Adult Child Lives at Home and Is Being STUPID With Money!
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- Опубліковано 27 лют 2018
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Went to college and comes out with starting salary of 30k?? Why even go
I don't get these parents. When I turned 21 I was still living at home and working, my mom made me pay $100/week for rent and if I didn't have it I was about to be put out. If I couldn't afford $400/month how could I afford $800+ somewhere else? Then by the time I was 25 I had the light bill and gas bill as well. It's called tough love parents. Now I'm 34, I clearly know how to budget money, save and pay bills....on my own!
One thing I realised...it's almost a CRIME to not teach your child financial responsibility, good on Dave for pointing out that it was the PARENT'S RESPONSIBILITY to teach their child money management
I really don't understand people. If you dont have money you can't spend money. You buy a lousy car, you buy cheaper clothes, you use coupons, you have basic cable, if any. I started out at $16,000 22 years ago. I lived in an apartment with mice and had nothing. I ate peanut butter sandwiches and lived right off the highway. When I made some more money I moved up...slowly. Im not rich now but Im comfortable....it's logic. You cant afford it, don't buy it.
Dave I just want to say that my Dad did this to me, and I thank him every day for doing this to me. I wasn't happy with him at the time, but it caused me to grow up. My life got extremely better and our relationship has also improved for the better.
the daughter is going to cry and she's going to cave
Out of school, living with my parents rent-free but am attacking my student loans and driving a used car that I paid off. I do the dishes, feed the cats, and keep my bathroom clean. I look forward to renting my own space once I'm debt-free and can afford rent/utilities/etc.
With student loan debt, you can't afford a 15k car period!
I had a hard life grow n up… at 14 I had a child been on my own since …. I’m now 35 … i wrk hard n save and nobody thought me how to do it…. Fearing of go n back to a life I hate made me do it!
The problem is that parents these days force their kids to go to college and get saddled with student loan debt, then they act all innocent when the bills come. Parents have to learn to be supportive and stay out of the kids way so they can grow up into responsible adults.
My mom kicked me out when I was 19. At the time, I was SO ANGRY!! But I got over that pretty quick when responsibility smacked me in the face. I learned my lesson within 3 months. I crawled back to her and she helped me fix my life. Mom usually knows best. I hope she follows through with Dave's advice.
My wife and I were in tight financial times. I needed a car. I bought my step-daughters 9 year old Camry with 115,000 miles instead of what I wanted. She got more than the dealer offered her for trade-in, I got a good practical car. Hurt my pride. Not a year later I realized it was one of the smarter moves I made. Put 120,000 more miles on it with no car payments. Don't have any memory of those folks I failed to impress. Real life sucketh greatly, but sometimes you got to live it.
The kind of father everyone wants to have.
The only thing my parents helped me with was a truck I BOUGHT from them after having BOUGHT 3 cars before that outright.
Me , almost 40, still with my dad (parents divorced) because of extremely poor financial decisions.
I just don’t understand how people can be so disrespectful to their parents
and if you're going to stay home, you also pay rent/utilities/food/lawn care and help clean, cook, etc. (If you're not paying rent because you're in school or a crisis, you should be helping, keeping your room clean, etc.)
I actually did this to my son. 30 days. He's doing great now. His bonus this year was higher than my annual (retirement) income. PS: He's a big Dave fan.
People should stop going to college until they fix that loan BS . how a 46k student loan is worth a 30k job
I remember being stupid with money and I just needed someone to be straight up and brutally honest to tell me I was being stupid. My best friend, practically my sister, chewed me out for having so little in my savings as a 24 year old living at home. I went home that night and realized how stupid I had been. I was working, so I wasn't just doing nothing, but given that I only gave 10% of my income to help my parents with the mortgage and bills I should have been able to pay back so much more of my loans and have way more in savings by then.