12 months from now! ❤
W 🎉 Enjoy not having that weight on your shoulders!
As a Vietnamese, I'm get slightly more triggered every time she refers to spring rolls as sushi.
This made me laugh out loud
Me too and I’m not Vietnamese lol she’s not the sharpest tool in the shed.
Fr that was insane 😂
As a Japanese I literally cringed so hard
Also, I think she actually means summer rolls, no?
Setting Caleb’s “SPRINGROLL!SPRINGROLL!SPRINGROLL!” as my morning alarm.
😂😂😂
this should absolutely be a meme now haha SPRINGROLL SPRINGROLL SPRINGROLL
New merch slogan
I will buy a SPRING ROLL SPRING ROLL SPRING ROLL shirt immediately 😂
That alarm would have me jump tf out of bed
getting your hair colored once a week is WILD.
Fr how is her hair not falling out or crunchy by now 💀
Sounds healthy to me 😂
Yeah, $2.50 for lunch is a deal and not something to be upset about. If she spent $2.50 at every meal in a 30-day month she'd only spend $225, which is perfectly good and reasonable for groceries/food costs. Granted, she's obviously not going to eat $2.50 pizza for every meal for a month, but just pointing out, that one meal at Sam's was not bringing up her average food costs or derailing her budget.
But she’s buying it on their credit card without paying her balance, at high interest rates.
What happen when the light goes out?
Judge: ok we need to reschedule the court date.
Haha thought you meant when her lights go out haha meaning she seems dense or something..
Yeah that was RIDICULOUS
@@ShyLittle88 That's implying the light was ever on.
I couldn’t tell if she meant “what happens if the lights go out permanently” like an apocalypse situation, which is even funnier
@@TonyCox1351 Mad Max: Steno Road
Her wife didn't want to move to the US because of healthcare access during an illness, but she didn't consider moving there for her?
Probably because mommy won’t send money internationally 😢
I was waiting for him to ask why she didnt move to the UK for the wife
Yeh it would have been an adventure but she would have to stand on her own feet so got scared
@@dragonofparadise Out of the frying pan and into the fire lol While I'd never live in the US the UK has it's own problems with tyranny.
Probably wouldnt take her. Idk why everyone thinks you are free to move to whatever country you want to.
The quiet after Caleb was asked whether he liked her glasses was so incredibly loud.
Am I the only one wants to see Caleb audit a responsible adult? Can we get a possible REAL 7?!
Thing is, any responsible adult who has their shit together has no interest in getting aired out on a UA-cam show like this, much less wants to take time off to travel to Texas for it.
I know! I’d love for him to audit me so he can take a mental health break.
No taquitos. Huge savings/investments. Cheap paid off car. Maxed out retirement.
I don’t meal prep though.
@@RuthCuadrado baby steps! lol
Id be at least an 8 and I signed up to be on the show on his website a few months ago, even pledging to pay my own way to get to him. No response as of yet...
@@darren871 that’s not engaging content tho. “So you have a fully funded emergency fund, retirement where it should be, sufficient income, and low debt that’s paid on time. What did you need of me?”
“Just to chat with you”
"Spring roll Spring roll Spring roll Spring roll Spring roll Spring roll Spring roll Spring roll Spring roll Spring roll Spring roll Spring roll Spring roll Spring roll Spring roll!"
😂😂
My kid is shouting spring roll on repeat now….😑
She's doing a terrible job at explaining the machine. You have to learn shorthand to do court reporting. They have software that translates the specific shorthand the computer uses into normal English to make a transcript.... Also if you watch a lot of court recordings the judge will at times either tell someone to slow down and speak up, or tell people to stop talking over eachother so the court reporter can accurately record everythin
She's doing a terrible job at life...
Idk if Caleb is over these interviews or what because he’s starting to start the videos with an attitude before any intro from the guests. He asked her about stenography but wouldn’t let her answer any question, just interrupting and being condescending over a career he didn’t even know anything about lol he seemed annoyed to just be there (not necessarily annoyed by the guest only). He’s insulted the last few guests town/city where they live, he’s going off way earlier and more dramatic than he use to ( maybe that’s part of the new “script”). Maybe this particular guest had a before camera on confrontation because Caleb was overly negative this video (and that’s saying something, as he’s becoming more negative and judgmental and less “I care about you and your finances” the last few months)
Bro needs a break. He’s being a c7nt
I noticed that too. I think this isn’t great for his mental health tbh. Which fair. These people are so frustrating
My thoughts exactly. It’s getting so hard to watch
I believe they talk for a while for the start rolling the cameras so that may be why he’s already over it with some people
I thought telling her ai would take her job is ridiculous considering all the jobs they said robots would take that still exist and if you think that way literally every job can be replaced by ai. Software engineer, teacher, financial planner
She seems like the kinda person where she thinks *everything she says is “cute…”*
Also, why do I get the vibe she’s trying to rizz up Caleb the entire episode lol
She definitely was trying to flirt but it might have not been sexual. One of my past friends did that with no ulterior motive. I miss her.
I came to the comments and was worried I was the only one feeling that!
@@oz_joneswhere she at
feels like she gets away with shit as a kid by being "cute" and "sweet" to her parents and she's retained that habit
She thinks if she makes a funny that Caleb will laugh and not yell at her. She was wrong.
It’s DATA SECURITY. That’s why ChatGPT won’t replace certain jobs. Just like financial jobs dealing with financial information and bank account numbers - it has to be people dealing with the data who have had background checks. They can’t risk secure information getting out due to a breach into AI or other automated tools (especially with the way foreign governments are trying to tap one another).
I was just about to comment the same. I don’t think stenos will be replaced anytime soon. Cameras aren’t even allowed in many courtrooms to this day.
Also judges and lawyers want to hear things back, is ChatGPT gonna read back aloud what was written 15 minutes ago?
@@rebashhhh3448 AI can read back what was said 15 minutes ago but that's also alot of time for someone to hack it and make it say something else.
Also one thing AI can never do that humans can is to assume liability. When something goes wrong, someone's head needs to roll and you can't have that with AI. AI can never sign documents and put their asses on the line.
Lawyers will be able to pick apart AI until the end of time it will never have the nuance of a human.
Caleb: AI is coming for your job
Also Caleb: have you considered going into tech through Course Careers?
LOL
I'll take money advice from this guy.... but still on the fence about career advice
His job is just as vulnerable to AI takeover. Ridiculous take.
I'm in tech
AI is a tool to be used by engineers. My company is highering people who can use AI --- we haven't fired people to be replaced with AI
@@evdancescareer wise, most of his advice sucks! it’s clear he doesn’t understand the monarchy-like nature of stenographers
There is no shame in living with your family if you are drama free and contribute while working on a plan.
Leeching off your family as an able bodied adult is disgustingly shameful.
Maybe it's just me, but Caleb's frustration in this video gave anxiety. 😳
I’ve had plenty of leeches in my life. They really like to take advantage of kind-hearted people, and they get so used to you helping them out that they get MAD when you finally set some boundaries and say NO.
Don’t let people guilt-trip you into giving them money.
I've been through this. Never again
my ex best friend was this way, she was the sweetest kindest person i knew…. until i didn’t agree to pay 6 months more rent for the apartment of mine i had her renting a room out of, because i was breaking the lease but she didn’t want to leave, could have resigned the lease in her own name, but decided to tell our entire friend group i “forced” her out and told her to be homeless for all i care 😭 it was a total 180, i didn’t expect it, looking back she used me A LOT and i always let it slide
My kind heart has developed defenses due to the scars
31 working Curbside Delivery and living off of mom, yikes....
Life is hard because you do hard things, or life is hard because you don't.
@@donteatpaint agreed, she's making her life so much more difficult because she won't take action...
if she was a man we would call her a loser 🤷🏾
The fact she claims to be working 34 hours and made a little over 25k last year. And somehow is looking to make 16k this year from what Caleb said. Tell me she is cutting her hours and just not trying.
I work in retail too, make around 40k and work 40 hrs a week. She has no excuse
@@SLDFMechWarriorsince she's relying on her mommy why would she WANT to try? 🤔
Every time I read my credit card statement, I imagine Caleb reading my charges and reacting in his voice hahah
If cameras haven’t replaced courtroom artists after two hundred years, I don’t think AI will replace stenography in the next 20.
Cameras aren't allowed, that's why they draw. Bad example
@@Frifgjsuhdjhd cameras aren't allowed vc of data security, chstgpt won't be allowed for the same reason
@@Frifgjsuhdjhd no it’s not. Cameras aren’t allowed for security reasons and they are very conservative. Do you think a court where cameras aren’t allowed would have AI-transcribed recording devices? Same reason. In England they still wear powdered wigs. They wear Medieval robes in the United States, which never had an era where people wore robes. The court system is very resistant to change AND security-conscious. Thats my point and the court artist illustrates it perfectly. So, no. It is a perfect example of the underlying reason why AI will not displace human stenographers anytime soon.
Chatgbp is coming to court sooner rather than later, and unanimity in this chat only confirms it. People also said video conferences at large scale ain't never coming, and it's a fact now. Wigs and chatgpt can perfectly coexist
@@FrifgjsuhdjhdWhat role do you think chat gpt will have in court rooms exactly? And because people online are of the opinion it won’t, that means it magically will?
Caleb: “What are you doing all day??”
Me, in her seat: “…..watching Financial Audits.”
😂me learning how to be financially responsible from this channel is motivating.
My aunt was a stenographer and she made great money but shes been in the industry for years.. the job isn’t going anywhere anytime soon. They’re not gonna use chat gpt for official court documents.
As a NLP researcher focusing on AI and automation of language and speech-to-text technology: Court reporters will not be replaced in our lifetime at all. And AI research when it comes to language recognition is in its infancy at best. It sucks to see someone like Caleb confidently spewing something so incredibly wrong.
Edited to add challenges: Privacy, consent, distribution, data storage, accents/dialects, regional slangs, tone of voice, recognition of multiple speakers, know-how and recognition of industry terms. Anyway, rest assured people will still need others writing shit down in our lifetime.
Absolutely, I work with AI in call centre space and while the technology is advancing fast the implementation of practical uses is slow because of the things you listed. I'm in Australia and speech to text really struggles with the accent not to mention the difficulties in understanding Australian irony lol
Certainly not anytime soon especially with how the government believes in "If it ain't broke, don't fix it" mentality.
The mother needs to set some boundaries. She’s not doing her daughters any favors by enabling their irresponsible behavior.
ITS SWEET TREAT TIME FOLKS
I LOVE SWEET TREAT TIME
S W E E T T R E A T S
Just don’t eat too much
Yes! This is my sweet treat!
I got to eat!
I used to work at a speech-to-text company. the problem with AI x court stenography is that it needs to be 100% accurate, so we actually will need stenographers for the next 10 years or so until these models start outperforming humans
The point caleb is trying to make and failing, is that AI technology exploded in advancement in the last year. So if you are talking about something occuring more than 12 months ago, its irrelevant, since AI technology advanced already from that.
@@rad1461 Yeah but it exploding in advancement in the last year doesn't insinuate that AI will continue to progress as quickly as it is right now. It took from 1950 (the first inception of AI) to now to be able to text prompt AI. Deep learning has been important and useful but it could run into a hard limit much like the perceptron did.
@@robbiedontmiss I’m a lawyer and we use faxes still. AI exploding really is not a cause for concern in an extremely conservative work space such as this one.
I work in this field (scopist) and we do see a lot of machine transcripts, but the machines are not good at identifying distinct human voices. I presume they'll get better at formatting particularities, but if people start speaking over one another, for example, which is quite common in Court no matter how many times the steno asks them to stop, the speech-to-text freaks out. It also isn't good at understanding cadence -- if someone pauses mid-sentence, it'll create a new one.
bold of you to assume that humans are 100% accurate
Man you really were not letting her get a word in at all during that stenographer part. I kinda can't blame her for fumbling some replies when she was rarely able to get 3 words out before you asked her another question and then cut off her reply again.
Isn’t “a personal shopper at a grocery store” just a fancy way of saying she’s an order picker? Grandiosity at its finest! She is trying really hard to make it sound like she’s posh.
Yes but to be fair, she might not be trying, that might just be the official job title and she's being exact. Companies like to do that.
SPRING ROLL 🍱👹
SPRING ROLL 🍱👹
SPRING ROLL 🍱👹
SPRING ROLL 🍱👹
SPRING ROLL 🍱👹
SPRING ROLL 🍱👹
SPRING ROLL 🍱👹
She looks like she is eating all her money. Spending it on food.
This comment sounds in my head like Caleb's voice 😂
Then proceed to add a dank beat over it
I was looking for this comment…
I’m a court reporter myself. We make great money. I have a girlfriend who works in a Texas courthouse as a reporter who makes over 200k after transcripts. The online salaries are not accurate.
So true! Texas and California are so lucrative.
Yup. Texas and California have the best rates. They are the hardest state exams to pass in the country.
Also a reporter here. I’m in Texas and yes, online salaries are definitely not accurate.
plus he’s checking glassdoor which is notoriously bad. Caleb is way too confident about things he knows nothing about.
Online salaries are almost never accurate for jobs requiring a professional education. In healthcare, I’ve seen these estimates off by as much as multiple hundreds of thousands of dollars.
Court reporting is actually a very important career that requires a live person. They’re not getting replaced with AI chatbots
Not a fan of the "draw a bar graph" segment. Like the idea of making guests see how delusional they are, but I think the execution is a bit off. You should put an unlabeled pie chart of their spending in front of them and make them label it before going through their statements and then compare it to reality afterwards.
Since I started watching Caleb, I have completely paid off all debt and my credit score has gone up from ~670 to 750. I'm also putting 15% into 401k and 15% into savings until I have 6 months of income put away. I've got about $10k in my 401k, I started putting into it about 1.5 years ago. I feel much better about my situation even though Im not making more money. I'm 25 and things look good for the future.
For a second I thought you were describing exactly what my situation was/is.
Proud of you! Let’s goooooo!
👏🏼….👏🏼…..👏🏼 BRILLIANT
Me too, I stopped spending on fast food and ordering in, I started cooking even snacks at home. Saving more and investing in mutual funds and stock markets
Excellent work 🎉✨️✨️✨️
Court reporters wont be replaced. They are able to tell the parties in the courtroom if they are speaking loud enough or over each other. Its actually a great profession. I work in court
Salary?
salary + exp and how hard is the market?
I don’t know anything about state court, but can confirm they make good money in federal court (easily six figures). I also don’t think they’ll be replaced in the near future - but I do think it’s coming eventually. (Maybe in 20-30 years?) For the moment, it’s an excellent job!
As a tech fan, i doubt that they would be replaced, but i wish she gave a better reason.
IMO, i believe relying on technology for taking records down leads to too much discrepancy on what may be put down and a lot of debates and arguments would happen from all who get recorded at some point or another. The legal ramifications are too dire unless u have an overseer which would be its own full time job per court session, as they would need to be there and attentive/dedicated to that the whole time.... which would be redundant at best
@Veryfancyflamingo piggy backing off of it I work with state case court reporters depending on the state it is pretty good money.
There’s no way these people are good for Caleb’s blood pressure lmao. I feel mine rising with every episode 😂😂😂
Caleb drills people for buying things they dont need but every video he does 5-6 paid sponsorships selling us crap we dont need.
He’s running a business obviously he needs to make money…🤦♂️
@DiegoPreciado-xy5vb I get what they were trying to say but Caleb has told people that AFTER the get their finances in order and they have some money after saving they can spend some FUN money on whatever they want. BUT only AFTER their finances are fixed
You don’t have to buy it. He is just putting it out there :)
Was not ready for the Trump impersonation, "over the big beautiful ocean"💀
😭😭😭that was gold
Classic example of wasting your time with schooling to avoid going to work.
The biden wayy
On point observation, we should set up a pool for when she drops out, I don't think she has the tenacity to stay with it....she seems super flaky, VERY FLAKY😂😂😂
@@ncpyro892 jfc Biden does not control everything stfu with this irrelevant political bs
Exactly my thoughts
@@ncpyro892living life in delusion, but alright bud
Caleb is like legally required to mention Course Careers in every video.
"I eat regular sushi like an adult"
Aggressively pulls out Crayola markers.
She wants to "become an adult" and she's 31 years old. Her poor mom.
Her mum has also enabled her to be thus.
Her “poor mom” has created and continues to enabled this
Where is her dad?
@@ryansmith8083 Stupid question, in the trash can, off course.
Her mom was 28 when she had her, too.
Caleb getting increasingly aggressive when people try to tell a story after asking for their HFS 😭😭😭
Ignorant question - what's HFS stand for?
Hammar Financial Score
I would too! Half the time the sob stories become the biggest excuse and they try to make him feel bad.
I don’t care how in debt I am I won’t feel guilty for spending $2 for lunch while traveling 😂
if her skin didn't look so smooth i'd think she was the 58 year old mum, is this what the colour beige looks like as a person?
it's makeup and lighting. looking at her cheeks.
Her expensive hair is not a good match for her skin tone 😒
My mom is 42 and looks 15 years younger than her.. at least. 😂it’s crazy
These videos helped me realize the quality of life I can live at 26 years old if I buckle down now at 24 and be responsible. I want to travel often, but I want to do it the right way, so I audited myself and made a game plan - a year from now I will be debt free (car & student loans) & have a $10k emergency fund. That’s pretty awesome on a teacher’s salary! These videos keep me motivated to watch my spending and learn more about personal finances. I’m excited to handle this so I can start investing in retirement ASAP. Thanks, Caleb! ❤️
Her: "Do you like Spring Rolls?"
Caleb: *has an aneurysm*
Another court reporter has entered the chat! 👀😂
We are not replaceable!
- We can decipher every word even with speakers that have strong accents/poor English
- We control the room and have the ability to stop the proceedings if people are talking over each other. AI or a recorder will do nothing here and it can cause A LOT of evidence to be missed.
- People cough and sneeze, papers are ruffled, doors are closed. If I miss a single word, I interrupt and ask for repetition. Again, with AI or a recording, any evidence that is covered by any sound is gone.
- We can do accurate real-time transcripts at 97%+ accuracy. AI is sooo many years away from this.
- the list could go on, but I’ll stop here. We simply and always will be the highest standard when it comes to something as important as transcripts within our judicial system.
Because I know people will ask, let’s talk money💰 Note: I am Canadian, so I am a sub-contractor for a Canadian firm. Therefore, my income is in CAD. I know that it heavily depends on region for reporters in the US, but I know for a fact there are tons of reporters making the same or well above my income. I also will note that I am a court reporter for discoveries/depositions. These are where the lawyers question the parties to gather information for trial. Discovery transcripts are then entered as evidence within the trial proper.
During my first full year of work, I invoiced $135k. During my second full year, I invoiced $152k. Of course, this is before taxes, but needless to say it’s a very lucrative career. I am now into my third full year. Not to mention, I’m a subcontractor, and therefore, I make my own schedule and take on work only when I want to 😁 this also means that I have the ability to make WAY more than I do. I just prefer a solid work/life balance. I love the time freedom while making a fantastic income!
Caleb is killing me with his ignorance in this episode 😅 the salaries he mentions of 44-88k are for court officials, but that is for their BASE salary. On top of that, they are paid per page for every transcript they produce. Transcript fees can easily be another 50k+++ on top of a base salary!!!
Where can you go to school for this in Canada? It sounds like a great career.
@calebhammer come on now
@@jenfoster128 hi, Jen! there is only one school in Canada currently. It’s called the Captioning and Court Reporting program at the Northern Alberta Institute of Technology. They offer the program on campus and online! Good luck 😊
@@michaellamatthies1709 That is awesome! Thank you! We actually happen to live in Edmonton so super lucky! :)
I just got a text about a past due medic balance requesting a payment while I’m listening to you and I immediately clicked it and paid $50 instead of ignoring it or saying I’ll look at it tomorrow…
I’m proud of myself lol
To be fair, the cost of a Sam's club lunch is so discounted that it's about the same cost as a home meal.
Especially of you hit it up the free samples too 😂
Absolutely. There was plenty of stuff for Caleb to fixate on in her spending. Not sure why he chose to dig in on a $2.50 meal.
She doesn’t pay for groceries lol
Caleb is ridiculous in this.
I think it’s the fact that she spends out of “convenience” which he said is really just laziness. So I can see he’s frustrated that she’s not going to actually change her actions
Stenographers won't be replaced by AI only because courts hate technology. Most courts don't even allow cameras. On top of the liability reasons for using a person and not an application.
Many courts now use their own live recording, cameras and audio. They are quite happily jumping on technology.
@@tylerkinley268 except for all the court sketches you see. Those are because they don’t allow cameras
@@Baselowin a lot of countries even the drawing isn’t allowed, they. Use make notes and draw during breaks.
@@Baselow they don't tolerate outside recordings or cameras. Their own is entirely different.
You do understand that AI speech-to-text does not have to save the recorded audio and definitely does not have to be online while doing the job?.. there is no privacy concern if setup is done correctly.
Be nice everyone, only he gets to be Caleb Spring roll.
My boyfriend and i played Caleb Hammer Bingo on this episode. I was one square away from bingo… Taquitos. You couldn’t make one of those “Spring Rolls” a classic Taquito???
Why do adults live like this? 31 and using your mom for money. Working less than 40 hours a week at a grocery store!? No shame.
It's the generation who doesn't think they need to work THAT hard and solely rely on others
@@ShyLittle88 Saying it’s an entire generation is dismissive. Every generation of people has shameless freeloaders afraid to grow up and face the fact that they’re a loser 🤷
@@ShyLittle88its not the generation... Its her choice as an entitled brat
It also doesn't help that we live in a world where our buying power is shrinking and even me, making close to 40 an hour, im still living paycheck to paycheck keeping up with 2400 rent + utilities + food. I barely buy BS, i rarely drink, smoke a lil but that's it really. It's not easy at all rn and I understand the demoralization. I want to quit life all the time but I couldn't do it to my family. I'm not excusing this lady, she's f'ing older than me, I'm 28.
I don't know about her specifically, but I know a lot of people who will work under a certain amount of hours so they can qualify for food stamps and cash assistance.
2 seconds in
"Do you like my glasses i like yours!"
"....thank you"
He doesnt like em
,.,,..,,,,!.lllllllllllllllllllllllll.m😊😊😊😊😊😊😊😊😊😊😊😊😊😊
To be fair, those glasses are a librarian / karen hybrid style
I think they’re fun. To each his own.
I want you screaming “SPRINGROLL SPRINGROLL SPRINGROLL” as my ringtone
Flirting with the person sacrificing their time to fix your shit just doesn't sit with me right
What? She’s a pie eater dude. 🤔
I’m noticing a big trend with people think it’s better to go back to college/school instead of fixing their problems (behaviors/habits/ reckless spending)zzz
its the generations that got taught college fixes everything not knowing how to react when it didnt (mine and the one before it)
Agreed! She already has a degree, most offices that ask for a bachelors degree don’t care what it’s for, so she could do that and make more money but no…
People where I used to work always go to law school. Everytime someone resigns they’re going to law school 😅
Come on, a $2.50 lunch while travelling is very reasonable.
Depending on how fancy you're making your sandwich at home, could be about the same $ honestly
Yeah bro getting mad about that is so cringe. Higher cost debt is understandable to be upset about but fuckin 3 dollars?? Sandwich would literally cost like maybe one dollar less lmao this guy is ridiculous
I agree. $2.50 isn’t bad at all.
i doubt it was all about the cost, it’s more about the behavior pattern
@@jaclyn.jenkins he promotes keeping food costs at 300/month. That allows for 10 dollars a day in food costs, 2.50 for lunch is perfectly acceptable and she has another 3/4 of the daily allotment to spend on two other meals.
She’s wearing the same glasses off monsters inc lol
caleb saying stenographers are gonna be replaced by chatgpt is so ignorant oh my gosh
Jesus loves ya!
My refresh button about to press charges for assault
LITERALLY
🤣
I feel so late to this one
I worked in a court and still do a lot of depositions, no way court reporters start six figures! It is a very hard job though, I’m constantly apologizing to them for creating a truly chaotic transcript 😂
Harris county starts at 124k.
@@jessicaclayburgthat’s crazy, I wonder what’s going on there. How much experience is needed for that position though? Are they offering that to new court reporters with no experience? I know the court I was at was having a hard time getting and retaining court staff so maybe something is up.
Are the new machines creating a single button for the word,”Like”? Might be useful when all the under 40 crowd testify. 😆
I guess it depends on the area. I know more rural areas start 80k but here in California we start 120k
@@WoodsintheBurg94to be fair, stenography works by having a dictionary. You could setup a shortcut to essentially have a button for like.
Yes I know you're being fecicios but I've looked up some steno stuff as I found it interesting before. Have been considering picking it up for non-code related typing. Doubt I'll get to learning it haha
I’m currently a personal shopper at a grocery store, majored in political science, and plan to teach English as a foreign language in South Korea, hoping I’ll figure out a career path afterward. I’m still living at home at 22, and now I’m very concerned I’ll end up like her.
You’re 22, educate yourself and make a plan, you’ve got time!
Learn stenography now. j/k
I think you are going to be ok. You are young, have completed your education and have a job plan. The future will come and you will figure it out.
not her complimenting his glasses and him not reciprocating😂😂
The court reporting thing "what if all the lights go dark" killed me. It's the same argument people make for not investing in the S&P 500, they say "What if it all goes to 0 tomorrow?" If the 500 best companies in the United States all go to 0, then you should start preparing for nuclear war instead of retirement.
Yeah I feel like a ton of people have no idea what it is actually. 😂
Caleb was a bit beyond cheeky here. Not sure if it’s partially the editing. Feel like he’s taking out his frustration from the previous few episodes 😅
Oh no, she is absolutely infuriating
lol no and I suspect the fact that you defend this person is a big red flag for you as well. Entitled, delusional people tend to protect their own.
Its stuff like this where I realized helping others just makes your own situation seem so much better even when you think you aren’t doing enough
i’m a hairstylist and even i think retouching your roots every week is wild
So cool of you to get Andy Warhol on the show
You stop it lol
Savage 😂but true
🤣🤣🤣
😂😂😂😂
😂😂😂😂😂
If we could bottle Caleb's confidence to talk about something he doesn't know, we could make a fortune lol.
He just fact checked her income claims.
@@ridinwithjake yeah and he was wrong, but she was using the wrong word.
Your lighting is fantastic!
Ive been watching for awhile and this eposide alone has made me realize how i need to get my life in order
Caleb, I’m a paralegal at a tech company. Litigation is a LONG way from relying on AI. Every word must be correct.
Every two, to and too needs to be *_write_* 😂
Might not be your field typing things people say. But what happens when somebody uses slang or a made up word or some abreviated word like "yall". Curious cause she said you dont have all characters on keyboard
Caleb wasn't talking about in the next month or two he was talking about down the road since she's trying to make it a career. AI isn't that advanced yet but it's getting there very quickly, that was his point.
@@leonardofranca1664 court reporters type shorthand, so none of the words she'll type will look like anything to someone who doesn't know that particular short hand... Idk shorthand so I couldn't tell you how to type y'all lol
@@SpoonHurlerWrite! Their along way off 😂
I just finished paying off everything but my truck (3.4%) which I will now pay off even earlier. Watching this show was a big part of the process. Thanks.
Jesus loves you so so very much!!!✝️✝️✝️💟💟
May just ended and I’m happy to say that since 2022 it’s the first month I didn’t take on any debts and have paid of all my creditors but what I’m most proud about is that I have learnt much from the and hope one day to be audited by Caleb …Thanks bro for the content 🥂
Yay! Jesus loves you!✝️✝️✝️