Accept people laughing at your $0.50 dividends, Stick to the process and accumulate more shares,Laugh at them for not understanding how compounding works.
My first dividend was less than $1, but it provided me with the framework to get to enough in dividends to cover expenses.Once you get that first one, you get hooked.
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
I've stuck with '''Lauren Camille Brown' for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement in 3 years.
I’m 77 and still working full time. I do enjoy my work, it provides me with purpose and has secured my financial future. Most people are too eager to retire as early as possible. Even if you do retire early, best to get a part time job for the reasons cited above, as well as following many if not all of the suggestions in this video.
It's recommended to save at least 20% of your income in a 401k. My adv taught me to estimate how much you should save based on your age and income. I've been with her for years now and her decades of experience in the markets translate to chunks of value in so may ways! She has upscaled my portffolio and even got me reading self help books haha
Frugality lets you maintain a balance where only your priorities come first , leading you to a secure financial future. I’m avoiding debt , saving and investing around 40 percent of my income. I have a high paying engineering job, and I live upstate MN. since covid my expenses are extremely low. I have zero debt on a 7 figure portfolio, low rent and car paid off. So i can just save. feel lucky and grateful my fiduciary came into play.
I realized that the secret to making a million is saving for a better investment.. I always tell myself you don’t need that new Aston Martin or that vacation in Hawaii just yet and that mindset helps me make more money investing.
Hi rose, idk if you remember but I'm one that say I'm on financial journey because of you when I'm 17! Actually, I'm 18 now! I got two jobs & saving them for my savings & business now. All thanks to you. ❤😊
Praying for your success 🙏 youve started at an incredible age. I believe you will accomplish all your dreams if you continue the path you're on. I wish i would've been as wise at 18. Great job and God bless you.
Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Stacy Lynn Staples” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
excellent share, just inputted her full name on my computer and searched online, top-notch credentials. Ive seen commentaries about advisers, but not one looks this phenomenal
big returns come from investing big. investing big comes from building conviction, conviction comes from understanding, understanding comes from doing your homework and research beyond surface level.
I realized that the secret to making a million is saving for a better investment.. I always tell myself you don’t need that new Aston Martin or that vacation in Hawaii just yet and that mindset helps me make more money investing.
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
I've stuck with ''Amy Desiree Irish'' for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Investing in many sources of income that are independent on government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis. Stocks, forex, and digital currencies are still good investments at this time
My CFA Julianne Iwersen Niemann, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Been debt free for two years thanks to Julianne Iwersen Niemann Services. So sad to see my friends in their 40s with car loans, mortgages and credit card debt.
Rose I appreciate you but $2350 a week passively requires A TON of money invested it by no means a simple task. I appreciate the realistic, relatable, actionable videos.
@@romellaine23 I used and still using Robin Hood. I started with airline stocks since due to Covid all of those crashed and I got lucky and tripled the 1k pretty quickly. So I got hooked and invested more and more as much I could afford. 107k as of today. I have to be very frugal tho. I live in Los Angeles and rent is very expensive
@@romellaine23 I started with airline stocks since due to Covid they all dropped so I quadrupled my money pretty quickly. And then I just tried different stocks and most of them grew. The longer I've been doing it the more I realized index funds are the saver way to go so most of my money is invested in those now
Love you Rose, but for $2,350 a week (which is $122,200 a year), you need (for example) $1 million getting 12.22% in passive income (dividends/distributions/interest payments/etc) a year. Basically, it's a three step process: 1) Create the base amount (and re-invest any passive income) 2) Once base amount met, use passive income for expenses 3) Later in life, rebalance portfolio into high yield / depreciating NAV ETFs (like YieldMax) to let the base amount slowly reduce while receiving massive passive income monthly. This is like a reverse mortgage, except you'll still have a base amount (even though not as much) to provide via will when you pass away.
You need to our own channel. lol 😂. You’re right. Growing up were hear about these things. You live off of you interest, that’s if you are a millionaire lol
This is so helpful for beginners like me! I started investing with $200 because of you! Just gotta keep building on it and I'm on my way to establish passive income!!
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
Putting well-earned money into the stock market can't be over emphasised for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $2M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me?
Some individuals minimize the importance of counsel until they make regrettable mistakes. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $175k to $450k despite inflation.
Julianne Iwersen-Niemann is the coach that guides me, you probably might have come across her before I found her through a Newsweek report. She's quite known in her field, look her up.
Hi Rose, I agree these options are great for a passive income but let's be honest they all require a pretty huge sum of money and that basically means you'll be forced to wage until your retirement anyway. I know compound interest shouldn't be underestimated but these kind of videos feel a bit cheap. Not trying to hate on your channel, you give very insightful info and your videos have helped me a ton.
And given that a dividend-focused index fund will most likely far underperform a broad, cap-weighted index fund (like a cap-weighted global ETF), you'll probably have far less in retirement than you could have had.
I thought renting out my place and landing remote jobs would solve my financial woes, but I'm still fighting to stay afloat. it's been tough, Nevertheless, I've adopted a minimalist mindset, and I'm working towards a simple yet resilient lifestyle
Get a financial planner quickly. Mine helped me create a personalized plan to cut expenses and increase income, optimizing investments and reducing debt. Now, I've achieved financial freedom! Your story resonates with me, and I'm confident a financial planner can help you too, offering guidance on budgeting, investment strategies, and more
He's known as a Glen Howard Chester '. One of the finest portfolio managers in the field also widely recognized. Just research the name. You’d find necessary details to work with
i appreciate this share .I looked up his full name online and found his page. I emailed and made an appointment to speak with him; hopefully, he gets back to me.
Remember it is passive income we are talking about here…. If you are trying to quit your job just off of investing, of course you will need money, it takes money to make money but lets not forget she did say it is realistically whatever you invest and for those who dont know compound interest goes a very long way as well, this is passive residual income to build wealth overtime, not for you to think you will have stable income weekly/bi weekly or monthly from this business.. the more you invest the more you make just be smart because that is not always the case 👍🏼 hope this message changes some thoughts to some.
wow thank you so much for this information, I’m 31 and ready to stop working and I never knew the difference between stocks and bonds and didn’t know you can invest in real estate (REITS). Very dope appreciate you for breaking everything down 👏🏿
Personally, I've been using dividends and HYSA interest to cover my bills for the year which frees up the rest of my money for investing in ETFs. Great video!
I currently have a decent military pension and medical benefits. In less than 8 years, I can retire from my second career with another full pension. A few years after that I will be eligible for Social Security. I have no debt, and I have investments that pay around $1,500 a month. Unfortunately, this type of retirement is next to impossible for today's generation because employers don't offer pension plans, housing prices and loan rates are sky high, and inflation is eating up a lot of people's savings.
Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.
People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.
I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!
If I was a high school teacher once a week I would lock the door (so the administration dweebs couldn't get in and stop me) and show them one of your videos. This is a really well-done information packed video. I always look forward to your next post. I hope your move to LA is going well.
I remember starting to follow you when you were way under 100K and it makes me so happy to see you grow your channel so much. I have been working for a pretty good decent paycheck, but I work two jobs because I like paying things off quickly and not owing anyone any money, and I'll continue to do that once I have everything paid of and have enough financial cushion saved. I do want to finally end having to work for someone else and be able to take time off to be with family and travel whenever I please. I just am still rather scared to jump into any of these strategies until I have something to fall on just in case anything fails.
You did a great job breaking down each investment opportunity! I love how you explained them plainly and in a short amount of time without overwhelming people new to investing with all the technical terms.
Well explained. Thanks for bringing up the videos financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.
Nice video coverage market trends hint at lower prices, but this could also open doors for smart investments. Despite a possible short-term slump, remember the market's long-term potential. Downturns can be entry points for portfolio expansion. Success lies in informed decisions and strategic planning. Thanks to Shea Ardolf’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
Trading systems allow you to limit the factor of emotional influence on decision-making, as well as to give the trade a certain degree of systemic character.
Investing in Bitcoin is the wisest asset to be in, not trying to shit on other stocks, it just won’t outperform Bitcoin over pretty much any long time horizon…reality over feelings!!
You’ve made my day! Thank you. It seemed exhausting to think about saving up for an apartment complex. To think that I can just do REITs?! ****and it pays out?????? “Subscribed!”
I like how you break things down into an easy (or easier!) to understand format. A small step is better than no step and trying something new is what takes the most amount of courage. I have been doing small steps lately to take the fear out of investing and now that I have my feet wet I am less nervous to keep trying more new things! Thank you, Rose!! 🎉❤
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $$275k to $850K...
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
No shade intended--really love the channel and the journey! (Thank you!) That said, as others have pointed out, $50K invested with a 5% dividend means apx. $208/mo... paid out in 2, 4, or maybe 12 payments annually depending on the fund...? If you are paying rent or a car payment with your passive income you are living exceptionally frugally indeed! ♥
Indeed; this video presents the idea that all you need is $1000 to invest and you can quit working and live off passive income. Sincere-but somewhat deceptive.
Is there any passive income option you can combine with a 9-5 job? My job doesn't pay badly and I don't want to quit but I need the extra income too. Also, are they all taxed?
First, not all are taxed. I was in a similar dilemma two years back. You should probably consider something that takes less time to do or something you can outsource most part of. Investing in REITs or Stocks are top on the list for that as you don't necessarily need a lot of time for them and if you use a Fiduciary you may literally do nothing. I make close to twice my regular income from stocks this way and I still maintain my 9 - 5. Goodluck.
kevingood-r3n I don't really understand your first question. For the second, yes it is but kinda better. You should start by looking out for those with good records. You should also make sure the person is licensed. Personally, I use Michael Allen Eckrich. He's good and you could also look him up.
i'm 57years old and already have $670,000 saved and I'm about to retire in two years but I'm worried about rising inflation. Is this enough for a very good comfortable retirement,I’m looking at investing in estates and stocks maybe
Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.
I envy you, I’m still trying to recover from losses I incurred in 2021/2022, who is this investment adviser you work with, I’m intrigued and I could use some quality guidance
I've stuck with Melissa Terri Swayne for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Great recommendations. I'm looking to start investing in the stock market and other asset classes with $60k this quarter. Should I focus on index funds or individual stocks? Preferably want the route with the best return in investment. Thanks!
Great concept for passive income, but realistically, you need a few millions to generate such high weekly income. For majority of people, it takes 20-30 years to get there, and you need a JOB/source of income so you can have leftover money to buy dividend stock.
Warms my heart to see the younger generation embracing what a recent generation completely rejected and realizing this is a key to long-term financial security. I am Generation X. We saw our parents slip into retirement, completely unprepared, and I swore this would not be me. Then came another generation that decided to ignore history, which means they are doomed to repeat the mistakes of the past. I’m glad those right behind them are a little more enlightened. The earlier you start the better off you will be in the long run.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
When the robotaxi comes out I'll buy one for $30k and get passive income from that, if it goes well I can buy a few more and have a whole fleet making passive income.
I just turned 47 and awfully late to investing with barely any portfolio except my 401k, I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I’m getting worried about retirement, my intention is to retire at 55. How best do I maximize my savings of over $110k
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Judith Lynn Staufer’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
I need a way to draw up a plan to set up for retirement while still earning passive income to meet my day to day need and also get charged lesser taxes even while in a higher tax bracket. i want to invest around $250K savings.
Avoid putting all your eggs in one basket. Diversify across various asset classes to reduce risk. If you're not well-versed in investing, it's wise to consult a financial advlsor.
Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023
Now, I Just realized that the secret to making a million is saving for better trades. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money trading. For example last year I Traded with 10k in Crypto and made about $146k,but guess what? I put it all back and traded again and now I am rounding up close to a million
The process of trading can be complicated when you have limited knowledge. However, with the right strategy and setups, you can be successful. I’m guided by Charles Tyson. A widely known crypto consultant
This is superb! Information, as a noob it gets quite difficult to handle all of this, and staying informed is a major cause, how do you go about this are you a pro investor?
yeah Charles Tyson was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Charles Tyson. He is my number one source when it comes to crypto and TA.
Dear Rose, great theory material there, but you assume we have lots of money just sitting in the bank, such as some o commenters below. But for many of us, we don't earn much money, our savings are slim: so alarm clock still rings.
After facing significant challenges, I learned two crucial lessons about the stock market: it played a major role in the Great Depression, and the quickest way to make a million in the market is to start with two million. The Great Recession only reinforced these insights. In hindsight, I wish someone had guided me earlier. A well-defined entry and exit strategy is essential for success in the stock market.
Omg that’s my life I’l can live off my passive income 😊 but I would still work but work become an options and freedom of choice Thanks for hard money loans for real estate ❤
Hi Rose, Thanks for explaining everything so clearly. I need to catch up on basics of SOLO 401K and check-writing account. Do you have videos on this? If not, can you please make some on this? Thank you.
Beware, it is my understanding there have been HSA accounts, -all the customers thought the FDIC covered them and in the details it said the money was actually lent to others (I have not fully investigated this yet - but it is searchable). And so sorry but they're missing millions and millions of the customers money, as they are now being sued because some people are receiving back less than pennies for the dollars in their accounts. Scary as these people were not looking to gamble their savings. Anyway really enjoy your informative pieces. Have you ever considered doing anything towards taxes/retirement and investments. Just a thought. Enjoyed it!
Yes, initial investments is huge but see them as place holders. The initial money will alway be there, and those dividend stocks/etf will bring in free money.
Not impossible but still tough to get to. You can buy dividend stocks that yield 14% annually (before taxes and less inflation of course). Invest about $800k and there you go… but of course getting that $800k is the main mountain to climb.
I’m interested in investing in dividend index funds and REITs. Where dining to get started. I already have a reality account where I contribute to my 401k.
Hi Rose I Need to learn how to do this with little money. I am on fixed income. The IRS already told me i can do this with ONLY with a individual account on Fidelity NOT a Roth IRA, I have set one up, but need help, Are you the one that can help me????? Thank you for all you do to help!!!!!!
My neighbor brought a house in Texas but doesn't live in it, instead she lives in a garage with two other people. The house sits vacant, not sure why she doesn't rent it out for passive income, instead living with 7 people in another house that only has two bedrooms. The house has 4 people in the actual house part and 3 in the garage, and there is no AC or heat and only 1 bathroom for all 7 people. Explain to me how this makes any sense?
Very new with less than $1000 to risk. If I choose a dividend index find is it like buying stock? I meed to get a certain amount for it to meaningful passive income? If so how many? Please don’t make me feel simple. I have never done this before. Thanks for any help.
Honestly, this situation makes me feel uneasy, especially with the Fed cutting interest rates by 50 basis points. It signals deeper economic concerns, and I'm uncertain about my $130K investment strategy, particularly with the possibility of not just a recession, but a potential depression.
are you suggesting that when you invest in these dividend yielding funds that you can then withdraw that money from your brokerage account and then send it to you bank account and spend it?
This is awesome. A friend of mine in NY also told me of her amazing investment with this same lady Emmennet & how she handles her half a million portfolio.
I have been doing this type of approach for the last couple of years for my IRA and investing heavily in dividend paying stocks and ETFS. As of right now for every dollar I am investing per month, I am getting almost 50% on top of what I am investing. I am hoping to get that much higher and closer to 100%. So this video is fantastic info and stuff I need to learn about for additional research. I need to diversify my holdings so thanks for this.
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.
Accept people laughing at your $0.50 dividends, Stick to the process and accumulate more shares,Laugh at them for not understanding how compounding works.
My first dividend was less than $1, but it provided me with the framework to get to enough in dividends to cover expenses.Once you get that first one, you get hooked.
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
That's an intriguing outcome. How can I contact your Asset manager?
I've stuck with '''Lauren Camille Brown' for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement in 3 years.
I’m 77 and still working full time. I do enjoy my work, it provides me with purpose and has secured my financial future. Most people are too eager to retire as early as possible. Even if you do retire early, best to get a part time job for the reasons cited above, as well as following many if not all of the suggestions in this video.
It's recommended to save at least 20% of your income in a 401k. My adv taught me to estimate how much you should save based on your age and income. I've been with her for years now and her decades of experience in the markets translate to chunks of value in so may ways! She has upscaled my portffolio and even got me reading self help books haha
That's an intriguing outcome. How can I contact your Asset manager?
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
So I need 350k to invest
Frugality lets you maintain a balance where only your priorities come first , leading you to a secure financial future. I’m avoiding debt , saving and investing around 40 percent of my income. I have a high paying engineering job, and I live upstate MN. since covid my expenses are extremely low. I have zero debt on a 7 figure portfolio, low rent and car paid off. So i can just save. feel lucky and grateful my fiduciary came into play.
I realized that the secret to making a million is saving for a better investment.. I always tell myself you don’t need that new Aston Martin or that vacation in Hawaii just yet and that mindset helps me make more money investing.
please can i get your consultants info? or should i drop mine?
She's Susan Kay Mack by name. please do your own research to see if she is suitable with your goals.
I had to Google to be sure, great resume she has.
Seven figures and you're renting.... Yeah, okay.
Hi rose, idk if you remember but I'm one that say I'm on financial journey because of you when I'm 17! Actually, I'm 18 now! I got two jobs & saving them for my savings & business now. All thanks to you. ❤😊
Praying for your success 🙏 youve started at an incredible age. I believe you will accomplish all your dreams if you continue the path you're on. I wish i would've been as wise at 18. Great job and God bless you.
Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!
all the best, buying on sale is actually one of the best ways to invest in stocks, and advisors are ideally suited for such task
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
this is quite huge ! what have you invested in ? much more info needed please ...
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Stacy Lynn Staples” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
excellent share, just inputted her full name on my computer and searched online, top-notch credentials. Ive seen commentaries about advisers, but not one looks this phenomenal
big returns come from investing big. investing big comes from building conviction, conviction comes from understanding, understanding comes from doing your homework and research beyond surface level.
I realized that the secret to making a million is saving for a better investment.. I always tell myself you don’t need that new Aston Martin or that vacation in Hawaii just yet and that mindset helps me make more money investing.
Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.
this is quite huge ! what have you invested in ? much more info needed please .
I've stuck with ''Amy Desiree Irish'' for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Investing in many sources of income that are independent on government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis. Stocks, forex, and digital currencies are still good investments at this time
My CFA Julianne Iwersen Niemann, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds.
The thing is people often doubt the prospects of financial advisors like Julianne Iwersen Niemann in business/markets today.
Well it gives me more time to get ahead while they stew in their own pity and doubts as they childishly complain about those spreading the word
Been debt free for two years thanks to Julianne Iwersen Niemann Services. So sad to see my friends in their 40s with car loans, mortgages and credit card debt.
Rose I appreciate you but $2350 a week passively requires A TON of money invested it by no means a simple task. I appreciate the realistic, relatable, actionable videos.
Yep, it would require to invest a few million.
I agreee
So don't quit you're job....lol
I’ve got a long way to go 😂, my dividends can only give me $231 a week 😱
Damn i quit already @@josephmgomez3921
i also started with a $1000 5 years ago. and now its over 100k. great tips. starting small is better than not starting at all
Hi..where did you invest it?
@@romellaine23 I used and still using Robin Hood.
I started with airline stocks since due to Covid all of those crashed and I got lucky and tripled the 1k pretty quickly.
So I got hooked and invested more and more as much I could afford. 107k as of today. I have to be very frugal tho. I live in Los Angeles and rent is very expensive
$ is not small...lol
@@romellaine23 I started with airline stocks since due to Covid they all dropped so I quadrupled my money pretty quickly. And then I just tried different stocks and most of them grew. The longer I've been doing it the more I realized index funds are the saver way to go so most of my money is invested in those now
What brokerage are you with vanguard fidelity schawb
Love you Rose, but for $2,350 a week (which is $122,200 a year), you need (for example) $1 million getting 12.22% in passive income (dividends/distributions/interest payments/etc) a year.
Basically, it's a three step process:
1) Create the base amount (and re-invest any passive income)
2) Once base amount met, use passive income for expenses
3) Later in life, rebalance portfolio into high yield / depreciating NAV ETFs (like YieldMax) to let the base amount slowly reduce while receiving massive passive income monthly. This is like a reverse mortgage, except you'll still have a base amount (even though not as much) to provide via will when you pass away.
You need to our own channel. lol 😂. You’re right. Growing up were hear about these things. You live off of you interest, that’s if you are a millionaire lol
1) Dividends
2) Dividend index funds
3) Bonds
4) REITs
5) High Yield Savings Account
thats like near useless information how to be poor from inflation
This is so helpful for beginners like me! I started investing with $200 because of you! Just gotta keep building on it and I'm on my way to establish passive income!!
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
Putting well-earned money into the stock market can't be over emphasised for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $2M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me?
Some individuals minimize the importance of counsel until they make regrettable mistakes. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $175k to $450k despite inflation.
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
Julianne Iwersen-Niemann is the coach that guides me, you probably might have come across her before I found her through a Newsweek report. She's quite known in her field, look her up.
I just checked her out on google and I have sent her an email. I hope she gets back to me soon.
Hi Rose, I agree these options are great for a passive income but let's be honest they all require a pretty huge sum of money and that basically means you'll be forced to wage until your retirement anyway. I know compound interest shouldn't be underestimated but these kind of videos feel a bit cheap. Not trying to hate on your channel, you give very insightful info and your videos have helped me a ton.
And given that a dividend-focused index fund will most likely far underperform a broad, cap-weighted index fund (like a cap-weighted global ETF), you'll probably have far less in retirement than you could have had.
I didn't make a killing, but I did get out of the rat race 20 years earlier than normal retirement
@@searchersearcher8286What brokerage did you use
I thought renting out my place and landing remote jobs would solve my financial woes, but I'm still fighting to stay afloat. it's been tough, Nevertheless, I've adopted a minimalist mindset, and I'm working towards a simple yet resilient lifestyle
Get a financial planner quickly. Mine helped me create a personalized plan to cut expenses and increase income, optimizing investments and reducing debt. Now, I've achieved financial freedom! Your story resonates with me, and I'm confident a financial planner can help you too, offering guidance on budgeting, investment strategies, and more
who are you working with please?
He's known as a Glen Howard Chester '. One of the finest portfolio managers in the field also widely recognized. Just research the name. You’d find necessary details to work with
i appreciate this share .I looked up his full name online and found his page. I emailed and made an appointment to speak with him; hopefully, he gets back to me.
Remember it is passive income we are talking about here…. If you are trying to quit your job just off of investing, of course you will need money, it takes money to make money but lets not forget she did say it is realistically whatever you invest and for those who dont know compound interest goes a very long way as well, this is passive residual income to build wealth overtime, not for you to think you will have stable income weekly/bi weekly or monthly from this business.. the more you invest the more you make just be smart because that is not always the case 👍🏼 hope this message changes some thoughts to some.
wow thank you so much for this information, I’m 31 and ready to stop working and I never knew the difference between stocks and bonds and didn’t know you can invest in real estate (REITS). Very dope appreciate you for breaking everything down 👏🏿
Personally, I've been using dividends and HYSA interest to cover my bills for the year which frees up the rest of my money for investing in ETFs. Great video!
What bank do you use/recommend?
I currently have a decent military pension and medical benefits. In less than 8 years, I can retire from my second career with another full pension. A few years after that I will be eligible for Social Security. I have no debt, and I have investments that pay around $1,500 a month. Unfortunately, this type of retirement is next to impossible for today's generation because employers don't offer pension plans, housing prices and loan rates are sky high, and inflation is eating up a lot of people's savings.
Its worse here, our economy is like a flailing fish, fighting for its life. The normal state of the U.S. economy is actually very bad. Because of this it goes into convulsive spasms fighting to grow any way it can out of desperation. Tricks, gimmicks, rule changes try to stimulate the economy and prevent it from falling but they only bring temporary relief to people since, when you factor in inflation we are declining.
People believe their currency has the worth it does because they have no other option. Even in a hyperinflationary environment, individuals must continue to use their hyperinflationary currency since they likely have minimal access to other currencies or gold/silver coins.
Inflation is gradually going to become part of us and due to that fact any money you keep in cash or in a low-interest account declines in value each year. Investing is the only way to make your money grow and unless you have an exceptionally high income, investing is the only way most people will ever have enough money to retire.
I've tried investing in the stock market several times but always got discouraged by fluctuations of stock value. I would be happy if you could advise me based on how you went about yours, as I am ready to go the passive income path.!!
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.
I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.
If I was a high school teacher once a week I would lock the door (so the administration dweebs couldn't get in and stop me) and show them one of your videos. This is a really well-done information packed video. I always look forward to your next post. I hope your move to LA is going well.
That would get you fired for a reason
I remember starting to follow you when you were way under 100K and it makes me so happy to see you grow your channel so much.
I have been working for a pretty good decent paycheck, but I work two jobs because I like paying things off quickly and not owing anyone any money, and I'll continue to do that once I have everything paid of and have enough financial cushion saved. I do want to finally end having to work for someone else and be able to take time off to be with family and travel whenever I please. I just am still rather scared to jump into any of these strategies until I have something to fall on just in case anything fails.
You did a great job breaking down each investment opportunity! I love how you explained them plainly and in a short amount of time without overwhelming people new to investing with all the technical terms.
These are the kind of videos I like....simple to understand and to the point.
Well explained. Thanks for bringing up the videos financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.
Nice video coverage market trends hint at lower prices, but this could also open doors for smart investments. Despite a possible short-term slump, remember the market's long-term potential. Downturns can be entry points for portfolio expansion. Success lies in informed decisions and strategic planning. Thanks to Shea Ardolf’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
Shea Ardolf program is widely available online..
Trading systems allow you to limit the factor of emotional influence on decision-making, as well as to give the trade a certain degree of systemic character.
Reason i invest in the crypto market; to make my money work for me, to prevent inflation from eroding my savings
Investing in Bitcoin is the wisest asset to be in, not trying to shit on other stocks, it just won’t outperform Bitcoin over pretty much any long time horizon…reality over feelings!!
Job will pay your bills, business will make you rich but investment makes and keeps you wealthy even till the future
You’ve made my day! Thank you. It seemed exhausting to think about saving up for an apartment complex. To think that I can just do REITs?!
****and it pays out??????
“Subscribed!”
I like how you break things down into an easy (or easier!) to understand format. A small step is better than no step and trying something new is what takes the most amount of courage. I have been doing small steps lately to take the fear out of investing and now that I have my feet wet I am less nervous to keep trying more new things! Thank you, Rose!! 🎉❤
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $$275k to $850K...
Could you kindly elaborate on the advisor's background and qualifications?
Her name is Annette Christine Conte can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Good follow up video would be to talk about taking cash versus reinvesting dividends. Always something new to learn in your videos! Thank you.
No shade intended--really love the channel and the journey! (Thank you!)
That said, as others have pointed out, $50K invested with a 5% dividend means apx. $208/mo... paid out in 2, 4, or maybe 12 payments annually depending on the fund...? If you are paying rent or a car payment with your passive income you are living exceptionally frugally indeed! ♥
Sounds like you are saying, it's not possible, typically.
And how many people have a surplus $50K lying around? Let's be honest...
Indeed; this video presents the idea that all you need is $1000 to invest and you can quit working and live off passive income. Sincere-but somewhat deceptive.
Is there any passive income option you can combine with a 9-5 job? My job doesn't pay badly and I don't want to quit but I need the extra income too. Also, are they all taxed?
truth is you either bring out a lot of money or time to run anything that will be profitable especially when starting out.
First, not all are taxed. I was in a similar dilemma two years back. You should probably consider something that takes less time to do or something you can outsource most part of. Investing in REITs or Stocks are top on the list for that as you don't necessarily need a lot of time for them and if you use a Fiduciary you may literally do nothing. I make close to twice my regular income from stocks this way and I still maintain my 9 - 5. Goodluck.
Nice... This makes a lot of sense... How did you start?.. Is a Fiduciary an Investing adviser and how can I get a good one please?...
kevingood-r3n I don't really understand your first question. For the second, yes it is but kinda better. You should start by looking out for those with good records. You should also make sure the person is licensed. Personally, I use Michael Allen Eckrich. He's good and you could also look him up.
Pretty sure the last one is not taxed but I would not consider it if I were you
i'm 57years old and already have $670,000 saved and I'm about to retire in two years but I'm worried about rising inflation. Is this enough for a very good comfortable retirement,I’m looking at investing in estates and stocks maybe
comfortable retirement depends on your lifestyle... you should consult with a fiduciary to explore options.
Even with the right strategies and appropriate assets, investment returns can differ among investors. Recognizing the vital role of experience in investment success is crucial. Personally, I understood this significance and sought guidance from a market analyst, significantly growing my account to nearly a million. Strategically withdrawing profits just before the market correction, I'm now seizing buying opportunities once again.
I envy you, I’m still trying to recover from losses I incurred in 2021/2022, who is this investment adviser you work with, I’m intrigued and I could use some quality guidance
I've stuck with Melissa Terri Swayne for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thanks a lot for this suggestion. I needed this myself, I looked her up on the browser, and I have sent her an email. I hope she gets back to me soon.
I could listen to you all day long! Super communicator!
Great recommendations. I'm looking to start investing in the stock market and other asset classes with $60k this quarter. Should I focus on index funds or individual stocks? Preferably want the route with the best return in investment. Thanks!
I'd suggest a mix of index funds and a few individual stocks. Diversify and watch currency rates by converting in smaller amounts. Good luck!
I could really use the expertise of this advsors
Thanks for sharing. I searched for her name and found her website. I reviewed her credentials and did my research before contacting her. Thanks again.
I can’t thank you enough for giving me the clarity moving money around. Do you have a wonderful content thank you so much.!!!!!!!!!!
Great concept for passive income, but realistically, you need a few millions to generate such high weekly income. For majority of people, it takes 20-30 years to get there, and you need a JOB/source of income so you can have leftover money to buy dividend stock.
Warms my heart to see the younger generation embracing what a recent generation completely rejected and realizing this is a key to long-term financial security. I am Generation X. We saw our parents slip into retirement, completely unprepared, and I swore this would not be me. Then came another generation that decided to ignore history, which means they are doomed to repeat the mistakes of the past. I’m glad those right behind them are a little more enlightened. The earlier you start the better off you will be in the long run.
I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
This is an awesome explanation of options for a newbie investor. Thank you so much for the valuable and PRACTICAL info.
When the robotaxi comes out I'll buy one for $30k and get passive income from that, if it goes well I can buy a few more and have a whole fleet making passive income.
I hope your move to LA has been a win, you look amazing! Glowing! ✨
thnk u always for the insightful tips 🙏
I just turned 47 and awfully late to investing with barely any portfolio except my 401k, I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I’m getting worried about retirement, my intention is to retire at 55. How best do I maximize my savings of over $110k
Personally, I would say have a mentor. Not sure where you will get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Could you kindly elaborate on the advisor's background and qualifications?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Judith Lynn Staufer’’ for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
you are so excited when you talk I had to slow the speed down to ,75% awesome info though
I agree with three of the five, I no longer do REIT or savings.
Money market and ETF
Thanks for the very clear explanations - this is super helpful for beginners
Finally someone who explains it simply
I need a way to draw up a plan to set up for retirement while still earning passive income to meet my day to day need and also get charged lesser taxes even while in a higher tax bracket. i want to invest around $250K savings.
Avoid putting all your eggs in one basket. Diversify across various asset classes to reduce risk. If you're not well-versed in investing, it's wise to consult a financial advlsor.
Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023
Can you recommend your advlsor? I
Melissa Elise Robinson is the licensed advlsor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
Now, I Just realized that the secret to making a million is saving for better trades. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money trading. For example last year I Traded with 10k in Crypto and made about $146k,but guess what? I put it all back and traded again and now I am rounding up close to a million
The process of trading can be complicated when you have limited knowledge. However, with the right strategy and setups, you can be successful. I’m guided by Charles Tyson. A widely known crypto consultant
This is superb! Information, as a noob it gets quite difficult to handle all of this, and staying informed is a major cause, how do you go about this are you a pro investor?
yeah Charles Tyson was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Charles Tyson. He is my number one source when it comes to crypto and TA.
So you guys know him too?... he made me and I have our own house and car.
He is good. His success story is everywhere, his method surprise me honestly
Oh please, how can someone get to speak with Charles Tyson?
Great video, I have Fidelity index fund / US Bond and a High Interest saving. It's not easy to save but i am making it happen.
I can’t believe how clear you’re making this
thanks for the info. Since you moved to LA you seem to be making videos more often...
Thank you for educating us!
Dear Rose, great theory material there, but you assume we have lots of money just sitting in the bank, such as some o commenters below. But for many of us, we don't earn much money, our savings are slim: so alarm clock still rings.
How about some of these? QDTE, RDTE, XDTE, FEPI, AIPI,,,,,,,,Yieldmax, Defiance, Rex, etc.
After facing significant challenges, I learned two crucial lessons about the stock market: it played a major role in the Great Depression, and the quickest way to make a million in the market is to start with two million. The Great Recession only reinforced these insights. In hindsight, I wish someone had guided me earlier. A well-defined entry and exit strategy is essential for success in the stock market.
Great Afternoon!!!!
How did you learn all of this ? And Thank You!!
Hi Rose. Aren’t we supposed to reinvest dividend income?
I wish I could turn 1000 into 100000 in 5 years. Am I doing something wrong?
@@AbelB.AngelB yes, reinvest dividends and DCA in VTI or the like
You did a great job on this video 👍🏽
New to your channel, Keep up the good work! love your content, and your hair color!
Very useful! Thank you!
Omg that’s my life I’l can live off my passive income 😊 but I would still work but work become an options and freedom of choice
Thanks for hard money loans for real estate ❤
great explanation of passive investment, thanks rose
Hi Rose, Thanks for explaining everything so clearly. I need to catch up on basics of SOLO 401K and check-writing account. Do you have videos on this? If not, can you please make some on this? Thank you.
Beware, it is my understanding there have been HSA accounts, -all the customers thought the FDIC covered them and in the details it said the money was actually lent to others (I have not fully investigated this yet - but it is searchable). And so sorry but they're missing millions and millions of the customers money, as they are now being sued because some people are receiving back less than pennies for the dollars in their accounts. Scary as these people were not looking to gamble their savings.
Anyway really enjoy your informative pieces. Have you ever considered doing anything towards taxes/retirement and investments. Just a thought. Enjoyed it!
Excellent, practical investing info! Thank you❤
You should also explain how these investments are taxed, .ie Qualified and Non-qualified dividends.
I've always liked how you break things down for us to understand. You are talented, Thank you
wow so helpful thank you
Great presentation.
great video
yes it is
@@Nancy-1w i love videos like this its really educating!
yes
This was a really fun video! You just got a new sub!
You have a good way of explaining finance.
You are amazing thank you so much. I just checked out your website and yeah you are just amazing, thank you
You're a good teacher. This video had enough overview but enough examples to not make it so vague that it's not useful. Thank you!
Might I suggest you check out some of Rose’s earlier videos. They educated me.
Yes, initial investments is huge but see them as place holders. The initial money will alway be there, and those dividend stocks/etf will bring in free money.
Not impossible but still tough to get to. You can buy dividend stocks that yield 14% annually (before taxes and less inflation of course). Invest about $800k and there you go… but of course getting that $800k is the main mountain to climb.
Love your video and how you broke everything down.
I’m interested in investing in dividend index funds and REITs. Where dining to get started. I already have a reality account where I contribute to my 401k.
Awesome vid, thanks.
Thank you for your video 🙏🏽
Hi Rose I Need to learn how to do this with little money. I am on fixed income. The IRS already told me i can do this with ONLY with a individual account on Fidelity NOT a Roth IRA, I have set one up, but need help, Are you the one that can help me????? Thank you for all you do to help!!!!!!
Whaat do you think about Laddering T bills.
Good talk 😊
Great video! Very knowledgeable.
This really helped me.
My neighbor brought a house in Texas but doesn't live in it, instead she lives in a garage with two other people. The house sits vacant, not sure why she doesn't rent it out for passive income, instead living with 7 people in another house that only has two bedrooms. The house has 4 people in the actual house part and 3 in the garage, and there is no AC or heat and only 1 bathroom for all 7 people. Explain to me how this makes any sense?
Very well done.
Very new with less than $1000 to risk. If I choose a dividend index find is it like buying stock? I meed to get a certain amount for it to meaningful passive income? If so how many? Please don’t make me feel simple. I have never done this before. Thanks for any help.
Great information. Thanks
Great video there! Definitely learnt a lot!
Honestly, this situation makes me feel uneasy, especially with the Fed cutting interest rates by 50 basis points. It signals deeper economic concerns, and I'm uncertain about my $130K investment strategy, particularly with the possibility of not just a recession, but a potential depression.
How can I get or buy stock? Do I need to get license?
Did you mention dividend reinvestment as a way to grow dividends and underlying stock holdings. Compounding is a major growth key.
are you suggesting that when you invest in these dividend yielding funds that you can then withdraw that money from your brokerage account and then send it to you bank account and spend it?
Great video loved it! I just cracked 900k in my dividend portfolio this last week, investing with the help of a finance manager who trades for me.
That's amazing, who's your FM & how can I reach out
Yes, her name is Emmennet Jaccque Barrett. Research her.
This is awesome. A friend of mine in NY also told me of her amazing investment with this same lady Emmennet & how she handles her half a million portfolio.
16:46 Long Term and Short Term Strategy
5:43 Management Fee/Expense Ratio
I have been doing this type of approach for the last couple of years for my IRA and investing heavily in dividend paying stocks and ETFS. As of right now for every dollar I am investing per month, I am getting almost 50% on top of what I am investing. I am hoping to get that much higher and closer to 100%. So this video is fantastic info and stuff I need to learn about for additional research. I need to diversify my holdings so thanks for this.
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.