My April Money Goals + Exciting Credit Card Debt Payment!

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  • Опубліковано 15 лип 2024
  • Chit chat with me as I map out my April money goals and make another credit card payment! My main goal is to get one of my credit cards paid off which will leave me with only one remaining and my last student loan!
    Planning template: docs.google.com/spreadsheets/...
    🤑Download my Financial Dashboard spreadsheet!! 8708492926377.gumroad.com/l/d...
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КОМЕНТАРІ • 62

  • @DyanaMariie
    @DyanaMariie  3 місяці тому +29

    60% paid off with Citi #1! What are you working on in April?!

    • @JayLawson
      @JayLawson 3 місяці тому +4

      Congrats on 60% down. Keep it up.
      For April, I am working on increasing my savings rate from 15 to 20% without impacting my daily life. Lifestyle Creep can be a trip.

    • @tessa2019
      @tessa2019 3 місяці тому +2

      I am working on paying off Chase

    • @Amomthatbandr
      @Amomthatbandr 3 місяці тому +4

      I am working on paying off my bank master credit card

    • @chrisulastone9151
      @chrisulastone9151 3 місяці тому +2

      I just made my first payment towards my water heater and paid about 23% of it off! According to the Forbes credit card amortization tool by paying down a large chunk early in the loan I will save a lot of interest! I hope to pay 50% less interest over the life of the loan.

    • @melissarodriguez4531
      @melissarodriguez4531 3 місяці тому +3

      Working on adding to my savings but it’s been a challenge 😩

  • @Lemons19902010
    @Lemons19902010 3 місяці тому +16

    For April, my goal is to pay off my lowest balance CC ($268) and put $300 in my emergency fund, InshAllah. 🙏🏿

  • @speaksakia
    @speaksakia 3 місяці тому +34

    March act like it has somewhere to go 😅😅

    • @afrikurl
      @afrikurl 3 місяці тому +4

      It hurried up and got on up out the way! 😂

    • @c.nicholle8250
      @c.nicholle8250 3 місяці тому +5

      Literally flew by! 😂🤍

    • @DyanaMariie
      @DyanaMariie  3 місяці тому +5

      Hello?! It said hi and bye lol

  • @naturallyus3512
    @naturallyus3512 3 місяці тому +10

    Paid off 2 credit cards this month❤🎉 Got $1,000 for my Efund!!! YEA!! (IN MY LIL JON VOICE)😅

  • @MomsMoneyMindset
    @MomsMoneyMindset 3 місяці тому +17

    Working on paying off student loan debt. Congrats on paying down your credit card debt!

    • @DyanaMariie
      @DyanaMariie  3 місяці тому +2

      I cannot wait to part ways with student loans. Thank you!

  • @afrikurl
    @afrikurl 3 місяці тому +10

    I’m working on paying for my daughter’s sweet 16 in April. The party is
    In May. I have been saving for a year but things are more expensive than I expected.

    • @DyanaMariie
      @DyanaMariie  3 місяці тому +4

      I pray it all works out the way you planned!

  • @jmariah6222
    @jmariah6222 3 місяці тому +3

    I will offically be debt free except my house 04/17 according to my debt pay off calculation’s. So happy for that. Then will go straight into 3-6 month emergency fund . Then fully investing and then working on the home or grabbing a rental. This debt was giving me anxiety so excited to be done with this journey and on to the next. I am a single mother so it’s amazing feeling

  • @c.nicholle8250
    @c.nicholle8250 3 місяці тому +9

    I’m working on savings and credit card debt 2/3 cards paid off! Loving the content 🎉

  • @organizedbykat
    @organizedbykat 3 місяці тому +2

    Finish topping up the travel and emergency funds while throwing a nice chunk to my investing

  • @biggirlgoals3208
    @biggirlgoals3208 3 місяці тому +24

    I'm not setting a goal for April. I have reached 5 of my 10 yearly goals and I need a month to regroup and rework my numbers.

    • @DyanaMariie
      @DyanaMariie  3 місяці тому +1

      I don’t blame you!

    • @yomeamo3886
      @yomeamo3886 3 місяці тому +1

      5/10! Congratulations 🎉 nothing like regrouping so you can start fresh and be ready to tackle the next up!

  • @jasminejanay3016
    @jasminejanay3016 3 місяці тому +3

    Working on paying off credit cards and a personal loan- and $1k EF. Pray for ya girl.

    • @DyanaMariie
      @DyanaMariie  3 місяці тому +2

      You got it, stick to the plan!

  • @aleciariddick7719
    @aleciariddick7719 3 місяці тому +3

    For April, I just want to move forward in doing tasks for my side hustle. I love your planning template. You covered all areas that could happen or be accomplished. Great Job!

  • @bikeangel05231
    @bikeangel05231 3 місяці тому +7

    Great job! You probably already know this, but make sure you keep your receipts. You can claim your roof on next year's taxes. You are doing an awesome job!!!❤

    • @DyanaMariie
      @DyanaMariie  3 місяці тому +2

      No I did not!! Thank you!

    • @bikeangel05231
      @bikeangel05231 3 місяці тому +1

      @@DyanaMariie I'm glad I spoke up then. 😊 You are welcome. I love your content.

  • @rachelclottey
    @rachelclottey 3 місяці тому +4

    Thank you very much for your videos, they are quite inspiring to my journey.

  • @naturalbeauty8901
    @naturalbeauty8901 3 місяці тому +1

    Loving the update I’m working on paying off my credit card and car loan can’t wait to be debt free

  • @moneywithjustliving5258
    @moneywithjustliving5258 3 місяці тому

    Good Morning, loving the progress.

  • @c.martin89
    @c.martin89 3 місяці тому +1

    Hey love.. I'm working on my vacation sinking fund and continuing saving for my student loans.

  • @maryannrogers8675
    @maryannrogers8675 3 місяці тому

    In April I’m going to be more intentional about what I spend my money on. Im paying off a well deserved trip in June. Im focused more on life experiences then material possessions at this point in my life. My only debt left is my mortgage

  • @kishasneed585
    @kishasneed585 3 місяці тому +2

    Love the video

  • @kiaj.d.5855
    @kiaj.d.5855 3 місяці тому +4

    I just set up economic hardship payment plans with two credit cards. I’m ready to be debt free!!! It will be at least a year though 😩

    • @DyanaMariie
      @DyanaMariie  3 місяці тому +2

      These years seem to fly by now so hopefully that’s the case for you !

    • @kiaj.d.5855
      @kiaj.d.5855 3 місяці тому +1

      @@DyanaMariie ok!!! That’s the truth!!!!

  • @shoelady6457
    @shoelady6457 3 місяці тому

    Well done! 😁👌🍾💰

  • @DrFinancialLiteracy
    @DrFinancialLiteracy 3 місяці тому

    Awesome!

  • @patriceriddick7986
    @patriceriddick7986 3 місяці тому

    I will be paying off 3 accounts... credit card, medical, and a school loan. April 30th I'll be going on vacation for my birthday treat and a reset before beginning Phase 2

  • @onanothernote
    @onanothernote 3 місяці тому

    My car will be paid off in June🙌🏾. Then I need to pay off home improvement bills and student loans 🙃

  • @jeremiahmcneill7427
    @jeremiahmcneill7427 3 місяці тому +1

    Great advice given. What is the interest rate on cards after intro period?

  • @peacebeteal
    @peacebeteal 3 місяці тому +1

    March I paid a chunk of debt. Thank you tax refund. April I’m looking forward to an increase in my credit score. The only thing I have that I need to do financially is pay for summer activities for my kids. Thank you God!

  • @debt2none
    @debt2none 3 місяці тому

    Oh wow, I just love how the insurance companies drop people because they actual made use of the policy that they’ve been putting a bunch of money into. 🤦🏾‍♀️😤

  • @Ashes8511
    @Ashes8511 3 місяці тому

    You stated the Citi cards both need to be paid in July but you dont think one will make it and they will charge interest on the remaining balance. Double check that because i believe the interest is retroactive and they will charge the interest for whatever/all charges during that period.

  • @aprilchristian5723
    @aprilchristian5723 3 місяці тому +2

    Paid off 1/3 credit cards. I will finish 2nd one in April.
    Can you talk about your different streams of income?

    • @DyanaMariie
      @DyanaMariie  3 місяці тому

      My side income comes from UA-cam, digital products and a few brand deals here and there!

  • @rachelesmith3342
    @rachelesmith3342 3 місяці тому

    Work on paying off 3 credit cards 😫 1 will be paid off by the end of this month and has a 1100 dollar balance (my lowest). The next will be paid off by the end of June and has currently a 3900 balance (my second lowest). And my final credit card will take probably the rest of the year but I hope to pay it off by October and it has a whopping balance of 8200 dollars 💀🤢. It my highest card. I’m also hoping to simultaneously buy pay down my car to below 5k from 10k currently and save up my 3-6 months emergency fund AND take a vacation at the end of the year. I’m single and child free and make about 75k a year so I’m really trying to get my life on track and NEVER use a damn credit card again lol

  • @DrFinancialLiteracy
    @DrFinancialLiteracy 3 місяці тому

    Are you working with Velocity Banking methods?

  • @Aliketchupp
    @Aliketchupp 3 місяці тому +1

    Hi 😊 i just bought a home ❤ 🎉 which was a dream for me (even after watching the possible nightmares of home ownership 😅)
    Can I ask you how much do you recommend having in an EF for home repairs and such? As a ballpark

  • @noahplays3698
    @noahplays3698 3 місяці тому

    Did you still do one on ones??? I need your help!!

  • @sagraphicsofficial
    @sagraphicsofficial 3 місяці тому +1

    Hi
    Do you want poster flyer tshirt designs