July nagapply ako ng secured credit card sa RCBC dahil sa tips mo sir. Nawili akong magsave. Ngayong september, pinadalhan nila ako ng Hexagon club platinum mastercard cc. No annual fee for life and with free life insurance pa😊
Ang galeeeeng! Actually I have also 6 Different Bank Credit Cards and 4 yung activated. Since tapos na daw yung 1 year na free annual fee, need na magbayad for this year. So WAIVE WAIVE WAIVE lang pala talaga ang sagot! Thank you!
Thank you for the tips, Jax! I’m a beginner when it comes to credit cards and it is really intimidating to think about the fees. I’ve learned a lot so thank you.
Oh my Gee ♥ Thanm you for this one. First time ever akong naka encounter ng Annual Fee since 1st time holder ako I am planning to settle the annual fee pero sabi ko dig ako ng youtibe vids about annual fee and ito nga sa buong duration ng vlog never ako ng fast forward as in napaka kwela mo mag paliwanag ♥ Nag email na ako sakanila pero soon try ko tawagan. Maraming salamat.
i love your content Jax,, very informative.. dahil sayo kaya ko naappreciate ang CC.. sana dati pa kita nakilala.. para maaga sana akong nakapagstart ng CC journey ❤❤❤
I had a Citi Premier Miles card and spent a large amount on the card in the past year. I really just said that I was calling to cancel the card and didn't bite every time they offered a way out. I only had to call once and got it waived.
Very informative! Thank you. I paid my citibank rewards card's annual fee ONCE only in exchange of lifetime no annual fee. Totoo nman kasi hindi na nila ako chinarge this year . Nagmamtigas din ako na ipa close ko na lang if hindi nila i wawaive, kaya nag offer cla na one time payment lang , then for life na xa wlang annual fee. haha. ok na din for me kasi nagagamit ko din c citi. favorite card ko din dahil sa mga freebies and rewards hehe
Mahabang video!! But PAK!!! worth the time😌☺lalo na po sa mga begginer plang sa credit card!!! Tenkyooow sooooo much for these very informative at ndi boring na pag discuss about things!! 😃☺😁😁this so far may go through reviews and discussions about credit thank!! Godbless and more content like this po!! 🙏😊
I love yung parang nakikipagchikahan ka lang 😁 Anyways, I am new sa paggamit ng cc and I have one from BDO but monthly na yung fee nila. I'm still covered nung free for the 1st year pero anticipating na by next year yung fee. What would you suggest sa case ko? Should I call them monthly for reversal once mag start na ma-bill na sakin?
Great content Jax, thanks for the info... do you suggest na magpa waive before the fee reflects on the account or after it shows na? also if they cancel your card, you'll be stuck paying the fee ba? more power to your channel...
So glad nkita ko channel mo, i super like you po, napa follow talaga agad sa IG after watching ur vid😍 thank you, this is so informative and parang ka chika ka lng tlaga namin coz of the story-telling style !😍 keep it up po, i'm a fan naaah! Proud to be one of ur first subs, i can see you'll really have a place in YT world! Thanks again Jax!👏❤
Hi Jax! For your BPI Visa Signature nagcheck kasi ako sa net that the annual spending requirement is 1.2M just wondering if you have any exp wherein they waived it even if you dont meet the annual spending requirement? ☺ Thank you!
I was so scared last year kasi it was the 4th year na eh 3 years lang yung waive na offer sa akin nung bdo hahaha. I searched on how to waive cc but it got automatically waived na rin kasi I guess I reached the min amount spend na. 🤣 However hearing that bdo easily waives; my anxiety for this year is gone in case I don't reach the autowaive spend hahahaha. Grabe citi bank I think imma go with those offers of no annual fee for life kasi speaking to customer service racks up my nerves talaga. I always try my best to not make calls eh kasi nakakapagod and nakakakaba for me idk why hahahaha. Thank you for sharing this!
Hello Jax 🙂 How about BPI amore cashback CC.. may annual Fees din po ba? ndi ko pa inactivate ung CC ndi ko pa kasi gagamitin.. icharge ba ako ng BPI kahit ndi ko gamitin ang CC.?
My bank sent me a platinum cc last Saturday and I'm planning not to use it because of the high annual fee but because of this video, I decided to activate it. Thank you for sharing this motto with us! haha great vid!
Did u activate the platinum card they sent u and used it first before calling them Up to. Waive the annual fees? Cause my bank also sent me one this week but i have yet to activate or use it, im thinking of calling the bank to waive annual fees or i should use it muna???
i waived my RCBC flex annual fee after purchasing around 20k... for bdo naman, i have to call lang daw if meron nang nakalagay. and true, mahilig silang magbigay nga additional CC. both rcbc and bdo
@@JaxReyes_ ooh. I see. Anyway, okay lang ba magtanong dito? Haha. What if hindi nila iwaive yung annual fee and I decide to cut my credit card sa SB, hindi naman makakaaffect yun sa mga possible credit card application ko in the future? Thanks!
@@ronaerikaclaud5640 I did this in the past sa UB ko and I still am able to get credit cards :) So i say no. If may utang ka that will surely affect your chances to get.
Thank you. Will wait for that ❤️ Your vlog is my fave when it comes to credit cards content. It helps me a lot po since beginner palang ako. 😍 Dami na akong napanuod and dito sa channel mo ang the best. Very informative. ❤️❤️❤️❤️
Im so glad tlga I discovered your channel (like 5hrs ago lang!😅😊)Im happy to be a subscriber.Sarisuki ung content mo and after that ayan na!pinagpupuyatan ko na mga vlogs mo ,its fun watching you&inspiring too..😊
Ang galing mo. Very informative yung mga vlogs. Thanks for sharing your experience. Btw, i have a question. Do I still need to pay the annual fee even if I did not activate my credit card? Or what happen if i decided not to activate my card?
@@JaxReyes_ thanks po SA answer lods . KC nman worried Aku sa aking kararating LNG ehh dalawang platinum PLA ang BPI KO natatakot Aku SA annual fee ang ISA 5k ang ISA Naman 4k..Plan ko na e terminate ko pero nasayangan Rin KC Aku KC ang tagal Kong inaasam magka credit card..aftr 11 years ngayon pa Aku inoferan ni BPI dun ko nkita SA bpi apps.. dhil SA subrang saya pindot LNG Aku Ng pindot dalawa ang cards hndi ko alam na Mahal pka ang annual fee..nwla bigla ang kaligayan ko na udlot tlga. Na bother Aku kng e terminate, KC nman wish ko to ehhh... And I'm sure pag nag aaply Aku Ng credit card SA bank hndi Aku e approved kya sayang.... Plan ko nlng cguro ang ISA gagamitin ang ISA hndi ko LNG e activate pra wlang bayad total 5 yrs pa nman Mag xpired. Ang kinakatakutan kp Lang kng may annual fee ba sya kng hndi ko ina activate ang ISA.. for real po ba wla po ba syang annual fee na hndi ko e e activate ang ISA?
im really grateful nahanap ko itong channel nyo ❤️ i hope someday we come across jax! 1 madaldal + 1 madaldal = hahaha ewan ko na lang 😂 btw i watched like 95% na lahat dito sa channel 🎉
Having trouble with AF waiver with Citibank also on my 2nd year. Ganito pala talaga sila haha gusto ng bonggang effort😂 Buti nakita ko to haha, got lots of tips. Will patiently call them for the third time, baka gumana this time haha. Sayang rin yun eh. Thank you big time sa tips!
After watching this vid, tumawag ako sa BPI. Sabi ko lang "Hi pwede po ba ako magpawaive ng annual fee?" Then may kinuha lang siyang personal info. Then hold niya daw ako for 3mins to process. Then after nun, sabi niya mababawas daw sa next due ko yung binayaran kong annual fee. Thank you for making this video, nakasave ako ng 1500! ❤❤❤
wait!!! 21 minutes is short!!! HAHAHA nag enjoy akoo since I am new CC card holder! I failed at Metrobank Travel Mastercard kaya going back to basics! THANK YOU FOR THIS VALUABLE CONTENT
Hahaha paminsan kasi akala ko short pero ang dami ko pang nasabi naging super long pala whahhaha! Yey! Glad you enjoyed!!! Yes basics muna then work to the top!! :)
AUB Platinum MasterCard No annual fees forever No interest on new purchases Choose exactly when to pay your bill Enroll as many supplementary cards you want
I love you :* I hope I heard this from you long time ago.. I've been paying 1250 annually for the BDO shopmore CC I Have. Do you think I could waive that? But I will try once 1 got my other CC of BDO.
Hello, tip lang, i have an rcbc flex visa (ung green na entry level card). I was charged for an annual fee last year. Called them to waive then i was advised to spend at least 10k within 60 days. I agreed. They did waive the annual fee pero i didn’t comply dun sa 10k requirement. Di na nila ako chinarge ng annual fee hahaaha 😂
12:12 hahah.. ganun rin ako. nag oofer ng citi speed cash, wala naman akong paggagamitan pero nagpupumilit. sabi ko sayang lang if mag aavail ako with lower credit limit kasi malaki ang fees. then after a week nag increase na. ayun inavail nlang to build credit history at di mahirapan sa next.. chika is key
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You know what? I super love listening to your flamboyance. I listen to your vlogs while I am power walking and you make me laugh with your candid comments. I laughed actually during the BDO part. So cute. So I decided to subscribe, like and hit the bell icon.
Nakakatuwa ka talaga jax! Dami kong tips na natututunan sayo. Youre very straightforward and informative pero di boring panoorin, so entertaining parang kachika ko lang friend ko haha. Dahil sayo napakuha ako ng gcash visa card nun, sobrang helpful during my trip in sg. Love you! Sana dami pang content creatoe na tulad mo hehe.
malas lang siguro ako pero napaka tigas na ng BPI agent in terms of waiving the AF. Kahit nasa kanila payroll ko, hanggang 12 months installment lang kaya nila o supplementary card.
Hello Po... Ano Po ba advantage Ng supplementary card? Kung sakali Po magiisue Ako nuon sa Asawa ko.. At ung akin ay ipacut ko na pwede Po ba un? KC ung supplementary no annual fee for life?
Hi Jax :) found you sa tiktok last year and I find your hacks very informative also you're very entertaining. I'm new to cc world, I just want to ask, what will happen if I still have pending installment with my current cc and I want to cancel it na (like one of your tactics) because may annual fee (just in case they don't want to waive it), dito na ba papasok yung termination fee thingy
Never did i know na may vlog pala si Jaz and kasama niya sibling niya ☺ So nakakagoodvibes ang review and #hacks. Real talk lang and dami ko natutuhan.infairness while watching your videos i can see resemblance of Baekhyun of EXO #opinion ko lang naman un ah 😊
kung kailan po ba in-activate ang card doon din magpa waive ng annual fee? or any time of the year? kapag hindi ba in-activate ang card this year at next year mo pa in-activate, pwede po ba iyon? o dapat activate mo siya same year ng application? salamat po
July nagapply ako ng secured credit card sa RCBC dahil sa tips mo sir. Nawili akong magsave. Ngayong september, pinadalhan nila ako ng Hexagon club platinum mastercard cc. No annual fee for life and with free life insurance pa😊
TARAY!! congrats!!!
good joba ka precious!!
Thank you po. I’m a beginner credit card holder. Lahat ng videos nyo sini-search ko kc napaka helpful po. You give lots of ideas and tips :)
yey!! thank you po!
You 👏🏼 shouldn’t 👏🏼 pay 👏🏼 for 👏🏼 annual 👏🏼 fees!!! Preach!
Living for your content! Living for the super laking collar too, Jax. 🖤
YAS! Preach to your friends too!
Aww my collar loves you too!! And yes black heart ang cute!!!
First time cc user here. Napaka helpful ng vlog nto. THANKS
Aw thanks Martin!!
Thank you for taking highlight to be nice to the customer service out there! 💙💙
Oo always yan dapat lang.
New subscriber! Got here cos of your guesting sa Ang Walang Kwentang Podcast ❤
@@halloweeniekai aww ty po!! Hello po
Ang galeeeeng! Actually I have also 6 Different Bank Credit Cards and 4 yung activated. Since tapos na daw yung 1 year na free annual fee, need na magbayad for this year. So WAIVE WAIVE WAIVE lang pala talaga ang sagot! Thank you!
korek! kasi naku sayang if you pay for it a mahal din ang annual fee! sayang pera. IMHO lang naman. hehe
Thank you for the tips, Jax! I’m a beginner when it comes to credit cards and it is really intimidating to think about the fees. I’ve learned a lot so thank you.
awww welcome po! yan talaga goal ko with all my videos
I’m really amazed on how you talk, it’s really entertaining🤩😊 Continue making a lot of videos😁
Awww thanks Keith! Yes, more contents soon!! ❤️❤️❤️
Oh my Gee ♥ Thanm you for this one. First time ever akong naka encounter ng Annual Fee since 1st time holder ako I am planning to settle the annual fee pero sabi ko dig ako ng youtibe vids about annual fee and ito nga sa buong duration ng vlog never ako ng fast forward as in napaka kwela mo mag paliwanag ♥ Nag email na ako sakanila pero soon try ko tawagan. Maraming salamat.
Awww welcome
By golly, your level of charisma will skyrocket your UA-cam career, I guarantee that.
Pak!! Super enjoy ko ito, ahahah. i am cc holder for 5 at never ever na din ako magbabayad ng annual fee ahahaha
yass!!!
Bakit ngayon ko lang ito na-discover 😂
Thank you for sharing! 🥰
Aww thank you! Glad you enjoyed!
i love your content Jax,, very informative.. dahil sayo kaya ko naappreciate ang CC.. sana dati pa kita nakilala.. para maaga sana akong nakapagstart ng CC journey ❤❤❤
Aww ty po! Never too late naman! Hehe
I watched all your videos about credits cards and I love how you explain stuff parang nakikipag chikahan lang 😄 really entertaining thank you.
Aww salamat naman Khaze! oo yan yung gusto kong peg ng vlog parang chika lang tayo as friends diba? Para nakakatuwa panuorin. :)
New subscriber here!
Very informative and fun watching your videos! I just had my first BPI CC and your videos helped me a lot! Thanks!
This is so fun to watch and informative at the same time. 👍😂 More power!
Aww thank you Janine!! :)
The best hindi boring panoorin dami ko natutunan.❤️
Awww thank you so much!!
I had a Citi Premier Miles card and spent a large amount on the card in the past year. I really just said that I was calling to cancel the card and didn't bite every time they offered a way out. I only had to call once and got it waived.
Correct! they'll always want to save your card especially if you spend a lot! :)
All i can say ILOVEYOU JAX thank you! Sobrang help skin ng video mo. GOD BLESS ❤
@@ellasuarez9077 awww ty naman po!! Glad helpful po
Very informative! Thank you. I paid my citibank rewards card's annual fee ONCE only in exchange of lifetime no annual fee. Totoo nman kasi hindi na nila ako chinarge this year . Nagmamtigas din ako na ipa close ko na lang if hindi nila i wawaive, kaya nag offer cla na one time payment lang , then for life na xa wlang annual fee. haha. ok na din for me kasi nagagamit ko din c citi. favorite card ko din dahil sa mga freebies and rewards hehe
Tama naman if ganun ang offer yes basta masulit mo mga perks
Wow may ganyang condition na pala sila. Niceness.
my goodness i love your enthusiasm! tawang tawa ako. keep it up!
Awww ty Richard!!
I'm learning and I am having fun haha. Subscribed.
So good!!! Sakto kakakuha ko lang ng statement of account ko sa bdo tapos may annual fee din. Thanks!!!
Yey! Don't forget to have it waived!! Let me know!
I like watching your videos. Very informative, I like the story time, and your tone reminds me of Kris Aquino which I really love ❤️
Aww thanks Chris!!! Yes, para super parang chika vibe lang.
❤️❤️❤️❤️❤️❤️
Mahabang video!! But PAK!!! worth the time😌☺lalo na po sa mga begginer plang sa credit card!!! Tenkyooow sooooo much for these very informative at ndi boring na pag discuss about things!! 😃☺😁😁this so far may go through reviews and discussions about credit thank!! Godbless and more content like this po!! 🙏😊
Awww thank you!!
I love yung parang nakikipagchikahan ka lang 😁
Anyways, I am new sa paggamit ng cc and I have one from BDO but monthly na yung fee nila. I'm still covered nung free for the 1st year pero anticipating na by next year yung fee. What would you suggest sa case ko? Should I call them monthly for reversal once mag start na ma-bill na sakin?
Ay! Joyce Ill have a vlog on annual fee again! 2021 version haha. Meron yung about BDO hehe. :))
@@JaxReyes_ wooow! Can't wait for that. 😍 Thank you for making these videos. Very helpful for us beginners plus super entertaining pa hihihi 🥰
@@joyceannedatuin2926 aww yey!! Thank you too!!! ❤️❤️❤️
Thank you so much for the information. Tatawagan q na ngayon ang bank q about their Annual Fees.
Yes basta worth a try
Thank you for the wildest tips for the annual fees 😅😅 love it!!😍😍😍😍😍
Aww hahaha you're welcome!!!
Great content Jax, thanks for the info... do you suggest na magpa waive before the fee reflects on the account or after it shows na? also if they cancel your card, you'll be stuck paying the fee ba? more power to your channel...
pag na charge na po yan
Excellent advice! Thank you!!!🙏🏻🙏🏻🙏🏻👍👍👍😊😊😊
You're welcome Gina! ❤️
Galing. Very informative video. Thank you very much for sharing your tactics!!
So glad nkita ko channel mo, i super like you po, napa follow talaga agad sa IG after watching ur vid😍 thank you, this is so informative and parang ka chika ka lng tlaga namin coz of the story-telling style !😍 keep it up po, i'm a fan naaah! Proud to be one of ur first subs, i can see you'll really have a place in YT world! Thanks again Jax!👏❤
Aww Thank you NJ! Yes yan yung goal para chika chika lang tayo diba! :)
@@JaxReyes_ Super like!😍
Looking forward for more videos!❤🥰
I just received a basic credit card from BDO yesterday and I started looking for tips and found you. So thankful for the info! Subscribing!
Awww thank you!! Glad I was able to help!
Yung blue po ba?meron din skin 40k credit limit bastae nlang sinend sa bahay any review po?
Our Credit Card Guru
Aww thank you!!
19:52 dahil kinabahan talaga ako dito.. pinush ko si citi ng 3x!! Finally nawaive na! Thanks Jax!
Yey!!!! Congrats!!
Hi, Jax! I'm so thankful for this video! I thought the bank wouldn't waive the annual fee and they did!
Yey!! Happy ako! Dahil nakatulong! Super goal ko yan!!
@@JaxReyes_ ❤️❤️❤️ to more vlogs 🥂
@@ronaerikaclaud5640 aww thank you!!
Very educational content and so entertaining salamat i love how you talk parang nakikipag usap ka talaga samin ng personal haha
awww thank you naman! yes ganun yung gusto ko parang kaibigan lang po
Hi Jax! For your BPI Visa Signature nagcheck kasi ako sa net that the annual spending requirement is 1.2M just wondering if you have any exp wherein they waived it even if you dont meet the annual spending requirement? ☺
Thank you!
Ako always via hotline :) but I didn't experience it yet kasi this is also my main card that's why
Love you talaga for always replying!! Haha! Thank you as always 🥰
Kudos sayo be, be kind with Customer Service Rep :) Naghahanap buhay lang sila.
Ay naku. yes! Super super dapat! Pinapagalitan ko friends ko kung nag tataray sa phone.
I was so scared last year kasi it was the 4th year na eh 3 years lang yung waive na offer sa akin nung bdo hahaha. I searched on how to waive cc but it got automatically waived na rin kasi I guess I reached the min amount spend na. 🤣 However hearing that bdo easily waives; my anxiety for this year is gone in case I don't reach the autowaive spend hahahaha. Grabe citi bank I think imma go with those offers of no annual fee for life kasi speaking to customer service racks up my nerves talaga. I always try my best to not make calls eh kasi nakakapagod and nakakakaba for me idk why hahahaha. Thank you for sharing this!
Naku dont be afraid, pag talagang ayaw i waive diba naku alis nalang and ipacut, not your loss hehe. Sayang kasi yung annual fee na charge diba!
What’s your Asus laptop please? Iloveit
Hi Chennie it's the Asus zenbook 13 inch :) super nipis hehe
OMG, you're so adorable. Your videos are so informative😊
Aww thanks Enna!!
Hello Jax 🙂 How about BPI amore cashback CC.. may annual Fees din po ba? ndi ko pa inactivate ung CC ndi ko pa kasi gagamitin.. icharge ba ako ng BPI kahit ndi ko gamitin ang CC.?
may mga fees talaga yung mga cards, if ever you can requesst for annual fee waiver nalang
pag active siya kahit di mo gamitin they will charge AF
Aliw! HAHAHA you're so funny, entertaining and educational! LOL
Thanks Carlo!! Glad you learned something new hehe
Entertaining!! Hindi boringgg! May natutunan akess haha
Aww thank you naman!!!
My bank sent me a platinum cc last Saturday and I'm planning not to use it because of the high annual fee but because of this video, I decided to activate it. Thank you for sharing this motto with us! haha great vid!
Yass!! oo gamitin mo muna pag ayaw talaga then cut nalang.
Did u activate the platinum card they sent u and used it first before calling them
Up to. Waive the annual fees? Cause my bank also sent me one this week but i have yet to activate or use it, im thinking of calling the bank to waive annual fees or i should use it muna???
@@xxxnini They told me naman na there's a way to waive the annual fee just call them once nacharged na yun card. 😉
@@rommeldelrosario9578 okay somi should just activate and use it nalang muna before calling to waive the annual fees noh? Thank u!!
@@xxxnini yeah sayang din points and promos
i waived my RCBC flex annual fee after purchasing around 20k... for bdo naman, i have to call lang daw if meron nang nakalagay. and true, mahilig silang magbigay nga additional CC. both rcbc and bdo
yey!! ty for sharing!
I so love your vlogs! Informative and entertaining. I'm glad I found your vlogs. ❤️ Anyway, I was waiting that you mention Security Bank. 🥰
Aww thanks Rona!
Sadly wala akong Security bank kasi i did not enjoy banking with them. Thats the reason why I do not have any SB products.
@@JaxReyes_ ooh. I see. Anyway, okay lang ba magtanong dito? Haha. What if hindi nila iwaive yung annual fee and I decide to cut my credit card sa SB, hindi naman makakaaffect yun sa mga possible credit card application ko in the future? Thanks!
@@ronaerikaclaud5640 I did this in the past sa UB ko and I still am able to get credit cards :) So i say no. If may utang ka that will surely affect your chances to get.
@@JaxReyes_ ooh. Wala naman. Actually, hindi ko sya nagagamit masyado. Anyway, thank you so much! To more vlogs 🥂❤️
@@ronaerikaclaud5640 aww thank you!!
When should you call the bank to waive your annual fee? Should it be before it reflects in your SOA or after?
When it Reflects
@@JaxReyes_ Thank you po. I learn a lot from watching your videos. Hope you reach more people.
Tips and Tricks po on how to use BPI Debit and Credit card. ❤️❤️
Oh sure! Will have a mini series coming soon on all brands :)
Thank you. Will wait for that ❤️
Your vlog is my fave when it comes to credit cards content. It helps me a lot po since beginner palang ako. 😍 Dami na akong napanuod and dito sa channel mo ang the best. Very informative. ❤️❤️❤️❤️
@@ma.lolitaloresto9377 yey! glad you enjoyed! yan talaga yung goal to share my experience and make it super easy and direct to the point.
Im so glad tlga I discovered your channel (like 5hrs ago lang!😅😊)Im happy to be a subscriber.Sarisuki ung content mo and after that ayan na!pinagpupuyatan ko na mga vlogs mo ,its fun watching you&inspiring too..😊
Ang galing mo. Very informative yung mga vlogs. Thanks for sharing your experience. Btw, i have a question. Do I still need to pay the annual fee even if I did not activate my credit card? Or what happen if i decided not to activate my card?
Aww thank you Julie! Pag di activated you don't have to worry about it :)
@@JaxReyes_Thanks a lot for your quick response! Will wait for your next vlog❤️
@@julieanncantal5148 welcome!! ❤️❤️
@@JaxReyes_ thanks po SA answer lods . KC nman worried Aku sa aking kararating LNG ehh dalawang platinum PLA ang BPI KO natatakot Aku SA annual fee ang ISA 5k ang ISA Naman 4k..Plan ko na e terminate ko pero nasayangan Rin KC Aku KC ang tagal Kong inaasam magka credit card..aftr 11 years ngayon pa Aku inoferan ni BPI dun ko nkita SA bpi apps.. dhil SA subrang saya pindot LNG Aku Ng pindot dalawa ang cards hndi ko alam na Mahal pka ang annual fee..nwla bigla ang kaligayan ko na udlot tlga. Na bother Aku kng e terminate, KC nman wish ko to ehhh... And I'm sure pag nag aaply Aku Ng credit card SA bank hndi Aku e approved kya sayang.... Plan ko nlng cguro ang ISA gagamitin ang ISA hndi ko LNG e activate pra wlang bayad total 5 yrs pa nman Mag xpired. Ang kinakatakutan kp Lang kng may annual fee ba sya kng hndi ko ina activate ang ISA.. for real po ba wla po ba syang annual fee na hndi ko e e activate ang ISA?
Galing! Napa smile ako while watching your vid. Thanksss💖 subscribed!
AWW thank you!
im really grateful nahanap ko itong channel nyo ❤️ i hope someday we come across jax! 1 madaldal + 1 madaldal = hahaha ewan ko na lang 😂
btw i watched like 95% na lahat dito sa channel 🎉
Aww thank you naman!! Oo pagala gala lang naman ako
yiee😍 ur my internet friend na
@@vonduwidow7115 yas!!! Friendship!
Having trouble with AF waiver with Citibank also on my 2nd year. Ganito pala talaga sila haha gusto ng bonggang effort😂 Buti nakita ko to haha, got lots of tips. Will patiently call them for the third time, baka gumana this time haha. Sayang rin yun eh. Thank you big time sa tips!
hahaha good luck!
This is both informational and entertaining 😂
Aww thanks Jozef!!
This vid is the best! Haha! Aliw and dami natutunang techniques!
Awww ty anjo!!
"Comment down below, babatukan kita." HAHAHAHAHAHA. Ang sarap mo panurin pwede ka mag ka talk show .
Aww hehe thank you!! ❤️❤️
Bigla akong napa subscribe!!! I lovveeett!! Tawang tawa ako sa mga eksena mo Te! Hahaha So same lang sa BDO AMEX? I waive din nila no??!
Yass korek!!!! Aww thanks for subbing!!
@@JaxReyes_ wait lang mhie pinapanood ko pa yung pilot mo!!! Laughtrip na naman. Hahaha
@@robenickdelara6697 Whahahhaa Aww salamat naman! hehehe
You're so entertaining! 🤣 hahahhahaha subscribed!
Aww thanks!! ❤️❤️
hi! san mo nabili top mo? thanks! bagay sayo black🤩
Haha sa china sa mga tabi tabi whahaha :)
Sharing is caring ❤️
Yes I super believe in that :)
Just received a platinum bdo card recently and so I came across your channel. Love you na, super entertaing! Thanks for the tips
Welcome Norie! Thanks for watching!!
After watching this vid, tumawag ako sa BPI. Sabi ko lang "Hi pwede po ba ako magpawaive ng annual fee?" Then may kinuha lang siyang personal info. Then hold niya daw ako for 3mins to process. Then after nun, sabi niya mababawas daw sa next due ko yung binayaran kong annual fee.
Thank you for making this video, nakasave ako ng 1500! ❤❤❤
Yey!!! Glad na nakatulong!! 😍😍😍
wait!!! 21 minutes is short!!! HAHAHA nag enjoy akoo since I am new CC card holder! I failed at Metrobank Travel Mastercard kaya going back to basics! THANK YOU FOR THIS VALUABLE CONTENT
Hahaha paminsan kasi akala ko short pero ang dami ko pang nasabi naging super long pala whahhaha!
Yey! Glad you enjoyed!!! Yes basics muna then work to the top!! :)
@@JaxReyes_ no other way but UP!!! Binge watching your videos!!
Yas!! Aww thank you!!! ❤️❤️❤️
You're so funny honey, love you na~~ hahaha I'm learning and having fun at the same time. :D
Aww thanks much Janelle!! ❤️
Very helpful po ito sir. Almost 9 years nako nagbabayad Ng annual fee ko sa Citibank credit card pwede naman plang iwave
AUB Platinum MasterCard
No annual fees forever
No interest on new purchases
Choose exactly when to pay your bill
Enroll as many supplementary cards you want
Ill check them out hehe :)
Ang BDO ang pinakamadaling kausap . The best bdo .
agree
Uts my first time na my chrge n annual fee. Paano po mag pa wve pls help po. Hinde kop siya nbbyran. April pa due ko. 😁
@@marsmeyriel need mo talaga I waive kasi may penalty yan if hindi mo mapa-waive
Just call them up lang and ask for waive hehe most likely they'll waive. I have a blog too about waiving annual fee :)
Call lang :)
Love watching your video talaga. Nakakaaliw ka panoorin at informative pa.
Aww thank you Shiela! :)
This was very helpful! #RealTalk
Its my first time having a credit card and I'm learning a lot from your videos, friend. Thank you so much!
❤️❤️
I love this video, will def. subscribe to you
Aww thank you!!
I love you :* I hope I heard this from you long time ago.. I've been paying 1250 annually for the BDO shopmore CC I Have. Do you think I could waive that? But I will try once 1 got my other CC of BDO.
Awww ❤️❤️❤️ yes try mo lang sayang ang annual fee ksi diba feel ko kaya yan ma waive
Grabe, I didn’t know na pwede pala ipa-waive yung annual fees hahahaha
Pwede! Never ko binyaran
Nakakatuwa parang version sya ni Ms.Kris Aquino 😊 Napasubscribe ako dahil sa curious ako sa mga benefits using cc. Super helpful ng chanel na to ❤
ay ty naman po!!
Love you sir haha 💕❤️
i love you too dear!
Do you have a BPI amore cashback card? Can you tackle it on your next vlog? Cause Im planning to get one. Thank you!
ay sige po sa tiktok ko soon or ill post here sa youtube shorts
Hello, tip lang, i have an rcbc flex visa (ung green na entry level card). I was charged for an annual fee last year. Called them to waive then i was advised to spend at least 10k within 60 days. I agreed. They did waive the annual fee pero i didn’t comply dun sa 10k requirement. Di na nila ako chinarge ng annual fee hahaaha 😂
Ay in fair nakalusot and di hinabol! very good ka! hehe
Very interesting...
12:12 hahah.. ganun rin ako. nag oofer ng citi speed cash, wala naman akong paggagamitan pero nagpupumilit. sabi ko sayang lang if mag aavail ako with lower credit limit kasi malaki ang fees. then after a week nag increase na. ayun inavail nlang to build credit history at di mahirapan sa next.. chika is key
KOREK chika is key!!
The best thing one can do now is investing in Bitcoin /cryptocurrency...... Earning 3X of my mouthly salary from trading Bitcoin within one week is overwhelming
I have been trading offshore I'm still yet to earn my first $100,what strategy fo do you use please?
@Christine Helm Eller For a beginner i advice you begin with a demo account. They are risk free
@Christine Helm Eller Oh sorry about your plight friend, i lost my money too but just $500.... but now I have an account manager
As a Bitcoin investment trader, it's almost inevitable that you're going to experience some ups and downs along the way. Alertness and deciveness are both fundamental ingredients in the recipe for successful forex trader.
The success behind my solely on my skills but by the help of investing in an expert
You know what? I super love listening to your flamboyance. I listen to your vlogs while I am power walking and you make me laugh with your candid comments. I laughed actually during the BDO part. So cute. So I decided to subscribe, like and hit the bell icon.
@@kapusanetwork aww thank you! Glad you enjoyed it po!!
My new mantra in life 🤣
YAS!! That's true!!
Nakakatuwa ka talaga jax! Dami kong tips na natututunan sayo. Youre very straightforward and informative pero di boring panoorin, so entertaining parang kachika ko lang friend ko haha. Dahil sayo napakuha ako ng gcash visa card nun, sobrang helpful during my trip in sg. Love you! Sana dami pang content creatoe na tulad mo hehe.
I now feel like a fool paying my CC annual fees.
Naiisip ko kasi na it such a hassle calling customer service Ng banks kaya hinahayaan ko nalang.
oh my gosh! no call dapat sayang kaya! pang shopping yun! hehe
Ang saya panoorin ng vid mo hahah. Good info for new cc holders like me. Just received my very first unionbank cc.
Yey!! Hope you learned something hehe ❤️❤️
Hi please gawan mo content kung ano at magkano laman ng gold ,silver at platinum kung ano mga pinagkaiba nila.thank you
Sige got it
nice sir, idol sana all have time and courage to always call sa customer service 💪. thanks for sharing.
malas lang siguro ako pero napaka tigas na ng BPI agent in terms of waiving the AF. Kahit nasa kanila payroll ko, hanggang 12 months installment lang kaya nila o supplementary card.
try another agent kaya
Love this video, Jax. Consistent even until today :)
thank you naman po!
amazing, thanks for the video. Enlightenment talaga
welcome!!
Good day.
Anung number ng citi
Ang tatawagan for cancelation
Tnx po...0
(632) 8995-9999
Hindi naman ako traveler,pero pinadalhan ako jcb platinum,diko pa activate kc yung annual fee
Hello Po... Ano Po ba advantage Ng supplementary card? Kung sakali Po magiisue Ako nuon sa Asawa ko..
At ung akin ay ipacut ko na pwede Po ba un?
KC ung supplementary no annual fee for life?
oo pwede mo naman ipacut no problem.
What CC best use in grocery/cashback?
mataas yung mga cashback ng secbank, metrobank, for groceries
Where all do they accept credit card in PH? I checked with seven eleven, gas stations and grocery shops none accept card.
Yes they do dapat. 711 doesn't
@@JaxReyes_ could you give some examples of places that accept. As in my next visit plan to use my credit card there.
@@ASITL almost all establishment basta mastercard or visa :)
Hi Jax :) found you sa tiktok last year and I find your hacks very informative also you're very entertaining. I'm new to cc world, I just want to ask, what will happen if I still have pending installment with my current cc and I want to cancel it na (like one of your tactics) because may annual fee (just in case they don't want to waive it), dito na ba papasok yung termination fee thingy
Yes diyan papasok yan if ever kasi di pa tapos yung installment kaya best na try all you can to have af waived muna
Never did i know na may vlog pala si Jaz and kasama niya sibling niya ☺
So nakakagoodvibes ang review and #hacks. Real talk lang and dami ko natutuhan.infairness while watching your videos i can see resemblance of Baekhyun of EXO #opinion ko lang naman un ah 😊
Oh my whaha igogoogke ko si Baekhyun whahaha!
❤️❤️❤️
kung kailan po ba in-activate ang card doon din magpa waive ng annual fee? or any time of the year?
kapag hindi ba in-activate ang card this year at next year mo pa in-activate, pwede po ba iyon? o dapat activate mo siya same year ng application?
salamat po
pag na charge ka na then pwede ka na mag ask to have it waived