Buy Home Without Taking Home Loan | Home Loan With Zero Interest | Yuvarani

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  • Опубліковано 4 бер 2024
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    #bankloan #houseloan #loantips #loaninterest #loan #homeinsurance #loan #bankloanflats

КОМЕНТАРІ • 420

  • @ffreedomapptamil
    @ffreedomapptamil  2 місяці тому +3

    For more Finance Concepts & Strategies, Download ffreedom app now - ffdm.app/u8fL

    • @arunkoppa8952
      @arunkoppa8952 2 місяці тому

      0:20

    • @Ravi-v9r
      @Ravi-v9r 4 дні тому

      We are not registering just for course's sake, we can get more effective courses outside.
      The executive promised many and not even bothering to call or respond when asked for call after paying premium membership

  • @JamuChinna
    @JamuChinna 4 місяці тому +141

    தான் வாழா விட்டாலும் சாமானிய மக்கள் எத்தனையோ பேர் உள்ளார்கள் அவர்களுக்காக நல்ல ஒரு ஐடியா சொல்லுங்க சகோதரி

    • @cannadurai6032
      @cannadurai6032 4 місяці тому +4

      Please send best sip plan who

    • @sandhiyaslifestylevlogs
      @sandhiyaslifestylevlogs 4 місяці тому

      ​@@cannadurai6032if you don't have an idea try to invest on nifty 50 index funds

    • @ksundar4649
      @ksundar4649 3 місяці тому

      In which mutual fund to invest?Pl tell that also for SIP

    • @jeromia77
      @jeromia77 2 місяці тому +3

      10 years 15000 than rent irukuma atha ethave mattangala

    • @user-tu1gv3bn8w
      @user-tu1gv3bn8w 2 місяці тому

      Correct bro

  • @LearnersFactory
    @LearnersFactory 3 місяці тому +9

    என் வாழ்வில் சொந்த வீடு என்பது கனவில் மட்டுமே! என்பதை உணர்ந்து ரொம்ப நாளாச்சு சகோதரி!...😢

  • @shahulhameed2911
    @shahulhameed2911 3 місяці тому +30

    Home vanguradhu dhan madam risk free. Home loan vangitu sekiram emi repay pandradhu dhan puthisali thanam.. Innaiku money ku value illa... property ku dhan value.. 10 years kalichi enta money irukum but nan ninaikura idathula ennala veedu vanga mudiyadhu... andha time la construction cost romba adhigama irukum.

    • @manivignesh959
      @manivignesh959 2 місяці тому +1

      ஹோம் லோனே கஷ்டப்பட்டு தான் கட்டுவாங்க மேற்கொண்டு எப்படி கட்ட முடியும்

  • @muralikanna9447
    @muralikanna9447 4 місяці тому +62

    Sip eppudi start pannurathu nu oru details video podunga madam ,remba helpful ah irukum😊

    • @jeyaganeshs9621
      @jeyaganeshs9621 4 місяці тому +1

      அதுக்கு நிறைய காணொளி youtube la இருக்கு. தேடுங்க

    • @seeni4u
      @seeni4u 3 місяці тому

      Mutualfund 20% கொடுக்கரதுல போடுங்க. கூகுல்ல தேடுங்க..

  • @user-yu5oo4rl2u
    @user-yu5oo4rl2u 4 місяці тому +5

    Good, and ur friendly communication is great..

  • @dhanapal_official
    @dhanapal_official 3 місяці тому +30

    Yuvarani sister Ella plan layum SIP SIP nu solrega but SIP la epdi podrathu, enna company podanum, SIP epdi work asvdhu secured SIP epdi konjam vid poduga sister

  • @gavaskare
    @gavaskare 3 місяці тому +21

    But 20 yrs கழிச்சி, 1 கோடி என்பது inflation போய் மிகவும் கம்மி ஆயிடும்

    • @Realestatetamilll
      @Realestatetamilll 2 місяці тому

      Land value atha vida athigam ha erukum bro and labour charges also

  • @Sahyadri1234
    @Sahyadri1234 9 днів тому +1

    ரொம்ப சிறு பிள்ளைத்தனமான விளக்கம். முப்பது வயதிலிருக்கும் ஒருவன் அங்கேயும் இங்கேயும் காசு கட்டி இளமையில் வாழாமல் இருபது வருடம் கழிந்து நோயுற்று வாழும் காலத்தில் வீடு கிடைச்சால் என்ன கிடைக்கலைன்னா என்ன. வட்டி குறைவான ஒரு நிலையை அரசு கொண்டு வர வேண்டும். முக்கியமாக கடன் எடுத்தவரின் பொருளாதார நிலையை அடிப்படையாக வைத்து. ஆர் பி ஐயும் ஹோம் லோன் விஷயத்தில் கவனம் செலுத்த வேண்டும். நகரங்களில் வாழ்பவர்களின் வாழ் நிலைப்பற்றி யுவராணிக்கு ஒன்றும் தெரியவில்லை. சிறு பிள்ளை. அதிகாரிகள் மறைத்து வைத்திருக்கும் சட்டங்களைப் பற்றியான விழிப்புணர்வு கொடுப்பது நன்றாகத்தான் இருக்கிறது. அதையே தொடருங்கம்மா. இதெல்லாம் பயனற்ற உபதேசம் நேர விரயம். வாழ்த்துகள்ம்மா.

  • @essakkiappanbalakrishnan4988
    @essakkiappanbalakrishnan4988 3 місяці тому

    She is very active way of describing the concept well done madam keep doing....

  • @rajeswarij2664
    @rajeswarij2664 3 місяці тому +5

    பாப்பா தெளிவான விளக்கம்.ஆனா பாங்கில் இப்படியெல்லாம் அனுகுமுறை விளக்கம் இல்லை பாப்பா.

  • @sureshb8433
    @sureshb8433 3 місяці тому

    u r amazing sis...noiyatra vazhvum neraindha ayilum kedaika manasara vazthugirean

  • @smarthani
    @smarthani 4 місяці тому +20

    Hello madam, everything is properly explained really good effort and hate off to you, however expecting average of 15% returns in sip is not practically possible so try to refrain that part
    Because we never know because everything is depend on market. So I won't believe that 15% return in sip is not acceptable.

    • @VenkatMadhesan
      @VenkatMadhesan 4 місяці тому

      Check MF with historical return, in long run it ll work.. in correction u need to invest more.

    • @smarthani
      @smarthani 4 місяці тому

      @@VenkatMadhesan past is history based on that we can't go with the future so don't say about past history

    • @smarthani
      @smarthani 4 місяці тому

      @@VenkatMadhesan also in the same past history there are few scheme which went into negative returns and your invested money itself disappeared do you aware of it ?

    • @antoprakash2099
      @antoprakash2099 3 місяці тому +1

      Yes correct. They are not giving 15%. It all depends on how share market performs.

    • @christopherchristopher1352
      @christopherchristopher1352 3 місяці тому

      ​@@VenkatMadhesanNot Possible 15%

  • @aswin_ashokkumar
    @aswin_ashokkumar 4 місяці тому +12

    வாழ்க வளமுடன் 🙏🏼
    Case 4
    4000/- வாடகை வீட்டில் வாழ்வோம்
    20000/- sip ல போடுவோம்
    15% ரிட்டர்ன்ஸ் வருடம்தோறும்
    20 வருடம் கழித்து 3 கோடில வீடு 😅😅😅😅😅 நிம்மதியாக வாழலாம் கடன் இல்லாமல் ஓம் நமச்சிவாய 🙏🙏🙏🙏

    • @mariaselvan7031
      @mariaselvan7031 3 місяці тому +1

      15% எப்படி கொடுப்பார்கள்

  • @rajap1578
    @rajap1578 4 місяці тому

    We were in a money printing period so returns were high, same was not the case pre 2k nor in other countries like Europe or Japan or china, the returns from the market in this countries are dismal. We have been preached that market will always give 12+ % returns over the long term , though its trie for the last 2 decades there are many examples it can go the other way eg is china and Japan even when they were growing economies..

  • @ganapathy9492
    @ganapathy9492 4 місяці тому +1

    Thanks for your guidence mam ......
    Is there any natural death releif fund ..? If there please provide a detailed information...
    Thanks in advance ...

  • @Arunkumar-uf7ph
    @Arunkumar-uf7ph 4 місяці тому

    Super madam really wonderful ideas happy women's day thank you

  • @malasri6057
    @malasri6057 3 місяці тому

    Good Explanation and Clear details, Please continue Sister

  • @sridevi1871
    @sridevi1871 4 місяці тому +5

    Hi sister.. veedu vangaratha pathina kolapathula 6 months ah irundhen. Unga ideas very super ma.. thanks 👍

  • @jenagarajselvaraj6800
    @jenagarajselvaraj6800 4 місяці тому +2

    Great Idea.. Well guidence.
    If we follow your idea we will definitely own our 🏠 house..
    Thanks for the guidance...

  • @satheeshk5313
    @satheeshk5313 4 місяці тому +1

    Nice effort yuvarani & Team, I could see lot of useful content from this channel, but iam differing some details of this video, none of the organizations are provide consistent 15% Return, Maybe they will provide 1 or 2 years, if that is possible, banks will get FT from people and simply invest into SIP, long term investment always gives high returns without any doubt, that is the magic of compounding.

  • @dinesharivalagan8064
    @dinesharivalagan8064 4 місяці тому +2

    Yearly 2 to 3 times interest rate increase panranga sister.. 9% poga poga 15% ayidum apo ithe calculation set agathu.. Also inflation nu oru matter irukee.. After 20 years inflation vera level la irukum apo nama kaila irukra amount ku periya value irukathu.. 😉

  • @rajeswaris4191
    @rajeswaris4191 4 місяці тому +5

    Hi, In ten year rent may change from 15000 . Ever year house owners rwill increase the rent

  • @ananthid5045
    @ananthid5045 4 місяці тому +1

    Hey yuvrani please tell us how we can do prepayment and close the loans for SBI home loan

  • @sailakshmi1714
    @sailakshmi1714 4 місяці тому +3

    Can you give an explanation about SIP and how to invest..

  • @thangarajj3315
    @thangarajj3315 2 місяці тому

    Option 3 is the best option to buy a plot in native. Atleast 4 plots and max 6 plots in 20yrs.
    Politicians will develop the property value.

  • @dhanalakshmin3083
    @dhanalakshmin3083 3 місяці тому

    Romba arumayana thahaval soninge ma thank you

  • @KUMAR-qi1sz
    @KUMAR-qi1sz 4 місяці тому

    Very good... Information... thank you

  • @sivaguru4699
    @sivaguru4699 3 місяці тому

    Appreciate your effort to reach the people by ur simplified methods.
    But like to say, EMI is same whereas SIP is subject to Market Risk.
    Also rent will not be same 15K for whole 10yrs.

  • @gopinathanbalagan9630
    @gopinathanbalagan9630 3 місяці тому

    Good one. Kudos to the team🎉. In essence do not buy house by taking Home Loan. Go for rent especially if you are young.

  • @leojerry7663
    @leojerry7663 4 місяці тому

    Akka, it's a very useful and informative, thanks akka

  • @lathikadhivya9113
    @lathikadhivya9113 2 місяці тому +13

    ஏம்மா loan amount ல emi intrest கட்ட சொல்லுற extra தனியா SIP லையும் கட்ட சொல்லுற அப்போ எப்படி EMI கழிஞ்சீடும் சொல்லுற EMI கட்டமா வீடு வாங்க வழியா சொல்ல சொன்ன நீ சிறு சேமிப்பு திட்டம் மாரி வேற ஒரு திட்டம் எங்கள கட்ட சொல்லுற 😂😂😂😂

  • @sadhanakaliappan9210
    @sadhanakaliappan9210 4 місяці тому +3

    hi yuva …tell me how to invest in sip .

  • @gopikannantamiltheeram8815
    @gopikannantamiltheeram8815 2 місяці тому

    very nice idea sister your all videos are very informative especially for middle class. keep it up congrats

  • @monikajestina6683
    @monikajestina6683 3 місяці тому

    Lamp sum na bank or post office ethula investment panndrathu

  • @kavithag2849
    @kavithag2849 3 місяці тому

    Sip pathi sollunga madam athula invest panna enna procedure

  • @jayapriyapapa
    @jayapriyapapa 4 місяці тому +7

    Hi Akka modi scheme la tailar machine tharangala Akka edhu unmaiya sollunga Akka pls

    • @Ramyaramakrishnan192
      @Ramyaramakrishnan192 4 місяці тому

      Please check your district website antha scheme iruntha ungalukku kedaikkum

  • @sujithkumar1993
    @sujithkumar1993 4 місяці тому

    Sip amount vachu veedu matum than vangalama illa any other vehicles

  • @user-ie6vb7yy9n
    @user-ie6vb7yy9n 3 місяці тому +4

    SIP na eanna, athula eappad invesment panurathu kindly share the details mam

  • @jeevajtg8570
    @jeevajtg8570 3 місяці тому

    Sip la best plan sola mudium ah long cap la investment panlama or mid cap la investment pandratha or short term cap la investment pandratha .thn index la investment pandratha or insurance term podratha engaluku best sip investment plan sona romba help full ah irukum plan name meantion pana useful ah irukum

  • @firefly5547
    @firefly5547 4 місяці тому

    1. Rental House : 5% increase in every 11 months
    2. You are compare and talking only about interest on loan amount. In reality EMI payment skipped, all your calculations must be redrawn.
    3. Skipping of one EMI is enough to turn your table upside down. From here a man's downfall starts.
    4. A person with job security can ONLY plan like this.
    For many people, Buying a House is Dream. Living in that house is God's gift. Hard earned money. Heartful blessings needed to live in that house.❤❤

  • @pnatesanpnatesan6050
    @pnatesanpnatesan6050 2 місяці тому

    Very excellent speech and good idea .

  • @Dharshan_333
    @Dharshan_333 4 місяці тому +1

    Sip na enna start panrathu

  • @menakaselvam7847
    @menakaselvam7847 Місяць тому

    Nallathai sonnathuku nanri❤❤❤❤😊😊😊😊

  • @RajKumar-ot2rp
    @RajKumar-ot2rp 3 місяці тому

    Great Yuvarani Thanks

  • @dhivagarabiram989
    @dhivagarabiram989 4 місяці тому

    Thanks dear❤❤❤ for your information❤

  • @rajeshwarisrinivasan6393
    @rajeshwarisrinivasan6393 3 місяці тому

    SIP nna yenna sis athula panam podrathu safe ah sis ple konjam explain pannunga sis

  • @sureshgopal-
    @sureshgopal- 3 місяці тому

    Sip eathu best number sollunga yuva. Investment important thaane?

  • @arunachalamsingaram2729
    @arunachalamsingaram2729 2 місяці тому

    Ma'am, May i know what brand of Interactive Digital board and size you are using n what's the price of it?, where to get online or from dealer, please guide.
    Thanks

  • @selvarajusarangapani355
    @selvarajusarangapani355 Місяць тому

    Useful information thank you

  • @deepsj3720
    @deepsj3720 3 місяці тому

    Can u guide on lumpsum investments? Please.. Also note rent is increasing by 10% everywhere

  • @ramyaramya7235
    @ramyaramya7235 4 місяці тому

    If pre closure means its applicable

  • @Kanishka5503
    @Kanishka5503 4 місяці тому +2

    Giveaway video upload pannunga Akka❤❤

  • @sirajdeen7809
    @sirajdeen7809 4 місяці тому +1

    09:40 Oru koodi fulla profit illama, adhula namma 20yrsa invest pannuna 16.8L principal amountum irruku.. so 89Lakhs than profit (even that may vary depending upon the volatility of the Market.)

  • @sowmiyak2829
    @sowmiyak2829 4 місяці тому +1

    Sis sip na enna atha yappati start pannanum

  • @monikajestina6683
    @monikajestina6683 3 місяці тому

    Lamp sum enna.nu konjam details ya sollunga mam

  • @VMUSICPKP
    @VMUSICPKP 4 місяці тому

    அருமை 👍

  • @maryhepsiba7052
    @maryhepsiba7052 2 місяці тому

    Very good Idea . thank you so much.

  • @divyafarook8612
    @divyafarook8612 7 днів тому

    Sip la epdi amount podaradhu pls detaileda explain pannunga,sip share markrta?

  • @lakshmananmarimuthu2112
    @lakshmananmarimuthu2112 3 місяці тому

    Great explanation thanks lot

  • @TechincalTrick
    @TechincalTrick 3 місяці тому

    Oru dout urani madam?.. ₹15L lump sum la pottu ta approm down payment eppadi pannarthu!

  • @nivedhanivedha3916
    @nivedhanivedha3916 4 місяці тому +1

    mam already emi kattitu irrunthom itha epdi kekanum

  • @saranyas3980
    @saranyas3980 Місяць тому

    Sis nanga home loan vaangi 5yrs agitu. Ippo loan close pannalam nu irukom, ithuku preclosure charge pay pannanuma? Evlo pay pannanum? Reply sis

  • @dhanapalselvam1307
    @dhanapalselvam1307 4 місяці тому

    Akka SALEM district central Co operative bank la home loan vaangalaamaa interest rate?

  • @prakashkumarj3799
    @prakashkumarj3799 3 місяці тому

    It depends on expected interest rate. Please think before you start SIP for saving.

  • @velanthanigai1747
    @velanthanigai1747 3 місяці тому

    1. What is the gaurenty that you can get 15%return from sip. It has mark risks. But home does not have risk.
    2. Practically every 8 years the land rate doubles. So after 20 years the lard vaule is 4x or 6x. You will be shortage of 20l again after 20 years. If i stay in the same home i save rent which can be compensated a little for interest.

    • @seeni4u
      @seeni4u 3 місяці тому +1

      வீடு வாங்கி 10வருசத்திற்கு பிறகு வாங்கிய விலையைவிட குறைவா இருக்கே..

  • @krishnajagadeesh6307
    @krishnajagadeesh6307 4 місяці тому +4

    One doubt EMI kada kuda amount ila apo epde sip kadamudeum soiluinga

  • @manig5056
    @manig5056 3 місяці тому

    Sip enral enna mutual fund pravet alladi govt
    Ment pl sip villakm yhavai

  • @subasri9463
    @subasri9463 2 місяці тому

    Wanna contact u yuvarani mam. What is sip? This should be deposited where

  • @nithusiva5883
    @nithusiva5883 4 місяці тому +2

    Lump sum and sip invesment yanga panrathu. Always safe solunga Uvarani

    • @selvama105
      @selvama105 4 місяці тому

      Demat account create panni use pannunge, or else bank laiye ireke

  • @subashramya6306
    @subashramya6306 4 місяці тому +2

    Sis 20 yrs le property value engeyo pogume

  • @shanu.sarfu.umaira
    @shanu.sarfu.umaira 3 місяці тому +2

    investment loss aiduchu na enna calculation ?

  • @sofiaponmalar9492
    @sofiaponmalar9492 2 місяці тому

    Thank you yuvarani❤

  • @gomathis2298
    @gomathis2298 14 днів тому

    Yuvarani your investment suggestions are good, at the same time consider 10% increase in rent every year, and also there is risk in market for which you may also consider some risk factor % into your calculation

  • @karthicsalem7201
    @karthicsalem7201 2 місяці тому +2

    Sip sipசொல்றீங்க ஆனா அதை எப்படி இன்வெஸ்ட் பண்றது அது எப்படி அதிக ரிட்டன் தருகிறது பாதுகாப்பானதா நஷ்டம் ஆயிடுச்சு பணம் இல்லன்னு சொன்னா என்ன பண்ண முடியும்.
    முதலில் Sip ku ஒரு வீடியோ போடுங்கள் புரியும்படி
    thankyou..

  • @theresasamela273
    @theresasamela273 3 місяці тому

    Thanks for this video. How to invest in sip. To whom we can contact

  • @sudharsanang9167
    @sudharsanang9167 3 місяці тому

    Sari Ellam ok but naa iPoo vaanganumnu ninaitha area la Veedu vanga mudiyuma neenga soldra plan padi 20yrs kalichu unga plan ah naa kurai sollala aana naa veedu 20 yrs kalichu vaangum pothu ennaala ninacha idathulavaanga mudiyathu vera ethavathu oru idathulatha vaanga mudiyum

  • @shashahardeen3434
    @shashahardeen3434 2 місяці тому

    She is saying that loan vangi emi katuradhoda extra 10% of ur emi la additional la sip la potutu vandha we will be gaining both .. nu soluranga or .1percent of loan amt additional ah sip la pota we can have benefits nu soluranga

  • @sundaramoorthyvijayarangan8842
    @sundaramoorthyvijayarangan8842 4 місяці тому

    Thanks Sister 🙏🏼

  • @pavithrakishore2433
    @pavithrakishore2433 3 місяці тому

    Sip epudi start pandrathu soilluga madam

  • @saipraveenstuntvideoyt2429
    @saipraveenstuntvideoyt2429 4 місяці тому

    Sip eppadi start panrathu sollunga home loan 5 yrs running eppo sip start panna mudiyuma video podunga mam pls

  • @keerthifashion4599
    @keerthifashion4599 3 місяці тому

    Super mam.. Semma Eye opening

  • @pusparani6804
    @pusparani6804 4 місяці тому +9

    Sip safe a sister sip explain video podunga sister

    • @yjamudha2213
      @yjamudha2213 3 місяці тому

      Video poduvaanga SIP la future la problem vandha ivangala maadiri SIP ku video poyavanga lam video va hide or delete pannitu poidunga... Amount katti emaandhutu naaku valikkardhu nambla dan irukkum

  • @jayapriyabalasubramaniam2561
    @jayapriyabalasubramaniam2561 3 місяці тому

    Hi sis really useful information, almost we followed the same way. we bought an Apartment whereas we paid our builder in 6 installments based on the work completion.out of 10L sanctioned amt we only took 30% meanwhile we invested our down payment amt in SIP , in 3yrs we closed our home loan and paid the entire house amount.

  • @artsathish
    @artsathish 3 місяці тому

    Hi. Suppose in reverse mortgage loan if the property belongs to female owner & she is 45-50 age then is she eligible for this kind of loan?. Pls reply.

  • @sivaselva9082
    @sivaselva9082 3 місяці тому

    Super useful information

  • @kothandanraman5126
    @kothandanraman5126 2 місяці тому

    எப்படிப்பட்ட மரமண்டைக்கும்,
    புரியும்படி சொன்னீங்க சகோதரி, நன்றி.
    பலபேர்க்கு எதிர் கேள்வி எழுந்துள்ளது,அவர்கள் வாழ்க்கைஇன் ஆரம்பத்திலேயே இது போன்ற திட்டமிடுங்கள்,நல்ல பலன் தரும்.

  • @gvbalajee
    @gvbalajee Місяць тому +1

    Then why only 10% in SIP invest 100% that's all

  • @antoprem171
    @antoprem171 3 місяці тому

    Girl you are
    Smart, brave.
    Singa pennae, you also one of the girls.

  • @xyz10067
    @xyz10067 3 місяці тому

    Sip la invest pabtrathu epadi enna procedure atglhayum koncham thelivana video podunga

  • @RajeshKannanmaduraii
    @RajeshKannanmaduraii 3 місяці тому

    Smart move Yuvarani

  • @dhanapalselvam1307
    @dhanapalselvam1307 4 місяці тому +1

    Is sip government or private? Sip nambalaamaa

  • @kiruthikam6662
    @kiruthikam6662 3 місяці тому

    First. Two option is better but 3 rd option worst after 10 years market value is very high

  • @sandhiyav9616
    @sandhiyav9616 4 місяці тому +1

    Sip na enna sis then v2tu loan kattanum ma emi +spi kattanum

    • @yjamudha2213
      @yjamudha2213 3 місяці тому

      Andha paithiyam 2um katta solludhu...

  • @arunnura8319
    @arunnura8319 4 місяці тому

    Hdfc sampoorn nivash la na 2000 katitu varen is good or bad pls mam reply me

  • @S.Ssun_gaming
    @S.Ssun_gaming 3 місяці тому

    Akka SIP la yapidi invest panrathy solunga plsss

  • @texganesh
    @texganesh 4 місяці тому +2

    Crystal clear explantion

  • @satheeshk6592
    @satheeshk6592 3 місяці тому +4

    Sister
    Lumpsum investment na enna epdi pannuvathu

  • @abdulkalamazad313
    @abdulkalamazad313 4 місяці тому

    I have Cibil score problem from corona crises, can u give idea for increase the value ❓

  • @thiru.s7532
    @thiru.s7532 4 дні тому

    Plz give explained video about SIP