How to budget for vacation to avoid credit card debt! | Step by step

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  • Опубліковано 28 кві 2024
  • How to create a budget for your vacation so you don’t come back in credit card debt!
    Itinerary template: docs.google.com/document/d/1S...
    Contribution tracker: docs.google.com/spreadsheets/...
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    Disclaimer: I’m not a financial expert, accountant, or anything related. I am not qualified or certified to give financial advice. This channel’s content is not to be construed as personalized advice. However, I am sharing my personal experience and individual opinions. If you are looking for financial advice, please seek the services of professional advisers.
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КОМЕНТАРІ • 38

  • @patriceriddick7986
    @patriceriddick7986 2 місяці тому +62

    I made a plan back in October to pay off all of my consumer debt before April 30th. I'm consumer and medical debt free. I leave tomorrow for a solo trip for my bday. All excursions; hotel, car rental and spa day expenses are paid as well. I had to work 68 hours and sometimes up 80 a week. I'm thankful and grateful 🙏 😊

    • @lindam7821
      @lindam7821 2 місяці тому +2

      Congrats on paying off your debt! Hope you enjoy your solo trip. Definitely a reward for the work you put in paying down debt and being consistent.☺️

    • @patriceriddick7986
      @patriceriddick7986 2 місяці тому

      ​​@@lindam7821thank you so much. I missed a few events but I feel much better knowing I don't have that pressure on me anymore. Once I come back I'll be refreshed and ready to grind out my next phase. Good luck to you and your future endeavors.

    • @speaksakia
      @speaksakia 2 місяці тому +1

      Congratulations on paying off your debt! I pray you enjoy your trip, you’ve earned it!

    • @DyanaMariie
      @DyanaMariie  2 місяці тому +1

      Congrats 🎉🎉🎉

    • @patriceriddick7986
      @patriceriddick7986 2 місяці тому

      @@DyanaMariie thank you

  • @CrystalHarvellPhotography
    @CrystalHarvellPhotography 2 місяці тому +16

    Tell me why I was about to YOLO a trip to Hawaii and figure out how to pay it later lmaoo. Perfect timing. (I did not yolo)

    • @DyanaMariie
      @DyanaMariie  2 місяці тому

      Girl those vacay vibes will get ya 😅😅

    • @CrystalHarvellPhotography
      @CrystalHarvellPhotography 2 місяці тому +1

      @@DyanaMariieit will! And I’m spontaneous so I like to just buy my flight and go. That’s where I get in trouble.

  • @Arlene_witha_y
    @Arlene_witha_y 2 місяці тому +12

    Keep in mind hotels do have taxes and fees aside from the cost per night and driving is not just gas but tolls as well and possible snack purchases at rest stops

  • @rachelesmith3342
    @rachelesmith3342 2 місяці тому +1

    One of my biggest expenses is the hotel. As a single and younger black woman, I hate going cheap on my hotels. I value cleanliness, safety, convenience and quiet so I always end up spending the most on the hotel

  • @c.parker8439
    @c.parker8439 2 місяці тому +6

    One of my biggest expenses was transportation/tips. I planned $140, but I really needed $190 total because of transfers to and from the airports were expensive using Uber.

  • @pretty_brownnn5855
    @pretty_brownnn5855 2 місяці тому

    I did this for our trip to Disney. I looked up the restaurants we’d eat at, activities, and tips. I put aside another $200 for emergencies. I booked through Expedia and they let you save your faves and I created a list called “upcoming vacay”, that way I was able to compare hotels andddd read reviews! Lastly I added a cushion for food.

  • @hereforthebs8655
    @hereforthebs8655 2 місяці тому +7

    Hey D,
    I just told my husband I'm going to iceland with our child next year with our without him so I'm trying to figure out how to save for the trip and pay off debt

  • @speaksakia
    @speaksakia 2 місяці тому +4

    When I tell you..this is right on time! Especially for me because I’m not good with planning. This takes away so much of the anxiety I get when I have to plan something. After watching this I feel like I can start planning my next trip. 😊 Thank you for this!

    • @speaksakia
      @speaksakia 2 місяці тому +1

      Omg you linked the templates 🥲 Thank you so much!! 🙌🏾🙌🏾🙌🏾

    • @DyanaMariie
      @DyanaMariie  2 місяці тому +1

      Heyyy Sakia I’m glad❤

  • @bre9612
    @bre9612 2 місяці тому +4

    Okay accent wall!!😎😎

    • @DyanaMariie
      @DyanaMariie  2 місяці тому +1

      Yasss you see it? 😂👀

  • @jasrid3220
    @jasrid3220 2 місяці тому

    You always post the right vids when I need them

  • @telyss
    @telyss 2 місяці тому +3

    Your accent wall looks sooo good! ❤

  • @GoldhenChild
    @GoldhenChild 2 місяці тому

    Not me going to Houston for my next trip and NEEDED this. Love it.

  • @carolinepankey21
    @carolinepankey21 2 місяці тому +1

    I love the accent wall!! Also, this video is right on time because I’m literally planning a vacation in October lol

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 2 місяці тому +1

    So happy to see you. Your videos always brighten my day.😊

  • @kevinmoore9524
    @kevinmoore9524 2 місяці тому

    This was helpful.

  • @myrnaj4502
    @myrnaj4502 2 місяці тому

    Thank you for this. I am definitely sharing with my girls. ❤

  • @tiffanybrown5745
    @tiffanybrown5745 2 місяці тому

    You made this for me I’m about to go on a cruise and I’m not bringing any credit cards in my purse at ALL so I’m not tempted

  • @user-li2vl4yd1x
    @user-li2vl4yd1x 2 місяці тому +3

    Your place looks really good.

    • @DyanaMariie
      @DyanaMariie  2 місяці тому +1

      Thank you!

    • @user-li2vl4yd1x
      @user-li2vl4yd1x 2 місяці тому

      @@DyanaMariie You're a rock star. 💄💄💄💄💄👠👠👠👠👠

  • @Kash_Budgetz
    @Kash_Budgetz 2 місяці тому

    Hey diana can u send me the google spreadsheets as i am loving urs i been looking to find a easy but accurate spreadsheet to start my dogitsl tracking and urs has been the best so far i just try and download but says page is not there do u mind sending please so i can plan for next month