Це відео не доступне.
Перепрошуємо.
How to Get Insurance to Pay for New Roof
Вставка
- Опубліковано 6 сер 2024
- How to Get Insurance to Pay for a New roof can be difficult.
When you file a claim, the insurance company will send out an adjuster, probably "independent" to inspect the roof and any interior damages.
Then, based on his assessment, some companies like State Farm, American Integrity, FedNat, and others will send an engineer, which I refer to as "Claim Denial Specialists"
This video will put you in the best position to try to get insurance to pay for a new roof.
If you need help on a roof insurance claim or have any questions feel free to call me.
My name is Mike
Feel free to call me with any questions
754 252 5438
Email: theclaimsquad@gmail.com
Website: theclaimsquad.com
![How to Maximize Storm Damage Claims [10 tips to help]](http://i.ytimg.com/vi/b8eWcmNzs5M/mqdefault.jpg)
![How to Maximize Storm Damage Claims [10 tips to help]](/img/tr.png)
![ЛЕБЕДЕВ у ДУДЯ: муху не обманешь 😁 [Пародия]](http://i.ytimg.com/vi/E74h5fvVrqs/mqdefault.jpg)
Hi Mike ! Thanks 👍 for the advice on this type of claim on roofing.
Great advice. Thank you! Hope you get tons more subscribers for being so honest and forthcoming with this info.
Thank you 🙏
Just hired a public adjuster to file my claim for me…..wasn’t going to deal with the insurance guy. Located in Florida and the hurricane took some shingles off. Waiting to see how this adjuster does before I even decide to talk to a roofer and then go from there
Hello, how did it go?
Hi question insurance companies covers old roof?? Because I move to my place like 6 years ago and they never check my roof
And I just make claim and they said my roof is to old
They don’t want to cover my roof
Any advice plz thank you
its not the homeowners committing fraud. Its the insurance companies and there racket. Unreal. N.C. needing a new roof about to call the claim in omfg. Tyvm. Jesus help us all.
100% correct Steven. Insurance companies never met a roof claim they didn't love to deny payment on.
I filled a claim a couple years ago when we had a storm and they never paid. Now the insurance company dropped me because of the roof. I have new company that now double my payment but what’s me to get a new roof and I have no money.
Waiting for Sf claim to come back after the adjuster was here last week. I also have interior water damage to ceiling sheet rock, possible attic insulation, some pool screen and also interior paint. Is it better to use a public adjuster that knows the other damage as the roofers want to have nothing to do what that part of the claim if they are not also general contractors???? I know a roofing company that I seem to like and they use the type products I want, but all they do is roofs.
I would ONLY have the roofers do the roof. As far as the interior, I would like for a contractor that can do the work.
See if neighbors have anybody reliable. You want to make sure to have a public adjuster estimate the damages and send that to State Farm. I wouldn't send any contractors estimates including the roofing estimate.
@@theclaimsquadpublicadjusters Thanks for the advise, I will do what you say and get different contractors for the different jobs. I plan on getting a mold test done in the attic where the water obviously ran down the skylight tunnel, in between the sheetrock and the tunnel wrap of fiberglass. The adjuster never went up there to look around. BTW, do you cover Central Florida area?
@@josephklimchock5412 yes absolutely I have many clients in C. FL
I have a company to take care of the water mitigation and mold remediation in your area if you do desire
Feel free to call me
754 252 5438
How can I find an independent, public claim adjuster (in Sarasota/Venice area) before I contact the insurance company for damage of an existing roof and approval for a new roof ? Is there a checklist that I can ask the public adjuster to use when inspecting the roof ?
Give me a call
There is a public adjuster I know in your area
754 252 5438
so im raking my lawn today and some roof contractors walks up and start talking about how they can get me a new roof. i only have to pay deductible and i dont have to wait for a storm. im in florida and some new law got ppl going crazy cuz insurance co. dropping homeowners with old roofs. can someone legitimately file a claim for a new roof just because there roof is old? the guy said my shingles are lifted. i dont know howd he figure that out from looking up from the ground.....
I would get their name and company they work for and report them to the department of financial services
Probably can. Depends on a few factors.
The adjuster will come out and lie to you. Normally they tell you it only needs repair. There crooks. Don't believe the guy about new roof. Each claim is different.
This is why all of us are having trouble getting homeowners insurance today. The entire industry is full of scammers.
Never did meet a public adjuster that would say their services aren't an absolute necessity for a homeowner.
Have you ever worked for an insurance company?
Actually yes as posted on my website. Proudly, I pissed management off and left. The way they treat people even when I worked there over 20 yrs ago was disgusting. They had Denial Day which was on the last Friday of every month to see who denied the most claims over that month time
Wow! I am disgusted!
I spoke with someone with a contractor . He told me new roof cost 10k to 16k . Is that true?
All depends where you live, what kind of roof, size of roof, etc...
In Australia for modest size house, 17 squares, flat roof, single story it costs 38k to 50k. Insane right?
A 4" opening in the roof its self or a 4" opening in or on the shingle? We help ppl everyday get new roofs and we dont take 30% of the money and then make them go get a roofer either. We are experts in this field who love to help ppl. I used to do insurance and you are just a middle man colleting 30% of the check. I say just call a legit roofing company in your area to come out and do an inspection on your roof. And then let them walk the roof with the adjuster when they come out. Also don't let someone take 30% of the money the insurance pays out because that 30% is going to be coming out of your pocket if you want the roof put on properly.
Not sure who is taking 30% but anyhow practicing adjusting in FL when you are a roofer is a crime. The old days where your roofer can try to help is long gone. Also, often times, roofers give people wrong dates and it screws up their whole claim. Doesn't work that way in FL. Finally, it doesn't matter if you have 100 roofers at the house when adjuster comes insurance companies are not paying roofs any longer without substantial weather data to back it up.
Many roofers here in FL have ruined it for everyone going door to door and with AOBs. But now both of those actions are no longer legal here.
Is court fees separate from the cost of hiring a Public Adjuster? If so, what is a typical range for court fees? In a situation like this, things seem scary when you have the insurance company, public adjuster, roofer, and attorney all wanting to get something from you:
1). Roofers have been known to overcharge by lying about cost/damages which helps to have the insurance adjuster balance that out since they want to see every expense line by line. They know enough to not trust them.
2). Everybody knows that attorneys are going to get their cut for sure.
3). Insurance adjusters are quick to favor their company vs homeowners for obvious reasons. Public adjusters want their money, too but perhaps more favorable to homeowners vs insurance adjusters.
Having a public adjuster, roofer, and an attorney seems like a winning strategy, but one has to ask at what cost..
That all depends what state you live in. In Florida, the attorneys cover court costs and their fees are paid by insurance company. Public adjuster fees only fees that should come from your settlement. Attorneys should be paid separate from your settlement, if not, you should request that. Any contractor whether that's a roofer, cabinet guy, handyman, etc are paid by YOU from your insurance settlement monies. Most other states Attorneys get a % of your settlement like a car accident. In that situation, yes, homeowners get screwed.
Roofers just want to do the roof for what the insurance is willling to pay to code. No tricks. A roofer is not able to over charge for a room. It’s ultimately the insurance decision.
Please
A public adjuster pretending to be a roofing expert is not illegal, but should be. A roofing company doesn’t dispute anything but damage, assuming the roofing companies whole emphasis is restoration of properties be it residential or commercial. The only thing public adjusters provide is an exalted and inflated price for the repairs, thereby ensuring a claim that should take a week to resolves takes a year. This of course assuming the PA doesn’t bring in his attorney , which in that case takes minimum 4 years. Not to mention there is no more funds to restore the property because the attorney has taken 40% and the PA has taken his 10% plus. Give me a break. Don’t be afraid to bring in a roofing company.
Did you know that if roofers try to be a public adjuster and/or attorney in Florida that it is illegal? This is also the case in other states as well. A roofer should put on the roof that's what they are hired for boy o boy you sure don't know a lot about the claim process or legal environment do you? 4 years for a lawsuit?
Let me guess you didn't know the county judges usually have 18 mos trial calendars did you?
The best advice I can give you is stay in your lane because you have literally provided such blatantly misinformed fabricated info that you are making roofers look bad.
Very strange reply by someone who wanted so hard to act like he knows what he's talking about. #epicfail
@@theclaimsquadpublicadjusters In Texas bud, according to TDI, a roofing company is permitted to enter into " a fair market price" with the insurer and discuss method of repair. "Stay in your lane" and quit riding on the backs of roofing companies.
@@TheGolfster3 interesting do you mind sharing your company name ? I might be able to find that out because you have violated Texas Department of Insurance code 4102.163 , which prohibits roofers from acting as a public adjuster
You better read up on those codes and statues
@@TheGolfster3 you might want to read Lon Smith Roofing vs Key 2017 Texas Court of Appeals
You literally have just implicated yourself on UA-cam
Not good man
@@theclaimsquadpublicadjusters Obvisouly, you haven't read it. That was a whole different matter all together. Lon was approaching property owners, replacing their roofs and sending the insurance company the bill before the insurance company was able to perform their due diligence. ***If there any roofers in Florida, stay away from this guy. Read his feeds, he would be willing to throw you under the bus in a heartbeat. He has even threatened to call the insurance board on contractors!
This guy doesn't have any idea what he's talking about.
Says the insurance company adjuster who screws over homeowners