My budget with a wife, no kids , 2 motorbikes , suv 🚙, rental of a 2 bedroom townhouse is roughly 1700 usd. Aircon , ref, washing machine, karaoke, tv and eating western foods. Included
Marissa and Dennis are some of the nicest people...Keep up the good work over there..I will be retiring over there in a few years..Our van that my wife and I bought will be paid off in a couple months and we have a home already there so yes we are set...Just not at that age yet...God bless lots of success to u both....
I really appreciate this video. I'm assisting a woman in the Philippines that has four children. She is from a poor family and needs a lot of help. Thanks again.
Correcto! When making an estimate for a budget in the Philippines it depends on your wants and needs. Every foreigner is different. Some like to spend time at the bar, others like to travel, and there are those who like to date & stay single. I would say if you are planning on retiring in the Philippines make sure you have a monthly income and you’re debt free.
My budget is about $1,000 Canadian (40,000 peso, or $750 USD). That includes rent, electric, Internet, cell phone and groceries. I do go places sometimes or buy items for my apartment that I don't count as part of my budget as it is not a monthly thing but I still write it down with my budget. I came here 3 times before moving here so I had a good idea what it was going to be like and what I would need for a montly budget. Everyone's budget will be different.
'''Where''' are you able to live that cheaply in the Philippines ? -- I have concerns what I have won't be enough over there depending on - '''where''' ??? --- One video I saw - said - about living on $800/mo. - "you can - and - you will - if you have to" !!! -- I'm sure ''that'' has to be true too -?-
@@frankkluz9787 I live in Bacong just outside of Dumaguete. The reason I can live so cheap is I found an apartment that is only $250 Canadian and I have no problem to eat Filipino food. Those 2 things are a big saving.
I have a solar system my bills are 5-6000 per month, got medical phil health husband scheme 1300 pesos a month and bought for 6k USD a share one time payment in ACE hospital and get 50% off all costs, philhealth tops up 30-40% both cover me and the wife, have a 15 year old toyota perfect condition, spend around 60000 pesos on food, pensions 100k and can still save, we own our own house built for 80,000 USD - no debt live a really goodlife by comparison to europe, sometime we even save a few hundred dollars a month ! 100% life far better here !!!😊
@@tobi7215 Probably air conditions etc. running during night and depends of the capacity of their system I guess. Had some companies at my house to check and want a hybrid system with batteries and so on for night time but price is about a million peso for what I'm looking for.
May I ask. Why don't people purchase a solar system to help out with their power. We all know its exspensive , but you could purchase a basic package and start adding panels every year. It would not take much to erase out that A/C bill.
I just visited Philippines, you can spend more or less according to what you want and need. I do appreciate your living condition and your budget I think it was reasonable living comfortably 👍🏻❤️🙏
Definitely agree, attitude is definitely the biggest adjustment, culture is so different. Great video guys. 👍 I never understand why people even ask the questions of budget as every household in the world will give different budgets 🤷♂️🤦♂️ eveyone has individual needs and expectations and spending habits. You should buy your parents some solar lights to save on the electricity thats what lola uses in her provincial house 👍 we hope to bring lola with us when we buy our new house so we will need bigger budget for that too 😂🤷♂️ any ideas on what our budget should be for that 😂😂😂 joke lang
No offense but I don't understand why someone would go to Thailand and want to eat Western food other than occasionally. If you get outside the expat tourist areas and you go to local mom and pop restaurants a good meal in Thailand can be had for less than $3.
I love y'all's channel I watch it everyday and all the ads too 😂 keep it up I'm going to be headed to the pH at the end of the year would love to take y'all to dinnee
I loved watching you guys video, your wife is very good woman i can tell, im married 2 years to my philipina wife. You're a great couple, God Bless you guys. We're in the states, but maybe some day we will move to Philippines. My wife does have some property there. Take care always..😊
Thanks for the info. I’d love to move back there and live in the province but I’ll be so far away from my children. We’re all close here in Oregon and we see each other often, very close. So I don’t see myself moving 😒. I’m torn. Wish I could live like a snowbird. Great video folks.
I think its better to hear your budget since we watch your channel and we know how you live so if we know your budget then we know how much it'll cost to live like you. I live up in Vigan and I am retired military and I have NFCU and they will finance a vehicle in the Philippines and I know this because I have a truck that I purchased a year and a half ago using NFCU. The only thing you have to do is find the exact vehicle that you want and you will need to get the VIN and the total out the door price and then give that info to NFCU and get the loan but make sure to get a little extra to cover the exchange rate because NFCU will put the money in your account and then you will have to have it wired to a philippines bank account in your name. You also need to make sure that the dealership know that whatever car you pick they will need to hold it for almost a month while you secure your loan and then transfer the funds from the US to the Philippines. I ran into that issue where the dealership sold the truck that I was supposed to get so I had to contact NFCU and they changed the loan to another vehicle that I found which ended up being the same price.
My husband is apprehensive to live in the Philippines eventhough he's retired and can afford to do so. His issue is the comfortable of lifestyle difference. We only planning to stay for few months in a year if ever plan wil realize. Here in the states, we have paid off house and cars and has retirement, we are set, but because I would like to live in warm climate, thats possibility for us to buy a property and rent it in our absence.
$2,000. is enough if you do not pay for medical insurance nor give too much to her famiiy! ! Try pricing decent medical insurance at ages 65, 70, 75! It will blow you away!
Still depends where you live, but A single person,...maybe 5,000 US dollars is enough to live here in America. But no way 5,000 is enough for a 2 persons here. Rent is already at least 2,000. Add the 2 car payments, gas, food, utilities, phone, etc.
A question for Denis, is your son the only child and have your son ever been to the Philippines to see you. if not, do you think he will ever come there for a visit. just asking. I enjoyed watching your videos. Dennis and Marissa have a great and safe day, God bless all.
I noticed around the beginning of the video, where you talked about having enough load to call back to the states. I have Google Voice app on my phone. You can send and receive calls and text to/from the USA. Best part? It's FREE.
Our budget is about $250 - $300 a month but our house is paid for and my multi-cab is paid for...we live in the province and don't eat out very much. Our water bill is around 100php,$2.00 a month,electric is between 2500-3000php a month using air con the hottest part of the day,1000php for internet and the rest for food and diapers
THAT - - - is amazing ! ! ! --- One person - alone - THAT - would be amazing - much less with a family. --- As long as no major medical comes up - your fine on that.
Johndoe, yes.. I'm with you there. People laugh at me when I tell them 800/month is too much for us. We don't smoke or drink We own our house and farm. Grow 95% of our own vegetables, raise pigs and chickens. Multicab, car, motorbike and tractor and still we won't come close to 800. That being said, I would not recommend anyone to go there with just 800 budget. Our budget is a lot more than that. It's just what we use. At home in ireland my budget of 1000 euro/month is adequate.
@@frankkluz9787 yeah it is possible,you just need to leave your western thinking behind.i see videos with foreigners who drink and eat the way they did in their country buy fancy cars rent big western style homes you can't do that...though my house is a little nicer than the neighbors but it's small made of block and I have a little multi-cab to get us around.
I use to live in tagloban and after tagbilaran for quite some time. Im a single guy who dosnt smoke or drink or go to bars at all. I get $ 2200 a month in pension and it was more that enough. My monthly spending was $1400-1500 living in a nice place in panglao with a rented bike and 75 % of my meals eating out. I also had a gym membership for $ 40 a month. I went on loads of trips all over the place to mindanau and over to cebu on my bike. Did weekend trips to bacolod etc in the high season when the weather was good on $ 1500 a month. Whe I move back permenently later this year I will buy my own bike instead of renting so the cost will go down more. I paid 7000 php a month to rent a 125 cc honda beat.
When we cut out the unnecessary errand trips, fast food and new car… amazing how much we have for our retirement vacations ( vacation from what, I don’t know).
I have discussed with my Filipina girlfriend that when I move there I will be 60 and she will be 51. I told her I would like to keep our budget at 175,000 pesos per month, that includes paying up to 50,000 pesos to rent a nice house near Cebu. I do plan to start drawing my social security when I turn 62. My girlfriend says we can live well on that budget. Your thoughts? She does have a 16 year old daughter that will probably live with us. She is a teacher at a government school but I would prefer she doesn't work
It's good to c u 2 again! I c you're still happy together! I've got 12 or maybe 13 years to go to retire I'd like to meet you folks someday. Your a lucky man she's great!
US expat living in Tungkil. My Filipina wife and I live comfortably on $5,000 a month from SSDI and VA service connected compensation. Our house payment is kind of high, but we will own it after 2 years. Electricity is high because we use a/c all the time. Everything else is cheap. Our 2x a week taxi into Cebu is cheaper than a monthly car payment. Getting Kaiser Pacific health insurance soon, because the VA clinic in Manila is a joke. Been here 5 months and still have not been able to make an appointment there. I still live better here than I would in the states.
Yes it is unless you have to completely pay for someone and there family if your lucky enough to be single and happy you have it all freedom and financial independence
My expenses for my Filipina Gf and myself is 60000PHP or $ 1500 Canadian a month . Nice apartment with aircon 12000 PHP . prepaid internet etc . I am able to put aside 23000 PHP ( $500 CAD ) a month . She works and keeps her wages to buy a store in her home province in 12 years at 60 years old retirement . We live in Manila and the Province would ab half the rent thus cheaper and healthier to live The rent is the biggest expense in your budget . My home country Canada is just too expensive now due to most rents have doubled !
when we were visiting family in leyte last year everyone complained about the price of food. i was wondering why people didnt have their own garden? you have a green thumb and most gulay is fairly easy to grow .. why dont more people grow their own food? salamat
Would you feel that it would be possible for a family of three (two adults - one foreigner, one Filipina, and one 14 year old) can live comfortably on $1800 a month if you're living closer to the way a Filipina family does rather than as a foreigner might? I just want to be as sure as possible that my Social Security will allow me to take care of my family? Any input will be appreciated.
Very possible. Many doing it with far less. You hut the nail on the head with Filipino style. Don't expect 24/7 air conditioning or hot water at every faucet and eat the local foods not the imported American things. Remember off the top you won't have car insurance, house or renters insurance, high annual taxes or registration fees, public transpo easy and cheap. It all depends on your style of living.
I might add the biggest expense is if you have family members nearby, the custom is often to use the foreigner piggy bank which can lead o much stress. If this is the case make sure you discuss this before moving.
Living in the Province is your best bet . Rent is the biggest cost if you live in the city. Eat pancake or grilled cheese for dinner .Bigger meal at lunch time
Everyone is different but one thing is for sure it's cheaper than America and the women are nicer oh also it's always like 70 to 80 degrees f there from my research
i have a wife and 3 kids, 20 , 8 and 4.. we do fine on 800-1000 bucks a month, i eat american food and everyone else eats filipino food, i run my aircon 24/7. my electric is 5000 peso a month. i dont know what i would spend an extra 1000 bucks on really. my wife already buys new shoes for the kids every time she goes shopping!. i save up for vacations and big purchases like washers and fridges and stuff if we need those replaced or something or medical emergency.. thats what we do with the rest of our monthly budget, BANK IT.
Realistic Numbers, except older retired expats usually have Prescription Meds if only for maintenance. I budget a bit over $200 a month on average for Meds, OTC Supplements, lab tests and occasional doctors visits. I have paid $370 a year for PhilHealth just in case to go to Hospital without entry issues. Will probably change to MaxiCare for Lab Tests and Clinic visits. I also give my partner some money each month so she can send money to her elderly Poppa every month. I go back to USA every three years, so about $3,000 a year. I save money for Self Insuring also - I plan on having $10,000 in Cash Just In Case.
New Sub, good video great energy. I'm an early retiree and I've been living in Cebu City for almost ten months now. The money you can save living here is amazing compared to the U.S. Also, the ability to shed away decades of stress will shine new light into your life and can change how you feel about living. Even the sunshine hits differently here after a while; effervescent is the word that comes to mind. After a while it's not even about the money it's about feeling more alive than you ever thought would be possible again. Come here to experience getting that deep rooted stress out of your life. I made a good life for myself back in America. Cadillacs, BMW's, Crew Cab, my businesses, home ownership 'cash no struggle with home payments no bank needed' and still wasn't happy. I wouldn't go back if I were promised double the pot that I left behind. People that come here and do nothing but cry about this and that. Well, those are the same people that no one missed once they got on that plan heading out into obscurity. Life is truly what you make it to be.
our air is on 16hrs a day my power bill is never more than 110.00 usd i use royal cable for tv and internet that cost me 25 dollars its high speed fiber 300 channels its just me and my wife 500.00 dollars for groceries
Fantastic video, thank you! How much approximately would you suggest a person put aside for medical related expenses (60 year old in good health) Thanks again 😊
Being in the Philippines I'd hate to own a car with the traffic you'll be sitting for hours so why bother? I'll just stay local like within a few blocks of my place and that's it.
I live in the US and am retired with 85 percent of my income is rent. You’re so Lucky to be able to enjoy life. If I wasn’t in my 70s and single , I would totally move there in a small place. So do you have a house payment and car payment. Love your content.
I'm in the US 'boat' too and am heading for an $80 - $100/mo. studio an hour or so outside Manila later this year. -- Heading for - 1/15 to 1/20th of my income for - "rent -&- utilities" -- so as to eat good - and - '''be comfortable''' !!!
I spend 6 months a year there and my budget is less than $1,500 easy. Of course I don't drink though. I run my AC probably 16 hours a day. The inverter type and my bills never much over 4000 pesos. Maybe 4,500 once in a while.
With an income of 105k peso a month and no rent to pay why do I have very little money left at the end of the month? Guess I will have to ask my wife. LOL!!
![[UA] Team Vitality проти NAVI | IEM Cologne 2024](http://i.ytimg.com/vi/wttO1zVRTC0/mqdefault.jpg)
You two have worked hard together to create a good life. You deserve to enjoy!
My budget with a wife, no kids , 2 motorbikes , suv 🚙, rental of a 2 bedroom townhouse is roughly 1700 usd. Aircon , ref, washing machine, karaoke, tv and eating western foods. Included
Does the budget include health insurance and other medical related expenses? Thank you.
@@paulz6491 Of course it doesn't !
If you don’t get sick ,don’t buy medications, see a doctor,plus if you don’t rent and use electricity ,$1k will be more than enough
If you don't rent nor use electicity! ha ha ha Good Post!
@@macscotty9997i use 5000 peso a month elect running my aircon 24/7 and have 3 kids and a wife i we spend 1000 bucks a month..
ua-cam.com/video/JOFsv_KcQUk/v-deo.htmlsi=Fdj6XtuqbVJLCSob
Marissa and Dennis are some of the nicest people...Keep up the good work over there..I will be retiring over there in a few years..Our van that my wife and I bought will be paid off in a couple months and we have a home already there so yes we are set...Just not at that age yet...God bless lots of success to u both....
I really appreciate this video. I'm assisting a woman in the Philippines that has four children. She is from a poor family and needs a lot of help. Thanks again.
Correcto! When making an estimate for a budget in the Philippines it depends on your wants and needs. Every foreigner is different. Some like to spend time at the bar, others like to travel, and there are those who like to date & stay single. I would say if you are planning on retiring in the Philippines make sure you have a monthly income and you’re debt free.
Thanks Dennis and Marissa for the information, it was very helpful! Gives me some idea what to expect for budgeting. Let's budget guys!
My budget is about $1,000 Canadian (40,000 peso, or $750 USD). That includes rent, electric, Internet, cell phone and groceries. I do go places sometimes or buy items for my apartment that I don't count as part of my budget as it is not a monthly thing but I still write it down with my budget. I came here 3 times before moving here so I had a good idea what it was going to be like and what I would need for a montly budget. Everyone's budget will be different.
'''Where''' are you able to live that cheaply in the Philippines ? -- I have concerns what I have won't be enough over there depending on - '''where''' ??? --- One video I saw - said - about living on $800/mo. - "you can - and - you will - if you have to" !!! -- I'm sure ''that'' has to be true too -?-
@@frankkluz9787 I live in Bacong just outside of Dumaguete. The reason I can live so cheap is I found an apartment that is only $250 Canadian and I have no problem to eat Filipino food. Those 2 things are a big saving.
If you can cook it is very easy.@@frankkluz9787
Is your budget for yourself only or for a couple and does it include health insurance? Thank you.
@@paulz6491 That is my budget for me and it does include PhilHealth which is the government health care system.
Another great video! I was just thinking yesterday about what things cost in the Philippines.
oh dennis is so lucky you lived in usa before and you understand his needs and wants you have valuable knowledge that many philipina dont have
A nice review of the expenses one can expect.. easy to understand, always learning something new, thanks!
Thnks for the info, Dennis n Marissa. A model couple. ❤
You seem like nice humble people .. Thanks ..
I have a solar system my bills are 5-6000 per month, got medical phil health husband scheme 1300 pesos a month and bought for 6k USD a share one time payment in ACE hospital and get 50% off all costs, philhealth tops up 30-40% both cover me and the wife, have a 15 year old toyota perfect condition, spend around 60000 pesos on food, pensions 100k and can still save, we own our own house built for 80,000 USD - no debt live a really goodlife by comparison to europe, sometime we even save a few hundred dollars a month ! 100% life far better here !!!😊
5-6000 per month with a solar system how is this possible?
How much to install solar system? And what is the maintenance, if any? Thanks in advance.
@@tobi7215 Probably air conditions etc. running during night and depends of the capacity of their system I guess. Had some companies at my house to check and want a hybrid system with batteries and so on for night time but price is about a million peso for what I'm looking for.
May I ask. Why don't people purchase a solar system to help out with their power. We all know its exspensive , but you could purchase a basic package and start adding panels every year. It would not take much to erase out that A/C bill.
Things have changed here it’s going up and it’s going to go higher in time I agree with you 😊
I think any body trying to live on less than 1200 usd will find it hard. I think 1500 usd is good. 2000 u should live nicely.
@shawnlee3997 --- "any body" ? > ua-cam.com/video/JOFsv_KcQUk/v-deo.htmlsi=Fdj6XtuqbVJLCSob
ua-cam.com/video/KZ9ErAhda6I/v-deo.htmlsi=pIJGEmrR3Ehc99mV
Trying to get ur d'k sk't evry night???
I just visited Philippines, you can spend more or less according to what you want and need. I do appreciate your living condition and your budget I think it was reasonable living comfortably 👍🏻❤️🙏
Thanks guys, you somehow made budget talking very entertaining!
Definitely agree, attitude is definitely the biggest adjustment, culture is so different. Great video guys. 👍 I never understand why people even ask the questions of budget as every household in the world will give different budgets 🤷♂️🤦♂️ eveyone has individual needs and expectations and spending habits. You should buy your parents some solar lights to save on the electricity thats what lola uses in her provincial house 👍 we hope to bring lola with us when we buy our new house so we will need bigger budget for that too 😂🤷♂️ any ideas on what our budget should be for that 😂😂😂 joke lang
Being an American, I am now visiting Northern Thailand and oh my gosh, its very exspensive to eat like an american here in Thailand.
No offense but I don't understand why someone would go to Thailand and want to eat Western food other than occasionally. If you get outside the expat tourist areas and you go to local mom and pop restaurants a good meal in Thailand can be had for less than $3.
Meat is expensive and when you buy it alot of it is fat.
I love y'all's channel I watch it everyday and all the ads too 😂 keep it up I'm going to be headed to the pH at the end of the year would love to take y'all to dinnee
Can't get enough of YouTwo 😊 good video informative and entertaining 😊 👍🏻👍🏻👍🏻
I loved watching you guys video, your wife is very good woman i can tell, im married 2 years to my philipina wife. You're a great couple, God Bless you guys. We're in the states, but maybe some day we will move to Philippines. My wife does have some property there. Take care always..😊
Thanks for the info. I’d love to move back there and live in the province but I’ll be so far away from my children. We’re all close here in Oregon and we see each other often, very close. So I don’t see myself moving 😒. I’m torn. Wish I could live like a snowbird. Great video folks.
What about growing your own vegetables, shopping at the open markets?
I think its better to hear your budget since we watch your channel and we know how you live so if we know your budget then we know how much it'll cost to live like you. I live up in Vigan and I am retired military and I have NFCU and they will finance a vehicle in the Philippines and I know this because I have a truck that I purchased a year and a half ago using NFCU. The only thing you have to do is find the exact vehicle that you want and you will need to get the VIN and the total out the door price and then give that info to NFCU and get the loan but make sure to get a little extra to cover the exchange rate because NFCU will put the money in your account and then you will have to have it wired to a philippines bank account in your name. You also need to make sure that the dealership know that whatever car you pick they will need to hold it for almost a month while you secure your loan and then transfer the funds from the US to the Philippines. I ran into that issue where the dealership sold the truck that I was supposed to get so I had to contact NFCU and they changed the loan to another vehicle that I found which ended up being the same price.
Good information guys. Thank you 😊
Hi guys, thanks for giving info to your subscribers. Take care
My husband is apprehensive to live in the Philippines eventhough he's retired and can afford to do so. His issue is the comfortable of lifestyle difference. We only planning to stay for few months in a year if ever plan wil realize. Here in the states, we have paid off house and cars and has retirement, we are set, but because I would like to live in warm climate, thats possibility for us to buy a property and rent it in our absence.
Many thanks for this information !!!!!!!!!! very helpful
Thank you for sharing. I am planning to retire there in the Philippines your budget example will help me account for a realistic lifestyle
New subscriber here!👍🇵🇭❤️🙏
Ming Ming is the most important part of the budget :) I really enjoyed this video !
Good people wish you good health and happiness
$2,000. is enough if you do not pay for medical insurance nor give too much to her famiiy! ! Try pricing decent medical insurance at ages 65, 70, 75! It will blow you away!
Still depends where you live, but A single person,...maybe 5,000 US dollars is enough to live here in America. But no way 5,000 is enough for a 2 persons here. Rent is already at least 2,000. Add the 2 car payments, gas, food, utilities, phone, etc.
These budget videos are interesting in that an average Filipino makes $11/ day and yet expats need $2k/mo? That is a huge gap.
Lower class american life is equal to upper class Filipino life from what I have seen. Running water is a luxury in the provinces.
A question for Denis, is your son the only child and have your son ever been to the Philippines to see you. if not, do you think he will ever come there for a visit. just asking. I enjoyed watching your videos. Dennis and Marissa have a great and safe day, God bless all.
I noticed around the beginning of the video, where you talked about having enough load to call back to the states. I have Google Voice app on my phone. You can send and receive calls and text to/from the USA. Best part? It's FREE.
Thank you for your budget info like it...
Our budget is about $250 - $300 a month but our house is paid for and my multi-cab is paid for...we live in the province and don't eat out very much.
Our water bill is around 100php,$2.00 a month,electric is between 2500-3000php a month using air con the hottest part of the day,1000php for internet and the rest for food and diapers
THAT - - - is amazing ! ! ! --- One person - alone - THAT - would be amazing - much less with a family. --- As long as no major medical comes up - your fine on that.
Johndoe, yes.. I'm with you there.
People laugh at me when I tell them 800/month is too much for us.
We don't smoke or drink
We own our house and farm. Grow 95% of our own vegetables, raise pigs and chickens. Multicab, car, motorbike and tractor and still we won't come close to 800.
That being said, I would not recommend anyone to go there with just 800 budget.
Our budget is a lot more than that. It's just what we use.
At home in ireland my budget of 1000 euro/month is adequate.
@@frankkluz9787 yeah it is possible,you just need to leave your western thinking behind.i see videos with foreigners who drink and eat the way they did in their country buy fancy cars rent big western style homes you can't do that...though my house is a little nicer than the neighbors but it's small made of block and I have a little multi-cab to get us around.
@@johndoe-cb5ck You can easily live a western lifestyle in the Philippines. I do it on 3000 USD per month.
Nice Video Guys.Just Found you on UA-cam. UK 🇬🇧 here
I use to live in tagloban and after tagbilaran for quite some time. Im a single guy who dosnt smoke or drink or go to bars at all. I get $ 2200 a month in pension and it was more that enough. My monthly spending was $1400-1500 living in a nice place in panglao with a rented bike and 75 % of my meals eating out. I also had a gym membership for $ 40 a month. I went on loads of trips all over the place to mindanau and over to cebu on my bike. Did weekend trips to bacolod etc in the high season when the weather was good on $ 1500 a month. Whe I move back permenently later this year I will buy my own bike instead of renting so the cost will go down more. I paid 7000 php a month to rent a 125 cc honda beat.
Veteran?
@@bobTom37 - Dang, that bike expensive!!!
When we cut out the unnecessary errand trips, fast food and new car… amazing how much we have for our retirement vacations ( vacation from what, I don’t know).
Good video!
I have discussed with my Filipina girlfriend that when I move there I will be 60 and she will be 51. I told her I would like to keep our budget at 175,000 pesos per month, that includes paying up to 50,000 pesos to rent a nice house near Cebu. I do plan to start drawing my social security when I turn 62. My girlfriend says we can live well on that budget. Your thoughts? She does have a 16 year old daughter that will probably live with us. She is a teacher at a government school but I would prefer she doesn't work
Great breakdown ❤
I live on $500/month in Phnom Penh, Cambodia. I love this vibrant city!
Can you do a video of your house size of the house and size of the lot? Also the costs
Great videon my friends have an awesome day God.bless you and your family
me and my wife last two months was living on $550 before we move back to Europe. We were in Santa Rosa Laguna. More than enough.
It's good to c u 2 again! I c you're still happy together! I've got 12 or maybe 13 years to go to retire I'd like to meet you folks someday. Your a lucky man she's great!
My SS will be a shade under $2k so living in the Philippines is sounding better and better with each video I watch. Can't lie
Live in the province , healthier and cheaper rent !
US expat living in Tungkil. My Filipina wife and I live comfortably on $5,000 a month from SSDI and VA service connected compensation. Our house payment is kind of high, but we will own it after 2 years. Electricity is high because we use a/c all the time. Everything else is cheap. Our 2x a week taxi into Cebu is cheaper than a monthly car payment. Getting Kaiser Pacific health insurance soon, because the VA clinic in Manila is a joke. Been here 5 months and still have not been able to make an appointment there. I still live better here than I would in the states.
PERFECT & EXCELLENT EXPLANATION!!!
Yes it is unless you have to completely pay for someone and there family if your lucky enough to be single and happy you have it all freedom and financial independence
My expenses for my Filipina Gf and myself is 60000PHP or $ 1500 Canadian a month . Nice apartment with aircon 12000 PHP . prepaid internet etc . I am able to put aside 23000 PHP ( $500 CAD ) a month . She works and keeps her wages to buy a store in her home province in 12 years at 60 years old retirement . We live in Manila and the Province would ab half the rent thus cheaper and healthier to live The rent is the biggest expense in your budget . My home country Canada is just too expensive now due to most rents have doubled !
when we were visiting family in leyte last year everyone complained about the price of food.
i was wondering why people didnt have their own garden? you have a green thumb and most gulay is fairly easy to grow .. why dont more people grow their own food?
salamat
It’s easer to get money from a family member that’s working.
Lazy people all over the world!
Love u guys 🙋🏼♀️😘
Thanks guys. We where worried. Our phillipine income will be about 130k pesos a month. House and car paid ,now i think we will b ok
Would you feel that it would be possible for a family of three (two adults - one foreigner, one Filipina, and one 14 year old) can live comfortably on $1800 a month if you're living closer to the way a Filipina family does rather than as a foreigner might? I just want to be as sure as possible that my Social Security will allow me to take care of my family? Any input will be appreciated.
Very possible. Many doing it with far less. You hut the nail on the head with Filipino style. Don't expect 24/7 air conditioning or hot water at every faucet and eat the local foods not the imported American things. Remember off the top you won't have car insurance, house or renters insurance, high annual taxes or registration fees, public transpo easy and cheap. It all depends on your style of living.
I might add the biggest expense is if you have family members nearby, the custom is often to use the foreigner piggy bank which can lead o much stress. If this is the case make sure you discuss this before moving.
Living in the Province is your best bet . Rent is the biggest cost if you live in the city. Eat pancake or grilled cheese for dinner .Bigger meal at lunch time
Matching t shirts. Thank You for the information and another video!!! Let's budget Guys!!!
It’s common sense it’s not going to fit everyone but there’s still a general number to live comfortably….
Everyone is different but one thing is for sure it's cheaper than America and the women are nicer oh also it's always like 70 to 80 degrees f there from my research
i have a wife and 3 kids, 20 , 8 and 4.. we do fine on 800-1000 bucks a month, i eat american food and everyone else eats filipino food, i run my aircon 24/7. my electric is 5000 peso a month.
i dont know what i would spend an extra 1000 bucks on really. my wife already buys new shoes for the kids every time she goes shopping!.
i save up for vacations and big purchases like washers and fridges and stuff if we need those replaced or something or medical emergency.. thats what we do with the rest of our monthly budget, BANK IT.
Do you rent or own your home? What part of pH if I may ask
Yes 2000 and up
Realistic Numbers, except older retired expats usually have Prescription Meds if only for maintenance. I budget a bit over $200 a month on average for Meds, OTC Supplements, lab tests and occasional doctors visits. I have paid $370 a year for PhilHealth just in case to go to Hospital without entry issues. Will probably change to MaxiCare for Lab Tests and Clinic visits. I also give my partner some money each month so she can send money to her elderly Poppa every month. I go back to USA every three years, so about $3,000 a year. I save money for Self Insuring also - I plan on having $10,000 in Cash Just In Case.
100k per month is more than enough
2000 a month in philippines is like 30k a month in USA, with that money you are in 1% of the income earners.
Your obviously not paying attention to the prices!?
New Sub, good video great energy. I'm an early retiree and I've been living in Cebu City for almost ten months now. The money you can save living here is amazing compared to the U.S. Also, the ability to shed away decades of stress will shine new light into your life and can change how you feel about living. Even the sunshine hits differently here after a while; effervescent is the word that comes to mind. After a while it's not even about the money it's about feeling more alive than you ever thought would be possible again. Come here to experience getting that deep rooted stress out of your life. I made a good life for myself back in America. Cadillacs, BMW's, Crew Cab, my businesses, home ownership 'cash no struggle with home payments no bank needed' and still wasn't happy. I wouldn't go back if I were promised double the pot that I left behind. People that come here and do nothing but cry about this and that. Well, those are the same people that no one missed once they got on that plan heading out into obscurity. Life is truly what you make it to be.
Hello ate and my sangay hehe
Pra naku more than enough if apil na car monthly if not then more than enough po
Thanks you for sharing your budget each family have different budget costs but need to saved some little bit of money don't spent all yours money
Do you have US number? You can do WiFi Calling? We can call family and friends just like regular calls. We did keep our phone line in the US though.
Hi sis hope maka buhat ka vlog about getting marriage and your husband experience to get a legal capacity to get marriage certificate
our air is on 16hrs a day my power bill is never more than 110.00 usd i use royal cable for tv and internet that cost me 25 dollars its high speed fiber 300 channels its just me and my wife 500.00 dollars for groceries
How about medications doctor apointments
Where are you in the Phil? Manila or somewhere? Your place looks nice, your rent is abt 300 usd only?
Fantastic video, thank you! How much approximately would you suggest a person put aside for medical related expenses (60 year old in good health) Thanks again 😊
You could save that $200 per month and avoid brown outs if you invest in a solar system. 👍
But when you have to replace the batteries it's gonna cost...
Then of course there is the initial outlay to have it installed.
Excellent video but where is Maribie.
Is your electric bill going up my friends said him bill amount almost double
I thought you were living on $1200 a month...Wow
Hi! Great info. Where in Philippines are you located?
Being in the Philippines I'd hate to own a car with the traffic you'll be sitting for hours so why bother? I'll just stay local like within a few blocks of my place and that's it.
I live in the US and am retired with 85 percent of my income is rent. You’re so Lucky to be able to enjoy life. If I wasn’t in my 70s and single , I would totally move there in a small place. So do you have a house payment and car payment. Love your content.
I'm in the US 'boat' too and am heading for an $80 - $100/mo. studio an hour or so outside Manila later this year. -- Heading for - 1/15 to 1/20th of my income for - "rent -&- utilities" -- so as to eat good - and - '''be comfortable''' !!!
Your husband seems nice.
Nice couple❤❤❤
have you guys ever thought about solar power
❤❤❤u vidos 😊😊😊😊 sta safe groeten uit pallawan narra een bellgie man
Cool loved the video
hi guys
Dennis, have you though of messenger or WhatsApp or any of those free apps to communicate with sons in USA.... Good luck sir..
Man, it gone up already, that’s not good, then if you only have $1000 a month, then you better off staying home😢
Good job your with an xpat
A quarter of that is what well off locals live off
Real life living
Thats good. Sounds just like Thailand.
Can you get ESPN channels there ?
I spend 6 months a year there and my budget is less than $1,500 easy. Of course I don't drink though. I run my AC probably 16 hours a day. The inverter type and my bills never much over 4000 pesos. Maybe 4,500 once in a while.
With an income of 105k peso a month and no rent to pay why do I have very little money left at the end of the month? Guess I will have to ask my wife. LOL!!
Nice couple