WFH VLOG| $120k-$130k Pay| Work Update | UW Career Advice| Taboo Money Talk
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- Опубліковано 17 вер 2024
- Hey guys! I am officially back to work from maternity leave! So many changes are taking place at work and in my life and I will embrace them all! Thank you all so much for the support.
#dayinmylife #underwriting #workfromhome #workvlog #lifestyle #workingmom
IG: Beautyandharts
TikTok: mallorylouise
Inquires: mallorylouiset@gmail.com
Music: Epidemic Sound
If you are an experienced underwriter or if you are in the finance industry and looking for higher paying positions, check out this link. This is the company of the headhunter that reached out to me. If you aren't experienced ,that's OK. You can still look at link to see what you can work towards 😊 www.selbyjennings.com/?
Don’t pass up a better opportunity with more money. These jobs are NOT loyal to us. They will replace you in a heartbeat. Take the offer, and pay them back for the 6 weeks. No chains on your neck! Do what is best for your family ❤
I was just about to type this. I would’ve seen how much that bonus was and pay it out. I pray her next supervisor is as understanding as the one who is retiring.
@@sherocksweaves Ditto ❤️…hopefully the new person is someone not difficult to work with.
Sometimes the grass is not greener on the other side. What about health benefits, retirement benefits, etc. y’all have to stop saying these jobs at loyal, heck they in business to make money. lol.
Not sure how I landed on your vid….but glad I found it. USE A PRIVACY SCREEN or change the angle of your camera. Employers and trolls are always looking for a way to bring you down. Hugs
Thanks sis! So glad I found your video. I’m an insurance agent myself. So close to 6 figures I could kiss it. I have been at my job only a year. I will def hit it within 5… if I’m at 120-130k by that time I definitely may just sit still.. But In this economy and a single mom of 3 that don’t even seem like enough. I will be doing my research on becoming an underwriter and seeing if it’s worth something I would be interested in ❤ just a year ago, I had an eviction and repossession on the same day. I turned it around in 30 days and gave not look back! 🙏🏾 congratulations on your beautiful bundle of joy 🎉
Wow that is so inspiring!! When I hear stories like that it gives me the push to keep going. And you are right, with kids it doesn't seem like enough but I'm sure they will have all that they need in Jesus name!
@@mallorylouise331 thanks so much hun! When hearing stories like yours, it inspires me too ☺️ new subbie! I share my experience and journey as well ❣️ will be checking out more of yours!
What kind of insurance agent are you if you dont mind me asking
I'm single with no kids and 6 figures still doesn't sound like enough in this economy lol. I currently work a back office operations job in finance and I'm desperately trying to find another position because my company is really bad, like people are in tears on teams calls, other's are talking about walking out it's crazy. Also trying to figure out any jobs I can maybe get a quick certificate in. I'm perfectly happy working my way up if someone is willing to train me. If anyone knows a position willing to train please let me know!!
I do believe that in our community sometimes people think if they share then it'll be taking something from them. When we really can all eat.
I feel like the reason talking about money has become taboo is because employers, over time, has discouraged it as being something unprofessional to discuss. In actuality, they just don’t want employees to see just how great the disparities are in pay among their coworkers.
Also, socially people don’t like talking about their salary because of fear of judgement regardless of if it’s it lower or higher.
Praying you receive all the blessings ❤❤❤
That's a good answer!!!
Kudos to you for being a mom of a newborn, and an Underwriter. Even with great support, that’s still tough.
I have never been an Underwriter, but I’ve been in the P&C Casualty industry for many years.
Nowadays, I would never choose the career if I was a new mom.
I raised two kids, as a single mom while working in the industry who are now young adults.
It was very hard, if I had a strong support system maybe it would have been easier.
Let the Lord continue to lead you, just remember your first ministry is your household.
I pray you are not staying late at the job (even working from home).
I did that, and in the end it’s not what I should have very doing. The Lord does not want us giving additional time to jobs, because it takes away quality time from our children. ❤
I agree with everything you just said and needed that reminder of my family being my first priority! Thank youb❤️
Awww😊, you two are great together. I loved how your hubby got in the video. That is true love.
And…you do not owe an employer anything. If the potential offer is what you’re looking for…go for it. The 6 wks you’d have to pay back is pennies compared to your earning potential. At the end of the day, employers are not as committed to you as you think they are.
Loved this vlog Mal! I’m thinking about making a career change so I’m going to do some research on underwriting. You & your husband are doing a great job parenting and multitasking! God’s grace!! ❤️🙏🏾🥰
Thanks Brica! If you ever have any questions don't hesitate to ask!
Seems like things are going good kids seem healthy and blessed. I start mid September Underwriting you helped me so much during the interview process. Get your money when you get done with the maternity contract!
Congrats! That's so amazing. I love hearing you guys go for underwriting position and get them!!
Y’all please cover or blur your computer/laptop screens. These people in the comments be waiting to find something and report you or use it against you. Edit and repost.
Hey friends. I was looking through the comments to see if anyone was suggesting this before I wrote it. Definitely a privacy issue. Please don’t show your computer screens 💜💜
I needed this vlog this morning. I work for a very larger known company that offers an UW dept. I will have to look into it! Beautiful family
Yes look into it! And thank you!
Your salary is your business. When the wealthy speak of money, they’re usually speaking about how they amassed their fortune….not necessarily their personal salary.
It could be the opportunity of a lifetime. I wouldn't automatically say no. I realize this was posted almost 2 weeks ago. If they're really interested in you, they can wait.
Ask them to cover all or a portion of the 6 weeks leave. If they really want you, they'll do it. Also compare the entire benefits package. How much are they matching for the 401k, profit sharing, employee stock purchase plan if applicable, actual details of the health insurance benefits, pto & the approval of the time off, how have their bonuses and raises been over the last 5 years - this is likely a worst case scenario for you, flexibility, oh and most importantly Pension especially since you're at 3 years currently. Compare the 5 gear incentive as well. It may be better overall. I look at the next 3-5 years instead of 1 year. Also consider layoffs.
I love that song! Btw, I love your channel and it has motivated me to look into Underwriting. I currently work in short term disability claims but will be trying to find a mentor at my job in the underwriting department soon.
Yessssss Holy Forever is definitely powerful!!!
I love that planner…Now that I am in a true underwriting role I see it is crucial to have a plan for the day!
Dre is 💯. I love how he supports you and the girls….
Anywho…I’m excited to see how your first day back in the office went. I’m sure you will walk in like “hey how y’all doin’ 👋🏾” 🤣🤣
And last but not least…I know we talked about it but I’m happy to see you expanding to other platforms. 🙏🏽❤️
Yes girl planning and something as simple as having a to do list everyday keeps me on track and helps me prioritize! As always thank you so much for your support and encouragement! It means alot! ❤️
I couldn't agree with your comment regarding salary discussion. I learned in the workplace that this topic is highly discouraged and this is mostly because the salary conpensations, especially for women are not fair. If we start discussing salaries more openly, it will help close the pay gap and in turn, increase the earning potential of women.
Maybe I should have been more clear in my discussion of talking about money. I get that, talking about salary in thr workplace and amongst co-workers is not something I personally would do. I meant like on platforms where you can give information about a certain professions.
I would calculate how much I would have to pay and ask for a sign on bonus to pay it back. If they really want you them they will pay the money.
Congratulations on the new baby!
Girl get that job!! Also your husband funny
First time coming across any of your videos and what are the odds that I bought the same to do list a couple of weeks ago😮😂 Also, you have such a calming aura, thank you for the song recommendation. All the best❤
Aawww thank you!
Next offer, ask that the new employer pay a sign on bonus (equal to or more than an amount that will reimburse you for the fees you will need) to terminate your current contract. Also, I am sure your current supervisor would be happy for you to improve your family's circumstances by taking an advancement with higher pay. If they would not support you, then they are only looking out for their own best interest and that's an even better reason to make your move to higher ground.
stumbled on your video. New subbie. Great video. Beautiful family. God bless.
I just found your page on today ironically the day I am fighting something at work! The other young lady is right don’t be loyal to these jobs because they don’t care about you! Q: How do you get into underwriting?
I was working in insurance as a customer service for about 4 years and one day I and to interact with an underwriter at my company at the time for a one off situation and that person's job intrigued me so I looked into it and pursued it. I applied to sort of an entry level underwriter job and when I got in I got the initial experience and then started pursing different lines of business
@@mallorylouise331 awww, thank you so much! I really appreciate the information! 😊
Awww 🥰 the baby 👶🏽 is adorable 🍼 🧸
Love your videos ❤
Great video ❤ thanks for sharing, I have never heard of underwriting!
Good job 👏🏽 beautiful mama !!
Hi, I am interested in beginning a career in underwriting (trainee), any companies that you recommend? Im currently a public welfare caseworker for my state and county (5 years). Previous background in corporate business. Bachelors degree. Also a believer 😊🎉..Ready to step out on faith. I am being paid much less than I should at this stage of my life considering I graduated undergrad in 2008. Public service work can be rewarding but highly stressful and high workloads. Ready for a change. Any help and insight that you can provide would be extremely helpful!
Hello! I would say I have heard that state farm is a good place to start because they have trainee type of roles. They may not pay the best compared to other companies but with underwriting, if you have no experience, you get in the door where you can, get that 2-3 years experience under your belt and then move. If I were you I would just go on indeed and search "underwriter trainee" positions and see what companies come up and their requirements
Would you recommend pursuing and associate underwriter position to get your foot in the door?
@@mallorylouise331 thank you 😊
I currently work for State Farm and I just finished their trainee program for p&c underwriting. As she mentioned that is the best place to start, the pay isn’t that great, but with the benefits being extremely cheap helps offset the pay. The work is hybrid so you have to live near one of the hubs to be considered for a position. Like she mentioned stay 2-3 years to get the experience, while there get some insurance designations they pay for them all. Once you complete designations they actually pay you bonuses for getting them. State Farm is one of those places once you’re in you never leave because they don’t lay off and if you leave you return lol.
@@christina9095 It sounds great, thanks for the info.
Love your family. Blessings abound.
Had the same morning with my daughter today and I missed my mark with patience I tried so thank you for sharing the first part of the video
We are doing our best mama! ❤️
@@mallorylouise331 Thank you 💗
Hello Ms. Mallory, it is so good to see you. You are really doing it 4 girls (what's the baby's name)? Have you ever considered doing a live allowing us to ask questions about your career in Underwriting?
Hey! The baby's name is Purpose. I never thought about doing a live. I don't know that it would be attended well. I'm still growing my audience but maybe if the demand is there 😊
@@mallorylouise331 I would be there :-)
You and your husband are doing GREAT💯💯💯💯💯💯
Keep keeping the Lord, Jesus Christ first 🙌🏿🙌🏿🙌🏿
Hubby is hilarious 😂😂😂
It’s taboo to talk about how much you make with coworkers because maybe they aren’t making the same as you. But as far as negotiating a salary than that’s different in my opinion. But god bless you
I agree with that. I meant in general. I wouldn't talk about it with a co-worker...you're right lol.
Het there, thank you for your content , stay forcus on your own journey..👍🏾🙏🏾
I am a teacher but would love a 7 to 4 wfm..what skills are needed and what companies hire?
It depends on what you want to do and what skills can transfer. There are plenty of wfh jobs out there but you have to ask your self are you a phone person or do you want to do more of data entry type of work. My job is hybrid so I am not fully remote. Only on certain days
I suggest finding a good job search site. Search for job titles that could apply to the skills you have. Most job websites ask you to list the location where you want the job. Instead of typing in your city, type in the word "Remote". You should see more positions that are remote only. From there you can start searching and determining if you think any of your skills could apply to any of those positions. Hope that helps. Good Luck searching!
So happy to find your channel. I am only in a sales support position for an agency right now. They are paying for my insurance license. My end goal is to work from home as an underwriter. I do have a bachelors and many years of work experience both in insurance and out. I think the company I work for is stingy with everything from pto to pay. Should I get my license and stay a while or just jump ship immediately .. do you have any advice on how to gage if an employer is worth staying with as an underwriter?
Hey! It's looks like you already have s good Jumpstart with your back ground and degree. If it were me, let them pay for the license! I would get my license se and stay to get probably a year under my belt then go elsewhere if they don't have the path you are looking for into underwriting.
@@mallorylouise331 thank you.. it’s so hard to get career advice because a lot of people don’t understand the career path of someone in insurance.
6 months at least and go from there. Also you don't need a license to be an underwriter. When you say agency it's unclear to me. If it's an agent's office, it doesn't always make you as competitive as you could be if you were working for corporate. With many years in insurance and updating your resume with a bachelor's degree, you're competitive already. I've helped people get roles with less.
New sub your bio is meeeee yesss hey girl hey
Heeey girl! 😊
Hey 😊 I have a financial service background (5 years) with a B.S. Degree and 3 years of Underwriting experience in the Consumer/Home Lending Space. Do you have any recommendations on how to get into the Insurance, Health Care, or Workers Comp Underwriting Industry?
Hey! My suggestion is just to apply! Apply apply apply! Look at the job descriptions and tweek your resume to compliment the job description. The fact that you have a financial background and underwriting experience is a plus so all you need is a "yes" we will hire and train you. Maybe a trainee position or development program position. Companies like Liberty Mutual, Travelers, Hartford have trainee positions. And you can also go on indeed.com and type in underwriter trainee and see what comes up.
@@mallorylouise331 Thanks for the advice 😊🤍
I would also encourage you to join any professional organizations I'm that industry and or attend any conferences in that industry to network with people already in the field and ask for a referral. Referrals are a win win some companies pay employees for referrals ❤
I’ve been a UA for various different companies….i love commercial insurance….will never do personal lines lol
Yeah I couldn't see myself doing personal lines either lol
@@mallorylouise331
❤❤❤❤
U owe them(the employer) nothing!!! U could have negotiated that they pay the 6 wks for you...I have seen ppl negotiated wonderful deals!!!
This was my exact thought
Get your money! These job will drop you in a minute.
Hi Mallory,
I have handled work comp claims for several years. Do you have any recommendations on steps to to get into underwriting? Any assistance would be appreciated.
Sincerely,
Doretha Dyson
Hello! I wouldnsay try and make your interest known at work if they have an underwriting dept. Maybe they can help you to develop a plan to move departments. If not, I would say just start applying to maybe underwriter trainee roles outside of your organization.
The employers started that not talking money taboo because they don't pay every one fairly
Take the job… damn that obligation. You can pay that back with your tax check lol.. these jobs ain’t loyal! Take the blessing!
Hi! Would you recommend getting a CPCU or a bachelor degree when trying to become an underwriter? I have been an Underwriter Assistant for 2 years and the company will pay for the bachelor degree and the CPCU. I already have an associates degree and just trying to see what's next steps I should take.
Honestly the fact that you have some experience it great. A bachelor's degree in business, finance, or risk management would be beneficial. But the fact that you have an associates already, the CPCU route would be good too. I have a bachelor's and experience. I thought I wanted to get my CPCU but I am seeing that my experience is taking me far. It boils down to your preference and what you think you need in the areas and environments you are trying to be in. Hope that helps!
I’m almost half way through my cpcu, 12 yrs of claims experience. I would love to be an underwriter but I’m having a hard time pivoting into a different direction and taking a pay cut. I’m going to work on cross training but my current company requires 2 yrs experience minimum for the position I want to be in that matches my salary expectations. From your experience do you think someone with no experience and cpcu will be able to pivot into your role? Or I should just stick to claims to utilize my cpcu 😞
Honestly, I think that you will need to have the experience. Like you said at least 2 years. But then again, it could just be your company. There are different companies that may be willing to offer what you are making. But even then, they still may need the 2-3 years of specific underwriting experience. However, it never hurts to just try. You never know what could happen.
Whatttt they gave you 6 weeks in exchange for a year 😮 that’s a set up lol
Hi, any suggestions on how to get started in underwriting for someone that was previously a CNA and want to look into other options?
I would say try and get into insurance. There are several ways you can do this. If you are not a sales type of person, trying a customer service position. If you don't mind sales, try a sales rep position. 9 times out of 10 the company will pay for you licensing. If you want to go back to school and try and get in that way, I would suggest a degree in business or finance. Alot of companies will hire recent grads into entry level associate or trainee underwriter positions.
@@mallorylouise331 thank you!
What type of underwriter are you? You doing mortgage or insurance?
Insurance
Can I ask what license you hold? Is this a position you worked to like you had a different position?? Thanks 😊
I had a p&c license but I let it expire. I don't need it for underwriting but I am going to get it again because I want to remain licensed
Loved the video... to answer the question, why is it taboo... I wouldn't say it is, when you make more than a certain amount. No one minds sharing they make six figures, but when you bring home $35k before taxes, you kind of hide that info.
Good point!
Are you a financial underwriter or an insurance underwriter? Your comment says financial but I see comments regarding insurance. Yes an insurance company can be & of usually considered a financial institution but they're also 2 different roles underwriting different things.
I see that you're in work comp.
If you are talking about the comment I pinned, I was specifically talking about the jobs in the link I pinned. I am an insurance underwriter. I underwriter workers comp, general liability and excess insurance
Thanks for sharing. What is your position? underwritter for insurance company?
Yes, my position is called Commercial Underwriter. I underwrite commercial/business insurance for an insurance company. I specially underwrite workers compensation, general liability, and excess coverage. And soon management liability insurance.
@@mallorylouise331 Okay I work with commercial also as UM nurse (utilization management). I didn't know underwritters make 120k upward (that's more than I make!). May be worth looking into.
He is too much 😂😂😂😂😂
Wayy to much 😂😂
I’m a mortgage underwriter how do it get into workers comp underwriter trainee to learn this business? Who is this headhunter so I can have a conversation please? Can you refer?
www.selbyjennings.com/?
New subb ...i need a remote job any leads anyone please .i have no experience working from home .thank you .❤
You work set up is nice. It looks so calm 🩷
Thank you! 🤗