$79 Low Income Cash Stuffing | How to Use Sinking Funds

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  • Опубліковано 1 сер 2024
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    Instagram ➭ @onefrugalintrovert
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    Hey, y'all! Happy Transfer Tuesday! Watch me stuff $79 in my sinking funds and cash envelopes. Subscribe for more videos!
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    DISCLAIMER: I am not an expert nor am I a financial advisor. I'm simply learning about finances and sharing my journey to financial freedom to help others! I will receive points, rewards, or commission at no cost to you if you use any of my referral codes/affiliate links. I appreciate all of your support!
    #budgeting #budgetingforbeginners #lowincome #wealthbuilding #finances #savings #sinkingfunds #cashenvelopestuffing #lowincome #cashenvelopes #cashstuffing #budgetingforbeginners #moneyasmr #money #countingmoney #debtfreejourney #beginnercashstuffing #beginnersinkingfunds #finances

КОМЕНТАРІ • 146

  • @BudgetwithAllisonSummer
    @BudgetwithAllisonSummer 2 роки тому +139

    People like you in this community has encouraged me to start my own cash stuffing channel. I love that your channel has realistic money amounts for the everyday person. When I see some people stuffing 4000.00 a week lol I can't even finish the video because it no where near my life. It's not about how much you have but what you do with what you have. While always trying to increase your earning potential. Started my channel based on youtubers like you. Thanks!!! I'm now a subscriber.

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому +8

      Aww, I really appreciate your comment! It's people like you that keep me going! I like knowing that my videos actually help and inspire people to not only save what they have but to also start their own channels as well. I subscribed to your channel as well. Let me know when you post your first video! 💜

    • @BudgetwithAllisonSummer
      @BudgetwithAllisonSummer 2 роки тому +2

      @@OneFrugalIntrovert Thank you sooo much!!! I sure will let you know when I post my first video!!! 💖💖💖💖

  • @fundingmcgeedajones3604
    @fundingmcgeedajones3604 2 роки тому +82

    I feel like the low cash stuffing video are some of the best. It just shows that a little can go a long way and it really adds up. Great vide lady!

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому +2

      Exactly, a little definitely goes a long way! Thanks so much for watching! 💜

  • @dream__soda7900
    @dream__soda7900 4 місяці тому +3

    I know this is 2 years later but your videos really have helped inspire me. I get so used to seeing others stuff THOUSANDS a week and I think to myself “why bother?”. I mean seriously why bother putting $50 away when I can just spend it. It doesn’t feel like I’m doing anything, but watching you save little by little has encouraged me to start saving again. We low incomers need to stick together! ❤

  • @missminibudgets
    @missminibudgets 2 роки тому +98

    I am a low income budgeter as well! Always glad to see someone else showing that sticking to a cash budget is possible with a low income. Some week I make $300 and some weeks I make $100. It really varies. But that doesn't stop me from setting financial goals and working towards them! Can't wait to follow your journey.

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому +2

      Yes! I always try to show that you can save money, no matter how small the amount. I'm so glad that you enjoyed the video and that you can relate to it! Thanks so much for your support! 💜

  • @rochelle7901
    @rochelle7901 2 роки тому +29

    This was very refreshing. It’s a reminder that any amount of cash has purpose and value. Great video!

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому +2

      Hi, Rochelle! Thank you so much! Glad you enjoyed the video! 💜

  • @lindseyjackson8694
    @lindseyjackson8694 Рік тому +8

    I started the journey of low income budgeting! And so far I’m loving it. I don’t bring home much money. I love how realistic this and you take the smallest amount of money and stuff it because I’ve been watching other channels and they stuff more than one hundred dollars in there book lol. I usually have 100$ that i can stuff into my binder ❤

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому +4

      Hi, Lindsey! I’m glad you’re enjoying it, and I’m glad this video was relatable. I can’t always stuff more than $100 in every video, so I stuff what I can, and I think it’s important to show that. I have a couple videos where I only stuffed $14! I have a playlist that I call “Struggle Stuffings” on my channel that you can check out if you’d like. It consists of cash stuffings that are less than $100. Thanks for watching! 💜

  • @princesa45
    @princesa45 2 роки тому +25

    We love us a short and to the point cash stuffing video girl. Any amount is always amazing, great job 😊 your trackers are so cute

  • @JustOnePageAway
    @JustOnePageAway 2 роки тому +11

    Wow a fellow budgeter with a small cash stuffing amount. Your content is so relatable. Thank you. New subbie. I am content with stuffing what I can until I can stuff more.🙂

  • @abbytriestobudget
    @abbytriestobudget 2 роки тому +14

    anything is better than nothing ❤️❤️ and yes, i'd laminate saving challenge trackers as well. it gets all folded and scratched if it's a regular paper (lol based on expi 😩) great stuffing sis! great job saving up on your sinking funds!

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому +2

      Thanks so much, Abby! I've been working on laminating them! 💜

  • @Savingforlife
    @Savingforlife Рік тому +1

    Wow had to click when i saw the lower amount to cash stuff. More like the real life. Who has thousands. No one in my world.
    Loved it. Little is better than nothing. Thanks so much for sharing
    Hi from uk

  • @budgetsavegrow
    @budgetsavegrow 2 роки тому +6

    LOVE finding new low income cash stuffers, new sub from the UK ❤️

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому

      Thanks so much for subscribing and watching! Heading over to your channel now! 💜

  • @myangelsam519
    @myangelsam519 Рік тому +2

    I prefer to watch someone stuff a lower amount then someone who is stuffing thousands! This is much more realistic in my world. Every dollar counts!

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому +1

      Thank you so much, Frances! I’m glad you enjoyed the video! 💜

  • @natrelletyson
    @natrelletyson Місяць тому

    This is exactly how I am starting out, but I am so excited to see how much I will save overtime cause girl I got goals! lol.

  • @Mariemarie-uw7id
    @Mariemarie-uw7id Рік тому +4

    Thank you for this video! I also cannot stuff much money (inflation in europe is maddening) so its so much more realistic to watch youtubers who have the same.

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому

      Thanks so much! 💜 I'm so glad that this was relatable for you!

  • @KreesBudgetJourney
    @KreesBudgetJourney 2 роки тому +1

    We love transfer Tuesdays!

  • @sprintgirls
    @sprintgirls 2 роки тому +2

    I subscribed as soon as I saw this video. I recently just got a part-time job and my hours aren't the greatest, but still grateful to have one. I know that every dollar and penny counts. Thank you for motivating me more to start my cash envelope journey! I can't wait to see more videos :)

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому

      Thanks so much for watching and subscribing! I’m so glad the video was helpful! So proud of you for starting the cash envelope system. Let me know if you have any questions. 💜

  • @CheysCoinage
    @CheysCoinage 2 роки тому +1

    A little is better than nothing!!! Yay to starting your loc journey, I’ve been locd for 3 years, definitely a great decision! 💜

  • @xee.11
    @xee.11 Рік тому +3

    Thank you for this video. I am a student still and I am interested in saving now. Especially with all my pets and living with my grandma. Groceries, bills and pet food is not cheap. And only getting 200$ every month is very hard not to spend on food and hygiene needs. So thank so much this was so helpful!! 😊😊

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому +1

      I'm so glad this was helpful for you! I try to show that it's still possible to save money regardless of your income. Thanks so much for watching! 💜

    • @xee.11
      @xee.11 Рік тому

      @One Frugal Introvert your so very welcome I can't wait for more videos to come! the journey has started off easy while watching you😊

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому

      @@xee.11 I’m so glad to hear this! 🥹

  • @mindyparke4112
    @mindyparke4112 2 роки тому +3

    Oh my goodness. I couldn’t believe that you would make an envelope for a new Whip on a public You Tube channel. I laughed when you said it was for a car!

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому

      🤣🤣 Glad I mentioned it was for a car! I wonder if anyone else thought that, too 😂😂

  • @dcbudgets3053
    @dcbudgets3053 2 роки тому +3

    Not the Russell Westbrook meme 😭😭😭😭😭 Great video, Jerri! ❤️

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому

      Yes, I had to pull it out of the arsenal! I was editing the video earlier and was like, "Wtf?" 🤣🤣 Thanks so much for watching, DC! 💜

  • @docsonabudget
    @docsonabudget 2 роки тому +1

    You are so right! A little is better than nothing! Great video friend!

  • @angelbudgets
    @angelbudgets 7 днів тому

    Great cash stuffing! New subscriber! ❤

  • @missminibudgets
    @missminibudgets 2 роки тому +2

    The marble of your background is so pretty.

  • @StephaniesHomestyle
    @StephaniesHomestyle 2 роки тому +4

    Hey 🖐🏾 Laminating the trackers is so helpful. Love Locs my family reminded this past weekend how long they would have been now 🥺🤣.

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому

      Hey, Stephanie! I'm so excited to get my locs! Thanks so much for watching! 💜

  • @mrsjade30
    @mrsjade30 Рік тому +1

    As a sahm this is REALISTIC for me. Finally!!! A Budgeter that’s relateable. 🎉❤ new subbie here. Love your video!

  • @40andBroke
    @40andBroke 2 роки тому +2

    Thats right! Every little bit counts

  • @naomieolijfveld9690
    @naomieolijfveld9690 Рік тому

    hi am from
    Suriname am trying this too Thank jou i love this

  • @thestockexplorer
    @thestockexplorer 2 роки тому +1

    Big like. Smart to start the new whip envelope super early.

  • @cravetosave
    @cravetosave Рік тому +1

    What a great video. Loved to see that every dollar was put to great use ♥️

  • @glammingbudgeting9238
    @glammingbudgeting9238 2 роки тому +1

    Great cash stuffing and love the color of your nails 🙂

  • @natsbudget4040
    @natsbudget4040 2 роки тому +1

    Nice cash stuffing and ready great video ✨💜

  • @CathysCashCoin
    @CathysCashCoin 2 роки тому +1

    Hey Jerri! Great job! Definitely laminating is the way to go💚😊

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому +1

      Hey, Cathy! Yes, I'm working on laminating them! Thanks so much for watching! 💜

  • @theraddadinvestor1000
    @theraddadinvestor1000 2 роки тому +1

    love the birthday savings challenge.

  • @lynettes.bullock6301
    @lynettes.bullock6301 2 роки тому +1

    Love it Jerrica!!

  • @PlanYourOneLife
    @PlanYourOneLife 2 роки тому +3

    Hey! I plan on starting a new car fund soon too. I don’t plan on buying a new one anytime soon either, but it’s good to start preparing for it. ☺️

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому +2

      Hey, Britt! Yeah, saving for a new car is one of those things that's going to take some time, so better to start early! Thanks for watching! 💜

    • @PlanYourOneLife
      @PlanYourOneLife 2 роки тому

      @@OneFrugalIntrovert When you get a chance to watch my latest video...there's something in it for you! 😉

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому +1

      @@PlanYourOneLife Thank you so much! 💜

  • @KreesBudgetJourney
    @KreesBudgetJourney 2 роки тому +1

    Yes a little goes a long way

  • @dollarbilllife3905
    @dollarbilllife3905 Рік тому

    Great video. I love the wallet.

  • @TLT_702
    @TLT_702 2 роки тому +1

    Cute set up. Love the tracker for the birthday savings challenge, I’m tryna get more into savings challenges but it’s so hard to just choose one lol. Also really cute setup

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому +1

      Thank you so much! 💜 It took me so long to figure out what savings challenges I'm going to be doing lol

  • @futuristicmoneydiary4736
    @futuristicmoneydiary4736 2 роки тому +1

    💵 so true a little is better than nothing. Locs journey. My brother just started his last weekend.

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому

      I'm excited to start mine! Thanks so much for watching! 💜

  • @momo6935
    @momo6935 2 роки тому +1

    Hi ☀️ ! Enjoy your video 🥰🥰🥰 !
    I really needed that laugh 🤣🤣🤣 meme took me out !

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому +1

      🤣🤣🤣 Glad I could help! Thanks so much for watching! 💜

  • @coupe_dville
    @coupe_dville Рік тому

    Great video. Just came across your channel, thank you for your content and using prop money.

  • @britanyruby1340
    @britanyruby1340 2 роки тому +1

    Love the prop money.

  • @KreesBudgetJourney
    @KreesBudgetJourney 2 роки тому +1

    Hi Jerri! Great video💗

  • @toyastlife
    @toyastlife 2 роки тому +1

    New sub here! My birthday is in august too. I am starting cash stuffing when I get my next monthly check. Thanks for sharing your content.

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому +1

      Hi, Toya! Thanks so much for watching and subscribing! 💜 Are you planning on recording your cash stuffings?

    • @toyastlife
      @toyastlife 2 роки тому

      I actually want to! I have a cleaning/twin mom lifestyle channel too.

  • @budgetwithfatima6530
    @budgetwithfatima6530 4 місяці тому

    Great ❤❤❤❤stuffing .

  • @SeriouslySaving
    @SeriouslySaving Рік тому

    I feel the sinking funds struggle. I had to make one of them a “bill” to keep up with it. But we’re getting there 💪🏽

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому +1

      It’s smart to make your sinking fund a bill because you make sure that you pay it. Thanks for watching! 💜

  • @tianastreasury
    @tianastreasury 2 роки тому +1

    Great video!

  • @Ms.AprilBudgetsandSaves
    @Ms.AprilBudgetsandSaves Рік тому

    Thank you. Great video as usual. Was that a new intro song or am I thinking too much? ❤

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому

      Thank you so much! 💜 This video is a year old, so I had to go back and see what the intro was. I couldn't even remember it 🤣

  • @teacherbudgetg1402
    @teacherbudgetg1402 2 роки тому +1

    Get stuffing! My high priority now is a new whip. I have one year to save for what I want.

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому

      Hey, Natasha! What’s your savings goal? And thanks for watching! 💜

    • @teacherbudgetg1402
      @teacherbudgetg1402 2 роки тому +1

      @@OneFrugalIntrovert between 8 to 10k. I'm trying my hardest not to finance and instead by from the auction.

  • @PlanningWithK
    @PlanningWithK 2 роки тому

    Any amount is better than not saving!

  • @chinchillin6280
    @chinchillin6280 10 місяців тому

    Haha I love your channel entity with name!! Lol I also am an introvert.

  • @chatterboxbudgets
    @chatterboxbudgets 2 роки тому

    Hi Jerri! Just pushed play!

  • @BlackNBlue10_4
    @BlackNBlue10_4 2 роки тому +1

    I agree. I don’t like folding my trackers to get them inside

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому

      Yeah, I'm working on laminating mine right now. Thanks so much for watching, Errika! 💜

  • @nailsbyshae9865
    @nailsbyshae9865 2 роки тому +1

    Do you know the dimensions of your trackers you make

  • @DeeTayloreverydaydeelights
    @DeeTayloreverydaydeelights Рік тому

    Wondering where I can find those clear smaller envelopes that you stuff your wallet cash with? Thanks! Love your videos!

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому +2

      Hi, Dee! I no longer use those wallet envelopes because I don’t carry cash, but I made those myself with regular printer paper. Folded them in half and laminated them. I did have some previously from MonetsMoney on Etsy. Unfortunately, it doesn’t look like she’s selling them anymore, but there are loads of other sellers on Etsy that sell cash envelopes. Hope this helps! Thanks for watching! 💜

    • @DeeTayloreverydaydeelights
      @DeeTayloreverydaydeelights Рік тому

      @@OneFrugalIntrovert thank you so much!

  • @davidjames1235
    @davidjames1235 2 роки тому

    Hello, nice video.. do u sell those money divided holders in your shop

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому

      Hi, David. Unfortunately, I don't sell these in my shop, but if you're interested in anything, I do have a list of all the products I bought in my description box below the video. The list is under the "Products I Use" section. Thanks so much for watching! 💜

  • @modernviewer
    @modernviewer Рік тому

    Question: do you got to the ATM every week or get paid in cash? Do you do your stuffing biweekly or monthly?

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому +1

      Good questions! I've made some changes since this video. I used to do them monthly, but I now do them weekly. I use a lot of prop money now to represent the real money that stays in my bank account, but I go to the ATM for the few envelopes that I still have cash in. I hope this answers your questions, but let me know if you have any more. Thanks for watching! 💜

  • @-crazyinlove-
    @-crazyinlove- 2 роки тому

    💜

  • @ItsDee.
    @ItsDee. 2 роки тому +1

    👋🏽 hopefully I'm helping ⏱️ time

  • @rylelife
    @rylelife Рік тому

    Newbie here....i also started my channel recently...inspire to watch budget cash stuffing videos..thank you

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому

      Thank you so much for watching and subscribing! I’m glad you enjoyed the video 💜

  • @happybirthdaytoyou441
    @happybirthdaytoyou441 Рік тому

    Is the $79 what is leftover after your bills are paid?

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому +1

      Hey, Niola! 💜 Good question! No, I have more than that left over after paying bills. I budget a certain amount that I want to save for the entire month. Then, I divide that by 4 weeks, and stuff that on camera.

  • @mindyparke4112
    @mindyparke4112 2 роки тому

    Please explain shots fired!

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому

      Hey, Mindy! I’m saving up for a gun, so that’s what Shots Fired is. Sometimes I forget to explain what it is for new watchers. This is a reminder what I need to explain it more often. Thanks for watching! 💜

  • @lifewithchristine72
    @lifewithchristine72 2 роки тому

    Hey hun. New sub here

  • @dreamtoonofficialchannel
    @dreamtoonofficialchannel 2 роки тому

    Take a breath, relax, that was just a bad day, not bad life. You can sleep now." -Another Yourself, . Stay connected 😘😍😘😍

  • @Crybaby4eternity
    @Crybaby4eternity 2 роки тому

    Me with 38.8245

  • @donnamcclenton7340
    @donnamcclenton7340 2 роки тому

    Love a little is better then nothing

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому

      Hey, Donna! Yes, I always try to stuff something, even if it's just a dollar. Thanks so much for watching! Hope you're well! 💜

    • @donnamcclenton7340
      @donnamcclenton7340 2 роки тому

      @@OneFrugalIntrovert I’m well I watch all your videos

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому

      @@donnamcclenton7340 Always glad to hear that you're doing well. I really appreciate you always watching my videos and supporting the channel! 💜

  • @Mslavender1982
    @Mslavender1982 Рік тому

    Whats shots fired mean?

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому +1

      Hi, Kelly. Shots Fired is for a new gun. Thanks for watching! 💜

    • @Mslavender1982
      @Mslavender1982 Рік тому +1

      @@OneFrugalIntrovert ohhhh cool!! Yes I am a new subscriber. Finally someone who does low budget cash stuffing. You are so relatable to my situation.!

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому

      @@Mslavender1982 Thank you so much for subscribing! I’m so glad you can relate. You can also check out my playlist called “Struggle Stuffings” where I stuff less than $100 in my sinking funds or savings challenges.

  • @lolabunny1157
    @lolabunny1157 2 роки тому

    Wait so the money is fake I don’t understand

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  2 роки тому +1

      Hi! Thanks for watching and commenting! 💜 Yes, most of the money is prop money for demonstration purposes. Some people use real money, but I keep my money in my high-yield savings account so that it can gain interest and so that no one can steal it. It’s also a visual representation that helps me know exactly how much money I have allocated for each category. Some of my envelopes do have real cash, though, like Christmas and gifts, but they have small amounts of money in them.

  • @jeanetteagain6631
    @jeanetteagain6631 Рік тому

    🙌🌸💕👍🛎️

  • @Crybaby4eternity
    @Crybaby4eternity 2 роки тому

    Me with 35.82 dollars in my currency:wHoa rIcH

  • @kenyonwolfe2400
    @kenyonwolfe2400 3 місяці тому

    I'm saving alll mine 20$ and alll of mine 50$ and alll of mine 10$ wish me good luck

  • @trenisha4637
    @trenisha4637 Рік тому

    That money looks fake

    • @OneFrugalIntrovert
      @OneFrugalIntrovert  Рік тому +1

      Hi, Trenisha! Good eye! Most of it is. A lot of
      cash stuffers on UA-cam use real money, but I use prop money for video purposes. I keep all my money in the bank for safety reasons and so that I can collect interest (I get about $40/mo. now in interest from Ally Bank). Let me know if you have any questions. Thanks for watching! 💜