The HYPE AROUND SIP (Systematic Investment Plans) for investing in Stocks

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  • Опубліковано 25 бер 2024
  • #sip #systematicinvestmentplan #stockmarket #investing #bse #nse #savings #fixeddeposit #bank

КОМЕНТАРІ • 140

  • @happyguy650
    @happyguy650 2 місяці тому +21

    Nice video on Mutual funds and SIP mis-selling. Others who are wondering why he is talking against SIP, he is not against mutual funds investment or SIP but against MIS selling which is done through banks and distributors. They will sell you funds in which they get high commissions and against your risk profile. Reference case - Suchitra Krishnamurthy vs HSBC 2014. Also 99% of people who call themselves advisors are actually commision based agents/brokers/ARN holders

    • @pavanbv7395
      @pavanbv7395 Місяць тому +4

      Then we can choose direct plans , against indirect plans! Also choose mutual funds which have a favourable expense ratio. Or else we can choose index funds which have advantage of excluding comissions and comission agents!

    • @happyguy650
      @happyguy650 Місяць тому

      @@pavanbv7395 if you can do it by urself then nothing like, but most people need help. which is why a SEBI registered advisor with a flat fee would be a better choice, but again both RIA and distributors have their advantages.Both are an important part of this ecosystem.

    • @rb-ct4ri
      @rb-ct4ri Місяць тому

      ​@@pavanbv7395Bhai, do have a look at Parag Parikh Flexicap ✅️🕊

  • @akashtilokani2000
    @akashtilokani2000 2 місяці тому +5

    We are kind of one way traffic people. What happens is once a hype is created in our country, it is extremely difficult to ask people to think a bit critically. This is true in every aspect. Almost every aspect.

  • @brajeshsingh2391
    @brajeshsingh2391 2 місяці тому +8

    Well said. I have to see that movie Wolf of Wall Street. I did not know Mathew McConaughey was in the movie. I thought it was Tom Hanks and Leonardo DiCaprio. But the truth is anybody starts a business to make money for himself not for others. Making money for others is charity and philanthropy not business.
    So the real objective all fund managers be it any type of industry MF, PMS or insurance is to make maximum money for themselves.
    And in any case the fund management is one of the industries with the lowest accountability. If you buy a TV or Fridge you still get a minimum one year warranty. If you buy a dress and do not like it you can still exchange it at no cost. But in fund management you can never say anything to the fund manager because the standard disclaimer that market investments are subject to market risk literally puts the entire risk on you. There is no guarantee of returns. any return and full chances of loss. Please do you own research before investing. And funny part is whether gain or loss the fund manager always makes money.
    What can you do ? Its literally making an ass of the customers.

  • @yogeshkhanna5173
    @yogeshkhanna5173 2 місяці тому +4

    Yes the words you use same. By these investment advisers.
    "Laant hai aap par" totally nailed it.

  • @pranavsarnaik7831
    @pranavsarnaik7831 Місяць тому +4

    Good video to see,once the inflow of liquidity in mutual fund stops ,than the bubble will burst ,let the hype remains,after some years people will realise😂

  • @vineeshp6
    @vineeshp6 Місяць тому +8

    Sir, Mutual funds are for long term investing.
    Show me one person who has invested for 10 years via Sip or lumpsum and hasn't created wealth.

    • @worldupdates5362
      @worldupdates5362 25 днів тому

      That’s not the point. You will get examples of people who have made it big via begging. I can’t even imagine what kind of conclusion you will draw from that. Investments are superb no one is denying that but that’s not what he is saying.

    • @Oceansta
      @Oceansta 3 дні тому

      Show me a person who has lost their capital on FD and Saving accounts. When it does happen, its the exception rather than the norm. The two instruments service a different risk appetite. They should not be compared.

  • @finsaver9756
    @finsaver9756 Місяць тому +3

    Well explained video
    Must watch every one

  • @anirudhkandoth
    @anirudhkandoth 2 місяці тому +7

    kiya baat hai sir super se bhaut bhaut oooper ,,zabardast 😍

  • @prakharsrivastava5238
    @prakharsrivastava5238 12 днів тому

    After a long time saw an illogical video, UA-cam is not to share mere your opinions and past experience, it's also to give a factual evidence in this era on what you say.

  • @JagadishMayekar
    @JagadishMayekar Місяць тому

    Thank you 🙏

  • @careercode
    @careercode Місяць тому +5

    100% correct. That is why I buy more of gold, FD, PPF etc. and very less of stocks as they are risky

  • @ashishmaini1332
    @ashishmaini1332 Місяць тому +1

    Any kind of investment (MF, SHARE , GOLD OR Property) is only worth , when it is redeemed and used by individual

  • @hello-crypto786
    @hello-crypto786 Місяць тому

    SIR EK BAAT BATAO INDEX FUND ZERO HOTA HAI KYA

  • @maheshmoharir9314
    @maheshmoharir9314 2 місяці тому +2

    कहां आ गये सर आप?, आप को तो ऐक्टिंग लाइन मे होना चाहिए था

  • @rexo259
    @rexo259 2 місяці тому +2

    Bhai sahab agar share bazar, stock, mutual fund sahi nahi hai or ek scam hai jaisa ki apki baton se lagta hai. Phir ap saving karne ko kyu keeh rahe ho? Jaab stock market hi nahi rahega tooh saving ka karoge kya? Jobs kahan pe rehnge cash flow kaise hoga revenue kaise generate hoga?

  • @rajeshjagadish680
    @rajeshjagadish680 2 місяці тому +32

    This is ridiculous. People who do SIP every month very methodically over the years have generated wealth. India is growing economy and BSE is poised to till 100000 in next few years. If you dont remain invested how will you beat inflation? Will FD or PPF return beat inflation? I agree you need to be diversified and you cant put all eggs in one basket But Equity/MF should be in your portfolio to create wealth

    • @Raja-ct9xq
      @Raja-ct9xq Місяць тому +1

      😂😂😂 🤣😂🤣😂 this video is for you only.

    • @MrSkohli
      @MrSkohli 25 днів тому +2

      Pure non sense video

  • @SMD.Shorts
    @SMD.Shorts 2 місяці тому

    SWP bhi hota hai...It works good in log run

  • @nikhiljain5887
    @nikhiljain5887 Місяць тому

    The stock market is not bad. It's the individual's decision which can make stock markets good or bad for him.
    Don't invest if you don't understand but stock market has genuine ways to create wealth in the long term and SIP in a stable fund is definitely one of those ways.

  • @abl1699
    @abl1699 2 місяці тому

    Well said. One needs to book profits.

  • @amitpanchal4728
    @amitpanchal4728 Місяць тому

    Most needed videos

  • @Bescientific682
    @Bescientific682 2 місяці тому

    The best things do not require much marketing. If someone is trying to persuade us to buy something, invest something or anything, there will definitely be the interest of his profits, No one gives advice for charity. Hence, sir is right

  • @rssiddharth3134
    @rssiddharth3134 2 місяці тому +4

    Banks have reduced Senior citizen FD ROI from 9.5% to 6.5% during 2014 still today under the sanghi Modi govt...
    Looting senior's hard earned money this way since this man came to power...

    • @KrishnarajRaoUrbanNaxal
      @KrishnarajRaoUrbanNaxal  2 місяці тому +1

      Yeah, but it has recently risen to around 7.5 to 8% again in the last year or so.

    • @Asmitakulkarni16
      @Asmitakulkarni16 Місяць тому +1

      Stop being a Modi hater and educate yourself! Do you understand economics?
      Central banks raise or lower short-term interest rates to ensure stability and liquidity in the economy.

  • @gtyagig123
    @gtyagig123 Місяць тому

    true urben naxal exposed today...each of my friend and family member became 10 cr pati in last 10 years

  • @CJVD1805
    @CJVD1805 Місяць тому +11

    You should stick to your Domain of Real estate. This is clearly out of your expertise league.

  • @AlokKumar-qz4jo
    @AlokKumar-qz4jo 2 місяці тому +9

    Systematic fooling plan in fool swing.

  • @worldupdates5362
    @worldupdates5362 25 днів тому

    Actually. People have moved away from actual wisdom of savings, money and investment. How do they expect to learn investing from social media platforms 😂

  • @AlokKumar-qz4jo
    @AlokKumar-qz4jo 2 місяці тому +2

    I r so right, my own relative fooled and lost my money.

  • @YogiLogic
    @YogiLogic 2 місяці тому +6

    With all due respect, I would request Mr. Krishnaraj to understand how equity works. All asset classes have their role in a portfolio and equity is one of them.

    • @KrishnarajRaoUrbanNaxal
      @KrishnarajRaoUrbanNaxal  2 місяці тому +3

      I am an economic journalist. I understand equity. I also understand bullshit.

    • @YogiLogic
      @YogiLogic 2 місяці тому +7

      @@KrishnarajRaoUrbanNaxal Good to know. But then you must be aware that misselling practices are rampant across all asset classes, not only equity.
      If we only focus on misselling and ignore the benefits of intelligent & disciplined investing then that's unfair. Disciplined investing in equity can create real wealth. These videos are giving a wrong impression to beginner viewers that equity itself is something that's wrong. This way they are actually receiving a wrong message.
      I have been an equity investor for last 19 years and have diversified my portfolio now with real estate and commodities with the help of equity profits. A share is not just a number, there is a business behind it. And businesses are the core part of the economy. Long term investing is not trading.

    • @yogitube1234
      @yogitube1234 2 місяці тому +4

      Agree. Equity is the most misunderstood asset class due to lack of knowledge amongst the middle class and then such videos which only share one side misguiding beginners.
      Krishnaraj understands real estate quite well. But his equity knowledge is definitely questionable.

    • @ArEnterprisesLatur
      @ArEnterprisesLatur Місяць тому

      @@KrishnarajRaoUrbanNaxal GREAT SIR JARA INKO SIKHAO - LE LO INKO CLASS

  • @Leofredd
    @Leofredd 2 місяці тому

    Very true its a vicious circle for middle class

  • @pravingawari2948
    @pravingawari2948 15 днів тому

    Sir, please help me out with lodha dispute
    Ive emailed you the same

  • @TheMrchillz
    @TheMrchillz 2 місяці тому +2

    Controversial video but Try to understand what he is saying :
    - remember everything that is marketed or advertised as good for consumers is actually bad
    - and whatever the govt says is bad and risky for the people is actually where the big money is
    -sip is run by fund managers , 90% of which haven't even beaten Nifty gains in the past 10 -15 years and sip is marketed heavily without telling you the yearly costs involved
    - also ask this question to yourself, why is the taxation policy so much broken in this country. Since Independence, there has not been any accountability for your taxes , where it goes , what happens. Indians are one of the least accountable people.

    • @roy-gf1ni
      @roy-gf1ni 2 місяці тому +1

      True. All he is conveying is not to give into the marketing hype rather do our due diligence and invest.
      Also, index funds have consistently outperformed active funds. !

    • @TheMrchillz
      @TheMrchillz 2 місяці тому

      @@roy-gf1ni True

  • @sunilrodrigues3634
    @sunilrodrigues3634 Місяць тому

    So ur trying to say that small caps investing today will not.give any benefit in 20.years .

  • @salilgpt
    @salilgpt 24 дні тому

    Sir....dont criticize everything you see.....u can not blindly invest in anything .....u need to do research before investing....

  • @-doctor_ji
    @-doctor_ji 2 місяці тому +1

    Well said sir, we must not trust snake oil salesmen!

  • @everydayanything5699
    @everydayanything5699 Місяць тому

    Its simple, if you have 100 to invest,then investment in stocks should be 20, & save remaining 80 in gold, FD, PPF....

  • @samirbhalerao5579
    @samirbhalerao5579 2 місяці тому +1

    Ye scene film k starting may hai.

    • @sameerbhalerao431
      @sameerbhalerao431 2 місяці тому

      Bro you are me??

    • @samirbhalerao5579
      @samirbhalerao5579 2 місяці тому

      @@sameerbhalerao431 na Munna na

    • @Asmitakulkarni16
      @Asmitakulkarni16 Місяць тому

      @@samirbhalerao5579
      jo chacha hai vahi bhatija hai
      🤣🤣🤣

    • @samirbhalerao5579
      @samirbhalerao5579 Місяць тому

      @@Asmitakulkarni16 na munni na see the digit coder431 & 5579 after name. We are different and by coincidence met here. By the way in my city there are ten people by the official name of Narendra Modi. So some other area such as father's name, address sets them apart on pan card etc.

  • @VarunPitale
    @VarunPitale 2 місяці тому +12

    Ridiculous. It's in the name. systematic INVESTMENT plan. If you want to protect your money then ask a fee only advisor who works only for fees and not for selling any products. Basis risk profile you should invest.

    • @ARS298
      @ARS298 2 місяці тому +3

      Sir itna sense bologe to fir capitalism ko gaali kaise denge.

  • @123tubro
    @123tubro 24 дні тому

    Don't comment on which you have no experience, you are good at real estate, stick to that.

  • @ARS298
    @ARS298 2 місяці тому +13

    Sir 12 saal se invest kar raha hu, aapko gyaan nahi hai to jaane do. Ek hi regret hai, pehle kyun nahi kiya.
    Dusra regret hai, starting ke 4-5 saal discipline nahi tha.
    Kuch fundamentals follow karo, don’t expect anything as get rick quick scheme and investment as per your risk tolerance and diversify.
    In long term equities are the safest and highest return generating asset.
    Aapko pata nahi hai to sadhiye buddhe jaisa mat karo. Agar nahi samajh aata to padh lo, nahi to jaane do.

    • @mashablesam
      @mashablesam 2 місяці тому

      It will be not always green. China and many stock market did not even hit all time high since 20+ years

    • @elena537743
      @elena537743 Місяць тому

      Where did you invest. I mean which funds. If you don't mind telling.

    • @is_this_for_real
      @is_this_for_real Місяць тому

      Dude F you I will invest with you 10L per annum will you guarantee me the 4% return provide me a PDC on the same …….
      I know people like you which insurance / FO you work for ????

  • @rameshkhanna7916
    @rameshkhanna7916 Місяць тому

    Sir, your videos on real state properties are really nice one, but it appears you have not done properly study of SIP investments. People have earned crores of Money by investing at younger age. It is very good for long term and no use of investing for short period of 2-3 years.

  • @clintonbenjamin5510
    @clintonbenjamin5510 Місяць тому +1

    Sir it's McConaughey.. Not McCo-naughty

    • @KrishnarajRaoUrbanNaxal
      @KrishnarajRaoUrbanNaxal  Місяць тому +1

      Right. I stand corrected.

    • @gatul6305
      @gatul6305 Місяць тому +1

      Mr Krishna had added a caveat in the beginning on pronunciation.. do not miss the woods for the tree

  • @ftrhf
    @ftrhf Місяць тому

    Kaha investment kare, flat lena thik nhi hai, syocks bhi thik nhi, kaha jaye, FD me bhar bhar ke tax hai.

  • @inventacreata7062
    @inventacreata7062 Місяць тому

    Etfs and mutual funds are killing the worthy shares as almosr all etfs and mutual funds invest in nifty index constituent stocks only. So it is very monopolistic of these stocks to rise in demand inspite of the financial performance of these companies, just because fpi dii ETF mutual funds all are investing in nifty index constituent stocks only

  • @sandeeprawat8475
    @sandeeprawat8475 2 місяці тому +2

    Also no new jobs , hyper inflation, savings going down but , why share market going up, no one can explain, share market is like gambling

    • @user-my7eg3dy3f
      @user-my7eg3dy3f 2 місяці тому +1

      The share market is also down. You should check ✅

  • @kumaralok532
    @kumaralok532 2 місяці тому +4

    So much negativity is being spread by krishna sir. Great money has been made in mutual funds by almost all of the long term investors😂

    • @Oceansta
      @Oceansta 3 дні тому

      Only if you have exited. Tell me why i should be the one working hard, earning salary and take 100% of the risk and when i get a return, government taxes me on it? Does government compensate me up to a % as per my tax bracket when i make losses?

  • @kamalganwani
    @kamalganwani 2 місяці тому +2

    Alpha Rao

  • @debasishraychawdhuri
    @debasishraychawdhuri 2 місяці тому +4

    I don't think he understands anything about how mutual funds work and how they are regulated. It's not the same as how the builders work.

    • @mashablesam
      @mashablesam 2 місяці тому +2

      It will burst very soon 13 years of green stock market. Despite worlds biggest manufacturing china stock market did not even hit all time high since 22 years. Same thing will happen with India.

    • @KrishnarajRaoUrbanNaxal
      @KrishnarajRaoUrbanNaxal  2 місяці тому +9

      Regulators don't regulate anything in India.

    • @user-sg9jr3fd4n
      @user-sg9jr3fd4n 2 місяці тому +3

      SIP = Systematic monthly salary for fund manager...for long duration

    • @ParagSudame
      @ParagSudame Місяць тому +1

      ​@@KrishnarajRaoUrbanNaxal yeah.. very rightly said...

    • @sumitpal1975
      @sumitpal1975 Місяць тому

      ​@@KrishnarajRaoUrbanNaxal you mean SEBI , RBI , IRDA etc regulators are fools only taking government salaries ....

  • @MrBlackjack456
    @MrBlackjack456 2 місяці тому +9

    Rao Saab SIP is not such a bad deal. SIP done right can generate a lot of money. But some amount of researching needs to be done. Problem yeh hai logon ko software aur underwear ka farak pata nahi. They don't give a shit about financial education that's the problem. Samjhane jao toh woh aapko hi chutiya bolte hai. I have seen so many fools invest in Crypto. I have got a lot flak for talking against it.

    • @AmitSharma-xc9qg
      @AmitSharma-xc9qg 2 місяці тому

      Grow up, one of my friend invested 1 lakh in cyptro and in only 18 months it has grown to 27 lakh, I also had conservative thoughts and for this reason could not grow and is left behind, he bought a shop with the money and is now independent

    • @ARS298
      @ARS298 2 місяці тому +6

      @@AmitSharma-xc9qgbhai mere dost ki bhi lottery lagi thi, matlab sabko bolo lottery ticket kharidne.
      Anecdotal evidence is no evidence.

    • @MrBlackjack456
      @MrBlackjack456 2 місяці тому +6

      @@AmitSharma-xc9qg sir aap mere ko batao ki how a crypto currency derives it's value. Yeh aap mere ko explain kar do baaki baatein baad mein.

    • @vikaskukreti1880
      @vikaskukreti1880 2 місяці тому

      ​@@AmitSharma-xc9qg few exceptions dont makes rules 🫤

    • @pran10000
      @pran10000 2 місяці тому

      ​@@MrBlackjack456
      Don't make the mistake of confusing crypto scams with digital property aka Bitcoin. Bitcoin derives it's value from being a decentralized, global, permissionless and finite money.
      It's going to be around forever and will keep increasing in value.
      I agree that the rest of crypto is a scam.

  • @pallabkumarpal
    @pallabkumarpal 21 день тому +1

    SIP is useless and as well as worthless, these are all long-term plans, need to have a lot of patience.Not confirmed your money grows after certain period of time. It is a Virtual profit unless it is booked!

  • @user-px1dd9hh2v
    @user-px1dd9hh2v 2 місяці тому +5

    Don't listen to him. Do SIP for long term. Minimum ten years. And all the earnings are taxable means its no scam.

  • @ssb9054
    @ssb9054 Місяць тому +1

    You clearly dont know about economic cycles, markets will periodically correct and they will periodically go up, please stick to your domain this video does not make any sense.

  • @vjc1584
    @vjc1584 22 дні тому

    टाइमपास करने के लिए बनाएं क्या ये वीडियो

  • @sunilrodrigues3634
    @sunilrodrigues3634 Місяць тому

    Wall street story isnt same as dalal street

    • @Viewingsunset1234
      @Viewingsunset1234 Місяць тому

      Are bhai chaye Dalal ho ya wall ho par street to street hi hota hai. Isliye pocket Marne Wale street pe hote hai

  • @patilkunalv
    @patilkunalv 2 місяці тому +5

    With due respect, I don't agree with you. You cannot compare wolf of wall street to mutual fund SIP, this is not the right comparison. You can always withdraw from mutual funds, and its true about what you said about Infosys, it's not something to joke about.
    And also the thing that you said about gold and stocks, yes stocks are risky but you also get better returns as compared to gold in stocks, you do your own due diligence before investing in stocks
    Sorry sir your video was a joke

    • @is_this_for_real
      @is_this_for_real Місяць тому

      Oh yeah which mutual fund SIP your talking about maximum of them have a 5 year lock-in .

  • @MA-bm2qs
    @MA-bm2qs Місяць тому

    I heard your view based on wolf of wall street while most viewer did not understand you. you are basically talking about switch scam.

  • @Raja-ct9xq
    @Raja-ct9xq Місяць тому

    People who has put their money in future retail, paytm ipo became chutia already 😂😂.

  • @pingpong9005
    @pingpong9005 Місяць тому +2

    Half baked knowledge 😅

  • @bollywoddance1194
    @bollywoddance1194 2 місяці тому

    Ghoda ka lagam apne haath hona chahiye....
    SIP. Into Index or any individual stock is not a bad...
    Mutual fund is a fraud....you are empowering the fund manager ....front running. Etc ....happens

  • @anooptomar13
    @anooptomar13 2 місяці тому +3

    Abbe kya tha ye, na sar na pair, bas video bana tha to bana do

  • @ShaikhNadeem
    @ShaikhNadeem 2 місяці тому +10

    Sir just a bit of advice. Umar hogayi hai abi.. It's time to retire. All these years of f***ing lodha has taken a toll on your mental health. It was a good journey now unsubscribing you as you wasted 10 mins of my precious life.. 😂 😂 Have a nice day!

    • @KrishnarajRaoUrbanNaxal
      @KrishnarajRaoUrbanNaxal  2 місяці тому +8

      Byeeee 😊

    • @coolguy298
      @coolguy298 2 місяці тому +1

      ​@@KrishnarajRaoUrbanNaxal I don't know much. But stock markets can only give amazing returns if there is big bull run for years. SIP for 20 or 30 years is madness.
      I believe the same about pension schemes and any other schemes by government or any other institution.
      Anything after 20 or 30 years is ridiculous unless its 200 percent guaranteed.
      When purchasing under construction house are a big toll on finnancial health because you can get them 10 years later or never, I don't get the SIP hype. It's okay if you are putting 1000 or 2000 per month. People putting 20000 per month is madness.

    • @Yahoo00007
      @Yahoo00007 Місяць тому +2

      ​​@@KrishnarajRaoUrbanNaxalSir Reality is that the only way to make Big money is through SIP in Mutual Funds or Stocks with good corporate practices.
      I feel sorry for youngsters who will watch this video & stop doing SIP.
      Any Fool can Accumulate wealth through SIP......Period.
      I am unsubscribing you.

  • @amitb7611
    @amitb7611 Місяць тому +10

    Nothing useful out of 10 minutes of absurd nonsense.

  • @nickharrison3748
    @nickharrison3748 2 місяці тому

    FOMO effect

  • @MrPraveenroyal
    @MrPraveenroyal Місяць тому +1

    Can someone tell why this budda crying on mutual funds??

  • @financialninja3180
    @financialninja3180 Місяць тому

    McConaughey = मकौनहे… not perfect but pretty close! You are welcome! 😝

  • @rajantrs1
    @rajantrs1 Місяць тому

    agents ko gali dene ke bajay product ko hi gaali de daala

  • @atulshinde5254
    @atulshinde5254 2 місяці тому

    After seeing this video there are still some lallu who fall prey to this trap😅

  • @ravit6223
    @ravit6223 2 місяці тому

    Rupiya aata rahega aap jio raja ki tarha nuksan hua to customer ka profit hua to aur customer ko C banake rupiya lelo naye naye scheme batake 😂😂 bas customer ka rupiya aate rehna chahiye

  • @Suryavanshi.original
    @Suryavanshi.original 27 днів тому

    Kehna kya chahte hai ? Aap itne gussme me kyo hai

  • @fundriving5374
    @fundriving5374 Місяць тому +1

    This video is SCAM😅

  • @MrSkohli
    @MrSkohli 25 днів тому

    Non sense. Pure non sense. If investing money in country's economy(stock market), putting in top 50 companies is wrong in SIP, then their is no way to grow your money. You may invest in index funds if your too worried about commissions. Hope people do not follow you.

  • @mg.f.9023
    @mg.f.9023 2 місяці тому

    Yes people can lose their life savings in seconds. People should stop being sheep.

    • @Asmitakulkarni16
      @Asmitakulkarni16 Місяць тому +1

      How can you lose life savings in seconds?!
      Greed can definitely do that. Do no trade. Invest in good stocks, before that do fundamental research and analysis. I've earned 100% profits in 3 years. I started investing at the age of 57.

    • @rb-ct4ri
      @rb-ct4ri Місяць тому +1

      ​@@Asmitakulkarni16Bhai, do have a look at Parag Parikh Flexicap ✅️🕊

  • @sayanmajumdar3656
    @sayanmajumdar3656 Місяць тому +1

    You are so negative. Asto ekta pagla. 😅

    • @goolqui
      @goolqui Місяць тому

      Dada😂

  • @ajaykamal4544
    @ajaykamal4544 2 місяці тому

    Abe tkle

  • @PANDA_SPEAKS101
    @PANDA_SPEAKS101 2 місяці тому

    addhoc is best.. buy low sell high

  • @suhaskp
    @suhaskp Місяць тому

    10 mins waste video