Explaining My Cash Envelope Categories | Sinking Funds | Cash Envelope System

Поділитися
Вставка
  • Опубліковано 10 лют 2025
  • In this video I am going over the different categories I use in my cash envelope system.
    Shop Plan With Ilysse Printables
    Use Code HAPPY2PLAN for 10% off
    www.etsy.com/s...
    LV Binder
    www.beenrad.co...
    Ring Punch
    amzn.to/403GfKL
    Matte 5mm Laminating Pouches
    amzn.to/3yKKFdD
    Green Budget Binder
    amzn.to/3JP2eiL
    Clear Binders
    amzn.to/3HNs1qk
    Laminator
    amzn.to/3Jq0iMh
    Roll the Dice Savings Challenge
    www.etsy.com/l...
    Join my Patreon
    www.patreon.co...
    Follow me on Instagram!
    / happy.2.plan
    Affiliate Links to Products Mentioned in Video (I receive a small commission if you use these links. Thanks!):
    Shop The Happy Planner
    bit.ly/40F0lLg
    Live Love Posh - Use Code HAPPY2PLAN 10% off
    bit.ly/3SV2G1L
    KellofaPlan
    bit.ly/3TGQWAm
    Amber Plans Her Day
    bit.ly/3Uiseql
    Use code HAPPY2PLAN10 for 10% off!
    Mojo Jojo Plans
    Use code HAPPY2PLAN10 for 10% off
    bit.ly/40pLUee
    Shop Rongrong
    bit.ly/3TY4isn
    Planything
    bit.ly/3ysW4OG
    Shop Plan With Ilysse Printables
    Use Code HAPPY2PLAN for 10% off
    www.etsy.com/s...
    Washi Tape Shop - Use Code DESIREE10 for 10% off
    www.thewashita...?aff=604
    Check out my Amazon Shop for my favorite planner supplies!
    www.amazon.com...
    My Favorite Planning Supplies
    Wax Paper
    www.amazon.com...
    Tweezers
    www.amazon.com...
    Retractable Knife
    www.amazon.com...
    Tombow Correction Tape
    www.amazon.com...
    Muji Pens
    www.amazon.com...

КОМЕНТАРІ • 55

  • @Jewel_xo1
    @Jewel_xo1 Рік тому +32

    You’re the first person I’ve seen to break it down like this. I love how you organize your envelopes based on your spending habits

  • @lizabethma6363
    @lizabethma6363 Рік тому +9

    Just finding your videos but you have the most realistic and common sense budget and way of explaining this system. Big hugs and i really hope you make more of these videos.

    • @lizabethma6363
      @lizabethma6363 Рік тому

      I'd also love to see you add an investments envelope to your long tem one. You can put into an IRA or other type investment which will greatly assist retiring early or retiring more comfortably.

  • @kimfields1000
    @kimfields1000 Рік тому +6

    Congrats on reaching 25K subs! Love your channel 🥰

  • @tonya3949
    @tonya3949 9 місяців тому +1

    I found Happy Planner stickers today for $1.99 each, I bought 6 the Mom 1529 ct & the Budget 365ct books today! Yay Me!

  • @terrychittam8483
    @terrychittam8483 3 місяці тому

    Love this , you are such a precious young lady.Tell mom and dad they did a great job❤❤❤

  • @cristinaballi
    @cristinaballi Рік тому +1

    thanks for sharing! you've made such great progress - motivating 🎉

  • @Sjohnson324
    @Sjohnson324 3 місяці тому

    You've got this. Life happens as we plan it❤

  • @renee9776
    @renee9776 Рік тому +7

    How do you save for car and home/renters insurance? I didn’t hear you mention that. These videos really are eye opening for me. I really need to keep track of my spending.

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Рік тому +6

      I don't stuff my paycheck from my full time job so those types of bills come out of that money. Because of this I don't stuff for them. For me I have an issue with overspending in the categories I have in my binders. Because of that I only focus on these categories to keep on track. Hope that makes sense!

  • @calmandcharming1599
    @calmandcharming1599 Рік тому +8

    👋🏽Doing challenges for sinking funds is fun. But, I’m not making as much progress as I would like too. 🤦🏽‍♀️💚

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Рік тому +5

      Even if it's a little progress that is still better than nothing! So keep at it!!!

  • @PaulaJ_1031
    @PaulaJ_1031 Рік тому +4

    Love these videos! Keep them coming! ❤

  • @tracydennis8645
    @tracydennis8645 Місяць тому

    How do you handle the monthly bills like car payments, mortgage/rent, electric, etc?

  • @jennifergribbins4560
    @jennifergribbins4560 5 місяців тому

    Love your wallet. What kind is it and where did you get it ?

  • @mireyabender1503
    @mireyabender1503 Рік тому +2

    New subscriber!! Where did you get the pink binder? I love it! ❤

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Рік тому +1

      Thanks for the sub! I actually got it as a sample from a manufacturer...hope to sell them soon🤗

  • @teresareed6580
    @teresareed6580 Рік тому +1

    Where did you get your notebooks/binders??

  • @savewithjudy
    @savewithjudy Рік тому +2

    Here watching and enjoying.

  • @ZionTreasureHunt
    @ZionTreasureHunt Рік тому +1

    Great video very well broken down ❤

  • @Michellelovestothrift
    @Michellelovestothrift 9 місяців тому +1

    Did you make your envelopes?

  • @Ladybug50505
    @Ladybug50505 Рік тому +2

    I love your wallet, where did you get it can I ask?

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Рік тому +1

      I actually got the wallets as samples from a manufacturer..just testing them out to see if I want to sell them🤗

    • @paivix1
      @paivix1 Рік тому

      The o e you have for long term sinking funds .. white with logos is a beauty ❤

  • @carolperdue7534
    @carolperdue7534 Рік тому +3

    Do you still shop online with a credit card? Do you pull the money from your envelopes to pay the card off?

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Рік тому +1

      I’m not a huge online shopper and also no longer use credit cards. But when I do buy something online I take the money out and deposit it into the bank.

    • @missnannymarie
      @missnannymarie Рік тому +5

      That’s how I do it. I have a completely separate banking account for credit card payments. the way I think of it is, having multiple bank accounts is like a digital cash envelope system. Once I deposit the money into that credit card payment account I forget it, I never withdraw money from that account. If there isn’t cash in a certain category envelope at home I won’t use my credit card for a purchase until I know it can be paid in full at the end of the billing cycle. Pull the cash from the envelope at home and place it into a cash envelope named “bank” that you keep in your wallet and then make the deposit anytime before the payment is due that way you don’t accidentally leave the cash in the envelope leading you to believe you still have that money and it hasn’t already been spent online.

    • @mariavargas8769
      @mariavargas8769 8 місяців тому

      Hi where do you buy the binder

  • @Marie_C623
    @Marie_C623 5 місяців тому

    Can you share the link for your wallet please ???

  • @Randysavage_24
    @Randysavage_24 Рік тому +1

    What type of tripod do you use? Very still 😊

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Рік тому +1

      I actually use my ring light to hold my phone. It’s a floor stand so that’s why it stays pretty still. But I do not recommend using it because the phone holder doesn’t reach very far. Hoping to change it up to something better

  • @la-quandanorwood5158
    @la-quandanorwood5158 Рік тому +3

    Great video.

  • @abigailverthein1207
    @abigailverthein1207 Рік тому +1

    where do you get your labeled envelopes?

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Рік тому

      I made them! I have a tutorial on my channel ua-cam.com/video/OAv8yOyh4OI/v-deo.htmlsi=8VzG6xTJUZaVceEs

  • @mylittleplanningcorner
    @mylittleplanningcorner Рік тому

    Hello Desire can you share what company you used to get your binders?

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Рік тому +2

      I sourced them from Alibaba!

    • @mylittleplanningcorner
      @mylittleplanningcorner Рік тому +1

      @@Happy2planwithDesiree how do you like your new binders, like the quality? Can you do a review on what you ordered?

  • @Sitasbudgetingjourney
    @Sitasbudgetingjourney Рік тому

    Great video❤

  • @Bjustbudgets
    @Bjustbudgets Рік тому

    Hey Desiree, so i followed your cash envelope tuturial and made the exact same mistake as you 🤦🏽‍♀️🤦🏽‍♀️ i incorrectly punched 40 envelopes 😭😭😭

    • @Happy2planwithDesiree
      @Happy2planwithDesiree  Рік тому +1

      Omg I feel your pain. Even after making this video and learning from my mistakes I made some for a friend of mine last night and punched them all wrong 😭 ugh!!!

    • @Bjustbudgets
      @Bjustbudgets Рік тому

      @Happy2planwithDesiree omg crazy. I know I'm going to do them over soon too. My old won't let me keep them

  • @nikki95yan
    @nikki95yan 10 місяців тому

    Your link to your LV binder is not working

  • @judejeanpierre7486
    @judejeanpierre7486 7 місяців тому

    ❤❤❤🎉🎉🎉🎉

  • @TAA4U55
    @TAA4U55 11 місяців тому

    💕

  • @annsmith5625
    @annsmith5625 Рік тому +1

    ⚾️

  • @MrsUnderwriter
    @MrsUnderwriter Рік тому

    With all the respect, this is way too complicated