Time Value of Money - Present Value vs Future Value

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  • Опубліковано 15 гру 2024

КОМЕНТАРІ • 138

  • @TheOrganicChemistryTutor
    @TheOrganicChemistryTutor  11 місяців тому +4

    Final Exams and Video Playlists: www.video-tutor.net/

  • @zarifhossain515
    @zarifhossain515 2 роки тому +63

    I'm in my last semester and will be attending my last few exams,
    from my very first semester everytime i searched course materials before my exam, this guy's videos came up and literally i passed and got really good grades by just learning from him. Hats of to you man, thanks a lot, really a lot.

  • @alexgeorgeedwards
    @alexgeorgeedwards 9 місяців тому +14

    I spent 3 hours in a seminar at Uni today and couldn't grasp these formulas. Turns out, I just couldn't understand my lecturer. 3 minutes of clear, straightforward explanation was all I needed. Thanks!

  • @palight2869
    @palight2869 2 роки тому +89

    You’ve been my go-to tutor since middle school! I’m in my third year of university now thank you for all your great work🙏

  • @j.c.harrisassetmanagement7939
    @j.c.harrisassetmanagement7939 3 роки тому +172

    im so happy mark wahlberg is going to help me pass my finance class. good stuff brother!

  • @carlenenelson7949
    @carlenenelson7949 3 роки тому +9

    Thank you. I am taking Finance and this explanation is perfect. Much better than in class.

  • @Steven0219.
    @Steven0219. Рік тому +5

    I know you probs get this all the time, but man I save loads of time just skipping class and just learning direct from you. What take a prof 1.5hr to teach I can learn from you in 10 minutes not to mention all the time I save on commute and getting dress and whatnot. Literally makes school go from taking 30hrs of work a week to like 10hrs.

  • @deansalmon4252
    @deansalmon4252 Рік тому +8

    I have an exam on Thursday and you guys just helped me tremendously. I was so lost all semester and within 5 minutes you guys were able to help me find back my footing. Will come back and update you guys after the exam on Thursday

    • @enyplayz1514
      @enyplayz1514 Місяць тому +1

      u never did bro..

    • @deansalmon4252
      @deansalmon4252 Місяць тому

      @ My bad bro. I passed with a B+, honestly can’t complain

    • @enyplayz1514
      @enyplayz1514 Місяць тому

      @@deansalmon4252 pretty good bro. r u in uni?

  • @aneurysm2908
    @aneurysm2908 Рік тому +2

    My teacher never told to put the interest rate with ".0s" so I was using the equation wrong the whole time. This was very helpful.

  • @jaimegomez3114
    @jaimegomez3114 3 роки тому +3

    The best explanation I've ever heard about pv and fv.

  • @ohanna_mello
    @ohanna_mello 3 роки тому +4

    Better explanation than khan academy. Love you calm voice, so simple

  • @jenny2814.
    @jenny2814. Місяць тому

    this is actually hilarious, we had 3 weeks of lectures just on this topic and you managed to explain everything in 5 minutes while also doing a better job. lmfao

  • @Whatttttkwbsns
    @Whatttttkwbsns 4 роки тому +7

    Nicely explained, everything was said with exquisite accuracy and manner of simple understanding. Keep up the good work, we all appreciate you.

  • @crystaloryan1950
    @crystaloryan1950 Рік тому +2

    Thank you so so much, this helped me pass my homework!

  • @Escanor20207
    @Escanor20207 Рік тому +1

    Maths,physics and now ent ?? You’re an ogggg

  • @feviruthramos1110
    @feviruthramos1110 Місяць тому

    Hi Organic Chemistry Tutor I hope that you could have more videos regarding finance. Your math and science videos works wonders, I hope it goes the same with finance. Thanks a lot.

  • @Susanaozanah
    @Susanaozanah 8 місяців тому +9

    Where is the 1.06 coming from I thought it's 0.06

  • @hadrianaugustus6448
    @hadrianaugustus6448 2 роки тому +2

    i can feel a brain wrinkle growing thanks for the video

  • @GredionFedios
    @GredionFedios 4 місяці тому +1

    Amazing. I understand the concept now. Thanks!

  • @mohammedhossain2004
    @mohammedhossain2004 Рік тому +1

    crazy how a youtube video can be better at teaching than college professors

  • @kallaakhila7360
    @kallaakhila7360 Рік тому +6

    Can you please send me a solution how to calculate (1.06) power 20

    • @Irene-bh9gp
      @Irene-bh9gp 5 місяців тому

      Using calculator

    • @valnguyen5893
      @valnguyen5893 11 днів тому

      @@Irene-bh9gp yeah but how do you do that with a simple calculator?

    • @Irene-bh9gp
      @Irene-bh9gp 11 днів тому

      @@valnguyen5893
      1.06×1.06=2.1236,then press 18 times '=' button. You got the answer ; 3.207

  • @ARTYHUDA
    @ARTYHUDA Рік тому

    Mashallah your voice is calming and very helpful to understand 😊

  • @nathaliehumstur7009
    @nathaliehumstur7009 2 місяці тому

    I love you so much organic chemistry tutor ❤

  • @price_gary_SPC_Op_for_Jesus
    @price_gary_SPC_Op_for_Jesus 4 роки тому +31

    Honestly I would rather watch this than playing video games.

  • @godsgrace2277
    @godsgrace2277 2 роки тому

    This was great, thank you so much! You also have a great speaking voice

  • @johnmichaelymascasimpan9853

    here to ace that finance final exam today, manifesting.

  • @MarisolCalusor
    @MarisolCalusor 28 днів тому

    Oh, Ginoonh JG tutor, tulungan nyo akong makapasa sa Finance huhuhu🙏🙏🙏

  • @AcheampongSamuel-ye8su
    @AcheampongSamuel-ye8su 8 місяців тому

    Please can we use this formula for monthly interest rate? And is there any difference between the Amount formula and the future values own.

  • @brudo5056
    @brudo5056 4 роки тому +3

    You should combine 2 things: 1. The annual rate - 2. The Inflation

  • @madsssen67
    @madsssen67 3 роки тому +1

    Sooo easy to understand, thank you!

  • @berthagiftbanda991
    @berthagiftbanda991 2 роки тому

    You're simply the best.

  • @ananya5335
    @ananya5335 9 місяців тому +1

    ur my god

  • @Amira-78
    @Amira-78 Рік тому +1

    Thank you so much that was pretty helpful ☺

  • @geofreymirongamoruri911
    @geofreymirongamoruri911 Рік тому

    What interest are you doing, compound or simple. When one says interest usually refers to the simple interest

  • @Jehovah011
    @Jehovah011 2 роки тому +1

    Please advise what is the 1 in the formula (1+r)?

  • @abdesamad6616
    @abdesamad6616 Рік тому

    Thank you so much for ur amazing tutorial ❤

  • @pattageva
    @pattageva 2 роки тому

    My question is should I put in the full down payment now or just put the minimum payment ?

  • @Minashka100
    @Minashka100 2 роки тому +1

    You could also add how to use in excel FV and PV. function.Then you video about PV/FV could be full

  • @thankfulblessed8496
    @thankfulblessed8496 4 місяці тому

    What kind of calculator do I need to get?

  • @CaptainSnakeViewer
    @CaptainSnakeViewer 3 роки тому

    You're a legend.

  • @petrusasoi8210
    @petrusasoi8210 Рік тому +1

    My finance final is on monday wish me luck💀

  • @varunpradhan912
    @varunpradhan912 2 роки тому

    Thank you sir beautifully explained

  • @omarDababa23
    @omarDababa23 4 роки тому +1

    Man youre really great. thank you very much youre best

  • @fatemeazizi1863
    @fatemeazizi1863 4 місяці тому +1

    What is Future Value (FV)?

    • @mkhamooshi-wj3oy
      @mkhamooshi-wj3oy 3 місяці тому

      Future Value (FV) is a financial metric that determines the anticipated value of an investment, asset, or cash flow at a specified date based on assumed growth rates. These calculations can be easily performed in Checkotik.

    • @KevlarSammy
      @KevlarSammy 2 місяці тому

      Balls

  • @G3ologyRocks_
    @G3ologyRocks_ 7 місяців тому

    super helpful, thank you!

  • @treyjasso
    @treyjasso 3 роки тому +1

    How do we solve for N?

  • @issdahjuac5833
    @issdahjuac5833 2 роки тому

    Man good job great work and easy to understand kudous to u man u really do well

  • @hatefbhr
    @hatefbhr 4 роки тому

    What's the app you use?

  • @juveriashaik7027
    @juveriashaik7027 2 роки тому

    So gracefully explained!!
    Gonna subscribe uh for more good stuff

  • @25lalremtluangi48
    @25lalremtluangi48 Рік тому

    Can you tell you how to calculate future value without discount rate

  • @AllenTadya-vf7vf
    @AllenTadya-vf7vf 8 місяців тому

    This is so helpful

  • @arm2mellowarm2mellow16
    @arm2mellowarm2mellow16 2 роки тому

    This has been helpful 🙂 👏 ☺ thank you

  • @afkar7517
    @afkar7517 2 роки тому

    Great . .. only this time I got it.

  • @DEATH00-01
    @DEATH00-01 Рік тому

    What is the formula for t or the year example is the future value is 25,000 and the present value is 15000 with 2.5% interest how to solve the year or the t?

  • @mirandacahill4144
    @mirandacahill4144 2 роки тому +2

    HoW did you get the $32,071.35?

    • @NaifKhalil-k5v
      @NaifKhalil-k5v 9 місяців тому

      Using the formula of present value by giving you the PV=10,000
      The formula is FV=(1+Rate)power n
      Power n is 20 year’s annual

    • @mulukentizazu-o1o
      @mulukentizazu-o1o 2 місяці тому

      10,000[1+0.06]^20= 32,071.35472❤

  • @realABN
    @realABN 6 місяців тому +2

    Freaking financial management

  • @sarahyeboahbannorbannor6609
    @sarahyeboahbannorbannor6609 2 роки тому

    Please can someone help me with this question
    Diamond savings and loans are paying a 6% interest compound monthly. How much must be deposited now to withdraw an annuity of $400 at $400 at the end of each month for 2years

  • @Spideyvolt
    @Spideyvolt Рік тому

    What if Sir there are no Interest rate given?

  • @sammiemoeke-campbell6498
    @sammiemoeke-campbell6498 3 роки тому

    learn't and understood more in 5.13 minutes than I did in 4 x 40 minute lectures of the same thing.

  • @quranineasyway
    @quranineasyway 11 місяців тому

    i love ur video it is helpful

  • @paulmwale6673
    @paulmwale6673 Рік тому

    So helpful❤

  • @emdieless3407
    @emdieless3407 2 роки тому

    How do you compute the raise to the 20th power part

  • @datbio7302
    @datbio7302 3 місяці тому

    Use excel :) FV(rate, number_of_periods, payment_amount, present_value, [end_or_beginning])

  • @twigoftheforest
    @twigoftheforest 2 роки тому

    Amazing how many people in life can't learn what I just learned in 5 minutes

  • @Malcstaa
    @Malcstaa Рік тому +1

    Cant you also do,
    FV = PV (1 + R * N) ? instead of raising N, you can just multiply, no?

    • @AjayKumar-kk1fq
      @AjayKumar-kk1fq Рік тому

      n is not for multiplying it's square or power of.

  • @HM-cf3oo
    @HM-cf3oo 4 роки тому

    Thank you ❤️

  • @gab8181
    @gab8181 3 роки тому

    Thanks dude

  • @rosachinchilla13
    @rosachinchilla13 Рік тому

    I don't understand where is your result comes from. I am trying hard to find the results without a scientific calculator but is imposible I don't understand if you divided the (1.06) or multiplied for the 10 years. none way works for me

  • @sosamaepedere3777
    @sosamaepedere3777 3 роки тому

    What if the word problem is "Find the interest rate of the Present Value (PV) ordinary annuity of P130,884.00 in 10 years which is compounded monthly with P amounting to P7,800.00"? the future value is not given. Can you please help me in that problem, I don't know how to solve it...

  • @selinayu9185
    @selinayu9185 3 роки тому

    thank you so much

  • @brynleythomas5525
    @brynleythomas5525 Рік тому

    NIce! Thank you kindly

  • @chachiarispe6812
    @chachiarispe6812 Рік тому

    How about show people how you did this on the calculator

  • @васявасиипи
    @васявасиипи 2 роки тому

    You can choose for one of the above gifts

  • @hakimbahaman84
    @hakimbahaman84 Рік тому

    thank you!

  • @kimberlynyoni7957
    @kimberlynyoni7957 2 роки тому

    hello can you do a video bout real and nominal present value with an example

  • @renajames8291
    @renajames8291 3 роки тому

    thank you so much!!

  • @stanny74
    @stanny74 2 роки тому +1

    Thanx

  • @unanimous1-t7b
    @unanimous1-t7b Рік тому

    in the first example its 10 years not 20 right ?

  • @AJ-et3vf
    @AJ-et3vf Рік тому

    Great video! Thank you!

  • @allancharity3570
    @allancharity3570 2 роки тому

    Thanks

  • @hummingbird1016
    @hummingbird1016 4 роки тому

    too late i got an A in finance...lols glad you started with this subject.

  • @jessicajaid4205
    @jessicajaid4205 2 роки тому

    God bless you

  • @dejeaniewauchope5776
    @dejeaniewauchope5776 3 роки тому +1

    Why did you say that the future value is 100,000 when the question states that the future value is 10,000???

  • @振星许
    @振星许 2 роки тому +1

    「上記のギフトのいずれかを選択できます」、

  • @Benjamin-ex9pd
    @Benjamin-ex9pd Місяць тому

    ur amazing

  • @Ineedspeed
    @Ineedspeed 3 роки тому

    How yo solve if the rate of interest is not known

  • @ManasiCSE
    @ManasiCSE 2 роки тому

    Value depreciation

  • @pradnyakale5879
    @pradnyakale5879 9 місяців тому

    Can any one tell me how to calculate 1.06 ???

  • @writemeforgotten
    @writemeforgotten 2 роки тому +1

    15 year-old me: I HATE MATHS, I AM NEVER DOING IT AT UNI.
    Me now who has to do math as part of their finance paper: Yay, I get to study the parts of math that I ACTUALLY enjoy! :)))

  • @bossladybee8323
    @bossladybee8323 Рік тому

    Great 👍

  • @djjdjd470
    @djjdjd470 4 місяці тому

    Whenever i see your name , i know you will save my broken ass...

  • @rafaelquinones222
    @rafaelquinones222 3 роки тому

    I choose belief this's Mark Wahlber.

  • @watermale8362
    @watermale8362 2 роки тому +1

    dude i cant do this
    \

  • @mirandacahill4144
    @mirandacahill4144 2 роки тому

    Nevermind

  • @Karonclip
    @Karonclip Рік тому

    So it's the shark tank method

  • @samidaliphoto
    @samidaliphoto Рік тому

    I still didn’t get it 😢

  • @thatomofolo452
    @thatomofolo452 Рік тому

    Goat

  • @teodytrinidad9497
    @teodytrinidad9497 2 роки тому

    Ria Lou had not experienced Love from a Mother maybe she has other who had Loved her, it will show

  • @insert_usernamehere
    @insert_usernamehere 3 роки тому

    What if the present value is 100M and future value after 25 years is 200M?

  • @vaijyantijadhav1380
    @vaijyantijadhav1380 3 роки тому

    Hey then what about inflation !!
    You forgot about it.