Marriage And Money - Dave Ramsey Rant
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- Опубліковано 10 сер 2015
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Two chairs, two cups a coffee, pen, paper,complete honesty and the goal to come up with a plan keeps us going.
Do you know how gangster that sounds
Robert Reidy 🔥🔥
Thank you
Good on you :) keep it together that way
Whose goal?
Dave says that women draw security from money and Men draw esteem from money. I I am a man that draws security from money. There's no better feeling than knowing that everything is going to be okay if things go south.
Yeah, what a stereotypical generalization. Oh well, ignore that and just take it as there are different relationships people have with money for different reasons. Know your partner and which one they are.
Straight up--while you are dating....if he or she doesn't want to talk about their money--DON'T DISCUSS MARRIAGE. NOT EVEN IN A JOKE! YEAH, GONNA LISTEN TO MY OWN ADVICE! :)
MsMaxinejoy Isn't that what hookers motto is, NO MONEY NO HONEY. Since when has marriage become legal prostitution? I was sure that is not Gods intention.
Joseph Mauricio Flores
You obviously lack reading comprehension, so let me help you with that. She is basically saying that if the person you are dating does not want to discuss finances, when you're dating, it's likely that they won't discuss it when they are married. That's actually happening to me now, my husband gets very angry & defensive when I talk about our finances and I wish I had known this before. Sometimes we're afraid to ask these questions because we don't want to come off as gold diggers....but these are important things to take notice before committing to a lifetime relationship that could end up in divorce. Also you don't have to be so offensive, you could have stated that very differently and the question still would of been the same.
@@teesmeteespring.comstorest9135 This month, my engagement came to an end. The big issue came down to the finances. We'd discussed the amount of credit card debt we had along with some particular accounts we (or I, rather) have but she never wanted to go in depth. Before meeting her, I had a mutual fund, IRA, brokerage accounts and retirement plan. The earnings and accruals before our marriage date, I wanted to go to our children's education should I die prematurely. She did not like this plan and said she was entitled to it, which she would have anyway had she become a widow. My stipulation was that if we ended in divorce then there would be no split of retirement funds. We each would walk with what we brought in. Because of her greed, avarice, selfishness and deceptiveness, it brought a swift end to our relationship.
You correct!
I wish id known this years ago. Once i found out i tried to fix his debt, but he was lazy and now im paying it off because he lost his job (it would have been a WAY lower amount to pay if he had listened to me years ago).
I don't say "My Mother said" I say "Dave Ramsey says..."
I would much rather hear that from a woman.He is 100 percent right about the barking chihuahua
I always say Dave is the conservative father I never had ❤️
Hi there! My husband's self employed, thank you so much for that man's perspective! I made some Chihuahua remarks the other day. This brought me to a different level and I apologized.
So hard being married to someone self employed
How did it go? It's been 2 yrs.
Good job
I needed this! I think couples should know this stuff way before they even get married
Cuzin Angel yes hun but people LIE ;)
You need 13 years of school to go to college and not 1 class to get married or have kids smh
Big Red right. I wish their was a law but
Actually marriage is very bad. Especially for a man. No one should get married. The divorce rate already proves this. And it doesn’t matter if your financial situation is good or bad. Whether or not you both have a lot in common. You will still get divorced. And the statistics proves this. And of course if your married and go through bankruptcy, you’ll probably get divorced, but then you still would have got a divorce anyway.
Matthew I am so sorry you have been unlucky in love. They say there's someone for everyone. Hope that is true and you find The One soon. It's been 8 months hope that's happened. There's nothing else on earth that compares to finding the one you were meant to be with.
A lot of people don't make what they use to but still want to live the same life style in stead of sizing down until it get better
“Physical touch for the purpose of reassuring going nowhere.” This is the right answer so often, and it’s so rare.
I have a cat
“Sell so much stuff that the kids are hiding... they think they’re next” “Sell so much stuff that you make Craig’s List happy” 😂😂😂
"I'd leave but I don't even have the money to do that!".... Hahaha!!!!
Jessica Ramirez That’s the truth though. I been there. Thank goodness the thought didn’t last.
😂😂😂😂
Devise a plan for yourself. That's what I'm doing! Sad to say but it's the truth. It's amazing how much confidence you regain when you have the "freedom" that comes with money. Money won't make you happy but it WILL give you options which you need if you want out. If you were j/k please forgive me for the serious reply 🤦🤷 I just empathize with people who want to leave & feel financially trapped. I'm going through it myself right now. It's typically the last thing the other person has left to control you with but, as Dave says, once you start doing something about your situation, it's amazing how much confidence you regain. When you have confidence you can get clarity and start deprogramming yourself from all of the terrible things someone has made you believe about yourself. All of that negativity has warped your ability to take action. Women can be sneaky and methodical if we need to be so do whatcha gotta do! Stash enough cash to help you land on your feet when you hit the road or send him packing. There are a lot of great channels on here for support. They really helped me along the way and they can help you too if you want it. Again, if your comment wasn't mean to be taken literally, I apologize for the lengthy reply. 😬 Hopefully this will still help someone else if not you ♥️ Blessings, love & light ☀️
Glad to know I wasn't the only one laughing at that comment
Yep
Wisdom. People please listen!!
Hug always hug. Hug all the time and communicate all things That's the advice my grandma gave me for marriage hahahaa
That's a beautiful advice
wise grandmother, you single?
My wife's work has been threatening layoffs since the beginning of the year for winter time, lol. Not even sure what the flip they are doing, or if they are just messing with people, but thanks to Dave, we don't really care and i make enough to carry the mortgage and the bills. we don't have debt. and if she doesn't get laid off, she will be quiting anyways because that place is a joke and we plan for her to be a stay at home mom. we never really had much debt but because of Dave we are even better off. Thanks Dave
Carlos Pereira Nice! Some 'men' don't believe in stay at home mom.
Thanks Dave, I needed to hear this as well, preach it brother.
Very nice Carlos.. glad to see such men exist
When my hubs & I met he was kind & calm right from the beginning. I had 10k debt from school (I came from an unloving family & was kicked out at 18) so I was very on my own. He was a supply teacher who was still living at home. He helped me pay off my debt, we got married & now he works as a specialist for children & I work in a job I love that is stress free so I can support him & our future children at home. Support & work together people! It's a team when you get Married. ☺️
Beautiful.✨
This is good advice in all tough marital situations. My wife and I have struggled finances, personal, and professional loss. Everything we've been through has pushed us closer together. I cling tighter to her than ever before when I struggle with something. Nobody knows how tough a situation is more than the one person that's going through it with you.
This is some serious wisdom right here.
Andrea Bird he been thru it!
Hard core, genuine, and sensible. The world needs more of this. Great video
Love the Dave Rants! Give us more!
Thank you so, so much for saying this and posting this - it made me understand myself and my husband infinitely better. God bless you for all your hard work.
You are such a wise man Dave, you remind me of my grandfather. I seek his advice but since he is not with us today, I guess you replace him every time I watch your videos. Keep up with the good work. We need you more than you think we do.
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“Sell so much the kids are hiding, they think they’re next!” Family transparency is important. “It’s okay to talk about it.”
Totally agree as a married woman with two grown children with my husband. Women we have to be strong to not put more stress onto our husband. Build him up and avoid the arguments. Your husband will do far better financially when you support him. Tough times will come so be ready for those times. Pray together and build him up. You won't believe how you, the wife can turn this problem around.
Haven’t had a TV since 1979. My life is much better as a result.
Im so happy I subscribed. I was on a the verge of a divorce until I heard this perspective.
This speech bought a tear to my eye. So true. After 14 years of marriage...
*brought
Guess I'm a woman deep inside because money is 100% security for me.
I'm more like a man money is self esteem to me!
+meinside99 True that! The roles are definitely reversed in our household. Newly remarried, the both of us. She used to make six figures, and has had some setbacks in her life. I have always been "scared" of money and afraid of being broke. I've never had a whole lot. So its an interesting flip of roles for us.
No matter.. We will win with money! God Bless Dave Ramsey and his ministry.
If you really want liberty/freedom, don't get married, as a matter of
fact, don't even bother pursuing a relationship with anybody! especially
you men, if you like keeping your property and spending all your money only on yourself. I hope you take my message to heart. There are so many single mothers out there it's unbelievable.
ir10031981 Pretty sure your words are falling on deaf ears-the guys can't hear you over all the testosterone flowing! They'll listen once low T has set in, lol!
We are both ,in each of us.
I really needed this bc I was considering separating from my husband bc of his financial decisions and we're not even in any real debt. I just want him to get focused so we can buy a house. I'm just so frustrated.
Did you get a house ?!😊
I was always told the Number 1 reason for divorce is marriage 😂
there's always one
Agree
THIS I agree with.
You’re correct
can divorce without marriage
Sometimes going your separate ways is the best option. Some people just don't understand money.
EXACTLY 💯
Hands down one of my favorite and BEST videos Ramsey has ever put out! 👍🏼
This needs more views.
Mr. Ramsey, as a husband that has been thru financial struggles with a wife that yelled and screamed along with threats of divorce and threats of unimaginable false accusations, I can tell you here and now that I can deal with yelling and screaming but threats of divorce and and unspeakable false accusations are the deal breaker! And should be for every man that is married.
Gentlemen let this be a warning to you. And Ladies It is one thing to be scared about your future and another thing to to go into DEVCON 3 and roll out the
the psychological warfare bag of tricks because you are "Scared and/or unhappy"
Divorce her ASAP. Tell her nothing, go to courthouse first thing tomorrow & make it happen.
Divorce rn. U deserve better
And men stop acting like deaf mutes when she speaks her needs or truth softly to you for years and you just shut her down and pull boss man rank on her, and then wonder why her volume goes up. Dude, the worrying should start when she goes silent as she is already OUT.
False? You're sure?
Dave, thank you so much...you helped me take control of my life and things have never been better...and you don't even know who I am. So, just thank you.
Very good advice and we have applied it in our marriage. We had financial meltdown couple years ago but we are in much better shape now.
After watching quite a few videos about marriage and money Im more hesitant than ive ever been.
MrJamesconn right? Me too. 29,single no kids. Lol some of these horror stories I hear are redic.
AequitasSaints been married for 5 years, 1 child, most beautiful thing ever. It's good to marry someone who has the same might set. MARRIAGE IS GREAT, don't fear
Mr. Jamesconn, don't be hesitant, just be smart.
When my current husband and I were dating, and we dated a long time. We did not live together. We found out both of us had credit scores in the 800s. When he asked me to marry him, we sat down and talked finances. I was 65 and he was 67. I had kids and grandkids, he didn't. We both had retirement income. We did our best to make sure we were on the same page financially, for example; How I would or would not help/give money to my kids. Where would we live. How would we pay bills. We set up a prenup. Right after we got married, we had a trust set up that legalized our prenup.
To me the principles are the same no matter how old you are or how much money you have. Dating is to find out if you are compatible. Don't jump into seriousness too soon. If you can't ask the hard questions, find someone you can talk to.
Do premarital counseling. If there are ANY problems, hold off on a wedding. As Dr. Phil says, find a plan both of you can be excited about. Don't live together, for God's sake use birth control, a child is forever, even if you don't like the mom. If you can't talk to her about Birth Control, you are with the wrong person.
Remember, you have to kiss a lot of frogs before you find the princess. Good Luck,
Marriage is a sucker's bet for a man. Indeed, there IS NOTHING in it for a man to be married because it waives his authority as head of household by giving ultimate power to the State, which has laws completely detrimental to men. More than 50% of marriages end in divorce and over 70% are filed by hypergamous women. It's not worth it. DO NOT GET MARRIED!! Men, you've been warned!
Separate bank accounts.
Facing a lot of problems in my marriage because of financial stress. This really has helped me view everything in a different view.
This show gives me hope in times of trouble
Best Dave Ramsey video ever!
Omg Dave thank you for these words It's like you rad my mind was talking to my hubby about our children watching how we handle this crisis we in earlier today! Everything you said was on point and my husband Really listened to your words thank you!!!!
My husband and I don't have a lot but we're comfortable. We're starting out small on a savings plan, 50$ a month each. And making sure to remain healthy and active, keep the car well maintained, and the bills to just necessities, no cable, no expenses set aside for clothes etc. Only another year and a half before graduating med school and we will be on to bigger and better things
“Barking Chihuahua” more like snarling pit bull.
Tanya O -For sure. And biting will always be an option if pushed. 😀
@@cattsmahal1005 abusive i see
The voice of a father! Thank you for sharing your wisdom honestly. May God multiply your hearts desires.
simply THANK YOU!
My husband controls the money, and he refuses to communicate or share. I’ve tried everything. I’m simply waiting for death or bankruptcy whatever comes first. And we’ve taken the Dave Ramsey’s financial courses
ask for allowance... if u don't work.
I'm going to win even if I have to do it by myself!! 🙌🏾
You hit the nail dead on the head with this!!!!
Money is the key to end all your woes. True fact
I can't forget how I caught my cheating ex-partner. He was a good liar and I had to get evidence... I got help from an ethical hacker... The hacker helped me get his texts and social media conversations he had with other men while I was busy at work... You guys can try him though his Instagram @westhack000 Sometimes stuff like this is very disappointing but with time, things will get better.
"by the way, there are little people in your house that are watching" 😳 I'm not going to sleep tonight after that.
🤣🤣🤣
😂😂
Thank God for Dave's teachings.
If you work all the time you don’t have time to worry!
-Dave Ramsey
Ain't got...but your dad was probably like mine...don't say ain't
This is so real and reassuring. Thank you so much.
Well said Dave.
Best advice yet! Thank you for all you do. God Bless
This was amazing. Thanks!
Thank you so much! I needed to hear that message.
Thanks so much I don't know you but I love you Brother God bless you...
I laughed when Dave imitated chihuahua
Sir, I thank God for you :-) I really learn so much from your channel. May God bless you!
This is exactly what I have been telling my husband but I'm convinced he is waiting for someone to drop the money on his lap risk what to do considering separating we have two young children and it's getting more toxic by the day.
I have a similar situation where my husband thinks money will fall from the sky because we have an inheritance coming in our lifetime from both sides of the family but what he falls to understand is that people don't just drop dead... they need care and nursing homes which costs a lot of money
Fear and a massive blow to you self-esteem is what's need, because it teaches you a life lesson of what not to do. Don't get married and have kids when you're in debt, start with a clean slate and don't let your husband or wife help you into debt because I'm quite sure we ALL can do bad on our own
This is straight up truth. So glad he could put it into words.
Much of the worry and fear comes from not having a plan. From not knowing how you can handle something. You need a tactic and a plan and start working on it knowing that if you stick to it you can manage, and then you won't be so afraid about it anymore.
Thanks for this motivation..God bless..
One of the very best videos ive watched !
Money problems are not the #1 cause of divorce. "I love myself more than I love my spouse" is the #1 cause, Esther 1 is the perfect illustration of this playing out, and a money fight leading to divorce is just the symptom of the fact that we're more in love with ourselves than with our spouse. Huge Dave Ramsey follower, but this point needs clarifying.
Nonsense I dont love anybody or anything more than myself…… I come first second n third!!
that's actually not true. more people divorce over money than infidelity
@@blackbutterfly233ify You didn't read my post very well I guess? I never mentioned infidelity. I work with lots of couples (mentoring/discipleship), and my post is perfectly valid.
@@Will-wp2cp Your original comment was to say Dave was wrong and he wasn't. It's been proven time and time again, money is the number one cause of divorce over anything. People think it's selfishness or infidelity but it's not
@@blackbutterfly233ify You are incorrect. It's a level deeper than that.
Excellent advice! Very simple to understand. Thank you
Are you a airline pilot? Can you talk about your pay because I wanna b a pilot in the future
Yes!!!! Great advice
Thank YOU for this video Dave!!! Thank you!!
I can't talk to my husband about finances. he gets angry and we end up arguing. the other day he threw a hotdog at my direction. all bc I said "if you fixed your tax situation, we can file together and get mad money back".
If it makes you feel any better, the government owes us nearly $1,000 and all I asked him to do was print and sign the paperwork. It's August. He still hasn't done it.
La Dama del Caribe what he threw food at you?
my husband argues with me daily over been broke. Im so sick of it. Affection whats that . that don't exist
Best advice he has ever given. It is so true to have a savings plan.
I love Dave's rants the most!!!
When you draw your esteem and security from the Lord it is wonderful, because it is the only thing that's true.
Inspired by Dave Ramsey to start a written budget and a savings. Knew where each penny went and where it could be kept. Emergency popped up on my car thinking I’d have to wait til big check tax return. Turned out my savings was more than enough. Thank you!! God bless ❤️
I can't forget how I caught my cheating ex-partner. He was a good liar and I had to get evidence... I got help from an ethical hacker... The hacker helped me get his texts and social media conversations he had with other men while I was busy at work... You guys can try him though his Instagram @westhack000 Sometimes stuff like this is very disappointing but with time, things will get better.
I love you Dave! Hubby and I needed these words TODAY! #action
B
thank God for this video!
I’m so worried about being in future financial trouble I keep making excuses to stay single. Funny thing is I work seven days 60 hours a week. It’s a terrible thing to live in constant fear. Why get married and start a family when the government is just gonna come take it all? How do I escape this fatalistic thought process?
That's crazy that Dave says him and his wife's marriage was in jeopardy when they were broke because nothing brought me and my wife closer tighter than when we didn't have a dime to our name. The struggle brought us closer together than ever before
*together
I think he's talking about during the middle of the storm, him and his wife fought and struggled, but the whole point of the story is that it did bring him and his wife closer (clearly) and it should. Not all couples are brought together by tragedies or struggles, but we should and I think that's what he's telling us to do.
Team706 hope you both are still going strong two years later
Must be white try that with a black woman!
that makes me happy to hear
LOL, "I'd leave, but I don't have the money to do that."
No one (man nor woman) wants to be nagged, criticized and demeaned but we should be able to Lovingly hold each accountable so no one is afraid to be honest...then healing can begin.
Great Rant!....
:D
No such thing ''as for richer or for poorer '' with marriage anymore. As soon as money gets real tight someone in that marriage ends up bolting for the door.
I was going to post the same thing. Or "in sickness and health".
Ummm....fact check False.
So true! Never give in, never give up!
I love this...TRUTH!
thank you very much that what i needed to hear and i understand thank you
Thanks Dave . Great advice
I love Dave's rants. 😁
The situation he discussed is when a man earns and woman stays at home. What about couples who contribute 50-50 and one person spends recklessly?
Marriage counseling
Literally just now as I'm listening to this my wife text me and told me she just paid for airline tics to go visit her mom in Kansas. Cost me $550 but she will fine a week. So many conflicted emotions.
lol.. Rocky 46.. love this guy!
After five years of marriage i found out the one thing that makes marriage difficult is financial struggle, its not like my husband and i aren’t making money it’s just we barely have time for each other and there’s no amusement or new event it’s just work and the kids and that was fine but i wanted more..then i heard of a financial advisor on the radio who basically makes money for me and right now i have close to 100grand with her in my portfolio. now we pay for our vacation without breaking a sweat or losing sleep
wow impressive, if she is a woman i would like to get to her
i was literally just worried about the exact same thing. may i know your FA please it’s urgent?
i think i might have just blown my wedding budget, wish i knew this a month ago
@@gagnecaron658 sure i get it hun. her name is Rita Wildrin Mora, i googled her and reached out to her from her website. Goodluck with your wedding hun!
How do you do this? Does it cost a lot?
I had a wife and two very young children and my company had a major cut back and I lost my job. I came home told my wife that I lost my job and she said, "well, it looks like you will have to find another one." Several years later I told her she will have to cut back her spending and she replied, "No! you just have to make more money." I got rid of that millstone 32 years ago and I have absolutely no regrets. It cost a lot but well worth it.
Wonder how she faired, with two kids? Some how you solution seemed drastic and the opposite of Daves advice here Slimmy thing to do to those kiddos anyway, and frankly she wasn't too off target you cannot get out of debt by not dealing with it. Seems to me as a big fail. Guess you have zero clue how expensive day care is for little ones it can be a zero win strategy to pay more for daycare than the non working previously spouse makes. This is where being resourceful is key.
@@vickimerritt2832 One kid was 19 the other was almost 18. You sound like a real gem yourself. I got divorced in 87 and swore I would never marry again, and I kept that promise to myself. Marriage has no purpose for a man, it is a suckers bet.
@@vickimerritt2832 The two kids are in their fifties and the X is dead. The Pfizer so called vaccine took care of her.
So true, thank you!
Shopping is an addiction.
Shopping on credit, so you can shop later, is crazy.
this is exactly why I waited 10 years to marry my wife, when we met I didnt have much, 10 years later I became successful, then I decided to propose, GUYES DONT PROPOSE WHILE YOU ARE BROKE. .
It's okay to get married when you're broke (of course you can't have a big party). My mom always told me that an intelligent woman (and man) has to see the potential in a possible life partner. When my parents met my dad was in debt and my mom had an amazing job, but he was working hard and had a bright future in front of him.
Also, I support the idea of waiting a while before getting married, but many people don't have the time to wait 5 or 10 years if they still want to have a family. Anyway, after a year or two the latest you should know whether your current partner is the one you want to marry. If you're not sure by then, it's a waste of time to stay with them.
This is the same reason why I waited 9 years to get married. Btw I always have people say they want a relationship like ours. Well our priorities were ourselves financially, then work each other into the mix. We are crazy good at communicating with each other too.
Thank you for educating the guys on hugs
Dave out here speaking facts.
Thank you Dave
I needed this