EXTREME FRUGAL LIVING BELOW YOUR MEANS - TIPS ON LOW INCOME + NO BUY YEAR + LOW BUY YEAR
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- Опубліковано 22 тра 2024
- #frugalliving #livingbelowyourmeans #nobuyyear
My frugal living tips for a low buy year and a no buy year during inflation for living below your means. Sharing ways I practice frugal living on a low income in 2024! All my ideas are both practical and economical for the low income or frugal home.
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music crew: Who Can Say - 126ers
Hey everyone, so happy you're here and I hope this helped you out! If you liked this video, check out my playlist on MORE ways to SAVE MONEY 💰🙌 ua-cam.com/play/PLPrx9xx39ql-Ve9owflyeSn3SRi3uoU2T.html&si=tb6qhRG3Rhixv1Us
Love this 🙌🏻 great reminders 💖 one addition/correction the toxic part of candles is the metal in the wick (not the wax necessarily) unless it's scented
@@bakekay21 Yes! The scented fragrance is what’s toxic!
I loved what you said. Be modest, be thrifty, don’t compare, and trust in God. Awesome message! 😊🙏
Thank you, I’m so glad it resonated with you, it’s a reminder for me too! 🙏🥰
I agree God does take care of us 100%. Anna In Ohio
Wonderful to include a scripture to give acknowledgement and thanks to God.
Always and everywhere to give Him thanks 🙏💗🥰
I like how you mentioned your windfalls and financial increases. I remember when I bought my house and right after signed papers received a $1/hour raise. We got frequent raises after that so it was never a hardship. I have been blessed.
Definitely, God is faithful and always provides where we don’t think possible ❤️
Burping clothes make amazing reusable napkins and are wonderful for cleaning spills-plus eliminates the need to buy paper towels
Would not have thought of that! Thanks for the tip, we have tons of those 😄
True.the online grocery helps me.i will not be tempted getting things that i dont need
Absolutely! It totally obliterates the “impulse buy” option 😅
Last one should of DEFINITELY been # 1 ‼️😇 First and foremost 😊 New viewer !!
Absolutely 🙏🙏🙏💗✝️Welcome 🙌
Get out of debt and live below your means! Julianna is beautiful!
Yes get out of that debt!! 😂🙌
Your last tip was the best one! Always rely on God.
🙏Amen!!
I love my Kroger delivery for groceries. It's 59.99 a year and is totally worth it to me. We live in a Rural area and I was surprised they would deliver. It saves us so much time with driving, saves gas $$$ and I get double fuel points and the biggest thing it keeps us out of town and out of the store. No impulse buying, no driving to other stores while we are out in town, no stopping for fast food Win, Win, Win. I have been doing this for 3 months now and I can see a huge difference in the discretionary income I'm able to save. I love buying secondhand, thrift stores are my downfall so I try to stay out of them. I really don't need anything. Love the Depend on the Lord segment.
YAY good for you!!! The impulse buying and extra stops is definitely a downfall for us too, delivery is the way to go 🙌🙌🙌
I love grocery delivery, too. It sure saved fuel cost and impulse buy while in the store. I, too, can’t leave a thrift shop without finding something I got to have so I stay away from them. The only time I go into a charity shop is when I travel overseas. I can’t bring anything bulky back and there’s not much room in my carryon luggage so I would buy some small like a scarf or a beanie. They are functional and souvenir to remember the town by.
@@33Jenesis Makes sense, love to thrift!!💗
Most frugal living is just a mindset--being satisfied with what you have, and not believing some THING is going to make you happy. Sewing is a great skill to learn, but it's more important not to be ashamed of repairs, or to learn how to disguise them. Living with appliances that don't match, having furniture that isn't trendy, and not caring that your rooms are "outdated" is a great way to save money, AND not pollute the environment by throwing away things that are still useful.
Love that! Detaching from worldly desires is a big one not just for frugality but for our souls too! 💗
Yes Julianna!!! 🙌🏽🙌🏽🙌🏽 Trust the Lord!!! 🙌🏽🙌🏽🙌🏽 He makes life worth living! 🙌🏽👍🏽🩷
He truly blesses us all 🙏💗
Put God first and all things will be added onto you ! Bless you sis! These are lovely tips ! Wisdom 🌹🤎
Yes!🙏Thanks for watching, God bless 💗
@@JuliannaStyles 🤎🤎🤎
Dinner Napkins... I use them everyday all the time. I do have paper towels but don't use them a lot unless my dogs have a accident and I'm out of plastic bags. Anna In Ohio
Great idea, I’ve wondered if washing those vs napkins/paper towels is a money saver!?
Soooo blessed to have found this
I’m so glad it’s helped you, that is my goal! 🙏💗
I love the ending so much! Thank you for that beautiful quote and reminder
💗Thanks for listening 🙏💕
Thanks for the encouragement.
I’m so glad you found it encouraging!! You’re very welcome ❤️
Just found your channel. Looks like you are wearing a miraculous medal. New subscriber! Thank you!
Yes indeed! 🙏Welcome and thanks for watching 🙌😊
I buy Dollar Tree napkins for everything !!
🙌🙌awesome!!
Good points!!
Glad to help, thanks for watching !
I loved it all, but the last is the most important❤❤❤.
Couldn’t agree more 🥰🙏
I love the small devotional!! Keep it up :)
Thank you, and thanks for watching!!🙏 ❤️
Wonderful. I really enjoyes this!
Thanks for watching!! ❤️
Almost all garden produce, meat, dairy, and bread products can be easily frozen! I save everything in a deep chest freezer, whether it's ingredients or fully cooked meals. And gardening saves us lots!
Absolutely!! It’s crazy what lost skills should be taught to us from childhood for the well-being of our health and families❤️
I loved the Bible reading. Thank you. Your ideas are great. We live in a house with no electric or water in Iowa.
Thanks for watching! And wow that is amazing, how do you do it!!?!
@@JuliannaStyles it is a struggle but we have great neighbors and wonderful church friends.
#6 for sure. Thanks for sharing.
Absolutely, thanks for watching ☺️🙏
I really liked your spiritual faith tip at the end. ❤
🥰Aw thank you! And thanks for watching, blessings ❤️🙏
I loved loved this video. God bless ❤
Thank you for the kind feedback ❤️
I am trying to be more frugal in my 40s.
Good for you! Never too late to start 🙌
Great video!
Thank you! And thanks so much for watching 🙏
I actually prefer thrift store clothes shopping .I find there is a better variety ,and I like the thrill of the hunt. I have to be careful and not over buy items just because something is ‘cute’ doesn’t mean it needs to come home with me. Eating out is a budget buster for sure ,I do eat out occasionally as a treat.
Totally agree, the thrill of the hunt and bargains keep me going back 😄
Great video!
Wonderful channel and content is valuable.
Keep the videos coming 💖
Thanks so much for watching and the kind feedback ❤️🥰
Some great tips here, I've been meaning to start saving more...thanks!
Glad you found it helpful 🙌🙌
Great tips! In my opinion, tip number seven is my number one on the list.
Definitely agree with you! 🙏❤️
Wise advice
Hope it helps 🙏
Great video, great tips :) I am such a big fan of cleaning with vinegar! It's so effective & economical
Yes!! Such a staple and affordable cleaning supply!🙌
I just discovered Damon Cassidy channel yesterday. Today, your channel popped up in my suggestions! Can't thank UA-cam enough for the two hidden gems I just got. Juliana, you are doing such an amazing job, please keep it up!
Aw yay welcome, I hope you’ll find future content uplifting and informative 🥰
Great content
Thanks for watching!!💗
Love the advice about trusting in God the most. He is so good!
He certainly is 🙌💗
I like your tips. In New Zealand, where I live, I would say the majority of people air dry their clothes. We have dryers but I think as a country we generally don't use them regularly because they can be very expensive to buy and to run here. The weather is generally good enough that air drying is enough. In the winter, if the weather is really bad people sometimes hang their clothes in their garages or under outside shelters (like a veranda). If we don't have a line outside or live in apartments/units, a lot of people buy clothes horses. I think American's call them air dryers. They are a great option if you don't have a line as they are usually compact and can hold a lot of clothes.
That’s so great! I love hanging things out in the summer, it’s like your clothes just soak up that fresh scent 🥰
I only dry underwear and pajamas that always dry hard and brittle if I don't. Everything else is always hung up to dry. Things last so much longer this way
@@beans4853 YES! Very true, the damage from machines can be hard on your clothes and take life out of them, good point!!
In Greece women wear baggy clothes so it doesn't matter if they gain weight or lose weight They have the same clothes.
@@Joce123 Interesting!
Another way to conserve and save is to have swap parties. Everyone brings items they can't or don't use, then everyone takes what they can and will use. Whatever is left over gets donated to a charity. People can bring clothing, food, small appliances, games, toys, movies, books, and anything you can think of. Since you belong to a church, there can be large swaps for the congregation throughout the year.
You can order your groceries to be delivered in paper bags. You can use them for the same things you listed that you use the Walmart bags for, such as cat litter or scooping up dog poop. We all have to stop using plastic bags and plastic bottles. Bio Bags are made from corn starch and biodegrade in a landfill. You can also use their smaller bags for picking up dog poop on a walk. Unless you live in cities like Flint, Michigan, we don't need to buy bottled water. Invest in a water filter that attaches onto a faucet or under your kitchen sink. Cloth napkins can be used for every meal. When they get worn out, they can be used as rags.
Swap parties is such a great idea!! Thank you for all those other great frugal suggestions!!🙏
Exactly think many times before spending
Yes! It’s easy to make many impulsive and unnecessary purchases when you see them in a store!
Before reading the rest of this, just remember, what's frugal for one person isn't for another. Some things that most people wouldn't consider to be consistent with a frugal lifestyle, are fine, if you can afford it and find frugal ways to have it.
I normally get a massage every month. Reason being? Without it, I get muscle spasms in my back. They'll keep me up. It's the only thing I've found that helps.
There are some things I won't buy in a thrift store, like a used mattress, couch, etc. I'll admit to being afraid of bedbugs.
With that being said, my bedroom furniture belonged to my grandparents. My desk, basket chair (without a cushion, had to buy that), a leather topped side table and my kitchen table and chairs were free, curbside shopping. I have a few other things that were gifts, or belonged to my mother. My piano and bench were $65.00.
I don't buy clothes from a thrift store. It's rare for me to see something I like and often times, it costs about the same as something new.
My clothes do, however last me a long time. My shorts had originally been a pair of good jeans. Then they became my everyday jeans, then they became cutoffs. My tee shirt is at least 20 years old.
I have horses. I rent a field. It's cheaper than paying any type of board at any place else and with the way I have the field set up, I save a ton on hay.
I used to put whatever I had left at the end of the week in the offering plate, but it was never much. Instead, I started putting that money aside first. God has blessed me for doing that. For instance, I was given a manure spreader that was almost brand new. That type cost about $1000 new.
Wow good for you!! I absolutely agree about thrift clothing…In my experience I’m finding more that it’s either practically the same pricing as brand new OR there’s something faulty about it you don’t realize till you get it home and can’t return it! (Snags, broken zipper, missing button, stains, fraying, itchy or uncomfortable when worn, etc)
I'm also anxious about bedbugs but I learnt that putting a garment in a ziploc bag and in the deep freezer for 4 days kills bedbugs, larvae, eggs etc....then wash as normal. Wouldn't work with upholstered furniture of course.
@@feedogmummy496 Interesting! Thanks for the tip!!
@@feedogmummy496 they're also one reason I prefer camping. I know where my bedding has been.
The only time I stop at a hotel is if I'm traveling and get held up on the road, like today. Heading to a friend's house that's about 12 hours away. Hopefully I won't have any problems coming home.
Love, Love, Love your content and I subscribed! But holy editing Batman, so many starts and stops. lol
LOL I trip over my words a lot, welcome 🙌
Thank you for sharing your faith! God is good! All the time! God Bless You!
He’s given me everything, and through everything and anything He is faithful! Blessings and thanks for watching🙏❤️
He certainly is!
@@lisaparrish1241 🥰
I enjoy this video very much then. And may God bless this channel to then
Thank you, that is so kind!! God bless 🙏💗
We have a local 99cent type of grocery/general store (minority owned) where I buy cheese, yogurt, and chips. They got goods almost expired (sometimes expired). I never got sick eating what I bought there. I bought vegetables, meat and seafood from a Mexican supermarket. They are great quality and not too expensive. I buy other grocery items from Amazon Fresh using 20% off $50 or $2 off $10 when I make an Amazon return. My mom and I spend about $250 a month on food because we look for bargain and cook at home.
Those are some GREAT tips, thanks for sharing!! 👏
First time. God is good. I’ve been watching many Christian channels.
He is!! Thanks for watching 🙏💗
Yes Trust in God! 🙏🏻✝️
Always!!🙏❤️
Thanks for this great video. New subscriber here.
YAY welcome!! Thanks so much, glad you found it helpful :)
Yr right. When you have any burdens you can throw them on Jehovah as he says in Psalm 55:22.
Or if u have any anxiety u can apply 1 Peter 5:7...😊
Yes I love the psalms for encouragement! Thanks for the reminder 🙌✝️
Love reverse meal planning. Saved so much money using it. I have some flexibility if schedules changed but in general what that day is is what I prepare.
I was watching a video and the topic was purchased and planning. Over time I knew what my family used, how much and the price I was willing to pay. As seasons approach, I shop the sales for that season and rarely pay full price during the season. Example: sales start in July for school supplies, that’s when I stock up on school and office supplies; in September, cold season medicines go on sale. It reminds me to check consumables and non consumables, consumables are medicine/tissues, etc and non consumable would be cool mist humidifier, reusable ice packs, heating pad, etc. No late night trips to 7-11, late night pharmacy (though my Walmart is open til 11pm). I even have go to 5 min. dinner I make in the microwave ex. 1 can hearty beef and vegetable soup + one package cooked ramen noodle for 2 (generous amount) or 2 adults 2 children with sliced buttered bread.
One thing I did learn that I think is share worthy, though I could be the last to know, lol, is using generic Claritin for snotty illnesses. Dries everything up and I can get a bottle for $0.04 a dose vs a cold medicine $0.21-$0.55 a dose. Can be use for children also but in the children’s dosage.
I like to stack savings. I do this in restaurants and stores.
Meal out -
1. Join loyalty program/app
2. Get discounted gift cards online or in stores, frequently get 20% off and pay with rewards credit card.
3. Use a coupon (online, mailer, newspaper), birthday B1G1
4. Alway to much food, order to go box with meal and bag. When meal is delivered, immediately put 1/2 in to go box, then in bag and set aside, now I don’t overeat and have a meal for later.
5. By using coupon, loyalty program knows I’m there.
6. Some restaurants offer points towards meals.
7. Kids eat free night
8. National ? Day! B1G1 burrito at Chipotle on Burritos Day. Free ice cream scoop at Coldstone on National Ice Day! There are National Pretzel, Waffle, Pancake, Pi Day, Doughnut, Pizza, etc.
Wow that is WONDERFUL! Sounds like you’ve really mastered this routine and your money…well done and thanks so much for sharing 🙌🙌🙌
@@JuliannaStyles been doing it a long time now 😃. There is a learning curve to everything we do in life. It’s so important people to understand and give themselves the time, effort and grace to do that learning. It’s easy to be overwhelmed. I always asked myself what I could do differently in an area/situation. And different seasons of life can change the time we have to do things.
@@kenyonbissett3512 Very well said, thanks so much for your wisdom!!🙂
New Subbie from Ireland :)
YAY!!! Welcome welcome, I made a trip over there for a week almost 10 years ago!! Cork was my favorite 🥰
Another irish follower but I live in canada
Excellent video! New subscriber here! We are also Christians. Looking forward to watching and supporting.
Aw yay thank you so much!!🙏
Hello .subscribed
Yay! Welcome welcome! Thanks so much for watching 🥰
UA-cam hair cuts. You can find simple cuts, especially for long hair.
I need to learn 😅🙌
What about tipping the delivery driver for the Walmart orders? Doesn’t that add up fast?
It’s not required! I never do and they do a great job with delivery :)
Great video content and acknowledging our Savior!! Priceless …because he is good! ❤🙏🏻
Absolutely 🙏💗Thanks for watching! 😊
Is hard for me
To cut my Yorkies hair but I am getting better it’s expensive grooming
I’ll bet, but good for you for teaching yourself! 🙌🙂
do u tip on the walmart orders?
Never! There’s no rule saying you have to and they get paid so it’s totally extra. Our delivery guys do a great job!!
@@JuliannaStyleshow are they paid, is it hourly?
@@kenyonbissett3512 I believe they choose which jobs they do through contracts with various delivery apps...?
@@JuliannaStyles oh then what they make is variable like a waitress except waitresses are guaranteed minimum wage if there isn’t enough business that day.
@@kenyonbissett3512 Right, I've never seen an actual Walmart truck deliver. It''s always been an individual with their own vehicle :)
How do you save on diapers.
I order a cheaper but good quality brand on Amazon…if anyone has any other suggestions, I’m always open to hearing about a BETTER deal??!!🤷♀️
Make do and mend
That’s right! If it isn’t totally gone, repair it🙌
Once upon a child for kids!!!
Yes!!! So many great consignment places!
Work from home ideas surely interest me tell me please
Here’s my video on a few ideas! :) ua-cam.com/video/u1DwZzTJOgs/v-deo.htmlsi=pEl3L6KNuL5uyx0E
Hang your clothes outside if it is not snowing? 😂 it ll be cold outside! If you want to freeze your clothes you can hang them outside...during winter when it is not snowing! 😂😂
Haha I will admit I don't REGULARLY hang our clothes outside, just sometimes when it's warm out. It's definitely NOT plausible during winter 😆
I watch the show Extreme Cheapskates I do not buy paper towels or napkins I do not buy trash bags I ise grocery bags for trash bags I have a antenna I got rid of cable I get stuff that people leave by dumpsters - trash cans I live in a apartment I have plastic silverware & to go boxes I shop at Karms I shop at Aldi's I go to yard sales I wash my laundry in my bathtub I do not use the AC in my car or apartment when I eat out I get Kids meals cuz it is cheaper I get water I cut my own hair I don't go to gyms I don't get my nails done I don't get messages when I see Change I pick it up I walk to a store instead of driving when I go to stores I check out the Discounts I do pay tilthe at my church I have furniture I have gotten for Free from Facebook Marketplace!! I only go to a car wash that I pay $2:00 to wash my car I go to Flea markets I have over 100 restaurants that I can get Free food on my Birthday😢May 17,2024
Wow that is EXCELLENT!! Good for you 👏👏👏
I don't dry clean
@@michellecowell1578 I don’t either and also AVOID clothes that wrinkle easily so I don’t have to use an iron 🙌
Consuming less food, water, electricity, fuel, home supplies; not buying store brand, not buying anything, and just spending on food and housing can save you money. Don't buy an expensive car. Buy a used car and buy it in cash.
Absolutely, good points here…thanks for sharing!
What do people tip the grocery delivery person? Percentage or flat amount?
“After your order is complete, you will be asked to rate and tip your shopper, which is appreciated but not required.”
I’ve never felt pressured to tip, but they have automated options of 10,15, etc I believe :)
Is this a US thing tipping the delivery person? In the UK I pay a delivery cost which varies depending on the delivery window. You pay more if you want a specific 1-hour slot. Less for a 4 hour plus window. I go for the cheapest option. Tipping is not mentioned and it would never cross my mind to do so.
@@beewa8840 Wow! Yes tipping is “optional” and not required here in the US
SLOWLY (!) creeping up?
Haha you got me there! Our grocery bill alone has DOUBLED in the past year with LITTLE changes to the list! 😳
You were good up until the deity part. Zeus is upset with you.
God bless you, his mercy endures forever!🙏
@@JuliannaStyles I guess you mean well.
I wish you all the light and good in the world 🩷 great content and message
Thank you so much!💗