மிக மிக நன்றி, மிக சரியா மிக தெளிவான தகவல். நீங்க சொன்ன இத்தனை விளக்கம் இதுவரை வீட்டு லோன் வாங்கின பலருக்கும் தெரியாது. மிகவும் பயனுள்ள தகவல் மிக்க நன்றி 🙏
சார் வணக்கம்.மிகப்பெரிய செய்தி அல்ல மிகப்பெரிய உதவி செய்துள்ளீர்கள். மிக்க நன்றி.ஏனெனில் நான் ஒரு விவசாயக் குடும்பத்தில் பிறந்தவன். இதையே கண்டிப்பாக செயல்படுத்துவேன்.
ரொம்ப நன்றி 🙏 சார்..இதை வங்கிக்காரங்களே சொல்ல மாட்டார்கள்.... நடுத்தர மக்களின் சராசரி கனவு வீடு மட்டுமே.... ஆனால் நீங்கள் சொன்ன விபரம் கேட்டு விட்டு தலை சுற்றுகிறது..... நீங்கள் சொன்ன மாதிரி எப்படியோ நமது வாயைக் கட்டி வயித்தக் கட்டி கொஞ்சம் கொஞ்சமாக கடனை அடைக்க வேண்டும்.....வட்டி குறைத்து...,, விளக்கத்திற்கு மிக்க நன்றி 🙏 சார்
ரொம்ப useful information sir,என்னோட suggestion சொல்ல, please don't purchase any house or flat with 100% loan,atleast save 20% value of your total cost then you shall be closed your as soon as possible, then நிங்கள் Gold வச்ச irundingina please sell the gold and Thus added your savings
Sir, this is an excellent video. You have very clearly explained everything in detail. You looks like a very knowledgeable in this subject. Please continue to post more of this type of money saving videos. Again thank you sir.
Super message Sir..👍 thank-you very much for the information.. could you please share a video about PM fund given for the home loan.. and if we receive it from government.. with in how much time we can close our housing loan.. please share a message about this Sir..
Good point but try don't pay extra money into your housing as additional payments. Use the extra fund for saving which you will gives you better compound interest and use that compound interest to clear your housing loan.
pl explain the formula for calculating EMI _.principal +int. I.e.less deduction in principal vs more deduction in int. How & why? for example: If 10000 is monthly EMI why it is 2000 ppl + 8000 int.
One thing missed to add. Not everyone can pay 10% lumpsum amount as one time. Some banks like hdfc allow part payment only 3 times of the EMI. So i transferred to sbi which allowed any amount for prepayment without charges. So i started repaying the 10 % in small bits for every month.
Sir. I've deceided to take 40lakh home loan for 30 years monthly emi approx 30800. Can I pay partial payment like 1 lakh for every year? Is this good idea. I need your suggestion sir. Kindly assist me.
@@karthiknanthaa think you misunderstood. For hdfc they accept part payment, min of 3 times of emi. If the emi is 25 k, they will accept part payment min of 75k which 25*3. However with sbi, we can make part payment even for 10 rs.
GOOD MORNING SIR, Sir naan SBI bank la veedu kaddu vathargu 20 lacks lone edupathargu plane panni erugen sir , ethai patti enaku oru ideya sollungga sir pls
விவரம் தெரியாமல் வீடு கட்டும் ஆசையில் மக்கள் வங்கி லோன் எடுத்து மகிழ்ச்சியை தொலைக்கிறார்கள்.தெளிவான விளக்கம் ஸார்.
மிக மிக நன்றி, மிக சரியா மிக தெளிவான தகவல். நீங்க சொன்ன இத்தனை விளக்கம் இதுவரை வீட்டு லோன் வாங்கின பலருக்கும் தெரியாது. மிகவும் பயனுள்ள தகவல் மிக்க நன்றி 🙏
சார் வணக்கம்.மிகப்பெரிய செய்தி அல்ல மிகப்பெரிய உதவி செய்துள்ளீர்கள். மிக்க நன்றி.ஏனெனில் நான் ஒரு விவசாயக் குடும்பத்தில் பிறந்தவன். இதையே கண்டிப்பாக செயல்படுத்துவேன்.
Thanks sir
ரொம்ப நன்றி 🙏 சார்..இதை வங்கிக்காரங்களே சொல்ல மாட்டார்கள்.... நடுத்தர மக்களின் சராசரி கனவு வீடு மட்டுமே.... ஆனால் நீங்கள் சொன்ன விபரம் கேட்டு விட்டு தலை சுற்றுகிறது..... நீங்கள் சொன்ன மாதிரி எப்படியோ நமது வாயைக் கட்டி வயித்தக் கட்டி கொஞ்சம் கொஞ்சமாக கடனை அடைக்க வேண்டும்.....வட்டி குறைத்து...,, விளக்கத்திற்கு மிக்க நன்றி 🙏 சார்
Sir, Good that u liked it. At personal front, I chant daily 108 times " NO DEBT TILL DEATH". Debt free, Stress Free.
Sir, Glad that u liked it. BEST WISHES
Thank you very much sir 🙏🙏🙏 give me the information
Thank you so much sir 🙏🙏🙏 give me the information
thampi.unka.vilakam.rompavum.nampikai.kutukuthu.iam.56.years.unka.vediyu.parthututhan.ipo.vedu.kanavu neraivakampokuthu.thankspa
Thank you sir
அருமையான விளக்கம் sir ….. விழிப்படையை செய்தைமைக்கு மிக்க நன்றி !! 🙏
சமனியனுக்கும் புரிந்து கொள்ள அழகாக சொன்னிர்கள் நன்றி நன்றி நன்றி
ரொம்ப தெளிவாக சொன்னாங்க நன்றி அய்யா 🙏🙏🙏🤝🤝
Thank u sir. Glad that u liked it. BEST WISHES
அருமையான தகவல் சார் இப்போதுதான் எனக்கு புரிகிறது மிக்க நன்றிகள் சார்
Ok sir
Yes very true.. 13 th month emi ku 2.50 lacks pay panunom.. 50 months reduce aachu
கோடான கோடி நன்றி சார்
Glad that u liked it. BEST WISHES
மிக தெளிவான விளக்கம். நன்றிகள் பல🙏🙏🙏🙏
Glad that u liked it Best wishes
மிகவும் சிறப்பாக இருந்தது
Glad that u liked it. Thank you
Superb idea for middle class people 👏
Thank you. Glad that u liked it
அற்புதமான விளக்கம், நன்றி வணக்கம் ஐயா.
Glad that u liked it. Thank you
நல்ல உபயோகமானா பதிவு. 👍👍👍
மீண்டும்இந்தபதிவைபுதுமையாக
மக்களுக்கு
புரிதலாகதந்து
உதவுங்கள்
உண்மைபலருக்கு உதவும்
நல்ல தகவல் ஐயா
thank u. Glad that u liked it. BEST WISHES
சூப்பர் சார் செம Explain
Thank u sir
Best Explanation especially for Home loan Buyers.
Tq so much for your suggestion Sir. 3 yrs completed.. This year I will pay atleast 5% of loan amount....
Great. Glad that u liked it. BEST WISHES
Tq Sir 🙏
Very useful video for all ..home loan payers....!...Very detailed explanation.....!
Glad that u liked it. Thank you
அருமையான யோசனை சார்....
நல்ல பதிவு , நன்றி வணக்கம்
நன்றி அருமை sir
ரொம்ப useful information sir,என்னோட suggestion சொல்ல, please don't purchase any house or flat with 100% loan,atleast save 20% value of your total cost then you shall be closed your as soon as possible, then நிங்கள் Gold வச்ச irundingina please sell the gold and
Thus added your savings
Arumaiyana pathivu sir tq so much sir
தகவலுக்கு நன்றி ஐயா.
அருமையான தகவல்
Romba thanks,niraya therinjikna
Glad that you liked it. Best Wishes
Very clear and useful information. Sir. As a Bank Loan customer this is very useful information to us.
அருமை அருமை.நண்பரே.
Very true explanation thanks sir. 🎉
Useful information. Expecting more like this
Glad that u liked it. thank u
Vedio nice sir thankyou
@@sanjaigandhim4975 thank you. Glad that u liked it
Thank you very much Sir . We are in the first 5 years . Lucky to watch this video. And will try to complete atleast 10% of the loan Sir.
Me tooo
Excellent explanation .
Really Nice suggestions sir. Thank you
Glad that u liked it. thank u
Thank you for information...Very Good
Glad that you liked it. Best wishes
Beautiful explanation sir.
very good idea best idea well done sir
Thank u sir.
WOW. Nice one. .The content is complicated though. But you make it to simple and easy to understand with examples
Glad you liked it. Thank u
Vera level explanation
Sir, this is an excellent video. You have very clearly explained everything in detail. You looks like a very knowledgeable in this
subject. Please continue to post more of this type of money saving videos. Again thank you sir.
Glad that u liked it. Thank you sir
Congratulations vijay
Thank you sir for your advice and guidance. N for the information
Nice video ... very good information ..
Glad that u liked it. Thank u
சூப்பர் ஐடியா சார்
Glad that u liked it
Super message Sir..👍 thank-you very much for the information.. could you please share a video about PM fund given for the home loan.. and if we receive it from government.. with in how much time we can close our housing loan.. please share a message about this Sir..
perfectly correct concept 👍...i already known
Very good explanation sir
Best wishes.
Thank you sir. Glad that u liked it
மிகவும் பயனுள்ள தகவல் ஐயா 🙏🏻
Sir, Glad that u liked it. BEST wishes
Thanks sir, very nice explanation Thanks sir
SUPER EXPLINATION
Thanks. Glad that u liked it
Fantastic sir super suggestion
Very useful Sr..
Glad that u found it useful
Excellent calculations bro
thank u. Glad that u like it
மிக்க நன்றி சார்
Good information sir thank you
Glad that u liked it. Thank u
Crisp and clear 🔥
Thank you sir
Very nice video. This will help everyone plan to repay at the earlier stage rather than waiting at the end.
Glad that u liked the same. Thank you
Super sir...thank you for your valuable information.....it is very use ful video🤝
You shared the necessary info. Hats off to your helping heart.
Thanks for throwing light on the very needed one.
மிக்க நன்றி சார் 🙏
Much need information. Tks a lot sir. Sir you explained so clearly.
Glad that u liked it. Thank u
Very Useful Information Sir 😀
Very useful information sir. Can you please tell me for personal loan also
Thank U ...much needed information 👍
Glad that u liked it. Thank you
You saved many ppl
Good point but try don't pay extra money into your housing as additional payments. Use the extra fund for saving which you will gives you better compound interest and use that compound interest to clear your housing loan.
Good information sir...
Glad that u liked it. BEST wishes
Thank you sir very useful...
Glad that u liked it. Thank you
முதல் ஜந்து வருடத்தில்.... வருடம் ஒரு லட்சம் கட்டலாமா....
Super sir thanku
Super speech sir
Sir, Glad that u liked it. Thank u
Sir, thanks for sharing valuable information. The much earlier we do maximum prepayment, the lesser will be the interest and EMI count right?
Yes sir, Absolutely. BEST WISHES
pl explain the formula for calculating EMI _.principal +int. I.e.less deduction in principal vs more deduction in int.
How & why? for example:
If 10000 is monthly EMI why it is
2000 ppl + 8000 int.
Thank you so much sir ... For your useful information 🙏🙏🙏
Glad that u liked it. Best wishes
Very good sir👏👏👏
Super idia thank s
Useful tips
Glad that u liked it. Thank u
Irukkum balance kadan thogail ovvoru varudamum 10% preclose seiialama? Appadi seithal namakku enna benifit? Tax benifit enral enna?
Romba nandri sir
Super sir , really useful for me
Glad that u liked it
Sir very useful. But in all bank they don't accept per paying. Sir tell us which bank is better home loan and also tell us about house laps loan too.
SBI .... U can pay anytime... Any amount
Principle amount kuraiyuma
Home loan floating la erunda enum upcoming years la enum eruraduku chances eruka?
Good msg air
Sir PM scheme la katta home loan kedaikuma
Kindly share any website to follow u sir...
Super advice sir,,
Thank you sir
One thing missed to add. Not everyone can pay 10% lumpsum amount as one time. Some banks like hdfc allow part payment only 3 times of the EMI. So i transferred to sbi which allowed any amount for prepayment without charges. So i started repaying the 10 % in small bits for every month.
Sir. I've deceided to take 40lakh home loan for 30 years monthly emi approx 30800. Can I pay partial payment like 1 lakh for every year? Is this good idea. I need your suggestion sir. Kindly assist me.
@@hemkumar8342 yes. Partial repayments are accepted in home loans without any extra charges. Please verify with the bank on how to do.
This is wrong info. I have a HDFC home loan. I paid almost 70% of the loan as part payment last month.
@@karthiknanthaa think you misunderstood. For hdfc they accept part payment, min of 3 times of emi. If the emi is 25 k, they will accept part payment min of 75k which 25*3. However with sbi, we can make part payment even for 10 rs.
Thank you so much sir... regards...
Welcome. BEST WISHES
Good explanation. This will awaken many people to plan accordingly. Many will benefit from this message
Thank you sir.
Sir neenga solra mathri bulk amount ah pay panna mudila monthly 5k Or 10k kadaikum bothu apartfrom emi paypandrapo outstanding kammi aguma plz amawer
Thanks for the idea sir
But i have repaid any principle
GOOD MORNING SIR, Sir naan SBI bank la veedu kaddu vathargu 20 lacks lone edupathargu plane panni erugen sir , ethai patti enaku oru ideya sollungga sir pls
மிக்க நன்றி
🙋🙂🙏 I Tq. Very kind of you. Sir. For your very great valued imp. Informations on any loan on EMI schemes. 🙏🙂👍