DECEMBER Money Reset | November Recap & Upcoming Changes

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  • Опубліковано 8 лют 2025
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    Disclaimer: Please note that I am not a financial professional. My videos are my personal experiences and not intended to be used for financial advice.

КОМЕНТАРІ • 29

  • @KatieoftheHouse
    @KatieoftheHouse 2 місяці тому

    Wow, your retirement accounts have grown a lot over the year! You guys are kicking butt on so many levels 🙌🏼

    • @DebtFreeJessie
      @DebtFreeJessie  2 місяці тому

      It's been a big relief. It just felt like we were so far behind, but it's been reassuring to see it grow. Thanks, Katie!!

  • @robertmorris2576
    @robertmorris2576 2 місяці тому +1

    Great video, Jessie! Youre doing great!!

    • @DebtFreeJessie
      @DebtFreeJessie  2 місяці тому +1

      Thanks, Robert! This will go straight to my CD ladder. I appreciate your generosity!

  • @angbudgetanddebt
    @angbudgetanddebt 2 місяці тому +1

    Hi Jessie, great video as always. Oh, I love that Homestead Deal. I wish Colorado had that our taxes are so high. My goal in the next few months is to get Carson’s driver’s head all funded so I don’t have to worry about that anymore.

    • @DebtFreeJessie
      @DebtFreeJessie  2 місяці тому

      Thanks, Ang! I'm grateful for the exclusion bringing taxes down.
      That's a great goal, Ang! Can't believe these kiddos are getting so old!

  • @KatieoftheHouse
    @KatieoftheHouse 2 місяці тому

    Ah, I haven’t been to a Christmas tree farm in so long. That sounds wonderful ❤

    • @DebtFreeJessie
      @DebtFreeJessie  2 місяці тому

      All the seasonal vibes!! It makes my heart happy!

  • @budgetfor5withstephanie
    @budgetfor5withstephanie 2 місяці тому +1

    Hi Jessie, great BWM! we have homestead exp in fl, saves us a good bit too, thats great ur taxes went down, not much going down happening these days! We use to have a real tree every yr when i was a kid, when i had to start buying them myself i got a fake one lol

    • @DebtFreeJessie
      @DebtFreeJessie  2 місяці тому +1

      Love to hear you're able to benefit from a homestead exclusion as well!
      Some fake trees look so real!
      We usually do a Christmas tree burn in January as a fun winter bonfire afterwards.
      Thanks for sharing, Stephanie!

  • @aFrugalFairy
    @aFrugalFairy 2 місяці тому

    Just stumbled upon your channel, i really like your style! Congrats on working so hard and getting that step im always happy for any one who makes that progress

    • @DebtFreeJessie
      @DebtFreeJessie  2 місяці тому

      Thanks for being here! I appreciate your kind words!

  • @shawnjensen4391
    @shawnjensen4391 2 місяці тому

    The homestead tax reduction is a MN thing but other states might have something as well but here in ND we do not. We were surprised by that when we moved here as there was a line item for homestead but that only counts if you are old enough lol.

    • @DebtFreeJessie
      @DebtFreeJessie  2 місяці тому

      Oh, interesting...so some people have the homestead exclusion, but it's age-based. We missed out on it the first year we were eligible, because we thought it was automatic.

  • @Sinas2Cents
    @Sinas2Cents 2 місяці тому +1

    Just as a note, I did not lose my credits when I cancelled Audible. They went away on the app but all I had to do was call and they were able to push them back to me.

    • @DebtFreeJessie
      @DebtFreeJessie  2 місяці тому

      LOVE THIS! Thank you for sharing that info, Thomasina!

  • @StephsHealthMatters
    @StephsHealthMatters 2 місяці тому

    Great job as always

    • @DebtFreeJessie
      @DebtFreeJessie  2 місяці тому +1

      Thanks, Steph! Much appreciated 🫶

  • @DebtFreeJessie
    @DebtFreeJessie  2 місяці тому +1

    Hey-o! Let's check our retirement & savings account balances on the last day of November & look ahead to upcoming budget changes for December!
    What will be different for your budget this month?

  • @DavidKnicks
    @DavidKnicks 2 місяці тому +1

    My 401k went up 11000 since last year this exact date

  • @UghUgh1234
    @UghUgh1234 2 місяці тому

    For the HSA, have you compared the money you would save on premiums monthly?

    • @DebtFreeJessie
      @DebtFreeJessie  2 місяці тому

      Yes, it is actually only $20 cheaper per paycheck for the HSA eligible insurance. Which isn't nothing, but we ultimately decided to hold off for now.

    • @UghUgh1234
      @UghUgh1234 2 місяці тому

      Wow usually the difference is much larger than that. Interesting. Not worth switching I agree.

    • @DebtFreeJessie
      @DebtFreeJessie  2 місяці тому

      @UghUgh1234 Joel has a federal job which offers excellent benefits. Hard to beat!

  • @DavidKnicks
    @DavidKnicks 2 місяці тому +1

    How much is mint mobile?

    • @DebtFreeJessie
      @DebtFreeJessie  2 місяці тому +1

      Depending on plan, you can get it for as low as $15 monthly. We opted for the $30/month plan which comes out to $391 due yearly per person.

    • @DavidKnicks
      @DavidKnicks 2 місяці тому

      @DebtFreeJessie right now I have T-Mobile unlimited plan and wifi for my place it's $105 a month for both. Not sure if it's bad or not