How RBI saved India from a Banking Crisis? : Economic Case Study

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  • Опубліковано 1 гру 2024
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    VIDEO INTRODUCTION:
    Did you ever notice, that in 2022 while banks all across the world were failing, not a single Indian bank failed or faced a crisis!!
    Infact, our banks were growing at a staggering rate during the exact same time!!
    But you know what?? India’s banks were not always so robust!! And you would be shocked to know that, there was time when Indian banks used fail like a house of cards! Infact, after the 2008 crisis, along with all the scams, India was also witnessing a banking crisis!! And all of this came to surface in 2018 with the Punjab national bank crisis!!
    And this is where ladies and gentlemen, a very important chapter of the Indian economy was written by the reserve bank of India!!!
    So the question is suddenly from 2018 to 2024 how did we go from facing a banking crisis to becoming an expert in avoiding a banking crisis?
    While so many banks all across the world failed how did Indian banks stand stong even during the pandemic and the global economic crisis??
    And what on earth does the reserve bank of India do to protect your money??
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    #RBI #modigovernment #bankingcrisis
    #thinkschool #businesscasestudy #geopolitics Credits: CNN-News 18, WION, NBC News, Money control pro, Business standard, TV18,Business Today, ABC news, CNBC, ET now ,Bloomberg originals, Financial Times, DW documentary, AL Jazeera English, BBC news, Firstpost. Fair use - This video is for educational purposes only. All materials used in this video, including images, audio, and video clips, are the property of their respective owners and are used here under the doctrine of fair use. This video is intended to provide commentary, criticism, research, and education on the subject matter. We believe this constitutes a fair use of any such copyrighted material as provided for in Section 107 of the US Copyright Law.

КОМЕНТАРІ • 1 тис.

  • @ThinkSchool
    @ThinkSchool  9 місяців тому +59

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    • @Netai_Debnath
      @Netai_Debnath 9 місяців тому +2

      Okay

    • @arunsk3650
      @arunsk3650 9 місяців тому

      I signed up for this earlier. All that they do is make you sign up for the main course. 🥹

    • @vishalvishu6566
      @vishalvishu6566 9 місяців тому +6

      Bro black paper

    • @immortallegendsff3550
      @immortallegendsff3550 9 місяців тому

      Register kaise kare ?? Nahi ho raha hai register

    • @abhayuttam4716
      @abhayuttam4716 9 місяців тому

      Just wanted to say your ad-link is leading to a registration page and then whatsapp where, a message pops up, cannot find the group details. I am doing this at 40k views so dont think 1000 must've registered by now only.

  • @jaydevpatel5226
    @jaydevpatel5226 9 місяців тому +770

    Late Aun Jaitety Introduced this IBC when he was our finance minister in first term of Modi government!

  • @pranjalibhattacharjee4321
    @pranjalibhattacharjee4321 9 місяців тому +422

    15 mins doesn't even feel like 15 mins when you are behind the mic. Such an amazing case study! Thanks for such a great explanation

    • @Zenexo
      @Zenexo 9 місяців тому

      I'm still waiting for kejriwal expose video... Who he framed as a King of Delhi..

  • @MadnSad
    @MadnSad 9 місяців тому +78

    As a retired banker I convey my heartfelt appreciation for this post. My faith in India takes a leap forward each time a younger generation takes interest in the “boring” subject of money and banking. Please note monetary system is the circulatory (cardio vascular) system of the modern economy and it takes a very subtle intelligence combining rational and ethical understandings to master the subject. I will contribute little for this post as my appreciation. Thanks.

  • @stutishrivastav7542
    @stutishrivastav7542 9 місяців тому +665

    Our Bank is growing only Because of RBI Law and action against all indiscipline ❤

    • @SheldonCooper-tc8zr
      @SheldonCooper-tc8zr 9 місяців тому +10

      Who gave RBI those powers ?

    • @ridhamgoyal5855
      @ridhamgoyal5855 9 місяців тому +18

      ​@@SheldonCooper-tc8zr constitution

    • @kshatryia4010
      @kshatryia4010 9 місяців тому +7

      ​@@SheldonCooper-tc8zreducation with vision

    • @SheldonCooper-tc8zr
      @SheldonCooper-tc8zr 9 місяців тому +13

      @@ridhamgoyal5855 RBI is no where mentioned in Constitution. RBI is neither a constitutional body or an independent body. They are answerable to govt and parliament.

    • @SheldonCooper-tc8zr
      @SheldonCooper-tc8zr 9 місяців тому +17

      @@kshatryia4010 ever heared of 2016 Amendment to RBI Act ? if not please do read. Education and vision was always there with RBI but still under Vajpee and UPA 1 they performed well what happened after 2008 ? they couldn't keep up ? Why education and vision depleted ? you have to go through lot of history of indian economy to understand stuffs. Sorry no time to explain, need to studym byeeee

  • @DSaiyanUnleashed
    @DSaiyanUnleashed 9 місяців тому +92

    Ganesh you should've mentioned Mr. Shaktikanta Das, current RBI governor who's resposible for this fantastic job.

    • @AmoghDayanand
      @AmoghDayanand 9 місяців тому +10

      According to this video, the hidden NPA's were discovered during Raghuram Rajan's tenure by himself and the Basal norms 3 was implemented during his term....right after he took over the governer position at 2013. Hope you have watched the video. Nothing against Shakthikanth ji🙏. He is doing his best in his own way.

  • @anvivek
    @anvivek 9 місяців тому +307

    You should have credited current RBI governor Shaktikant Das

    • @Satya-bf9wm
      @Satya-bf9wm 9 місяців тому +35

      I was just going to type this comment. Shaktikanda Das sir should be given the due creadit.

    • @anilbhat91
      @anilbhat91 9 місяців тому +11

      Shaktikant Das is the best Governor, and Ragu was just a waste for India

    • @roshanmathew9443
      @roshanmathew9443 5 місяців тому

      Trillions of fakes distribution by rbi via banks..... As loans never trust these fakes use under 100 all the time

    • @SubhadeepSubhadeep1
      @SubhadeepSubhadeep1 5 місяців тому

      you should open your foggy eye glass and check USD/INR chart.......and check the tax rate [ maybe you get discount from That party ] also check most of world is praising crypto as an commodity class and here this Governor just yapping about crypto ban and high tax rate....................................Look around world

  • @USDINRWALLAH
    @USDINRWALLAH 9 місяців тому +102

    Current RBI Governor S Das did a excellent job🎉.. Thank you for your service❤

    • @AmoghDayanand
      @AmoghDayanand 9 місяців тому +1

      The hidden NPA's were discovered during Raghuram Rajan's tenure by himself and the Basal norms 3 was implemented during his term....right after he took over the governer position at 2013. Hope you have watched the video. That is what is being talked about in this video. Nothing against Shakthikanth ji🙏. He is doing his best in his own way.

    • @armstrong2450
      @armstrong2450 9 місяців тому

      The captain that led us through the roughest seas line a champ.

  • @explorethehorizonte
    @explorethehorizonte 9 місяців тому +197

    Amazing analysis through the use of soil data. Please consider making a video on "Can the EV industry sustain without subsidies"

  • @MillionMomos
    @MillionMomos 9 місяців тому +449

    Congratulations to all of us. We have voted the right team of people as our leaders. 🎉

    • @vruSHARK
      @vruSHARK 9 місяців тому +27

      RBI is independent bro, it's not under the govt

    • @saymapatel7924
      @saymapatel7924 9 місяців тому +17

      Bro is kid to understand it

    • @arpan9937
      @arpan9937 9 місяців тому +32

      @@vruSHARK Uh-huh. Let's keep in mind India is a third world country. So, everything in India is connected to political will. Sadly.

    • @krishnamurthygowda1587
      @krishnamurthygowda1587 9 місяців тому +37

      ​@@vruSHARK RBI was also independent under UPA congress rule and you know the results.

    • @bharatjoshi9889
      @bharatjoshi9889 9 місяців тому +38

      @@vruSHARK rbi ka governer PMO office mai finance minister ki recommendation se appoint hota hai.....government kiski hai iska reflection rbi par zaroor dikta hai.

  • @gk4l2e0x8
    @gk4l2e0x8 9 місяців тому +43

    Mr Shaktikanta Das is an unsung hero. Surprisingly no one wrote a story about how he pulled it off.

    • @bmniac
      @bmniac 9 місяців тому

      And he is not an economist

    • @anuradharaghavan872
      @anuradharaghavan872 9 місяців тому +7

      @@bmniac That is why he is good at managing the economy. Trained economists get trapped in the theories that they learned in business schools, hardly think out of the box.

    • @akash_adsule
      @akash_adsule 9 місяців тому +3

      @@anuradharaghavan872 lol they are the ones who have pulled millions of Indians out of poverty after independence

    • @pratyushrishabbiswas6912
      @pratyushrishabbiswas6912 9 місяців тому +5

      @@akash_adsule I guess all he's saying is, sometimes we need a little off the beaten path thinking to achieve something great.
      If only economists were enough then much richer western countries wouldn't have failing banks.

    • @akash_adsule
      @akash_adsule 9 місяців тому +1

      @@pratyushrishabbiswas6912 no, he is insulting education. He is insulting Saraswati.

  • @abhishekbmane
    @abhishekbmane 9 місяців тому +134

    I'm sure the current RBI Governor too had good polices for help save indian banks from US banking turmoil. This video doesn't help but still. Thank you for the info. Hope you address this in your future video

    • @manbeh4u
      @manbeh4u 9 місяців тому +35

      Very well put. Raghuram Rajan has been predicting wrong GDPs, India in crisis etc. The real work to correct was by Ujrjit patel and Shaktikanta das it seems.

    • @dilkushmeena3283
      @dilkushmeena3283 9 місяців тому +15

      ​@@manbeh4u no brother Raghu Ram Rajan before the end of his tenure he put the banks with weak balance sheet into PCA framework ....he did complete justice with his duties ....as a governor of RBI ....we can in favour and against the govt but we are lucky that we have institutions like RBI in each difficult phase when our economy was in turmoil ....RBI done and fullfill his duties....even current RBI governor manage the liquidity into the system according to needs of our economy....and our psu Banks balance sheet are now much better can lend to infra but mainly focus on retail banking....but we need domestic infrastructure lending institutions....which can lend for bigger infra projects....for longer te horizon

    • @nabyendu16
      @nabyendu16 9 місяців тому

      ​@@dilkushmeena3283raghu ram rajan gave green signal to many bad loans right before Modi govt about to take charge

    • @FreeYourImagination
      @FreeYourImagination 9 місяців тому +1

      ​@@dilkushmeena3283
      RRR first had loose motion... aur har bank mein NPAs hag diya, then he started cleaning his own shit which he knew would not be completed in his term but the Modi govt will get a bad name. He was hoping for some traction for the CONgress coming back to power in 2019 but was given a rude shock when Modi didn't extend his term.

    • @dilkushmeena3283
      @dilkushmeena3283 9 місяців тому +1

      @@FreeYourImagination ....dekh uske Dil aur dimag m kya tha ye na m jaanu na tu....aur vishwas kr RBI ki salary .....se jyaada wo kisi bhi University k lectures Dene k liye wo 10 x charge kar bhi Lena to use khushi wo salary de denge .....RRR apne aap m badi hasti hai financial and educational domain.....m iska carrier dekh .....isko RBI governor ki post dena india k liye hi beneficial tha .....m party politics ki pagal panthi m nhi padhunga ....but on the basis of merit aaj bhi india kisi bhi financial institution ya domain m agar inki help leni ho to govt ko le leni chahiye .....agar inki expertise se samaj k bade section ka ya desh ka bhala ho sakta h to kyo nhi.....

  • @rajdeepsen3011
    @rajdeepsen3011 9 місяців тому +42

    Shaktikanta Das sir is a freak of a person such great finance chap he his 🛐 , respect and only respect for such individuals

  • @trnswamy
    @trnswamy 9 місяців тому +21

    I congratulate you for your analysis. No media ever reported the fundamental reason why our banks are doing well when outside India, the banks are struggling to survive.

  • @swaroopramesh3248
    @swaroopramesh3248 9 місяців тому +69

    i am a huge fan. The govt must make u a member in our education sector and u must really help the younger generation understand finance❤❤❤.

    • @dikshitchandra4498
      @dikshitchandra4498 9 місяців тому

      agreeeeed

    • @rohit62929
      @rohit62929 9 місяців тому

      Yeah Government should make him an andh bhakt so that he can manipulate the facts/twist it to match their narrative.

    • @swaroopramesh3248
      @swaroopramesh3248 9 місяців тому

      @@rohit62929 Hahaha he is not german shepherd. So sorry that this govt wont be able to do the manipulation in education sector as Mr nehru and indira did before.
      context: Search who wrote our history. U will find only leftists historians and their story without any facts or sources.
      I hope u are aware of the Cases filed for RTI on many of the twisted facts in the NCERT textbooks.
      End of the story, we know exactly who twisted and manipulated facts to suite a narrative. and if u don't agree well cry..

    • @pratyushrishabbiswas6912
      @pratyushrishabbiswas6912 9 місяців тому

      @2929 criticize when criticism is needed, praise when it is deserved. No character is black and white, there is no perfect evil or good. You call others andh bhakt yet what you're doing is white washing things according to your own narrative. Isn't that also a kind of 'andh virodhi'?

  • @formaltechz
    @formaltechz 9 місяців тому +12

    I am from Hyderabad,
    I am 19yr old
    Undergraduating b- tech
    From vnrvjiet
    Csbs
    In my clg my business class mam gave us ur channel and told to subscribe and gave each team a casestudy
    I was following u since COVID
    I got a case study of byjus
    I just rocked the class with my team 😅

  • @closedinfinity9019
    @closedinfinity9019 9 місяців тому +74

    Had Congress continued in central, our banks would have been in same situation as in America, so it's mostly due to a Strong man seeing future and saving Common man's money Setting in Centre.

    • @ashutosht10
      @ashutosht10 9 місяців тому +10

      Exactly that's the crux, he knows to put capable people in correct positions and is a tough guy and expects results.

    • @ashwinvk4124
      @ashwinvk4124 9 місяців тому +1

      RR cam in congress times

    • @nabyendu16
      @nabyendu16 9 місяців тому +2

      India is one congress govt away from getting bankrupt again

    • @modellocomotiveworks2215
      @modellocomotiveworks2215 9 місяців тому

      ​@@nabyendu16 in 2008 you were in the power 😂

    • @modellocomotiveworks2215
      @modellocomotiveworks2215 9 місяців тому +1

      Closedinfinity
      Congress was in the power for 60 years did anything like the US happen ?
      Then why are people like you live in such illusions

  • @ashutosht10
    @ashutosht10 9 місяців тому +70

    Modiji is extremely adept in recongnizing talented and capable people at correct positions. Be it diplomat turned Foreign minister Dr Jayshankar or the current RBI governor. He is a tough guy and expects results. Nothing is possible without governmet support. Could anyone ever imagine India being in such a good place a few years back.

  • @sueirajsingh
    @sueirajsingh 9 місяців тому +10

    Because banks are following ethics properly,and RBI is one who made them to do so. Kudos to RBI governer and finance minister

  • @AaryanKANTHAMANENI
    @AaryanKANTHAMANENI 9 місяців тому +74

    Learning more from you than anyone in college, great work man

  • @பிஸியானபயணி
    @பிஸியானபயணி 9 місяців тому +76

    First photo: THE NPA MAN Of banking world 🤬🤬
    Saktikant: The legend of banking world❤️
    Special request to Think school plz tell us about bankruptcy code

    • @GaganAttri11
      @GaganAttri11 9 місяців тому +1

      So rajan was creating NPAs..grow up lockdown kiddo😅

    • @பிஸியானபயணி
      @பிஸியானபயணி 9 місяців тому +4

      @@GaganAttri11 chamche triggered 😁

    • @kumar.193
      @kumar.193 9 місяців тому

      Clearly evident, Dude didn't even watch the video. Proganda guy never seeks truth and when confronted has his butt hurt

    • @shalaka776
      @shalaka776 9 місяців тому +1

      Did you even watch the video? Lol

    • @பிஸியானபயணி
      @பிஸியானபயணி 9 місяців тому

      @@shalaka776 what's your point ?

  • @dunamis8639
    @dunamis8639 9 місяців тому +93

    Opps ! I just finished Economy from Mrunal Patel. So it was nothing new to me but im sure many will find it new and beneficial. Thanks to Think School❤

    • @dhawaljain1493
      @dhawaljain1493 9 місяців тому

      Yep

    • @vinuthmarasinghe3932
      @vinuthmarasinghe3932 9 місяців тому

      What's that, is it a book?

    • @wanderlustavi2171
      @wanderlustavi2171 9 місяців тому

      Playlist name????

    • @dunamis8639
      @dunamis8639 9 місяців тому

      @@vinuthmarasinghe3932 abeyy it's from his handout book for UPSC. You'll get to know more on Banking NPA, PAC, I&B code, Basel 3 norms and much more.

    • @wanderlustavi2171
      @wanderlustavi2171 9 місяців тому

      Playlist btade Raja

  • @carashikagupta4285
    @carashikagupta4285 9 місяців тому +6

    Amazing video and I myself as an auditor worked on certification of Basel III for Banks and also as a Finance professional worked on preparation of Basel III (Capital adequacy ratio) for a Bank. Its a crazy ratio to calculate and more crazy to maintain. Felt nostalgic after this video.

  • @preetinair1476
    @preetinair1476 9 місяців тому +17

    You mentioned the virtues of Raghuram Rajan by naming him but not a single mention of Shaktikanta Das! Not fair 😊

  • @tanishkarathi7081
    @tanishkarathi7081 9 місяців тому +9

    this is actually nice, we often criticize government and officials but i guess this time we can appreciate them!!

  • @Shreya_pandey28
    @Shreya_pandey28 9 місяців тому +12

    actually i have subscribed few channels for economics , but whenever i saw that you have uploaded a new video i just cant wait to watch the video bcoz they are not boring at all and they are really helpful for me and more reason for liking your videos is unbiased in your video thanks think school ☺☺and one more think please explain basel norms too.

  • @vu2pmc
    @vu2pmc 9 місяців тому +34

    I think you should emphasize who was at RBI helm when NPAs were rising..
    Our banks have been saved by the right interventions from RBI... Coz the govt brought in the right person to the helm of RBI
    Thanks to Modi Govt

    • @anuragc1565
      @anuragc1565 9 місяців тому

      and who s that right person according to you ??

    • @vu2pmc
      @vu2pmc 9 місяців тому +5

      @@anuragc1565 Raghuram Rajan obviously.... He presided over RBI from 2013 to 2016... Once he bid adieu and the next person moved in, appointed by Modi Govt, things started looking up

    • @martinet9132
      @martinet9132 9 місяців тому

      ​@@vu2pmcThe NPAs were rising due to credit boom during 2008-09 to 2011-12. Bad loans were given before Rajan's term

    • @pravinmeher2036
      @pravinmeher2036 9 місяців тому +3

      ​@@martinet9132the problem is Rajan the so called geneous was not able to fix it .

  • @donkamal005
    @donkamal005 9 місяців тому +73

    09:34 "Mr Ranjan became Governor of India"
    Plz make a note...
    Thank You for the video... 🙏🏻

    • @sahasransusbarik
      @sahasransusbarik 9 місяців тому +8

      😂😂😂😂😂

    • @aemssw2387
      @aemssw2387 9 місяців тому +12

      He told Congress giving Bad Loans,
      Now he himself want to have Connection with Congress

  • @prafullbarote4715
    @prafullbarote4715 9 місяців тому +19

    I surely give cradit to the Current government for transformation of Indian banking sector and economy overall.... Special mention of late FM Arun jetli current FM mrs Sitharaman and current RBI governor Dr Shaktikant Das sir.

  • @anantgoyal371
    @anantgoyal371 9 місяців тому +40

    Your work and efforts are kindly appreciated Ganesh sir. Our country is proud of you and Thinkchool team.

  • @gokultn72
    @gokultn72 8 місяців тому +1

    Information you provide are mind blowing!
    As both finance sector job aspirant & entrepreneurial mindset person i can understand financial & technical terms better & easier.
    All your videos are more interesting, these 15-25 mins videos don't feel long or boring 👌👍

  • @hemgada6073
    @hemgada6073 9 місяців тому +30

    Sir, absolutely love your content. I have 2 requests. 1 video on Black paper, 1 video on explaining the 2008 crash, what we can learn and can it happen again.
    Also a correction, at 9:35 you have mentioned "The governor of India", instead it should be the reserve bank of India, Apart from that amazing video!! Loved it

    • @lambodarS
      @lambodarS 9 місяців тому

      I believe explicitly he should have mentioned the congress govt, for the mess they have created.

  • @IndicThoughts8
    @IndicThoughts8 9 місяців тому +11

    India knows sustainability at it's utmost form that should always keep on track be on the same track always with the help of RBI. 🤝👍🙏

  • @Me7eOrmEmO1r2
    @Me7eOrmEmO1r2 9 місяців тому +9

    Raghuram Rajan has been with the UPA government since 2008 and to think that he discovered the problems and tried fixing it after Modi sounds amusing.
    Raghuram Rajan had suggested that the Indian government should print rs.5000 and rs.10000 notes because India's existing currency value has been eroded by inflation. Modi government rejected it.
    It was the right thing by the government that he didn't get the extension after he completed his first term.

    • @shalaka776
      @shalaka776 9 місяців тому

      This happened in 2014. The govt rejected it because they had already started printing off 2000 notes before demonitisation happened in nov and after 500 and 1000 got banned they wanted to replace those denominations immediately. There are many reports on that. Politicising his stature is so dumb.

  • @Anyhandleplease
    @Anyhandleplease 9 місяців тому +6

    I am studying for my CA final. IBC code is one of the chapters. Thank you.

  • @rmadhiwalla
    @rmadhiwalla 9 місяців тому +26

    very good video which gave good understanding of the topic.

  • @sidpatra5318
    @sidpatra5318 9 місяців тому +7

    I wish if you would have mentioned / given some credit to Shaktikanta das RBI governor since 2018 . The man behind all the transformation , the person who was given Governor of the Year' award at Central Banking Awards 2023" / Award for being ranked 'A+' in the Global Finance Central Banker Report Cards 2023

  • @PawanKumar-er5ck
    @PawanKumar-er5ck 9 місяців тому +7

    Other than RBI some credit goes to current Govt also... ❤❤

  • @commerce715
    @commerce715 9 місяців тому +19

    Sir I am a economics student, and I have addicted of your video's , I have no words to tell you how much your video's helping me to make a good understanding of economics in real life scenario, love you sir

    • @pulipakasrikiran9307
      @pulipakasrikiran9307 9 місяців тому +2

      How is today's indian economy doing?I think a growth of only 4 percent is marketed falsely as 7 percent

    • @Singha.Koushik
      @Singha.Koushik 9 місяців тому +1

      I'm pretty certain he doesn't have any experience in economics; he might be more of a finance guy.

  • @typicallegendgamer5036
    @typicallegendgamer5036 9 місяців тому +22

    Ganesh I am flabbergasted every time u post. Keep it up

  • @goutam91
    @goutam91 9 місяців тому +5

    Hello everyone,
    As a banker myself, I concur with Mr. Ganesh's point. However, we still have a long way to go regarding Basel III implementation. While capital adequacy has been addressed, risk appetite requires further improvement.
    For a similar video, I recommend exploring how real currency is created through loans and the different money supply categories like M1, M2, M3, and M4. Additionally, explaining quantitative easing would be valuable

    • @Shakti452
      @Shakti452 9 місяців тому

      As a commerce student... It's completely relatable for me...the concepts of money supply's components and credit creation process by the commercial banks🏦.. And would like to know more stuffs regarding the same😊

  • @aishwaryavadlamani760
    @aishwaryavadlamani760 9 місяців тому +3

    There is not even a single line about demonitization in this entire video. Absolutele ridiculous was that NPA is higher only after 2018 not from 2006-2016.

  • @sagardasa176
    @sagardasa176 9 місяців тому +4

    Because of the merger
    Vijaya bank shareholders lost huge wealth (The profits of Vijaya bank was set off against loss of Bank of Borada).
    Even same goes for SBI (the loss of SBM, SBH, SBT etc) was set off against the profits of SBI..
    Being a shareholder of SBI n Vijaya Bank faced heavy losses

  • @saravanan27700
    @saravanan27700 9 місяців тому +20

    Recent videos from Think School have been praising the BJP regime quite a bit, and with the general election approaching, something seems fishy. This is my personal opinion, and I'm open to criticism.

    • @anandhselvan173
      @anandhselvan173 9 місяців тому +24

      It’s his report card for current govt performance. If the Govt did well performance then how can question to Think School.
      Note: Think school criticized BJP in some videos for South Indian state growth.

    • @bigapple5842
      @bigapple5842 9 місяців тому +4

      If something seems fishy then back it up with credible data.

    • @ramsaran_india
      @ramsaran_india 9 місяців тому +3

      You need to see all the videos of think school then you you will realise that this channel is unbiased.

    • @pikachue602
      @pikachue602 9 місяців тому +4

      ​@@anandhselvan173 yeah And I don't agree with those videos. He completely ignored many facts like freight equalization policy,textile policy etc..and many more.
      K.karunanidhi changed TN but it wasn't the same for up or other states being landlocked and having the routes to kasir and central Asia closed hit the nail to the coffin of the dying Economy..
      None considered the good for north while mayavati, Akhilesh,lalu like bast@rds who were supported by the self styled progressive left destroyed the north too playing the caste game .. We are dalit remain their daily slogan m.
      I'm an ST my self but they r pure disaster not an Indian from northern or central plain but they got mocked ,cheated and stolen only now there is some progress ..
      Especially in MP and Up,Raj and Bihar are still a bit dubious on safety norms

    • @pikachue602
      @pikachue602 8 місяців тому

      @@kyara1835 well the hate brigadiers never cared about facts as long as they get back with BJP to settle the old losses
      .
      U know right? The old losses the three states in a sweep were hurtful for them🤣
      Poor congressis

  • @HM-br1hc
    @HM-br1hc 9 місяців тому +2

    RBI Governor Shaktikanta Das has done astounding job to bring NPA ridden Indian banking industry back to healthy conditions. People conveniently forget Shaktikanta Das’ efforts for their vested interests because Raghuram Rajan has been a silent politician & kept giving many political statements blatantly to support 1 particular party.

  • @ajaypandey8354
    @ajaypandey8354 9 місяців тому +13

    You should also add role of demonitization in November 2016

    • @arjavgarg5801
      @arjavgarg5801 9 місяців тому +2

      Nothing on banks health per se

    • @katakuri9189
      @katakuri9189 9 місяців тому

      @@arjavgarg5801 Where do you think gov got the money to recapitalise banks from, timestamp(11:23) , main purpose of DeMo was fake currency and bank recapitalisation , obviously Gov won't announce publically our banks are failing we need you to deposit your money into banks to get through untill we fix this issue

    • @ankushyadav6814
      @ankushyadav6814 9 місяців тому

      @@arjavgarg5801 Yes but do you know i have seen 100s of articles and videos saying india got 110% currency back while offical data says it's 99%, suppose if the claim of 110% is true than we have to give credit to congress that they broke our economy so badly that 5-10% notes were fake as a bihari i still remember those days when people used near to nepal border and buys 4 duplicate notes in exchange of 1 real note, As far as i can remember i also got fake notes atleast 4 times from shopkeeper and 2 times i had thugged them with fake note.

  • @honeyahlawat2917
    @honeyahlawat2917 9 місяців тому +30

    Some congress supporters think just bcz modi isn't as learned (economics) as manmohan, he is a bad leader. BUT they should know that modi ji has extraordinary experience in governance (12 year as cm), so he knows whom to listen among the economic advisors, and sideline the bullshitters like raghuram rajan (I think he's good economist but his ego led to opposing modi in every RBI policy 😢)

    • @manjunathhegde4364
      @manjunathhegde4364 9 місяців тому

      Typical andbhakt detected, Raghuram Rajan is one of the top economists in the world, He will not do what modi wants him to do, he has enough experience and knowledge about what is correct and incorrect for country and during his time all the hidden NPA's were brought into light which was not favourable to modi govt because they were with these scamsters like Mehul choksi and Neerav modi and the inflation was brought down to 6 percent from 13 percent and even UPI was also introduced in his time. Dont comment without having any knowledge

    • @user-cl8iu3uc4s
      @user-cl8iu3uc4s 9 місяців тому +1

      ​@anonymous96744every one know it re he is way performing better its jst that they cant accept him...jealous so they tell anything that comes in their mind

  • @qwerty008
    @qwerty008 9 місяців тому +811

    There is the current RBI governor 🗿 vs raghuram rajan 🤡

    • @GloomyGlue
      @GloomyGlue 9 місяців тому +113

      Opinion rejected

    • @BananaChip68
      @BananaChip68 9 місяців тому

      Propoganda injected

    • @believer2030
      @believer2030 9 місяців тому

      Andhbhakt bol deta hun intellectual lagunga🤓​@@manjunathhegde4364

    • @ProbablyPeculiar
      @ProbablyPeculiar 9 місяців тому +99

      IT cell directed

    • @believer2030
      @believer2030 9 місяців тому +219

      @@manjunathhegde4364 andhbhakt bol deta hu, intellectual lagunga 🤓

  • @pothanadithya3728
    @pothanadithya3728 9 місяців тому +5

    Could you kindly provide an analysis of the economic situation in Andhra Pradesh?
    This is an intriguing topic, and it would be insightful to examine the impact of the state's bifurcation. Additionally, delving into how both the TDP and YSRCP governments have managed the economy would provide valuable insights. Given the upcoming state elections in Andhra Pradesh, such an analysis would be immensely beneficial for voters.
    Thank you

  • @Umang_Daily_News_2003
    @Umang_Daily_News_2003 9 місяців тому +14

    1 more reason to vote for BJP 🇮🇳

    • @rohitsawant4452
      @rohitsawant4452 8 місяців тому +2

      I can give you 100000000000 reason why to vote for bjp

    • @Umang_Daily_News_2003
      @Umang_Daily_News_2003 8 місяців тому +1

      @@rohitsawant4452 Absolutely man 🤝🤝

    • @ssslayer
      @ssslayer 8 місяців тому

      You mean because Basel3 was implemented starting 2013?

    • @Umang_Daily_News_2003
      @Umang_Daily_News_2003 8 місяців тому

      @@ssslayer what is basil3

    • @ssslayer
      @ssslayer 8 місяців тому

      @@Umang_Daily_News_2003 12:35
      You didn't watch the video?

  • @Harshavk9999
    @Harshavk9999 9 місяців тому +4

    Can you make case study on "Is India gaining or losing from Study abroad or PR programs by foreign countries?".

  • @abhinavmaurya2566
    @abhinavmaurya2566 6 місяців тому +1

    Commerce Student I was waiting for these kind of videos from you, for my study and research purpose 👍👍

  • @HM-br1hc
    @HM-br1hc 9 місяців тому +1

    You should have mentioned how RBI Gov Shaktikanta Das has brought back Indian Banks on track which were literally exposed to every possible risky lending activities. That’s why he also got world recognition by Best Banker of the World Award.

  • @Sanatani_Sherni
    @Sanatani_Sherni 9 місяців тому +19

    Make a Case Study on Sandeshkhali ❤
    People should know about the BENGAL CASE STUDY 🤗

    • @snehaashishgupta1254
      @snehaashishgupta1254 9 місяців тому +5

      what does Sandeshkhali have to do with business case study, that's a political crime development not business...

    • @rishabjain8975
      @rishabjain8975 9 місяців тому

      Please dont spam

  • @kumaraswamy3452
    @kumaraswamy3452 9 місяців тому +20

    Can be brand ambassador of sprite - "Crisp , Clear and straight on point "

  • @nikhilsonwane8427
    @nikhilsonwane8427 9 місяців тому +1

    Im completing my MBA here in every domain❤.....just a suggestion sound clearity in past videos is much better than recent ones.

  • @Keshavjha36.
    @Keshavjha36. 9 місяців тому +7

    Bhaiya❤ you are teaching is just amazing plz make a vedio how we can study topic easily and understand for life in simple terms please make a video on how to study like you are 😢

  • @rishikr1448
    @rishikr1448 9 місяців тому +1

    You could have added 1:30 minutes to tell that NPA crisis was identified at Raghuram Rajan tenure due to govt pressure but it was solved during Shashikanta Das, Our current Governor do deserves praise🎉

  • @Ordinaryperson1986
    @Ordinaryperson1986 9 місяців тому +2

    Once all govt banks are privatised scenario will change.. Such impacts will collapse whole country. All thanks to PSBs of India
    If banking is fully privatised nobody is going to obey RBI.. See situation of Federal reserve in USA banks don't give any respect to them

  • @ShantanuSavrekar
    @ShantanuSavrekar 9 місяців тому +1

    More credits should have been give by naming Arun Jaitley sir, Nirmala ji and Shaktikanth ji.
    Raghuram Rajan was not part of the solution. He infact was critic of Govt policies....
    He has been given disproportionate credit in this video....
    Good that the govt kept him at a distance.

  • @premramuk17
    @premramuk17 9 місяців тому +22

    You just explained us a very complicated finance topic in no less than 20 minutes.
    Awesome

  • @quickrevisessc
    @quickrevisessc 9 місяців тому +21

    Thumbnail is hotter than volcano🔥

  • @rajkumarguptarajkumargupta5104
    @rajkumarguptarajkumargupta5104 9 місяців тому +7

    Best explanation I ever heard and go on an on man 🎉❤

  • @manishsingh-nh3jk
    @manishsingh-nh3jk 9 місяців тому +8

    absolute masterclass 👍

  • @jyothirmahadevan3834
    @jyothirmahadevan3834 9 місяців тому +10

    Fantastic Analysis

  • @Vishal_Nani
    @Vishal_Nani 7 місяців тому +1

    Raghuram Rajan is one of the best RBI Governors and Economists India has ever seen. Period!!
    I am currently reading his book "Breaking the Mould" and I revere him even more now.

  • @Leo__09
    @Leo__09 9 місяців тому +2

    Don't know You Knowingly or Forgot to mention Name of Mr. Shakti Kant Das.. he has done so much.. give the credit where it's due ..

  • @priyanshchanchani
    @priyanshchanchani 8 місяців тому +1

    Insightful study, Team! ❤️
    Other than this, even the NBFC crisis, along with business failures, evergreening loans, too were others reasons that the Indian economy faced a huge crisis.
    RBI has now been conducting stress tests regularly in order to keep a check on NPAs.
    They surely did a fine job.

  • @rashmiroy1375
    @rashmiroy1375 9 місяців тому +3

    Ganesh REALLY listens to his audience... YAY! Looking forward to the IBC infographic ❤

  • @natsudragneel9619
    @natsudragneel9619 9 місяців тому +2

    Ragu Ram shocked Shaktikanta rocked.

  • @adityashukla7849
    @adityashukla7849 9 місяців тому +5

    "Not all heroes wear capes" fits here perfectly.

  • @rupandatta8914
    @rupandatta8914 9 місяців тому +1

    Credit goes to Shashikant das...
    I still remember when people criticised govt for appointing him as governor..his performance far better than raghuram sir...
    He keeps inflation under control nd saved indian banks nps issue

  • @jayashirilaishram7515
    @jayashirilaishram7515 9 місяців тому +1

    Your videos are so.... much insightful n knowledgeable. Thnk u fr making it simple n easy to understand.

  • @MohitKRohilla
    @MohitKRohilla 9 місяців тому +4

    Great explanation... This is what makes this totally clear...

  • @unknownisbest
    @unknownisbest 9 місяців тому +2

    Was Rajan tasked by Sonia to look the other way while she and friendly business houses looted banks on an industrial scale?😮

  • @sidd62
    @sidd62 9 місяців тому +1

    During UPA 2, when growth rate started falling crook Rathdrum Rajan with Manmohan Singh, told banks to give unsecured loans to anyone who ask. Many

  • @aniruddhavaidya482
    @aniruddhavaidya482 9 місяців тому +2

    Shaktikanta Das became the Governor of RBI in 2018 and not Raghuram Rajan. Raghuram Rajan was Governor from 2013 to 2016.

  • @arijit1809
    @arijit1809 9 місяців тому +2

    everytime i watch your videos the more i think our current government is performing very well even in economic terms, i know who my vote will go to, this time ❤

  • @antonynewson9429
    @antonynewson9429 9 місяців тому +1

    Very informative case study of banks in India. I was really impressed how RBI has implemented Basel III framework and it has been monitored really well.

  • @ajayk29
    @ajayk29 9 місяців тому +1

    Hatsoff for ur efforts
    Really impressed by the way in which u are explaining.

  • @Nitin_shukla_90
    @Nitin_shukla_90 9 місяців тому +2

    literally bhaiya, You explains all these things so easily and your examples are soo good . the topic becomes piece of cake . keep making videos it helps us a lot .

  • @mayanksomani9649
    @mayanksomani9649 9 місяців тому +1

    Credit Suisse was following Basel III and the ratios were much higher than the requirements. Basel III in itself won’t guarantee anything.

    • @daniel11111
      @daniel11111 7 місяців тому

      You really expect someone from a content creator?

  • @r.shanmuk5989
    @r.shanmuk5989 9 місяців тому

    We also need a video on Andhra pradesh as same as political and economy analysis done in previous videos. This explains the voters in what position andhra pradesh is in. It might just be a video but many people lives are suffering out there. This is a request from my side. Hope the team think school considers the request.

  • @mansirawat7457
    @mansirawat7457 9 місяців тому +4

    Fantastic initiative for these series

  • @bikashkumar-cz8kx
    @bikashkumar-cz8kx 9 місяців тому +1

    I thought previous and present RBI governers did a far far better planning and execution then R Rajan.. and made strong our economy, against wishes and predictions of R Rajan and likes
    R Ranjan's interviews of foreign news channels are available in youtube for reference. His predictions of our banking and gdp growth miserable failed.. our our banking system stood strong. RBI governers made a great job

  • @secretoflaw9209
    @secretoflaw9209 9 місяців тому +1

    As an RBI Grade B Aspirant this video was motivating

  • @nishachopra8055
    @nishachopra8055 9 місяців тому

    This case study is lit, showcasing how the RBI has been the ultimate hero for Indian banks and the economy. Big shoutout to Think School for giving props to the RBI's hustle in keeping things steady! 🚀🙌🏽

  • @Tum_Tum_
    @Tum_Tum_ 9 місяців тому +1

    After watching this one should definitely praise RBI former and current governor along with current government. They saved our economy from these scam as well as from covid.

  • @abhijitsen3143
    @abhijitsen3143 9 місяців тому +1

    Mr Shantikanta Das did tremendous job as RBI Govt...but Govt should also be commended as to clean up banks govt invested political capital in it intruct RBI to Keep inflation in 2-6% which gave microeconomic stability and all infra projects started getting executed rapidly which also private sector balance sheet and also banks started making profit.....india also use insolvency and bankruptcy law to give exit to rough businessman.....also govt debt in this process increased as all infra projects were EPC mode rather than BOT mode before

    • @ashutosht10
      @ashutosht10 9 місяців тому

      Definitely everything is possible only due to the current government. If that weren't the case the banking system would have been better long ago.

  • @IndrayudhTalukdar
    @IndrayudhTalukdar 9 місяців тому

    As an RBI Grade B aspirant, I concur that we studied the pathetic state of Indian banks pre-2016 and how they were revitalized thanks to the stringent action of RBI and the correct steps of the govt. Today, net NPA stands at 3.2% and the CRAR weightage of banks is comfortably above the 11.5% barrier. Indian banks are safe, and so is the Indian economy.

  • @yuvrajsharma8870
    @yuvrajsharma8870 9 місяців тому +1

    Thankyou for your knowledge ❤

  • @SwostibibhaMohapatra
    @SwostibibhaMohapatra 9 місяців тому +1

    This is a great presentation of very important content! You are doing a great service for curious minds sir. Dhanyawaad!

  • @taranisahu911
    @taranisahu911 9 місяців тому +1

    Excellent analysis 🙃

  • @ramzh9315
    @ramzh9315 4 місяці тому

    You guys raise the bar with every new video/case study. Thanks for your hard work !

  • @rahulvegad6979
    @rahulvegad6979 9 місяців тому +1

    Such informative videos enhance our knowledge about the workings of the government and help us make correct decisions regarding whom to vote for. Thank you for helping us make our democracy and country stronger.

  • @praveengadavi
    @praveengadavi 9 місяців тому

    Glad to see that Indian government is also using "Quantitative Easing" as a necessary step in times of financial turmoil and fear across banks. As what we saw in 2008 financial crises where Hank Paulson, Tim Geithner & Ben Bernanke asked congress $700B for the bailout of the AIG and financial institutions!

  • @deepakmansingka8587
    @deepakmansingka8587 4 місяці тому

    As usual you have presented with great clarity! Thank you

  • @arjunm32
    @arjunm32 9 місяців тому +1

    We always learn valuable things with every one of your case studies❤️.

  • @apoorvmohod5625
    @apoorvmohod5625 9 місяців тому +1

    Salute to the people who still think Dr Manmohan Singh is a great economist.

  • @sreekanthteddy2010
    @sreekanthteddy2010 9 місяців тому

    Made in super simple to understand, crisp and clear...Thankyou .👍