26-Year-Old ALONE with NO Money - Am I going to be OK?

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  • Опубліковано 10 лип 2024
  • 🔥 Meet Zach, at just 26, he's faced more than his share of life's lows-unloved by his family, friend fallouts, run-ins with the law, battles with addiction, and financial distress.
    Hear the chronicles life of a young man who's hit rock bottom and the strong grit he's mustering to climb back up. In this video, we're not just sharing Zach's challenges; we're mapping out a blueprint for recovery.
    🔔 Subscribe for more Finance Action: www.youtube.com/@itsromainfaure/?sub_...
    📺 New to Finance Action? PLAYLIST Start Here- • Finance Action
    🕒TIMESTAMPS🕒
    0:00 PARTY STARTS
    01:25 WHAT THE HECK IS GOING ON?
    02:10 UNLOVED BY FAMILY
    03:30 I FELT ALONE
    05:01 INCOME & ASSETS
    08:20 EXPENSES & DEBT
    12:23 ALWAYS THE SAME!
    16:41 NONSENSE SPENDING
    18:50 PRISON & JAIL
    20:05 THE MONEY CASE
    22:49 BUDGET
    24:55 WHAT TO DO?
    26:52 WILL HE TAKE ACTION?
    #financeaction #financialfreedom #itsromainfaure
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    Editor: Danica Studioso (www.danicaedits.com/)
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    Disclaimer: Please be aware that this video and all other content produced by Romain Faure are not intended to serve as investment guidance or formal financial advice. The information presented is solely for entertainment and educational objectives. The money displayed in our video podcast is for entertainment purposes only and is not real currency. All cash shown is prop money, and should not be mistaken for genuine legal tender. Please enjoy our content responsibly!
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    Financial education, Finance Action, American debt, personal finance, budget money debt cash, how to invest in real estate, how to start in real estate, rental property, investment property, compound interest, buying house, insurance, save, buy, pay off debt, debt free journey, financial independence, how to pay off debt, how to pay off student loans, debt snowball, financial independence retire early, how to pay off student loans fast, debt payoff, how to make money, get rich quick, get rich, make money online, net worth, loans, credit score, should I go to college, college debt, student loan forgiveness, debt free community, student loan, credit, loan, budgeting, stock trading, crypto, finance, budget, student loan forgiveness, car payments, credit card debt, debt, credit card, payday loans, car debt, The Dave Ramsey Show, The Plain Bagel, The Rich Dad Channel, Graham Stephan, Meet Kevin, Ryan Pineda, Elena Taber, Noelle Randall, Lili Thompson, John Olfert, Bigger Pockets, Caleb Kids Show, Dave Ramsey Live, Caleb Hammer, Coffeezilla, Bridgette Wilson, John Oliver, Che and Cherice, Caleb Maupin, inflation, manifestation.

КОМЕНТАРІ • 74

  • @latulip100
    @latulip100 4 місяці тому +11

    I’ve met this man. Totally absent parents never told them no, or took the time to guide them. Stuck in reckless child mode.

  • @suebowman7258
    @suebowman7258 4 місяці тому +19

    Romain is passionate about helping people. I hope Zach will turn around. I understand about his childhood life. He is lucky to meet Romain to get free advice and coach! Great video

  • @larryzan8942
    @larryzan8942 7 місяців тому +14

    This guy reminds me of a friend that laughing talking high on weed vibes 😂

  • @carlyd627
    @carlyd627 8 місяців тому +18

    Production quality is great! Keep up the great work, can’t wait to watch your channel grow!

    • @itsRomainFaure
      @itsRomainFaure  8 місяців тому +1

      Thank you very much :) working on it with a variety of stories and cases we bring in👍

  • @judebutler535
    @judebutler535 7 місяців тому +19

    Why is this idiot laughing at not having car insurance!!! That’s just selfish if he crashes into you 🤬

  • @operoverlord
    @operoverlord 8 місяців тому +10

    Subbed. Don't see why yur not gaining that much. But when I first saw your earlier videos (not subbed yet) I wanted to go back to it, but couldn't even find it when I tried searching for it... Just randomly popped up again later on.

  • @elell7971
    @elell7971 8 місяців тому +13

    Oof, man is not sober here. Wishing him all the best though! Also, finally subscribed. Love the consistent, quality content. 💛

    • @itsRomainFaure
      @itsRomainFaure  8 місяців тому +3

      I believe that is just the way he is ☺️

    • @rollerboogie
      @rollerboogie 5 місяців тому

      @@itsRomainFaure As someone who has done a lot of drugs. You probably just can't tell because if he does hard drugs he's probably always on them because otherwise he'd go through withdrawals.

  • @gabriellecurboy8890
    @gabriellecurboy8890 7 місяців тому +10

    I definitely didn't expect that follow up! I hope this experience helps him to start taking his finances seriously. Great content; I appreciate that you include a good variety of situations on this channel!

    • @itsRomainFaure
      @itsRomainFaure  7 місяців тому +3

      Yes an unfortunate follow up, not all will work but we keep it real and honest. We always try our best :)

  • @genevadelp5055
    @genevadelp5055 8 місяців тому +12

    Love your videos. Keep up the good work!

  • @nicodav
    @nicodav 8 місяців тому +9

    Evicted ! I'm not sure he was truthful about his situation in this interview (he knew he had problem with the rent, it takes months to evict somebody ).

    • @itsRomainFaure
      @itsRomainFaure  8 місяців тому +4

      I had the same question in my follow up with him. He was not officially on the rental contract, he was renting with a roommate and the owner. And ultimately got asked to move out (which in words said evicted).

  • @itakenaps
    @itakenaps 8 місяців тому +4

    I hope everything works out for him in the end. 🙌

    • @itsRomainFaure
      @itsRomainFaure  8 місяців тому +1

      The update at the end isn’t the best :(

  • @28cthedestroyer
    @28cthedestroyer 7 місяців тому +5

    If this wasn't a prime example of don't do drugs kids, idk what is

  • @Sofia-ge5wu
    @Sofia-ge5wu 4 місяці тому +2

    Late to this one, binge watching all the vids I've missed 😊

  • @Fayarin
    @Fayarin 7 місяців тому +1

    Great content as usual, Romain!

  • @Adijag
    @Adijag 8 місяців тому +2

    Hahaha his expression when you were talking about the insurance and how it helps was priceless lol

  • @user-lf2lf6wy4z
    @user-lf2lf6wy4z 7 місяців тому +2

    I think he's got a very good attitude and will make the necessary adjustments to get on a better track. He seemed open to all of Romain's advice.

    • @itsRomainFaure
      @itsRomainFaure  7 місяців тому

      I am really hoping he can get out of the current situation he has put himself into 🤞 his follow up at the end was tough :(

  • @rollerboogie
    @rollerboogie 5 місяців тому +4

    As someone who has done a lot of drugs.... He definitely seems like he's on drugs. The dark circles under his eyes and the way he's acting. It's possible it's like prescription drugs that he needs though. Also no one who had their life destroyed by hard drugs is still going to the bars. Anyone who goes through rehab and stays clean is not drinking either.

    • @iknowyouwanttofly
      @iknowyouwanttofly 3 місяці тому

      Dark cirkles can be genetic I will have super huge ones no matter what :) I hope it does not make everyone think I am on drugs!

  • @firefalcoln
    @firefalcoln 7 місяців тому +7

    This guy wasn’t my favorite. I wish him well. But I struggled to listen to him through the video. His attitude and demeanor wasn’t my favorite.

    • @itsRomainFaure
      @itsRomainFaure  7 місяців тому +2

      I understand - thanks for sharing. We keep it real so each individuals come as themselves :) I sure hope you will like our next video! A complete different vibe 😀

  • @Tom10158
    @Tom10158 3 місяці тому

    I subscribe. Always fantastic content. Thank you!

    • @itsRomainFaure
      @itsRomainFaure  3 місяці тому +1

      Welcome aboard! Thank you for trusting me with your time :)

  • @StaciaBielka
    @StaciaBielka 2 місяці тому +3

    I think it’s quite disrespectful to come to a show stoned like him, but I hope he at least got some helpful advices from it. He needs a rehab and therapy first before he’d have any mental and emotional capacity to care about finances. I already hate those soliciting solar panels sale persons, which is basically a scam, but imagine the seller also come to your door high as a kite 😅

  • @vickiyoung3960
    @vickiyoung3960 5 місяців тому +1

    I subscribe. Loving it

  • @itsRomainFaure
    @itsRomainFaure  8 місяців тому +3

    No FRIENDS, no FAMILY, no MONEY, no PROBLEMS. Check out his follow up at the end!

  • @therealmaxoutgold
    @therealmaxoutgold 7 місяців тому +1

    Great as always. I think we are ready for your net worth video now!

    • @itsRomainFaure
      @itsRomainFaure  7 місяців тому +1

      It’s a big gamble (as it could threaten my current 9-5 job) I would love to go at it knowing that YT will be my FT 🥹

    • @therealmaxoutgold
      @therealmaxoutgold 7 місяців тому

      @@itsRomainFaure Ah ok maybe start and can you give a range? :)

    • @itsRomainFaure
      @itsRomainFaure  7 місяців тому

      @@therealmaxoutgold are you referring to income or debt ?

    • @therealmaxoutgold
      @therealmaxoutgold 7 місяців тому

      @@itsRomainFaure Income but mostly net worth (Assets-liabilities)

    • @therealmaxoutgold
      @therealmaxoutgold 7 місяців тому

      If income is a possible issue with work then just net worth. They just released the Survey of Consumer Finances survey for 2023 for net worth with breakdowns by age income percentile etc really worth looking at. They also cover it on DQYDJ.

  • @ngansstudio8674
    @ngansstudio8674 7 місяців тому +6

    Love how he recognized his childhood trauma and was able to talk about it “as a young child, i don’t know that my mama gave up on life and us, I just try to make the best out of my life and learn to love people”.

    • @itsRomainFaure
      @itsRomainFaure  7 місяців тому +2

      That I think is what is the most unique about Zach, maybe his finances are not perfect but kudos to him for being resilient and getting himself out of the unfavorable position that he felt !

  • @raeblair6166
    @raeblair6166 2 місяці тому

    This young man needs financial guidance. He has children and pups to care for and I think has a good heart.

  • @cc31685
    @cc31685 8 місяців тому +5

    Hang on...is it not illegal in the US to drive without car insurance?!

    • @itsRomainFaure
      @itsRomainFaure  8 місяців тому

      Yes …

    • @HeyShae
      @HeyShae 7 місяців тому +2

      In every state but Virginia and New Hampshire, you’re required to have car insurance.

  • @jjkatz
    @jjkatz 3 місяці тому +1

    How does he get his car registered without insurance ? He’s screwed if he gets pulled over.

  • @LewdDarling
    @LewdDarling 5 місяців тому +2

    1996 mustang rare classic? They produced over 900k of them for that generation lol

    • @itsRomainFaure
      @itsRomainFaure  5 місяців тому +1

      Yes and with hundreds of thousands of miles and not running. It’s done !

  • @mtb4657
    @mtb4657 4 місяці тому

    I subscribe🎉

    • @itsRomainFaure
      @itsRomainFaure  4 місяці тому

      Welcome on-board! Thank you for trusting me with your time :)

  • @superflypheelign
    @superflypheelign 7 місяців тому +7

    Seems he would be a blast to party with, but I'm not sure he can handle his finances without regular assistance.

  • @ChristineCircelli-go2yw
    @ChristineCircelli-go2yw 3 місяці тому

    39 years old here, alone and no money!

    • @itsRomainFaure
      @itsRomainFaure  3 місяці тому +1

      It is never too late, you can also reach me out at romainfaurechannel@gmail.com and we can chat!

  • @ashleyscott6161
    @ashleyscott6161 5 місяців тому

    He is so charismatic and i think he could be a wonderful person to work with if he coulld get himself sorted out a bit more. Im glad you are helping him!!

    • @itsRomainFaure
      @itsRomainFaure  5 місяців тому

      Thank you Ashley ! Yes he has a unique character for sure, hopefully we can put it to action !

  • @osirismalu3394
    @osirismalu3394 7 місяців тому +2

    You can hear the French accent

  • @turtleanton6539
    @turtleanton6539 5 місяців тому +1

    😊😊😊

    • @itsRomainFaure
      @itsRomainFaure  5 місяців тому +1

      Welcome on this one! Did you like it? :)

    • @turtleanton6539
      @turtleanton6539 5 місяців тому

      ​@@itsRomainFaurejust started

  • @dianaray1470
    @dianaray1470 3 місяці тому +2

    Weed

  • @mikesmith1702
    @mikesmith1702 4 місяці тому

    he lost his baby momma...OMG

    • @dianaray1470
      @dianaray1470 3 місяці тому

      Ya don’t say 😂😂😂😂

  • @andrewb4065
    @andrewb4065 4 місяці тому

    Drugs…