How IBC changed Indian Banking Forever saving 3 Lakh Crores ? : Economic Case Study

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  • Опубліковано 8 січ 2025

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  • @ThinkSchool
    @ThinkSchool  9 місяців тому +29

    Check Odoo: www.odoo.com/r/3WU www.odoo.com/r/3WU

    • @uniqueportal6668
      @uniqueportal6668 9 місяців тому +5

      MAKE A VIDEO ON LADAKH

    • @harshakarthik9966
      @harshakarthik9966 9 місяців тому +4

      Please make a video on Andhra Pradesh Elections bro , we are asking from 3 to 4 videos pls do consider bro ,it helps us alot

    • @AdityaDongare-ch2zs
      @AdityaDongare-ch2zs 9 місяців тому +1

      Sir videos in Hindi to easy to understand

    • @Ambari_
      @Ambari_ 9 місяців тому +2

      Please make a video about Ladakh

    • @shobhitchaudhary2393
      @shobhitchaudhary2393 9 місяців тому +3

      Now u guys are biased now
      U guys don't know ground reality now u r political biased channel

  • @pothanadithya3728
    @pothanadithya3728 9 місяців тому +979

    Please make a video analyzing the economy of Andhra Pradesh post-bifurcation and the state's development and economic situation. Comparing the performance of the TDP and YSRCP governments would be incredibly informative for us to make informed decisions. Your insights on this topic would be greatly appreciated! Thanks!

    • @harshakarthik9966
      @harshakarthik9966 9 місяців тому +42

      Yes ganesh bro pls make andhrapradesh video

    • @gokulyc
      @gokulyc 9 місяців тому +34

      yes, please compare it with other states also.

    • @vinodkbg
      @vinodkbg 9 місяців тому +26

      After the lok Sabha election. Now vote for Modi.

    • @unfilteredwithvarun
      @unfilteredwithvarun 9 місяців тому +6

      Definitely consider doing it and also any solutions to the flaws to have a better economic development

    • @unfilteredwithvarun
      @unfilteredwithvarun 9 місяців тому +5

      @@vinodkbg kya karega modi akey? Hindu-Muslim division?

  • @sn00pygeek
    @sn00pygeek 9 місяців тому +232

    My Dad was working in Bhusan Steel, and I myself have witnessed the entire process. None of the employee who worked at lower level lost their job. It was fantastic. Even mittal also bid for it, but eventually Tata won the bid, and saved so many jobs.

    • @Amiittk
      @Amiittk 9 місяців тому +7

      The most important part of that process was the bhusan steel plant was statergetically located, TATAs getting their hands on it have unlocked far greater value for Odisha than Bhusan ever would have.

    • @pvajit1109
      @pvajit1109 9 місяців тому +2

      Tata group are Industrialists with Ethics, morality and Honesty as the only policy.

    • @Finance_by_rocc_cyborg
      @Finance_by_rocc_cyborg 6 місяців тому +1

      ​@pvajit1109 that's not 100 percent true

    • @TopnotchReviews
      @TopnotchReviews 5 місяців тому

      Best part is they have attached my company's precedent for Bhushan Steel IBC case

  • @prasannakumarcooldude7589
    @prasannakumarcooldude7589 9 місяців тому +189

    And people say BJP did nothing to the country the thing is none really knows the activity of the govt exactly. Including myself even though I didn't blame the govt i never knew about such innovative and drastic steps taken by the govt

    • @BigBoss-yz2kx
      @BigBoss-yz2kx 9 місяців тому +7

      Well said Bro

    • @fd6zi
      @fd6zi 9 місяців тому +11

      Pls encourage others to vote for bjp

    • @poppyflorist
      @poppyflorist 9 місяців тому

      There are way way way more governance brilliance that was also done by congress. You would only be a fool if you think that india was running on farts for the last 65years prior. Every party had their own challenges and had their own brilliance. Just to scratch on the surface, congress had to defend its identity from crushing wars and threats from US, Pakistan and China. Had entered into major security pacts with Israel, Russia etc. Provided GREAT energy security, better than what BJP is doing now, with ties with Iran, turkey, Russia etc. Manmohan being the brilliant economic reformist in our country, where the world collapsed around us, twice, in the depressions, india thrived. Brought in nuclear power, made IITs worthy of being direct competitors with major institutions of the world, BAARC, BEL, bhel, hal etc etc etc. Every party had their own challenges. And BJP is still naive in that context.
      All that being said, I still believe BJP would have greater potential than congress. But if they keep peddling their religious extremism, then they directly support and unnecessary schism that would break india so badly. Something that congress brilliantly managed and slowly,but steadily made progress like a bull.

    • @Serotonin-rs5
      @Serotonin-rs5 8 місяців тому

      Bjp jo 10rs ke kaam ko dikhane me lakho rupya advt me kharch kar deti hai, dusro ke kaam ko bhi apna ginva deti hai, aur tumhe lagta hai ki logo tak baat nahi pahuchti😂😂😂😂. Bhai in "content creators" ke jhaanso me mat aao, genuine news jaan ni ho "the hindu" newspaper padho, yeh ek camera, ek mic leke baithe logo ke behkavo me mat aao.

    • @sarvottam4097
      @sarvottam4097 8 місяців тому +1

      That's why yes Banks fail under the mudi govt

  • @harshalgoti264
    @harshalgoti264 9 місяців тому +296

    I am a Chartered Accountant working in the IBC field. All I can say is people misuse IBC more than for the purpose for which it was introduced. No doubt IBC has helped but to a certain extent only. The more the company maintains distance from IBC the better it is for their future. The only people who benefit from IBC are the buyers of the companies admitting into IBC. IBC is not the same today as compared to 2016 when it was introduced.
    Good episode. Challenges mentioned at the end of the episode are true. Nicely covered most of the things. Many things have a negative impact also which you have positively shown in this episode. Advocates mints a lot of money out of the IBC processes other than any other person involved in the process.

    • @629-Ashish
      @629-Ashish 9 місяців тому +9

      All the point you said are correct.

    • @MrManojknight
      @MrManojknight 9 місяців тому +15

      No policy is always good my friend, it has to modified constantly so that the tax payers money is saved.

    • @ramakarupaiah8838
      @ramakarupaiah8838 9 місяців тому +9

      Yes legal system is rotten
      Need drastic overhaul of judiciary and bar

    • @Akshay-cx6jx
      @Akshay-cx6jx 9 місяців тому +2

      hmm so do we need to reform the legal system for this thing then?

    • @pranayjain._
      @pranayjain._ 9 місяців тому +1

      Ek aur jhumla

  • @nikitajha6500
    @nikitajha6500 9 місяців тому +99

    Really need more cases on Indian Judiciary.

  • @axem.8338
    @axem.8338 9 місяців тому +68

    Thanks for speaking on this topic. As a banker, it was hard for me to explain its importance to others

    • @khadirm1525
      @khadirm1525 9 місяців тому

      But most almost whoever working class are in debit... consuming loans ..were money fastly circulating in banks...so if we working doesn't save money in emergency cases... again go for debit...

  • @anvivek
    @anvivek 9 місяців тому +145

    Was awaiting for this episode from long since. Understood IBC in basic layman terms 👌👍🙏

  • @garjevikas
    @garjevikas 9 місяців тому +29

    After land acquisition, IBC and GST.
    Judicial and agricultural reforms are the most needed and most urgent reforms the country needs.
    These might be the things Modi ment, when he said "big reforms in third term."

    • @Darshansway
      @Darshansway 5 місяців тому +1

      in reality India needs mindset reforms, if the govt. is elected democratically then blaming it saying it must have done some unethical is a nightmare for democracy. Secondly govt. must be praised for its good work or else due to shadowing of good things, some state party like SP, TMC or MF would be with full majority. And as you're uneducatedly saying India needs agriculture reforms, search for "Farmers and Agriculture Bill, 2022", and it was taken back due to uneducated people's support to those Cannadian Punjabi Khalisthani protesters, it was clear seeing those videos that they were holding Khalistan logo and symbols.

  • @sampadac3408
    @sampadac3408 9 місяців тому +55

    As a legal professional working in IBC matters,i would say your analysis is spot on

  • @therandomthings6933
    @therandomthings6933 9 місяців тому +203

    Mr Ranghuram Rajan from Congress party had ideas, but never asked his party leaders to solve this before 2014. Either he was not explained(educated) them properly or UPA(Sonia/Rahul) don’t understand the problem at all 🤔. Kudos to Modi government for taking these initiatives 👏👏

    • @ojasyadav9020
      @ojasyadav9020 9 місяців тому +36

      They had plenty ideas with zero willingness to implement.

    • @walterpinkman5249
      @walterpinkman5249 9 місяців тому +19

      Raghuram rajan is a very brilliant economist, though he's blinded by his sycophancy towards the Gandhi Raj parivar.

    • @nilotpaldeb1551
      @nilotpaldeb1551 9 місяців тому +2

      Raghuram Rajan isn't from political party he don't belongs to INC
      He is an economist and an iitian

    • @raul9403
      @raul9403 9 місяців тому +11

      ​​@@nilotpaldeb1551the so called great economist entered bharat jodo yatra with Rahul gandi...trying to enter politics

    • @OMNI979
      @OMNI979 9 місяців тому

      LEFT IS ALWAYS VERY GOOD AT POINTING THEIR FINGURES ON PROBLEM BUT THEY ARE NEVER GOOD WHEN IT COMES TO IMPLEMENTATION OF SOLUTION ON GROUND THEY WILL ALWAYS CREAT MESS
      may be few exception but you will always notice this

  • @kevaldeo6381
    @kevaldeo6381 9 місяців тому +50

    Hello Shri Ganesh Prasad. Here is one more subject for a Case Study.
    The Govt of Bharat recently updated payment terms for all Enterprises towards the Micro & Small businesses at the year end. This one step, if somehow is regularised for the complete financial year, will prove a game changer for M(icro) & S(mall) Enterprises' cash flow issues and indirectly any residual bank NPAs.

    • @sarathchandrapothuri9917
      @sarathchandrapothuri9917 9 місяців тому +1

      we can get video on this i want to see who is in the wrong and who is in the right and whether the government is helping or killing trying to help

    • @AdarshSrivastav-sh6cl
      @AdarshSrivastav-sh6cl 9 місяців тому +1

      This could be great video.

  • @saishree1340
    @saishree1340 9 місяців тому +10

    As a company secretary student, this explanation is truly mind boggling. Brilliant explanation. 🎉

  • @NextDM-gs2eb
    @NextDM-gs2eb 9 місяців тому +98

    The only channel's notification I wait for 💯✅

  • @ayushjain6575
    @ayushjain6575 9 місяців тому +3

    Being a CS professional student this video is just peanuts and i feel so happy that its like a revision for me.BTW insolvency and bankruptcy code is such a revolution which has changed the whole liquidation process as well as the insolvency resolution process.One of the issues with IBC is the timeline dates, still the process doesn't complete within the specified time and creates a major backlog in the code.

  • @rickysinha100
    @rickysinha100 9 місяців тому +10

    Very informative! I do believe the prototype for the three problems you mentioned in the end is being built in GIFT city. The eventual change in our legal system which is log due will come in due time. But in the meantime the government will be able to build the functional model using the insolvency laws which will be modeled after international forums at GIFT city.

  • @samsung123451
    @samsung123451 9 місяців тому +59

    Whereas congress is planning to give 50% of the population 1 lakh rupees per year.. 😂😂

    • @arsalanrahman3259
      @arsalanrahman3259 8 місяців тому +1

      Jhumla hai jaise 15 lakh tha
      Ab ye mat bolna ki congressi
      Cause I support BJP
      But I'll not vote them

    • @sagarikaSilverado-ps9kv
      @sagarikaSilverado-ps9kv 8 місяців тому +1

      Congress lied to you. There was no promises for 15 lakhs, but if anything that we could earn and save that ourselves.

    • @SnehaSingh-qw2id
      @SnehaSingh-qw2id 8 місяців тому

      And 8k per month which is 96k so essentially 1,96,000 nothing but 2lks per year

    • @samsung123451
      @samsung123451 8 місяців тому

      @@SnehaSingh-qw2id how did you come up with that calculation? 😂 Rahul Gan*u said he will give 8500₹ to be precise to each berozgaar every month... That's 102000₹ a year.. Which he also mentioned...

    • @ItachiUchiha-bz3lf
      @ItachiUchiha-bz3lf 7 місяців тому +1

      ​@@arsalanrahman3259 your name is enough brother

  • @anuraggupta9530
    @anuraggupta9530 7 місяців тому

    00:04 IBC revolutionized Indian banking, saving 3 Lakh Crores
    02:07 Indian Bankruptcy Code is a revolutionary economic policy
    04:15 Before IBC, Indian bankruptcy laws were complex and messy.
    06:09 Lack of coordination led to financial distress
    08:15 Introduction of IBC significantly improved recovery rates in Indian banking sector.
    10:12 Initiation process and key roles in insolvency under IBC
    12:13 The Insolvency and Bankruptcy Code changed the way Indian banking operates.
    14:10 IBC enables companies to liquidate assets, pay off debts, and save stakeholders
    16:09 IBC improved recovery rate and reduced insolvency resolution time in India.
    17:56 IBC brought drastic improvement in legal procedures and recovery rate in Indian banking

  • @mathewjoseph9340
    @mathewjoseph9340 9 місяців тому +9

    A question that was bothering me seeing all psu banks doing good
    Well explained God bless

  • @rajeshvora5941
    @rajeshvora5941 9 місяців тому +8

    Great analysis thro a simple to understand analogy bro!
    Again, one of the most important point holding back India is the lacunae in the legal system - the Judiciary with all it's pitfalls. Reforming the Judiciary and the Police is the most important task if India needs to up it's game in the World order.

  • @m.s.s.kalyan2116
    @m.s.s.kalyan2116 9 місяців тому +2

    As you said, IBC is the one of the best regulations India made. This video will be one of the top 10 Think School's explanations. The example which you took to explain the whole case is outstanding.

  • @MVPriyank
    @MVPriyank 9 місяців тому +4

    In the beginning I thought its gonna be super complex video as lots of elements are involved. But you made the concept so simple like cakewalk! Thanks to you and entire team for efforts. Keep growing 🎉

    • @saurabhkesharwani6143
      @saurabhkesharwani6143 9 місяців тому +2

      @MVPriyank Hey! Priyank! 👋🏼
      I re-checked you name to confirm, if that's really you! 👍🏼
      You may not remember my name!
      I attended your Chakra Healing Masterclass, held on 23rd April 2023. I am from M.P.
      Wow! What a Surprise, to stumble upon you in this vast ocean of UA-cam comments. 👏🏼 😀
      I am taking this as some message from the Universe! 🙏🏻

    • @MVPriyank
      @MVPriyank 9 місяців тому +1

      @@saurabhkesharwani6143 Glad to know Saurabh :) Get back to healing and start manifesting.
      Best wishes!

    • @saurabhkesharwani6143
      @saurabhkesharwani6143 9 місяців тому +1

      @@MVPriyank Thank you! 🙏🏻
      Best wishes to you too! ☺️

    • @saurabhkesharwani6143
      @saurabhkesharwani6143 9 місяців тому +1

      @@MVPriyank I want to ask you whether you give personal therapies, like scanning the aura and telling the current status of Chakras, and balancing them? If need be?

  • @The_Silent_Archive
    @The_Silent_Archive 9 місяців тому +6

    This is indeed the most important case study you have made brother. Thank you!

  • @HomePathak92
    @HomePathak92 7 місяців тому +1

    This is one of the most comprehensive and easy to understand video on IBC. Class work man 👌

  • @devalthakkar4845
    @devalthakkar4845 9 місяців тому +10

    Wow on point everything 🫶🏻 even the HOUSING SOCIETY example 🔥 i have already studied in Company secretary course

  • @AayanamAnirudh
    @AayanamAnirudh 9 місяців тому +17

    Hey Ganesh, another great video. One suggestion is please use dark mode on your animations.. Thank you!

  • @western_lord
    @western_lord 9 місяців тому +35

    I was literally waiting for this. Love love loved it! God bless you!🖤

  • @SJH243
    @SJH243 7 місяців тому +2

    Totally in love with thinkschool.
    What a fantastic explanation!

  • @gravinpatel7700
    @gravinpatel7700 7 місяців тому +2

    Videos like these make people aware of the greatness of the minds of the people in India, striving towards the progress of the nation. We need more and more informative videos like these to keep ourselves dived into the nation and the world economy.

  • @008biswakalyanrana6
    @008biswakalyanrana6 9 місяців тому +9

    Such nice explanation of a complex phenomenon using simple ingenious comparison Bravo think school and thank you❤

  • @santakumarialuri2170
    @santakumarialuri2170 5 місяців тому +1

    Explanation so crystal clear that a lay person like me could understand and appreciate the changes with IBC implementation 😊

  • @shresthkumar1499
    @shresthkumar1499 9 місяців тому +182

    Bjp is the only party with vision,while congress today has become totally castiest and want to increase reservation and make caste based laws 😢

    • @dn9416
      @dn9416 9 місяців тому

      Yes excellent new ways of bribery using electrol bonds,use Ed cbi to extort money

    • @dn9416
      @dn9416 9 місяців тому +7

      I would be happy if that Money went into government accounts instead of bjp account

    • @Shashankmishra8609
      @Shashankmishra8609 9 місяців тому +14

      @@dn9416proof??

    • @AjayKumar-yv3yg
      @AjayKumar-yv3yg 9 місяців тому +20

      ​@@dn9416 don't bark here talk with facts

    • @karthikreddy8567
      @karthikreddy8567 9 місяців тому

      No bro. Comgress is nothing but a britishAnerican servant who wants to extract money from India in every possible way. To make that happen , Indian laws should be very weak and porous so that it can be easily manipulated.

  • @sakethsreeram6981
    @sakethsreeram6981 9 місяців тому +9

    Woww the building example is just amazing

  • @anandkr01
    @anandkr01 9 місяців тому +6

    Superbly explained bro. Pls keep posting such informative videos. Keep it up 👍

  • @bharatavarsha17000
    @bharatavarsha17000 9 місяців тому +3

    Great video Think school.
    It was hard for me to understand this concept even though I watched other videos. You've reduced it into small bites that everyone can understand with ease.
    Appreciate your work ❤🙏🏻

  • @kiranv2092
    @kiranv2092 9 місяців тому +3

    Yes, I have seen the same in the case of IDBI BANK with NFCL, Kakinada.

  • @sandeeppatro5457
    @sandeeppatro5457 9 місяців тому +393

    Be ready to be tagged as a "ANDHBHAKT" by pappus!

    • @ak9879
      @ak9879 9 місяців тому

      We don't take it seriously about them...
      They are anti nationals

    • @homeelectrotech7057
      @homeelectrotech7057 9 місяців тому +25

      Glad to see Agreement 😁 of Andhbhakt for 1st time

    • @ankushyadav6814
      @ankushyadav6814 9 місяців тому +57

      @@homeelectrotech7057 There are 1000s it just you have closed your eyes, BTW have you read white paper on indian economy?

    • @nmbangalore7270
      @nmbangalore7270 9 місяців тому +20

      He is , there is BJP investment here. Same ganesha has voiced all wrong information on Dr Manmohan singh

    • @mustace8712
      @mustace8712 9 місяців тому +1

      yeah right before the general elections he is galvanising the current govt with case studies with resurgent frequency of videos..he has himself to blame

  • @s.d.0
    @s.d.0 9 місяців тому +3

    now THIS is the type of vdo. why I subscribed to this channel.

  • @nikhilmathew1188
    @nikhilmathew1188 9 місяців тому +3

    What a simple explanation bro.. well done

  • @sujaysawant868
    @sujaysawant868 9 місяців тому +1

    Wow, odoo is now sponsoring them...
    I did watch the convo between odoo's founder and sharan a few days back and man i was amazed by that man's idealogy❤
    Keep it up Thinkschool, u're just doin' great things!!!!

  • @mak1800
    @mak1800 9 місяців тому +1

    When he says, "UPSC students", I'm like,, finally he heard me😊🎉,
    Thank you @thinkschool

  • @saurabhsuman2960
    @saurabhsuman2960 9 місяців тому +11

    Wow , you had made it. Numerous time I had commented on your video. Thanks for the video and your hardwork

  • @vinukrishnannair
    @vinukrishnannair 9 місяців тому +4

    And we had all these flaws from last 60 years when India was ruled by Congress which had PM's who were economists like Manmohan singh etc. but a chai Wala had to come and fix it all.... Still free Indians call our beloved great pm Shri Narendra Damodardas Modiji uneducated and monarch😢.

  • @atharvsp189
    @atharvsp189 9 місяців тому +1

    How Simply He Explains Complex things through story

  • @alviprasadabburu5226
    @alviprasadabburu5226 9 місяців тому +7

    Banks on average has taken haircuts more than 60% with few cases at >90%-85%. You could have made a complete video with covering challenges or loopholes. Recovery rates are poor through IBC. Please check.

  • @simplyneelam333
    @simplyneelam333 9 місяців тому +3

    Excellent explanation. Also thanks for the last part wherein you showcased current 2024 scenario.

  • @samrajeshini
    @samrajeshini 9 місяців тому

    Seriously! How can u explain this so easily? Keep it up Ganesh

  • @rp10304
    @rp10304 9 місяців тому +3

    Was waiting for this.. thanks 👍🙏
    I think the judiciary process to speed up the time, they should hire consultants like CA, ACS, Financial Analyst, who would undergo basic legal services/process exams. They can act as an intermediator.
    We need such consultants in healthcare/ financial/ IT/ other SME industry into our judiciary system.

  • @dhruvgoyal7116
    @dhruvgoyal7116 9 місяців тому +1

    your editor is really good man really good animations. and of course the content is top natch too

  • @lakshmimahesh8702
    @lakshmimahesh8702 9 місяців тому

    Explained lucidly. Please continue telling all matters in future in the same way. My best wishes.

  • @harisgunasekaran4874
    @harisgunasekaran4874 7 місяців тому +1

    You are way worth then 3.9M subscribers, hope u reach 10M

  • @aparnakale6992
    @aparnakale6992 8 місяців тому

    Your example of a housing society of society was amazing... Keep up the good work

  • @RakeshKumarGrandhi
    @RakeshKumarGrandhi 9 місяців тому +2

    Please do a video on Andhra Pradesh. It's a beautiful state with a rich history, but there are concerns about development. Maybe you could explore both sides?

  • @aliasgarjambughoda5469
    @aliasgarjambughoda5469 9 місяців тому

    IBC is such a revolutionary code, as a student of IBC i know the level of intensity in the code and it's provisions
    IBC is a full package and improving day by day.

  • @therandomthings6933
    @therandomthings6933 9 місяців тому +5

    Bro, do case studies on Indian cities(start with metropolitan cities first, then major cities and states ) on their living standards by rating housing standards, roads, drinking water, sewage, public parks, education and health sectors. Currently Bangalore is facing severe drinking water crisis, educating voters and put pressure on political parties on these basic needs very important during this election year.

    • @surajraika7821
      @surajraika7821 9 місяців тому

      its a business channel , you can't expect these things

    • @Bhadrakalishakti
      @Bhadrakalishakti 9 місяців тому

      👍👍 👍 👍 suggestion and comment!

  • @sirigiripremkumar2432
    @sirigiripremkumar2432 4 місяці тому

    changing the perception of individual knowledge and ideology through case studies. greatful for your videos

  • @nishika_agarwal
    @nishika_agarwal 5 місяців тому

    Being a CA Final student, and having read the IBC myself, I must say that the technicalities that you went into were amazing. Very simply explained 👍

  • @blehblen2001
    @blehblen2001 6 місяців тому +1

    super brilliantly explained!
    I just love your brain!

  • @LohashLakra
    @LohashLakra 9 місяців тому +1

    Hi
    I am a Business Owner and I settled the debt with the Bank last week, it took approx 3 years. But finally its settled. Let me know if you are interested to understand how does the OTS (One Time Settlement) and Bank + Legal Framework working.

  • @-SrirangaMattam
    @-SrirangaMattam 9 місяців тому +1

    Ganesh bhayya please reduce your communication master class ads on yt,
    PS: as always best episode and well researched video

  • @captain6966
    @captain6966 9 місяців тому

    Thanks Ganesh bhaiya . I have studied this at several but never got this in subconscious mind . Thank you .

  • @theOptimisticCoder
    @theOptimisticCoder 9 місяців тому +6

    Wonderful & simplest explanation of IBC!!

  • @prafullbarote4715
    @prafullbarote4715 9 місяців тому +6

    Perhaps a Chaiwala handled the economy better than the world famous economist 😅😅 Modi hai to mumkin hai ❤

  • @KhadimBrothers
    @KhadimBrothers 9 місяців тому +22

    Hi Sir, Big fan, salute to your channel and videos

  • @AdityaSinghai-su5om
    @AdityaSinghai-su5om 4 місяці тому

    great intro video to understand the concept! very helpful!

  • @CCGTRAVEL
    @CCGTRAVEL 9 місяців тому

    Good that you showed the culprit, Raghurajan.

  • @PoojabhartipradipkumarGoswami
    @PoojabhartipradipkumarGoswami 4 місяці тому

    Thank you so much sir, for such an amazing session. Understood Concept of IBC clearly. Your content is really worthy. Thank you for making such efforts sir.

  • @parthshah2992
    @parthshah2992 9 місяців тому

    In the budget 21-22, FM announced the formation of Bad Bank which would buy stressed assets of banks and ultimately the balance sheet of banks would be cleaned up. The Bad Bank would then try to recover the dues and pay 15% upfront to banks and 85% in receipts. This was thought to be a game changer but the data till date is showing a different picture in terms of transfer of assets and recovery. It would be great if you make a video on this topic. Thanks, learning a lot from your videos.

  • @nikhilmehta2427
    @nikhilmehta2427 7 місяців тому

    Amazing content, Ganesh! Keep up the good work.

  • @saurabhkesharwani6143
    @saurabhkesharwani6143 9 місяців тому +1

    Good explanation! 👌🏼
    But! - I was an FD holder (creditor) in DHFL and lost the major chunk of my money, when it went to IBC. 😒
    The deposits were guaranteed by the RBI and the RBI instead of fulfilling the guarantee, simply forwarded the case to IBC. And many FD holders had to suffer losses. 👎🏼
    And another example is SREI Infra, where as well my money is stuck and I am yet get updated on this issue! 🙇🏻‍♂️

  • @surajitbhattacharjee9286
    @surajitbhattacharjee9286 9 місяців тому

    Great to see you making such informative topics and rightly explained with examples and theory. Great.

  • @pritamghosh4158
    @pritamghosh4158 9 місяців тому

    Frankly You are not ordinary.. You are sharing golden contents which only IIM has for their Kids.. now you dont have to crack CAT to go for such informations..

  • @harshius2213
    @harshius2213 9 місяців тому +11

    It's failing - banks are still not allowed to keep shares of the company if the company defaults on the loan bro - standard anywhere in the world.
    Let's say you take out a 1000 crore loan but repay only 600 crore but bribe 100 crore still you can fraud 300 crore.
    IBC reduced the fraud from 1000 crore to 300 crore but banks must be allowed to keep 400 crore worth of shares instead of loan bailout by government sir

    • @mlg5015
      @mlg5015 9 місяців тому +1

      Seems you have made very pertinent lapse in the code. I am a layman could you please elaborate with some example. Regards

  • @Sams_Uncle
    @Sams_Uncle 9 місяців тому

    Marvelous job Veeré! Simplification at its best! Judiciary is useless to the neck. Their inefficiency is -98%. RBI is in good hands. They must have their own judiciary branch for these cases. Legal systems lack the expertise in almost every area. If you know the aviation regulations systems in USA, it’s more a less BOEING’s or relevant companies people. Even though, they are corrupt themselves, at least not at crazy as our legal system.

  • @deepakpeaky
    @deepakpeaky 9 місяців тому +1

    Judicial Reform very much needed

  • @DhirendraPatel-m2n
    @DhirendraPatel-m2n 9 місяців тому +2

    Please bring 'CJI DY Chandrachud' in your podcast as legal system is extreamly important for business and management. If possible please bring him on your podcast

  • @deviprasadgharpehai3315
    @deviprasadgharpehai3315 9 місяців тому +1

    The Harvard business school of india❤. Thanks for always such full of knowledgeable nd very informative videos this helps as a lot bhai❤.

  • @arkkhanna8806
    @arkkhanna8806 9 місяців тому +1

    Being a lawyer I liked the last sentence. "The big legal bottleneck" 😂😅. The process is not as simple as you say but yes, it is better than the pre-2016 era.

  • @eleswararaomylangam2806
    @eleswararaomylangam2806 9 місяців тому +1

    Thanks a lot Ganesh. You always give excllant information and educate the people.

  • @psquare2260
    @psquare2260 9 місяців тому +1

    Very well explained. Great example is used in the video.

  • @sarathchandrapothuri9917
    @sarathchandrapothuri9917 9 місяців тому +1

    i have to say amazing example man like really amazing i understood the meaning underneath it before you could even finish i have to say kudos to you and your team for coming up with such an example for such complex issue .

  • @rupamghosh9355
    @rupamghosh9355 9 місяців тому

    Nice explanation about the IBC process vch many common person on street like me might not b aware of. & as always very informative video. Keep up the good work bro & thanks for coming up with such brilliant videos 🙏👍

  • @Supernova_bigban
    @Supernova_bigban 9 місяців тому

    It's worth waiting and watching your Videos.
    It always gives a Learning Experience
    Thank You for making these videos.

  • @pranavgaonkar8660
    @pranavgaonkar8660 9 місяців тому +1

    Thinkfisher - The Economist of All Times

  • @angadkhandekar8280
    @angadkhandekar8280 9 місяців тому

    Appreciate all the research done for making this video 👏👏.Nicely explained

  • @bhanuukumargupta5538
    @bhanuukumargupta5538 5 місяців тому

    one of the best UA-camrs who focus on quality not quantity👍👍

  • @yashwantdwivedi9895
    @yashwantdwivedi9895 7 місяців тому

    Hey think school, Today i learned something new. Thank 👍

  • @ShirishRatnaparkhi
    @ShirishRatnaparkhi 7 місяців тому

    Excellent as always.. 🎉

  • @syelaman2
    @syelaman2 5 місяців тому

    Well researched and presented. Thank you

  • @robust_youth
    @robust_youth 9 місяців тому

    As a grade b aspirants,You have done a awesome job sir ,Kudos to you sir 🫡🔥

  • @MrRathpri
    @MrRathpri 5 місяців тому

    Great video. Very well explained.

  • @shivasankaran1576
    @shivasankaran1576 9 місяців тому +1

    What about Depositors? When Bank goes on loss due to big man not repaying his Loan, how the CA, SB, RD and FD depositors money will be protected and how their hard earned money deposited with such bank can recover their deposit amount? Kindly reply.

  • @atg8317
    @atg8317 7 місяців тому +1

    but how many people in india make enough money to keep it in a bank??? half the country lives on a dollar a day...first they need to be brought up if we want to grow

  • @VedantVarshney2008
    @VedantVarshney2008 9 місяців тому

    Thank you for explaining such a bit complex and big process way in such a simple way

  • @narayanshetti9861
    @narayanshetti9861 9 місяців тому +4

    Well explained 👏

  • @varshaSharma-yv8qu
    @varshaSharma-yv8qu Місяць тому

    Just fabulou. Please keep making

  • @y3ksubroto
    @y3ksubroto 9 місяців тому

    Great video, good explanation.
    I would like to share some facts regarding this topic.
    During the peak crisis (2018) in the Indian Banking sector, PNB was having GNPAs of 18% (meaning: for every ₹100 loan they were giving, ₹18 was default). And this was bad....very bad for the bank.
    But cut to 2023, the GNPAs have come down to less than 2%, thereby increasing the profitability of the bank.
    And this is not the case with just PNB, all other PSU banks like Canara, Bank of Baroda, etc., increased their profitability, reduced their GNPA levels, increased CASA ratio, etc.
    So Arun Jaitley ji & now Nirmala ji have literally saved the Indian Banking sector, especially the PSU banks, which lead to investor confidence, increased FDIs & growth of Indian economy

  • @b.techguys
    @b.techguys 8 місяців тому

    Thank you to the brave minded people

  • @SSharmajii
    @SSharmajii 9 місяців тому +7

    thank u for this video, waiting from so long.

  • @vikramlebron341
    @vikramlebron341 9 місяців тому

    As a law student there is no better video to understand IBC, if you would have included some sections and case laws, the whole law student community would've jumped on this video one day before their exams.