Life-changing lessons from The Psychology of Money

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  • Опубліковано 28 гру 2024

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  • @nischa
    @nischa  Рік тому +3

    👉🏽 My Intentional Spending Tracker (free) - nischa.me/intentionalspendingtracker

  • @mirror_6336
    @mirror_6336 Рік тому +22

    Great summary of the book. For me, the most important thing is that being wealthy means doing what I want at any time without harming anyone.

  • @maxmilernjdmba.9750
    @maxmilernjdmba.9750 Рік тому +170

    Best way to start your first business is just to start it. Get an idea, start promoting it, get your first client, make your first mistake with your first client, get your feeling hurt, get over stress and anxiety and keep working.

    • @sammymeien8224
      @sammymeien8224 Рік тому +2

      thanks for sharing

    • @VontriceIyonn
      @VontriceIyonn Рік тому +3

      Amen , thank you 😭

    • @MsFashionqueen1
      @MsFashionqueen1 Рік тому

      Literally

    • @williammorgan6217
      @williammorgan6217 Рік тому +5

      I don't agree. You can invest energy into something that will give poor returns so think carefully before you commit. Take your time.

    • @iveyhealth2266
      @iveyhealth2266 Рік тому +3

      I definitely agree. Fail your way to success.
      Try, try again. 💯

  • @erandiganepola
    @erandiganepola Рік тому +71

    Hi Nischa, I'm in my last twenties and luckily I started focusing on financial education at this stage. I'm also having a plan to achieve my financial independence, most importantly to have the choice to do the things I value the most. I really appreciate the knowledge you share through your videos. These days I'm reading the "4 Hour Work Week" book because of your recommendation and it is teaching me important lessons. Just want you to know that you give so much to society through this channel. Keep up the good work! Waiting every Sunday to see a new video from you.
    Much love, Erandi from Sri Lanka.

    • @nischa
      @nischa  Рік тому +14

      This has honestly made my day. Thank you Erandi - sending love to Sri Lanka!

  • @shankers1a2b
    @shankers1a2b Рік тому +8

    Nischa picks up key points from the book and provides commentary very clear and crisp. She is a master and very relaxed way of saying make it easy to grasp. You are the Angelina Jolie of youtube. Keep going strong!

  • @MilindShah
    @MilindShah 8 місяців тому

    Excellent, helpful, insightful, valuable. Thanks for your work.

  • @JohnMoore-r6j
    @JohnMoore-r6j Місяць тому +665

    Antozent- they are selling around 250 self help ebooks for the price of one (including this one)

  • @yaavke
    @yaavke Рік тому +10

    As a newbie in the Investing and finance world, I'm so happy i've found a content creator who shares such great information, and is a woman! (I see mostly men creating content in the finance area and while their content is great, I'm really glad I can also look up to successful women in the same area of expertise 🙌). My point is, I'm really glad I found your channel Nischa, keep creating such great videos 🤍🌟

    • @nischa
      @nischa  Рік тому +2

      Thank you for letting me be a part of your journey!

  • @goodgossip7095
    @goodgossip7095 Рік тому +2

    Your channel really changed my life.. I was giving into all the marketing campaigns here in America without really thinking thru, but not anymore... I am now addicted to this channel. Keep up the great work Nischa.

  • @davegenders2490
    @davegenders2490 Рік тому +39

    Just like to say that I love watching your videos, Nischa. This has become part of my Sunday routine every week. Very informative and in a language we can all understand. Long may they continue.

    • @nischa
      @nischa  Рік тому +2

      Thank you, Dave - really glad to read this

  • @christopherhanson9351
    @christopherhanson9351 Рік тому +13

    Great lessons, thanks for sharing! #3 reminds me of one lesson which hit home in the book "The Millionaire Next Door." Specifically it's the lesson of people who know how to keep the money they have amassed vs. those who only know how to lose it. Plenty of millionaires wear bland clothes, drive used cars and shop at regular grocery stores. This has helped me not waste money on things that won't bring me returns. I appreciate you bringing up a similar point, it reinvigorated my desire to use money wisely!

  • @gatekeeperboxing5898
    @gatekeeperboxing5898 Рік тому +29

    The price I am most conscious of paying is Time. When buying a service or product, I look at the cost, the time it will save me based on my current routine, and also the time it will take to actually use the product or service. The other thing I consider is Stress, as the reduction of stress in my life has become more important in recent times. I have now reduced the time I spend around people who cause alot of stress, and have reduced the time I spend on activies which can cause stress.

  • @courtneyfalconer9526
    @courtneyfalconer9526 Рік тому +9

    #4 money buys control 🙌🏼 That really resonates with me too and is what I’ve been working on since the start of this year. I’m making sacrifices and making my money strategically work for me in order to create the life I want moving forward.

  • @warrenmillard4179
    @warrenmillard4179 Рік тому +3

    The best description of wealth I ever heard was 'choices'. To get to a point, financially where you decide what you choose to do with your time. The only actual commodity we have is time and money should be seen as a tool to allow us to structure our time in the best possible way.

  • @ritaghosh7516
    @ritaghosh7516 Рік тому +1

    You are changing so many people's lives with your videos..... don't stop!!!

  • @annawong1305
    @annawong1305 Рік тому +13

    #4 resonates with me. My current job is demanding in terms of time and energy, so I'm going to take a step down and do a simple 9 to 5 so I have time to spend on hobbies and with things that matter. I'll lose some income but I believe it will be worth it.

    • @Havana-man
      @Havana-man Рік тому +1

      I think it's about balance; I agree. Enjoy your downtime.

  • @JoshHitti
    @JoshHitti Рік тому +41

    So good. There are invaluable lessons in this book and it’s made to be digestible by anyone, even those with little financial acumen.
    One of my favorite quotes from the book is a poem:
    A wise old owl lived in an oak,
    The more he saw the less he spoke,
    The less he spoke, the more he heard,
    Why aren’t we all like that wise old bird?

    • @nischa
      @nischa  Рік тому +4

      i love that!

    • @everythingresearchgabriel2289
      @everythingresearchgabriel2289 Рік тому

      @@nischa ​@Josh Hitti Could you give a practical example were that^ saying is applied?
      Don't understand it, but want to!

  • @rosaliadasilva2124
    @rosaliadasilva2124 Рік тому +16

    Nischa, please do more videos like this. 5 insights from books about financial and self improvement. Thank you. I am from Timor-Leste ❤

  • @pratimavarma
    @pratimavarma Рік тому +2

    This is one of the few actually helpful self-improvement book. I have read and re-read it multiple times

  • @Havana-man
    @Havana-man Рік тому +2

    I remember when my dad died, I cleared the mortgage. It brought back something he'd said years before. We'd discussed it and he'd said, yes not having to spend the money was great but the fact that nobody could take away the property was infinitely better.

  • @dieraven
    @dieraven 10 місяців тому

    I have heard of this book from a top 50 finance books list, and I already had it on my 2024 books list. Thank you for the review and tips :)

  • @janalavtizar4426
    @janalavtizar4426 Рік тому +3

    Brilliantly encapsulated, thank you Nischa. Wealth is what you *don't* see and Contrasting narratives are the most thought-provoking for me.

    • @nischa
      @nischa  Рік тому

      Thank you, glad you liked it :)

  • @lancebernal9982
    @lancebernal9982 Рік тому +5

    I read that book earlier this year. However, I did not get enough out of it. I perhaps read it too quickly. Your video has inspired me to go back and re-read it. Thanks Nischa!

  • @prathamesh1242
    @prathamesh1242 Рік тому

    This book is an eye opener for me......and a few important lessons i learnt are:
    1) No one is crazy, never judge any one from their financial condition
    2) Save more so that you can create more wealth through the magic of compounding

  • @TheSilentWealth
    @TheSilentWealth Рік тому

    Something I hold on to dearly, the lessons are very contrary to what a lot of financial gurus preach on UA-cam. It aligns very well to my own values - save more, need less, and teach yourself to be able to be content with enough 🙏 Great summary!

    • @nischa
      @nischa  Рік тому +1

      Thank you :)

  • @TheSchoolOfInspiration
    @TheSchoolOfInspiration Рік тому +3

    Thanks @Nischa. Great content as always. I spent the first 40 years of my life, overspending on a flashy lifestyle, material possessions, relationships, mansions, holidays, cars, blah, blah…all in a vain effort to gain validation and approval. It was an exhausting hamster wheel that led to very little fulfilment or contentment. COVID and the lockdown brought matters to a head and I had to face some home truths. Now, I have reverted to a far simpler lifestyle and try to live through a sense of appreciation and gratitude daily. It’s not a magic wand and will take daily practice but…let’s see. I also gave away 80% of my wardrobe to charity shops, which felt crap at the time but life is much simpler now. Thank you for your great videos and useful content. You have a similar presenting style to Dr. Ali Abdaal. 😊

    • @nischa
      @nischa  Рік тому +2

      I love this!

  • @creatingbalancefinance
    @creatingbalancefinance Рік тому +6

    This is one of my favourite finance books. So many great lessons. Thanks for sharing!

  • @spencedaddy1919
    @spencedaddy1919 Рік тому +10

    Great analysis as always! And you picked an incredible book...I've been giving this out to friends over and over. And it applies to so much more beyond just money and investing.

    • @nischa
      @nischa  Рік тому +1

      For sure, it applies to so many other areas!

  • @waterbourne9282
    @waterbourne9282 Рік тому +1

    I haven't read that one but from your synopsis I would recommend reading The Millionaire Next Door and The Millionaire Mind which I found comprehensive and compelling analysis of the wealthy and their habits and mindsets.

    • @financieramente.educados
      @financieramente.educados 10 місяців тому +2

      About Millionaire, I recommend The Millionaire Fastlane, excellent book on entrepeneurship mind!

  • @gmeadowcroft84
    @gmeadowcroft84 Рік тому +2

    I thought I’d comment and just say thank you, I have been watching over your back log of videos for the last 2 weeks and it’s really opened my eyes to my finances. I have always been a hard worker but never really seemed to see benefits of that as time has gone on

    • @Havana-man
      @Havana-man Рік тому

      The good thing about Nischa's videos is that they're simple and straightforward but never seemingly patronising. Her balance is great.

  • @mejaaldrich2493
    @mejaaldrich2493 Рік тому

    Thank you for your content. Excellent. In recent years I have gone through many awakenings. Most of these awakening could not be achieved without read books.

  • @i.o.3563
    @i.o.3563 Рік тому

    Nischa, conciseness combined with your amazing accent makes it a joy to watch. Thanks.

  • @Mayah862
    @Mayah862 Рік тому +5

    Followed you from the beginning this is such a good digest of that book! Please start a finance podcast, it’d be so epic

    • @nischa
      @nischa  Рік тому +1

      Never say never :)

  • @irinen5217
    @irinen5217 Рік тому

    Love your videos , short and concise. Straight to point , 🙏

  • @natashapieper3196
    @natashapieper3196 Рік тому +1

    Thanks so much for making these videos, Nischa. I am learning so much from you and am working to save money on shopping and increasing my revenue streams. Keep up the excellent videos!

  • @tkthebear984
    @tkthebear984 Рік тому +6

    Hi Nischa, I do love listening to your videos as you’ve got a lot of enthusiasm and I’ve learnt a lot from you, which I have put into practice. Looking forward to your next session 😀👍

  • @frankiemcguinness4713
    @frankiemcguinness4713 Рік тому

    Thank you for recommending this book. I read it and couldn't stop reading it. Some chapters were hard to digest but overall, it changed my mind about how I see investment and how to prepare for it. Along with that the story comparison is great to see

  • @paulevans4056
    @paulevans4056 Рік тому +2

    Great video Nischa. I 100% agree with what you have said. In a small way I have focused on my wealth goals in lieu of prioritising those things that really matters, such as my marriage.

  • @princevaidyan330
    @princevaidyan330 Рік тому +1

    You are an absolute gem. Straight to the point in short time.

  • @scottwalford6619
    @scottwalford6619 Рік тому

    One of the best books I’ve read on the subject in recent years. Recommended reading

  • @optionsguai
    @optionsguai Рік тому

    Thank you for producing this educational video and introduction to this book. Keep it up. Good work Nischa!

  • @soybeans8139
    @soybeans8139 Рік тому

    Just finished reading this book last week. Really life changing and valuable information.

  • @Vishal2001Tech
    @Vishal2001Tech Рік тому +129

    Nischa never disappoints us, she's an incredible Content Creator and always creates masterpieces. Her content is amazing.

  • @paggi93
    @paggi93 Рік тому +2

    Well summarised! Thank you for these important points on the book!

  • @TimewithLydiaThePharmacist
    @TimewithLydiaThePharmacist Рік тому +1

    I always learn something new anytime I watch your video. thanks a lot for bringing up these great points. Awesome!

  • @sonnysting2663
    @sonnysting2663 Рік тому +1

    I feel like I'm seeing my soul mate when it comes to financial management! 😁 And maybe even more. 😍 Good work! Congratulations!

  • @Rakyr
    @Rakyr Рік тому +1

    I am somewhat an introvert and I value my freedom more than anything and as sad as it is to admit, an abundance of money gives you that freedom. So even though there is a threshold of money for happiness, after the covid restrictions and the pandemic I think it is more important than ever to have money/systems in place for you to own your own life regardless of happiness.

  • @mprieto57
    @mprieto57 Рік тому

    One of the best parts is when he gives the example of the crash of 29. 1 guy had a bad day, and 1 guy had a great day.

  • @anilreddy4822
    @anilreddy4822 Рік тому

    Thanks

  • @kumarsabaratnam4787
    @kumarsabaratnam4787 Рік тому

    Thanks for summarising the contents & values of the book. Its good as hv read the book. Its true & good advice to anybody.

  • @MetalMilitia072583
    @MetalMilitia072583 Рік тому +1

    This book is so good! Numbers are easy for me, but behavior changes are so much tougher.

  • @markb2727
    @markb2727 Рік тому

    The youtube algorithm is recommending videos like this to me. Either I am doing something right, or I need to adjust something. Refreshingly great content content all around.

  • @Imselvakumar
    @Imselvakumar Рік тому

    I just studied this book last few weeks later, it's really amazing and help me, after studied i have been changed.

  • @millionairemindset1220
    @millionairemindset1220 Рік тому +1

    Good job, Nischa. Keep it up.
    You are one of my competition and you fuel me.
    Thanks.

  • @JackSmith-w1t
    @JackSmith-w1t 3 місяці тому +380

    it’s kinda crazy how nobody’s talking about the forbidden ebook called 25 Money Secrets From Donald Trump

  • @mladenbrocic4936
    @mladenbrocic4936 Рік тому

    Thank's a bunch for all your recommendations 🌅

  • @practicesetsbykaushalsingh9915

    I had done read that book just 2week before.
    Finished read out at 7 APRIL.
    Started from 3 APRIL - End on 7 APRIL

  • @learneconomics2021
    @learneconomics2021 Рік тому +2

    I would also recommend, Irrational Exuberance from Robert Shiller. Worth a read to learn more about economic and financial cycles and behaviour

  • @therichmindset11
    @therichmindset11 Рік тому +1

    Great summary Nischa ! Your contents are always amazing!

  • @yummy_n0udles
    @yummy_n0udles Рік тому

    Psychology of money is an absolutely amazing book! it definitely gave me a different outlook on money.

  • @willmallory9085
    @willmallory9085 Рік тому +1

    I just purchased this as it was recommended to me. Thanks for sharing.

  • @soumikkar5049
    @soumikkar5049 Рік тому

    You should now read his second book - Same as Ever. Really nice.

    • @DeepDiveBooks
      @DeepDiveBooks Рік тому +1

      It's a great book, and we've spent a long time delving into a thorough interpretation. Regardless of the changes, human nature always remains constant.

  • @stephmacherr552
    @stephmacherr552 Рік тому

    Thanks for the review!! I been wanting this but didn’t know it.

  • @Tkanyike
    @Tkanyike Рік тому

    Rich is silent- as in its subtle, poor is loud. i made that up but i think it fits lol. Nice video...definitely sharing this one with my daughter. i can hear now already...dad i know i know lol

  • @pug251
    @pug251 Рік тому

    great video - Im in my early 50s and due to a divorce and poor health I am only start investing now so this really helps thank you

  • @roselinededua
    @roselinededua Рік тому +1

    I’m currently listening to this book on audible. I love the perspective from the book. Excited to hear your takeaways from the book

    • @Havana-man
      @Havana-man Рік тому

      That's a great point; I hadn't considered it. Nischa, can you do one?

  • @akashak666
    @akashak666 Рік тому

    Been watching your content for some time, love it.great job ❤️from india

  • @ericbutler1305
    @ericbutler1305 Рік тому

    Great video, I was already planning to read, but it just moved up my list!

  • @rickysteamboatcv
    @rickysteamboatcv Рік тому

    This is indeed a great book, really punchy and factual great shout Nischa thank you!

  • @shantirajkumar9366
    @shantirajkumar9366 Рік тому

    Learned a lot today looking forward to reading this book 📚

  • @JimmyJaxJellyStax
    @JimmyJaxJellyStax Рік тому

    I lean towards a sustainable amount of travel overseas to very difficult cultures on a frugal budget (and better yet, with a remote part time job these days). Sure we have the internet to provide a glimpse of digital travel, but the in-person culturing of the mind and spirit is a powerful investment in the early self curiosity and adventure that can inspire a more bold explorer of future endeavors with the confidence of having traveled young (or at all).

  • @lavanyar4865
    @lavanyar4865 Рік тому

    Hii Nischa,..Amazed by your way of explaining each content and your editing is perfect :)

  • @MrOwen-vn1tn
    @MrOwen-vn1tn Рік тому +2

    Hello from USA,
    Nice video. Everyone must understand that there is no free lunch.
    You could do many videos on this one topic alone.

  • @LindyL
    @LindyL Рік тому

    Thank you for sharing! This all makes so much sense

  • @diasporaman5419
    @diasporaman5419 Рік тому

    Love it !!!!! Thank you Nisha!!!!!

  • @martinpolakSVK
    @martinpolakSVK Рік тому

    Loved the book,worth reading,still nice work to summarize

  • @redjohn20001
    @redjohn20001 Рік тому

    What a great set of rules for a young person setting out on a path of life wealth. I learned these rules the hard way finaly having the correct mind-set in my mid 50s. Another great video of the many you have produced, but where did you get all this knowledge from so early in your life?

  • @JodyDube
    @JodyDube Рік тому

    Real wisdom here, Nischa!

  • @aleksandrapetrovska7765
    @aleksandrapetrovska7765 10 місяців тому

    Fantastic content Nischa… I love it. Have you ever thought about giving a TED talk?
    Keep posting, freetings from a Macedonian based in Copenhagen❤

  • @kevpo08
    @kevpo08 Рік тому

    I love the way you teach. Thanks so much for the content.

  • @juiced009
    @juiced009 Рік тому

    What a beautiful refreshment you are in this financial nische....Love the videos Thank you

  • @richcleme
    @richcleme Рік тому

    We need this as a podcast please!

  • @ivobobura
    @ivobobura Рік тому

    Finance is good, but Nischa's hair is top-notch!

  • @ranaplans
    @ranaplans Рік тому

    I just started reading this book yesterday🙌

  • @haren_17
    @haren_17 Рік тому +1

    Hey Dear Mam,
    You are doing a great job. Keep inspiring by your realistic insights...
    A gratitude from India 😊

  • @Finding-Fish
    @Finding-Fish Рік тому

    Fantastic video, Well said and thanks for sharing!!!!!

    • @nischa
      @nischa  Рік тому

      Thank you - glad you enjoyed it!

  • @thabangkanti
    @thabangkanti Рік тому

    Thanks for sharing 🙏Am learning💯📝

  • @Finding-Fish
    @Finding-Fish Рік тому

    off topic, I bought the Sigma 16mm to add to my Canon M50, love the set up. thanks for sharing

    • @nischa
      @nischa  Рік тому

      ahh, I am glad it's serving you well!

  • @paganmoonx
    @paganmoonx Рік тому

    I looovveee your videos!! you provide such amazing advice!!! Congrats on your channel!!! ❤️💕

  • @moneytalksbyhjgwhite
    @moneytalksbyhjgwhite Рік тому

    Ahhh this is my favour book, literally just finished it! So jealous you made a vid on it first 😅 look forward to watching this vid a bit later

    • @nischa
      @nischa  Рік тому

      waiting for your video! Enjoy the travelling :)

  • @purvildoshi4608
    @purvildoshi4608 Рік тому

    Great book- thanks for the recommendation!!

  • @annaberger9622
    @annaberger9622 Рік тому

    Always Food for Thought. Thank you :)

  • @DeepDiveBooks
    @DeepDiveBooks Рік тому

    I believe the purpose of reading this book is not to take it as a guide for financial investment but to use the concept of investment to convey wisdom. Understanding oneself, self-improvement, and making oneself deserving of more wealth are the most important aspects.

  • @TharWaankal
    @TharWaankal Рік тому

    Nice Nischa. Keep the good work up 👍 Watched all of your videos. All of the is really helpful and appreciated.

  • @anandsagar0126
    @anandsagar0126 10 місяців тому

    Need a coach like you!😊

  • @nadirali5777
    @nadirali5777 Рік тому +1

    Please a make video on stop worrying and start living

  • @ramisbookslibrary
    @ramisbookslibrary Рік тому

    nice summary @Nischa

  • @shirleyebuka
    @shirleyebuka Рік тому

    I can relate with the last point. Thank you.

  • @billwalton4571
    @billwalton4571 9 місяців тому

    I rode the market all the way up this year, just took some profits 21 mill

  • @daniellev_
    @daniellev_ Рік тому

    Thank you so much for sharing !