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Debt Free Jessie
Приєднався 4 вер 2016
Becoming more budget-aware so we can enjoy life while still saving & investing!
From throwing vacations we can't afford on credit cards...to now saving in advance and savoring our trips with peace of mind.
We share our money goal updates every single Tuesday! Even $10 of progress made consistently can add up to over $500 for the year. Don't discount the dollars!
I started my channel with over 30k in debt and had to bump that total up along the way to 42k.
Completed Goals:
-42k Debt: 10/23
-Maxed-out Roths: 3/24
-10k Emergency Fund: 5/24
Current Goals:
-15k Emergency fund
-CD ladder
-Disneyland summer trip
-Lawn Tractor
From throwing vacations we can't afford on credit cards...to now saving in advance and savoring our trips with peace of mind.
We share our money goal updates every single Tuesday! Even $10 of progress made consistently can add up to over $500 for the year. Don't discount the dollars!
I started my channel with over 30k in debt and had to bump that total up along the way to 42k.
Completed Goals:
-42k Debt: 10/23
-Maxed-out Roths: 3/24
-10k Emergency Fund: 5/24
Current Goals:
-15k Emergency fund
-CD ladder
-Disneyland summer trip
-Lawn Tractor
How We Budget Our COMBINED FINANCES | Weekly Expenses & Income | January 2025
Bookmarks mentioned:
www.etsy.com/listing/1094133038/bookshelf-bookmark-reading-log-bookmark
Looking for ways to support my channel?
ETSY
www.etsy.com/shop/DebtFreeJessie
ALLY $100 Bank Bonus
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SOFI $325 Bank Bonus
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MINT
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INSTA
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VENMO
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Disclaimer: Please note that I am not a financial professional. My videos are my personal experiences and not intended to be used for financial advice.
www.etsy.com/listing/1094133038/bookshelf-bookmark-reading-log-bookmark
Looking for ways to support my channel?
ETSY
www.etsy.com/shop/DebtFreeJessie
ALLY $100 Bank Bonus
www.ally.com/referral?code=9F3P3N3W3S
SOFI $325 Bank Bonus
www.sofi.com/invite/money?gcp=c478585f-50c5-41d6-a48e-a2f7a4f74fa5&isAliasGcp=false
CHASE $300 Bank Bonus
accounts.chase.com/raf/share/1774269737?jp_aid_a=T_88338&jp_aid_p=cxo_account_dashboard%2fSpotlightBan1
CITI $300 Bank Bonus
click.info15.citi.com/?qs=b4b1684e2087788ff0198f0e5c94ce05e8898e1f844e44fe7596e84ce7fff615adf8cb33a347ede5b909d169c24493bb93cf92ba716088d28973d4a641eb0460
WEALTHFRONT 0.5% APY Boost www.wealthfront.com/c/affiliates/invited/AFFB-AFGU-SH6C-O4EE
💸Chase Sapphire Preferred
www.referyourchasecard.com/19q/ME5U4BTCR6
$600 cash bonus after $4k spend within 3 months
$50 hotel credit yearly
Primary collision insurance for rental cars
Travel insurance for trip/baggage delay
$95 annual fee
💸Amex Blue Cash Preferred
$250 bonus after 3k in purchases within the first 6 months
6% cashback on groceries
3% cashback on gas
$95 annual fee but no fee the first year americanexpress.com/en-us/referral/blue-cash-preferred-credit-card?ref=JESSISndUS&xl=cp15
MINT
fbuy.me/uz1AA
INSTA
debt_free_jessie
VENMO
venmo.com/debtfreejessie
Disclaimer: Please note that I am not a financial professional. My videos are my personal experiences and not intended to be used for financial advice.
Переглядів: 628
Відео
Simple But POWERFUL Money Habit💰Transfer Tuesdays
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TRANSFER TUESDAYS The habit of transferring money to goals EVERY SINGLE WEEK. Whether it is $2 or $200, it all adds up! Looking for ways to support my channel? ETSY www.etsy.com/shop/DebtFreeJessie ALLY $100 Bank Bonus www.ally.com/referral?code=9F3P3N3W3S SOFI $325 Bank Bonus www.sofi.com/invite/money?gcp=c478585f-50c5-41d6-a48e-a2f7a4f74fa5&isAliasGcp=false CHASE $300 Bank Bonus accounts.chas...
Changing the Way I Budget 💰 COMBINED FINANCES: My Paycheck
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Weekly Money Goal Check-in | January 21st | Transfer Tuesday
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Final Biweekly Budget With Me 💰 How We Budget COMBINED FINANCES!
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Weekly Money Goal Check-in | January 14th | Transfer Tuesday
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Weekly Money Goal Check-in | Transfer Tuesday
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Our 12 Week Year Results! SAVINGS PROGRESS 💰
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Money Goals | Tires, Travel & CD Ladder Emergency Fund
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MONEY GOALS UPDATE | How We Use Weekly Check-ins To TACKLE BIG GOALS!
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MONEY DIARIES | How We Track Expenses To Stay Out Of DEBT!
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Budget With Me | How We Budget Our COMBINED Finances!
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CHASE Bank Bonus accounts.chase.com/raf/share/1774269737?jp_aid_a=T_88338&jp_aid_p=cxo_account_dashboard/SpotlightBan1 CITI Bank Bonus click.info15.citi.com/?qs=b4b1684e2087788ff0198f0e5c94ce05e8898e1f844e44fe7596e84ce7fff615adf8cb33a347ede5b909d169c24493bb93cf92ba716088d28973d4a641eb0460 MINT fbuy.me/uz1AA ETSY www.etsy.com/shop/DebtFreeJessie WEALTHFRONT Cash Account 4.25% APY Once you fund i...
Revealing New Money Goals💰TRANSFER TUESDAY
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DECEMBER Money Reset | November Recap & Upcoming Changes
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CHASE Bank Bonus accounts.chase.com/raf/share/1774269737?jp_aid_a=T_88338&jp_aid_p=cxo_account_dashboard/SpotlightBan1 CITI Bank Bonus click.info15.citi.com/?qs=b4b1684e2087788ff0198f0e5c94ce05e8898e1f844e44fe7596e84ce7fff615adf8cb33a347ede5b909d169c24493bb93cf92ba716088d28973d4a641eb0460 MINT fbuy.me/uz1AA ETSY www.etsy.com/shop/DebtFreeJessie WEALTHFRONT Cash Account 4.25% APY Once you fund i...
FINALLY FUNDED OUR EMERGENCY FUND 🥳 #TransferTuesday
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FINALLY FUNDED OUR EMERGENCY FUND 🥳 #TransferTuesday
Budget With Me | CHRISTMAS SAVINGS & EMERGENCY FUND
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BIG Paycheck!! Let's Rebuild Our EMERGENCY FUND 💰 #TransferTuesday
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BIG Paycheck!! Let's Rebuild Our EMERGENCY FUND 💰 #TransferTuesday
How We Are SAVING for CHRISTMAS | Fixing Our Finances
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DEBT FREE Budget With Me 💰 Working On MONEY HABITS
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Budgeting Money after becoming DEBT FREE!! | Budget With Me
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Budgeting Money after becoming DEBT FREE!! | Budget With Me
Re-building the Emergency Fund 💰 Money Goals Update #TransferTuesday
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Re-building the Emergency Fund 💰 Money Goals Update #TransferTuesday
No one’s side hustle game is stronger than yours! I admire you so much.
Haha, thank you!! It's fun to see what we can add to the budget. Love game-ifying finances!
Doing great Jessie, love the calendar tracking
Thanks, Miranda!! I'm going to a play this week. You inspired me to prioritize getting out for plays this year.
Hi Jessie! Listening before bed. You guys are great job as always
Hey, Ang! Thanks for hanging out!
You're doing greet, Jessie! Have a great day!
Thanks so much, Robert! Hope you have a great day, too!
My hubby and I did 2 Five Guy mystery shops this month. The payout was 25$ for each and they reimburse us 17.50$ for our meal. Our meal averages 18$. We've been bonding over giving plasma and eating Five Guys 😂!
Great job! It all really adds up, especially if you're both going. & what a great excuse to spend some extra time together!
I so admire how hard-working and disciplined your family is. It will all pay off!
Knowing that I can share with the community keeps me motivated to keep going so thank you for your support!
Always enjoy your spreadsheets and breakdown!🌺🌸💖
Thanks so much, Paula!!
My mom is Norwegian and from North Dakota. Uff da was heard very frequently at our house growing up.
Aww, all the nostalgia. Is your family still based in the Midwest?
Thanks for the update. My husband and I saved a lot on meat recently when Jerry's ( grocery store ) had a BOGO on some of it. Normally I think of Jerry's as high end grocery but they have been really reasonable and quality if better than say, Cub. I am keeping an eye out for the next BOGO meat sale to stock up again.
Taking advantage of the BOGO! Love it!!
Spreadsheet sesssssh 🫶
Money Diaries Spreadsheet www.etsy.com/listing/1828840886/money-diaries-expense-tracker
GM Jessie, great transfers! it warmed up considerably this week in fl, from snow to mid 70s lol.
Wow, what a wide swing of temps!! I'm glad it's starting to warm up a bit!
Hey Jessi! I paid off a debt of $500 in the month of January!🎉🙌🏾🌸🌺💖
GREAT JOB, PAULA! Excellent job putting extra time & effort towards paying off debt🥳💪
😊
Thanks for being here!
I signed up for my second mystery shop. Mine are cheap. 10.00. I have to spend 2.00 so I buy doggie toys.
Those mystery shops add up! I would definitely do a mystery shop for doggie toys!
@@DebtFreeJessieI wish that there were more, but I am in a small town.
Mary (who started Transfer Tuesday) now has children budget sheets. I reposted on my channel.
Oh thanks for the link tracker spreadsheet! Will purchase soon
Thank you! I appreciate your interest!!
I don't have any extra sources of income right now, but I've been working really hard to only buy things that are have-tos/essentials, and have thus transferred extra money I *haven't* spent on Amazon or eating out into my medical bucket on Ally, for some future dental work I know about. I started my CD ladder this month using 1/12 of a few savings challenges I completed last year that I didn't have a true plan for (i.e. setting aside a dollar amount in an Ally bucket for what the temperature was on the 1st day of the month, transferring the last 4-digits in my checking account on the last day of the month, etc), and I am dorkily excited for Saturday, when I get to put the next twelfth of that total into a new CD for February. Question - when it's tax season, do you get some kind of 1099 or other form for EACH different CD, or do you get one document that summarizes all of the interest you earned? Obviously it's not a thing I have to deal with until next year, but I like to know what's coming. Great job today! All of your little bits sure feel big when pushed together!
Great job being more aware of essentials so that you can save money towards upcoming medical work. That's fantastic! Ooh, your different savings challenges sound fun & motivating! I received one form from Ally that broke down the different accounts interest but also had a summary of the total interest for the year.
Thanks for being here!
Hi Jessie. What is a super chat?
Hi, Wendi! UA-cam has a feature to send money with a comment after a channel has been monetized. Thanks for asking!
Love seeing how all your sources of small side income adds up! Makes me think I need to get more creative…
I love all the little bits & bobs! I've been thinking about getting back into door dashing again before & after work. We'll see! Thanks for being here🫶
Happy Transfer Tuesday, Jessie! I moved $25 into my Discover hysa. Have a great day!
Great job, Robert!! Thank you for your ongoing generosity!
Question about car maintenance fund. What do you do when you have a large maintenance expense in this account? Example a set of tires for your and your husband‘s car? That can be $2000 plus. The other thing I noticed is you don’t save any money for your next vehicle. My father taught me to always save $300 a month for maintenance and your next vehicle. If you can drive a car for 7 to 10 years you’re gonna have a lot of maintenance to be done on it. I don’t know if $50 a month saving is gonna do much to help either one of those. Great channel, keep up the good work.
Ooh, I appreciate the thoughtful feedback. I still feel like a new budgeter but am learning. I find specific comments like this helpful. We only use the car maintenance fund for oil changes and windshield wiper blades. Small stuff! We did need to replace Joel's tires twice in the last 14 months, and we just saved up for the larger expense to cashflow it. It's not ideal, but it's where we are currently. I seem to have a slight aversion to sinking funds so am trying to slowly overcome that by adding in new ones every 6 months or so. Our most recent addition was Christmas which I knew I needed to add for the last several years but avoided. It's not that I don't see the value of sinking funds...just more so that reducing our margin feels painful. I do think I'd like to add a car replacement/car repair line item at some point that would just become part of our budget forevermore. That, along with a percentage towards home repairs/maintenance. GOALS!
Great check in and bwm Jessie ❤
Thank you, Stephanie!
Money Goals Tracker www.etsy.com/listing/1730924955/money-goals-tracker-spreadsheet-google
Happy Transfer Tuesday!!
Great job Jessie!! ❤
Thanks, Amy!! I don't often comment, but I usually listen to your debt free Friday videos on my lunch break walk!
Hi Jessi, so much other income this week! Ty for sharing my transfer from last week. Bryan was watching w me and he goes, that's u babe lol great transfers!
@budgetfor5withstephanie Haha, love that! You and Bryan are doing so well pushing extra income to goals! Thank you for sharing!!
Hi Jessie 👋 great budget 😊🩵
Hey there! Thank you!
Great Budget Jessie!🌸🌺💖
Thanks, Paula!!
Hi Jessie! Have you considered giving YNAB a go? I think your budget would suit it perfectly, especially with how you're dealing with credit cards. Would also save you some time with setting up the spreadsheets every paycheck, and they also have stats and pie charts! They offer a 1-month trial if ur interested! 😊
I love following other budgeters that use it and have thought about it. Maybe I'll pick it up at some point! Stats/pie charts are delightful!
Great overview and smart to use the categories where you have the money. Makes it easier probably.
Thank you! I was getting lost in categories that were just splitting savings accounts. Had to reassess & add back in a Miscellaneous category that is already it's own savings account. Much easier to process now!
Love that you’re adapting your budgeting processes to fit what suits you best! At the end of the day you gotta do what works!
Absolutely! Finally realized that as much as I like seeing both of our checks together, it's a lot easier if I just check in every single week. Thanks for your understanding and encouragement!
😊😊
Thanks for being here!
We appreciate all you do, Jessie!
Thank you, Robert! I appreciate you and your thoughtful support!
Great budget and spending breakdown! 🎉❤
Thanks, Debra!!
I did the YO-YO credit card thing. I am credit card debt free, again. Just this month. I really want to stay this way going forward
It's exhausting to go back & forth. You got this! Congrats on getting it paid off!
@ thank you. I go to debtors anonymous to stay on track. I am going to try to stay on track, one day at a time. It really helps to see your videos. You are my reminder of how hard I worked to get here.
@FIRE_DrNinjaTurtle thank you for sharing. I'm glad my videos help keep you on track. I feel similar hearing from everyone in the community. Maintenance is its own challenge!
Love it.
Thank you for being here!
Expense Tracker www.etsy.com/listing/1828840886/money-diaries-expense-tracker
Let's nerd out with spreadsheets!!
Let's!
Thanks for the shout out!! Donating this week plus did 2 Five Guys this month....fun, cheap date with hubby ❤
I love doing the mystery shops! I just got our payout from December. Do they email or text you when they have a higher payout available?
Instilling positive money habits in my daughters is one of the the reasons I'm on my own debt free journey
That's such a great motivator. Great job working to make a difference for your girls! 🫶
Wonderful sharing Jessi!🌸🌺💖
Thanks for being here, Paula!
Hey girlie. Thanks for the shout out! 🙂 You're welcome, I love that you have a source where I can contribute and it doesn't take YT a month to send it after they gouge their 30%. I didn't notice you had Venmo until today. I'll use that from now on. Also, regarding your daughter's car, if I were you I would REALLY REALLY try to get her a car before she gets licensed. Your insurance will likely triple what you pay now if not. That will be a hit. Trust this mom of an almost 21 year old. Not fun. Have a great week!
Oof, definitely food for thought. I'll have to reach out to my insurance to get an idea of the difference in cost. I don't want to rush her to buy something. That's tricky... Thanks again for the unexpected support. Very kind of you to think of me🫶 Thank you for helping me build my CD ladder!
You should be proud of your daughter and of yourself for good parenting! It’s such a good feeling to see your kids implementering stuff you learned as an adult. Is they want their entire lives will be different from ours!
I'm happy to pass on what we've learned from trial & error. I'm thankful that she has been open to learning. Thank you, Catharina! Sounds like you have done an excellent job passing on good money habits to your kids as well.
Happy Transfer Tuesday, Jessie!
Your support pushed me over the minimum needed for a UA-cam check in February! Thank you for your generosity!
Happy Tuesday. I’m,stuffing my one month ahead binder
That's a great goal to work towards!! Nice job!