Splurge or Save? | Money Advice for Your 20s

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  • Опубліковано 8 чер 2024
  • #ad If there's one thing to take away from me and Mariah: splurge responsibly. I’ve teamed up with Ally to offer a 6-part series, “All Things Finance”, where you’ll get the progressive story of how I built my wealth and the financial lessons I’ve lived and learned along the way. In this episode, I’ll be sharing my #HiLow hacks on going glam without breaking the bank! Tips and tricks for mixing high end and inexpensive pieces in all things beauty, fashion, home décor, and entertaining.
    To learn more, visit: www.ally.com
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    SUBSCRIBE: bit.ly/AllThingsAdrienne
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    FOLLOW ALL THINGS ADRIENNE:
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    _
    Adrienne Bailon Houghton shares her #HiLow hacks on going glam without breaking the bank! Tips and tricks for mixing high end and inexpensive pieces in all things beauty, fashion, home décor, and entertaining. Tune in every Friday at 10AM PST to watch. #AllThingsAdrienne
    Kin Original Series: bit.ly/2H6HAbl
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КОМЕНТАРІ • 371

  • @femme434
    @femme434 Рік тому +315

    I always feel that Adrienne is the realest celeb. She appreciates where she is now because she has lived it growing up and doesn't hide it... I'm in the UK but still follow her career.

    • @HKAMILAH
      @HKAMILAH 9 місяців тому +1

      Me too!

  • @kristeninglesby3964
    @kristeninglesby3964 Рік тому +392

    I absolutely love these videos about being in your 20’s lately. I’m 25 and need all the advice 😂🙌🏻

  • @khassandrahernandez8488
    @khassandrahernandez8488 Рік тому +85

    I’ll be 22 in 2 months PLEASEEEE KEEP DOING THESE “advice for your 20s” videos!!! It’s helping me A LOT! I also really the relationship you and Mariah have 🤍

  • @autumn0220
    @autumn0220 Рік тому +88

    YES to thrifting. Love that you mentioned this. I’m 26 years old and was raised by my grandmother who taught me to be very frugal. I grew up thrifting and to this day I always get compliments on clothes people don’t realize are thrifted.

  • @klausking7537
    @klausking7537 Рік тому +68

    Love the way Ade looks at Mariah with such admiration like a proud mamma💜

  • @EmorettaRobinson
    @EmorettaRobinson Рік тому +112

    I just love the relationship that Adrienne has with Mariah. It's so supportive, positive and encouraging. And I really am enjoying these videos on finance.

  • @Bella36o
    @Bella36o Рік тому +41

    "Allow every decision you make to be something that's in the direction of that goal" ❤

  • @girlygymnastgirl
    @girlygymnastgirl Рік тому +28

    Love Adrienne and Mariah’s friendship and relationship!!!!

  • @Lovefamilyabundance
    @Lovefamilyabundance Рік тому +186

    Can we just say amen to Adriennes hair. Looks good girl

  • @HR-re6mr
    @HR-re6mr Рік тому +47

    Loved this discussion! Women and money is so important! We tend to depend on men hubs bf dads… We gotta be on top of finances cuz we also live longer!

  • @marynicole212
    @marynicole212 Рік тому +40

    Words cannot describe how much I love and appreciate these videos as someone navigating my mid 20s, thank you Adrienne 🥺🤍

  • @StudiousSu
    @StudiousSu Рік тому +61

    Currently 25 & definitely at that “designer handbag craze” stage 😅 I’ve decided to only spoil myself to one per year! Saving a little bit towards that big purchase as a birthday gift to myself! ☺️

  • @redeemablesoul
    @redeemablesoul Рік тому +29

    Love this video...Adrienne is glamorous yet very humble and i love that about her.

  • @greenstone_
    @greenstone_ Рік тому +21

    Omg I have been going through this,overspending because I am stressed about money. It’s very ironic and really bad.

  • @adrianaalegria9240
    @adrianaalegria9240 Рік тому +9

    5:12 literally hit the spot, she understands.

  • @jhaneldundas4536
    @jhaneldundas4536 Рік тому +10

    Love these discussions every time! It’s reassuring to hear that Mariah uses some of the same finance tricks I do as a fellow 25-year-old. Also loved learning about the high-low rule regarding fashion. I’m always hesitant to spend on luxury pieces but I definitely take Adrienne’s point about buying investment pieces.

  • @miluskapatrnogic6214
    @miluskapatrnogic6214 Рік тому +11

    Just a note: jewelery does not hold the same value as plain gold. Unless it’s an uber expensive - super rare - piece of jewelery, you probably won’t get the same resale value.

  • @noelcarter2100
    @noelcarter2100 Рік тому +12

    Yes!!! I am now 30 & wish I knew some of these tips in my 20s.
    Savings & emergency fund is so important !

    • @Noellegallager
      @Noellegallager Рік тому

      ☝️🎁☝️ Thank you for watching and commenting congratulations you have been selected in my draw 🎊🎉✨winners Dm on telegram to claim your prize...(winners only!)

  • @jeslovesjesus
    @jeslovesjesus Рік тому +4

    Mariah has grown up right before our eyes! She’s such a perspicacious young lady ❤️

  • @Nique1986
    @Nique1986 Рік тому +27

    I luv how honest you both are and Adrienne I agree I’m 35 and I wish I knew in my twenties what I no now about saving etc but I’m bless now to be able to teach my daughter about saving and money management so she can be more prepared than I was ❤️❤️

  • @maddie19
    @maddie19 Рік тому +4

    I love watching A’s videos. I remember watching her in the Cheetah Girls as a kid and now I’m learning so much from her videos as an adult ❤️

  • @shaz4783
    @shaz4783 Рік тому +6

    People always say pay yourself first and I'm like, but what do you mean?!?!?!
    Adrienne's like I'm gonna tell you EXACTLY what you need to be doing...
    God bless you🙏🏾

  • @spiwegiggs3409
    @spiwegiggs3409 Рік тому +2

    Gosh loving the authentic energy here. This has been helping me a lot. Please do more videos together. You guys are so compatible

  • @Siayya
    @Siayya Рік тому +34

    Also another great tip is always keep physical cash on you ,and save it as well instead of keeping all money digital because digital can crash then you’re not able to have access to your money. Keep physical cash on you and put some of it away in your house. Don’t rely solely on keeping all your money in banks

  • @sukoluhlesibanda7812
    @sukoluhlesibanda7812 Рік тому +5

    I love everything about this channel,I am 21 this year and this is definitely coming in handy.
    Thank you for such helpful conversations.🥰❤️

  • @lifewithbelinda
    @lifewithbelinda Рік тому +17

    I’m 28 year old going to turn soon and I love your tips. Thanks for sharing about saving 30% of taxes because I learned the hard way this year as a social media content creator when I filed taxes. Can you and Mariah do 2 video on how to create a capsule wardrobe and how to decipher if you will use a designer item and purchase it ? (Hope y’all see this )🥰

  • @vanessaluna6278
    @vanessaluna6278 Рік тому +1

    mariah needs her own youtube channel I love her

  • @mumtamenghani4780
    @mumtamenghani4780 Рік тому +63

    Loved this! Can you speak about how much you should be paying yourself from your business according to how much money you make to then re invest the rest of the money into the business? Also, what do you use that personal money towards and how much you save at the end of the month towards reaching your goals? xoxo

    • @benie6638
      @benie6638 Рік тому +1

      Good question sis

    • @byJasJourney
      @byJasJourney Рік тому

      great question

    • @Christine-ne4yf
      @Christine-ne4yf Рік тому +5

      Ngl I don’t think she’d be able to answer that bc it depends on how well ur business is doing, cost of manufacturing, etc. If it’s within ur means hire an accountant or at least a meeting with one bc it can help you understand a base level of what you can pay urself without your business losing out

  • @everythingaboutestonia
    @everythingaboutestonia Рік тому +2

    buying secondhand items is SO IMPORTANT. im so happy that you guys recommend it

  • @pamk1967
    @pamk1967 Рік тому +26

    I'm a thrifter too Mariah. But I've gotten it down to only buying when I need to replace a used up piece. I have been getting rid of fast fashion pieces once I watched a video on how Viscose is made, which is a BiG fast fashion fabric. 😢 And I sew, so I do my own tailoring! LOVE that for Me!😁

  • @chelseatonkin9549
    @chelseatonkin9549 Рік тому +1

    This is one of my favourites, if not my favourite eps and I’ve watched them all! I’d love another one like this😍

  • @StephanieBrown077
    @StephanieBrown077 Рік тому +6

    I love when the two of you get together always a good time🥰

  • @Itsk_abigal
    @Itsk_abigal Рік тому +1

    I’m now 25 and learning how to spend and save money,Was always spending money on things that I didn’t even need/wear. I’m really learning and getting motivated by this videos.

  • @AlbertinaBernice
    @AlbertinaBernice Рік тому +5

    This came right on time!! I was literally talking about this the other day on how much I need to save!! Thank you for the tips!! 🙌🏾🙏🏾

  • @terichavez1751
    @terichavez1751 Рік тому +3

    I thank you for being so honest and helpful.
    We surely needed and need someone like you in our lives. Your advice and kindness is appreciated.
    We are glad for you and also for your kind husband.

  • @Kooks33
    @Kooks33 Рік тому +6

    I love videos with adrienne and mariah!

  • @kpark2024
    @kpark2024 Рік тому +3

    I wish in my 20s I would have worked harder to pay credit cards and bills on time, this is huge! Especially when you want to buy a house for the future. This topic is so needed! Thanks ladies ❤️

  • @chrisastacio-felix4115
    @chrisastacio-felix4115 Рік тому

    THANK YOU SOO MUCH FOR THIS EPISODE!!! I'm in the field of finance and financial literacy is so important overall especially in todays times, so thank you for using your platform to bring awareness

  • @aurora6763
    @aurora6763 Рік тому +2

    Adrienne is the big sis I needed when growing up 😍

  • @AshleyMagnolia_
    @AshleyMagnolia_ Рік тому +5

    Adeeee. I am rocking the literal same hair right now. This 90s bombshell short hair has literally changed the game. I used to think long hair made me feel thinner lol what a dumb concept. Just wear whatever makes you feel good. And tbh I feel like Dorothy Dandrige with the short! Love to see the same style on you 🤍

  • @Kyrah
    @Kyrah Рік тому +1

    This video was so helpful for us twenty somethings🙏🏾 please keep sharing content like this from y’all!

  • @linzyc4696
    @linzyc4696 Рік тому +1

    As a lost 21yo… this is very helpful. I love y’all for being so REAL!

  • @mml0082
    @mml0082 Рік тому +2

    I’ve learned to Invest in my self esteem ( therapy, journaling, etc) and it has solved many of the problems in my life ( relationships, friendships, finances, mental health etc )

  • @chidychyk5741
    @chidychyk5741 Рік тому +2

    I just love you guys. Thanks for sharing these great tips as always.

  • @titilayoabaniwonda6508
    @titilayoabaniwonda6508 Рік тому +3

    Just after praying about my personal finance, the Holy Spirit led me to this video. Thank you so Adrienne, this video really helped, it's answered a lot of questions in my heart, even though things are quite different here in Nigeria 🇳🇬. Love you both❤

  • @timminipray18
    @timminipray18 Рік тому +4

    Ima start using these tips. Especially for me being a college student, Thanks Adrienne

  • @elizabetochoa8661
    @elizabetochoa8661 Рік тому +1

    Just the advice I needed in my life right now definitely would be using these tips in the future, you guys are amazing

  • @bnovick3194
    @bnovick3194 Рік тому +4

    The best duo with the best advice !!!

  • @paolavalenzuela6492
    @paolavalenzuela6492 Рік тому +2

    I’m 22 and this was so helpful!!! I love this 💗

  • @ja-el5
    @ja-el5 Рік тому +2

    I really love these types of videos ❤❤❤. We can all learn a few things about finance 💯

  • @palomahealing5073
    @palomahealing5073 Рік тому

    Adrienne, if these videos don't do anything for anyone else? They sure for for me! You're so conscientious! ❤️❤️❤️Love you..

  • @nikedecke766
    @nikedecke766 Рік тому

    I LOVE Adriennes hairstyle 😍😍😍 You guys are GORGEUS!!!

  • @TheUnderratedMama
    @TheUnderratedMama Рік тому +2

    Please do a more specific video on a capsule wardrobe for the fall!! I want to learn how to do this!!

  • @alexac1774
    @alexac1774 Рік тому

    Super timely. Absolutely loved this video!

  • @aissam.2420
    @aissam.2420 Рік тому +1

    This video is so needed, so rare to see people speak about finances and your advice are brilliant. I'm about to turn 28 and even if I have a huge personal conscious as Mariah I wish someone thaught me about finances and how to save money because money management is really important especially as a woman. Love from Paris ❤🇨🇵

  • @sandrab2396
    @sandrab2396 Рік тому +5

    This was great to watch, it’s rare to see people discussing finances. I was always taught to save, and continue to be frugal regardless of my high income. However, it’s hard sometimes when I see everyone around me living a lavish lifestyle and feeling like I don’t fit in.

  • @salomegrizegono3560
    @salomegrizegono3560 Рік тому +1

    Love you guys . You always give good life advice.

  • @donnagwynn4629
    @donnagwynn4629 Рік тому +1

    Hey ladies! Good advice on finances. Wish I had someone would have talked to me on this subject. Now at my age it's a struggle. Love you ladies ❤️❤️❤️❤️

  • @waana.k
    @waana.k Рік тому +1

    So many tips. Thank you so much.

  • @priscillachavez6466
    @priscillachavez6466 Рік тому +5

    I appreciate it thank you so much for sharing with us. Keep up the videos 😊

  • @Katleho1909
    @Katleho1909 Рік тому +5

    Thank God for you and these videos😩🙌🏾🔥.... I'm 19 about to turn 20 and I need all the advice I can get about being in the twenties chapter🤗🤗

  • @katiewhitehouse8520
    @katiewhitehouse8520 Рік тому +6

    Love this dynamic duo!! THIS is iconic

  • @amenmahary
    @amenmahary Рік тому +6

    I look at Adrienne and Mariah as my older sisters lol taking notes for sure!

  • @destineemanning4158
    @destineemanning4158 Рік тому +1

    in england/london taxes automatically get taken out of your pay check so it's not something you ever have to worry about & every year you get a tax rebate so you get about 10% of your money back

  • @iamchisenga
    @iamchisenga Рік тому +1

    I love these videos ! I'm Turning 20 this year and really wanna ensure that I soak up all the knowledge when it comes to financing because I currently suck at saving.

  • @theevahouston
    @theevahouston Рік тому +1

    The thumbnail on this video 😂💕 Totally agree with the tailoring tip!! ✨✨ love this 20s series!!

  • @06bella27
    @06bella27 Рік тому

    Love this!! I always tith my 10% first, pay my bills including myself then I keep some leftover for myself.. My husband also taught me to take what is left over from one check and move it to my savings when the next check comes in and start fresh with that new check. That has definitely helped to grow my savings

  • @alexinacenan3404
    @alexinacenan3404 Рік тому +1

    Amazing episode as always, thanksgiving you ladies, God bless.
    Thrift stores are the best

  • @atongagwom214
    @atongagwom214 Рік тому

    Thank you so much ladies for this educative episode 🥰🥰

  • @MariaRodriguez-ug7pm
    @MariaRodriguez-ug7pm Рік тому

    This is sooo good ! Thanks girls for this video 💕

  • @cj10109
    @cj10109 Рік тому

    I’m glad you gals have each other 🥰🥰

  • @Mizzbabyblue12
    @Mizzbabyblue12 Рік тому +4

    Great video!! I've been doing all the tips in this video through out my 20s and I just turned 30 this year. I can honestly say that they're speaking facts! I always thank myself for all the financial decisions I've made. Another tip I would give is if you get any money from the government especially during tax time, put that money into your savings account.

    • @aissam.2420
      @aissam.2420 Рік тому +2

      Yes I'm about to turn 28 and I have always been frugal. And good advice you gave ! Even with companies profit sharing and incentice plans always think about putting in your group employee saving plan first instead of take it all (also avoid being taxed).

  • @blairbear5928
    @blairbear5928 Рік тому +1

    This conversation was so good!

  • @valeriesanders6806
    @valeriesanders6806 Рік тому +1

    Mariah you’re so mature! Great Tips young ladies ❤️

  • @CarasPlace
    @CarasPlace Рік тому

    Thank you so much for sharing! This is so helpful. 💛

  • @alekamondlane4618
    @alekamondlane4618 Рік тому +1

    Loved meeting financial Mariah, wow smartttt

  • @GreyAce8394
    @GreyAce8394 Рік тому +1

    Loved this🤍 tysm🙏🏼

  • @kimf3472
    @kimf3472 Рік тому

    Loving this duo!!!! 🤍

  • @rebeccakhiba4158
    @rebeccakhiba4158 Рік тому

    I enjoyed this episode. Thank you Adrienne I needed to hear this.❤ I am turning 23 this year and still a student at University, I want to start early to know how to use my money wisely.

  • @sabrinasmith813
    @sabrinasmith813 Рік тому +3

    I find it so weird how the tax system works in America. In NZ the tax comes out before we the employees actually get it. Like in our payslip it’ll say we earned maybe $1200 that week and $200 went straight to tax and we get the remaining $1000. Then we get a tax return in the middle of each year.

  • @plantbasedtv
    @plantbasedtv Рік тому

    Very, very useful tips. Thank you so much!

  • @CookingWithAlphaDior
    @CookingWithAlphaDior Рік тому +1

    Great discussion! Loved the topic

  • @destinypalin5657
    @destinypalin5657 Рік тому +2

    I’m 26 I needed this thanks for this A💛🥰

  • @sherrisponenberg444
    @sherrisponenberg444 Рік тому +1

    Your hair looks amazing styled that way... classic yet new

  • @guga251
    @guga251 Рік тому

    Im downloading this episode so I can always watch at any time

  • @otonielh.f.7048
    @otonielh.f.7048 Рік тому

    Keep doing this videos, so helpful for us upcoming young adults

  • @janineellis-davidson3777
    @janineellis-davidson3777 Рік тому +1

    Thanks for sharing! Wish I knew how to invest and save properly at 25 years old...
    Keep up the great work Adrienne and awesome job Mariah! Clothes are not everything! Hope every young person learns that

  • @knl5330
    @knl5330 Рік тому +1

    I'm a big thrifter too!! Learned it from my Mom and my BFF enjoys it too. We literally can spend all day in a thrift store going through every single rack because stuff is always mixed in wherever. Definitely have to have patience.

  • @anna-mariawilliams6476
    @anna-mariawilliams6476 Рік тому +1

    Mariah needs her own channel 💖💖💖

  • @amouzout
    @amouzout Рік тому +10

    Yasss I love this series !!! Keep ‘em coming !😍

  • @jessicafianko
    @jessicafianko Рік тому +5

    Hiii Mariah and Adrienne, Happy Friday. It's so good to see you both again, Loved today's video and the advice you gave us about saving and splurge money in your 20's. Sending love 🫶🏾💜
    Besos 😘

  • @jhaneleonguerrero671
    @jhaneleonguerrero671 Рік тому +9

    You’re a phenomenal step mother 🥰

  • @gemmab8626
    @gemmab8626 Рік тому

    I am not even two minutes in, and I am impressed because the bit about splurging on luxury items that DO NOT DEPRECIATE is incredibly smart. I am on the cusp of a huge change, and I have already made plans to treat myself. So!! I will definitely keep this advice in mind, and I am in my 30s! 😁 & ALSO, the tax conversation is absolutely important.

  • @torilav7462
    @torilav7462 Рік тому +3

    Can you guys do a how to budget? I graduate in Dec and will be starting my first “big girl” job and have NO IDEA on how to manage money 😭💕 Love you ladies

  • @darktwistysisters
    @darktwistysisters Рік тому +4

    absolutely needed this advice, and adore both of you badass women!

  • @oumoudiallo4395
    @oumoudiallo4395 Рік тому +3

    I miss the family/roadtripping vlogs🥺I would love to see a “day in New York” vlog, or summer activities, your gospel playlist, Camp New Breed, what’s on your chateau Houghton furniture Pinterest board or wish list

  • @nicolefzapata
    @nicolefzapata Рік тому

    Love it! Thank you.

  • @jaylabean71
    @jaylabean71 Рік тому +1

    Keep this segment going 🙏

  • @CollegeCutie10
    @CollegeCutie10 Рік тому +5

    I'm definitely a person who uses shopping to cope with the fact that I need more money

  • @elizabeth18078
    @elizabeth18078 Рік тому

    I love this. Very good stuff.