Love your content dude. But as constructive criticism, please take your time to slow down and enunciate. Some of your words roll into the next word and it comes off hard to hear. Great video and informative as always!
A few things about the Costco card that you missed: The Costco certificate can be redeemed for cashback at Costco stores, so when you get the cert at the end of the year you can literally just go in and they will give you the entire value of it in physical cash. Similarly, if you have the costco executive membership that 1% ear rate in store jumps to 3% as the executive membership ads an extra 2% on purchases at Costco, Costco Costco's website and Costco Travel. Effectively you can view it as a two tired card with the higher rate being: 1% All 2% Other Gas 3% Resturants, In Costco Store, Costco Gas 4% Costco Website.
This is true, but the 2% CB is a perk for the Exectuive membership anyways, you wouldnt need the credit card to unlock it. so ur essentially adding 1% in store and 2% online on top of this executive bonus by getting the card. Further, if ur a supplementary costco card holder like from your family, then they would get the extra 2% and not you.
Great video as usual! The only card I actually really love that is from a store would definitely be the Canadian Tire World Elite Mastercard. Unbetable benefits (specifically the road side assistance) for a 0 annual fees!
Yeah man, you definitely forgot to mention the Canadian tire world elite. I got it with a sign up bonus of 150$, got the roadside assistance, and a perkopolis membership that saved me 45$ on the purchase of a Tom Ford wallet. Considering there's no annual fee and that I barely spent anything at Canadian Tire, I believe the CT MC We is an incredible value
Thank you for the kind words Dale! The Canadian Tire World Elite definitely has some pretty unique benefits, all with no annual fee. For someone who shops at CT family stores, it's a really strong addition.
It’s definitely on our list! In the meantime, feel free to send us a DM on instagram or email us at contact@creditverse.ca and we can try to help you out!
Interesting! I didn't manage to spot this when I was doing my research. Would you happen to have a link or doc which outlines those earn rates? I still can't seem to find it on their site.
@@creditverse The 2% extra CB is a perk for the Exectuive Membership, you wouldnt need the credit card to unlock it. so ur still essentially adding 1% in store and 2% online on top of this executive bonus by getting the card.
Love your content dude. But as constructive criticism, please take your time to slow down and enunciate. Some of your words roll into the next word and it comes off hard to hear. Great video and informative as always!
Thanks Arun, I've definitely tried to slow it down a little in the past couple of videos,
A few things about the Costco card that you missed:
The Costco certificate can be redeemed for cashback at Costco stores, so when you get the cert at the end of the year you can literally just go in and they will give you the entire value of it in physical cash. Similarly, if you have the costco executive membership that 1% ear rate in store jumps to 3% as the executive membership ads an extra 2% on purchases at Costco, Costco Costco's website and Costco Travel.
Effectively you can view it as a two tired card with the higher rate being:
1% All
2% Other Gas
3% Resturants, In Costco Store, Costco Gas
4% Costco Website.
This is true, but the 2% CB is a perk for the Exectuive membership anyways, you wouldnt need the credit card to unlock it. so ur essentially adding 1% in store and 2% online on top of this executive bonus by getting the card. Further, if ur a supplementary costco card holder like from your family, then they would get the extra 2% and not you.
Great video as usual! The only card I actually really love that is from a store would definitely be the Canadian Tire World Elite Mastercard. Unbetable benefits (specifically the road side assistance) for a 0 annual fees!
Yeah man, you definitely forgot to mention the Canadian tire world elite. I got it with a sign up bonus of 150$, got the roadside assistance, and a perkopolis membership that saved me 45$ on the purchase of a Tom Ford wallet.
Considering there's no annual fee and that I barely spent anything at Canadian Tire, I believe the CT MC We is an incredible value
Thank you for the kind words Dale! The Canadian Tire World Elite definitely has some pretty unique benefits, all with no annual fee. For someone who shops at CT family stores, it's a really strong addition.
This is some really good content! Kuddos
Just an idea, you can make a detailed video about what exact credit cards one should bundle together respective to their spending habits.
It’s definitely on our list! In the meantime, feel free to send us a DM on instagram or email us at contact@creditverse.ca and we can try to help you out!
@@creditverse Sure Thanks!
Good video. But what do you think about the Canadian Tire card?
Thank you! It's a solid card, the biggest perk is the Roadside assistance, which can really help out in a pinch.
FYI-Costco World Mastercard's earning rates are 4% on costco gas and restruants and the rest are same.
Interesting! I didn't manage to spot this when I was doing my research. Would you happen to have a link or doc which outlines those earn rates? I still can't seem to find it on their site.
@@creditverse I do not have a link. But i know about it because I used to work in CIBC world mastercard team and I do own the world mastercard aswell.
@@creditverse The 2% extra CB is a perk for the Exectuive Membership, you wouldnt need the credit card to unlock it. so ur still essentially adding 1% in store and 2% online on top of this executive bonus by getting the card.